LendingTree, Inc. — Capital/Financing Update 2011

Nov 7, 2011

*UNITED STATES SECURITIES AND EXCHANGE COMMISSION*

*WASHINGTON, D.C. 20549*

*FORM 8-K*

*CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934*

Date of Report (Date of earliest event reported): November 1, 2011

*Tree.com, Inc.*

(Exact name of registrant as specified in charter)

Delaware	001-34063	26-2414818
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification No.)

11115 Rushmore Drive, Charlotte, NC	28277
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: (704) 541-5351

*Not Applicable*

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

SEQ.=1,FOLIO='',FILE='C:\JMS\106461\11-29415-1\task4952225\29415-1-ba.htm',USER='106461',CD='Nov 7 21:36 2011'

*Item 1.01. *Entry into a Material Definitive Agreement.**

On November 1, 2011, Tree.com, Inc. (the “Company”), through its subsidiary Home Loan Center, Inc. (“HLC”), entered into two amendments to its existing warehouse line of credit with Bank of America. The amendments extend the existing Transaction Terms Letter through the earlier of (a) the closing of the sale of substantially all of the operating assets of HLC to Discover Bank and (b) January 30, 2012, and additionally provide that Bank of America may terminate the warehouse line at any time upon notice to HLC. The amendments also modify certain pricing rates and certain financial covenants to be maintained by HLC.

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.

2

SEQ.=1,FOLIO='2',FILE='C:\JMS\106461\11-29415-1\task4952225\29415-1-ba.htm',USER='106461',CD='Nov 7 21:36 2011'

*SIGNATURE*

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 7, 2011

TREE.COM, INC.
By:	/s/ Christopher R. Hayek
	Christopher R. Hayek
	Senior Vice President and Chief Accounting Officer

3

SEQ.=1,FOLIO='3',FILE='C:\JMS\106461\11-29415-1\task4952225\29415-1-ba.htm',USER='106461',CD='Nov 7 21:36 2011'