Lic Housing Finance Ltd. - Proxy Solicitation & Information Statement 2026

SucHFL LIC HOUSING FINANCE LTD Ref: LICHFL/CS./Postal Ballot-FY 2025-26/02 11th February, 2026 The Manager, The General Manager, Listing Department, Department of Corporate Services-Listing Dept., National Stock Exchange of India Ltd., BSE Limited, Exchange Plaza, 5th Floor, 25th Floor, Phiroze Jeejeebhoy Towers, Plot No. C/1, G Block, Bandra-Kurla Complex, Dalal Street, Bandra (E), Mumbai - 400 051 Mumbai - 400 001. Scrip ID: LICHSGFIN EQ Scrip Code : 500253 Email: [email protected] Email: [email protected]

Dear Sir/ Madam,

Re: Notice of Postal Ballot for seeking approval of the Members for consideration of Re - appointment of Smt. Jagennath Jayanthi (DIN: 09053493) as a Non Executive Independent Director of the Company.

Notice for Postal Ballot in respect of the above captioned subject is being sent today i.e. on Wednesday, February 11, 2026, over e-mail to shareholders / Members of the Company whose name appear in the Register of Members / Beneficial Owners received from the Registrar and Share Transfer Agent / through the depository records as on Friday, February 6, 2026 to their registered email ID, if any. The Company has engaged MUFG Intime India Private Limited ("MUFG Intime" or "RTA"), its Registrar and Transfer Agent, for the purpose of providing remote e-voting facility to its members. The remote e-voting instructions are mentioned in the Notice.

The remote e-voting shall commence on Thursday, February 12, 2026, 9:00 A.M. (1ST) and shall end on Friday, March 13, 2026, 5:00 P.M. (1ST). The Scrutinizer will submit his report to the Chairman or person authorized by him after completion of scrutiny, and the results will be announced on or before Tuesday, March 17, 2026.

The results shall be declared on or before Tuesday, March 17, 2026 and communicated to Bombay Stock Exchange Limited ("BSE") and National Stock Exchange of India Limited ("NSE"), MUFG Intime India Private Limited" or "Registrar and Share Transfer Agent" or "RTA" or " MUFG Intime") and will also be displayed on the Company's website www.lichousing.com.

The Resolution, if passed by requisite majority, shall be deemed to have been passed on the last date specified by the Company for e-voting Friday, March 13, 2026. Copy of the Notice of Postal Ballot is attached herewith.

This is for your information and records.

Thanking you, Yours faithfully, For LIC Housing Finance Limited Digitally signed by VARSHA VARSHA CHANDAR CHANDAR HARDASANI HARDASANI Date: 2026.02.11 17:18:36 +05'30' Ms. Varsha Hardasani Company Secretary & Compliance Officer Encl.: a/a.

CIN NO.: L65 922MH1989PLC05225 7

Website: www.lichousing.com

Registered & Corporate Office: UC H ousing Finance Ltd., 131, Maker Tower-F, 13th Floor, C uffe Parade, Mumbai - 400005 Tel: +9122 2217 8600 , Fax: +9122 2217 8777, E-mail: [email protected]

LIC HOUSING FINANCE LIMITED

Registered & Corporate Office: 131, Maker Tower “F”, 13th Floor, Cuffe Parade, Mumbai –400 005 Tel.: +91 22 2217 8600 / 2217 8700

CIN: L65922MH1989PLC052257

Website: www.lichousing.com Email: [email protected]

NOTICE OF POSTAL BALLOT

Notice is hereby given pursuant to Sections 108 and 110 of the Companies Act, 2013 (the Act) read with Rules 20 and 22 of the Companies (Management and Administration) Rules, 2014, Regulation 44 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (SEBI LODR), Secretarial Standard on General Meetings (“SS-2”) issued by the Institute of Company Secretaries of India and other applicable laws, rules and regulations (including any statutory modification(s) or re-enactment(s) thereof for the time being in force) and in accordance with the applicable circulars issued by the Ministry of Corporate Affairs (MCA Circulars), that a Special Resolution appended below is proposed for approval of the Members of the Company through Postal Ballot by means of electronic voting (e-voting) only.

The Explanatory Statement pursuant to Section 102(1) of the Act setting out the material facts concerning the resolution proposed in this Postal Ballot Notice and additional information as required under the SEBI LODR is annexed hereto.

In compliance with the circular issued by the Ministry of Corporate Affairs (‘MCA’) no. 09/2024 dated 19[th] September, 2024 read with circular no. 14/2020 dated 8[th] April, 2020, 17/ 2020 dated 13[th] April, 2020, read with other relevant circulars issued in this regard, the latest being General Circular No. 03/2025 dated 22[nd] September, 2025 (collectively referred to as ‘MCA Circulars’), the Company is sending this Notice by e-mail only to Members whose e-mail addresses are registered with the Company or Depositories and whose names appear in the Register of Members or in the list of beneficial owners as received from NSDL/CDSL as on the cut-off date, namely, Friday, 6[th] February 2026 . Members can vote only by remote e-voting, and no physical ballots can be cast.

INFORMATION AT A GLANCE

Details of Resolution	Re-appointment ofSmt. Jagennath Jayanthi (DIN: 09053493)as a Non- Executive Independent Director of the Company, not liable to retire by rotation, for a second term of fve (5) consecutive years with effect from 05thFebruary, 2026 up to 04th February, 2031.
Type of Resolution	Special Resolution
Cut-off date for sending Notice	Friday, 6thFebruary, 2026
Date of circulation of Postal Ballot Notice	Wednesday, 11thFebruary, 2026
E-voting start date and time	Thursday, 12thFebruary, 2026, 9:00 A.M. (IST)
E-voting end date and time	Friday, 13thMarch, 2026, 5:00 P.M. (IST)

SPECIAL BUSINESS:

1. Re-appointment of Smt. Jagennath Jayanthi (DIN: 09053493) as an Independent Director of the Company.

To consider and, if thought fit, to pass the following resolution as a Special Resolution:

“ RESOLVED THAT pursuant to the provisions of Sections 149, 150, 152 and any other applicable provisions, if any, of the Companies Act, 2013 (‘the Act’) read along with Schedule IV thereto [including any statutory modification(s) or re-enactment(s) thereof for the time being in force], the Companies (Appointment and Qualifications of Directors) Rules, 2014, Regulation 17 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’), as amended from time to time, and the RBI (Non-Banking Financial Companies – Governance) Directions, 2025, and in accordance with the applicable provisions of the Articles of Association of the Company, approval of the Members be and is hereby accorded to the re-appointment of Smt. Jagennath Jayanthi (DIN: 09053493) as an Independent Director of the Company, who has submitted a declaration to the effect that she meets the criteria of independence as prescribed under Section 149(6) of the Act and the Rules made thereunder, Regulation 16 of the Listing Regulations, whose re-appointment has been recommended by the Nomination and Remuneration Committee and approved by the Board of Directors, as an Independent Director of the Company not liable to retire by rotation, to hold office for a second term of five (5) consecutive years, commencing with effect from 05[th] February, 2026 up to 04[th] February, 2031.

RESOLVED FURTHER THAT pursuant to the provisions of Sections 149, 197 and other applicable provisions of the Act and the Rules made thereunder Smt. Jagennath Jayanthi (DIN: 09053493) be paid such fees and remuneration as permitted to be received in the capacity of a Non-Executive, Independent Director of the Company under the Act and SEBI Listing Regulations, as recommended by the Nomination and Remuneration Committee and approved by the Board of Directors of the Company and by the shareholders where necessary , from time to time.

RESOLVED FURTHER THAT any Director, the Managing Director & CEO, the Chief Financial Officer and/or the Company Secretary & Compliance Officer of the Company be and are hereby authorised, jointly or severally, to do all such acts, deeds and things and execute all such documents, instruments and writings, including filing of necessary forms and returns with the Registrar of Companies and other authorities and to attend to such matters incidental thereto as may be required to give effect to this resolution.

By Order of the Board for LIC Housing Finance Limited

Sd/- Place: Mumbai Varsha Hardasani Date: 11[th] February, 2026 Company Secretary & Compliance Officer

Registered & Corporate Office:

131, Maker Tower “F”, 13[th] Floor, Cuffe Parade, Mumbai –400 005 CIN : L65922MH1989PLC052257 Website: www.lichousing.com Phone No.: +91 22 22178600/700 E-mail: [email protected]

LIC Housing Finance Limited

NOTES AND GENERAL INFORMATION

The Explanatory Statement pursuant to Section 102 of the Act forms part of this Notice.
In compliance with the applicable MCA Circulars, Regulation 44 of SEBI LODR, and the Secretarial Standard on General Meetings (SS-2), the Postal Ballot process will be conducted electronically; physical ballot forms will not be sent to Members.
The Notice is being sent only by electronic mode to Members whose e-mail addresses are registered with the Depositories / RTA as on the cut-off date, i.e. Friday, 06[th] February, 2026 .
The e-voting period shall commence on Thursday, 12[th] February, 2026 (9:00 A.M. IST) and end on Friday, 13[th] March, 2026 (5:00 P.M. IST) . The e-voting module shall be disabled thereafter.
Members holding shares either in physical form or in dematerialized form as on Friday, 06[th] February, 2026 (“cutoff date”) shall be entitled to vote electronically.
The e-voting facility is being provided by MUFG Intime India Private Limited (MUFG Intime) through its e-voting platform https://instavote.linkintime.co.in .
Members will receive their login credentials on the registered email address. In case of any difficulty in accessing or voting, Members may contact MUFG Intime by email at enotices@ in.mpms.mufg.com or call toll-free+91 22 4918 6000.
The voting rights of Members shall be in proportion to their share of the paid-up equity share capital as on the cut-off date. Only those Shareholders whose names are recorded in the Register of Members of the Company or in the Register of Beneficial Owners maintained by the Depositories as on the Cut-off date will be entitled to cast their votes through e-voting.
Pursuant to the provisions of Sections 108, 110 and other applicable provisions of the Act and the Rules made thereunder, the MCA Circulars, Regulation 44 of the Listing Regulations read with Section VI-C of the SEBI Master Circular bearing reference no. SEBI/HO/CFD/PoD2/CIR/P/0155 dated 11[th] November, 2024, as amended (“SEBI Master Circular”), and SS-2 and any amendments thereto, the Company is providing the facility to the members to exercise their right to vote on the proposed resolution electronically. The instructions for e-voting are provided as part of this Postal Ballot Notice.
A Member cannot vote more than once for a single resolution. Once the member casts his/her vote on the resolution it cannot be modified subsequently.
The Board has appointed Mr. Bhargav Pattani, Partner of M/s. BPP & Co., Company Secretaries, Pune (bearing Unique Code No. S2018MH565200) having Membership No.: ACS 47312 and Certificate of Practice No.: 19902 as the Scrutinizer to conduct the Postal Ballot involving the e-voting process in a fair and transparent manner.
The Scrutinizer will submit his report to the Chairman or person authorized by him after completion of scrutiny, and the results will be announced on or before Tuesday, 17[th] March, 2026 .
The results shall be declared at the Registered & Corporate Office of the Company and communicated to BSE Limited , National Stock Exchange of India Limited , Depositories (NSDL/CDSL) , and MUFG Intime , and will also be displayed on the Company’s website www.lichousing.com , its Corporate Office and on MUFG Intime’s website https://instavote. linkintime.co.in .
The resolution, if approved by the requisite majority, shall be deemed to have been passed on Friday, 13[th] March, 2026 , being the last date for e-voting.
Documents referred to in the Notice and Explanatory Statement, if any, will be available for inspection in electronic mode during the voting period upon receipt of written request to [email protected] mentioning the Member’s name, folio no./client ID, and DP ID.

REMOTE EVOTING INSTRUCTIONS:

In terms of SEBI circular no. SEBI/HO/CFD/PoD2/CIR/P/0155 dated 11[th] November, 2024, Individual shareholders holding securities in demat mode are allowed to vote through their demat account maintained with Depositories and Depository Participants.

Shareholders are advised to update their mobile number and email - Id correctly in their demat accounts to access remote e Voting facility.

Login method for Individual shareholders holding securities in demat mode:

Individual Shareholders holding securities in demat mode with NSDL

METHOD 1 - NSDL OTP based login

a) Visit URL: https://eservices.nsdl.com/SecureWeb/evoting/ evotinglogin.jsp
b) Enter your 8 - character DP ID, 8 - digit Client Id, PAN, Verification code and generate OTP.
c) Enter the OTP received on your registered email ID/ mobile number and click on login.
d) Post successful authentication, you will be re-directed to NSDL depository website wherein you will be able to see e-Voting services under Value added services. Click on “Access to e-Voting” under e-Voting services.
e) Click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.

METHOD 2 - NSDL IDeAS facility

Shareholders registered for IDeAS facility:

a) Visit URL: https://eservices.nsdl.com and click on “Beneficial Owner” icon under “IDeAS Login Section”.
b) Enter IDeAS User ID, Password, Verification code & click on “Log-in”.
c) Post successful authentication, you will be able to see e-Voting services under Value added services section. Click on “Access to e-Voting” under e-Voting services.
d) Click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.

Shareholders not registered for IDeAS facility:

a) To register, visit URL: https://eservices.nsdl.com and select “Register Online for IDeAS Portal” or click on https://eservices. nsdl.com/SecureWeb/IdeasDirectReg.jsp
b) Enter 8-character DP ID, 8-digit Client ID, Mobile no, Verification code & click on “Submit”.
c) Enter the last 4 digits of your bank account / generate ‘OTP’

d) Post successful registration, user will be provided with Login ID and password.
e) Follow steps given above in points (a-d).

==> picture [234 x 36] intentionally omitted <==

METHOD 3 - NSDL e-voting website

a) Visit URL: https://www.evoting.nsdl.com
b) Click on the “Login” tab available under ‘Shareholder/Member’ section.
c) Enter User ID (i.e., your 16-digit demat account no. held with NSDL), Password/OTP and a Verification Code as shown on the screen & click on “Login”.
d) Post successful authentication, you will be re-directed to NSDL depository website wherein you will be able to see e-Voting services under Value added services. Click on “Access to e-Voting” under e-Voting services.
e) Click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.
Individual Shareholders holding securities in demat mode with CDSL

METHOD 1 - CDSL e-voting page

a) Visit URL: https://www.cdslindia.com.
b) Go to e-voting tab.
c) Enter 16-digit Demat Account Number (BO ID) and PAN No. and click on “Submit”.
d) System will authenticate the user by sending OTP on registered Mobile and Email as recorded in Demat Account
e) Post successful authentication, user will be able to see e-voting option. The evoting option will have links of e-voting service providers i.e., MUFG InTime. Click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.

METHOD 2 - CDSL Easi/ Easiest facility:

Shareholders registered for Easi/ Easiest facility:

a) Visit URL: https://web.cdslindia.com/myeasitoken/Home/ Login or Visit URL: www.cdslindia.com, click on “Login” and select “My Easi New (Token)”.
b) Enter existing username, Password & click on “Login”.
c) Post successful authentication, user will be able to see e-voting option. The evoting option will have links of e-voting service providers i.e., MUFG InTime. Click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.

Shareholders not registered for Easi/ Easiest facility:

a) To register, visit URL: https://web.cdslindia.com/myeasitoken/ Home/EasiRegistration / https://web.cdslindia.com/ myeasitoken/Home/EasiestRegistration.

b) Proceed with updating the required fields for registration.
c) Post successful registration, user will be provided username and password on the registered email id. Follow steps given above in points (a-c).
Individual Shareholders holding securities in demat mode with Depository Participant

Individual shareholders can also login using the login credentials of your demat account through your depository participant registered with NSDL / CDSL for e-voting facility.

a) Login to DP website
b) After Successful login, user shall navigate through “e-voting” option.
c) Click on e-voting option, user will be redirected to NSDL / CDSL Depository website after successful authentication, wherein user can see e-voting feature.
d) Post successful authentication, click on “MUFG InTime” or “evoting link displayed alongside Company’s Name” and you will be redirected to InstaVote website for casting the vote during the remote e-voting period.

Login method for shareholders holding securities in physical mode / Non-Individual Shareholders holding securities in demat mode.

Shareholders holding shares in physical mode / Non-Individual Shareholders holding securities in demat mode as on the cut-off date for e-voting may register and vote on InstaVote as under:

STEP 1: LOGIN / SIGNUP on InstaVote

Shareholders registered for INSTAVOTE facility:

a) Visit URL: https://instavote.linkintime.co.in & click on “Login” under ‘SHARE HOLDER’ tab.
b) Enter details as under:
User ID: Enter User ID
Password: Enter existing Password
Enter Image Verification (CAPTCHA) Code
Click “Submit”.

(Home page of e-voting will open. Follow the process given under “Steps to cast vote for Resolutions”)

==> picture [230 x 58] intentionally omitted <==

Shareholders not registered for INSTAVOTE facility:

a) Visit URL: https://instavote.linkintime.co.in & click on “Sign Up” under ‘SHARE HOLDER’ tab & register with details as under:
User ID: Enter User ID
PAN: Enter your 10-digit Permanent Account Number (PAN) (Shareholders who have not updated their PAN with the Depository Participant (DP)/ Company shall use the sequence number provided to you, if applicable.

==> picture [229 x 58] intentionally omitted <==

DOB/DOI: Enter the Date of Birth (DOB) / Date of Incorporation (DOI) (As recorded with your DP/Company - in DD/MM/YYYY format)

LIC Housing Finance Limited

Bank Account Number: Enter your Bank Account Number (last four digits), as recorded with your DP/Company.
Shareholders, holding shares in NSDL form , shall provide ‘point 4’ above.
Shareholders, holding shares in CDSL form , shall provide ‘point 3’ or ‘point 4’ above.
Shareholders, holding shares in physical form but have not recorded ‘point 3’ and ‘point 4’, shall provide their Folio number in ‘point 4’ above
Set the password of your choice.
(The password should contain minimum 8 characters, at least one special Character (!#$&*), at least one numeral, at least one alphabet and at least one capital letter).
Enter Image Verification (CAPTCHA) Code.
Click “Submit” (You have now registered on InstaVote). Post successful registration, click on “Login” under ‘SHARE HOLDER’ tab & follow steps given above in points (a-b).

STEP 2: Steps to cast vote for Resolutions through InstaVote

A. Post successful authentication and redirection to InstaVote inbox page, you will be able to see the “Notification for e-voting”.
B. Select ‘View’ icon. E-voting page will appear.
C. Refer the Resolution description and cast your vote by selecting your desired option ‘Favour / Against’ (If you wish to view the entire Resolution details, click on the ‘View Resolution’ file link).
D. After selecting the desired option i.e. Favour / Against, click on ‘Submit’.
E. A confirmation box will be displayed. If you wish to confirm your vote, click on ‘Yes’, else to change your vote, click on ‘No’ and accordingly modify your vote.

NOTE: Shareholders may click on “Vote as per Proxy Advisor’s Recommendation” option and view proxy advisor recommendations for each resolution before casting vote. “Vote as per Proxy Advisor’s Recommendation” option provides access to expert insights during the e-Voting process. Shareholders may modify their vote before final submission.

Once you cast your vote on the resolution, you will not be allowed to modify or change it subsequently.

Non-Individual Body corporate shareholders shall send a scanned copy of the board resolution authorising its representative to vote, to the scrutinizer at registered email address with a copy marked to RTA at [email protected] and the company at registered email address.

Guidelines for Institutional shareholders (“Custodian / Corporate Body/ Mutual Fund”)

STEP 1 – Custodian / Corporate Body/ Mutual Fund Registration

A. Visit URL: https://instavote.linkintime.co.in
B. Click on “Sign Up” under “Custodian / Corporate Body/ Mutual Fund”
C. Fill up your entity details and submit the form.
D. A declaration form and organization ID is generated and sent to the Primary contact person email ID (which is filled at the time of sign up). The said form is to be signed by the
Authorised Signatory, Director, Company Secretary of the entity & stamped and sent to [email protected].
E. Thereafter, Login credentials (User ID; Organisation ID; Password) is sent to Primary contact person’s email ID. (You have now registered on InstaVote)

STEP 2 – Investor Mapping

A. Visit URL: https://instavote.linkintime.co.in and login with InstaVote Login credentials.
B. Click on “Investor Mapping” tab under the Menu section
C. Map the Investor with the following details:
1) ‘Investor ID’ – Investor ID for NSDL demat account is 8 Character DP ID followed by 8 Digit Client ID i.e., IN00000012345678; Investor ID for CDSL demat account is 16 Digit Benefciary ID.
2) ‘Investor’s Name - Enter Investor’s Name as updated with DP.
3) ‘Investor PAN’ - Enter your 10-digit PAN.
4) ‘Power of Attorney’ - Attach Board resolution or Power of Attorney.

NOTE: File Name for the Board resolution/ Power of Attorney shall be – DP ID and Client ID or 16 Digit Beneficiary ID.

Further, Custodians and Mutual Funds shall also upload specimen signatures.

D. Click on Submit button. (The investor is now mapped with the Custodian / Corporate Body/ Mutual Fund Entity). The same can be viewed under the “Report section”.

STEP 3 – Steps to cast vote for Resolutions through InstaVote

The corporate shareholder can vote by two methods, during the remote e-voting period.

METHOD 1 - VOTES ENTRY

a) Visit URL: https://instavote.linkintime.co.in and login with InstaVote Login credentials.
b) Click on “Votes Entry” tab under the Menu section.
c) Enter the “Event No.” for which you want to cast vote.
Event No. can be viewed on the home page of InstaVote under “Ongoing Events”.
d) Enter “16-digit Demat Account No.”.
e) Refer the Resolution description and cast your vote by selecting your desired option ‘Favour / Against’ (If you wish to view the entire Resolution details, click on the ‘View Resolution’ file link). After selecting the desired option i.e. Favour / Against, click on ‘Submit’.
f) A confirmation box will be displayed. If you wish to confirm your vote, click on ‘Yes’, else to change your vote, click on ‘No’ and accordingly modify your vote.

(Once you cast your vote on the resolution, you will not be allowed to modify or change it subsequently).

METHOD 2 - VOTES UPLOAD

a) Visit URL: https://instavote.linkintime.co.in and login with InstaVote Login credentials.
b) After successful login, you will see “Notification for e-voting”.
c) Select “View” icon for “Company’s Name / Event number”.

d) E-voting page will appear.
e) Download sample vote file from “Download Sample Vote File” tab.
f) Cast your vote by selecting your desired option ‘Favour / Against’ in the sample vote file and upload the same under “Upload Vote File” option.
g) Click on ‘Submit’. ‘Data uploaded successfully’ message will be displayed.

(Once you cast your vote on the resolution, you will not be allowed to modify or change it subsequently).

NOTE: Non-Individual Body corporate shareholders shall send a scanned copy of the board resolution authorising its representative to vote, to the scrutinizer at registered email address with a copy marked to RTA at [email protected] and the company at registered email address.

HELPDESK:

Shareholders holding securities in physical mode / NonIndividual Shareholders holding securities in demat mode:

Shareholders holding securities in physical mode / Non-Individual Shareholders holding securities in demat mode facing any technical issue in login may contact INSTAVOTE helpdesk by sending a request at [email protected] or contact on: - Tel: 022 – 4918 6000.

Individual Shareholders holding securities in demat mode:

Individual Shareholders holding securities in demat mode may contact the respective helpdesk for any technical issues related to login through Depository i.e., NSDL and CDSL.

Login type	Helpdesk details
Individual Shareholders holding securities in demat mode with NSDL	Members facing any technical issue in login can contact NSDL helpdesk by sending request atevoting@nsdl. co.inor call at: 022 - 4886 7000
Individual Shareholders holding securities in demat mode with CDSL	Members facing any technical issue in login can contact CDSL helpdesk by sending request athelpdesk. [email protected] contact at toll free no. 1800 22 55 33

Forgot Password:

Individual Shareholders holding securities in physical mode / NonIndividual Shareholders holding securities in demat mode:

Individual Shareholders holding securities in physical mode / NonIndividual Shareholders holding securities in demat mode have forgotten the USER ID [Login ID] or Password or both then the shareholder can use the “Forgot Password” option available on: https://instavote.linkintime.co.in

Click on “Login” under ‘SHARE HOLDER’ tab.
Further Click on “forgot password?”
Enter User ID, select Mode and Enter Image Verification code (CAPTCHA).
Click on “SUBMIT”.

==> picture [195 x 59] intentionally omitted <==

In case Custodian / Corporate Body/ Mutual Fund has forgotten the USER ID [Login ID] or Password or both then the shareholder can use the “Forgot Password” option available on: https://instavote. linkintime.co.in

Click on ‘Login’ under “Custodian / Corporate Body/ Mutual Fund” tab
Further Click on “forgot password?”
Enter User ID, Organization ID and Enter Image Verification code (CAPTCHA).
Click on “SUBMIT”.

In case shareholders have a valid email address, Password will be sent to his / her registered e-mail address. Shareholders can set the password of his/her choice by providing information about the particulars of the Security Question and Answer, PAN, DOB/DOI etc. The password should contain a minimum of 8 characters, at least one special character (!#$&*), at least one numeral, at least one alphabet and at least one capital letter.

Individual Shareholders holding securities in demat mode with NSDL/ CDSL has forgotten the password:

Individual Shareholders holding securities in demat mode have forgotten the USER ID [Login ID] or Password or both, then the Shareholders are advised to use Forget User ID and Forget Password option available at above mentioned depository/ depository participants website.

General Instructions - Shareholders

It is strongly recommended not to share your password with any other person and take utmost care to keep your password confidential.
For shareholders/ members holding shares in physical form, the details can be used only for voting on the resolutions contained in this Notice.
During the voting period, shareholders/ members can login any number of time till they have voted on the resolution(s) for a particular “Event”.

==> picture [92 x 22] intentionally omitted <==

Team InstaVote

MUFG Intime India Private Limited Formerly Link Intime India Private Limited

LIC Housing Finance Limited

EXPLANATORY STATEMENT PURSUANT TO SECTION 102(1) OF THE COMPANIES ACT, 2013 READ WITH RULE 22 OF THE COMPANIES (MANAGEMENT AND ADMINISTRATION) RULES, 2014 AND ADDITIONAL INFORMATION AS REQUIRED UNDER THE SECURITIES AND EXCHANGE BOARD OF INDIA (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2015 Item No. 1 : Re-appointment of Smt. Jagennath Jayanthi (DIN: 09053493) as an Independent Director of the Company.

Smt. Jagennath Jayanthi (DIN: 09053493) was appointed as an Independent Director of the Company with effect from 05[th] February, 2021, and her appointment was approved by the Members of the Company for a term from 05[th] February, 2021, to 04[th] February, 2026. She therefore holds office till the completion of the present term on 04[th] February, 2026.

In accordance with the provisions of Section 149(10) and Section 149(11) of the Companies Act, 2013 read with Schedule IV thereto, and in accordance with the provisions of Regulation 25 (2A) of the SEBI (Listing Obligations ahend Disclosure Requirements) Regulations, 2015, an Independent Director is eligible for re-appointment for a second term of up to five consecutive years, subject to the approval of the Members by way of a Special Resolution.

Considering the contribution of Smt. Jagennath Jayanthi to the Board and its Committees, her performance evaluation, qualifications, expertise, experience, track record, integrity, and independence, and based on the due diligence undertaken, the Nomination and Remuneration Committee of the Board has recommended her re-appointment as an Independent Director for a second term of five consecutive years.

The Board of Directors, at its meeting held on 30[th] January, 2026, after considering the recommendation of the Nomination and Remuneration Committee and the performance evaluation carried out, approved and recommended to the Members the re-appointment of Smt. Jagennath Jayanthi as an Independent Director for a second term of five (5) consecutive years commencing from 05[th] February, 2026 up to 04[th] February, 2031, not liable to retire by rotation.

The Board has also satisfied itself that Smt. Jagennath Jayanthi fulfils the criteria of independence as prescribed under Section 149(6) of the Companies Act, 2013, the Rules made thereunder and Regulation 16(1)(b) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Further, She has been found to satisfy the ‘fit and proper’ criteria as framed by the Board of Directors and reviewed from time to time, in line with the requirements of the RBI (Non-Banking Financial Companies – Governance) Directions, 2025. She has also confirmed that she is not disqualified from being appointed as a Director in terms of Section 164 of the Act.

In terms of Regulation 17(1C) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the approval of the Members for appointment or re-appointment of a Director is required to be obtained within the prescribed timeframe. Accordingly, the approval of the Members is being sought through this Postal Ballot involving the e-voting process.

Smt. Jagennath Jayanthi shall be entitled to such sitting fees and commission, if any, as may be approved by the Board of Directors from time to time in accordance with the provisions of the Companies Act, 2013 and applicable regulations.

A brief profile of Smt. Jagennath Jayanthi, including her expertise, directorships and committee memberships, as required under Regulation 36(3) of SEBI LODR and Secretarial Standard on General Meetings (SS-2), has been provided in the Notice.

The Board of Directors is of the opinion that the continued association of Smt. Jagennath Jayanthi as an Independent Director would be beneficial to the Company and it recommends the passing of the Special Resolution as set out in the Notice.

Interest of Directors and Key Managerial Personnel:

Except Smt. Jagennath Jayanthi, none of the Directors, Key Managerial Personnel of the Company or their relatives is concerned or interested, financially or otherwise, in the resolution set out in this Postal Ballot Notice.

Hereunder are the various details to enable Members to cast their vote on this Resolution:

Details of Director seeking re-appointment by the Shareholders pursuant to Regulations 36(3) of SEBI (LODR) Regulations and Secretarial Standard-2 on General Meetings “SS-2”

Particulars	Details
Name of the Director	Smt. Jagennath Jayanthi
Age	65 years
DIN	09053493
Date of Birth	01 December 1960
Date of frst appointment on the Board	05thFebruary 2021
Qualifcations	M.Com (University of Madras); ICWAI (Inter); Fellow of the Insurance Institute of India
Nature of expertise in specifc functional areas	Smt. Jagennath Jayanthi has over 35 years of experience in the general insurance sector across operations, underwriting, large corporate business, broker management, regional administration and technical functions including Fire, Engineering, Motor and Crop Insurance. She has also served as an Independent Director on the Board of LIC Housing Finance Limited since 05thFebruary, 2021, during which period she has actively contributed to the deliberations of the Board and its Committees, including Audit Committee, Nomination & Remuneration Committee, Stakeholders’ Relationship Committee, Corporate Social Responsibility Committee and Special Committee of the Board for Monitoring and Follow- up of cases of Frauds, thereby gaining extensive experience in housing fnance sector governance, regulatory oversight, risk management and compliance.

Other Directorships	Policybazaar Insurance Brokers Private Limited – Independent Director
Number of Board Meetings attended during the current year (2025-26)	Smt. Jagennath Jayanthi attended fve meetings of the Board of the total six meetings convened in the current year (2025-26).
Listed companies (other than LIC Housing Finance Limited) in which she holds Directorship and Committee Membership	Nil
Shareholding in LIC Housing Finance Limited	Nil
Remuneration last drawn	Sitting fees as approved by the Board.
Details of remuneration sought to be paid	Sitting fees as approved by the Board in accordance with the Companies Act, 2013 and applicable regulations.
Relationship between Directors inter-se	None
Terms and conditions of appointment	Proposed to be re-appointed as an Independent Director for a second term of fve (5) consecutive years from 05thFebruary, 2026 to 04thFebruary, 2031, not liable to retire by rotation.
Consent and declarations	Smt. Jayanthi has given her consent to act as Director and has submitted all requisite declarations under the Companies Act, 2013, SEBI (LODR) Regulations, 2015 and RBI (Non- Banking Financial Companies – Governance) Directions, 2025
Fulflment of criteria	She fulfls the criteria of independence under Section 149(6) of the Companies Act, 2013 and Regulation 16(1)(b) of SEBI LODR and has been assessed as “ft and proper” in accordance with the criteria adopted by the Board pursuant to NHB Notifcation dated 09thFebruary, 2017 and under the RBI (Non-Banking Financial Companies – Governance) Directions, 2025.
Inspection of terms and conditions of appointment	Copy of the draft letter for appointment setting out the terms and conditions is available for inspection by Members electronically as per the procedure prescribed in this Postal Ballot Notice.
Non-Disqualifcation under Section 164 of the Companies Act, 2013	Smt. Jagennath Jayanthi is not disqualifed from being appointed as a Director under Section 164 of the Companies Act, 2013.
Nature of interest	None of the Directors, Key Managerial Personnel or their relatives are concerned or interested, fnancially or otherwise, in the resolution, except Smt. Jagennath Jayanthi to the extent of her re-appointment.
Recommendation of the Board	The Board, based on the recommendation of the Nomination and Remuneration Committee and evaluation of her performance during the frst term, recommends the Special Resolution for re-appointment of Smt. Jagennath Jayanthi as an Independent Director.
Brief Profle of Smt. Jagennath Jayanthi	Smt. Jagennath Jayanthi is a seasoned insurance and fnancial services professional with over 35 years of experience in the general insurance sector. She began her career in 1985 with The New India Assurance Company Limited as a Direct Recruit Offcer and rose to the position of General Manager, superannuating in November 2020. During her distinguished career, she handled diverse leadership assignments across the country, including roles as Senior Divisional Manager, Chief Regional Manager (Large Corporate and Broker Offce – Chennai), Deputy General Manager in charge of Chennai Regional Offce, and General Manager at the Head Offce, Mumbai, overseeing major technical portfolios such as Fire, Engineering, Motor and Crop Insurance (PMFBY). She has extensive exposure in handling large corporate accounts, broker management, underwriting, regional administration and technical operations, and has led teams in complex and challenging operational environments. Smt. Jayanthi has been serving as an Independent Director on the Board of LIC Housing Finance Limited since 05thFebruary, 2021. During her frst term, she has actively contributed to the functioning of the Board and its Committees, including the Audit Committee, Nomination and Remuneration Committee, Stakeholders’ Relationship Committee, Corporate Social Responsibility Committee and the Special Committee of the Board for Monitoring and Follow-up of cases of Frauds. Through her association with the Company, she has gained signifcant experience in housing fnance sector governance, regulatory compliance, risk management and oversight of fnancial institutions. She has qualifed the Independent Directors’ profciency examination conducted by the Indian Institute of Corporate Affairs (IICA) and continues to meet the independence and ft and proper criteria prescribed under applicable laws and regulatory guidelines. She is also an Independent Director on the Board of Policybazaar Insurance Brokers Private Limited.

LIC Housing Finance Limited

The Board believes that the Company will benefit immensely from her strategic vision, leadership, and governance experience.

Place: Mumbai Date: 11[th] February, 2026

By Order and on behalf of the Board Sd/Varsha Hardasani Company Secretary& Compliance Officer

Registered & Corporate Office: 131, Maker Tower “F”, 13[th] Floor, Cuffe Parade, Mumbai –400 005 CIN : L65922MH1989PLC052257 Website: www.lichousing.com Phone No.: +91 22 22178600/700 E-mail: [email protected]

AI assistant

Lic Housing Finance Ltd. Proxy Solicitation & Information Statement 2026

60275_rns_2026-02-11_53299685-b2dc-4e6f-b088-4e2fe87c9f2c.pdf

LIC HOUSING FINANCE LIMITED

NOTICE OF POSTAL BALLOT

INFORMATION AT A GLANCE

SPECIAL BUSINESS:

Registered & Corporate Office:

NOTES AND GENERAL INFORMATION

REMOTE EVOTING INSTRUCTIONS:

Login method for Individual shareholders holding securities in demat mode:

METHOD 1 - NSDL OTP based login

METHOD 2 - NSDL IDeAS facility

Shareholders registered for IDeAS facility:

Shareholders not registered for IDeAS facility:

METHOD 3 - NSDL e-voting website

METHOD 1 - CDSL e-voting page

METHOD 2 - CDSL Easi/ Easiest facility:

Shareholders registered for Easi/ Easiest facility:

Shareholders not registered for Easi/ Easiest facility:

Login method for shareholders holding securities in physical mode / Non-Individual Shareholders holding securities in demat mode.

Shareholders registered for INSTAVOTE facility:

Shareholders not registered for INSTAVOTE facility:

Guidelines for Institutional shareholders (“Custodian / Corporate Body/ Mutual Fund”)

STEP 1 – Custodian / Corporate Body/ Mutual Fund Registration

STEP 2 – Investor Mapping

STEP 3 – Steps to cast vote for Resolutions through InstaVote

METHOD 1 - VOTES ENTRY

METHOD 2 - VOTES UPLOAD

HELPDESK:

Shareholders holding securities in physical mode / NonIndividual Shareholders holding securities in demat mode:

Individual Shareholders holding securities in demat mode:

Forgot Password:

Individual Shareholders holding securities in demat mode with NSDL/ CDSL has forgotten the password:

General Instructions - Shareholders

Details of Director seeking re-appointment by the Shareholders pursuant to Regulations 36(3) of SEBI (LODR) Regulations and Secretarial Standard-2 on General Meetings “SS-2”

AI assistant

Lic Housing Finance Ltd. — Proxy Solicitation & Information Statement 2026

60275_rns_2026-02-11_53299685-b2dc-4e6f-b088-4e2fe87c9f2c.pdf

LIC HOUSING FINANCE LIMITED

NOTICE OF POSTAL BALLOT

INFORMATION AT A GLANCE

SPECIAL BUSINESS:

Registered & Corporate Office:

NOTES AND GENERAL INFORMATION

REMOTE EVOTING INSTRUCTIONS:

Login method for Individual shareholders holding securities in demat mode:

METHOD 1 - NSDL OTP based login

METHOD 2 - NSDL IDeAS facility

Shareholders registered for IDeAS facility:

Shareholders not registered for IDeAS facility:

METHOD 3 - NSDL e-voting website

METHOD 1 - CDSL e-voting page

METHOD 2 - CDSL Easi/ Easiest facility:

Shareholders registered for Easi/ Easiest facility:

Shareholders not registered for Easi/ Easiest facility:

Login method for shareholders holding securities in physical mode / Non-Individual Shareholders holding securities in demat mode.

Shareholders registered for INSTAVOTE facility:

Shareholders not registered for INSTAVOTE facility:

Guidelines for Institutional shareholders (“Custodian / Corporate Body/ Mutual Fund”)

STEP 1 – Custodian / Corporate Body/ Mutual Fund Registration

STEP 2 – Investor Mapping

STEP 3 – Steps to cast vote for Resolutions through InstaVote

METHOD 1 - VOTES ENTRY

METHOD 2 - VOTES UPLOAD

HELPDESK:

Shareholders holding securities in physical mode / NonIndividual Shareholders holding securities in demat mode:

Individual Shareholders holding securities in demat mode:

Forgot Password:

Individual Shareholders holding securities in demat mode with NSDL/ CDSL has forgotten the password:

General Instructions - Shareholders

Details of Director seeking re-appointment by the Shareholders pursuant to Regulations 36(3) of SEBI (LODR) Regulations and Secretarial Standard-2 on General Meetings “SS-2”

More from Lic Housing Finance Ltd.

Lic Housing Finance Ltd. Proxy Solicitation & Information Statement 2026