Kruk S.A. — Capital/Financing Update 2025

Mar 5, 2025

Current Report No. 20/2025

Date of the report: March 5th 2025

Subject: Information on the upholding of the rating by the credit ratingagency S_P Global.

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

The Management Board of KRUK S.A. (the "Company") announces that onMarch 5th 2025 the credit rating agency S_P Global has confirmed theKRUK Group's corporate rating at 'BB-' with a stable outlook.

At the same time, the Company informs about the decision to terminatethe contract with the Agency.