loanDepot, Inc. — Director's Dealing 2026

Feb 13, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: loanDepot, Inc. (LDI)
CIK: 0001831631
Period of Report: 2026-02-11

Reporting Person: Hsieh Anthony Li (Director, Executive Chair, CEO & Pres., 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-11	Class C Common Stock	C	66404880	—	Disposed	0	Indirect
2026-02-11	Class B Common Stock	C	66404880	—	Acquired	66404880	Indirect
2026-02-11	Class C Common Stock	C	3114521	—	Disposed	0	Indirect
2026-02-11	Class B Common Stock	C	3114521	—	Acquired	3114521	Indirect
2026-02-11	Class C Common Stock	C	24945633	—	Disposed	0	Indirect
2026-02-11	Class B Common Stock	C	24945633	—	Acquired	24945633	Indirect
2026-02-11	Class C Common Stock	C	4310497	—	Disposed	0	Indirect
2026-02-11	Class B Common Stock	C	4310497	—	Acquired	4310497	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Common Units	$		Class A Common Stock (66404880)	66404880	Indirect
Common Units	$		Class A Common Stock (3114521)	3114521	Indirect
Common Units	$		Class A Common Stock (24945633)	24945633	Indirect
Common Units	$		Class A Common Stock (4310497)	4310497	Indirect

Footnotes

F1: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Issuer's Amended and Restated Certificate of Incorporation, dated February 11, 2021, each outstanding share of Class C Common Stock, automatically and without further action on the part of the Issuer or the Reporting Person, converted into one fully paid and non-assessable share of Class B Common Stock, par value $0.001 ("Class B Common Stock") on February 11, 2026. Shares of Class B Common Stock may be converted, together with the corresponding Common Units, for shares of the Issuer's Class A Common Stock, par value $0.001 ("Class A Common Stock") as described in footnote 4.

F2: The reporting person has voting and investment power over the shares of Class B Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

F3: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

F4: Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class B Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.