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LM PAY Spolka Akcyjna
Earnings Release • Nov 28, 2025
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Earnings Release
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News Details
Corporate | 28 November 2025 16:50
LM PAY S.A. maintains 2025 revenue and EBIT guidance, updates loan volume outlook
LM Pay S.A. / Key word(s): Forecast
LM PAY S.A. maintains 2025 revenue and EBIT guidance, updates loan volume outlook
28.11.2025 / 16:50 CET/CEST
The issuer is solely responsible for the content of this announcement.
Warsaw, November 26, 2025 – LM PAY S.A. (ISIN: PLLMPAY00016) is an innovative, technology-driven FinTech company offering embedded finance solutions in the healthcare, beauty and insurance sectors in Poland. The company provides instant and binding credit decisions at the point of service, enabling patients and customers to gain immediate access to essential services as well as convenient consumer financing.
LM PAY S.A. confirms that it maintains its full-year 2025 financial guidance for revenue and EBIT, while providing an updated loan volume outlook.
The Company reaffirms its revenue guidance for 2025 at PLN 32–42 million (€7.5–9.8 million) and EBIT guidance at PLN 7–12 million (€1.6–2.8 million), reflecting solid operational performance and consistent execution of its growth strategy in the healthcare, beauty, and insurance financing segments.
The loan volume outlook is now specified to PLN 120–140 million (€28.0–32.7 million) from the original range of PLN 130–170 million (€30.4–39.8 million). This adjustment takes into account the current market environment, prudent risk management practices, and the Company’s focus on portfolio quality.
The Company is closely monitoring market conditions and remains committed to achieving the reaffirmed revenue and EBIT targets through strong customer acquisition, increasing recurring revenue streams, and effective cost discipline.
About LM PAY S.A.
LM PAY S.A. is a fast-growing FinTech company specialising in embedded finance solutions for healthcare, beauty services, and motor insurance in Poland. Its platform is integrated into workflows of over 13,000 clinics, beauty salons and insurance brokers across Poland, simplifying financing for patients and customers while ensuring immediate payments to providers. With more than ten years of market experience and a listing on the Düsseldorf Stock Exchange (ISIN: PLLMPAY00016), LM PAY is well positioned for continued growth.
Investor Relations & Financial Media in Poland:
LM PAY S.A.
Grzegorz Pieszak
mobile +48 881 780 994
Investor Relations & Financial Media in Germany:
Meister Consulting GmbH
Tobias Meister
phone +49 (0) 2983 908121
mobile +49 (0) 170 2939080
28.11.2025 CET/CEST Dissemination of a Corporate News, transmitted by EQS News – a service of EQS Group .
The issuer is solely responsible for the content of this announcement.
The EQS Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases.
| Language: | English |
| Company: | LM Pay S.A. |
| Lechicka 23a | |
| 02-156 Warsaw | |
| Poland | |
| ISIN: | PLLMPAY00016 |
| WKN: | A3EWU0 |
| Listed: | Regulated Unofficial Market in Dusseldorf (Primärmarkt) |
| EQS News ID: | 2237638 |
| End of News | EQS News Service |
2237638 28.11.2025 CET/CEST