Muthoot Microfin Limited — Capital/Financing Update 2025

Sep 17, 2025

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September 17, 2025

BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001

Scrip Code: 544055

National Stock Exchange of India Limited Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (E) Mumbai – 400 051

Scrip Code: MUTHOOTMF

Dear Sir/Madam,

Sub: Outcome of the Debenture Issue and Allotment Committee held on September 17, 2025, under Reg 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Listing Regulations")

Pursuant to Regulation 50(1) & 30 of SEBI (Listing Obligations and disclosure Requirements) Regulations, 2015, we wish to inform you that the Debenture Issue and Allotment Committee at its meeting held on September 17, 2025, approved issuance of Non-Convertible Debentures/ Bonds on Private placement basis, within the limits as approved by the Board of Directors and Shareholders of the Company;

• i. Up to 7500 (Seven Thousand Five Hundred) Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures having face value of ₹ 1,00,000 (Rupees One Lakh only) each for an aggregate nominal value of ₹ 75,00,00,000 (Indian Rupees Seventy-Five Crore only) including green shoe option of ₹ 45,00,00,000 (Indian Rupees Forty-Five Crores).

The relevant details of the issuance as required under SEBI Master Circular No. SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024, are given as Annexure I.

Meeting commenced at 3.30 PM and concluded at 4.00 PM

Thanking you,

Yours faithfully,

For Muthoot Microfin Limited

NEETHU

AJAY

Digitally signed by NEETHU AJAY Date: 2025.09.17 16:24:07 +05'30'

Neethu Ajay Chief Compliance Officer and Company Secretary

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ANNEXURE – I

Details of the issuance is as follows:

Sl No.	Particulars
1	Type of securities proposed to be issued (viz. equity shares, convertibles etc.)	Listed, Rated, Senior, Secured, Transferable, Redeemable, Non- Convertible Debentures
2	Type of issuance (further public offering, rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.)	Private Placement
3	Total number of securities proposed to be issued or the total amount for which the securities will be issued (approximately);	Up to 7500 (Seven Thousand Five Hundred)Non-Convertible Debentures having face value of ₹1,00,000 (Rupees One Lakh only) each.
4	Size of the issue;	₹ 75,00,00,000 (Indian Rupees Seventy-Five Crore only) including green shoe option of ₹ 45,00,00,000 (Indian Rupees Forty-Five Crores).
5	Whether proposed to be listed? If yes, name of the stock exchange(s);	Yes BSE Limited
6	Tenure of the instrument - date of allotment and date of maturity;	36 Months September 23, 2025 (Deemed Date of Allotment) September 23, 2028 (Maturity)
7	Coupon/interest offered, schedule of payment of coupon/interest and principal;	9.80% (Nine point eight zero percentage) per annum Schedule:Monthly
8	Charge/security, if any, created over the assets;	The outstanding principal amount, if any shall be secured by a first ranking and exclusive charge of 1.10x over (including but not limited to) receivables, including present and future receivables (“Company’s Receivables”) which are free from any encumbrances/ charge/ lien.
9	Special right/interest/privileges attached to the instrument and changes thereof;	Nil
10	Delay in payment of interest / principal amount for a period of more than three months from the due date or default in payment of interest / principal;	Nil
11	Details of any letter or comments regarding payment/non- payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any;	Nil
12	Details of redemption of preference shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures;	Not Applicable