Kruk S.A. — Capital/Financing Update 2025

Oct 30, 2025

Report Content Current Report No. 56/2025

Date: October 30th 2025

Subject: Execution of annex to syndicated revolving credit facilityagreement

Legal basis: Article 17(1) of MAR - Inside information

Text of the report:

Further to Current Report No. 35/2017 and Current Reports No. 43/2019,No. 40/2021, No. 54/2021, No. 47/2022, No. 20/2023, No. 63/2023, No.82/2023, No. 40/2024, No. 51/2024 and No. 43/2025 the Management Boardof KRUK S.A. (the "Company") announces that the Company and itssubsidiaries (jointly the "Borrowers") have executed an annex (the"Annex") to the revolving multi-currency credit facility agreement (the"Credit Facility") entered into with a syndicate of banks, which Agentis DNB Bank ASA.

The Annex provides for an increase in the Credit Facility limit, up toEUR 755m. and to extend the availability of the Credit Facility untilJuly 3rd 2030. Prior to the execution of the Annex, the amount availableunder the Credit Facility was EUR 740m.

At the same time, the amount of the surety provided for the liabilitiesarising under the Credit Facility and the declaration of submission toenforcement stands at approximately EUR 1,132.5m.

No other terms of the Credit Facility agreement have been materiallyamended.