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Jumbo S.A.

Quarterly Report Mar 12, 2019

2675_ir_2019-03-12_415764b8-adb7-4df9-83f7-32909a274f45.pdf

Quarterly Report

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JUMBO S.A. GROUP OF COMPANIES

REG No. 7650/06/B/86/04 - G.E.MI.No. 121653960000 Cyprou 9 & Hydras Street, Moschato Attikis, 183 46

SIX-MONTH FINANCIAL REPORT For the period from 1 July 2018 to 31 December 2018 (According to Article 5, Law 3556/2007)

CONTENTS

Page
I. 4 Statements of the members of the Board of Directors (according to Article 5, par. 2, Law 3556/2007)
II. Independent Auditor's Review Report 5
III. Board of Directors' Report 7
IV. Interim Corporate and Consolidated Financial Statements for the financial period 01.07.2018-
31.12.2018 18
A. INTERIM STATEMENT OF TOTAL COMPREHENSIVE INCOME OF H1 18
B. CONDENSED INTERIM STATEMENT OF COMPREHENSIVE INCOME OF H1 19
C. CONDENSED INTERIM STATEMENT OF FINANCIAL POSITION 20
D. CONDENSED INTERIM STATEMENT OF CHANGES IN EQUITY - CONSOLIDATED 21
E. CONDENSED INTERIM STATEMENT OF CHANGES IN EQUITY OF THE PARENT -
COMPANY 23
F. CONDENSED INTERIM STATEMENT OF CASH FLOWS 25
G. SELECTED EXPLANATORY NOTES TO THE INTERIM SEPARATE AND CONSOLIDATED
FINANCIAL STATEMENTS AS AT 31st DECEMBER 2018 26
1. Information 26
2.
3.
Nature of Operations 26
Accounting Principles Summary 27
3.1.
3.1.1
3.1.2
3.1.3
3.2.
Changes in Accounting Policies 27
New Standards, Interpretations, Revisions and Amendments to existing Standards that are
effective and have been adopted by the European Union. 27
New Standards, Interpretations and amendments to existing Standards which have not been
applied yet or have not been adopted by the European Union 29
Changes in Accounting Policies 31
The Group Structure 34
4. Notes to the Financial Statements 37
4.1 Segment Reporting 37
4.2
4.3
Income tax 39
Earnings per share 39
4.4 Property plant and equipment 40
4.5 Investment property (leased properties) 44
4.6 Investments in subsidiaries 45
4.7 Financial assets per category 46
4.7.1 Financial assets at fair value through other comprehensive income 48
4.7.2 Fair value of financial assets 49
4.8 Other long term receivables 50
The balance of the account is analyzed as follows: 50
4.9 Trade debtors and other trade receivables 50
4.10 Other receivables 51
4.11 Other current assets 51
4.12 Long term restricted bank deposits 51
4.13 Cash and cash equivalents 52
4.14
4.14.1
Equity 52
Share capital 52
4.14.2 Share Premium and Other reserves 53
4.15 Long term loan liabilities 54
4.17 Short-term loan liabilities 54
4.18 Other long term liabilities 55
4.19 Deferred tax liabilities 55
4.20 Trade and other payables 56
4.21 Current tax liabilities 57
4.22 Other short term liabilities 57
4.23 Cash flows from operating activities 57
4.24 Contingent Liabilities / Contingent Assets 58
4.25 Unaudited Fiscal Years 59
5. Transactions with related parties 59
6. Management Fees 61
7. Lawsuits and Litigations 61
8. Number of employees 62
9. Seasonal fluctuation 62
10. Significant events during the period 01.07.2018-31.12.2018 62
11. Events subsequent to the Statement of Financial Position date 62

I. Statements of the members of the Board of Directors (according to Article 5, par. 2, Law 3556/2007)

The following members of the Board of Directors of "JUMBO SA"

    1. Apostolos Evangelos Vakakis, President of the Board of Directors
    1. Ioannis Oikonomou, Vice-President of the Board of Directors
    1. Konstantina Demiri, Chief Executive Officer

certify that as far as we know, in our property as persons appointed by the Board of Directors of the company under the title "JUMBO SA" (henceforth referred to "the Company") as follows:

  • a. The six-month separate and consolidated financial statements of "JUMBO S.A." for the period 01.07.2018-31.12.2018, which were prepared according to the effective International Financial Reporting Standards, present truly and fairly the assets and liabilities, the equity and the financial results of the Group and the Company, as well as the companies included in the consolidation as aggregate, according to par. 3 - 5 of article 5 of L.3556/2007 and the authorizing decisions of the BoD of the Hellenic Capital Market Commission.
  • b. The six-month Board of Directors Report presents in a true and fair way the information required according to par. 6 of article 5 of L.3556/2007 and the authorizing decisions of the BoD of the Hellenic Capital Market Commission.

Moschato, March 8, 2019 The designees

Apostolos - Evangelos Vakakis Ioannis Oikonomou Konstantina Demiri
President of the Board of Directors Vice-President of the Chief Executive Officer
Board of Directors

II. Independent Auditor's Review Report

To the Board of Directors of JUMBO S.A.

Review Report on Interim Financial Information

Introduction

We have reviewed the accompanying condensed separate and consolidated statement of financial position of JUMBO SA as at 31 December 2018 and the relative condensed separate and consolidated statement of profit or loss and comprehensive income, changes in equity and cash flows for the six-month period then ended, as well as the selected explanatory notes, that comprise the interim financial information, which form an integral part of the six-month financial report of Law 3556/2007.

Management is responsible for the preparation and fair presentation of this condensed interim financial information, in accordance with International Financial Reporting Standards, as adopted by European Union and apply for interim financial reporting (International Accounting Standard "IAS 34"). Our responsibility is to express a conclusion on this condensed interim financial statements based on our review

Scope of Review

We conducted our review in accordance with International Standard on Review Engagements 2410 (ISRE) "Review of Interim Financial Information Performed by the Independent Auditor of the Entity". A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Auditing Standards, as incorporated into the Greek legislation, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

Conclusion

Based on our review, nothing has come to our attention that causes us to believe that the accompanying interim financial information is not prepared, in all material respects, in accordance with International Accounting Standard "IAS 34".

Report on Other Legal and Regulatory Requirements

Our review did not identify any material inconsistency or misstatement in the statements of the members of the Board of Directors and the information of the six-month Board of Director's report, according to article 5 and 5a of L. 3556/2007, with the accompanying condensed interim financial information.

Athens, 8 March 2019

The Chartered Accountants

Athanasia Arampatzi Manolis Michalios

I.C.P.A. Reg. No 12821 I.C.P.A. Reg. No 25131

© 20199 Grant Thornton Chartered Accountants Management Consultants | 56 Zefirou str., 175 64 P. Faliro | Τ: +30 210 7280000 F: +30 210 7212222 | www.grant-thornton.

III. Board of Directors' Report

OF SOCIETE ANONYME "JUMBO ANONIMI EMPORIKI ETAIREIA" ON THE CONSOLIDATED AND COMPANY'S FINANCIAL STATEMENTS FOR THE PERIOD FROM 01.07.2018 TO 31.12.2018

Dear Shareholders,

The current six-month report of the Board of Directors concerns the period of the first six months of the current financial year 2018/2019 (01.07.2018-31.12.2018). The Report has been prepared according to the relative provisions of Law 3556/2007 (Government Gazette 91A/30.04.2007) as well as the publicized resolution of the BoD of the Hellenic Capital Market Commission.

The current report briefly describes financial information for the six-month period, the most significant events that took place during this period and their effect on the financial statements of this period regarding Jumbo SA and Jumbo Group. Moreover, it provides a description of the main risks and uncertainties the Group and Company might be faced with during the second half of the financial year, as well as the most significant transactions that took place between the issuer and its related parties.

A. REVIEW OF THE CLOSING PERIOD FROM 01.07.2018 TO 31.12.2018

Turnover: The Group's turnover reached € 476,75 mil., presenting an increase of approximately 7,63% as compared to the respective period of the last financial year, with a turnover of € 442,96 mil. The Company's turnover amounted to € 391,88 mil., presenting an increase of approximately 7,17% as compared to the respective period of the last financial year, with a turnover of € 365,67 mil.

During the first six months of the current financial year, Jumbo Group operated two new owned hyper – stores in Romania. The first one in Bucharest ( 13.600 sqm approximately) and the second in Bacau ( 12.900 sqm approximately).

At the end of December 2018, the Group's network had 77 stores in four countries. More specifically, the Group had 51 stores in Greece, 5 in Cyprus, 9 in Bulgaria and 12 in Romania, as well as an on-line store, www.e-Jumbo.gr . Furthermore, the Company, through collaborations, has presence, with 22 stores operating under the Jumbo brand in North Macedonia (F.Y.R.O.M.), in Albania, in Kosovo, in Serbia and Bosnia.

Gross profit: The Group's gross profit margin for the current period 01.07.2018-31.12.2018 reached 50,79% from 50,34% recorded in the respective period of the last financial year.

Respectively, the Company's gross profit margin for the period 01.07.2018-31.12.2018 reached 39,59% compared to 40,37% in the respective period of the last financial year.

Earnings before interest, taxes, investment results, depreciation and amortization: Earnings before interest, taxes, investment results, depreciation and amortization of the Group reached € 140,35 mil. from € 130,59 mil. in the respective period of the last financial year and the Earnings before interest, taxes, investment results, depreciation and amortization margin stood at 29,44% from 29,48%. Earnings before interest, taxes, investment results, depreciation and amortization for the Company, reached € 82,44 mil. as compared to € 79,18 mil. in the respective period of the last financial year and the Earnings before interest, taxes, investment results, depreciation and amortization margin stood at 21,04% from 21,65% in the respective period of the last financial year.

Net Profits after tax: Net Consolidated Profits after tax reached € 98,74 mil. from € 90,42 mil. in the respective period of the last financial year, i.e. increased by 9,20%.

Net Profits after tax for the Company reached € 52,57 mil. from € 49,18 mil. in the respective period of the last financial year, i.e. increased by 6,89%.

Net cash flows from operating activities: Net cash flows from operating activities of the Group amounted to € 157,87 mil. from € 174,28 mil. with investments in assets and other investing activities amounting to € 23,24 mil. during the first six months of the current financial year, net cash flows after investing and operating activities amounting to € 134,63 mil. for the Group, during the first six months of the current financial year from € 152,82 mil. in the respective period of the previous financial year. Cash available after financing activities amounted to € 590,78 mil. for the first six months of the current financial year from € 478,26 mil. in the respective period of the previous financial year.

Net cash flows from operating activities of the Company amounted to € 92,53 mil. from € 120,64 mil. with investments in assets and other investing activities amounting to € 5,69 mil. during the first six months of the current financial year, net cash flows after investing and operating activities stood at € 86,85 mil during the first six months of the current financial year from € 114,42 mil. in the respective period of the previous financial year. Cash and cash equivalent after financing activities amounted to € 293,18 mil. during the first six months of the current financial year from € 225,41 mil. in the respective period of the previous financial year.

Earnings per share: The Group's basic earnings per share for the period ended on 31.12.2018 reached € 0,7257 as compared to € 0,6645 in the respective period of the previous financial year, i.e. increased by 9,20% and the Company's basic earnings per share reached € 0,3864, increased by 6,89% from 0,3615 in the respective period of the previous financial year.

Earnings per share were calculated based on allocation of profit after tax over the total weighted average number of the Company's shares.

Tangible Fixed Assets: As at 31.12.2018, the Group's Tangible Fixed Assets stood at € 556,41 mil. and represented 37,09% of the Total Assets as compared to the amount of € 547,43 mil., recorded as at 30.06.2018, which represented 40,19% of the Total Assets.

As at 31.12.2018, the Company's Tangible Fixed Assets stood at € 295,43 mil. and represented 26,81% of the Total Assets as compared to the amount of € 295,97 mil., recorded as at 30.06.2018, which represented 29,19% of the Total Assets.

Net investments for acquisition of the Company's fixed assets for the closing period amounted to € 7.844 thousand and € 31.819 thousand for the Group.

Inventories: On 31.12.2018, inventories of the Group amounted to € 236,39 mil. compared to € 247,81 mil. on 30.06.2018 and represented 15,76% of Total Consolidated Assets on 31.12.2018, compared to 18,19% on 30.06.2018. On 31.12.2018, inventories of the Company amounted to € 198,55 mil. compared to € 212,87 mil. recorded on 30.06.2018 and represented 18,02% of Total Assets of the Company, compared to 20,99% on 30.06.2018.

Long term bank liabilities: On 31.12.2018, long term bank liabilities of the Group and the Company amounted to € 198,58 mil. i.e. 13,24% of Total Equity and Liabilities for the Group (18,02% for the Company) compared to liabilities payable within the next 12 months amount of € 144,73 mil. for the Group and for the Company on 30.06.2018.

Short term bank liabilities: As at the same date, the Group had short term bank liabilities amount €195 thousand and the Company had no short term bank liabilities. On 30.06.2018 the Group had short term bank liabilities amount € 4,89 mil. and € 4,68 mil. for the Company.

Equity: Consolidated Equity on 31.12.2018 amounted to € 1.099,95 mil. compared to € 1.058,47 mil. on 30.06.2018 and represented 73,32% of the Group's Total Equity and Liabilities. Equity for the Parent Company on 31.12.2018 amounted to € 749,77 mil. compared to € 752,16 mil. on 30.06.2018 representing 68,05% of the Company's Total Equity and Liabilities.

Net borrowing ratio: During the first six months of the current financial year, cash balances of the Group were higher than the total borrowings by the amount of € 392,01 mil. and, as a consequence, at 31.12.2018, total net borrowings were negative. At 30.06.2018, cash balances of the Group were higher than the total borrowings by the amount of € 287,27 mil. and, as a consequence, total net borrowings were negative.

During the first six months of the current financial year, cash balances of the Company were higher than the total borrowings by the amount of € 94,60 mil. and, as a consequence, at 31.12.2018, total net borrowings were negative. At 30.06.2018, cash balances of the Company were higher than the total borrowings by the amount of € 37,57 mil. and, as a consequence, total net borrowings were negative.

Value Generation and Performance Valuation Factors

The Group recognizes four geographical segments Greece, Cyprus, Bulgaria and Romania, as operating segments. The Management's strategic decisions are based on the operating results of every segment which are used for the measurement of profitability.

On 31.12.2018 the total amount of earnings before taxes, financial and investment results which was allocated among four segments stood at € 127,52 mil. Respectively on 31.12.2017 the total amount of earnings before taxes, financial and investment results which was allocated among four segments stood at € 118,36 mil.

The segment of Greece represented for the period 01.07.2018-31.12.2018 61,13% of the Group's turnover while it also contributed 52,93% of the total earnings before taxes, financial and investment results. For the respective period of the previous financial year this segment represented 63,96% of turnover, while it contributed 55,37% of the total earnings before taxes, financial and investment results.

The segment of Cyprus represented for the period 01.07.2018-31.12.2018 10,59% of the Group's turnover while it also contributed 12,98% of the total earnings before taxes, financial and investment results. For the respective period of the previous financial year this segment represented 11,16% of turnover while it contributed 13,55% of the total earnings before taxes, financial and investment results.

The segment of Bulgaria represented for the period 01.07.2018-31.12.2018 11,26% of the Group's turnover while it also contributed 12,32% of the earnings before taxes, financial and investment results. For the respective period of the previous financial year this segment represented 11,12% of turnover while contributed 12,28% of the total earnings before taxes, financial and investment results.

The segment of Romania represented for the period 01.07.2018-31.12.2018 17,02% of the Group's turnover while it also contributed 21,77% of the total earnings before taxes, financial and investment results. For the respective period of the previous financial year this segment represented 13,76% of turnover while contributed 18,81% of the total earnings before taxes, financial and investment results.

The Group's policy is to monitor its results and performance on a monthly basis, thus timely and effectively identifying deviations from its objectives and undertaking necessary corrective actions. The Group evaluates its financial performance using the following generally accepted Key Performance Indicators:

ROCE (Return on Capital Employed): this ratio divides the net earnings after taxes with the total Capital Employed which is the total of the average of the Equity of the two last periods and the average of the total borrowings of the two last periods.

  • for the Group the ratio stood: at 7,88% for the period 01.07.2018-31.12.2018 and at 7,99% for the respective period of the previous financial year.
  • for the Company the ratio stood: at 5,68% for the period 01.07.2018-31.12.2018 and at 5,68% for the respective period of the previous financial year.

ROE (Return on Equity): this ratio divides the Earning After Tax (EAT) with the average Equity of the two last periods.

  • for the Group the ratio stood: at 9,15% for the period 01.07.2018-31.12.2018 and at 9,23%for the respective period of the previous financial year.
  • for the Company the ratio stood: at 7,00% for the period 01.07.2018-31.12.2018 and at 6,89% for the respective period of the previous financial year.

Alternative Performance Measures

The Group uses as alternative performance measures the Earnings before Interest, Tax Depreciation and Amortization (EBITDA), Margin of Earnings before interest, tax investment results depreciation and amortization and Net debt. These indicators are taken into account by the Group's management for strategic decisions.

Earnings before interest, taxes, depreciation and amortization (EBITDA)
The Group
The Company
Amounts in mil. € 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Earnings After Tax 98,74 90,42 52,57 49,18
Taxes 27,77 27,23 20,31 20,56
Interest 1,00 0,71 1,65 1,66
Depreciation 12,84 12,23 7,91 7,78
Earnings before interest,
taxes, depreciation and
amortization (EBITDA) 140,35 130,59 82,44 79,18
Investment results 0,00 0,00 0,00 0,00
Earnings before interest, tax
investment results
depreciation and
amortization 140,35 130,59 82,44 79,18
Turnover 476,75 442,96 391,88 365,67
Margin of Earnings before
interest, tax investment results
depreciation and
amortization 29,44% 29,48% 21,04% 21,65%

Notes

  1. The term EBITDA refers to earnings before interest, taxes, depreciation and amortization. Alongside with the Earnings before interest, tax investment results depreciation and amortization Margin constitute measures of the Company's and the Group's operational performance.
NET DEBT
The Group
The Company
Amounts in mil. € 31/12/2018 30/6/2018 31/12/2018 30/6/2018
Long term loan liabilities 198,58 - 198,58 -
Short-term loan liabilities 0,20 149,62 - 149,41
Cash and cash
equivalents
(590,78) (436,89) (293,18) (186,98)
Net Debt (392,01) (287,27) (94,60) (37,57)
  1. The net debt for the Company and the Group is the total borrowings decreased by the amount of cash and cash equivalents and is used by the Management of the Company and the Group as a measure of liquidity.

B. SIGNIFICANT EVENTS FROM 01.07.2018 TO 31.12.2018

The significant events which took place during the first half of the current financial year (July 2018-December 2018), and had a positive or negative effect on the interim condensed financial statements are the following.

In July 2018, the management of Westlook Properties Ltd SRL, a subsidiary of Jumbo Trading Ltd, began the procedures for terminating the company's activities with the ultimate purpose of dissolution and liquidation.

On August 6, 2018, a Common Bond Loan agreement of eight years maturity regarding a maximum amount of up to € 200 mil. was signed between the parent company and the credit institution

and the issue was finalized in November 2018. The interest rate on the loan was set at six month EURIBOR plus a spread of 2,75%. The purpose of the above loan was to refinance the existing common bond loan of € 145 mil., issued on 21.05.2014, as well as to finance the company's capital expenditures.

The meeting of the Board of Directors of the parent company "JUMBO AEE", dated 26 September 2018, decided to decrease the share capital of the subsidiary Bulgarian company "JUMBO EC. B " by the amount of € 25 mil. through reducing the nominal value from 100 Leva / share to 80 Leva / share and return of that capital to the parent company. The above share capital decrease was finalized in January 2019.

The Annual Regular General Meeting of the shareholders held on 07.11.2018, approved the distribution of a dividend of € 0,36 per share before withholding tax, formed from the undistributed profits for the closing year 2017/2018. As of 03.04.2018 the Company had already paid in the form of an interim dividend the amount of EUR 23.511.127,13 and with the approval of the General Meeting distributed the remaining amount of EUR 29.552.178,88. The remaining amount of the dividend, after withholding tax, if necessary, amounted to 0,18462 euros per share and payments to shareholders began on 20.12.2018.

C. FINANCIAL RISK MANAGEMENT

The Group is exposed to various financial risks, such as market risk (variation in foreign exchange rates, interest rates, market prices etc.), credit risk and liquidity risk. The Group's risk management policy aims at limiting the negative impact on the Group's financial results, which arises from the inability to predict financial markets and changes in cost and revenue variables.

The risk management policy is executed by the Management of the Group, which evaluates the risks related to the Group's activities, plans the methodology and selects suitable financial products for risk reduction.

The Group's financial instruments include mainly bank deposits, trade debtors and creditors, dividends paid and loans.

Macroeconomic Environment

Greece has faced and continues facing significant fiscal challenges and structural weaknesses of its economy, which have raised doubts about a possible exit of Greece from the Eurozone.

A potential inability of improvement of the Greek economy or a potential, further credit-event related to public debt or its further restructuring or potential exit of the country from the Eurozone might have a negative influence on the income statements and the financial position of the Company and, therefore, of the Group, in ways that currently cannot be clearly foreseen.

Despite the volatile macroeconomic and financial environment of Greece and the reduction in disposable income of the majority of consumers, the Group has responded successfully to the singular conditions of the Greek economy achieving an increase of 7,63% in revenue during the first half of the financial year 2018/2019. Group has a significant presence in Greece but due to its export orientation, 42,41% of its revenue refer to foreign operations.

The Group Management continuously assesses the situation and its possible consequences, and takes all necessary measures to maintain the viability of the Group and the Company in order to minimize any adverse impact on their activities and facilitate extension of their operations. However, it is to be noted that the Company viability is inextricably linked to the sustainability of the country in its efforts for reconstruction within the Eurozone.

Foreign Exchange Risk

The Group operates internationally and, therefore, it is exposed to foreign exchange risk, which arises mainly from U.S. Dollar and Romanian Lei (RON) due to the operation of the Group through its subsidiary company in Romania. The Group addresses the risk applying the strategy of early stocking that provides the opportunity to purchase inventories at more favorable prices while is given the opportunity to review the pricing policy through its main operation activity which is retail sales. However, significant variation in foreign exchange rates could have a negative effect on the income statement.

Interest Rate Risk

On December 31, 2018, the Group and the Company are exposed to changes in the market interest rate in terms of their bank borrowing, finance leases, cash and cash equivalents which are subject to a variable market rate A reasonable change in the interest rate of +/- 0,5% would benefit / burden the Company's and Group's results by € 98.411 and € 694.923, respectively.

Credit Risk

The main part of the Group's sales concerns retail sales (for which cash is collected), while wholesale sales are mostly made to client with a reliable credit record. In respect of trade and other receivables the Group is not exposed to any significant credit risk exposure. To minimize this credit risk as regards money market instruments, the Group only deals with well-established financial institutions of high credit standing.

Liquidity Risk

The Group manages its liquidity by carefully monitoring scheduled debt servicing payments for long – term financial liabilities as well as cash outflows due in day - to - day business. The Group ensures that sufficient available credit facilitations exist, so that it is capable of covering short-term business needs, after calculating the cash inputs resulting from its operation as well as its cash in hand and cash equivalents.

Other Risks

Political and economic factors

Demand for products and services as well as the Company's sales and final economic results are effected by external factors, such as political instability, economic uncertainty, capital controls and recession.

Moreover, factors such as taxes, political, economic and social changes that can affect Greece as a country and other countries where the Group operates can have a negative effect on the Company's and the Group's going concern, its financial position and results.

In order to address the above risks the Company constantly redesigns its products, focusing on cost constrain and timely creating sufficient stock at profitable prices.

Suppliers' bankruptcy risk

During the last eight years and particularly during the period after the imposition of capital controls, the internal extraordinary economic crisis and recession have caused significant problems both in the public finances and private economy of our country, creating the risk of bankruptcy of some suppliers of the Company. In this case, the Company faces the danger of loss of advance payments that has been provided for the purchase of products.

As a safeguard against the aforementioned risk, the Company has initiated collaboration with a significant number of suppliers where no one represents a high percentage on the total amount of the advance payments.

Sales seasonality

Due to the specified nature of the Group's products, its sales present high level of seasonality. In particular, at Christmas, the Company succeeds approximately 28% of its annual turnover, while sales fluctuations are observed during months such as April (Easter – 10% of annual turnover) and September (beginning of school period - 10% of annual turnover). Sales seasonality demands rationality in working capital management, specifically during peak seasons. It is probable that the Group's not being in position to effectively address seasonal needs for working capital during peak seasons may burden financial expenses and negatively affect its results and its financial position.

The Group's not being in position to effectively address increased demand during these specific periods and delays in deliveries due to imposition of capital control might adversely affect its annual results. Moreover, problems can arise due to external factors such as bad weather conditions, strikes or defective and dangerous products.

Dependence on agents-importers

The Company imports its products directly from aboard as exclusive dealer for toy companies and

relevant products, which do not maintain agencies in Greece. Moreover, the Company acquires its products from 230 suppliers operating within the Greek market.

However, the Company faces the risk of losing revenues and profits in case its cooperation with some of its suppliers terminates and due to delays in deliveries caused by capital controls. Nevertheless, it is estimated that the risk of not renewing the cooperation with its suppliers is inconsiderable due to the leading position of JUMBO in the Greek market. The potential of such a perspective would have a small effect on the Company's sizes, since none of the suppliers represents more than 3% of the Company's total sales.

Competition within the industry's companies

The Company's basic competitors are super markets (food departments are excluded), toy stores, baby product stores, stationery stores, seasonal-goods stores, as well as respective electronic storefronts. Significant mergers and acquisitions have taken place in the industry of super markets. The current status of the market could change in the future either due to the entrance of foreign companies into the Greek market, or due to potential strategic changes and retail store expanding of present competitors. A potential increase in competition e.g. through price wars or offers could have a negative impact on the revenue and profits of the Group.

Dependence on importers

70% of the Group's products originate from China. The facts that could lead to cessation of Chinese imports (such as embargo on Chinese imports or increased import taxes for Chinese imports or political and economic crises and personnel strikes in China, capital controls) could interrupt the provision of the Group's selling points. Such potentiality would have a negative effect on the Group's operations and its financial position.

Other external factors

Threat or event of war or a terrorist attack or potential consequences for Greece from failure to meet the third rescue program or possible consequences from the continuing crisis in Eurozone and to the other countries that the Group has operations are factors that cannot be foreseen and controlled. Such events can affect the economic, political and social environment of the country and the Group in general.

D. INFORMATION ON THE COMPANY'S AND THE GROUP'S PROSPECTIVE

The Group holds a leading position in the retail sale of toys, baby products, gift articles, household products, stationery and relevant and similar types of products and intends to maintain it. As a means to achieve this objective are the continuous enrichment of variety of its trading products, based on developments and demand trends in the categories where the Group operates, maintaining product prices at competitive levels as well as the advertising of strong branding.

As the Greek market continues to experience a period of great uncertainty, the Group monitors and continually assesses the developments and will inform the investing public about any effect that the prevailing conditions may have on its operation, financial position and results.

With regard to the Group stores network:

In Greece, the Group operates 51 stores and e-jumbo shop. The Company's objective is to facilitate better management of the existing network and infrastructure through re-evaluation and upgrading the existing stores as announced and expansion of the network in places where the Company has no presence so far in the following years. In the context of the above mentioned, the Company aims to open one more store during the financial year 2018/2019.

In Bulgaria, the subsidiary company «JUMBO ΕC.B LTD», operated until 31.12.2018 nine stores, four in Sofia, one in Plovdiv, one in Varna, one in Burgas, one in Rousse and one in Stara Zagora. The Company aims to open one more store during the next financial year 2019/2020.

In Cyprus, the subsidiary company JUMBO Trading Ltd, operated until 31.12.2018 five stores. One in Nicosia, two in Lemessos, one in Larnaka and one in Paphos. The Company aims to open one more store during the next financial year 2019/2020.

In Romania, the subsidiary company «JUMBO ΕC.R SRL» operated until 31.12.2018 twelve hyper-stores, four stores in Bucharest, one in Timisoara, one in Oradea, one in Arad, one in Ploiesti, one in Pitesti one in Constanta one in Suceava and one in Bacau. Regarding the current year, the Management aims to open one more hyper-stores in the country. The Company aims to open at least two more hyper stores during the next financial year 2019/2020.

Moreover, via various collaborations, the Company has presence in five countries (North Makedonia, Albania, Kosovo, Serbia and Bosnia) with stores that operate under the JUMBO brand name. Within the following financial year, it is expected that the Company's collaborators will expand their store network in the countries, where they already hold operations.

E. SIGNIFICANT TRANSACTIONS WITH RELATED PARTIES

Apart from "JUMBO S.A.", the Group includes the following related companies:

  1. The subsidiary company «JUMBO TRADING LTD», based in Cyprus, in which the Parent company holds 100% of shares and voting rights. The subsidiary company JUMBO TRADING LTD participates at the rate of 100% in the share capital of the company ASPETTO LTD and ASPETTO LTD participates at the rate of 100% in the share capital of the company WESTLOOK SRL. Moreover, the subsidiary company JUMBO TRADING LTD participates at the rate of 100% in the share capital of GEOCAM HOLDINGS LIMITED and GEOFORM LIMITED.

  2. The subsidiary company «JUMBO EC.B. LTD» based in Sofia, Bulgaria, in which the Parent company holds 100% of shares and the voting rights.

  3. The subsidiary company «JUMBO EC.R. SRL» based in Bucharest, Romania in which the Parent company holds the 100% of shares and voting rights.

The most important transactions and balances between the Company and the related parties (except physical persons) on 31.12.2018, as defined in IAS 24, are as follows:

Amounts in € THE GROUP THE COMPANY
Sales of products 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 100.429.042 82.369.883
Total - - 100.429.042 82.369.883
Sales of services 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 28.545 19.604
Total - - 28.545 19.604
Sales of tangible assets 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 469.470 490.997
Total - - 469.470 490.997
THE GROUP THE COMPANY
Purchases of products 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 739.949 1.000.447
Other related parties - - - -
Total - - 739.949 1.000.447
Purchases of tangible assets 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 13.220 41.015
Total - - 13.220 41.015
Purchases of services 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries
Total
-
-
-
-
-
-
-
-
THE GROUP THE COMPANY
31/12/2018 30/6/2018 31/12/2018 30/6/2018
Receivables
Subsidiaries - - 12.091.667 754.693
Total - - 12.091.667 754.693
Liabilities 31/12/2018 30/6/2018 31/12/2018 30/6/2018
Subsidiaries - - - -
Total - - - -

The above amounts have been eliminated at the Group level.

Sales and purchases of merchandise concern goods that the parent company trades, that is, toys, baby items, stationery, home and seasonal goods. All the transactions described above have been carried out under the usual market terms. Also, the terms that govern the transactions with the above related parties are equivalent to those that prevail in arm's length transactions.

Transactions with the Management at the Group and the Company level are analysed as follows:

Transactions with Directors and BoD Members THE GROUP THE COMPANY
Amounts in euro 31/12/2018 31/12/2018
Short term employee benefits:
Wages and salaries 421.801 141.443
Insurance service cost 36.758 19.524
Other fees and transactions with the members of
the Board of Directors
1.054.131 1.013.276
Compensation due to termination of employment 6.879 6.879
Total 1.519.569 1.181.122
Pension Benefits: 31/12/2018 31/12/2018
Defined benefits plan 384.787 384.787
Total 384.787 384.787
Transactions with Directors and BoD Members THE GROUP THE COMPANY
Amounts in euro 31/12/2017 31/12/2017
Short term employee benefits:
Wages and salaries 508.636 242.273
Insurance service cost
Other fees and transactions with the members of
49.685 27.042
the Board of Directors 998.923 966.158
Compensation due to termination of employment 12.064 12.064
Total 1.569.308 1.247.537
Pension Benefits: 30/06/2018 30/06/2018
Defined benefits plan 72.745 72.745
Total 72.745 72.745

No loans have been provided given to members of the Board of Directors or other members of the Group Management (and their families) and there are no receivables from members of the Board of Directors or other members of the Group Management and their families.

F. SIGNIFICANT EVENTS SUBSEQUENT TO THE BALANCE SHEET DATE

At its meeting, dated January 21st 2019, the Board of Directors of the parent company " JUMBO S.A ", decided to increase the share capital of the subsidiary Romanian company "JUMBO EC. R. SRL " by the amount of € 25 mil.. After the above increase the share capital of the subsidiary is € 93,91 mil.. The share capital increase was covered 100% by the parent company.

At its meeting, dated January 22nd 2019, the Board of Directors of the parent company " JUMBO S.A ", decided to reduce the share capital of the subsidiary Bulgarian company "JUMBO EC.B LTD " by the amount of € 19 mil. with a reduction of the nominal value from 80 Leva / share to 65 Leva / share and return of that capital to the parent company.

At its meeting dated March 8th, 2019, the Board of Directors of the Company decided to distribute the amount of Euro 0,19 per share as an interim dividend for the year 2018/2019. From the above amount a dividend tax will be withheld where is necessary in accordance to the current legislation. The interim dividend will be paid two (2) months following the fulfilment of the publication requirements and procedures provided under the Law 4548/2018. The ex – interim dividend date as well as the interim dividend record date will be determined under a subsequent announcement.

There are no other events subsequent to the financial statements that affect the Group or the Company, for which reference under IFRS is required.

The current six-month report of BoD for the period 01.07.2018 – 31.12.2018 has been published on the Company's website www.e-jumbo.gr (http://corporate.e-jumbo.gr/).

Moschato, March 8th, 2019

With the authorization of the Board of Directors

Apostolos - Evangelos Vakakis

The President of the Board of Directors

REG No. 7650/06/B/86/04- G.E.MI.No. 121653960000 Cyprou 9 and Hydras Street, Moschato Attikis

INTERIM CONDENSED FINANCIAL STATEMENTS For the period from 1 st July 2018 to 31st December 2018

It is confirmed that the attached Interim Condensed Financial Statements for the period 01.07.2018- 31.12.2018, are the ones approved by the Board of Directors of JUMBO S.A. on March 8th, 2019 and available on the Company's website www.e-jumbo.gr (http://corporate.e-jumbo.gr/) where they will remain at the disposal of investors for at least ten (10) years starting from their preparation and publication date.

Moschato, March 8th, 2019

As and on behalf of Jumbo S.A. The President of the Board of Directors

Apostolos - Evangelos Vakakis

IV. Interim Corporate and Consolidated Financial Statements for the financial period 01.07.2018-31.12.2018

A. INTERIM STATEMENT OF TOTAL COMPREHENSIVE INCOME OF H1

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE GROUP THE COMPANY
Notes 01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
Turnover 4.1 476.751.246 442.958.194 391.875.017 365.672.465
Cost of sales (234.614.876) (219.986.140) (236.734.420) (218.065.659)
Gross profit 242.136.370 222.972.054 155.140.596 147.606.805
Other income 3.529.363 3.690.051 2.362.924 1.975.459
Distribution costs (100.962.999) (91.450.855) (70.168.427) (66.550.474)
Administrative expenses (13.339.685) (12.802.355) (10.322.987) (9.955.206)
Other expenses (3.846.762) (4.052.759) (2.482.419) (1.670.253)
Profit before tax, interest and
investment results
127.516.287 118.356.136 74.529.688 71.406.331
Finance costs (4.452.007)
3.448.678
(4.171.866)
3.464.134
(3.929.972)
2.280.047
(3.740.812)
2.078.951
Finance income - - - -
Other financial results (1.003.329) (707.732) (1.649.925) (1.661.861)
126.512.958 117.648.404 72.879.763 69.744.470
Profit before taxes (27.773.819) (27.231.856) (20.308.864) (20.562.741)
Income tax 4.2 98.739.139 90.416.549 52.570.899 49.181.728
Profits after income tax
Attributable to:
Shareholders of the parent
company
98.739.139 90.416.549 52.570.899 49.181.728
Non-controlling Interests - - - -
Basic earnings per share
(€/share)
4.3 0,7257 0,6645 0,3864 0,3615
Earnings before interest, tax
investment results
depreciation and
amortization
140.349.688 130.585.031 82.440.115 79.177.690
Earnings before interest, tax
and investment results 127.516.287 118.356.136 74.529.688 71.406.331
Profit before tax 126.512.958 117.648.404 72.879.763 69.744.470
Profit after tax 98.739.139 90.416.549 52.570.899 49.181.728

Note:

During the current reporting period, bank charges and related bank expenses were classified as "Finance costs" against the "Distribution costs ". On that basis, the amounts of the previous periods presented, have been adjusted for comparability purposes between the amounts of the periods presented.

B. CONDENSED INTERIM STATEMENT OF COMPREHENSIVE INCOME OF H1

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE GROUP THE COMPANY
01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
Net profit (loss) for the period 98.739.139 90.416.549 52.570.899 49.181.728
Items not to be classified subsequently in
the income statement:
Actuarial Gains/ (Losses) (3.174) (1.340) - -
Deferred taxes on actuarial gains/ (losses) 317 134 - -
Deferred tax on actuarial gains / (losses)
due to changes in tax rates
(75.187) - (75.187)
(78.044) (1.206) (75.187) -
Items that might be classified subsequently
in the income statement:
Gains / (Losses) of financial assets fair value
measurement through other
comprehensive income
(2.250.990) (2.075.469) - -
Deferred tax on financial assets at fair value
through other comprehensive income
(47.867) (2.529.288) - -
(2.298.857) (4.604.757) - -
Other comprehensive income for the
period after tax
(2.376.901) (4.605.963) (75.187) 49.181.728
Total comprehensive income for the period 96.362.237 85.810.586 52.495.712 49.181.728
Total comprehensive income for the period
attributed to :
Owners of the Parent 96.362.237 85.810.586 52.495.712 49.181.728
Non-controlling Interests - - - -

C. CONDENSED INTERIM STATEMENT OF FINANCIAL POSITION

(All amounts are stated in Euro unless otherwise mentioned. Any differences in the sums are due to rounding.)

THE GROUP THE COMPANY
Assets Notes 31/12/2018 30/06/2018 31/12/2018 30/6/2018
Non-current Assets
Property, plant and
equipment 4.4 553.739.093 542.460.721 292.757.927 291.000.548
Investment property 4.5 2.673.053 4.969.210 2.673.053 4.969.210
Investments in subsidiaries 4.6 - - 207.087.029 207.087.029
Financial assets at fair value
through other 4.7.1
comprehensive income 8.181.011 6.119.975 - -
Other long term receivables 4.8 15.562.849 15.870.463 7.243.754 7.273.647
Long term restricted bank
deposits 4.12 900.000 900.000 - -
581.056.006 570.320.369 509.761.763 510.330.434
Current Assets
Inventories 236.392.434 247.808.426 198.545.230 212.870.068
Trade debtors and other
trade receivables 4.9 38.941.265 32.665.086 50.949.190 33.370.499
Other receivables 4.10 50.155.538 72.455.400 47.629.940 69.637.620
Other current assets 4.11 2.872.673 1.959.197 1.740.162 767.025
Cash and cash equivalents 4.13 590.782.880 436.891.686 293.176.749 186.980.736
919.144.789 791.779.795 592.041.271 503.625.949
Total assets 1.500.200.795 1.362.100.164 1.101.803.034 1.013.956.382
Equity and Liabilities
Equity attributable to the
shareholders of the parent
Share capital 4.14.1 119.732.588 119.732.588 119.732.588 119.732.588
Share premium 4.14.2 49.995.207 49.995.207 49.995.207 49.995.207
Translation reserve (5.160.670) (5.112.803) - -
Other reserves 4.14.2 495.506.985 462.889.209 501.429.960 466.558.338
Retained earnings 439.878.206 430.964.682 78.616.441 115.871.157
1.099.952.315 1.058.468.883 749.774.196 752.157.290
Non-controlling Interests - - - -
Total equity 1.099.952.315 1.058.468.883 749.774.196 752.157.290
Non-current liabilities
Pension and other
employee obligations 8.119.390 7.724.613 8.065.626 7.680.839
Long term loan liabilities 4.15 198.580.000 - 198.580.000 -
Other long term liabilities 4.18 15.370.298 17.939.988 27.272 27.272
Deferred tax liabilities 4.19 7.089.261 7.944.656 6.957.889 7.817.641
Total non-current liabilities 229.158.949 33.609.256 213.630.789 15.525.752
Current liabilities
Provisions 237.813 237.813 219.210 219.210
Trade and other payables 4.20 44.867.859 40.310.364 42.903.804 39.249.191
Current tax liabilities 4.21
Short-term loan liabilities 4.17 83.756.067
195.296
49.792.798
4.892.032
67.248.390
-
40.833.480
4.677.286
Long term loan liabilities
payable in the next financial 4.16
year - 144.731.299 - 144.731.299
Other current liabilities 4.22 42.032.496 30.057.720 28.026.646 16.562.875
Total current liabilities 171.089.531 270.022.025 138.398.050 246.273.340
Total liabilities 400.248.480 303.631.281 352.028.839 261.799.092
Total equity and liabilities 1.500.200.795 1.362.100.164 1.101.803.034 1.013.956.382

D. CONDENSED INTERIM STATEMENT OF CHANGES IN EQUITY - CONSOLIDATED

For the period from 1st July 2018 to 31st December 2018

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE GROUP
Share
capital
Share
premium
reserve
Translation
reserve
Statutory
reserve
Fair value
reserve
Tax
exempted
reserves
Extraordinary
reserves
Other
reserves
Retained
earnings
Total Equity
Balances as at 1st July 2018,
according to the IFRS
119.732.588 49.995.207 (5.112.803) 49.339.808 (3.671.178) 1.797.944 416.755.152 (1.332.517) 430.964.682 1.058.468.883
Adjustments due to IFRS 9 (note
3.1.3)
- - - - - - - - (1.815.501) (1.815.501)
Revised balance 119.732.588 49.995.207 (5.112.803) 49.339.808 (3.671.178) 1.797.944 416.755.152 (1.332.517) 429.149.181 1.056.653.382
Changes in Equity
Dividends Paid - - - - - - - - (53.063.306) (53.063.306)
Statutory reserves
Extraordinary reserves
-
-
-
-
-
-
4.446.809
-
-
-
-
-
-
30.500.000
-
-
(4.446.809)
(30.500.000)
-
-
Transactions with owners - - - 4.446.809 - - 30.500.000 - (88.010.115) (53.063.306)
Net Profit for the period
01/07/2018-31/12/2018
- - - - - - - - 98.739.139 98.739.139
Other comprehensive income
Actuarial gains / (losses) on
defined benefit pension plans
Deferred tax on actuarial gains
- - - - - - - (3.174) - (3.174)
/ (losses)
Deferred tax on actuarial gains
/ (losses) due to changes in tax
- - - - - - - 317 - 317
rates
Exchange differences on
- - - - - - - (75.187) - (75.187)
translation of foreign operations
Gains / (Losses) of financial
assets at fair value through
- - (47.867) - - - - - - (47.867)
other comprehensive income - - - - (2.250.990) - - - - (2.250.990)
Other comprehensive income
for the period
(78.044) -
Total comprehensive income
for the period
- - (47.867) - (2.250.990) - - (78.044) 98.739.139 96.362.237
Balance as at December 31st,
2018 according to IFRS
119.732.588 49.995.207 (5.160.670) 53.786.617 (5.922.168) 1.797.944 447.255.152
The accompanying notes constitute an integral part of the condensed interim financial statements.
(1.410.560) 439.878.206 1.099.952.315

SIX-MONTH FINANCIAL REPORT for the period from 1st July 2018 to 31st December 2018 Page: 21

For the period from 1st July 2017 to 31st December 2017

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE GROUP
Share
capital
Share
premium
reserve
Translation
reserve
Statutory
reserve
Fair value
reserve
Tax
exempted
reserves
Extraordinary
reserves
Other
reserves
Retained
earnings
Total Equity
Balances as at 1st July 2017,
according to the IFRS
119.732.588 49.995.207 (2.532.535) 45.212.343 (1.169.971) 1.797.944 387.955.152 (1.090.533) 361.772.833 961.673.028
Changes in Equity
Dividends Paid - - - - - - - - (48.981.513) (48.981.513)
Statutory reserves
Extraordinary reserves
-
-
-
-
-
-
4.127.465
-
-
-
-
-
-
28.800.000
-
-
(4.127.465)
(28.800.000)
-
-
Transactions with owners - - - 4.127.465 - - 28.800.000 - (81.908.978) (48.981.513)
Net Profit for the period
01/07/2017-31/12/2017
- - - - - - - - 90.416.549 90.416.549
Other comprehensive income
Exchange differences on
translation of foreign operations
Gains / (Losses) of financial
assets at fair value through
- - (2.529.288) - - - - - - (2.529.288)
other comprehensive income
Actuarial gains / (losses) on
- - - - (2.075.469) - - - - (2.075.469)
defined benefit pension plans
Deferred tax actuarial gains /
(losses)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
(1.340)
134
-
-
(1.340)
134
Other comprehensive income
for the period
Total comprehensive income
- - (2.529.288) - (2.075.469) - - (1.206) - (4.605.963)
for the period - - (2.529.288) - (2.075.469) - - (1.206) 90.416.549 85.810.586
Balance as at December 31st,
2017 according to IFRS
119.732.588 49.995.207 (5.061.823) 49.339.809 (3.245.440) 1.797.944 416.755.152 (1.091.740) 370.280.403 998.502.100

E. CONDENSED INTERIM STATEMENT OF CHANGES IN EQUITY OF THE PARENT - COMPANY

For the period from 1st July 2018 to 31st December 2018

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE COMPANY
Share
Capital
Share
Premium
Reserve
Statutory
Reserve
Tax exempted
reserves
Extraordinary
reserves
Other reserves Retained
earnings
Total Equity
Balances as at 1st July 2018, according to the
IFRS
119.732.588 49.995.207 49.339.808 1.797.944 416.755.152 (1.334.566) 115.871.157 752.157.290
Adjustments due to IFRS 9 (note 3.1.3) - - - - - - (1.815.501) (1.815.501)
Revised balance 119.732.588 49.995.207 49.339.808 1.797.944 416.755.152 (1.334.566) 114.055.656 750.341.789
Changes in Equity
Dividends Paid - - - - - - (53.063.306) (53.063.306)
Statutory reserves - - 4.446.809 - - - (4.446.809) -
Extraordinary reserves - - - - 30.500.000 - (30.500.000) -
Transactions with owners - - 4.446.809 - 30.500.000 - (88.010.115) (53.063.306)
Net Profit for the period 01/07/2018-
31/12/2018
- - - - - - 52.570.899 52.570.899
Other comprehensive income
Deferred tax due to changes in tax rates
- - - - - (75.187) - (75.187)
Other comprehensive income - - - - - (75.187) - -
Total comprehensive income for the period - - - - - (75.187) 52.570.899 52.495.712
Balance as at December 31st, 2018
according to IFRS
119.732.588 49.995.207 53.786.617 1.797.944 447.255.152 (1.409.753) 78.616.441 749.774.196

For the period from 1st July 2017 to 31st December 2017

(All amounts are stated in Euro. Any differences in the sums are due to rounding.)

THE COMPANY
Share
Capital
Share
Premium
Reserve
Statutory
Reserve
Tax exempted
reserves
Extraordinary
reserves
Other reserves Retained
earnings
Total Equity
Balances as at 1st July 2017, according to the
IFRS
119.732.588 49.995.207 45.212.343 1.797.944 387.955.152 (1.093.789) 109.917.515 713.516.960
Changes in Equity
Dividends Paid - - - - - - (48.981.513) (48.981.513)
Statutory reserves - - 4.127.465 - - - (4.127.465) -
Extraordinary reserves - - - - 28.800.000 - (28.800.000) -
Transactions with owners - - 4.127.465 - 28.800.000 - (81.908.978) (48.981.513)
Net Profit for the period 01/07/2017-
31/12/2017
- - - - - - 49.181.728 49.181.728
Other comprehensive income
Other comprehensive income - - - - - - - -
Total comprehensive income for the period - - - - - - 49.181.728 49.181.728
Balance as at December 31st, 2017
according to IFRS
119.732.588 49.995.207 49.339.809 1.797.944 416.755.152 (1.093.789) 77.190.265 713.717.176

F. CONDENSED INTERIM STATEMENT OF CASH FLOWS

(All amounts are stated in Euro unless otherwise mentioned.Any differences in the sums are due to rounding.)

THE GROUP THE COMPANY
Indirect Method Notes 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Cash flows from operating activities
Cash flows from operating activities 4.23 168.963.235 187.754.274 95.955.992 124.139.383
Interest payable (3.738.311) (3.914.726) (3.422.507) (3.499.643)
Income tax payable (7.354.417) (9.559.445) - -
Net cash flows from operating
activities
157.870.507 174.280.104 92.533.485 120.639.740
Cash flows from investing activities
Purchases of tangible and
intangible assets (22.728.779) (24.847.787) (8.400.069) (8.689.894)
Proceeds from disposal of tangible
and intangible assets
Investments in financial assets at fair
471.920 493.999 471.920 493.999
value through profit/ loss (4.311.829) - - -
Interest received 3.326.648 2.895.567 2.240.142 1.975.437
Net cash flows from investing
activities (23.242.040) (21.458.221) (5.688.007) (6.220.458)
Cash flows from financing activities
Dividends paid (29.552.179) (24.479.985) (29.552.179) (24.479.985)
Borrowing raised 200.000.000 - 200.000.000 -
Bond loan issuance expenses (1.420.000) - (1.420.000) -
Repayment of borrowings (149.696.735) (14.823.532) (149.677.286) (14.823.532)
Net cash flows from financing
activities 19.331.086 (39.303.517) 19.350.535 (39.303.517)
Increase/(decrease) in cash and
cash equivalents (net) 153.959.553 113.518.366 106.196.013 75.115.764
Cash and cash equivalents at the
beginning of the period
436.891.686 366.047.454 186.980.736 150.296.109
Exchange difference of cash and
cash equivalents (68.359) (1.302.961) - -
Cash and cash equivalents at the
end of the period 590.782.880 478.262.859 293.176.749 225.411.873
Cash in hand
Carrying amount of bank deposits 3.149.106 3.389.584 2.508.234 2.836.738
and bank overdrafts 8.271.306 10.504.673 8.271.306 10.504.673
Sight and time deposits 579.362.468 464.368.602 282.397.209 212.070.462
Cash and cash equivalents 590.782.880 478.262.859 293.176.749 225.411.873

G. SELECTED EXPLANATORY NOTES TO THE INTERIM SEPARATE AND CONSOLIDATED FINANCIAL STATEMENTS AS AT 31st DECEMBER 2018

1. Information

The interim condensed separate and consolidated Financial Statements have been prepared in accordance with the International Financial Reporting Standards (IFRS) as they have been issued by the International Accounting Standards Board (IASB).

JUMBO is a trading company, established according to the laws of the Hellenic Republic. Reference made to the "COMPANY" or "JUMBO S.A." indicates, unless otherwise stated in the text, the Group "JUMBO" and its fully consolidated subsidiary companies.

The Company's distinctive title is "JUMBO" and it has been registered in its Articles of Incorporation as well as in the department for trademarks of the Ministry of Development as a brand name for JUMBO products and services under number 127218 with protection period after extension until 5.6.2025.

The Company was incorporated in 1986 (Government Gazette 3234/26.11.1986) and its duration was set at thirty (30) years. According to the decision of the Extraordinary General Meeting of the shareholders dated 3.5.2006, which was approved by the decision of the Ministry of Development numbered K2- 6817/9.5.2006, the duration of the Company was extended to seventy years (70) from the date of its registration in the Register of Societe Anonyme.

Initially, the Company's registered office was at the Municipality of Glyfada, at 11 Angelou Metaxa Street. According to the same decision (mentioned above) of the Extraordinary General Meeting of shareholders, which was approved by the decision of the Ministry of Development numbered K2- 6817/9.5.2006, the registered office of the Company was transferred to the Municipality of Moschato in Attica and, specifically, at 9 Cyprou street and Hydras, PC 183 46.

The Company is registered in the Register of Societe Anonyme of the Ministry of Development, Department of Societe Anonyme and Credit, under Num. 7650/06/Β/86/04, while the Company's registration number at the General Electronic Commercial Registry (G.E.MI.) is 121653960000.

The Company's operations are governed by Law 4548/2018, effective as of 01.01.2019.

The Interim Condensed Financial Statements of December 31st, 2018 (01.07.2018-31.12.2018) were approved by the Board of Directors on March 8th, 2019.

Any differences in the sums are due to rounding.

2. Nature of Operations

The Company's main operation is retail sale of toys, baby items, seasonal items, decoration items, books and stationery and is classified based on the STAKOD 03 bulletin of the National Statistics Service in Greece (E.S.Y.E.) within the sector "other retail trade of new items in specialized shops" (STAKOD category 525.9). A small part of its operations concerns wholesale of toys and similar items to third parties.

Since 19.7.1997 the Company has been listed on the Athens Exchange and since June 2010 it participates in FTSE/Athex 20 index. Based on the stipulations of the Regulation of the Athens Exchange, the Company's shares are placed in the "Main Market" category. Additionally, the Athens Exchange applying the decision made on 24.11.2005 by its Board of Directors, regarding the adoption of a model of FTSE Dow Jones Industry Classification Benchmark (ICB), as of 2.1.2006 classified the Company under the sector of financial activity Toys, which includes only the company "JUMBO".

Within its 33 years of operation, the Company has become one of the largest companies in retail sale.

As at 31.12.2018, the Group operated 77 stores in Greece, Cyprus, Bulgaria, Romania and an on-line store e-jumbo. During the first six months of the current financial year, Jumbo Group opened two new hyper-

stores in Romania. The first one in Bucharest (13.600 sqm approximately) and the second in Bacau ( 12.900 sqm approximately).

Furthermore, the Company, through collaborations, has presence, with 22 stores operating under the Jumbo brand in five countries (in Albania, in Kosovo, in Serbia, North Macedonia and Bosnia).

On 31 December 2018 the Group employed 6.997 persons, of which 5.612 as permanent staff and 1.385 as seasonal staff. The average number of employees for the period, 01.07.2018 – 31.12.2018, was 6.492 persons (5.582 as permanent and 911 as seasonal staff).

3. Accounting Principles Summary

The attached interim condensed financial statements of the Group and the Company (henceforth Financial Statements) dated as of December 31st, 2018, for the period from July 1st 2018 to December 31st 2018 have been prepared according to the historical cost convention, the going concern principle and are in compliance with the International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB), and adopted by the European Union, as well as their interpretations issued by the IFRS Interpretations Committee (I.F.R.I.C.) of IASB, and are consistent with IAS 34 "Interim Financial Information".

Condensed interim financial statements do not contain all the information and notes required in annual financial statements and must be studied in line with the financial statements of the Company and the Group of the 30th of June, 2018 which have been uploaded on the Company's website www.e-jumbo.gr (http://corporate.e-jumbo.gr/).

The reporting currency is Euro (currency of the country of the Company's headquarters) and all the amounts are reported in Euro unless stated otherwise.

The preparation of financial statements according to International Financial Reporting Standards (IFRS) demands the use of estimate and judgment on the implementation of accounting principles. Significant assumptions made by the Management regarding the application of the Group's accounting principles and methods have been highlighted whenever deemed necessary. Estimates and judgments made by the Management are constantly evaluated and are based on experiential data and other factors, including future events considered as predictable under normal circumstances.

The key accounting policies, accounting estimates and judgements applied under the preparation of interim Financial Statements regarding the Group accounting policies are the same as the ones applied in the annual financial statements for FY 2017-2018 (see Note 3.1 to the annual Financial Statements).

Also, regarding the interim condensed Financial Statements for the period ended 31.12.2018, there are still effective the main sources of uncertainties that existed under the preparation of Financial Statements for FY ended 30.06.2018.

3.1. Changes in Accounting Policies

3.1.1 New Standards, Interpretations, Revisions and Amendments to existing Standards that are effective and have been adopted by the European Union.

The following amendments and interpretations of IFRS have been issued by the International Accounting Standards Board (IASB), adopted by the European Union and their application is mandatory from or after 01.07.2018.

IFRS 9 "Financial Instruments" (effective for annual periods starting on or after 01/01/2018)

In July 2014, the IASB issued the final version of IFRS 9. The package of improvements introduced by the final version of the Standard, includes a logical model for classification and measurement, a single, forward-looking "expected loss" impairment model and a substantially-reformed approach to hedge accounting. The impact of the above on the Group's Financial Statements is presented in Note 3.1.3.

IFRS 15 "Revenue from Contracts with Customers" (effective for annual periods starting on or after 01/01/2018)

In May 2014, the IASB issued a new Standard, IFRS 15. The Standard fully converges with the requirements for the recognition of revenue in both IFRS and US GAAP. The key principles on which the Standard is based are consistent with much of current practice. The new Standard is expected to improve financial reporting by providing a more robust framework for addressing issues as they arise, increasing comparability across industries and capital markets, providing enhanced disclosures and clarifying accounting for contract costs. The new Standard will supersede IAS 11 "Construction Contracts", IAS 18 "Revenue" and several revenue related Interpretations. The impact of the above on the Group's Financial Statements is presented in Note 3.1.3.

Clarification to IFRS 15 "Revenue from Contracts with Customers" (effective for annual periods starting on or after 01/01/2018)

In April 2016, the IASB published clarifications to IFRS 15. The amendments to IFRS 15 do not change the underlying principles of the Standard, but clarify how those principles should be applied. The amendments clarify how to identify a performance obligation in a contract, how to determine whether a company is a principal or an agent and how to determine whether the revenue from granting a license should be recognized at a point in time or over time.

Amendment to IFRS 2: "Classification and Measurement of Share-based Payment Transactions" (effective for annual periods starting on or after 01/01/2018)

In June 2016, the IASB published narrow scope amendment to IFRS 2. The objective of this amendment is to clarify how to account for certain types of share-based payment transactions. More specifically, the amendments provide requirements on the accounting for the effects of vesting and non-vesting conditions on the measurement of cash-settled share-based payments, for share-based payment transactions with a net settlement feature for withholding tax obligation, as well as, a modification to the terms and conditions of a share-based payment that changes the classification of the transaction from cash-settled to equity-settled. The amendments do not affect the consolidated Financial Statements.

Amendments to IFRS 4: "Applying IFRS 9 Financial Instruments with IFRS 4 Insurance Contracts" (effective for annual periods starting on or after 01/01/2018)

In September 2016, the IASB published amendments to IFRS 4. The objective of the amendments is to address the temporary accounting consequences of the different effective dates of IFRS 9 Financial Instruments and the forthcoming insurance contracts Standard. The amendments to existing requirements of IFRS 4 permit entities whose predominant activities are connected with insurance to defer the application of IFRS 9 until 2021 (the "temporary exemption") and also permit all issuers of insurance contracts to recognize in other comprehensive income, rather than profit or loss, the volatility that could arise when IFRS 9 is applied before the new insurance contracts Standard is issued (the "overlay approach"). The amendments do not affect the consolidated Financial Statements.

Annual Improvements to IFRS – 2014-2016 Cycle (effective for annual periods starting on or after 01/01/2018)

In December 2016, the IASB issued Annual Improvements to IFRSs – 2014-2016 Cycle, a collection of amendments to IFRSs, in response to several issues addressed during the 2014-2016 cycle. The issues included in this cycle and are effective for annual periods starting on or after 01/01/2018 are the following: IFRS 1: Deletion of short-term exemptions for first-time adopters, IAS 28: Measuring an associate or joint venture at fair value. The amendments do not affect the consolidated Financial Statements.

Amendments to IAS 40: "Transfers of Investment Property" (effective for annual periods starting on or after 01/01/2018)

In December 2016, the IASB published narrow-scope amendments to IAS 40. The objective of the amendments is to reinforce the principle for transfers into, or out of, investment property in IAS 40, to specify that (a) a transfer into, or out of investment property should be made only when there has been a change in use of the property, and (b) such a change in use would involve the assessment of whether the

property qualifies as an investment property. That change in use should be supported by evidence. The amendments do not affect the consolidated Financial Statements.

IFRIC 22 "Foreign Currency Transactions and Advance Consideration" (effective for annual periods starting on or after 01/01/2018)

In December 2016, the IASB issued a new Interpretation, IFRIC 22. IFRIC 22 provides requirements about which exchange rate to use in reporting foreign currency transactions (such as revenue transactions) when payment is made or received in advance. The new interpretation does not have material impact on the consolidated Financial Statements.

3.1.2 New Standards, Interpretations and amendments to existing Standards which have not been applied yet or have not been adopted by the European Union

The following new Standards and amendments of IFRSs have been issued by the International Accounting Standards Board (IASB), but their application has not started yet or they have not been adopted by the European Union.

IFRS 16 "Leases" (effective for annual periods starting on or after 01/01/2019)

In January 2016, the IASB issued a new Standard, IFRS 16. The objective of the project was to develop a new Leases Standard that sets out the principles that both parties to a contract, i.e. the customer ('lessee') and the supplier ('lessor'), apply to provide relevant information about leases in a manner that faithfully represents those transactions. To meet this objective, a lessee is required to recognise assets and liabilities arising from a lease. The above have been adopted by the European Union with effective date of 01/01/2019. As of 30/06/2018, the Group and the Company has non-cancellable operating leases amounted to € 171 m. and € 158 m., respectively. This Standard will affect mainly the accounting treatment of Group's operating leases. The Group does not intend to adopt this Standard before its effective date and expects to complete the assessment of application impacts during the following months.

Amendments to IFRS 9: "Prepayment Features with Negative Compensation" (effective for annual periods starting on or after 01/01/2019)

In October 2017, the IASB published narrow-scope amendments to IFRS 9. Under the existing requirements of IFRS 9, an entity would have measured a financial asset with negative compensation at fair value through profit or loss as the "negative compensation" feature would have been viewed as introducing potential cash flows that were not solely payments of principal and interest. Under the amendments, companies are allowed to measure particular prepayable financial assets with so-called negative compensation at amortised cost or at fair value through other comprehensive income if a specified condition is met. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have been adopted by the European Union with effective date of 01/01/2019.

IFRIC 23 "Uncertainty over Income Tax Treatments" (effective for annual periods starting on or after 01/01/2019)

In June 2017, the IASB issued a new Interpretation, IFRIC 23. IAS 12 "Income Taxes" specifies how to account for current and deferred tax, but not how to reflect the effects of uncertainty. IFRIC 23 provides requirements that add to the requirements in IAS 12 by specifying how to reflect the effects of uncertainty in accounting for income taxes. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have been adopted by the European Union with effective date of 01/01/2019.

Amendments to IAS 28: "Long-term Interests in Associates and Joint Ventures" (effective for annual periods starting on or after 01/01/2019)

In October 2017, the IASB published narrow-scope amendments to IAS 28. The objective of the amendments is to clarify that companies account for long-term interests in an associate or joint venture – to which the equity method is not applied – using IFRS 9. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Annual Improvements to IFRSs – 2015-2017 Cycle (effective for annual periods starting on or after 01/01/2019)

In December 2017, the IASB issued Annual Improvements to IFRSs – 2015-2017 Cycle, a collection of amendments to IFRSs, in response to several issues addressed during the 2015-2017 cycle. The issues included in this cycle are the following: IFRS 3 - IFRS 11: Previously held interest in a joint operation, IAS 12: Income tax consequences of payments on financial instruments classified as equity, IAS 23: Borrowing costs eligible for capitalization. The amendments are effective for annual periods beginning on or after 1 January 2019. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Amendments to IAS 19: "Plan Amendment, Curtailment or Settlement" (effective for annual periods starting on or after 01/01/2019)

In February 2018, the IASB published narrow-scope amendments to IAS 19, under which an entity is required to use updated assumptions to determine current service cost and net interest for the remainder of the reporting period after an amendment, curtailment or settlement to a plan. The objective of the amendments is to enhance the understanding of the financial statements and provide useful information to the users. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Revision of the Conceptual Framework for Financial Reporting (effective for annual periods starting on or after 01/01/2020)

In March 2018, the IASB issued the revised Conceptual Framework for Financial Reporting (Conceptual Framework), the objective of which was to incorporate some important issues that were not covered, as well as update and clarify some guidance that was unclear or out of date. The revised Conceptual Framework includes a new chapter on measurement, which analyzes the concept on measurement, including factors to be considered when selecting a measurement basis, concepts on presentation and disclosure, and guidance on derecognition of assets and liabilities from financial statements. In addition, the revised Conceptual Framework includes improved definitions of an asset and a liability, guidance supporting these definitions, update of recognition criteria for assets and liabilities, as well as clarifications in important areas, such as the roles of stewardship, prudence and measurement uncertainty in financial reporting. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Amendments to References to the Conceptual Framework in IFRS Standards (effective for annual periods starting on or after 01/01/2020)

In March 2018, the IASB issued Amendments to References to the Conceptual Framework, following its revision. Some Standards include explicit references to previous versions of the Conceptual Framework. The objective of these amendments is to update those references so that they refer to the revised Conceptual Framework and to support transition to the revised Conceptual Framework. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Amendments to IFRS 3: "Definition of a Business" (effective for annual periods starting on or after 01/01/2020)

In October 2018, the IASB issued narrow-scope amendments to IFRS 3 to improve the definition of a business. The amendments will help companies determine whether an acquisition made is of a business or a group of assets. The amended definition emphasizes that the output of a business is to provide goods and services to customers, whereas the previous definition focused on returns in the form of dividends,

lower costs or other economic benefits to investors and others. In addition to amending the wording of the definition, the Board has provided supplementary guidance. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

Amendments to IAS 1 and IAS 8: "Definition of Material" (effective for annual periods starting on or after 01/01/2020)

In October 2018, the IASB issued amendments to its definition of material to make it easier for companies to make materiality judgements. The definition of material helps companies decide whether information should be included in their financial statements. The updated definition amends IAS 1 and IAS 8. The amendments clarify the definition of material and how it should be applied by including in the definition guidance that until now has featured elsewhere in IFRS Standards. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

IFRS 17 "Insurance Contracts" (effective for annual periods starting on or after 01/01/2021)

In May 2017, the IASB issued a new Standard, IFRS 17, which replaces an interim Standard, IFRS 4. The aim of the project was to provide a single principle-based standard to account for all types of insurance contracts, including reinsurance contracts that an insurer holds. A single principle-based standard would enhance comparability of financial reporting among entities, jurisdictions and capital markets. IFRS 17 sets out the requirements that an entity should apply in reporting information about insurance contracts it issues and reinsurance contracts it holds. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above have not been adopted by the European Union.

3.1.3 Changes in Accounting Policies

IFRS 9 "Financial Instruments»

The Group has applied the new Standard IFRS 9 "Financial Instruments" from 01.07.2018 without reviewing comparative information from previous years, recognizing the cumulative effect of initial application in Equity's opening balance at the date of initial application.

As a result of the application of IFRS 9 from July 1, 2018, the following accounting policy replaces the accounting policies as described in Notes 4.8 and 4.13 of the Annual Financial Statements for 2017 /2018, which were in accordance with IAS 39.

Initial Recognition and Derecognition

Financial asset or financial liability are recognized in the Statement of Financial Position, when and only when the Group becomes a party to the contractual provisions of the financial instrument.

Financial assets are derecognized when the contractual rights to the cash flows from the financial asset expire, or when the financial asset and substantially all the risks and rewards are transferred.

A financial liability (or part of it) is derecognized from the Statement of Financial Position, when and only when the contractual liability is extinguished, discharged, cancelled or expires.

Classification and measurement of financial assets

Except for those trade receivables that do not contain a significant financial component and are measured at the transaction price in accordance with IFRS 15, all financial assets are initial measured at fair value adjusting for transaction costs except for financial assets measured at fair value through profit and loss.

Financial assets, other than those designated and effective as hedging instruments, are classified into the following categories :

  • a. Amortised cost
  • b. Fair value through profit and loss, and

c. Fair value through other comprehensive income

The classification is determined by both the entity 's business model for managing the financial asset and the contractual cash flow characteristics of the financial asset.

All income and expenses relating to financial assets that are recognized in profit or loss are presented within the items "Other financial results" and "Financial income", except for impairment of trade receivables which is presented within operating expenses.

Subsequent measurement of financial assets

Financial asset is subsequently measured at fair value through profit and loss, amortised cost or fair value through other comprehensive income. The classification is based on both criteria:

i. the entity 's business model for managing the financial asset, meaning, whether the objective is to hold fo the purpose of collecting contractual cash flows or collecting contractual cash flows as well as the sale of financial assets, and,

ii. whether the contractual cash flows of the financial asset consist exclusively of capital repayments and interest on the outstanding balance ("SPPI" criterion).

The measurement category at amortised cost includes non-derivative financial assets like loasn and receivables with fixed or determinable payments that are not quoted in an active market. After initial recognition these are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

For financial assets measured at fair value through other comprehensive income, changes of fair value are are recogised in the Statement of Compehensive Income and reclassified in Income Statement upon derecognition of the financial instruments.

For financial assets measured at fair value through profit and loss are measured at their fair value nad changes of fair value recognized in gains or losses of Income Statement. The fair value of these instruments is determined by reference to active market transactions or using a valuation technique where no active market exists.

Impairment of financial assets

The Group and the Company recognize impairment provisions for expected credit losses of all financial assets except for those measured at fair value through profit and loss.

The purpose of IFRS 9 's impairment requirements is to recognize expected credit losses over the financial asset 's lifetime, whose credit risk has raised after initial recognition, regardless if the assessment is at a collective or standalone level, using all information which can be collected, based on both historical and current data as well, but also data in respect of reasonable and supportable forecasts.

In applying the above mentioned approach a distinction is made between:

o financial instruments that have not deteriorated significantly in credit quality since initial recognition or that have low credit risk ('Stage 1')

o financial instruments that have deteriorated significantly in credit quality since initial recognition and whose credit risk is not low ('Stage 2'), and

o financial instruments that have objective evidence of impairment at the reporting date. (Stage 3).

For financial instruments of Stage 1 12-month expected credit losses' are recognized while for financial assets of Stage 2 or Stage 3 expected credit losses' are recognised over their lifetime.

Credit losses are defined as the difference between all the contractual cash flows that are due to and the cash flows that actually expect to be received by the Group or the Company. This difference is discounted at the original effective interest rate of financial asset.

The Group and the Company apply the simplified approach of this Standard for assets instruments from contracts, trade receivables and leases receivables by calculating the expected credit losses over the lifetime of abovementioned instruments. In this case, the expected credit losses reflect the expected

shortfalls in contractual cash flows, considering the potential for default at any point during the life of the financial instrument. In calculating the expected credit losses, the Group uses a provision matrix in which the above mentioned financial instruments have been grouped in regard of balances' nature and ageing by taking into account available historical data in respect of the debtors, adjusted with future factors related to debtors and financial environment. The effect from adoption of IFRS 9 on the Group's and Company's equity as at 01.07.2018 amounted to € 1.815thousand. Consequently, at 01.07.2018 the Group's equity have been decreased by € 1.815thousand, while the provisions for doubtful accounts have equally increased.

Classification and measurement of financial liabilities

As the accounting for financial liabilities remains largely the same under IFRS 9 compared to IAS 39, the Group's accounting principles regarding financial liabilities were not impacted by the adoption of IFRS 9.

IFRS 15 "Revenues from contracts with customers"

The Group applied the new Standard IFRS 15 "Revenues from contracts with customers" from 01.07.2018 without restating comparative information, but recognizing the cumulative effect of initial application in the opening balance of Equity at the date of initial application. However, the Group and the Company did not have any effect on financial performance or position at first implementation of IFRS 15. As a result, no adjustment was recorded on opening balances of Equity.

As a result of the application of IFRS 15 from 01.07.2018, the following accounting policy replaces the accounting policies as described in Note 4.19 of the Annual Financial Statements 2017 /2018, which were in accordance with IAS 18 and IAS 11.

Recognition and measurement of revenues from contracts with customers, the new Standard establishes a new model which includes a 5-step process.

    1. Identifying the contract with a customer
    1. Identifying the performance obligations.
    1. Determining the transaction price.
    1. Allocating the transaction price to the performance obligations.
    1. Recognising revenue when/as performance obligation(s) are satisfied.

Transaction price is the amount of consideration to which the Group expects to be entitled in exchange for transferring promised goods or services to a customer, excluding amounts collected on behalf of third parties (value added tax, other taxes on sales). If the amount of consideration is variable, then the Group estimates the amount of consideration which will be entitled for transferring promised goods or services with the method of expected value or the method of most probable amount. Transaction price, usually, is allocated to each performance obligations on the base of relevant stand-alone selling prices of promised contract, distinct good or service.

Revenues are recognized when the performance obligations are satisfied, either at a point in time (usually for obligations relevant to transfer of goods at a client) or over time (usually for obligations relevant to transfer of services to a client.

The Group recognises contractual obligation for amounts received from clients (prepayments) in respect of performance obligations which have not been fulfilled, as well when it retains right on an amount of consideration which is unreserved (deferred income) before the execution of contract 's performance obligations and the transfer of goods or services. The contractual obligation is derecognised when the performance obligations have been executed and the revenue has been recognized in Income Statement.

The Group recognises trade receivable when exists an unconditional right to receive an amount of consideration for executed performance obligations of the contract to the client. Respectively the Group recognizes an asset from contracts when it has satisfied the performance obligations, before client 's payment or before become due the payment, for example when the goods or the services are transferred to the client before the Group 's right to issue the invoice.

Revenue recognition become as follows:

Sale of Goods: The revenue from the sale of goods is recognized when the risks and benefits of owning the goods have been transferred to the buyer, usually after goods have been sent.

Income from rentals: Revenue from operating leases of the Group's investment properties is recognized gradually during the lease. The application of IFRS 15 has no effect in revenue recognition of this category as it falls into application frame of IAS 17.

Interest and Dividend income: Interest income is recognized using the effective rate method which is the rate which is accurately discounts estimated future cash flows to be collected or paid in cash during the estimated life cycle of the financial asset or liability, or when required for a shorter period of time, with its net book value.

Dividends are recognized as income upon establishing their collection right.

Briefly, the effect of adjustments and reclassifications in Group 's and Company's financial figures from the application of new Standards IFRS 9 "Financial Instruments" and IFRS 15 "Revenue from contract with customers" is analysed in the following table. Line items not affected by the changes induced from the changes of these Standards are not included in this table.

Amounts in € THE GROUP
Extract from Statement of Financial Position 30/06/2018 IFRS 9 effect 01/07/2018
restated
ASSETS
Financial assets available for sale
Financial assets at fair value through other
6.119.975
-
(6.119.975)
6.119.975
-
6.119.975
comprehensive income
Trade debtors and other trade receivables
32.665.086 (178.442) 32.486.644
Other receivables 72.455.400 (1.637.059) 70.818.341
Equity and Liabilities
Retained earnings 430.964.682 (1.815.501) 429.149.181
Amounts in € THE COMPANY
Extract from Statement of Financial Position 30/06/2018 IFRS 9 effect 01/07/2018
restated
ASSETS
Trade debtors and other trade receivables 33.370.499 (178.442) 33.192.057
Other receivables 69.637.620 (1.637.059) 68.000.561
Equity and Liabilities
Retained earnings 115.871.157 (1.815.501) 114.055.656

3.2. The Group Structure

The following companies are included in the consolidated financial statements of JUMBO S.A.:

Parent Company:

The Societe Anonyme under the title «JUMBO SA» and the distinctive title «JUMBO» was founded in 1986. Currently, its headquarters are located in Moschato of Attica (at Cyprou 9 and Hydras Str.) and since 1997, it has been listed on the Stock Exchange and is registered in the Registry of Societe Anonyme

of the Ministry of Development under reg. no. 7650/06/Β/86/04, while the Company's number at the General Electronic Commercial Registry (G.E.MI.) is 121653960000. The Company has been classified in the Main Market category of the Stock Exchange.

Subsidiaries:

  1. The subsidiary company under the title «JUMBO TRADING LTD», is a Cypriot company of limited liability. It was founded in 1991. Its headquarters are in Nicosia, Cyprus (Avenue Avraam Antoniou 9, Kato Lakatamia of Nicosia). It is registered in the Registration of Companies Cyprus, under number Ε 44824. It operates in Cyprus and has the same objective as the Parent, which is retail toys trade. The parent company holds 100% of its shares and its voting rights.

  2. The subsidiary company in Bulgaria under the title «JUMBO EC.B. LTD» was founded on the 1st of September 2005 as a Single-member Limited Liability Company under the Registration Number 96904, book 1291, of the First Instance Court of Sofia and according to the conditions of the Special Law, under number 115. Its headquarters are in Sofia, Bulgaria (Bul. Bulgaria 51, Sofia 1404). The parent company holds 100% of its shares and voting rights.

  3. The subsidiary company in Romania under the title «JUMBO EC.R. S.R.L.» was founded on the 9th of August 2006 as a Limited Liability Company (srl) under Registration Number J40/12864/2006 of the Trade Register, with registered office in Bucharest, area 3, B-dul Theodor Pallady avenue, number 51, Centrul de Calcul building 5th floor. The parent company holds 100% of its shares and voting rights.

  4. The subsidiary company ASPETTO LTD was founded on 21.08.2006 in Cyprus, Nicosia (Abraham Antoniou 9 avenue, Kato Lakatamia, Nicosia). "JUMBO TRADING LTD" holds 100% of its voting rights.

  5. WESTLOOK SRL is a subsidiary of ASPETTO LTD which holds a 100% stake of its share capital. The company registered office is in Crevedia, county Dâmboviţa (motorway Bucureşti - Târgovişte, No. 670, Apartment 52). The company was founded at 16.10.2006.

  6. GEOCAM HOLDINGS LIMITED is a subsidiary of JUMBO TRADING LTD which holds a 100% stake of its share capital. The company registered office is in Nicosia, of Cyprus (Avraam Antoniou 9 Avenue, Kato Lakatamia of Nicosia). The company was founded at 13.03.2015.

  7. GEOFORM LIMITED is a subsidiary of JUMBO TRADING LTD which holds a 100% stake of its share capital. The company registered office is in Nicosia, of Cyprus (Avraam Antoniou 9 Avenue, Kato Lakatamia of Nicosia). The company was founded at 13.03.2015.

The Group companies, included in the consolidated financial statements and the consolidation method are the following:

Consolidated Percentage and Headquarters Activity Consolidation
Subsidiary Participation method
JUMBO TRADING 100% Direct Cyprus Commercial Full Consolidation
LTD
JUMBO EC.B LTD 100% Direct Bulgaria Commercial Full Consolidation
JUMBO EC.R SRL 100% Direct Romania Commercial Full Consolidation
ASPETTO LTD 100% Indirect Cyprus Investment Full Consolidation
WESTLOOK SRL 100% Indirect Romania Investment Full Consolidation
GEOCAM 100% Indirect Cyprus Investment Full Consolidation
HOLDINGS
LIMITED
GEOFORM 100% Indirect Cyprus Investment Full Consolidation
LIMITED

In July 2018, the management of Westlook Properties Ltd SRL, a subsidiary of Jumbo Trading Ltd, began the procedures for terminating the company's activities with the ultimate purpose of dissolution and liquidation. The above process, which at the end of the reporting period has not been completed, has no impact on the consolidated financial statements.

4. Notes to the Financial Statements

4.1 Segment Reporting

In terms of reporting segments, the Group operates through a sales' network developed in Greece, Cyprus, Bulgaria and Romania. The Management's strategic decisions are based on the operating results of every segment used for productivity measurement.

In the segment "Greece" the Company's Management also monitors the sales from Greece to North Macedonia and Serbia based on the commercial agreement with the independent customer Veropoulos Dooel and the sales from Greece to Albania, to Kosovo and to Bosnia based on the commercial agreement with the independent customer Kind Zone Sh.p.k. Total sales of the Company to North Macedonia, Albania, Kossovo, Serbia and Bosnia for the period 01.07.2018-31.12.2018 reached the amount of 16.885 ths euro.

Results of the Group per segment for the first six months of the current financial year are as follows:

01/07/2018-31/12/2018
(amounts in €) Greece Cyprus Bulgaria Romania Total
Sales 391.875.017 50.769.365 53.922.394 81.353.462 577.920.238
Intragroup Sales (100.429.042) (301.665) (227.709) (210.576) (101.168.992)
Total net sales 291.445.975 50.467.700 53.694.685 81.142.886 476.751.246
Cost of sales (143.337.268) (24.823.993) (26.573.688) (39.879.927) (234.614.876)
Gross Profit 148.108.707 25.643.707 27.120.997 41.262.959 242.136.370
Other operating income/Expenses (119.495) 67.836 (944.429) 678.689 (317.399)
Administrative / Distribution
expenses
(80.491.414) (9.158.282) (10.472.833) (14.180.155) (114.302.684)
Profit before tax, interest and
investment results
67.497.799 16.553.261 15.703.735 27.761.493 127.516.287
Finance Results (1.649.925) 421.367 34.405 190.824 (1.003.329)
Earnings before taxes 65.847.874 16.974.628 15.738.140 27.952.317 126.512.958
Depreciation and amortization (7.914.720) (1.154.148) (1.757.325) (2.011.501) (12.837.694)

Results of the Group per segment for the first six months of the previous financial year are as follows:

01/07/2017-31/12/2017
(amounts in €) Greece Cyprus Bulgaria Romania Total
Sales 365.672.465 49.674.376 49.781.137 61.200.547 526.328.525
Intragroup Sales (82.369.883) (234.911) (529.019) (236.518) (83.370.331)
Total net sales 283.302.581 49.439.465 49.252.118 60.964.030 442.958.194
Cost of sales (141.572.332) (24.349.860) (24.517.099) (29.546.849) (219.986.140)
Gross Profit 141.730.248 25.089.605 24.735.019 31.417.181 222.972.054
Other operating income/Expenses 305.205 52.608 (1.236.039) 515.518 (362.708)
Administrative / Distribution
expenses
(76.505.680) (9.106.131) (8.966.246) (9.675.153) (104.253.210)
Profit before tax, interest and
investment results
65.529.773 16.036.082 14.532.734 22.257.546 118.356.136
Finance Results (1.661.861) 562.007 236.849 185.273 (707.732)
Earnings before taxes 63.867.913 16.568.089 14.769.583 22.442.819 117.648.404
Depreciation and amortization (7.775.608) (1.166.903) (1.729.570) (1.561.196) (12.233.277)

SIX-MONTH FINANCIAL REPORT for the period from 1st July 2018 to 31st December 2018 Page: 37

The allocation of consolidated assets and liabilities to business segments for the period 01.07.2018- 31.12.2018 and 01.07.2017- 30.06.2018 is analysed as follows:

31/12/2018
(amounts in €) Greece Cyprus Bulgaria Romania Total
Non-current Assets 302.674.734 84.403.842 89.711.497 104.265.932 581.056.006
Current Assets 579.949.605 123.587.607 130.552.930 85.054.647 919.144.789
Consolidated Assets 882.624.339 207.991.449 220.264.427 189.320.579 1.500.200.795
Non-current liabilities 213.630.789 152.818 32.318 15.343.024 229.158.949
Current Liabilities 138.398.050 7.685.129 5.593.487 19.412.865 171.089.531
Consolidated liabilities 352.028.839 7.837.947 5.625.805 34.755.889 400.248.480
30/6/2018
(amounts in €) Greece Cyprus Bulgaria Romania Total
Non-current Assets 303.243.404 83.167.766 90.886.782 93.022.417 570.320.369
Current Assets 502.871.256 113.197.272 113.852.095 61.859.172 791.779.795
Consolidated Assets 806.114.660 196.365.038 204.738.877 154.881.589 1.362.100.164
Non-current liabilities 15.525.751 152.818 17.971 17.912.716 33.609.256
Current Liabilities 246.273.342 6.777.671 2.865.773 14.105.239 270.022.025
Consolidated liabilities 261.799.093 6.930.489 2.883.744 32.017.955 303.631.281
Group's asset additions
(amounts in €) 31/12/2018 30/6/2018
Greece 7.843.569 14.639.413
Cyprus 579.656 534.843
Bulgaria 609.293 419.640
Romania 22.786.830 44.767.161
Total 31.819.348 60.361.057

The Group's main activity is retail sale of toys, infant supplies, seasonal items, home items, books and stationery.

The sales per type of product for the first half of the current fiscal year are as follows:

Sales per product type for the year 01/07/2018-31/12/2018
Product Type Sales in € Percentage
Toy 106.415.135 22,32%
Baby products 22.820.921 4,79%
Stationary 41.720.202 8,75%
Seasonal 119.905.598 25,15%
Home products
Haberdashery and similar
149.241.623 31,30%
items 36.117.493 7,58%
Other 530.274 0,11%
Total 476.751.246 100,00%
Sales per product type for the year 01/07/2017-31/12/2017
Product Type Sales in € Percentage
Toy 101.094.699 22,82%
Baby products 23.274.443 5,25%
Stationary 38.699.166 8,74%
Seasonal 114.496.893 25,85%
Home products 132.982.976 30,02%
Haberdashery and similar
items
32.152.531 7,26%
Other 257.486 0,06%
Total 442.958.194 100,00%

The sales per type of product for the first half of the previous fiscal year are as follows:

4.2 Income tax

According to Greek tax legislation, income tax for the period 01.07.2018-31.12.2018 was calculated at the rate of 29% on profits of the parent company, 10%, at average, on profits of the subsidiary JUMBO EC.B. LTD in Bulgaria and 16% on profits of the subsidiaries JUMBO EC.R SRL and WESTLOOK SRL in Romania. In respect of the subsidiary companies in Cyprus, the tax rate was 12,5%.

According to the article 23 of Law 4579/2018, the rates of income tax on profits from the business of legal entities in Greece, excluding credit institutions, will be gradually reduced by 1% per annum, as follows: 28% for the tax year 2019, 27% for the tax year 2020, 26% for the tax year 2021 and 25% for the tax year 2022 onwards. From the gradual reduction of the income tax rate due to the re-measurement of deferred tax assets and liabilities, a deferred income tax (income) of € 1.121.212 and deferred income tax (expense) of € 75.187 was recorded for the Group and the Company at the Interim Financial Statements and the Interim Statement of Comprehensive Income, respectively.

Provision for income taxes disclosed in the financial statements is analyzed as follows:

THE GROUP THE COMPANY
(amounts in €) 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Income taxes for the period
Result of deferred income tax due
28.704.083 26.968.336 21.243.802 20.298.062
to a change in tax rate (1.121.212) - (1.121.212) -
Deferred tax for the period 190.948 263.520 186.274 264.679
Total income tax 27.773.819 27.231.856 20.308.864 20.562.741

4.3 Earnings per share

Basic earnings per share for the Group and the Company are as follows:

Basic earnings per share THE GROUP THE COMPANY
Amounts in € 01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
01/07/2018-
31/12/2018
01/07/2017-
31/12/2017
Earnings attributable to the shareholders of
the parent company
98.739.139 90.416.549 52.570.899 49.181.728
Weighted average number of shares 136.059.759 136.059.759 136.059.759 136.059.759
Basic earnings per share (euro per share) 0,7257 0,6645 0,3864 0,3615

Earnings/ (losses) per share were calculated by dividing profits/ (losses) after tax, by the weighted average number of shares of the parent company.

As at 31.12.2018 the Company or its subsidiary companies did not hold any shares of the Parent Company. Moreover, during the interim period, there are no titles potentially convertible into shares, which could lead to dilution of earnings per share.

4.4 Property plant and equipment

a. Depreciation

Depreciation of tangible assets (other than land) is calculated based on the straight line method during their useful life which is as follows:

Buildings 30 – 35 years
Mechanical equipment 5 - 20 years
Vehicles 5 – 10 years
Other equipment 4 - 10 years
Computers and software 3 – 5 years

b. Acquisition of Tangible Assets

Net investments for the acquisition of fixed assets by the Company for the period 01.07.2018-31.12.2018 reached the amount of € 7.844 thousand and for the Group € 31.819 thousand. On 31.12.2018 the Group had agreements on construction of buildings, fixtures on buildings of € 4.155 thousand and the Company of € 3.880 thousand.

The analysis of the Group's and the Company's tangible assets is as follows: (amounts in Euro)

Land -
Freehold
Buildings and
fixtures on
buildings -
Freehold
Transportation
means
Machinery -
furniture and other
equipment
Software Fixed assets
under
construction
Total Property
Plant and
Equipment
Cost 30/06/2017 149.154.973 445.160.647 10.094.273 108.642.640 3.552.893 2.208.882 718.814.308
Accumulated depreciation $\bf{0}$ (122.546.452) (1.524.548) (76.609.303) (3.258.843) $\theta$ (203.939.145)
Net Cost as at 30/06/2017 149.154.973 322.614.195 8.569.725 32.033.337 294.051 2.208.882 514.875.163
Cost 30/06/2018
Accumulated depreciation
158.862.492
$\bf{0}$
473.815.524
(140.403.825)
9.717.262
(1.504.733)
114,636.131
(83.313.515)
3.658.918
(3.501.872)
10.494.338
$\Omega$
771.184.665
(228.723.944)
Net Cost as at 30/06/2018 158.862.492 333.411.700 8.212.530 31.322.616 157.047 10.494.338 542.460.721
Cost 31/12/2018
Accumulated depreciation
159.570.842
$\Omega$
496,183,039
(152.511.765)
9.765.632
(1.711.680)
120,441,373
(86.956.087)
3.761.357
(3.563.079)
8.759.461
$\bf{0}$
798.481.704
(244.742.611)
Net Cost as at 31/12/2018 159.570.842 343.671.274 8.053.953 33.485.286 198.278 8.759.461 553.739.093
THE COMPANY
Land - Freehold Buildings and
fixtures on
buildings -
Freehold
Transportation
means
Machinery -
furniture and
other equipment
Software Fixed assets
under
construction
Total Property
Plant and
Equipment
Cost 30/06/2017 85.743.673 277,580,613 1.143.638 82.350.796 2.516.869 291.894 449.627.483
Accumulated depreciation $\bf{0}$ (91.388.822) (769.759) (62.733.079) (2.318.109) $\bf{0}$ (157.209.769)
Net Cost as at 30/06/2017 85.743.673 186.191.789 373.879 19.617.717 198.761 291.894 292.417.714
Cost 30/06/2018
Accumulated depreciation
85.743.673
$\bf{0}$
284.855.407
(101.951.180)
671.963
(401.130)
85.657.807
(66.609.002)
2.516.868
(2.440.887)
2.957.024
$\Omega$
462.402.744
(171.402.197)
Net Cost as at 30/06/2018 85.743.673 182.904.227 270.834 19.048.805 75.981 2.957.024 291.000.547
Cost 31/12/2018
Accumulated depreciation
86.601.313
0
293.695.373
(110.755.192)
672.999
(432.724)
88,506,155
(68.840.361)
2.516.868
(2.478.177)
3.271.669
$\bf{0}$
475.264.380
(182.506.452)

Changes in fixed assets during the period for the Group are as follows: (amounts in Euro)

Land - Freehold Buildings and
fixtures on
buildings - Freehold
Transportation
means
Machinery -
furniture and other
equipment
Software Fixed assets under
construction
Total Property
Plant and
Equipment
Net Cost as at 30/06/2017 149.154.973 445.160.646 10.094.273 108.642.638 3.552.893 2.208.881 718.814.304
- Additions 9.589.712 22.900.534 108,469 7.670.760 111.059 19.980.523 60.361.057
- Decreases - transfers $\bf{0}$ 6.795.175 (485.479) (1.478.176) (11.656.600) (6.825.081)
- Exchange differences 117.807 (1.040.830) (199.091) (5.034) (38.466) (1.165.615)
Net Cost as at 30/06/2018 158.862.492 473.815.524 9.717.262 114.636.131 3.658.918 10.494.338 771.184.665
- Additions 2.991.845 12,173,651 48.367 5.173.312 46.626 11.385.546 31.819.348
- Decreases - transfers (2.277.626) 10.223.414 3 636.339 55.926 (13.124.005) (4.485.949)
- Exchange differences (5.869) (29.550) $\Omega$ (4.410) (113) 3.582 (36.360)
Net Cost as at 31/12/2018 159.570.842 496.183.039 9.765.632 120.441.373 3.761.357 8.759.461 798.481.704
Net Cost as at 30/06/2017 $\bf{0}$ (122.546.452) (1.524.548) (76.609.303) (3.258.843) $\bf{0}$ (203.939.145)
- Additions 0 (16.701.059) (465.664) (6.966.422) $-192.239.81$ 0,00 (24.325.385)
- Decreases - transfers 0 21.773 485.479 1.151.212 0,00 0,00 1.658.464
Exchange differences 0 (1.178.087) $\Omega$ (889.002) (50.789) 0,00 (2.117.878)
Net Cost as at 30/06/2018 $\bf{0}$ (140.403.825) (1.504.733) (83.313.515) (3.501.872) $\bf{0}$ (228.723.944)
- Additions $\bf{0}$ (8.754.044) (206.947) (3.654.334) (61.265) $\bf{0}$ (12.676.590)
- Decreases - transfers 0 (3.357.053) 10.004 0 (3.347.049)
- Exchange differences $\bf{0}$ 3.157 1.758 57 4.972
Net Cost as at 31/12/2018 $\bf{0}$ (152.511.765) (1.711.680) (86.956.087) (3.563.079) $\bf{0}$ (244.742.611)

Changes in fixed assets during the period for the Company are as follows: (amounts in Euro)

Land - Freehold Buildings and
fixtures on
buildings -
Freehold
Transportation
means
Machinery -
furniture and
other equipment
Software Fixed assets
under
construction
Total Property
Plant and
Equipment
Net Cost as at 30/06/2017 85.743.673 277.580.612 1.143.638 82.350.794 2.516.868 291.894 449.627.483
- Additions $\Omega$ 479,620 13.805 4.091.704 10.054.284 14.639.413
- Decreases - transfers 6.795.175 (485.479) (784.691) (7.389.155) (1.864.151)
- Exchange differences
Net Cost as at 30/06/2018 85.743.673 284.855.407 671.963 85.657.807 2.516.868 2.957.024 462.402.744
- Additions 857.640 263.441 1.036 3.224.046 3.497.406 7.843.569
- Decreases - transfers 8.576.525 (375.698) (3.182.761) 5.018.066
- Exchange differences
Net Cost as at 31/12/2018 86.601.313 293.695.373 672.999 88.506.155 2.516.868 3.271.669 475.264.380
Net Cost as at 30/06/2017 $\bf{0}$ (91.388.824) (769.759) (62.733.079) (2.318.109) $\bf{0}$ (157.209.768)
- Additions 0 (10.584.129) (116.850) (4.340.716) (122.778) (15.164.474)
- Decreases - transfers 21.773 485.479 464.793 972.045,12
- Exchange differences 0
Net Cost as at 30/06/2018 $\bf{0}$ (101.951.180) (401.130) (66.609.002) (2.440.887) $\bf{0}$ (171.402.197)
- Additions $\bf{0}$ (5.446.959) (31.594) (2.237.773) (37.290) $\bf{0}$ (7.753.616)
- Decreases - transfers $\bf{0}$ (3.357.053) 6.414 (3.350.640)
- Exchange differences $\bf{0}$
Net Cost as at 31/12/2018 $\bf{0}$ (110.755.192) (432.724) (68.840.361) (2.478.177) $\bf{0}$ (182.506.452)

c. Encumbrances on fixed assets

As at 31.12.2018, there are no encumbrances on the Group's fixed assets.

4.5 Investment property (leased properties)

Τhe Group designated as investment property, investments in real estate buildings and land plots or part of them which could be measured separately and constituted a main part of the building or land plot under exploitation. The Group measures those investments at cost less any impairment losses. Summary information regarding those investments is as follows:

(amounts in euro) Income from rentals
Location of asset Description – operation of asset 1/7/2018 –
31/12/2018
1/7/2017 –
31/12/2017
Thessaloniki port An area (parking space for 198 vehicles) on
the first floor of a building, ground floor in
the same building of 6.422,17 sq. m. area
28.768 28.768
Renti Retail Shop 12.048 12.000
Total 40.816 40.768

None of the subsidiaries had any items of investment property until 31.12.2018. Net book value of those investments is analysed as follows:

(amounts in euro) THE GROUP
Investment Property
Cost 30/06/2018 11.506.612
Accumulated depreciation (6.537.402)
Net book value as at 30/06/2018 4.969.210
Cost 31/12/2018 6.014.505
Accumulated depreciation (3.341.452)
Net book value as at 31/12/2018 2.673.053

Changes in the account for the period are as follows:

(amounts in euro) THE GROUP
Investment Property
Cost
Balance as at 30/6/2018 11.506.612
- Additions -
- Decreases – transfers (5.492.107)
Balance as at 31/12/2018 6.014.505
Depreciation
Balance as at 30/6/2018 (6.537.402)
- Additions (161.104)
- Decreases – transfers 3.357.053
Balance as at 31/12/2018 (3.341.452)

Fair values are not materially different from the ones disclosed in the Company's books regarding those assets.

During the first six months of the year 2018/2019, the Group's management decided to use the investment property in the Nea Efkarpia area. In this context and according to the requirements of the financial statements preparation framework, the investment property was reclassified to own-use assets at its carrying amount at the date of the transfer, i.e. € 2,1 mil.

4.6 Investments in subsidiaries

The balance in the account of the parent company is analysed as follows:

Company Headquarters Participation
rate
Amount of
participation
JUMBO TRADING LTD Avraam Antoniou 9- 2330 Kato Lakatamia
Nicosia - Cyprus
100% 11.074.190
JUMBO EC.B LTD Sofia, Bu.Bulgaria 51-Bulgaria 100% 127.104.299
JUMBO EC.R SRL Bucharest (administrative area 3, B-dul Theodor
Pallady, number.51, bulding Centrul de Calcul,
5th floor )
100% 68.908.540
207.087.029

There was no change of the investments in subsidiaries at the current period.

At its meeting dated September 26th 2018, the Board of Directors of the parent company "JUMBO S.A.", decided to reduce the share capital of the subsidiary Bulgarian company "JUMBO EC. B LTD " by the amount of € 25 mil. with a reduction of the nominal value from 100 Leva / share to 80 Leva / share and return of that capital to the parent company. The above share capital decrease was concluded in January 2019.

In the company's separate financial statements, investments in subsidiaries are stated at their acquisition cost, less any potential recognizable impairment losses. The acquisition cost constitutes the fair value of the consideration less the direct costs associated with the acquisition of the investment.

4.7 Financial assets per category

The financial assets per category are as follows:

THE GROUP

31/12/2018 30/06/2018
Amounts in € Financial
instruments at fair
value through
other
comprehensive
income
Financial
instruments at
fair value
through profit
or loss
Financial
instruments at
amortized cost
Total Financial
instruments at
fair value
through other
comprehensive
income
Financial
instruments at
fair value
through profit or
loss
Financial
instruments
at amortized
cost
Total
Financial Assets
Financial instruments
at fair value through
other
comprehensive
income
8.181.011 - - 8.181.011 6.119.975 - - 6.119.975
Long term restricted
bank accounts
Trade debtors and
other trade
- - 900.000 900.000 - - 900.000 900.000
receivables - - 5.965.592 5.965.592 - - 4.970.615 4.970.615
Other Receivables
Cash and cash
- - 14.319.654 14.319.654 - - 12.072.609 12.072.609
equivalents - - 590.782.880 590.782.880 - - 436.891.686 436.891.686
Financial Assets 8.181.011 - 611.968.126 620.149.137 6.119.975 - 454.834.910 460.954.885

The table above includes, per category, only financial assets under the relative definitions provided in IFRS. However, the aforementioned analysis can differ, on case basis, from the relative accounts presented in the Financial Statements.

THE COMPANY

31/12/2018 30/06/2018
Amounts in € Financial
instruments at
fair value
through other
comprehensive
income
Financial
instruments
at fair value
through
profit or loss
Financial
instruments
at amortized
cost
Total Financial
instruments
at fair value
through other
comprehensi
ve income
Financial
instruments
at fair value
through
profit or loss
Financial
instruments at
amortized cost
Total
Financial Assets
Trade debtors and other trade
receivables
- - 17.973.517 17.973.517 - - 5.676.028 5.676.028
Other Receivables - - 11.790.803 11.790.803 - - 9.124.606 9.124.606
Cash and cash equivalents - - 293.176.749 293.176.749 - - 186.980.736 186.980.736
Financial Assets - - 322.941.069 322.941.069 - - 201.781.370 201.781.370

The table above includes, per category, only financial assets under the relative definitions provided in IFRS. However, the aforementioned analysis can differ, on case basis, from the relative accounts presented in the Financial Statements.

THE GROUP
31/12/2018 30/06/2018
Amounts in € Other Financial
Liabilities
(at amortized cost)
Other Financial
Liabilities
(at amortized cost)
Financial Liabilities
Other long term liabilities 15.075.300 17.564.964
Trade and other payables 44.538.022 40.251.189
Loans 198.775.296 149.623.330
Other current liabilities 42.032.496 30.057.720
300.421.114 237.497.203
THE COMPANY
31/12/2018 30/06/2018
Amounts in € Other Financial
Liabilities
(at amortized cost)
Other Financial
Liabilities
(at amortized cost)
Financial Liabilities
Other long term liabilities 42.576.726 39.190.154
Trade and other payables 198.580.000 149.408.584
Loans 28.026.646 16.562.875
269.183.372 205.161.613

The tables above include, as far as both – the Group and the Company are concerned – per category, only financial liabilities under the relative definitions provided in IFRS. However, the aforementioned analysis can differ, on case basis, from the relative accounts presented in the Financial Statements.

4.7.1 Financial assets at fair value through other comprehensive income

The financial assets available for sale are presented in the below table:

Financial assets available for sale

Amounts in € THE GROUP
31/12/2018 30/06/2018
Investments in shares of listed companies 4.124.331 6.119.975
Bonds 4.056.680 -
Total assets available for sale 8.181.011 6.119.975
Analysis for the fiscal year: THE GROUP
Amounts in € 31/12/2018 30/6/2018
Opening balance 6.119.975 8.621.183
Additions 4.312.026 -
Gains/(losses) on measurement of financial assets
available for sale (2.250.990) (2.501.207)
Closing Balance 8.181.011 6.119.975

During the first half of the current financial year, the subsidiary company JUMBO TRADING LTD The acquired corporate bonds issued by Bank of Cyprus, listed on Luxemburg Stock exchange.

4.7.2 Fair value of financial assets

The table below presents the financial instruments measured at fair value in the statement of financial position, in a fair value measurement hierarchy. According to the hierarchy in fair value measurement, financial assets and liabilities are grouped into three levels based on the importance of data input on the measurement of their fair value. The fair value hierarchy has the following three levels:

Level 1: inputs as a quoted price in an active market for an identical asset or liability.

Level 2: inputs other than Level 1 that are observable for financial assets or liabilities either directly (e.g. market price) or indirectly (arising from market prices) and

Level 3: inputs for assets or liabilities not based on observable market input (unobservable inputs).

The level for each financial asset or liability is introduced based on the lowest level of the overall fair value.

Financial assets and liabilities measured at fair value in the statement of financial position are categorized in the fair value hierarchy as follows:

THE GROUP
Amounts in € Valuation at fair value at the end of the reporting period using:
31/12/2018 Level 1 Level 2 Level 3
Description
-Bonds 4.056.680 4.056.680
-Shares 4.124.331 4.124.331 - -
Total asset at fair value 8.181.011 8.181.011 - -
THE GROUP
Valuation at fair value at the end of the reporting fiscal year using:
Amounts in €
30/6/2018 Level 1 Level 2 Level 3
Description
-Shares 6.119.975 6.119.975 - -
Total asset at fair value 6.119.975 6.119.975 - -

Listed bonds are valued at the closing price on the reporting date.

Listed shares are valued at the closing price on the reporting date.

4.8 Other long term receivables

The balance of the account is analyzed as follows:

(amounts in €) THE GROUP THE COMPANY
Other long term receivables 31/12/2018 30/06/2018 31/12/2018 30/06/2018
Guarantees 6.708.435 6.695.455 6.699.504 6.686.159
Prepaid expenses 8.854.414 9.175.008 544.249 587.488
Total 15.562.849 15.870.463 7.243.754 7.273.647

The total of the account «Guarantees» relates to long term guarantees, which will be collected or returned after the end of the next financial year.

The amount of prepaid expenses refers to long-term prepaid store rentals. The amount includes an amount of € 6.944.668 out of € 10.000.000 as an advance payment of future rents that the subsidiary company JUMBO TRADING LTD made for a hyper store in a mall in a central area in Paphos that opened in November 2013. The duration is for 20 year with the option of renewal for two more periods of 10 years each, should the Company wish to renew it. In order to guarantee the above the subsidiary has received a letter of guarantee. Relevant information is provided in Note 4.24 below.

Fair value of these receivables does not differ from that presented in the Financial Statements and is subject to revaluation on an annual basis.

4.9 Trade debtors and other trade receivables

The Company has set a number of criteria to provide credit to clients, which generally depend on the size of the client activities and an estimation of relevant financial information. At each reporting date, all overdue or doubtful debts are reviewed so that it is decided whether it is necessary or not to make a relevant provision for doubtful debts. All trade debtors' balances that are written off are charged to the existing provision for doubtful debts. Credit risk arising from trade debtors and checks receivable is limited, given that it is certain they will be collected and are appropriately liquidated.

Analysis of trade debtors and other trade receivables is as follows:

Customers and other trade
receivables
THE GROUP THE COMPANY
(amounts in euro) 31/12/2018 30/6/2018 31/12/2018 30/6/2018
Customers 4.987.371 3.882.409 16.995.296 4.587.822
Notes receivable 50.000 61.100 50.000 61.100
Cheques receivable 1.106.663 1.027.106 1.106.663 1.027.106
Less: Impairment Provisions (178.442) - (178.442) -
Net trade receivables 5.965.592 4.970.615 17.973.517 5.676.028
Advances for inventory
purchases 32.975.673 27.694.471 32.975.673 27.694.471
Total 38.941.265 32.665.086 50.949.190 33.370.499

All amounts of the above receivables are short-term. The carrying amount of the trade receivables is considered to be approximately equal to the fair value. The total net receivables from customers exclude overdue receivables beyond the credit period that the Group's management provides in respect of collecting such receivables. The impact from the adoption of IFRS 9 is presented in 3.1.3.

4.10 Other receivables

Other receivables are analyzed as follows:

THE GROUP THE COMPANY
Other receivables 31/12/2018 30/06/2018 31/12/2018 30/06/2018
(amounts in euro)
Sundry debtors 5.477.865 3.599.983 4.783.596 3.149.670
Receivables from the State 37.982.681 37.530.245 37.691.701 37.357.536
Interim Dividend - 23.511.127 - 23.511.127
Other receivables 8.332.051 7.814.045 6.791.701 5.619.287
Impairment Provisions (1.637.059) - (1.637.059) -
Net receivables 50.155.538 72.455.400 47.629.940 69.637.620

As shown in the above table, the total amount of other receivables includes receivables of the Group:

a) From other receivables, pertaining mostly to receivables of the parent company from advance payments of rentals.

b) From amounts owed to the parent company by the Greek State in connection with advance payment of income tax for the current year and withheld taxes to the subsidiary JUMBO EC.R. SRL € 173.089 and JUMBO EC.B. LTD amount € 11.789.

c) From sundry debtors arising from advances to accounts for debtors (such as custom clearers), cash facilities to personnel, insurance receivables.

The impact from the adoption of IFRS 9 is presented in 3.1.3.

4.11 Other current assets

Other current assets pertain to the following:

THE GROUP THE COMPANY
Other current assets 31/12/2018 30/6/2018 31/12/2018 30/6/2018
(amounts in euro)
Prepaid expenses 2.170.233 1.102.464 1.331.954 213.222
Accrued income 689.788 658.581 395.556 355.650
Discounts on purchases
under arrangement
12.652 198.152 12.652 198.152
Total 2.872.673 1.959.197 1.740.162 767.024

Other current assets mostly pertain to expenses of subsequent years as well as accrued financial income.

4.12 Long term restricted bank deposits

Amounts in € THE GROUP
Restricted bank deposits 31/12/2018 30/06/2018
Long Term Restricted bank deposits 900.000 900.000
Total 900.000 900.000

As at 31.12.2018, the amount of € 900.000 concerns the collateral in the form of restricted bank deposits to secure bank overdrafts of the subsidiary company JUMBO TRADING LTD.

4.13 Cash and cash equivalents

THE GROUP THE COMPANY
Cash and cash equivalents 31/12/2018 30/06/2018 31/12/2018 30/06/2018
(amounts in euro)
Cash in hand 3.149.106 3.073.793 2.508.234 2.232.201
Bank account balances 8.271.306 - 8.271.306 -
Sight and time deposits 579.362.468 433.817.893 282.397.209 184.748.535
Total 590.782.880 436.891.686 293.176.749 186.980.736

Sight deposits concern short term investments of high liquidity. The interest rate for time deposits for the Group was 0,05%-2,65% while for sight deposits it was 0,00%-0,60%.

4.14 Equity

4.14.1 Share capital

(amounts in euro except shares)
Changes in the period
Number of
shares
Nominal
share value
Value of
ordinary
shares
Balance as at July 1st 2017 136.059.759 0,88 119.732.588
- - -
Balance as at 30th June 2018 136.059.759 0,88 119.732.588
Changes in the period - - -
Balance as at 31st December 2018 136.059.759 0,88 119.732.588

4.14.2 Share Premium and Other reserves

The analysis of share premium and other reserves is as follows:

THE GROUP
(amounts in euro) Share
premium
Statutory
reserve
Fair value
reserves
Tax exempted
reserves
Extraordinary
reserves
Special
reserves
Total of other
reserves
Total
Balance at 1st July 2017 49.995.207 45.212.342 (1.169.971) 1.797.944 387.955.152 (1.090.532) 432.704.935 482.700.142
Changes in the financial year
2017-2018 - 4.127.465 (2.501.207) - 28.800.000 (241.984) 30.184.275 30.184.274
Balance at 30th June 2018 49.995.207 49.339.808 (3.671.178) 1.797.944 416.755.152 (1.332.517) 462.889.209 512.884.416
Changes in the period - 4.446.809 (2.250.990) - 30.500.000 (78.044) 32.617.776 32.617.775
Balance at December 31st
2018
49.995.207 53.786.617 (5.922.168) 1.797.944 447.255.152 (1.410.560) 495.506.985 545.502.192
THE COMPANY
(amounts in euro) Share
premium
Statutory
reserve
Reserves at
fair value
Tax exempted Extraordinary
reserves
Special
reserves
Total of other
reserves
Total
Balance at 1st July 2017 49.995.207 45.212.343 - 1.797.944 387.955.152 (1.093.789) 433.871.650 483.866.857
Changes in the financial year
2017-2018
- 4.127.465 - - 28.800.000 (240.777) 32.686.688 32.686.688
Balance at 30th June 2018 49.995.207 49.339.809 - 1.797.944 416.755.152 (1.334.566) 466.558.338 516.553.545
Changes in the period - 4.446.809 - - 30.500.000 (75.187) 34.871.622 34.871.622
Balance at December 31st
2018
49.995.207 53.786.617 - 1.797.944 447.255.152 (1.409.753) 501.429.960 551.425.167

4.15 Long term loan liabilities

Long term loan liabilities of the Group and the Company are analyzed as follows:

Loans THE GROUP THE COMPANY
(amounts in euro) 31/12/2018 30/06/2018 31/12/2018 30/06/2018
Long term loan liabilities
Bond loan non - convertible
to shares 198.580.000 - 198.580.000 -
Total 198.580.000 - 198.580.000 -

Common Bond Loan

On August 6, 2018, a Common Bond Loan agreement of eight years maturity regarding a maximum amount of up to € 200 mil. was signed between the parent company and the credit institution and the issue was finalized in November 2018. The interest rate on the loan was set at six month EURIBOR plus a spread of 2,75%. The purpose of the above loan was to refinance the existing common bond loan of € 145 mil., issued on 21.05.2014, as well as to finance the company's capital expenditures.

Maturity of long term loans is analyzed as follows:

THE GROUP THE COMPANY
(amounts in euro) 31/12/2018 30/06/2018 31/12/2018 30/06/2018
From 1 to 2 years - - - -
From 2 to 5 years - - - -
After 5 years 198.580.000 - 198.580.000 -
198.580.000 - 198.580.000 -

4.16 Long term loans payable in the next financial year

The long term loans payable in the next financial year are analyzed as follows:

Loans THE GROUP THE COMPANY
(amounts in euro)
Long term loan liabilities
payable in the next financial
year
31/12/2018 30/06/2018 31/12/2018 30/06/2018
Bond loan non-convertible to
shares
- 144.731.299 - 144.731.299
Total - 144.731.299 - 144.731.299

4.17 Short-term loan liabilities

Short- term loan liabilities are analyzed as follows:

Amounts in € THE GROUP THE COMPANY
Short- term loan liabilities 31/12/2018
30/6/2018
31/12/2018 30/6/2018
Overdraft account 195.296 4.892.032 - 4.677.286
Total 195.296 4.892.032 - 4.677.286

The Company signed an overdraft agreement, covering its working capital requirements. On 31.12.2018, JUMBO TRADING LTD had unused cash facilities amounting to € 704.704 (30.6.2018: 685.254).

4.18 Other long term liabilities

The Group's and the Company's other long term liabilities are analyzed as follows:

(amounts in euro) THE GROUP THE GROUP THE COMPANY THE COMPANY
Liabilities to creditors 31/12/2018 30/06/2018 31/12/2018 30/06/2018
Opening balance 17.564.964 4.565.074 - -
Additions - 17.539.572 - -
Reductions (2.489.664) (4.539.682) - -
Total 15.075.300 17.564.964 - -
Guarantees obtained
Opening balance 375.024 129.524 27.272 29.272
Additions 319.008 249.882 - -
Reductions (399.035) (4.382) - (2.000)
Total 294.998 375.024 27.272 27.272
Grant Total 15.370.298 17.939.988 27.272 27.272

4.19 Deferred tax liabilities

Deferred tax liabilities deriving from temporary tax differences are as follows:

(amounts in euro) THE GROUP
Deferred tax liabilities /
(assets)
Balance as at
01/07/2018
Tax recognized
in other
comprehensive
income
Tax recognized
in Equity
Tax recognized
in total
comprehensive
income
Balance as at
31/12/2018
Non-current assets
Tangible assets 10.435.934 - - (1.268.684) 9.167.250
Long term liabilities
Provisions (14.817) - - 2.151 (12.666)
Benefits to employees (2.244.378) 74.870 - 132.370 (2.037.139)
Long-term loans 77.923 - - (106.753) (28.830)
Short- term liabilities
Other short- term liabilities (310.007) - - 310.652 645
7.944.656 74.870 - (930.265) 7.089.261
(amounts in euro) THE GROUP
Deferred tax liabilities /
(assets)
Balance as at
01/07/2017
Tax recognized
in other
comprehensive
income
Tax recognized
in Equity
Tax recognized
in total
comprehensive
income
Balance as at
30/06/2018
Non-current assets
Tangible assets 10.208.870 - - 227.064 10.435.934
Long term liabilities
Provisions (17.082) - - 2.265 (14.817)
Benefits to employees (2.007.239) (98.449) - (138.691) (2.244.378)
Short- term liabilities
Long-term loans payable in
the next financial year
176.437 - - (98.514) 77.923
SIX-MONTH FINANCIAL REPORT
Other short- term liabilities (323.061) - - 13.054 (310.007)
8.037.925 (98.449) - 5.179 7.944.656

For the Company, the respective accounts are analyzed as follows:

(amounts in euro) THE COMPANY
Deferred tax liabilities /
(assets)
Balance as at
01/07/2018
Tax recognized
in other
comprehensive
income
Tax recognized
in Equity
Tax recognized
in total
comprehensive
income
Balance as at
31/12/2018
Non-current assets
Tangible assets 10.277.167 - - (1.274.687) 9.002.480
Long term liabilities
Benefits to employees (2.227.442) 75.187 - 135.850 (2.016.405)
Long-term loans 77.923 - - (106.753) (28.830)
Short- term liabilities
Other short- term liabilities (310.007) - - 310.652 645
7.817.641 75.187 - (934.939) 6.957.889
(amounts in euro) THE COMPANY
Deferred tax liabilities /
(assets)
Balance as at
01/07/2017
Tax recognized
in other
comprehensive
income
Tax recognized
in Equity
Tax recognized
in total
comprehensive
income
Balance as at
30/06/2018
Non-current assets
Tangible assets 10.063.166 - - 214.001 10.277.167
Long term liabilities
Benefits to employees (1.993.430) (98.346) - (135.666) (2.227.442)
Short- term liabilities
Long-term loans payable in
the next financial year
176.437 - - (98.514) 77.923
Other short- term liabilities (323.061) - - 13.054 (310.007)
7.923.112 (98.346) - (7.125) 7.817.641

4.20 Trade and other payables

The balance of the account is analyzed as follows:

THE GROUP THE COMPANY
Trade and other payables 31/12/2018 30/06/2018 31/12/2018 30/06/2018
(amounts in euro)
Suppliers 9.799.500 9.826.920 7.838.204 8.765.885
Notes payable & promissory notes 408.809 388.277 408.809 388.277
Cheques payable 34.329.713 30.035.992 34.329.713 30.035.992
Advances from trade debtors 329.837 59.175 327.077 59.037
Total 44.867.859 40.310.364 42.903.804 39.249.191

4.21 Current tax liabilities

The analysis of tax liabilities is as follows:

THE GROUP THE COMPANY
Current tax liabilities 31/12/2018 30/06/2018 31/12/2018 30/06/2018
(amounts in €)
Income tax liability 62.709.072 41.353.981 59.478.066 38.234.264
Other tax liability 21.046.995 8.438.817 7.770.324 2.599.216
Total 83.756.067 49.792.798 67.248.390 40.833.480

Deferred tax is not included in income tax liabilities.

4.22 Other short term liabilities

Other short term liabilities are analyzed as follows:

THE GROUP THE COMPANY
Other short term liabilities
(amounts in euro)
31/12/2018 30/06/2018 31/12/2018 30/06/2018
Suppliers of fixed assets 12.402.605 12.891.962 2.955.391 2.026.655
Salaries payable to personnel 4.490.094 2.803.128 2.760.381 1.724.237
Sundry creditors 11.568.965 8.169.952 10.468.738 7.349.568
Social security liabilities 5.483.425 3.025.220 4.380.150 2.471.461
Interest coupons payable 31.535 31.535 31.535 31.535
Dividends payable 3.046.549 112.404 3.046.549 112.404
Accrued expenses 4.069.521 2.927.139 3.682.216 2.753.876
Other liabilities 939.802 96.380 701.686 93.139
Total 42.032.496 30.057.720 28.026.646 16.562.875

4.23 Cash flows from operating activities

THE GROUP THE COMPANY
(amounts in euro) 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Cash flows from operating activities
Profit before taxes for the period 126.512.958 117.648.404 72.879.763 69.744.470
Adjustments for:
Depreciation of tangible and intangible
assets
Pension liabilities provisions (net)
Other provisions
12.837.694
321.464
36.028
12.233.277
258.806
15.778
7.914.720
315.365
-
7.775.608
253.278
-
(Profit)/ loss from sales of tangible assets
(Gain)/ losses of financial assets at fair
value through profit/ loss account
(4.293)
-
(4.383)
-
(4.293)
-
(4.248)
-
Interest and related income (3.448.678) (3.464.134) (2.280.047) (2.078.951)
Interest and related expenses 4.452.006 4.171.866 3.929.972 3.740.812
Exchange Differences 12.685 12.812 (1.433) (1.309)
Operating profit before change in working
capital
140.719.864 130.872.426 82.754.047 79.429.660
Change in working capital
(Increase)/ decrease in inventories
(Increase)/ decrease in trade receivables
(Increase)/ decrease in other current
11.373.284
(9.387.290)
23.178.378
(2.495.664)
14.324.838
(20.897.639)
23.594.909
(690.576)
assets
Increase/ (decrease) in trade payables
(982.110) (779.575) (933.231) (852.034)
(except from liabilities to banks) 27.209.592 36.929.211 20.678.083 22.607.384
SIX-MONTH FINANCIAL REPORT

For the period from 1st July 2018 to 31st December 2018 Page: 57

Other 29.895 49.499 29.894 50.040
28.243.371 56.881.849 13.201.945 44.709.723
Cash flows from operating activities 168.963.235 187.754.274 95.955.992 124.139.383

4.24 Contingent Liabilities / Contingent Assets

Contingent liabilities

During the closing period, the Group has granted letters of guarantee to third parties as security for liabilities of € 114 ths (Company of € 25ths). As at 30.06.2018 the amount was € 25 ths and concerned only the parent company.

The Annex to the non-cancellable lease agreement on real estate renting, which originally ends on 28 May 2023 and is extended until 28 May 2035, makes reference to the fact that Jumbo EC.B. LTD will be obliged to purchase the rented store and the property ownership, under which the store is constructed for a total price of EUR 13.500.000 excluding VAT, in case during the rental period Mr. Apostolos Vakakis ceases to be an executive member of the Board of Directors of Jumbo SA.

From the total of € 13.500.000 JUMBO TRADING LIMITED is a guarantor for the amount of € 10.125.000. Moreover, JUMBO TRADING LIMITED, Cyprus is a co-debtor and is jointly liable with the Company for all the obligations, arising from the rental agreement and all annexes to it.

In an annex of a non-cancellable lease agreement on real estate renting, it is stated that Jumbo EC. B will be required to pay to the lessor as a clause the portion of the unamortised balance of the investment made by the lessor for the design, reallocation and construction of the real estate as at the date of the termination of the contract in case Jumbo EC. B abandons real estate before the expiration of 12 years from the date of conclusion of the contract, ie before November 15, 2028. At 31 December 2018 this amount amounts to € 2.415.097. JUMBO S.A.. has provided the lessor with a corporate guarantee covering any claim arising out of that contract.

The Public Authorities have imposed on JUMBO EC. B LTD additional tax liabilities of € 110.712 relating to tax audit results, for which the subsidiary has filed lawsuits. The actual amount that may have to be paid and the actual time at which the payment shall be made will be defined during the appeal process. Based on the Management's estimates, which take into account the opinion of the legal consultant and the possibility of an outflow of economic resources, the amount potentially to be paid stands at € 18.603. Regarding the aforementioned amount, an equal provision has been made in the Statement of Financial Position, in the account "Provisions". The Group's Management estimates that the final outcome of this case will not lead to significant losses, exceeding the amounts for which provision has already been made.

Contingent Assets

On 31.12.2018, the Group had good performance letters of guarantee amounting to € 18,45 mil., that are analysed as follows:

A letter of guarantee amounting to € 7,80 mil. to the subsidiary JUMBO TRADING LTD to fulfill the terms of the property lease contract in Paphos.

  • Letter of Guarantee of € 8,05 mil. to the parent company for the proper performance of cooperation with the customer Franchise Kid-Zone in Albania, Kossovo and Bosnia.

  • Letter of Guarantee of € 2,6 mil. to the parent company for the proper performance of cooperation with the customer Franchise Veropoulos Dooel in North Macedonia and Serbia.

4.25 Unaudited Fiscal Years

As at 31.12.2018, the unaudited fiscal years in respect of the Group are as follows:
-------------------------------------------------------------------------------------- --
Unaudited Fiscal Years
From 01.01.2016 to 30.06.2017 to
01.07.2017 to 30.6.2018
From 01.01.2010-31.12.2010 to
01.01.2018-31.12.2018
From 01.08.2006-31.12.2006 to
01.07.2017-30.06.2018
From 01.08.2006-31.12.2006 to
01.01.2018-31.12.2018
From 01.10.2006-31.12.2006 to
01.01.2018-31.12.2018

The Company has been tax audited by the statutory auditors for the fiscal years 30.06.2011 to 30.06.2015 and for the fiscal years 01.07.2015 – 30.06.2016, 01.07.2016 – 30.06.2017and 01.07.2017-30.06.2018 in accordance with the provisions of Article 82 par 5, Law 2238/1994 and Article 65Α of Law 4174/2013. The aforementioned audits for the fiscal years from 30.06.2011 until 30.06.2017 have been completed and the tax certificates have been issued as those with unqualified conclusion, and the relevant reports have been submitted to the Ministry of Finance. Particular cases are selected in respect of the companies audited by the statutory auditors and auditing firms for tax regulations purposes. The aforementioned tax inspection can be conducted within the time the Tax Administration has the right to issue additional taxes and surcharges implementation orders in compliance with provisions of Article 84, Law 2238/1994 and Article 36, Law 4174/2013, as effective. For the financial year 2017/2018 the tax audit of the statutory auditors in compliance with the provisions of Article 65Α, Law 4174/2013, has been completed with unqualified conclusion and the relevant tax certificate will be submitted to the Ministry of Finance until 30.04.2019.

The subsidiary company JUMBO TRADING LTD, operating in Cyprus, has been inspected by the tax authorities until 31.12.2015 in accordance with the Cypriot tax authorities. JUMBO TRADING LTD prepares its financial statements in compliance with IFRS and consequently it charges its results with relevant provisions for uninspected tax years, whenever necessary.

The subsidiary companies JUMBO EC.B LTD and JUMBO EC.R S.R.L prepare their financial statements in compliance with IFRS conducting provisions for additional tax differences, whenever necessary, burdening their results.

The subsidiary companies WESTLOOK SRL in Romania and ASPETΤO LTD in Cyprus, have not yet started their commercial activity and, therefore, no issue of unaudited fiscal years and further tax liabilities arises. It is reminded that in July 2018, the management of Westlook Properties Ltd SRL began the procedures for terminating the company's activities with the ultimate purpose of dissolution and liquidation.

Regarding the companies «GEOCAM HOLDINGS LIMITED» and «GEOFORM LIMITED» in Cyprus, as investment companies are charging their results with relevant provisions for uninspected tax years, whenever necessary.

For the tax un-audited fiscal years of the Group's companies, a provision of € 165.311 (Company: € 146.708) has been formed and is considered sufficient.

5. Transactions with related parties

Apart from "JUMBO SA", the Group includes the following related companies:

  1. The subsidiary company «JUMBO TRADING LTD», based in Cyprus, in which the Parent company holds 100% of shares and voting rights. The subsidiary company JUMBO TRADING LTD participates at the rate of 100% in the share capital of the company ASPETTO LTD and ASPETTO LTD

  2. The subsidiary company «JUMBO EC.B. LTD» based in Sofia, Bulgaria, in which the Parent company holds 100% of shares and voting rights.

  3. The subsidiary company «JUMBO EC.R. SRL» based in Bucharest, Romania, in which the Parent company holds 100% of shares and voting rights.

The most significant transactions and balances between the Company and the related parties (except physical persons) on 31.12.2018, as defined in IAS 24, are as follows:

Amounts in € THE GROUP THE COMPANY
Sales of products 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 100.429.042 82.369.883
Total - - 100.429.042 82.369.883
Sales of services 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 28.545 19.604
Total - - 28.545 19.604
Sales of tangible assets 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 469.470 490.997
Total - - 469.470 490.997
THE GROUP THE COMPANY
Purchases of products 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 739.949 1.000.447
Other related parties - - - -
Total - - 739.949 1.000.447
Purchases of tangible assets 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - 13.220 41.015
Total - - 13.220 41.015
Purchases of services 31/12/2018 31/12/2017 31/12/2018 31/12/2017
Subsidiaries - - - -
Total - - - -
THE GROUP
THE COMPANY
Receivables 31/12/2018 30/6/2018 31/12/2018 30/06/2018
Subsidiaries - - 12.091.667 754.693
Total - - 12.091.667 754.693
Liabilities 31/12/2018 30/6/2018 31/12/2018 30/06/2018
Subsidiaries - - - -
Total - - - -

The above amounts have been eliminated at Group level.

Sales and purchases of merchandise concern goods that the parent company trades, that is, toys, baby items, stationery, home and seasonal goods. All the transactions described above have been carried out

under the usual market terms. Also, the terms that govern the transactions with the above related parties are equivalent to those that prevail in arm's length transactions.

Apart from the above transaction with the affiliated companies, paragraph 6 below presents transactions with other related parties (key management and Board of Directors members).

6. Management Fees

The transactions with the Management at the Group and the Company levels are presented as follows:

Transactions with Directors and BoD Members THE GROUP THE COMPANY
Amounts in euro 31/12/2018 31/12/2018
Short term employee benefits:
Wages and salaries 421.801 141.443
Insurance service cost 36.758 19.524
Other fees and transactions with the members of
the Board of Directors
1.054.131 1.013.276
Compensation due to termination of employment 6.879 6.879
Total 1.519.569 1.181.122
Pension Benefits: 31/12/2018 31/12/2018
Defined benefits plan 384.787 384.787
Total 384.787 384.787
Transactions with Directors and BoD Members THE GROUP THE COMPANY
Amounts in euro 31/12/2017 31/12/2017
Short term employee benefits:
Wages and salaries 508.636 242.273
Insurance service cost 49.685 27.042
Other fees and transactions with the members of
the Board of Directors
998.923 966.158
Compensation due to termination of employment 12.064 12.064
Total 1.569.308 1.247.537
Pension Benefits: 30/06/2018 30/06/2018
Defined benefits plan 72.745 72.745
Total 72.745 72.745

No loans have been granted to members of BoD or other directors of the Group (and their families) and there are no assets or liabilities granted to members of BoD or other directors of the Group and their families.

7. Lawsuits and Litigations

Since the Company's establishment till presently, no termination activity procedure has taken place. There are no lawsuits or litigations that might have significant negative effect on the financial position of the Group and the Company.

The Group has made a provision for lawsuits and litigations, amounting to € 72.502, which as a total pertains to the Company.

8. Number of employees

As at December 31st 2018, the Group occupied 6.997 people, 5.612 permanent personnel and 1.385 seasonal personnel, while the average number of personnel for the first half of the closing period i.e. from 01.07.2018 to 31.12.2018 stood at 6.492 persons (5.582 permanent personnel and 911 seasonal personnel). More specifically: the Parent company as at December 31st 2018 occupied in total 4.570 people, 3.369 permanent personnel and 1.201 seasonal, the Cypriot subsidiary company Jumbo Trading Ltd in total 579 people (395 permanent and 184 seasonal personnel), the subsidiary company in Bulgaria 831 people of permanent personnel and the subsidiary company in Romania 1.017 permanent personnel.

9. Seasonal fluctuation

The demand for the Group's products is seasonal. It is higher in the period of September, Christmas and Easter.

Income from the sale of products for the Group for the first half of the current financial year reached 63,29% of the total sales of the previous financial year (01.07.2017 – 30.06.2018).

The corresponding income of the comparative period 01.07.2017-31.12.2017 reached 58,80% of the total income of the financial year 01.07.2017 – 30.06.2018.

10. Significant events during the period 01.07.2018-31.12.2018

In July 2018, the management of Westlook Properties Ltd SRL, a subsidiary of Jumbo Trading Ltd, began the procedures for terminating the company's activities with the ultimate purpose of dissolution and liquidation.

On August 6, 2018, a Common Bond Loan agreement of eight years maturity regarding a maximum amount of up to € 200 mil. was signed between the parent company and the credit institution and the issue was finalized in November 2018. The interest rate on the loan was set at six month EURIBOR plus a spread of 2,75%. The purpose of the above loan was to refinance the existing common bond loan of € 145 mil., issued on 21.05.2014, as well as to finance the company's capital expenditures.

The meeting of the Board of Directors of the parent company "JUMBO AEE", dated 26 September 2018, decided to reduce the share capital of the subsidiary Bulgarian company "JUMBO EC. B " by the amount of € 25 mil. with a reduction of the nominal value from 100 Leva / share to 80 Leva / share and return of that capital to the parent company. The above share capital decreased was concluded in January 2019.

The Annual Regular General Meeting of the shareholders held on 07.11.2018, approved the distribution of a dividend of € 0,36 per share before withholding tax, formed from the undistributed profits for the year 2017/2018. As of 03.04.2018 the Company has already paid in the form of an interim dividend the amount of EUR 23.511.127,13 and with the approval of the General Meeting distributed the remaining amount of EUR 29.552.178,88. The remaining amount of the dividend, after withholding tax, if necessary, amounted to 0,18462 euros per share and payments to shareholders began on 20.12.2018.

11. Events subsequent to the Statement of Financial Position date

As its meeting, dated January 21st 2019 the Board of Directors of the parent company "JUMBO S.A.", decided to increase the share capital of the subsidiary Romanian company "JUMBO EC. R. SRL " by the amount of € 25 mil.. After the above increase the share capital of the subsidiary is € 93,91 mil.. The share capital increased was covered by 100% from the parent company.

As its meeting, dated January 22nd 2019 the Board of Directors of the parent company "JUMBO S.A.", decided to reduce the share capital of the subsidiary Bulgarian company "JUMBO EC. B " by the amount of € 19 mil. with a reduction of the nominal value from 80 Leva / share to 65 Leva / share and return of that capital to the parent company.

At its meeting dated March 8th, 2019, the Board of Directors of the Company decided to distribute the amount of Euro 0,19 per share as an interim dividend for the year 2018/2019. From the above amount a dividend tax will be withheld where is necessary in accordance to the current legislation. The interim dividend will be paid two (2) months following the fulfilment of the publication requirements and procedures provided under the Law 4548/2018. The ex – interim dividend date as well as the interim dividend record date will be determined under a subsequent announcement.

There are no other events subsequent to the financial statements that affect the Group or the Company, for which reference under IFRS is required.

Moschato, March 8th, 2019

The persons responsible for the Financial Statements

The President of the Board of Directors

The Vice-President of the Board of Directors Chief Executive Officer

The Head of the Accounting Department

Apostolos -Evangelos Vakakis son of Georgios Identity card no ΑΝ521562/2018 Identity card no X

Ioannis Oikonomou son of Christos 156531/2002

Konstantina Demiri daughter of Stavros Identity card no ΑΚ541502/29.5.2012 Panagiotis Xiros son of Kon/nos Identity card no Λ 370348/1977

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