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Kruk S.A. Earnings Release 2019

Jul 10, 2019

5678_rns_2019-07-10_14def5cb-9529-44c3-af4a-3250f5ce89b7.html

Earnings Release

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Current Report No. 39/2019

Date of the report: July 10th 2019

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q2 2019

The nominal value of debt purchased by the Group

Q2 2019 Q2 2018 change

PLN 1.897m PLN 1.871m +1%

The expenditure on debt portfolios purchased by the Group

Q2 2019 Q2 2018 change

PLN 129m PLN 282m -54%

The recoveries from the management of purchased portfolios purchased bythe Group

Q2 2019 Q2 2018 change

PLN 447m PLN 401m -24%

IH 2019

The nominal value of debt purchased by the Group

IH 2019 IH 2018 change

PLN 3.288m PLN 2.499m +32%

The expenditure on debt portfolios purchased by the Group

IH 2019 IH 2018 change

PLN 309m PLN 407m -24%

The recoveries from the management of purchased portfolios purchased bythe Group

IH 2019 IH 2018 change

PLN 874m PLN 763m +15%

The finally determined financial results for IH 2019 will be disclosedin the separate and consolidated half year report of the KRUK Group forIH 2019, scheduled for issue on September 5th 2019.