MLP SE — Investor Presentation 2022

Nov 10, 2022

Business figures 9M/Q3 2022

Reinhard Loose Chief Financial Officer of MLP SE

Wiesloch, November 10, 2022

Agenda

• Highlights 9M/Q3 2022
• Key financial figures 9M/Q3 2022
• Consultants and clients
• Summary and outlook
• Questions and answers

Highlights 9M/Q3 2022

• Total revenue increases to € 674.7 million in the first nine months (up 7 %)
• 9M: Revenue growth especially in the field of real estate (up 66 %), interest rate business (up 31 %) and non-life insurance (up 17 %)
• 9M: EBIT increases to € 52.2 million (9M 2021: € 47.3 million), Q3 EBIT stands at € 8.2 million (Q3 2021: € 15.9 million)
• Despite challenging geopolitical conditions and a tense market situation: MLP reaffirms its forecast for the financial year (EBIT of € 75 to 85 million)
• Mid-term planning reaffirmed: EBIT set to reach € 100 to 110 million by the end of 2025 with more than € 1.1 billion in sales revenue

• Highlights 9M/Q3 2022
• Key financial figures 9M/Q3 2022
• Consultants and clients
• Summary and outlook
• Questions and answers

Total revenue up by 7 %

in € million

Each as at September 30

9M: Real estate and non-life insurance business remains clearly in plus

An overview of key figures

*incl. first-time consolidation of the companies in the Industrial Broker segment; among them RVM Group as of April 1, 2021

As of December 31, Q3 as of September 30

9M: EBIT increases to € 52.2 million

Income statement

in € million

	Q3 2021	Q3 2022	Change in %	9M 2021	9M 2022	Change in %
Total revenue	210.4	202.1	-3.9	632.2	674.7	+6.7
EBIT	15.9	8.2	-48.4	47.3	52.2	+10.4
Finance cost	-0.9	-0.7	+22.2	-2.7	-2.0	+25.9
EBT	15.0	7.5	-50.0	44.6	50.2	+12.6
Taxes	-4.9	-3.6	-26.5	-13.4	-15.3	+14.2
Net profit	10.0	3.9	-61.0	31.2	34.9	+11.9
EPS in € (diluted/basic)	0.09	0.04	-55.5	0.29	0.32	+10.3

Strong balance sheet

in € million

Assets	Dec. 31, 2021	Sep. 30, 2022
Intangible assets	226.8	238.4
Receivables from clients in the banking business	961.4	1,115.9
Receivables from banks in the banking business	478.3	698.3
Financial assets	195.2	248.6
Other receivables and assets	261.9	237.4
Cash and cash equivalents	1,377.8	997.3
Liabilities and shareholders' equity
Shareholders' equity	496.2	511.1
Provisions	137.0	100.4
Liabilities due to clients in the banking business	2,516.1	2,608.5
Liabilities due to banks in the banking business	129.3	136.7
Other liabilities	370.3	332.4
Total	3,693.4	3,732.6

Return on equity: 6.8 % Equity ratio: 13.7 % Core capital ratio: 17.9 % Net liquidity: € 137 million

• Highlights 9M/Q3 2022
• Key financial figures 9M/Q3 2022
• Consultants and clients
• Summary and outlook
• Questions and answers

Development of client and consultant numbers

11

Agenda

• Highlights 9M/Q3 2022
• Key financial figures 9M/Q3 2022
• Consultants and clients
• Summary and outlook
• Questions and answers

Forecast for 2022 confirmed

very positive: ++, positive: +, neutral: 0, negative: -, very negative: --

Planning for 2025 reaffirmed

Summary

• Further growth in terms of revenue and EBIT in the first nine months thanks to a broad diversification strategy and despite a challenging market environment
• Good starting position created for achieving annual targets: EBIT-Forecast for FY2022 confirmed – keeping a close eye on potentially further increasing risks in the markets
• Focus remains on mid-term planning: taking the MLP Group to the next level in terms of sales revenue and earnings by the end of 2025

Agenda

• Highlights 9M/Q3 2022
• Key financial figures 9M/Q3 2022
• Consultants and clients
• Summary and outlook
• Questions and answers

Many thanks for your time.

We are happy to answer any questions you may have.

69168 Wiesloch