Kruk S.A. — Capital/Financing Update 2019

Jul 5, 2019

Current Report No. 38/2019

Date of the report: July 5th 2019

Subject: Approval of prospectus for Sixth Public Bond Programme

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

Further to Current Report No. 8/2019 of March 11th 2019 on the SixthPublic Bond Programme (the "Sixth Programme"), the Management Board ofKRUK S.A. (the "Company") announces that on July 5th 2019 it wasnotified of the approval by the Polish Financial Supervision Authorityof the Company's prospectus prepared for the purposes the SixthProgramme.