Kruk S.A. — Capital/Financing Update 2026

Mar 19, 2026

Report Content Current Report No. 8/2026

Date: March 19th 2026

Subject: Bond allotment under First Bond Issue Programme withoutProspectus

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

Further to Current Report No. 5/2026 of March 5th 2026 on the issue ofbonds under First Bond Issue Programme without Prospectus, theManagement Board of KRUK S.A. (the "Company") announces that on March19th 2026 it was notified that the issue of Series AL6 unsecured bearerbonds (the "Bonds") had been paid up in full.

Based on the notification, the Company's Management Board concluded thatthe Bond issue was successful and that 600,000 Bonds had been finallyallotted, each with a nominal value equal to the issue price of PLN1,000, with a total value amounting to PLN 600m. The interest rate onthe Bonds was set at 3M WIBOR plus 2.50 pp per year.

The Bonds will be redeemed at maturity, falling April 4th 2033.

The Bonds have been recorded in the register maintained by the issueagent within the meaning of Art. 7a.1 of the Act on Trading in FinancialInstruments of July 29th 2005, with mBank S.A. acting as the issueagent. In accordance with the applicable regulations, the Bonds will beregistered in the depository maintained by the Central SecuritiesDepository of Poland.