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Kruk S.A. Earnings Release 2023

Oct 9, 2023

5678_rns_2023-10-09_d427cea7-e5e4-4621-99b7-fd1240ab1686.html

Earnings Release

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Current Report No. 75/2023

Date of the report: October 9th 2023

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q3 2023

The nominal value of debt purchased by the Group

Q3 2023 Q3 2022 change

PLN 4,616m PLN 3,071m +50%

The expenditure on debt portfolios purchased by the Group

Q3 2023 Q3 2022 change

PLN 812m PLN 594m +37%

The recoveries from the management of purchased portfolios purchased bythe Group

Q3 2023 Q3 2022 change

PLN 785m PLN 648m +21%

I-IIIQ 2023

The nominal value of debt purchased by the Group

I-III Q 2023 I-III Q 2022 change

PLN 10,093m PLN 7,751m +30%

The expenditure on debt portfolios purchased by the Group

I-III Q 2023 I-III Q 2022 change

PLN 1,989m PLN 1,351m +47%

The recoveries from the management of purchased portfolios purchased bythe Group

I-III Q2023 I-III Q2022 change

PLN 2,286m PLN 1,928m +19%

The finally determined financial results for 3Q 2023 will be disclosedin the report of the KRUK Group for 3Q 2023, scheduled for issue onNovember 8th 2023.