M&T BANK CORP — Director's Dealing 2026

Feb 18, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: M&T BANK CORP (MTB)
CIK: 0000036270
Period of Report: 2026-02-13

Reporting Person: Urban Julianne (Sr. EVP & Chief Auditor)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-13	Common Stock	A	945	—	Acquired	8799	Direct
2026-02-13	Common Stock	F	341	$228.71	Disposed	8458	Direct

Footnotes

F1: Shares issued pursuant to performance-vested stock units (including 92 shares issued for related dividend equivalent units) that were granted to the reporting person on January 31, 2023 under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") and were earned based on achievement against pre-established performance criteria for the three-year performance period ended December 31, 2025, as determined by the Company's Compensation and Human Capital Committee on February 13, 2026.

F2: The performance-vested restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-vested restricted stock units.

F3: Shares withheld for taxes upon the settlement in shares of performance-vested stock units previously granted to the reporting person.