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Kruk S.A. Earnings Release 2022

Jan 10, 2023

5678_rns_2023-01-10_16168421-c235-44c8-8760-98e405ebf125.html

Earnings Release

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Current Report No. 7/2023

Date: January 10th 2023

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Article 17_1_ of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q4 2022

The nominal value of debt purchased by the Group

Q4 2022 Q4 2021 change

PLN 5 941m PLN 4 505m 32%

The expenditure on debt portfolios purchased by the Group

Q4 2022 Q4 2021 change

PLN 961m PLN 806m 19%

The recoveries from the management of purchased portfolios purchased bythe Group

Q4 2022 Q4 2021 change

PLN 697m PLN 601m 16%

Y 2022

The nominal value of debt purchased by the Group

Y 2022 Y 2021 change

PLN 13 692m PLN 9 651m 42%

The expenditure on debt portfolios purchased by the Group

Y 2022 Y 2021 Change

PLN 2 311m PLN 1 738m 33%

The recoveries from the management of purchased portfolios purchased bythe Group

Y 2022 Y 2021 change

PLN 2 624m PLN 2 216m 18%

The finally determined financial results will be disclosed in theaudited consolidated annual report of the KRUK Group for 2022.