Mandatum Oyj — Proxy Solicitation & Information Statement 2025

Mar 12, 2025

Notice to the Annual General Meeting of Mandatum plc

Notice to the Annual General Meeting of Mandatum plc

Mandatum plc, Stock exchange release, 12 March 2025 at 1:00 p.m. EET

The shareholders of Mandatum plc are invited to the Annual General Meeting
(hereinafter also referred to as the “AGM”) to be held on Thursday 15 May 2025
at 16:30 (EEST) at Scandic Marina Congress Center, Katajanokanlaituri 6, 00160
Helsinki, Finland. The reception of shareholders who have registered for the
meeting and coffee service preceding the meeting will start at 14:30 (EEST).

Shareholders can also exercise their voting rights by voting in advance.
Instructions for advance voting are set out in Section C of this notice to the
Annual General Meeting.

Shareholders who have registered for the AGM can follow the AGM via a webcast.
Shareholders are kindly requested to note that it is not possible to ask
questions, make counterproposals, use otherwise the right to speak or vote via
webcast, nor is following the AGM via webcast considered as participation in the
AGM or exercising of shareholders' rights. Instructions on how to follow the
webcast are provided in Section C of this notice.

At the coffee service, before the AGM, a panel discussion will be organised in
which the Company's management will discuss Mandatum's business model and
topical matters. The Group's Chief Investment Officer will also give an overview
of the market situation. Shareholders who have registered for the meeting will
have the opportunity to participate in the discussion and ask questions. It
should, however, be noted that the event is not part of the AGM and the
questions asked are therefore not questions referred to in Chapter 5, Section 25
of the Finnish Limited Liability Companies Act.

A. ITEMS ON THE AGENDA OF THE ANNUAL GENERAL MEETING

At the Annual General Meeting, the following matters will be considered:

1. Opening of the meeting

2. Calling the meeting to order

3. Election of persons to scrutinise the minutes and to supervise the counting
   of votes

4. Recording the legality of the meeting

5. Recording the attendance at the meeting and adoption of the list of votes

6. Presentation of the Financial Statements, Report of the Board of Directors,
   the Auditor's Report, and the Assurance Report on the Sustainability Statement
   for the Financial year 2024

Review by the Group CEO as well as presentation of the Auditor's Report and
Assurance Report on the Sustainability Statement by the Auditor and
Sustainability Reporting Assurer.

The Company's Financial Statements, the Report of the Board of Directors, the
Auditor's Report and the Assurance Report on the Sustainability Statement for
the Financial Year 2024 will be available on the Company's website at
www.mandatum.fi/en/AGM2025 during week 14.

1. Adoption of the Financial Statements

2. Resolution on the use of the profit shown on the balance sheet and the
   distribution of dividend

The distributable funds of Mandatum plc, the parent company of Mandatum Group,
were EUR 1,066,246,724.11 as at 31 December 2024, of which the profit for the
financial year 2024 was EUR 568,363,620.94. The Board of Directors proposes to
the Annual General Meeting that a dividend of EUR 0.66 per share, in total EUR
331,779,856.32, be distributed. After taking into account the proposed dividend,
the distributable funds of Mandatum plc amount to EUR 734,466,867.79. The
remaining funds will be retained in the Company's equity.

The dividend is proposed to be paid to shareholders who are registered in the
shareholder register of Mandatum plc maintained by Euroclear Finland Oy as at 19
May 2025, the record date for the payment of the dividend. The Board of
Directors proposes 26 May 2025 as the dividend payment date.

1. Resolution on the discharge of the members of the Board of Directors and the
   CEO from liability for the financial year 2024

2. Consideration of the Remuneration Report for Governing Bodies

The Board of Directors proposes that the Annual General Meeting approves the
Company's Remuneration Report for Governing Bodies for the financial year 2024.
The resolution of the Annual General Meeting on the Remuneration Report is
advisory.

The Remuneration Report for Governing Bodies will be available on the Company's
website at www.mandatum.fi/en/AGM2025 during week 14.

1. Resolution on the remuneration of the members of the Board of Directors

The Shareholders' Nomination Board proposes to the AGM that the following
remuneration be paid to the Board members for the next term of the Board:

The Chair be paid annual remuneration of EUR 73,500 (2024: EUR 70,000, the Vice
Chair and the Chairs of the Committees EUR 63,000 (2024:  EUR 60,000), and other
Board members EUR 49,500 (2024: EUR 47,000). Potential chairing of a Committee
does not affect the amount of annual remuneration paid to the Chair or Vice
Chair of the Board of Directors. In addition, a meeting fee of EUR 800 (2024:
EUR 800) per meeting of the Board and of a Committee will be paid. However, if a
Board member is physically present at a Board or Committee meeting that is held
in a country other than his/her permanent home country, then the meeting fee
will be EUR 1,600 (2024: EUR 1,600). Travel expenses will be reimbursed in
accordance with Mandatum's travel policy.

The annual remuneration set out above is proposed to be paid as a combination of
Mandatum plc shares and cash in such a way that approximately 40% of the amount
of the remuneration is payable in Company shares and the remainder in cash. The
shares will be acquired in public trading, or the Company may transfer treasury
shares possibly held by it, on behalf and in the name of the Board members. The
Company will be responsible for the costs and transfer tax related to the
acquisition of shares. The shares will be acquired on behalf and in the name of
the Board members on the business day following the publication of the third
quarter 2025 quarterly report or at the first time possible under applicable
legislation. A Board member may not dispose of the shares received in this way
until two years have passed from the date of receipt or until the member's
tenure with the Board has ended, whichever is earlier.

The independent members of the Company's Board of Directors decide on the
employment relationship-related remuneration of the full-time Chair of the
Board. The remuneration of the full-time Chair of the Board of Directors,
Patrick Lapveteläinen, consists of the Board fee and meeting fee as well as,
based on the contract concerning the employment relationship, a fixed salary,
benefits (fringe benefits and other benefits) and a supplementary pension
benefit. The employment-based remuneration of the full-time Chair of the Board
is evaluated annually and is based on the remuneration principles and policies
applied by the Company. More detailed information on the remuneration of the
full-time Chair is presented on the Company's website
www.mandatum.fi/en/group/governance/remuneration/remuneration-of-the-board-of
-directors/.

1. Resolution on the number of members of the Board of Directors

The Shareholders' Nomination Board proposes to the Annual General Meeting that
the number of members of the Board of Directors be eight (there are currently
seven members).

1. Election of members of the Board of Directors

The Shareholders' Nomination Board proposes that all current members Patrick
Lapveteläinen (Chair), Jannica Fagerholm (Vice Chair), Johanna Lamminen, Jukka
Ruuska, Kimmo Laaksonen, Markus Aho and Herman Korsgaard be re-elected as
members of the Board.

The Shareholders' Nomination Board further proposes that Louise Sander be
elected as a new member of the Board of Directors. Sander has an extensive
background in financial services as she has, inter alia, worked as the CEO of
Handelsbanken Liv (subsidiary of Svenska Handelsbanken AB (publ)) in 2013-2021
and served as a Board Member of Handelsbanken Liv in 2021-2024.

Furthermore, the Shareholders' Nomination Board proposes that the Board of
Directors elects from among themselves Patrick Lapveteläinen as the Chair of the
Board and Jannica Fagerholm as the Vice Chair.

Of the proposed Board members, all others have been determined to be independent
of the Company and its major shareholders under the rules of the Finnish
Corporate Governance Code maintained by the Finnish Securities Market
Association except for Patrick Lapveteläinen, who has been determined to be
independent of the Company's major shareholders, but not independent of the
Company due to his engagement as full-time Chair of the Board of the Company,
and Herman Korsgaard who has been determined to be independent of the Company,
but not independent of the Company's major shareholders, as Korsgaard acts as
the Chair of the Board of Altor Invest 8 AS, which, based on the flagging
notification received by the Company, holds more than 15 per cent of the Company
directly or through financial instruments.

The CVs of all persons proposed as Board members are available at
www.mandatum.fi/en/AGM2025. All Board members are required to fulfil the fitness
& propriety requirements set by the Finnish Financial Supervisory Authority.

With regard to the selection procedure for the members of the Board of
Directors, the Shareholders' Nomination Board recommends that shareholders take
a position on the proposal as a whole at the General Meeting. This
recommendation is based on the fact that at Mandatum, in line with a good Nordic
governance model, the Shareholders' Nomination Board is separate from the Board
of Directors. The Nomination Board, in addition to ensuring that individual
nominees for membership of the Board of Directors possess the required
competences, is also responsible for making sure that the proposed Board of
Directors as a whole also has the best possible expertise and experience for the
Company, and that the composition of the Board of Directors also meets other
requirements of the Finnish Corporate Governance Code for listed companies.

1. Resolution on the remuneration of the Auditor

In accordance with the Audit Committee's recommendation, the Board of Directors
proposes to the Annual General Meeting that the fee of the Auditor be paid
against the invoice approved by the Company.

1. Election of the Auditor

In accordance with the recommendation of the Audit Committee, the Board of
Directors proposes to the Annual General Meeting that Authorised Public
Accountant Firm Deloitte Ltd be re-elected as the Company's auditor for a term
ending at the end of the Annual General Meeting 2026.

Deloitte Ltd has notified the Company that, in the event it is elected as the
Company's auditor, Reeta Virolainen, APA, will continue as the principally
responsible auditor.

The recommendation of the Audit Committee on the election of the auditor is
available on the Company's website at www.mandatum.fi/en/AGM2025.

1. Resolution on the remuneration of the Sustainability Reporting Assurer

In accordance with the Audit Committee's recommendation, the Board of Directors
proposes to the Annual General Meeting that the fee of the sustainability
reporting assurer be paid against the invoice approved by the Company.

1. Election of the Sustainability Reporting Assurer

In accordance with the recommendation of the Audit Committee, the Board of
Directors proposes to the Annual General Meeting that Authorised Sustainability
Audit Firm Deloitte Ltd be re-elected as the Company's sustainability reporting
assurer for a term ending at the end of the Annual General Meeting 2026.

Deloitte Ltd has notified the Company that, in the event it is elected as the
Company's sustainability reporting assurer, Reeta Virolainen, APA, Authorised
Sustainability Auditor, will continue as the key sustainability partner.

1. Authorising the Board of Directors to resolve on the repurchase and/or on
   the acceptance as pledge of the Company's own shares

The Board of Directors proposes to the Annual General Meeting that the Annual
General Meeting authorises the Board of Directors to resolve to repurchase
and/or to accept as pledge, on one or several occasions, a maximum of 50,000,000
Mandatum plc shares on the condition that the number of own shares in the
possession of, or held as pledge by, the Company and its subsidiaries at any
given time may not exceed 10 per cent of all the shares in the Company. Based on
the number of shares on the date of publication of the Board of Directors'
proposal, the maximum number of shares represents approximately 9.95 per cent of
all outstanding shares in the Company.

The shares may be repurchased either through an offer to all shareholders on the
same terms or through other means and otherwise than in proportion to the
existing shareholdings of the Company's shareholders (directed repurchase) if
the Board of Directors deems that there are weighty financial reasons from the
perspective of the Company for such directed repurchase. Directed repurchases
may be carried out, among others, through securities market purchases,
participation in accelerated book-building processes or through arranging a
reversed accelerated book-building process.

The purchase price per share shall be no more than:

(i)                  the highest price paid for the Company's shares in public
trading on the day of the repurchase or the offer to repurchase the Company's
own shares, or alternatively,

(ii)                the average of the share prices (volume weighted average
price) during the five trading days preceding the repurchase or the offer to
repurchase the Company's own shares.

The lowest purchase price per share shall be the price that is 20 per cent lower
than the lowest price paid for the Company's shares in public trading during the
validity of this authorisation until such repurchase or offer to repurchase the
Company's own shares.

The repurchases under the authorisation are proposed to be carried out by using
funds in the unrestricted shareholders' equity, which means that the repurchases
will reduce funds available for distribution of funds.

The Board of Directors shall be authorised to resolve on all other terms and
conditions and matters related to the repurchase and/or acceptance as pledge of
the Company's own shares.

It is proposed that the authorisation will be valid until the closing of the
next Annual General Meeting, provided this is not more than 18 months from the
Annual General Meeting's decision. The authorisation revokes the authorisation
granted by the previous Annual General Meeting on 15 May 2024 regarding the
repurchase or acceptance as pledge of the Company's own shares.

1. Authorising the Board of Directors to resolve on the issuance of shares and
   special rights entitling to shares

The Board of Directors proposes to the Annual General Meeting that the Annual
General Meeting authorises the Board of Directors to resolve on the issuance of,
in total, a maximum of 50,000,000 Mandatum plc shares through issuance of shares
or by issuing special rights entitling to shares under Chapter 10, Section 1 of
the Finnish Limited Liability Companies Act, such as option rights, in one or
more issues.

Under the proposed authorisation, the Board of Directors may resolve to issue
either new shares or treasury shares held by the Company. The proposed maximum
amount of the authorisation corresponds to approximately 9.95 per cent of all
the shares in the Company.

The new shares may be issued and treasury shares held by the Company may be
transferred to the Company's shareholders in proportion to their existing
shareholdings in the Company or, in deviation from the shareholders' pre-emptive
subscription right in a directed manner, if there is a weighty financial reason
for the Company, such as using the shares as consideration in possible corporate
transactions or other arrangements that are part of the Company's business, to
finance investments or to implement the Group's commitment, incentive or
remuneration schemes.

The maximum number of shares to be issued for the implementation of the Group's
commitment, incentive or remuneration schemes shall not, in total, exceed
5,000,000 shares, which corresponds to approximately 0.99 per cent of all the
shares in the Company. For the sake of clarity, the number of shares in question
is included in the above-mentioned maximum amount of the issuance authorisation.

The Board of Directors shall be authorised to resolve on all other terms and
conditions and matters related to the issuance of shares and special rights. It
is proposed that the authorisation will be valid until the closing of the next
Annual General Meeting, provided this is not more than 18 months from the Annual
General Meeting's decision. The authorisation revokes the authorisation granted
by the previous Annual General Meeting on 15 May 2024 regarding the issuance of
shares or special rights entitling to shares.

1. Closing of the meeting

B. DOCUMENTS OF THE ANNUAL GENERAL MEETING

The proposals for decisions on the items on the agenda of the Annual General
Meeting, as well as this notice are available on Mandatum plc's website at
www.mandatum.fi/en/AGM2025. Mandatum plc's Financial Statements, the Report of
the Board of Directors, the Auditor's Report, the Assurance Report on the
Sustainability Statement, as well as the Remuneration Report for Governing
Bodies for the financial year 2024 will be made available on the Company's
website during week 14 at the latest. All above mentioned documents are also
available at the meeting.

The minutes of the meeting will be available at www.mandatum.fi/en/AGM2025 on 29
May 2025 at the latest.

C. INSTRUCTIONS FOR MEETING THE PARTICIPANTS

1. Shareholder registered in the shareholder register

Shareholders who are registered in the shareholder register of Mandatum plc held
by Euroclear Finland Oy on the record date of the Annual General Meeting 5 May
2025 are entitled to participate in the Annual General Meeting. A shareholder
whose shares in the Company are registered in their personal Finnish book-entry
account is registered in the Company's shareholder register. Changes in the
shareholding after the record date of the Annual General Meeting do not affect
the right to participate in the General Meeting or the shareholder's voting
rights.

Registration for the Annual General Meeting starts on 12 March 2025 at 13:00
(EET). A shareholder entered in the Company's shareholder register who wishes to
attend the Annual General Meeting must register no later than 8 May 2025 at
16:00 (EEST), by which time the registration must be received.

You can register for the Annual General Meeting:

a) via the Company's website at www.mandatum.fi/en/AGM2025. Electronic
registration requires strong identification of the shareholder or their legal
representative or proxy with a Finnish, Swedish or Danish bank ID, or a mobile
certificate.

b) by e-mail. Shareholders registering by e-mail shall submit the registration
form and advance voting form (if applicable) available on the Company's website
www.mandatum.fi/en/AGM2025 or equivalent information to Innovatics Ltd at
agm@innovatics.fi.

c) by mail. Shareholders registering by mail shall submit the registration form
and advance voting form (if applicable) available on the Company's website
www.mandatum.fi/en/AGM2025 or equivalent information to Innovatics Ltd by mail
to Innovatics Ltd, General Meeting / Mandatum plc, Ratamestarinkatu 13 A, FI
-00520 Helsinki.

Registration must be received by 16:00 (EEST) on 8 May 2025 irrespective of the
method of registration.

When registering, the shareholder must provide the requested information, such
as the shareholder's name, date of birth or business ID, contact details and
address, the name and date of birth of any assistant or proxy, and their e-mail
address and/or phone number. The personal data provided by shareholders to
Mandatum plc and Innovatics Ltd will only be used in connection with the Annual
General Meeting and the processing of the necessary registrations related
thereto.

The shareholder, their representative or proxy must be able to prove their
identity and/or right of representation at the meeting.

Further information on registration is available by telephone during the
registration period of the Annual General Meeting by calling Innovatics Ltd at
+358 10 2818 909 on weekdays from 9:00-12:00 and from 13:00-16:00 (EET/EEST).

1. Holder of nominee-registered shares

A holder of nominee-registered shares is entitled to participate in the Annual
General Meeting on the basis of the shares which would entitle them to be
entered in the shareholder register held by Euroclear Finland Oy on the record
date for the Annual General Meeting 5 May 2025. Participation also requires that
the shareholder is temporarily registered in the shareholder register held by
Euroclear Finland Oy by 12 May 2025 by 10:00 (EEST) at the latest. In the case
of nominee-registered shares, this is considered as registration for the Annual
General Meeting. Changes in the shareholding after the record date of the
General Meeting do not affect the right to participate in the General Meeting or
the shareholder's voting rights.

The holder of nominee-registered shares is advised to request well in advance
the necessary instructions from their custodian bank regarding temporary
registration in the register of shareholders, the issuing of proxies and voting
instructions, registration and attendance at the Annual General Meeting and
advance voting. The account manager of the custodian bank shall register the
holder of nominee-registered shares who wishes to attend the Annual General
Meeting temporarily in the register of shareholders of the Company by the
aforementioned date and time at the latest and, if necessary, arrange for
advance voting on behalf of the holder of nominee-registered shares before the
end of the registration period for holders of nominee-registered shares.

1. Proxy representatives and powers of attorney

A shareholder may participate in the Annual General Meeting and exercise their
rights there by way of proxy representation. A shareholder's proxy
representative may also vote in advance as described in this notice. The proxy
representative is required to personally authenticate themselves using strong
authentication in the electronic registration and advance voting service.
Following successful authentication, they will be able to register and vote in
advance on behalf of the shareholder they are representing. The shareholder's
proxy must present dated proxy document, or otherwise in a reliable manner prove
that they are entitled to represent the shareholder at the Annual General
Meeting. Proving the right to representation is also possible by using the
suomi.fi e-Authorizations service available in the electronic registration
service.

Model proxy document is available on the Company's website
www.mandatum.fi/en/AGM2025. If a shareholder participates in the Annual General
Meeting through several proxies representing the shareholder with shares held in
different securities accounts, the shares on the basis of which each proxy
represents the shareholder shall be identified in connection with the
registration.

Any proxy documents are requested to be submitted preferably as an attachment
with the electronic registration or alternatively by mail to Innovatics Ltd,
General Meeting / Mandatum plc, Ratamestarinkatu 13 A, FI-00520 Helsinki or by e
-mail to agm@innovatics.fi before the end of the registration period. In
addition to submitting the proxy documents, the shareholder or their proxy shall
register for the Annual General Meeting in the manner described above in this
notice.

1. Advance voting

A shareholder whose shares in the Company are registered in their personal
Finnish book-entry account may vote in advance between 12 March 2025 at 13:00
(EET) and 8 May 2025 at 16:00 (EEST) on certain items on the agenda of the
Annual General Meeting as follows:

a) via the Company's website at www.mandatum.fi/en/AGM2025. Login to the service
is done in the same way as for registration in Section C.1 of this notice.

b) by mail by submitting the advance voting form available on the Company's
website or equivalent information to Innovatics Ltd at Innovatics Ltd, General
Meeting / Mandatum plc, Ratamestarinkatu 13 A, FI-00520 Helsinki, Finland.

c) by e-mail by submitting the advance voting form available on the Company's
website or equivalent information to Innovatics Ltd by e-mail at
agm@innovatics.fi.

Advance votes must be received by the time the advance voting ends. The
submission of votes by mail or e-mail before the end of the registration and
advance voting period shall be considered as registration for the Annual General
Meeting, provided that it contains the above information required for
registration.

A shareholder who has voted in advance cannot exercise the right to ask
questions or demand a vote under the Finnish Limited Liability Companies Act
unless they attend the General Meeting in person or by proxy at the meeting
venue. It is not possible to make counterproposals in an advance vote.
Therefore, in matters where the General Meeting is required under the Finnish
Limited Liability Companies Act or the Company's Articles of Association to take
a decision and where, due to the nature of the matter, the proposal cannot be
opposed without a counterproposal (e.g. election of members of the Board of
Directors), it is not possible to cast an opposing vote in the advance vote, and
any opposing votes potentially cast in the advance vote will not be counted as
votes cast.

With respect to nominee registered shareholders, the advance voting is carried
out by the account manager. The account manager may vote in advance on behalf of
the holders of nominee-registered shares whom they represent in accordance with
the voting instructions given by them during the registration period set for the
nominee-registered shares.

Proposals for resolution that are subject to advance voting are deemed to have
been presented at the Annual General Meeting without any changes.

Further information on advance voting is available by telephone during the
registration period of the Annual General Meeting by calling Innovatics Ltd at
+358 10 2818 909 on weekdays from 9:00-12:00 and from 13:00-16:00 (EET/EEST).

1. Following the Annual General Meeting remotely via a webcast

Shareholders who have registered for the AGM can follow the AGM via a webcast.
Shareholders are kindly requested to note that it is not possible to ask
questions, make counterproposals, use otherwise the right to speak or vote via
webcast, nor is following the AGM via webcast considered as participation in the
AGM or exercising of shareholders' rights. Shareholders following the webcast
may use their right to vote by voting in advance according to the above advance
voting instructions.

A participation link and password to follow the AGM via the webcast will be sent
to shareholders registered for the meeting via email and/or text message to the
e-mail address and/or phone number provided during the registration latest on
the day prior to the AGM.

The webcast of the AGM will be provided through Inderes Plc's virtual general
meeting service on the Videosync platform, which includes video and audio access
to the AGM. Remote access does not require any paid software or downloads.

For more information on the webcast service and instructions in case of possible
disruptions can be found at https://b2b.inderes.com/knowledge-base/inderes-agm
-solutions. A link to test the compatibility of the shareholder's computer,
smartphone or tablet with the network connection can be found at
https://demo.videosync.fi/agm-compatibility?language=en. It is recommended that
technical instructions are read before the meeting and logging in to the webcast
service is done well in advance of the meeting.

1. Other instructions / information

The meeting language is Finnish. There will be simultaneous interpretation into
English at the AGM.

Shareholders present at the Annual General Meeting have the right to ask
questions about the matters considered at the meeting in accordance with Chapter
5, Section 25 of the Finnish Limited Liability Companies Act.

On the date of the notice to the General Meeting, 12 March 2025, Mandatum plc
has a total of 502,696,752 shares and votes.

Details on how to park and how to reach Scandic Marina Congress Center by public
transport can be found at Scandic Marina Congress Center's website at
www.scandichotels.com/hotels/finland/helsinki/scandic-grand-marina/meetings
-conferences-events/scandic-marina-congress-center. Parking is at participants'
own expense and parking spaces are limited so we recommend arriving by public
transport.

Coffee will be served prior to the AGM at Scandic Marina Congress Center, at
14:30-16:30 (EEST). In connection with the coffee service, before the AGM, a
panel discussion will be organised in which the Company's management will
discuss Mandatum's business model and topical matters. The Group's Chief
Investment Officer will also give an overview of the market situation. The event
will be in Finnish and open to those who have registered to and are attending
the AGM.

In Helsinki 12 March 2025

MANDATUM PLC

Board of Directors

Additional information:

Investor enquiries
Lotta Borgström
VP, Investor Relations
Tel. +358 50 022 1027
lotta.borgstrom[a]mandatum.fi

Media enquiries
Niina Riihelä
SVP, Communications, brand and sustainability
Tel. +358 40 728 1548
niina.riihela[a]mandatum.fi

Mandatum in brief
Mandatum is a major financial services provider that combines expertise in
wealth management and life insurance.Mandatum offers clients a wide array of
services covering asset and wealth management, savings and investment,
compensation and rewards as well as pension plans and personal risk insurance.
Mandatum offers services to corporate, retail, institutional and wealth
management clients.At the centre of Mandatum's success are highly skilled
personnel, a strong brand as well as a proven investment track record.
mandatum.fi/en/group (https://www.mandatum.fi/en/group/)

Distribution:
Nasdaq Helsinki
Financial Supervisory Authority
Key media
www.mandatum.fi (https://www.mandatum.fi/en/)