Muthoot Microfin Limited — Capital/Financing Update 2025

Sep 23, 2025

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September 23, 2025

To, To, BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5[th] Floor, Dalal Street, Plot No. C/1, G Block, Mumbai- 400 001 Bandra Kurla Complex, Bandra (E), Mumbai 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF

Subject: Intimation for allotment of Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) (“Debentures”)

Dear Madam /Sir,

In accordance with the approval received from the Board of Directors at their meeting dated May 8, 2025, the Debenture Issue and Allotment Committee has considered and approved the issuance of Debentures on September 17, 2025 and pursuant to Regulation 30 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that the Debenture Issue and Allotment Committee of Muthoot Microfin Limited in its meeting held on September 23, 2025 has allotted 5,000 (Five Thousand Only) Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures having a face value of ₹ 1,00,000/- (Indian Rupees One Lakh only) each, for an aggregate nominal value of ₹ 50,00,00,000 (Indian Rupees Fifty Crores) including green shoe option of ₹ 20,00,00,000 (Indian Rupees Twenty Crores), on private placement basis.

The said allotment is within the limits approved by the Board of Directors at their meeting dated May 8, 2025.

The relevant detail of the allotment is given as Annexure I.

Kindly take the same on record.

Thanking You.

Yours faithfully,

For Muthoot Microfin Limited

Neethu Digitally signed by Neethu Ajay Date: 2025.09.23 Ajay 15:04:40 +05'30' Neethu Ajay Chief Compliance Officer & Company Secretary Membership No. A34822

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ANNEXURE – I

Details of the allotment is as follows:

Sl No.	Particulars
1	Type of securities alloted (viz. equity shares, convertibles etc.)	Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-ConvertibleDebentures
2	Type of issuance (further public offering, rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.)	Private Placement
3	Total number of securities alloted;	Up to 5000 (Five Thousand) Non-Convertible Debentures having face value of ₹1,00,000 (Rupees OneLakhonly) each.
4	Size of the issue;	₹ 50,00,00,000 (Indian Rupees Fifty Crore only) including green shoe option of ₹ 20,00,00,000 (Indian Rupees Twenty Crores).
5	Whether proposed to be listed? If yes, name of the stock exchange(s);	Yes BSE Limited
6	Tenure of the instrument - date of allotment and date of maturity;	36 Months September 23, 2025 (Date of Allotment) September 23,2028 (Maturity)
7	Coupon/interest offered, schedule of payment of coupon/interest and principal;	9.80% (Nine point eight zero percentage) per annum Schedule:Monthly
8	Charge/security, if any, created over the assets;	The outstanding principal amount, if any shall be secured by a first ranking and exclusive charge of 1.10x over (including but not limited to) receivables, including present and future receivables (“Company’s Receivables”) which are free from any encumbrances/ charge/lien.
9	Special right/interest/privileges attached to the instrument and changes thereof;	Nil
10	Delay in payment of interest / principal amount for a period of more than three months from the due date or default in payment of interest / principal;	Nil
11	Details of any letter or comments regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon,ifany;	Nil
12	Details of redemption of preference shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures;	Not Applicable