Muthoot Microfin Limited — Capital/Financing Update 2025

Nov 4, 2025

November 04, 2025

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To, To,

BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5[th] Floor, Dalal Street, Plot No. C/1, G Block, Mumbai- 400 001 Bandra Kurla Complex, Bandra (E), Mumbai 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF

Subject: Intimation for allotment of Rated, Unsubordinated, Secured, Listed, Taxable, Transferable, Redeemable Non-Convertible Debentures (“NCDs”) (“Debentures”)

Dear Madam /Sir,

In accordance with the approval received from the Board of Directors at their meeting dated May 8, 2025, the Debenture Issue and Allotment Committee has considered and approved the issuance of Debentures on October 29, 2025 and pursuant to Regulation 30 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that the Debenture Issue and Allotment Committee of Muthoot Microfin Limited in its meeting held on November 04 2025, has allotted 7,500 (Seven Thousand Five Hundred) Rated, Unsubordinated, Secured, Listed, Taxable, Transferable, Redeemable Non-Convertible Debentures (NCDs), having face value of ₹ 1,00,000/- (Indian Rupees One Lakh only) each, for an aggregate nominal value of ₹ 75,00,00,000 (Indian Rupees Seventy Five Crores)(the “ Debentures ”), on private placement basis.

The said allotment is within the limits approved by the Board of Directors at their meeting dated May 8, 2025.

The relevant detail of the allotment is given as Annexure I.

Kindly take the same on record.

Thanking You.

Yours faithfully,

For Muthoot Microfin Limited

Neethu Digitally signed by Neethu Ajay Date: 2025.11.04 Ajay 13:24:36 +05'30' Neethu Ajay Chief Compliance Officer & Company Secretary Membership No. A34822

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ANNEXURE – I

Details of the allotment is as follows:

ANNEXURE– IDetails of the allotment is as follows:	ANNEXURE– IDetails of the allotment is as follows:	ANNEXURE– IDetails of the allotment is as follows:
Sl No.		Particulars
1		Type of securities alloted (viz. equityshares, convertibles etc.)	Rated, UnsubordinatTaxable, TransferablConvertible Debentur	ed, Secured, Listed,e, Redeemable Non-es
2		Type of issuance (further public offering,rightsissue,depositoryreceipts(ADR/GDR),qualifiedinstitutionsplacement, preferential allotment etc.)	Private Placement
3		Total number of securities alloted;	Up to 7,500 (Seven TOnly) Rated, UnsuListed, Taxable, TraNon-Convertible Devalue of INR 1,00, 000	housand Five Hundredbordinated, Secured,nsferable, Redeemablebentures having face (One Lakh only) each.
4		Size of the issue;
			7,500 (Seven ThousanRated, UnsubordinatTaxable Transferabl	d Five Hundred Only))ed, Secured, Listed,e Redeemable Non-
			, ,Convertible Debentures having a face value
			of INR 1,00,000/- (Onanaggregate nom75,00,00,000 (Indiancrores only)	e Lakh only) each, forinalvalueofINRRupees Seventy Five
5		Whether proposed to be listed? If yes, nameof the stock exchange(s);	YesBSE Limited
6		Tenure of the instrument - date of allotmentand date of maturity;	24 monthsNovember 04, 202Allotment)November 04, 2027 (	5 (Deemed Date ofMaturity)
7		Coupon/interestoffered,scheduleofpayment of coupon/interest and principal;	9.80% (Nine point eigannumSchedule:Monthly	ht zero percentage) per
8		Charge/security, if any, created over theassets;	The Debentures shalla first ranking, exclchargeonide“	be secured by way ofusive and continuingntifiedreceivables ”
			(Hypothecated“Hypothecated Assetth dd f hth	BookDebts/s”) created pursuant toti t b td
			e ee o ypoecaon o e execuebetween the Company and the Debenture
			TrusteeasdescrHypothecated Securibe equal to 1.1 timamount of the Deben	ibedherein.Theties shall at all timeses of the outstandingtures.
9		Special right/interest/privileges attached tothe instrument and changes thereof;	Nil
10		Delay in payment of interest / principalamount for a period of more than three	Nil

	months from the due date or default inpayment of interest / principal;
11	Details of any letter or comments regardingpayment/non-payment of interest, principalon due dates, or any other matterconcerning the security and /or the assetsalong with its comments thereon, if any;	Nil
12	Details of redemption of preference sharesindicating the manner of redemption(whether out of profits or out of fresh issue)and debentures;	Not Applicable