Luzhou Bank Co., Ltd. — Proxy Solicitation & Information Statement 2020

Oct 29, 2020

THIS CIRCULAR IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION

If you are in any doubt as to any aspect of this Circular or as to the action to be taken, you should consult your stockbroker or other registered dealer in securities, a bank manager, solicitor, professional accountant or other professional adviser.

If you have sold or transferred all your shares in Luzhou Bank Co., Ltd.[*] , you should at once pass this Circular and the enclosed form of proxy and reply slip to the purchaser or the transferee, the bank, the stockbroker or other agent through whom the sale or transfer was affected for transmission to the purchaser or the transferee.

Hong Kong Exchanges and Clearing Limited and the Stock Exchange of Hong Kong Limited take no responsibility for the contents of this Circular, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this Circular.

This Circular is for information purposes only and does not constitute an invitation or offer to acquire, purchase or subscribe for any securities or an invitation to enter into an agreement to do so, nor is it calculated to invite any offer to acquire, purchase or subscribe for any securities.

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(A joint stock company incorporated in the People’s Republic of China with limited liability)

(Stock Code: 1983)

(1) PROPOSED WRITE-OFF OF CERTAIN NON-PERFORMING LOANS;

(2) PROPOSE TO AUTHORIZE THE HANDLING OF THE MANAGEMENT MATTERS DURING THE DURATION OF THE CAPITAL BONDS; AND

(3) NOTICE OF 2020 SECOND EXTRAORDINARY GENERAL MEETING

A notice convening the Extraordinary General Meeting of the Bank to be held at 9:00 a.m. on Tuesday, December 15, 2020 at Meeting Room 1101, 11th Floor, Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC is set out on pages 9 to 10 of this Circular.

If you intend to attend the Extraordinary General Meeting by proxy, you are required to complete and return the form of proxy in accordance with the instructions printed thereon. For Holders of H Shares, the form of proxy should be returned to the Computershare Hong Kong Investor Services Limited (Address: 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong). For Holders of Domestic Shares, the form of proxy should be returned to the office of the Board of Directors of the Bank (Address: Building 1, No. 18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC, Postcode: 646000). In any event, the form of proxy should be returned not less than 24 hours before the time stipulated for convening the Extraordinary General Meeting or any adjourned meeting thereof (i.e. no later than 9:00 a.m. on Monday, December 14, 2020). Completion and return of the form of proxy will not preclude you from attending and voting in person at the Extraordinary General Meeting or any adjourned meeting thereof.

If you intend to attend the Extraordinary General Meeting in person or by proxy, you are required to complete and return the reply slip to the Computershare Hong Kong Investor Services Limited (for Holders of H Shares) or the office of the Board of Directors of the Bank (for Holders of Domestic Shares) on or before Tuesday, November 24, 2020.

In case of any discrepancy between the Chinese and English versions of this Circular and the Notice of the Extraordinary General Meeting, the Chinese version shall prevail.

• Luzhou Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking/deposit-taking business in Hong Kong.

October 30, 2020

CONTENTS

	PAGE
DEFINITIONS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	1
LETTER FROM THE BOARD. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	4
NOTICE OF 2020 SECOND EXTRAORDINARY
GENERAL MEETING. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	9

– i –

DEFINITIONS

In this Circular, unless the context otherwise requires, the following terms shall have the meanings set out below:

• “Articles of Association”

• the articles of association of the Bank (as amended, modified or otherwise supplemented from time to time)

• “Bank” Luzhou Bank Co., Ltd. (瀘州銀行股份有限公司), a joint stock company in the PRC with limited liability and its H shares are listed on the Main Board of the Hong Kong Stock Exchange (stock code: 1983)

• “Board” or “Board of Directors” the board of directors of the Bank

• “Capital Bonds”

• the First Tranche of Bonds and the Second Tranche of Bonds for a total amount of RMB1.7 billion

• “CBIRC”

• China Banking and Insurance Regulatory Commission (中國銀行保險監督管理委員會)

• “Director(s)”

• the director(s) of the Bank

• “Domestic Shares”

• ordinary shares issued by the Bank, with a nominal value of RMB1.00 each, which are subscribed for or credited as paid up in Renminbi

• “Extraordinary General Meeting”

• the 2020 second extraordinary general meeting of the Bank proposed to be held at 9:00 a.m. on Tuesday, December 15, 2020 at Meeting Room 1101, 11th Floor, Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC

• “First Tranche of Bonds” the “2020 Capital Bonds without a Fixed Term (First Tranche)” of which the Bank completed the issuance in China’s national inter-bank bond market during the period from March 16, 2020 to March 18, 2020

• “Holder(s) of Domestic Shares”

• the holder(s) of Domestic Shares

• “Holder(s) of H Shares” the holder(s) of H Shares

• “Hong Kong” or “HK”

• the Hong Kong Special Administrative Region of the PRC

– 1 –

DEFINITIONS

• “Hong Kong Stock Exchange”

• The Stock Exchange of Hong Kong Limited

• “H Share Registrar”

• Computershare Hong Kong Investor Services Limited, the H Share Registrar of the Bank

• “H Shares”

• overseas listed foreign shares with a nominal value of RMB1.00 each in the share capital of the Bank and traded in Hong Kong dollars

• “Latest Practicable Date”

• October 23, 2020, being the latest practicable date for ascertaining certain information contained in this Circular prior to its printing

• “Listing Rules”

• the Rules Governing the Listing of Securities on the Hong Kong Stock Exchange

• “MOF”

• the Ministry of Finance of the People’s Republic of China (中華人民共和國財政部)

• “Notice of the Extraordinary the notice convening the Extraordinary General Meeting General Meeting”

• “PBoC”

• People’s Bank of China (中國人民銀行), the central bank of the PRC

• “PRC” or “China”

• the People’s Republic of China, but for the purposes of this Circular and for geographical reference only, unless the context otherwise requires, excluding Hong Kong, the Macau Special Administrative Region and Taiwan of the PRC

• “RMB” or “Renminbi”

• Renminbi, the lawful currency of the PRC

• “Second Tranche of Bonds”

• the “2020 Capital Bonds without a Fixed Term (Second Tranche)” of which the Bank completed the issuance in China’s national inter-bank bond market during the period from June 9, 2020 to June 11, 2020

• “SFO”

• Securities and Futures Ordinance, Chapter 571 of the Laws of Hong Kong

• “Shareholder(s)”

the holder(s) of the Shares

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DEFINITIONS

“Shares”	shares of the Bank, including Domestic Shares and H
	Shares
“%”	per cent

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LETTER FROM THE BOARD

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(A joint stock company incorporated in the People’s Republic of China with limited liability)

(Stock Code: 1983)

Executive Directors: Mr. YOU Jiang (游江) (Chairman) Mr. XU Xianzhong (徐先忠) Mr. LIU Shirong (劉仕榮)

Registered address: Building 1, No. 18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou, Sichuan Province, the PRC

Non-executive Directors:

Ms. PAN Lina (潘麗娜) Mr. XIONG Guoming (熊國銘) Mr. LIU Qi (劉奇) Mr. DAI Zhiwei (代志偉) Ms. LIU Anyuan (劉安媛)

Principal place of business in Hong Kong: 40th Floor, Sunlight Tower No. 248 Queen’s Road East Wanchai, Hong Kong

Independent non-executive Directors:

Mr. GU Mingan (辜明安) Mr. HUANG Yongqing (黃永慶) Mr. YE Changqing (葉長青) Mr. TANG Baoqi (唐保祺)

October 30, 2020

To the Shareholders

Dear Sir or Madam,

(1) PROPOSED WRITE-OFF OF CERTAIN NON-PERFORMING LOANS;

(2) PROPOSE TO AUTHORIZE THE HANDLING OF THE MANAGEMENT MATTERS DURING THE DURATION OF THE CAPITAL BONDS;

AND

(3) NOTICE OF 2020 SECOND EXTRAORDINARY GENERAL MEETING

I. INTRODUCTION

The Board of Directors hereby invites you to attend the Extraordinary General Meeting to be held at 9:00 a.m. on Tuesday, December 15, 2020 at Meeting Room 1101, 11th Floor, Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC.

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LETTER FROM THE BOARD

This Circular aims to give you the Notice of the Extraordinary General Meeting and to provide you with the information necessary to make an informed decision on whether to vote for or against certain resolutions to be proposed at the Extraordinary General Meeting relating to, among other things, the following.

II. MATTERS TO BE CONSIDERED AT THE EXTRAORDINARY GENERAL MEETING

1. Proposed Write-off of Certain Non-performing Loans

According to the Bank’s internal authorization, the Board is entitled to decide on the disposal of all kinds of financial losses (including writing off losses on loans) not exceeding the amount of RMB10 million. In 2018, the Bank generated two loans secured by guarantees in the course of business where the borrowers and guarantors of these loans ceased and failed to perform their repayment obligations since October 2019, and non-performing loans were then resulted.

In order to reduce the capital being occupied by assets of low efficiency, increase the efforts to dispose of non-performing loans of low efficiency, optimize the structure of assets, revitalize existing credits efficiently and promote stable and sustainable development of the Bank, the Board has agreed to write off these two non-performing loans with a total amount of RMB200 million in accordance with the provisions under the Guiding Opinions of the CBIRC on Risk Prevention and Control of the Banking Sector (銀保監會《關於銀行業風險防 控工作的指導意見》) and the Measures for the Administration of the Write-Off of Bad Debts by Financial Enterprises of the MOF (財政部《金融企業呆帳核銷管理辦法》). Since the write-off of each of these two separate non-performing loans involves a principal amount of RMB100 million respectively, exceeding the internal authorization limit of RMB10 million, the Board has proposed two ordinary resolutions at the Extraordinary General Meeting for the Shareholders to consider and approve the write-off of the non-performing loans for each of these two separate loans with a principal amount of over RMB10 million. According to the policy of the Bank on provisions for asset impairment, the Bank has already made impairment provisions of approximately RMB86.57 million in respect of each of these two non-performing loans respectively, and if the principal amount of each of these two loans is to be written off, further impairment provisions of approximately RMB13.43 million will be required in respect of each of these two non-performing loans respectively.

The Bank has imposed serious accountability on the relevant personnel of the abovementioned two non-performing loans. The Bank has also carried out internal rectifications after loan risks emerged, further improving the credit risk management system. In order to strengthen credit risk management and control and continue to maintain a relatively high level of asset quality, the Bank will also reform and reengineer the credit system, further clarify job responsibilities, optimize credit procedures, strengthen job checks and balances, build a professional credit team, and improve asset quality.

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LETTER FROM THE BOARD

After writing off these two non-performing loans, the Bank will continue to recover such loans according to the principle of “record maintained after debts are written off”. As of the Latest Practicable Date, the Bank has initiated procedures relating to these two non-performing loans, including initiating legal proceedings and making applications regarding the enforcement to the relevant courts. The Bank will inform the Shareholders and potential investors of any further material development of the above matters as and when appropriate and to make appropriate disclosure, if necessary, in accordance with the requirements of the Listing Rules.

2. Propose to Authorize the Handling of the Management Matters during the Duration of the Capital Bonds

References are made to the announcements of the Bank dated December 31, 2019, March 18, 2020 and June 11, 2020 in relation to the approvals from relevant regulatory authorities of issuance of the Capital Bonds and the completion of the issuance of the Capital Bonds.

Upon approved by the “Approval on Issuance of Capital Bonds without a Fixed Term by Luzhou Bank Co., Ltd.” issued by the China Banking and Insurance Regulatory Commission Sichuan Office” (Chuan Yin Bao Jian Fu [2019] No. 1013) (《中國銀保監會四川監管局關於 瀘州銀行股份有限公司發行無固定期限資本債券的批覆》(川銀保監覆[2019]1013號)) and the “Affirmative Decision of Administration License of the People’s Bank of China” (Yin Shi Chang Xu Zhun Yu Zi [2019] No. 257) (《中國人民銀行准予行政許可決定書》(銀市場許准予 字[2019]第257號)), the Bank is allowed to issue the Capital Bonds.

The Bank has successfully completed the issuance of two tranches of the Capital Bonds totaling RMB1.7 billion. Subject to applicable laws and approval from the regulatory authorities, the proceeds raised from the issuance of the Capital Bonds, after deduction of the expenses relating to the issuance, will be used to replenish the Bank’s additional tier 1 capital.

The Bank is entitled to redeem all or part of the Capital Bonds on every distribution payment date (including the fifth distribution payment date after the date of issuance) five years after the date of issuance of each tranche of the Capital Bonds. Each tranche of the Capital Bonds was issued at coupon rate adjusted every 5 years, and the distribution is paid at the same coupon rate as agreed during a coupon rate adjustment period, the coupon rate of the First Tranche of Bonds and the Second Tranche of Bonds is 5.8% and 5.3%, respectively.

To ensure that the Bank smoothly handles relevant management matters in accordance with relevant regulatory regulations and requirements during the duration after the issuance of the Capital Bonds, the Bank will also propose at the Extraordinary General Meeting that the Board of Directors be authorized, and may delegate the authority to the Chairman of the Bank, to handle all relevant management matters during the duration of the Capital Bonds in accordance with regulations and approval requirements issued by relevant regulatory authorities, including but not limited to handling the report and approval of relevant regulatory authorities, handling all related matters such as interest payment, redemption and write-down of the Capital Bonds, and signing all agreements, contracts and other documents in connection

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LETTER FROM THE BOARD

therewith. These authorizations shall start from the day when the Extraordinary General Meeting approves the management matters during the duration of the Capital Bonds to the day when all such matters above are completed.

III. EXTRAORDINARY GENERAL MEETING

The Bank intends to convene the Extraordinary General Meeting at 9:00 a.m. on Tuesday, December 15, 2020 at Meeting Room 1101, 11th Floor, Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC to consider and, if thought fit, pass resolutions in respect of the matters set out in the Notice of the Extraordinary General Meeting. A notice of convening the Extraordinary General Meeting dated October 30, 2020, together with a form of proxy and a reply slip have been dispatched to the Shareholders in accordance with the Listing Rules. The Notice of the Extraordinary General Meeting is also set out on pages 9 to 10 of this Circular.

Closure of Register of Members

In order to determine the list of Shareholders who are entitled to attend and vote at the Extraordinary General Meeting, the register of members of the Bank will be closed from Saturday, November 14, 2020 to Tuesday, December 15, 2020 (both days inclusive). Shareholders who intend to attend and vote at the Extraordinary General Meeting shall lodge all the transfer documents together with the relevant share certificates with the H Share Registrar, Computershare Hong Kong Investor Services Limited at Shops 1712-1716, 17th Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong (for Holders of H Shares) or the Bank’s office of the Board of Directors (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC) (for Holders of Domestic Shares) no later than 4:30 p.m. on Friday, November 13, 2020.

Reply Slip and Form of Proxy

Shareholders who intend to appoint a proxy to attend the Extraordinary General Meeting shall complete and return the accompanying form of proxy in accordance with the instructions printed thereon. The form of proxy should be returned, in person or by post, to Computershare Hong Kong Investor Services Limited at 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong (for Holders of H Shares) or the Bank’s office of the Board of Directors (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC, Postcode: 646000) (for Holders of Domestic Shares) in any event not less than 24 hours before the time fixed for holding the Extraordinary General Meeting (i.e. no later than 9:00 a.m. on Monday, December 14, 2020) or any adjourned meeting.

Shareholders who intend to attend the Extraordinary General Meeting (or any adjourned meeting thereof) in person or by proxy shall complete and return the reply slip for attending the Extraordinary General Meeting (or any adjourned meeting thereof) by hand, by fax or by post to the Bank’s H Share Registrar, Computershare Hong Kong Investor Services Limited (Address: 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong; fax

– 7 –

LETTER FROM THE BOARD

number: +852-28650990) (for Holders of H Shares) or the Bank’s office of the Board of Directors (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC, Postcode: 646000; fax number: +86-830-3100625) (for Holders of Domestic Shares), such that the reply slip shall be received by the Bank 20 days before the Extraordinary General Meeting (i.e. on or before Tuesday, November 24, 2020).

A Shareholder may complete the form of proxy of the Bank to appoint one or more persons (regardless whether he/she is a Shareholder) to attend and vote at the Extraordinary General Meeting (or any adjourned meeting thereof) on his or her behalf. A proxy needs not to be a Shareholder of the Bank.

Completion and return of the form of proxy will not preclude you from attending and voting in person at the Extraordinary General Meeting or any adjourned meeting thereof, and completion and return of the reply slip do not affect the right of a Shareholder to attend and vote at the respective meeting.

Voting by Poll at the Extraordinary General Meeting

Pursuant to Rule 13.39(4) of the Listing Rules, any vote of shareholders of a listed issuer at a general meeting of the issuer must be taken by poll except where the chairman, in good faith, decides to allow a resolution which relates purely to a procedural or administrative matter to be voted on by a show of hands. The chairman of the Extraordinary General Meeting will therefore demand a poll for every resolution at the Extraordinary General Meeting pursuant to the Articles of Associations. On a poll, each Shareholder who attends the Extraordinary General Meeting in person or by proxy (or being a corporation by its duly authorized representative) shall have one vote for each Share registered in his/her/its name in the register of members of the Bank. A Shareholder entitled to more than one vote needs not use all his/her/its votes or cast all the votes he/she/it used in the same manner.

IV. RECOMMENDATION

The Board of Directors (including independent non-executive Directors) considers that all the resolutions set out in the Notice of the Extraordinary General Meeting for consideration and approval by the Shareholders are in the best interests of the Bank and the Shareholders as a whole. Accordingly, the Board recommends the Shareholders to vote in favour of all resolutions set out in the Notice of the Extraordinary General Meeting which are to be proposed at the Extraordinary General Meeting.

Yours faithfully, By order of the Board Luzhou Bank Co., Ltd. YOU Jiang Chairman

• Luzhou Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking/deposit-taking business in Hong Kong.

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NOTICE OF 2020 SECOND EXTRAORDINARY GENERAL MEETING

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(A joint stock company incorporated in the People’s Republic of China with limited liability)

(Stock Code: 1983)

NOTICE OF 2020 SECOND EXTRAORDINARY GENERAL MEETING

NOTICE IS HEREBY GIVEN that 2020 second extraordinary general meeting (the “ Extraordinary General Meeting ”) of Luzhou Bank Co., Ltd. (the “ Bank ”) will be held at 9:00 a.m. on Tuesday, December 15, 2020 at Meeting Room 1101, 11th Floor, Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the People’s Republic of China (the “ PRC ”) to consider and, if thought fit, to pass the following resolutions:

ORDINARY RESOLUTIONS

To consider and approve the write-off of the non-performing loans for each of these following two separate loans with a principal amount of over RMB10 million by the Bank:

1. A non-performing loan with a principal amount of RMB100 million for a separate loan; and

2. A non-performing loan with a principal amount of RMB100 million for a separate loan.

SPECIAL RESOLUTION

1. To consider and approve the authorization of the Board of Directors, and may delegate the authority to the chairman of the Bank to handle the management matters during the duration of the Capital Bonds in accordance with regulations and approval requirements issued by relevant regulatory authorities, including but not limited to handling the report and approval of relevant regulatory authorities, handling all related matters such as interest payment, redemption and write-down of the Capital Bonds, and signing all agreements, contracts and other documents in connection therewith. These authorizations shall start from the day when the Extraordinary General Meeting approves the management matters during the duration of the Capital Bonds to the day when all such matters above are completed.

By order of the Board Luzhou Bank Co., Ltd. YOU Jiang Chairman

Luzhou, the PRC

October 30, 2020

– 9 –

NOTICE OF 2020 SECOND EXTRAORDINARY GENERAL MEETING

Notes:

1. The register of members of the Bank will be closed from Saturday, November 14, 2020 to Tuesday, December 15, 2020, (both dates inclusive), during which period no transfer of shares of the Bank (“ Shares ”) will be registered. In order to be entitled to attend and vote at the Extraordinary General Meeting, all transfer documents together with the relevant share certificates must be deposited at the Bank’s H share registrar, Computershare Hong Kong Investor Services Limited, at Shops 1712-1716, 17th Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong (for Holders of H Shares) or the Bank’s office of the Board of Directors (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC) (for Holders of Domestic Shares) for registration by no later than 4:30 p.m. on Friday, November 13, 2020.

2. A shareholder of the Bank (the “ Shareholder ”) who is entitled to attend and vote at the Extraordinary General Meeting may appoint one or more proxies (the “ Proxy ” or “ Proxies ”) to attend and, in the event of a poll, vote on his or her behalf. A Proxy needs not be a Shareholder.

3. The instrument appointing a proxy must be in writing under the hand of the attorney duly authorized by a Shareholder in writing. If the Shareholder is a corporate, that instrument must be executed either under its seal or under the hand of its director or other attorney duly authorized to sign the same.

4. In order to be valid, the form of proxy must be deposited to the Bank’s H share registrar, Computershare Hong Kong Investor Services Limited (Address: 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong) (for Holders of H Shares) or the office of the Board of Directors of the Bank (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC, Postcode: 646000) (for Holders of Domestic Shares), not less than 24 hours before the time for holding the Extraordinary General Meeting (i.e. not later than 9:00 a.m. on Monday, December 14, 2020). If the form of proxy is signed by a person under a power of attorney or other authority, a notarial certified copy of that power of attorney or other authority shall be deposited at the same time as mentioned in the form of proxy. Completion and return of the form of proxy will not preclude Shareholders from attending and voting in person at the Extraordinary General Meeting or any adjourned meetings should they so wishes.

5. Shareholders shall produce their identity documents and supporting documents in respect of the shares held when attending the Extraordinary General Meeting. If corporate Shareholders appoints authorized representative to attend the Extraordinary General Meeting, the authorized representative shall produce their identity documents and a notarial certified copy of the relevant authorization instrument signed by the board of directors or other authorized parties of the corporate Shareholders or other notarial certified documents allowed by the Bank. Proxies shall produce their identity documents and the form of proxy signed by the Shareholders or their attorney when attending the Extraordinary General Meeting.

6. Shareholders who intend to attend and vote at the Extraordinary General Meeting should complete and return the reply slip in writing by hand, by fax or by post to the Bank’s H share registrar, Computershare Hong Kong Investor Services Limited (Address: 17M Floor, Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong; fax number: +852-28650990) (for Holders of H Shares) or the office of the Board of Directors of the Bank (Address: Building 1, No.18, Section 3, Jiucheng Avenue, Jiangyang District, Luzhou City, Sichuan Province, the PRC, Postcode: 646000; fax number: +86-830-3100625) (for Holders of Domestic Shares) on or before Tuesday, November 24, 2020.

7. The Extraordinary General Meeting is expected to be held for less than half a day. Shareholders who intend to attend the Extraordinary General Meeting shall arrange and bear their own transportation and accommodation expenses.

8. The name and address of the Bank’s H share registrar and transfer office are as follows:

Computershare Hong Kong Investor Services Limited Shops 1712-1716, 17th Floor, Hopewell Centre 183 Queen’s Road East Wanchai Hong Kong Tel: +852-2862 8555 Fax: +852-2865 0990

1. The registered address of the Bank in the PRC is as follows: Building 1, No.18, Section 3, Jiucheng Avenue Jiangyang District, Luzhou Sichuan Province the PRC Contact person: office of the Board of Directors Tel: +86-830-2362606

2. Luzhou Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of the Laws of Hong Kong), not subject to the supervision of the Hong Kong Monetary Authority, and not authorized to carry on banking/deposit-taking business in Hong Kong.

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