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Kruk S.A. Earnings Release 2021

Jul 9, 2021

5678_rns_2021-07-09_289b5a97-1261-4ac1-9a77-8302df09ce6e.html

Earnings Release

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Current Report No. 32/2021

Date of the report: July 9th 2021

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q2 2021

The nominal value of debt purchased by the Group

Q2 2021 Q2 2020 change

PLN 2764m PLN 187m +1379%

The expenditure on debt portfolios purchased by the Group

Q2 2021 Q2 2020 change

PLN 484m PLN 23m +2015%

The recoveries from the management of purchased portfolios purchased bythe Group

Q2 2021 Q2 2020 change

PLN 554m PLN 417m +33%

IH 2021

The nominal value of debt purchased by the Group

IH 2021 IH 2020 change

PLN 3641m PLN 692m +426%

The expenditure on debt portfolios purchased by the Group

IH 2021 IH 2020 change

PLN 644m PLN 80m +705%

The recoveries from the management of purchased portfolios purchased bythe Group

IH 2021 IH 2020 change

PLN 1066m PLN 894m +19%

The finally determined financial results for IH 2021 will be disclosedin the separate and consolidated half year report of the KRUK Group forIH 2021, scheduled for issue on September 8th 2021.