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Kruk S.A. Earnings Release 2023

Jan 10, 2024

5678_rns_2024-01-10_cd0850e9-e5e4-4f51-a1ac-c79abbaa498e.html

Earnings Release

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Current Report No. 3/2024

Date: January 10th 2024

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Article 17_1_ of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q4 2023

The nominal value of debt portfolios purchased by the Group

Q4 2023 Q4 2022 change

PLN 4 431m PLN 5 941m - 25%

The expenditure on debt portfolios purchased by the Group

Q4 2023 Q4 2022 change

PLN 983m PLN 961m 2%

The recoveries from the management of debt portfolios purchased by theGroup

Q4 2023 Q4 2022 change

PLN 777m PLN 697m 11%

Y 2023

The nominal value of debt portfolios purchased by the Group

Y 2023 Y 2022 change

PLN 14 523m PLN 13 692m 6%

The expenditure on debt portfolios purchased by the Group

Y 2023 Y 2022 Change

PLN 2 972m PLN 2 311m 29%

The recoveries from the management of debt portfolios purchased by theGroup

Y 2023 Y 2022 change

PLN 3 062m PLN 2 624m 17%

The finally determined financial results will be disclosed in theaudited consolidated annual report of the KRUK Group for 2023.