Muthoot Microfin Limited — Capital/Financing Update 2025

Nov 11, 2025

November 11, 2025

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To, To,

BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5[th] Floor, Dalal Street, Plot No. C/1, G Block, Mumbai- 400 001 Bandra Kurla Complex, Bandra (E), Mumbai 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF

Subject: Intimation for allotment of Secured, Rated, Listed, Redeemable, Taxable, NonConvertible Debentures (NCDs)

Dear Madam /Sir,

In accordance with the approval received from the Board of Directors at their meeting dated May 8, 2025, the Debenture Issue and Allotment Committee has considered and approved the issuance of Debentures on October 29, 2025 and pursuant to Regulation 30 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that the Debenture Issue and Allotment Committee of Muthoot Microfin Limited in its meeting held on November 11, 2025, has allotted 15,000 (Fifteen Thousand) Secured, Rated, Listed, Redeemable, Taxable Non-Convertible Debentures (NCDs), having face value of ₹ 1,00,000/- (Indian Rupees One Lakh only) each, for an aggregate nominal value of ₹ 150,00,00,000 (Indian Rupees One Hundred and Fifty Crores)(the “ Debentures ”), i.e, Series I: 7,500 debentures having face value of ₹ 1,00,000/(Indian Rupees One lakh only) aggregating ₹ 75,00,00,000/- (Rupees Seventy-Five Crores only) and Series II: 7,500 debentures having face value of ₹ 1,00,000/- (Indian Rupees One lakh only) aggregating ₹ 75,00,00,000/- (Rupees Seventy-Five Crores only), both, excluding the green shoe option, on private placement basis.

The said allotment is within the limits approved by the Board of Directors at their meeting dated May 8, 2025.

The relevant detail of the allotment is given as Annexure I.

Kindly take the same on record.

Thanking You.

Yours faithfully,

For Muthoot Microfin Limited

Neethu Digitally signed by Neethu Ajay Date: 2025.11.11 Ajay 11:44:03 +05'30' Neethu Ajay Chief Compliance Officer & Company Secretary Membership No. A34822

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ANNEXURE – I

Details of the allotment is as follows:

Details	of the allotment is as follows:
**Sl No. **	Particulars
1	Type of securities proposed to be issued (viz. equity shares, convertibles etc.)	Secured, Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures (“NCDs”or“Debentures”)
2	Type of issuance (further public offering, rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.)	Private Placement
3	Total number of securities proposed to be issued or the total amount for which the securities will be issued (approximately);	Up to 15,000 (Fifteen Thousand) Non- Convertible Debentures having face value of ₹1,00,000 (Rupees One Lakh only) each.
4	Size of the issue;	Series I	Series II
		7,500 debentures having face value of ₹ 1,00,000/- (Indian Rupees One lakh only) aggregating Rs. 75,00,00,000/- (Rupees Seventy- Five Crores only)	7,500 debentures having face value of ₹ 1,00,000/- (Indian Rupees One lakh only) aggregating Rs.75,00,00,000/- (Rupees Seventy- Five Crores only)
5	Whether proposed to be listed? If yes, name of the stock exchange(s);	Yes BSE Limited	Yes BSE Limited
6	Tenure of the instrument - date of allotment and date of maturity;	24 Months November 11, 2025 (Date of Allotment) November 11, 2027 (Maturity)	36 Months November 11, 2025 (Date of Allotment) November 11, 2028 (Maturity)
7	Coupon/interest offered, schedule of payment of coupon/interest and principal;	9.90% (Nine point Nine Zero percentage) per annum Schedule:Monthly	10% (Ten Percentage) per annum Schedule:Monthly
8	Charge/security, if any, created over the assets;	Exclusive Charge via a deed of hypothecation over specific asset portfolio of receivables of the Issuer (“Hypothecated Assets”) with a security cover of 1.05x times (“Minimum Security Cover”) to be maintained on the Outstanding Principal Amounts of the NCDs along with coupon thereon at all times during the tenor of the NCDs. (“Security”)
9	Special right/interest/privileges attached to the instrument and changes thereof;	Nil

10	Delay in payment of interest / principal amount for a period of more than three months from the due date or default in payment of interest / principal;	Nil
11	Details of any letter or comments regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any;	Nil
12	Details of redemption of preference shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures;	Not Applicable