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Kruk S.A. Earnings Release 2018

Jul 9, 2018

5678_rns_2018-07-09_46e3af50-4ede-480b-a8f7-54421ae8bf2a.html

Earnings Release

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Current Report No. 23/2018

Date of the report: July 9th 2018

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q2 2018

The nominal value of debt purchased by the Group

Q2 2018 Q2 2017 change

PLN 1.871m PLN 3.526m -47%

The expenditure on debt portfolios purchased by the Group

Q2 2018 Q2 2017 change

PLN 282m PLN 292m -3%

The recoveries from the management of purchased portfolios purchased bythe Group

Q2 2018 Q2 2017 change

PLN 401m PLN 338m +19%

IH 2018

The nominal value of debt purchased by the Group

IH 2018 IH 2017 change

PLN 2.499m PLN 7.356m -66%

The expenditure on debt portfolios purchased by the Group

IH 2018 IH 2017 change

PLN 407m PLN 506m -20%

The recoveries from the management of purchased portfolios purchased bythe Group

IH 2018 IH 2017 change

PLN 763m PLN 647m +18%

The finally determined financial results for IH 2018 will be disclosedin the separate and consolidated half year report of the KRUK Group forIH 2018, scheduled for issue on September 9th 2018.