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Kruk S.A. Capital/Financing Update 2024

Feb 1, 2024

5678_rns_2024-02-01_6abee76a-d8f4-4ba2-af52-012f563019df.html

Capital/Financing Update

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Current report No. 9/2024

Date: February 1st 2024

Subject Execution of debt assignment agreement on Italian market

Legal basis: Article 17_1_ of MAR - Inside information

Text of the report:

Further to Current Report No. 80/2023 of October 20th 2023, theManagement Board of KRUK S.A. (the "Company") announces that todayagreement (the "Agreement") was concluded between the Company'ssubsidiary - Kruk Investimenti s.r.l. of Milan, Italy (the "Buyer"), andone of the primary financial institutions in Italy (the "Seller").

The Agreement provides for the purchase of a forward flow unsecuredretail debt portfolio with a nominal value up to EUR 212m (PLN 916.8mtranslated at the average exchange rate quoted by the National Bank ofPoland for February 1st 2024). The portfolio will be purchased inquarterly tranches starting from March 2024.

The Agreement do not differ from standard market terms applied inagreements of such type.