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MineHub Technologies Interim / Quarterly Report 2025

Sep 27, 2025

47939_rns_2025-09-26_03d1f18c-f16f-456f-8478-e2105d8a40e3.pdf

Interim / Quarterly Report

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MINEHUB TECHNOLOGIES INC.

Condensed Consolidated Interim Financial Statements

For the Three and Six Months Ended July 31, 2025 and 2024

(Expressed in Canadian Dollars)


NOTICE OF NO AUDITOR REVIEW OF INTERIM FINANCIAL STATEMENTS

Under National Instrument 51-102, Part 4, subsection 4.3(3) (a), if an auditor has not performed a review of the interim financial statements, they must be accompanied by a notice indicating that the financial statements have not been reviewed by an auditor.

The accompanying unaudited condensed consolidated interim financial statements of MineHub Technologies Inc. (the "Company") have been prepared by and are the responsibility of the Company's management.

The Company's independent auditor has not performed a review of these financial statements in accordance with standards established by the Chartered Professional Accountants of Canada for a review of the condensed consolidated interim financial statements by an entity's auditor.

2


The accompanying notes are an integral part of these condensed consolidated interim financial statements

MINEHUB TECHNOLOGIES INC.

Condensed Consolidated Interim Statements of Financial Position

(Expressed in Canadian dollars, unaudited)

Notes July 31, 2025 January 31, 2025
Assets
Current assets
Cash $ 1,438,624 $ 262,200
Receivables 3 416,578 440,802
Prepaid expenses 100,732 223,950
Investment 4 1,084,478 2,182,671
Total current assets 3,040,412 3,109,623
Intangible assets and goodwill 5 626,586 659,552
Total assets $ 3,666,998 $ 3,769,175
Liabilities
Current liabilities
Trade payables and accrued liabilities 6,10 $ 622,624 $ 649,360
Short-term loans 7,15 1,685,597 757,130
Deferred revenue 11 13,177 13,177
Total current liabilities 2,321,398 1,419,667
Non-current liabilities
Deferred revenue 11 - 6,589
Total liabilities 2,321,398 1,426,256
Shareholders' equity
Share capital 8,15 37,864,517 36,512,994
Equity compensation reserve 8,9 2,814,119 2,204,289
Deficit (39,333,036) (36,374,364)
Total shareholders' equity 1,345,600 2,342,919
Total liabilities and shareholders' equity $ 3,666,998 $ 3,769,175

Nature of and continuance of operations (Note 1)

Subsequent events (Notes 7(c),15)

Approved on behalf of the Board:

"Vince Sorace"

Vince Sorace, Director

"Troy Bullock"

Troy Bullock, Director

3


MINEHUB TECHNOLOGIES INC.

Condensed Consolidated Interim Statements of Comprehensive Loss

(Expressed in Canadian dollars, unaudited)

Notes Three Months Ended July 31, Six Months Ended July 31,
2025 2024 2025 2024
Revenue 11 $ 350,612 $ 455,566 $ 712,634 $ 1,231,311
Cost of sales 274,476 291,125 551,321 600,625
Gross margin 76,136 164,441 161,313 630,686
Operating expenses
Research and development 12 734,112 768,632 1,422,436 1,642,700
Sales and marketing 12 266,729 276,246 587,794 497,577
General and administrative 12 529,226 530,205 1,048,558 1,032,584
Stock-based compensation 8,10,12 89,459 107,427 208,865 192,742
Amortization 5,12 13,038 26,816 32,966 53,636
Total operating expenses (1,632,564) (1,709,326) (3,300,619) (3,419,239)
Net loss from operations (1,556,428) (1,544,885) (3,139,306) (2,788,553)
Other income (expenses)
Interest expense and accretion 7,12 (30,505) (23,930) (38,939) (47,726)
Change in fair value of investment 4 365,677 - 189,974 -
Other income (expense) (50) 388 392 902
Foreign exchange gain (loss) (11,563) (25,771) (41,057) (37,004)
Total other income (expenses) 323,559 (49,313) 110,370 (83,828)
Net and comprehensive loss $ (1,232,869) $ (1,594,198) $ (3,028,936) $ (2,872,381)
Loss per share – basic and diluted $ (0.02) $ (0.03) $ (0.04) $ (0.05)
Weighted average number of shares outstanding 88,121,066 68,134,675 87,819,206 68,134,675

The accompanying notes are an integral part of these condensed consolidated interim financial statements


MINEHUB TECHNOLOGIES INC.

Condensed Consolidated Interim Statements of Changes in Shareholders' Equity

(Expressed in Canadian dollars, unaudited)

Notes Share Capital Equity Compensation Reserve Equity Component of Convertible Debt Reserve Deficit Total Shareholders' Equity (Deficit)
Number of Shares Amount
Balance, January 31, 2024 68,134,675 $ 31,227,928 $ 2,414,059 $ 88,029 $ (30,962,003) $ 2,768,013
Fair value reclass of expired warrants 8 - - (229,656) - 229,656 -
Fair value reclass of expired options 8 - - (210,150) - 210,150 -
Stock-based compensation 8,10 - - 192,742 - - 192,742
Transfer of convertible debt 8 - - - (88,029) 88,029 -
Net and comprehensive loss for the period - - - - (2,872,381) (2,872,381)
Balance, July 31, 2024 68,134,675 31,227,928 2,166,995 - (33,306,549) 88,374
Balance, January 31, 2025 87,049,677 36,512,994 2,204,289 - (36,374,364) 2,342,919
Shares issued for cash, net of share issue cost 8 1,250,000 456,612 25,000 - - 481,612
Warrants issued with shares 8 644,907 644,907
Warrants exercised 8 2,841,726 490,275 (28,417) - - 461,858
Options exercised 8 517,500 404,636 (170,261) - - 234,375
Fair value reclass of expired warrants 8 - - (8,385) - 8,385 -
Fair value reclass of expired options 8 - - (61,879) - 61,879 -
Stock-based compensation 8,10 - - 208,865 - - 208,865
Net and comprehensive loss for the period - - - - (3,028,936) (3,028,936)
Balance, July 31, 2025 91,658,903 $ 37,864,517 $ 2,814,119 $ - $ (39,333,036) $ 1,345,600

The accompanying notes are an integral part of these condensed consolidated interim financial statements


The accompanying notes are an integral part of these condensed consolidated interim financial statements

MINEHUB TECHNOLOGIES INC.

Condensed Consolidated Interim Statements of Cash Flows

(Expressed in Canadian dollars, unaudited)

Six Months Ended
July 31, 2025 July 31, 2024
Cash provided by (used in):
Operating activities
Net loss $ (3,028,936) $ (2,872,381)
Item not affecting cash:
Interest and accretion expense 38,939 47,726
Amortization 32,966 53,636
Stock-based compensation 208,865 192,742
(Gain) loss on investment (189,974) -
Unrealized foreign exchange (gains) losses (23,579) -
Changes in non-cash working capital items:
Accounts receivable 21,833 30,497
Prepaid expenses 123,218 73,343
Accounts payable and accrued liabilities (765) (402,400)
Deferred revenue (6,589) (363,939)
Net cash used in operating activities (2,824,022) (3,240,776)
Investing activities
Proceeds from investments 1,277,695 -
Net cash provided by investing activities 1,277,695 -
Financing activities
Loan received 1,050,000 450,000
Loan repayment (150,000) (495,000)
Proceeds from issuance of shares, net of issue costs 481,612 -
Proceeds from stock option and warrant exercises, net of costs 1,341,139 -
Net cash provided by (used in) financing activities 2,722,751 (45,000)
Increase (decrease) in cash 1,176,424 (3,285,776)
Cash, beginning 262,200 3,869,376
Cash, ending $ 1,438,624 $ 583,600
Supplemental cash flow information
Taxes paid $ - $ -
Interest paid - -

7

MINEHUB TECHNOLOGIES INC.

Notes to Condensed Consolidated Interim Financial Statements

For the three and six months ended July 31, 2025 and 2024

(Expressed in Canadian dollars, unaudited)

1. Nature and continuance of operations

MineHub Technologies Inc. (the “Company”) was incorporated in the province of British Columbia on February 19, 2018. The Company is engaged in the development and operation of a suite of digital tools for the commodities supply chain. The Company’s registered and records office is 2501-550 Burrard Street, Vancouver, British Columbia, V6C 0A8. The Company’s head office is located at 918-1030 West Georgia Street, Vancouver, British Columbia, V6E 2Y3. The Company’s common shares are listed on the TSX Venture Exchange (“TSX-V”) under the ticker MHUB and quoted on the OTCQB under the ticker MHUBF.

These condensed consolidated interim financial statements have been prepared on the assumption that the Company will continue as a going concern, meaning it will continue in operation for the foreseeable future and will be able to realize assets and discharge liabilities in the ordinary course of operations. Different bases of measurement may be appropriate if the Company is not expected to continue operations for the foreseeable future. As at July 31, 2025, the Company has generated modest revenues but has incurred losses since inception. The Company’s continuation as a going concern is dependent on its ability to generate future cash flows and/or obtain additional financing. These factors indicate the existence of a material uncertainty that may cast significant doubt about the Company’s ability to continue as a going concern. Management intends to finance operating costs over the next twelve months with cash on hand, loans from directors and companies controlled by directors and/or private placements of common stock. There is a risk that additional financing will not be available on a timely basis or on terms acceptable to the Company. These condensed consolidated interim financial statements do not reflect any adjustments that may be necessary if the Company is unable to continue as a going concern, and such adjustments could be material.

These condensed consolidated interim financial statements were authorized for issue by the Board of Directors on September 23, 2025.

2. Material accounting policy information

(a) Statement of compliance to International Financial Reporting Standards

These condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard (“IAS”) 34 – Interim Financial Reporting, as issued by the International Accounting Standards Board (“IASB”). Accordingly, certain information and footnote disclosure normally included in annual financial statements prepared in accordance with International Financial Reporting Standards (“IFRS”) have been omitted or condensed, and therefore these condensed consolidated interim financial statements should be read in conjunction with the Company’s January 31, 2025 audited annual consolidated financial statements and the notes to such financial statements.

(b) Basis of preparation

The condensed consolidated interim financial statements have been prepared on an accrual basis except for cash flow information and are based on historical costs modified where applicable. The condensed consolidated interim financial statements are presented in Canadian dollars unless otherwise noted. The policies set out below were consistently applied to all periods presented unless otherwise noted.

(c) Use of estimates, assumptions and material judgements

The preparation of condensed consolidated interim financial statements in accordance with IFRS requires the Company to make estimates and assumptions concerning the future as well as making judgements. The Company’s management reviews these estimates and underlying assumptions on an ongoing basis, based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. Revisions to estimates are adjusted for prospectively in the period in which the estimates are revised.


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

  1. Material accounting policy information (continued)

(c) Use of estimates, assumptions and material judgements (continued)

The estimates, assumptions and judgements applied in the condensed consolidated interim financial statements, including the key sources of estimation uncertainty, were the same as those applied in the Company’s last annual financial statements for the year ended January 31, 2025.

(d) Basis of consolidation

These condensed consolidated interim financial statements include the accounts of the Company and its wholly-owned subsidiaries, MineHub (USA) Inc., MineHub Technologies China, MineHub Technologies Singapore Pte Ltd (wound up as of May 29, 2025) and CMDTY UK Ltd. All inter-company balances and transactions have been eliminated upon consolidation.

  1. Receivables
July 31, 2025 January 31, 2025
Accounts receivable $ 390,007 $ 370,127
Sales taxes recoverable 26,571 70,675
$ 416,578 $ 440,802
  1. Investment

During the year ended January 31, 2025 the Company received 456,359 shares of Abaxx Technologies Inc. (“Abaxx”) with a fair value of $5,102,077 as part of a share exchange agreement dated July 31, 2024. The shares are listed on CBOE and OTCQX. During the six months ended July 31, 2025, the Company generated proceeds of $1,277,695 from its investment. As at July 31, 2025, the Abaxx shares were recorded at their fair value by reference to the share price of Abaxx resulting in a fair value gain on investment of $189,974.

  1. Intangible assets and goodwill
Backlog Technology Goodwill Total
Cost
Balance, January 31, 2024 and 2025 $ 110,239 $ 260,741 $ 489,706 $ 860,686
Additions - - - -
Balance, July 31, 2025 $ 110,239 $ 260,741 $ 489,706 $ 860,686
Accumulated amortization
Balance, January 31, 2024 $ (48,227) $ (45,633) $ - $ (93,860)
Amortization (55,122) (52,152) - (107,274)
Balance, January 31, 2025 $ (103,349) $ (97,785) $ - $ (201,134)
Amortization (6,890) (26,076) - (32,966)
Balance, July 31, 2025 $ (110,239) $ (123,861) $ - $ (234,100)
Net book value
Balance, January 31, 2025 $ 6,890 $ 162,956 $ 489,706 $ 659,552
Balance, July 31, 2025 $ - $ 136,880 $ 489,706 $ 626,586

8


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

6. Trade payables and accrued liabilities

July 31, 2025 January 31, 2025
Trade payables (Note 10) $ 456,705 $ 457,242
Accrued liabilities (Note 10) 165,919 192,118
$ 622,624 $ 649,360

7. Convertible debt and short-term loans

2020 Convertible Debenture (Note 7(a)) 2021 Convertible Debenture (Note 7(b)) Short-Term Loans (Note 7(c)) Total
Balance, January 31, 2024 $ 845,323 $ 21,352 $ - $ 866,675
Repayment of convertible debenture (495,000) - - (495,000)
Accretion of convertible debenture 39,463 1,051 - 40,514
Interest accrued 6,712 500 37,729 44,941
New promissory note issued - - 450,000 450,000
Repayment of promissory note - - (150,000) (150,000)
Transfer of convertible debt (396,498) (22,903) 419,401 -
Balance, January 31, 2025 $ - $ - $ 757,130 $ 757,130
Interest accrued - - 28,467 28,467
New promissory note issued - - 1,050,000 1,050,000
Repayment of promissory note - - (150,000) (150,000)
Balance, July 31, 2025 $ - $ - $ 1,685,597 $ 1,685,597

(a) On July 31, 2020, the Company entered into an agreement to combine four outstanding short-term loans into convertible debentures with a principal amount of $791,000. The lenders have an option to convert all or a portion of the principal amount of $664,500 and accrued interest into units of the Company at $0.25 per unit and $126,500 into common shares of the Company at $0.25 per share. Each unit consists of one common share of the Company and one-half share purchase warrant entitling the holder to purchase one share of the Company at an exercise price of $0.50 per unit until July 31, 2025.

The convertible debenture is a compound financial instrument as it includes both liability and equity components. On initial recognition, the Company determined the fair value of the liability component on the date of issue to be $702,971. The fair value of the liability was determined by calculating the fair value of the future cash flows of the loan assuming a discount rate of 12%. The equity component of the debenture was determined to be $88,029, which comprises of the principal value less the liability component.

On April 14, 2023, the lenders extended convertible promissory debentures to July 31, 2024, which resulted in a gain on debt modification of $87,638.

On February 5, 2024, the Company repaid $495,000 of the principal amount.

9


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

  1. Convertible debt and short-term loans (continued)

(b) On September 4, 2021, $20,000 of the principal from the loan described in Note 7(a) was assigned to a new lender with the same terms. On April 14, 2023, the Company extended convertible promissory note to July 31, 2024, which resulted in a gain on debt modification of $2,368.

(c) On July 31, 2024, the outstanding principal and interest amounts for the convertible debentures were transferred into loans payable from the same counterparties at an interest rate of 5% per annum and are repayable on demand. As the loans are no longer convertible the equity component of the convertible debentures ($88,029), was transferred to deficit. These loans were settled by way of equity subsequent to the end of the quarter (Note 15).

On July 30, 2024, the Company entered into a promissory note for a principal amount of $450,000 at an interest rate of 8% per annum. An arrangement fee of $9,000 was incurred in connection with the promissory note. The Company made partial repayments of the promissory note as follows: $150,000 on January 23, 2025, $100,000 on April 15, 2025, $50,000 on July 30, 2025 and $100,000 on August 27, 2025. The remaining balance of $50,000 plus accrued interest is repayable on October 31, 2025.

On April 13, 2025, the Company entered into a loan agreement for a principal amount of $750,000 at an interest rate of 7% per annum. On June 25, 2025, the Company received an additional $300,000 under this loan agreement and made a partial repayment of $200,000 on August 28, 2025. The remaining balance of $850,000 plus accrued interest is repayable on December 31, 2025.

  1. Share capital

Authorized share capital

Unlimited common shares without par value.

Issued share capital

At July 31, 2025, there were 91,658,903 issued and fully paid common shares (January 31, 2025 – 87,049,677).

On March 1, 2024, the company consolidated its shares on the basis of one post-consolidation share for every two pre-consolidation shares. All references to the number of shares and per share amounts have been retrospectively restated to reflect the consolidation.

Share issuance

Six Months Ended July 31, 2025:

On July 25, 2025, the Company closed a non-brokered private placement, which raised $500,000 through the sale of 1,250,000 units (“Units”) at a price of $0.40 per Unit. Each Unit consists of one common share of the Company and one-half of one transferable common share purchase warrant, which each share purchase warrant exercisable at a price of $0.50 per common share and expiring on January 31, 2027. Using the residual value method, $25,000 of the gross proceeds were allocated to the share purchase warrants.

The Company also closed a warrant exercise incentive program (the “Incentive Program”) related to share purchase warrants of the Company that were outstanding from a 2024 private placement that are exercisable at $0.40 per common share until January 31, 2027 (the “Eligible Warrants”). Exercise of the Eligible Warrants during the Incentive Program earned the holders one incentive warrant exercisable at $0.50 to acquire one common share for three years from the date of issuance (each an “Incentive Warrant”) for each Eligible Warrant exercised. During the Incentive Program, 2,570,954 Eligible Warrants were exercised into common shares for

10


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

8. Share capital (continued)

proceeds of $1,028,382, resulting in the issuance of 2,570,954 Incentive Warrants. The average share price during the Incentive Program was $0.41.

The Company incurred cash share issuance costs of $48,315 in connection with the July 2025 non-brokered private placement and Incentive Program.

The Company previously issued 270,772 common shares for 270,772 warrants exercised at an exercise price of $0.40 per warrant outside of the Incentive Program. The average share price on the dates of exercise was $0.66.

The Company issued 517,500 common shares for 517,500 stock options exercised at an average exercise price of $0.45 per option. The average share price on the dates of exercise was $0.58.

Warrants

Warrant transactions are summarized as follows:

Number of warrants Weighted average exercise price
Warrants outstanding, January 31, 2024 23,316,619 $ 0.58
Issued 8,333,333 0.35
Exercised (765,664) 0.40
Expired (9,338,139) 0.62
Warrants outstanding, January 31, 2025 21,546,149 $ 0.48
Issued 3,195,954 0.50
Exercised (2,841,726) 0.40
Expired (1,283,750) 0.80
Warrants outstanding, July 31, 2025 20,616,627 $ 0.47

Details of warrants outstanding as at July 31, 2025 are as follows:

Exercise price Expiry date Number of warrants
$ 1.00 October 13, 2025 1,171,969
0.80 April 17, 2026 1,018,750
0.40 January 31, 2027 15,229,954
0.50 January 31, 2027 625,000
0.50 July 25, 2028 2,570,954
20,616,627

At July 31, 2025, the weighted-average remaining contractual life of warrants outstanding was 1.58 years.

During the six months ended July 31, 2025, 1,283,750 (2024 – 956,250) warrants expired, accordingly a total of $8,385 (2024 – $229,656) was transferred to deficit.

Stock options

The Company has an incentive stock option plan, which provides that the Board of Directors of the Company may from time-to-time, in its discretion, grant to directors, officers, employees and technical consultants to the Company, non-transferable stock options to purchase common shares, provided that the number of common shares reserved for issuance will not exceed a rolling 10% of the Company's issued and outstanding common shares at the time the options are granted.


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

8. Share capital (continued)

Stock options transactions are summarized as follows:

Number of options Weighted average exercise price
Options outstanding, January 31, 2024 3,920,625 $ 0.62
Issued 4,287,500 0.27
Exercised (7,500) 0.25
Forfeited/expired (1,597,188) 0.55
Options outstanding, January 31, 2025 6,603,437 $ 0.41
Issued 1,000,000 0.40
Exercised (517,500) 0.45
Forfeited/expired (85,000) 0.99
Options outstanding, July 31, 2025 7,000,937 $ 0.40
Options exercisable, July 31, 2025 4,182,187 $ 0.45

Details of stock options outstanding and exercisable as at July 31, 2025 is as follows:

Range of exercise prices Number of options Weighted average remaining contractual life (years) Number of options exercisable
$ 0.00-0.24 965,937 0.51 641,562
0.25-0.49 3,955,000 2.33 1,500,000
0.50-0.75 1,925,000 0.44 1,885,625
1.00-1.25 57,500 0.00 57,500
1.75-1.99 7,500 0.00 7,500
2.00-2.25 90,000 0.01 90,000
7,000,937 3.29 4,182,187

The fair value of each option granted in the six months ended July 31, 2025 and 2024 was estimated at the time of grant using the Black-Scholes option pricing model with the following assumptions. The expected volatility reflects the historical volatility in the price of the Company's shares over the expected life.

July 31, 2025 July 31, 2024
Exercise price $0.40 $0.23
Risk-free interest rate 2.87% 3.67%
Expected life 5 years 5 years
Volatility factor 116% 115%
Dividend yield 0% 0%
Fair value $0.31 $0.15

During the six months ended July 31, 2025, the Company recorded $208,865 (2024 - $192,742) in stock-based compensation expense. During the six months ended July 31, 2025, 85,000 (2024 - 608,875) options expired, accordingly $61,879 (2024 - $210,150) was transferred to deficit.

12


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

  1. Reserves

Equity compensation reserve

The equity compensation reserve records items recognized as stock-based compensation expense until such time that the stock options are exercised, at which time the corresponding amount will be transferred to share capital. If the options expire unexercised and cancelled, the amount recorded is transferred to deficit.

Equity component of convertible debt reserve

The convertible debt reserve records the equity component of convertible debt with liability and equity components. On conversion, the amount recorded is transferred to share capital.

  1. Related party transactions

For the six months ended July 31, 2025 and 2024, the Company had no transactions with related parties as defined in IAS 24 – Related Party Disclosures, except those pertaining to transactions with key management and director personnel in the ordinary course of their employment, or as disclosed below.

Key management and director compensation is as follows:

Three Months Ended July 31, Six Months Ended July 31,
2025 2024 2025 2024
Aggregate compensation $ 188,891 $ 173,475 $ 384,980 $ 320,606
Stock-based compensation (Note 9) 22,170 51,542 56,080 81,654
$ 211,061 $ 225,017 $ 441,060 $ 402,260

At July 31, 2025, included in accounts payable and accrued liabilities is $103,663 (at January 31, 2025 - $61,850) due to directors and officers or companies controlled by directors and officers. These amounts are unsecured, non-interest bearing and have no fixed payment terms (Note 6).

  1. Revenue

The following table presents revenue from contracts with customers disaggregated by service type:

Three Months Ended July 31, Six Months Ended July 31,
2025 2024 2025 2024
Software as a service $ 350,612 $ 455,566 $ 712,634 $ 929,073
Professional services - - - 302,238
$ 350,612 $ 455,566 $ 712,634 $ 1,231,311

13


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

11. Revenue (continued)

The following table provides information about deferred revenue (contract liability):

July 31, 2025 January 31, 2025
Balance, beginning $ 19,766 $ 392,522
Revenue recognized that was included in the deferred revenue balance at the beginning of the period (6,589) (372,756)
Balance, ending $ 13,177 $ 19,766
Deferred revenue – current $ 13,177 $ 13,177
Deferred revenue – non-current $ - $ 6,589

12. Expense by nature

The following table presents expenses by nature:

Three Months Ended July 31, Six Months Ended July 31,
2025 2024 2025 2024
Payroll and contractor expenses $ 1,338,491 $ 1,370,689 $ 2,729,313 $ 2,777,249
Office and miscellaneous 159,106 163,507 319,556 310,801
Professional fees 122,793 86,609 222,869 178,407
Stock-based compensation 89,459 107,427 208,865 192,742
Marketing 81,778 103,513 152,236 179,036
Administrative services 37,834 47,995 75,673 66,756
Travel 23,653 21,600 44,758 55,400
Interest and accretion expense 30,505 23,930 38,939 47,726
Regulatory fees 23,580 18,028 36,396 42,080
Amortization 13,038 26,816 32,966 53,636
Management fees 12,000 28,558 24,000 85,700
Consulting 5,308 25,709 5,308 74,387
Development costs - - - 3,670
$ 1,937,545 $ 2,024,381 $ 3,890,879 $ 4,067,590

13. Financial instruments and risks

(a) Fair values

The fair values of cash, receivables, accounts payable, short-term loans and convertible notes approximate their carrying values due to the short-term to maturities of these financial instruments.

(b) Interest rate risk

Interest rate risk is the risk that the fair value of future cash flows of a financial instrument will fluctuate because of changes in market interest rates. The Company is not exposed to interest rate risk.

(c) Credit risk

Credit risk is the risk that one party to a financial instrument will fail to discharge an obligation and cause the other party to incur a financial loss. The Company's primary exposure to credit risk is in its cash. The risk in cash is managed through the use of a major financial institution which has a high credit quality as determined by rating agencies. Credit risk is assessed as low.


MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

13. Financial instruments and risks (continued)

(d) Foreign exchange rate risk

Foreign exchange risk is the risk that the Company’s financial instruments will fluctuate in value as a result of movements in foreign exchange rates. The Company is exposed to foreign exchange risk on fluctuations related to cash, receivables, and accounts payable denominated in US dollars, Euros, British Pound Sterling, Singapore Dollars and Chinese Renminbi; therefore, foreign exchange risk is assessed as high.

The following is an analysis of Canadian dollar equivalent of financial assets and liabilities that are denominated in US dollars:

July 31, 2025 January 31, 2025
Cash $ 40,756 $ 121,363
Receivables 381,964 366,600
Trade payables (118,217) (106,087)
$ 304,503 $ 381,876

The following is an analysis of Canadian dollar equivalent of financial assets and liabilities that are denominated in Euros:

July 31, 2025 January 31, 2025
Trade payables $ (26,226) $ (33)

The following is an analysis of Canadian dollar equivalent of financial assets and liabilities that are denominated in British Pound Sterling:

July 31, 2025 January 31, 2025
Cash $ 9,310 $ 1,227
Receivables 3,922 2,356
Trade payables (159,946) (314,613)
$ (146,714) $ (311,030)

The following is an analysis of Canadian dollar equivalent of financial assets and liabilities that are denominated in Singapore dollars:

July 31, 2025 January 31, 2025
Trade payables $ (21) $ (982)

The following is an analysis of Canadian dollar equivalent of financial assets and liabilities that are denominated in Chinese Renminbi:

July 31, 2025 January 31, 2025
Cash $ 6,256 $ 5,508
Trade payables (1,738) (1,982)
$ 4,518 $ 3,526

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MINEHUB TECHNOLOGIES INC.
Notes to Condensed Consolidated Interim Financial Statements
For the three and six months ended July 31, 2025 and 2024
(Expressed in Canadian dollars, unaudited)

  1. Financial instruments and risks (continued)

(d) Foreign exchange rate risk (continued)

Based on the above net exposures, as at July 31, 2025, a 5% change in the Canadian dollar relative to the currencies listed below would impact the Company’s net loss by:

July 31, 2025 January 31, 2025
US dollar $ 15,200 $ 19,000
Euro 1,300 -
British Pound Sterling 7,300 15,550
Singapore dollar - 50
Chinese Renminbi 200 200
$ 24,000 $ 34,800

(e) Liquidity risk

Liquidity risk is the risk that the Company will not be able to meet its financial obligations as they become due. The Company requires funds to finance its business development activities. In addition, the Company needs to raise equity financing to carry out its research and development activities. There is no assurance that financing will be available or, if available, that such financings will be on terms acceptable to the Company. Liquidity risk is assessed as high.

  1. Capital management

The Company’s capital structure consists of share capital. The Company manages its capital structure and makes adjustments to it, based on the funds available to the Company. The Board of Directors does not establish quantitative return on capital criteria for management, but rather relies on the expertise of the Company’s management to sustain future development of the business. The Company is dependent on external financing to fund its activities. In order to carry out research and development and pay for administrative costs, the Company will spend its existing working capital and raise additional amounts as needed. Management reviews its capital management approach on an ongoing basis and believes that this approach, given the relative size of the Company, is reasonable. There were no changes in the Company’s approach to capital management since inception. The Company is not subject to externally imposed capital requirements.

  1. Subsequent events

On August 20, 2025, the Company settled certain short-term loans and accrued interest totaling $440,372 through the issuance of units of the Company (each, a “Debt Settlement Unit”) at a value of $0.40 per Debt Settlement Unit. Each Debt Settlement Unit consists of one common share and one-half of one share purchase warrant (each whole warrant, a “Debt Settlement Warrant”), which each Debt Settlement Warrant exercisable at a price of $0.50 per common share and expiring on January 31, 2027. Under the terms of the debt settlement, the Company issued 1,100,928 common shares and 550,463 debt settlement warrants.

On September 25, 2025, the Company announced it had entered into a definitive asset purchase agreement to purchase Jules AI (“Jules AI”) from Nyteco Inc. Jules AI is a commodity and trade risk management platform that operates under a software-as-a-service model, digitizing supply chains in the recycling and scrap metals markets with AI-driven automation. Under the terms of the asset purchase agreement, the Company will pay US$1.9 million at closing through the issuance of approximately US$1.35 million in common shares of the Company and the balance in cash. A further US$18.1 million may be payable through the issuance of common shares or cash, at the Company’s sole discretion, based on a cumulative three year earn-out revenue target. The closing of the transaction is subject to regulatory approvals and the satisfaction of customary closing conditions.

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