JUMBO INTERACTIVE LIMITED — Interim / Quarterly Report 2026

Feb 24, 2026

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Jumbo Interactive Limited 1H26 Results Presentation For the half-year ending 31 December 2025

25 February 2026

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Disclaimer

This presentation contains summary information about the activities of Jumbo Interactive Limited ABN 66 009 189 128 (Jumbo) and its controlled subsidiaries (Group) current as at the date of this presentation. It should be read in conjunction with Jumbo’s other periodic and continuous disclosure announcements lodged with the Australian Securities Exchange (ASX), including the Appendix 4D, Interim Financial Report – 31 December 2025, 1H26 Results Media Release released on 25 February 2026 available at www.asx.com.au.

This presentation is for information purposes only and is not a prospectus or product disclosure statement, financial product or investment advice, recommendation or any other form of disclosure or offer or solicitation to buy or sell Jumbo shares under Australian law or in any other jurisdiction. This presentation has been prepared without taking into account any individual recipient’s (Prospective Investor) investment objectives, financial circumstances or particular needs. Prospective Investors should seek legal and taxation advice prior to making an investment decision.

No representation or warranty, express or implied, is made as to the accuracy, completeness or thoroughness of the information contained in this presentation, nor as to the future performance of Jumbo shares.

This presentation may contain certain forward-looking statements including statements regarding Jumbo’s current anticipated belief, expectation or intent with respect to the Group’s future performance. Such forward-looking statements are based upon information presently known, assumptions regarding numerous factors and subjective judgement, and are subject to various risks, contingencies and uncertainties which are beyond the control of Jumbo. Accordingly, the actual results or performance of the Group could differ materially from those expressed or implied in such forward-looking statements. Prospective Investors are cautioned not to place undue reliance on forward-looking statements. Except as required by law or regulation (including the ASX Listing Rules), Jumbo undertakes no obligation to update these forward-looking statements.

Past performance information given in this presentation is provided for illustrative purposes only and is not, nor should it be relied upon as, an indication or guarantee of future performance.

All dollar values are in Australian dollars (A$) unless otherwise stated.

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1H26 Results Presentation – 25 February 2026

CEO Perspectives

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Mike Veverka Managing Director, CEO and Founder

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Jumbo’s Evolution

Jumbo is a diversified, international, technology-enabled lottery and prize draw company

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Proven track record in lotteries

Decades of experience delivering consistent growth through jackpot cycles and changing economic conditions

Underpinned by best-in-class proprietary lottery software, deep digital marketing capability and continuous product innovation

Technology-led competitive advantage

B2B and new B2C opportunities in the UK and North Expanding international America, broadening our addressable market and growth platform diversifying our earnings base

Scaled and engaged Over 5 million active players[1] across our platforms providing customer ecosystem valuable data insights to optimise the customer experience

Capital light business model

Scalable financial model generating strong financial returns and cash generation

Focused on maintaining financial strength, supporting growth investment and delivering sustainable shareholder returns

Prudent and balanced capital management

Nimble and innovative workplace culture combined with deep expertise that enables disciplined execution and long-term value creation

High-performing team

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FY18
EBITDA
$19m
FY25
FY25
EBITDA [2]
$68m
Now
Proforma
EBITDA [2,3]
$92m
International Australia
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1. Over a 12-month period.

2. Underlying EBITDA.

3. FY25 proforma EBITDA. Refer Strategic acquisition of Dream Giveaway (USA) Investor Presentation on 30 October 2025.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Where AI enhances our value

Embedding AI to enhance productivity, insight and speed

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End-to-end software development

100% adoption across the SDLC, from feature definition and coding to testing and CI/CD, improving speed while maintaining quality guardrails.

Front office optimisation

AI enabled support workflows and analytics driving quicker resolutions, smarter operational decisions and a better customer experience.

Advanced analytics on proprietary player data

applying AI to generate behavioural insights, optimise product mix and increase player lifetime value.

Fraud detection and compliance monitoring

AI assisted anomaly detection and risk oversight.

Safe experimentation within governance guardrails

controlled internal AI environments ensuring innovation occurs within a secure, compliance framework.

Workforce enablement at scale

enterprise AI tools embedded across teams to increase productivity without proportionate cost growth.

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Talk to our 2025 Annual Report https://jumbointeractive.ai

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Structural Moats

Built on licences, data and relationships - as well as technology

Regulatory and Licences

Regulatory licenses and – governance frameworks operating under gaming licenses/contracts within complex regulatory frameworks across multiple jurisdictions. Ability to offer large prizes requires significant scale.

– Brand, reputation and trust deep trust, sector knowledge and operational excellence within regulated lottery and charity ecosystems built over decades.

TTV (£M)

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Data and Platform

– Proprietary customer data

over 5 million verified and engaged active players, supported by behavioural data accumulated over several years.

Deep platform integration and – switching costs

mission critical systems embedded across multiple operational workflows with longterm contracts and compliance oversight. Migration risk, training and operational complexity create significant barriers to entry.

TTV (£M)

Operational and Relationships

Embedded operational

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relationships – long-standing, trusted relationships with charities, partners and regulators built on transparency, governance and social responsibility.

– End-to-end lottery expertise we don’t just sell software – we operate lotteries and prize competitions at scale. This includes compliance, campaign management, prize sourcing, auditability and governance.

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Physical execution and prize

curation – value created through sourcing niche vehicles and prizes, managing logistics and developing TTV (£M) high quality, engaging content. AI can assist but cannot replace physical execution capability.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Business Update

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Mike Veverka Managing Director, CEO and Founder

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Business By Segment Financials Update

Conclusion | Outlook

1H26 Overview

Solid result in a subdued jackpot period; Accelerating international growth

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Australia

Maintaining share, improving mix, new partnerships

• Market share performance reflects subdued jackpots

• Charity and proprietary products driving improvement in revenue margin

• SaaS momentum with external revenue up 22.5%[1]

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Dream Giveaways

International B2C growth engine established

• Entry into UK and US prize draw markets through acquisitions of Dream Car Giveaways UK (Dream UK) and Dream Giveaway USA (Dream US)

• Performance presented in new ‘Dream Giveaways’ segment; Combined 1H26 underlying EBITDA contribution of $6.5M[2]

• SaaS partnership with RSL Queensland to power Australia’s largest prize home lottery

• DCG UK FY26 outlook upgraded

• First 90-day integration phase complete, Phase 2 execution underway

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Managed Services

Good momentum, operating leverage emerging

• UK delivering in line with expectations, underpinned by disciplined execution

• Stride performing ahead of expectations, driven by new business wins and expanded service offerings

Capital Management

Balance sheet strength supporting shareholder returns and debt reduction

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• $57.8 million in available cash and undrawn debt

• $9.9 million of debt repaid in 1H26

• 1H26 dividend of 12.0 cps (top end of revised payout range)

• On-market buyback continuing on a disciplined basis

• Excluding Lotterywest which was impacted by softer domestic jackpots.

• Reflects a ~2-month and ~2.5-month contribution from Dream Car Giveaways UK and Dream Giveaway USA respectively (acquired in October 2025).

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1H26 Results Presentation – 25 February 2026

Business By Segment Financials Update

Conclusion | Outlook

Key Metrics

Double-digit growth across key financial metrics

Total Transaction Value ($m)

Total Transaction Value ($m) Group Revenue ($m) Underlying EBITDA[1] ($m)  524.1  85.3  37.5 1H25: 453.4 ( 16% ) 1H25: 66.1 ( 29% ) 1H25: 30.6 ( 23% ) Lottery Retailing 208 (1H25: 208) Revenue Margin 16.3% (1H25: 14.6%) Und. EBITDA Margin 43.1% (1H25: 46.3%)

Underlying NPATA[1,2 ] ($m) Free Cash Flow[3] ($m)  22.8  19.9 1H25: 18.6 ( 23%% ) 1H25: 11.6 ( 81% ) Und. EPSA[[1,2 ]] 36.3 cps (1H25: 29.6 cps)1H25: 29.6 cps): 29.6 cps) Cash Conversion 129% (HY25: 65%)

1H25: 18.6 23%% ( ) Und. EPSA[[1,2 ]] 36.3 cps (1H25: 29.6 cps)1H25: 29.6 cps): 29.6 cps)

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Dividend Declared (cps)
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12.0 HY25: 24.0 Dividend Payout: 49% (top end of 30% to 50% range)

1. Underlying reflects adjustments for one-off costs: EBITDA $5.3m in 1H26 (1HY25: $0.6m) and NPATA $4.4m in 1HY26 (1H25: $0.5m). 2. NPATA and EPSA are before amortisation of acquired intangible assets. 3. Operating cash flow less capex.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Lottery Retailing Market share up on pcp despite more subdued large jackpots

Estimated Jumbo Share of Sales[1] (%)

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1HY22 2HY22 1HY23 2HY23 1HY24 2HY24 1HY25 2HY25 1HY26
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1. Jumbo’s share estimate of total Powerball and Oz Lotto ticket sales calculated as Oz Lotteries TTV divided by internal estimate of total lottery ticket sales (based on game mechanics).

Powerball | Oz Lotto Division 1 large jackpots (≥$30m)

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49 60 56 46 50 69 47 51 41
80 120 160 100 100 200 100 100 80
1.2
30 1.2
0.9
0.7 0.7 0.8 0.8 1.0
25 0.6 0.8
0.4 0.4 0.6
0.4
20 17 18 0.2
15 0.0
15 14 14 3 13 5 -0.2
2 12 1 3 2 -0.4
1 2 2 10
-0.6
10 2 8 1
-0.8
1
13 -1.0
5 12 9 11 12 12 11 9 -1.2
7
-1.4
0 -1.6
1HY22 2HY22 1HY23 2HY23 1HY24 2HY24 1HY25 2HY25 1HY26
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Avg Div. 1 jackpot per draw ($m) Peak Div. 1 jackpot ($m) Agg. Div. 1 jackpots ($B)

No. of jackpots (≥$30m | <$70m) No. of jackpots (≥$70m | ≤$100m) No. of jackpots (>$100 million)

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Lottery Retailing Marketing playbook and product mix driving higher player value

Digital Penetration[1] (%)

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39.6 42.0 40.4 43.0 41.2
1HY24 2HY24 1HY25 2HY25 1HY26
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Active Players[3] (‘000s)

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1,091
1,036
887 858 817
1HY24 2HY24 1HY25 2HY25 1HY26
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New Players (‘000s)

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Includes record
$200M Powerball
255.8
167.7
110.5
81.2
66.0
1HY24 2HY24 1HY25 2HY25 1HY26
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Average Spend [3] ($ / Active Player)
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559.0
533.0
481.0 498.0 490.0
1HY24 2HY24 1HY25 2HY25 1HY26
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Marketing costs[2] (% / TTV)

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2.7 2.7
2.3
1.4
1.2
1HY24 2HY24 1HY25 2HY25 1HY26
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Average Revenue[3] ($ / Active Player)

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136
126
108 113 112
1HY24 2HY24 1HY25 2HY25 1HY26
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1. TLC 1H26 Results Presentation. 2. Excluding promotion costs. 3. Over a 12-month period.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Lottery Retailing Maintaining market share during a subdued jackpot period

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Estimated Jumbo Share of Sales by draw [ 1] (%) Period Average
Division 1 prize of $10M to $30M Individual Draw
1HY23 2HY23 1HY24 2HY24 1HY25 2HY25 1HY26
0.09
$200M
Powerball
in Feb-24
0.085
0.08
0.075
0.07
0.065
0.06
Jul-22 Sep-22 Nov-22 Jan-23 Mar-23 May-23 Jul-23 Sep-23 Nov-23 Jan-24 Mar-24 May-24 Jul-24 Sep-24 Nov-24 Jan-25 Mar-25 May-25 Jul-25 Sep-25 Nov-25
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1. Jumbo’s share estimate of total Powerball and Oz Lotto ticket sales calculated as Oz Lotteries TTV divided by internal estimate of total lottery ticket sales (based on game mechanics).

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Retention
Game changes
Saturday
Powerball
Lotto
TTV
12.4% [1] 19.1% [2]
Growth
Price
16.1% 14.3%
increase
Retention [3] 77% 134%
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1. Calculated as Post-TTV divided by Pre-TTV. Where Pre-TTV is based on average TTV per jackpot level in the 12 months prior to the change, assuming similar jackpot mix to 1H26. Post-TTV is actual TTV from 6-Nov-25 to 12-Feb-26 (15 draws).

2. Calculated as Post-TTV divided by Pre-TTV. Where Pre-TTV is the average TTV from $5m draws from 15-Mar-25 to 17-May25. Post-TTV is the average TTV from $6m draws from 24May-25 to 7-Feb-26.

3. Calculated as TTV Growth divided by Price Increase.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Software-as-a-Service

Scaling partnerships, growing share

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TTV ($M) Active Players [1] (million)
9.9%
137 +2.9%
124 124 127 -2.4% 1.78
Government 1.73 1.74
Growth 1.67
108 [1]
12.4%
Underlying 1.43
Charity
Growth
1HY24 2HY24 1HY25 2HY25 1HY26 1HY24 2HY24 [2] 1HY25 2HY25 1HY26
Charity | Government
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Project Updates

• Go Live in Q1 FY27

• Incremental ~$200M TTV per year

• Double SaaS TTV to >$400M p.a.

• Increase proforma charity market share[3] from 24% to ~50%

• Working with Brightstar on a subcontractor basis to deliver Lotterywest PAM[4] and digital solution

• Final terms remain subject to negotiation and Board approval

• Over a 12-month period.

• Adjusted for St Helena Hospice (transitioned to StarVale (Managed Service segment) from May-24).

• Internal estimate following market scan and program value assessment in 2024. 4. Player Account Management module.

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jumbointeractive.com

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1H26 Results Presentation – 25 February 2026

Conclusion | Outlook

Business By Segment Financials Update

Managed Services Building momentum, operating leverage emerging

• ✓ On track to exceed £100 million in TTV for the first time

• ✓ 97% client CSAT score and +73 NPS score (Gatherwell)

United Kingdom

• ✓ Successful execution of flagship Prize-Draws-as-a-Service project with second Toyota Good For Cricket draw launching in 2H (Gatherwell)

• ✓ Automation initiatives embedded in operations

• ✓ Continued optimisation of cost base and cost discipline

• ✓ Successful launch of a new game into market, with strong early customer adoption and engagement

Canada

• ✓ Transition to in-house marketing campaigns, driving strong year-over-year TTV growth and improved margin performance

• ✓ Strong momentum in new services, with several significant contract wins secured in the first half of the year

• ✓ Current performance trends support expectations for solid year-over-year growth

Well positioned to deliver growth and operating leverage

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1H26 Results Presentation – 25 February 2026

Integration Update

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Brad Board Chief Operating Officer

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Business Conclusion | Update By Segment Financials Outlook

Dream Team

Accelerating growth through International B2C acquisitions

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Brand DCG (UK) DCG (UK) DG (US)
Market Opportunity 27 million 70 million 350 million
(Total Population [1] )
Key Financials [2]
$457M | $36M $118M | $17M | $110M $27M | $7M | $55M
(TTV | EBITDA | EV)
Products Reseller Product Owner Product Owner
(draws per year) 1,000+ 3,000+ 18
Technology Best in Class Bespoke Bespoke
Marketing Developed Scaling Constrained
Scale
~1.0M ~0.7M ~0.2M
(Active Customers)
1. Source: United States, United Kingdom and Australia Population (2025) Worldometer.
2.
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1. Proforma FY25 in A$M; Underlying EBITDA; Exchange rates of £0.49 = A$1; US$0.65 = A$1; Based on unaudited management accounts.

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Dream Team

First 90 days integration phase complete, Phase 2 execution underway

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Integration Principles
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T

1. Preserve momentum through a balanced approach

Operational Governance Model

1. Full integration of core support functions T

2. Operational autonomy with Jumbo support and oversight:

3. Drive growth through strategic collaboration

4. Clear succession planning for sustained growth TTV (£M)

5. Direction and business plan setting

6. Growth enablement

7. • Day-to-day performance management TTV (£M)

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First 90 days
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Phase 1: Set up for Success
Core Function Integration
Technology Assessments
Establish oversight and governance
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CY26

Phase 2: Value Enablement Jumbo Lottery Platform Capability (Succession, Marketing Talent) Jumbo Supported Growth Initiatives

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CY27+

Phase 3: Scale

Target B2C Operating Model in place Sustained Governance & Risk Management Robust continuous improvement framework

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Dream Team

Strategic Rationale – Confidence Bolstered

Alignment with Strategy

Established / Market Leader

Proven Performance

Significant value creation opportunity

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• Low-cost, high-impact integration onto the Jumbo Lottery Platform (JLP) unlocking mobile app capability and enhanced data and marketing

• • OZL & DGC experience & learnings applicable in US

• Continuity of leadership supporting efficient execution

• Transformation underway to expand total addressable market (TAM)

• Performance remains stable

• Early insights highlight meaningful untapped growth potential

• Positive proof-of-concept results, including faster draw cadence testing

• Marketing agency transition completed, further leveraging deeper digital expertise

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• USPs of JLP prompting earlier integration window

• • Growth model aligned with Group experience

• Business Performance tracking ahead of original expectations

• Highly engaged and loyal player base

• Market and underlying model continue to grow

• • Demonstrated ability to scale draw cadence and drive operational flexibility

• Growth initiatives currently in execution

• Early results are encouraging and support further scaling

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1H26 Results Presentation – 25 February 2026

Financial Update

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Jatin Khosla Chief Financial Officer

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Business Conclusion | Update By Segment Financials Outlook

Underlying EBITDA Resilient performance ahead of Dream Giveaways uplift

Underlying EBITDA bridge – 1H25 vs 1H26 ($’000)

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+1.4%
6,470 37,514
5,481
(279) 32,232
31,182 30,609 77 31,044
(5,282)
(573) (4,844)
 8.3%  2.6%  19.5%
47.2% 46.3% 43.4% 43.1% 37.8%
EBITDA Margin EBITDA Margin EBITDA Margin EBITDA Margin EBITDA Margin
1H25 EBITDA One-offs [1] 1H25 EBITDA Revenue Cost of Opex Other 1H26 EBITDA Dream 1H26 EBITDA One-offs [1] 1H26 EBITDA
Reported Underlying Sales Underlying Giveaways [2] Underlying Reported
(Pre-DG)
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1. 1H26 One-off adjustments of $5.3M (1H25: $0.6M)– refer to slide 35 for further information.

2. 2.5 months contribution from Dream Car Giveaways UK and 2 months contribution from Dream Giveaway USA (both acquired in October 2025).

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19

1H26 Results Presentation – 25 February 2026

Conclusion | By Segment Financials Outlook

Business Update

Cost Management Marketing investment partially offset by disciplined cost management

Underlying operating expense bridge – 1H25 vs 1H26 ($’000)

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3,363 43,265
10,216 39,902
+19.5%
1,196 855 29,686
3,034 182 (152) (277)
25,360
24,848
(512)
 113%  17%  9.0%  240.5%  7.5%  5.1%
 86.0%  15.0%  5.8%
Total marketing costs Total people costs Other costs
1H25 One-offs [1] 1H25 Marketing Promotions Employee Bonus & SBP Technology Other 1H26 Dream 1H26 One-offs [1] 1H26
Reported Underlying Underlying Giveaways [2] Underlying Reported
(Pre-DG)
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1. One-off adjustments – refer to slide 35 for further information.

2. Includes a ~2-month contribution from Dream Car Giveaways UK and Dream Giveaway USA (both acquired in October 2025) in 1H26.

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1H26 Results Presentation – 25 February 2026

Conclusion | Outlook

Business By Segment Financials Update

Australia

In line with 46% - 50% underlying EBITDA margin range

A$’000	1H26	1H26	1H26	1H26	1H25	1H25	1H25	1H25	Variance %
	LR	SaaS	Corporate1	Australia	LR	SaaS	Corporate1	Australia
TTV	207,878	136,775	-	344,653	208,258	124,439	-	332,697	 3.6%
External revenue	51,462	5,700	-	57,162	48,773	5,041	-	53,814	 6.2%
Intersegment revenue	-	15,185	(15,185)	-	-	15,417	(15,417)	-	-%
Revenue	51,462	20,885	(15,185)	57,162	48,773	20,458	(15,417)	53,814	 6.2%
Cost of Sales	(23,769)	(179)	15,185	(8,763)	(24,120)	(156)	15,417	(8,859)	1.1%
Gross Profit	27,693	20,706	-	48,399	24,653	20,302	-	44,955	 7.7%
Operating Expenses	(11,214)	(7,731)	(5,978)	(24,923)	(7,563)	(6,861)	(3,205)	(17,629)	 41.4%
Other income/(loss)	7	146	(148)	5	773	(75)	495	1,193	 99.6%
EBITDA	16,486	13,121	(6,126)	23,481	17,863	13,366	(2,710)	28,519	 17.7%
One-off items2	-	-	3,510	3,510	(600)	-	12	(588)	-
Underlying EBITDA	16,486	13,121	(2,616)	26,991	17,263	13,366	(2,698)	27,931	 3.4%
Revenue Margin	24.8%	15.3%	-	16.6%	23.4%	16.4%	-	16.2%	-
Revenue Margin (external)		4.2%				4.1%
Underlying EBITDA Margin	32.0%	62.8%	-	47.2%	35.4%	65.3%	-	51.9%	-

1. Corporate and intersegment (i.e. Includes elimination of intersegment revenue) 2. One-off adjustments:

2. i. 1H26: (a) due diligence costs (consultants & legal) associated with the acquisition of Dream Car Giveaways UK and Dream Giveaway USA; (b) costs relating to the integration of new acquisitions into the business; (c) fluctuations in the GBP/AUD foreign exchange rate resulted in an unrealised foreign exchange loss of $148k on an intercompany loan between Australia and the UK; (d) costs relating to the integration of new acquisitions into the business;

3. ii. 1H25: (a) the de-recognition of the customer liability balance of $600k as the obligation expired during the period; (b) the acquisition costs of $389k reflect one-off consulting & legal expenses including due diligence costs associated with acquisitions; (c) following the finalisation of the StarVale earnout, $830k (£425k) of contingent consideration (held in escrow) was released; (d) fluctuations in the GBP/AUD foreign exchange rate resulted in an unrealised foreign exchange loss of $339k on an intercompany loan between Australia and the UK. (e) employee redundancies $108k.

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Business By Segment Financials Update Managed Services Strong EBITDA growth with good momentum in Canada and disciplined execution in UK

A$’0001	1H26	1H26	1H26	1H25	1H25	1H25	Variance %
	UK	Canada	Total	UK	Canada	Total
TTV	105,514	38,222	143,736	89,621	31,082	120,703	 19.1%
Revenue	10,068	4,381	14,449	8,878	3,438	12,316	 17.3%
Cost of Sales	(717)	(1,580)	(2,297)	(698)	(1,224)	(1,922)	 19.5%
Gross Profit	9,351	2,801	12,152	8,180	2,214	10,394	 16.9%
Operating Expenses	(6,505)	(1,595)	(8,100)	(5,787)	(1,944)	(7,731)	 4.8%
EBITDA	2,846	1,206	4,052	2,393	270	2,663	 52.2%
One-off items2	-	-	-	-	15	15	-
Underlying EBITDA	2,846	1,206	4,052	2,393	285	2,678	 51.3%
Revenue Margin	9.5%	11.5%	10.1%	9.9%	11.1%	10.2%	-
Underlying EBITDA Margin	28.3%	27.5%	28.0%	27.0%	8.3%	21.7%	-

1. FX rate: 1H26: £0.490 : A$1; C$0.908 : A$1; 1H25: £0.512 : A$1; C$0.913 : A$1;

2. 1H25 relates to one-off retention/redundancy payments in Stride.

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1H26 Results Presentation – 25 February 2026

Conclusion | Outlook

Business By Segment Financials Update

Dream Giveaways UK delivering ahead of expectations, US tracking to plan

A$’0001	1H26	1H26	1H26
	Dream UK2	Dream US2	Total
TTV	32,494	3,180	35,674
Net Revenue	11,512	2,154	13,666
Cost of Sales3	(969)	(264)	(1,233)
Gross Profit	10,543	1,890	12,433
MarketingExpenses	(3,604)	(1,438)	(5,042)
Employee Expenses	(498)	(753)	(1,251)
Other Expenses	(1,198)	(243)	(1,441)
EBITDA	5,244	(545)	4,699
One-off items4	-	1,771	1,771
Underlying EBITDA	5,244	1,226	6,470
UnderlyingTTV5	32,494	4,951	37,445
UnderlyingRevenue5	11,512	3,925	15,437
Underlying Revenue Margin	35.4%	79.3%	41.2%
Underlying EBITDA Margin	45.6%	31.2%	41.9%
Marketing expense (% of Underlying TTV)	11.1%	29.1%	13.5%

1. FX rate: £0.490 : A$1; USD$0.657 : A$1;

2. Reflects a ~2-month and ~2.5-month contribution from Dream Car Giveaways UK and Dream Giveaway USA respectively (acquired in October 2025).

3. Cost of sales includes charitable contributions, merchant fees, prize modification, prize transport, and professional fees.

4. $1.8m non-cash acquisition accounting adjustment under AASB3, relating to the fair value adjustment of DG USA deferred revenue at acquisition for the draws that commenced prior to acquisition and were completed during the half, the fair value adjustment reduced both TTV and reported revenue by $1.8m in 1H26.

5. Removal of $1.8m non-cash acquisition accounting fair value adjustment described in the note 4.

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Business By Segment Update Capital Management Strong balance sheet maintained while funding growth and shareholder returns

• Strong liquidity with available funds[1] and undrawn debt of $57.8m

• FY26 interim ordinary dividend of 12.0 cps (1H25: 24.0 cps)

• Reflecting a dividend Payout Ratio of 49% of statutory NPAT

  • At the top end of the targeted 30% to 50% payout range

• Record date: 4 March 2026 | Payment date: 18 March 2026

• • Strategic investment of $130M of net cash deployed to establish Dream Giveaways B2C growth engine

• Supported by upsized debt facility, increasing limit from $50M to $120M

• Conservative debt profile: – Net leverage of 0.8x

• – $9.9m of debt repaid since completion of acquisitions

• Ongoing focus on further debt reduction

• Continuation of on-market share buy-back[2]

Available Funds ($m)	1H26	FY25
Cash and cash equivalents	57.9	79.9
Customer deposits	(13.2)	(14.3)
Available Cash	44.7	65.6
Undrawn debt	13.1	50.0
Available cash and undrawn	57.8	115.6
Balance Sheet ($m)	1H26	FY25
Cash and cash equivalents	57.9	79.9
Other current assets	34.0	7.8
Non-current assets	267.9	92.1
Total Assets	359.8	179.8
Current liabilities	57.7	37
Non-current liabilities	176.7	21.1
Total Liabilities	234.4	58.1
**Net Assets	Equity**	125.5

1. Excluding customer account balances of $13.2m (FY25: $14.3m).

2. On-market share buy-back of up to $25m conducted on an opportunistic basis and commenced in September 2022. The timing and number of shares to be purchased continues to depend on the prevailing share price and alternative capital deployment opportunities. Jumbo reserves the right to vary, suspend or terminate the program at any time. As at 31 December 2025, $11.4m of shares had been purchased at an average price of $12.25.

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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

Cash Generation

Strong organic capital generation funding growth, debt reduction and shareholder returns

Cash Flow Reconciliation ($M)

Pro forma adjustments

23.2 129.0% (1H25: 64.7%) Cash Conversion Ratio[1] (3.2) 79.9 (19.0) (11.3) 57.9 (9.9) (1.8) 13.1 50.2 44.7 $19.9m (13.2) (1H25: $11.6m) (7.6) Free Cash Flow[2] Opening Operating Intangible FY25 Final Acquisition Debt Other[4] Closing Customer Available 1H26 Interim Undrawn 1H26 Cash Cash Flow Assets and PPE Dividend of DCG | DG[3] repayment Cash Deposits Funds Dividend Debt Pro forma Funds

1. Cash Conversion Ratio = Free cash flow / NPAT. 2. Operating cashflow less capex.

2. Net acquisition post debt: $129.7M net cash outflow with $118.4M of debt

3. Includes net FX differences, share buy back

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1H26 Results Presentation – 25 February 2026

Conclusions & FY26 Outlook

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Mike Veverka Managing Director, CEO and Founder

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Business Conclusion | Update By Segment Financials Outlook

Proven track record of growing earnings and cash

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----- Start of picture text -----

Revenue ($M) EBITDA ($M) Operating Cash Flow ($M)
+15% p.a. +10% p.a. +9% p.a.
4-year CAGR (FY21 to FY25) 4-year CAGR (FY21 to FY25) 4-year CAGR (FY21 to FY25)
159
145
119 $200M Powerball
in Feb-24
104
54.5 54.5
42.5 43.0
83 85
36.5
75
61
69
55
58 49
54 44 12.0
47
35 Interim
32
23
FY21 FY22 FY23 FY24 FY25 1H26 FY21 FY22 FY23 FY24 FY25 1H26 FY21 FY22 FY23 FY24 FY25 1H26
2H 1H Dividend declared
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1H26 Results Presentation – 25 February 2026

Business Conclusion | Update By Segment Financials Outlook

FY26 Group Outlook

Updated for Canada and Dream UK

Australia

TTV (£M) Underlying EBITDA Margin 46% - 50%

(Lottery Retailing + SaaS + Corporate)

TTV

• Lottery Retailing TTV driven by large jackpot frequency and size

• Strong charity and proprietary products momentum to deliver a growing share of total Lottery Retailing TTV supported by promotions

• SaaS momentum sustained, supported by strong organic growth and enhanced service model

Revenue

• Lottery Retailing revenue margin to rise slightly, supported by favourable product mix across TLC and non-TLC products

TTV (£M) Managed Services

UK

• Driven by new business wins, pricing initiatives and continued operating model traction

Canada

• Supported by contract momentum and modest investment to drive TTV (£M) future growth

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Underlying EBITDA Growth
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10% - 15%
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Underlying EBITDA Growth 20% - 25% Previously 5% - 10%

• SaaS revenue margin to remain stable, with revenue growth aligned to TTV

Marketing costs

TTV (£M)

• Supporting player engagement and retention across jackpot cycles:

• Lottery Retailing marketing costs 2.5% - 3.0% of Lottery Retailing TTV

• Promotion costs including Daily Winners: 0.5% - 1.0% of Lottery Retailing TTV

Group | Capital Management

Dream Giveaways

UK

• Continued momentum driven by growth in existing competitions and further investment in brand and marketing

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Underlying EBITDA
Contribution (8½ months)
£8.0m – £8.3m
Previously £7.0m – £7.3m
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• Target dividend payout ratio of 30% to 50% of statutory NPAT with any changes to take effect from 1H26

• On-market share buy-back remains disciplined and opportunistic, balancing share price and alternative uses of capital[1]

US

• Underlying EBITDA

• • Contribution (8 months) Excludes US$0.4m – US$0.6m initial strategic investment to accelerate US$2.7m – US$3.0m future growth

• Total M&A transaction costs of ~A$3.2M (previously A$3.0M)

• Conducted on an opportunistic basis and commenced in September 2022. The timing and number of shares to be purchased continues to depend on the prevailing share price and alternative capital deployment opportunities. Jumbo reserves the right to vary, suspend or terminate the program at any time. As at 25 February 2026, $11.4m of shares had been purchased at an average price of $12.25.

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1H26 Results Presentation – 25 February 2026

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28

Questions

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Supplementary Information

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Australian lotteries

Resilient at lower jackpots

JIN Lottery Retailing TTV[1] - Rolling 12-month

FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 1H26

1. Excludes contribution from WA customers transitioned to SaaS (effective Dec-2020).

Div. 1 Jackpot ≥ $30M Div. 1 Jackpot < $30M

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1H26 Results Presentation – 25 February 2026

Australian lotteries

Consistent and resilient growth over the long term

Australian lotteries sales over time ($bn)

Retail Digital 3 year Average

Recession

Recession

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Recession Recession GFC COVID-19
8.5
7.9
7.9 7.8
7.2
3.5% p.a.3.5% 6.5 6.6
FY1990 to FY2025 CAGR
5.2 4.8 4.9 5.3 5.0 5.2
4.7 4.5 4.3 4.8 41.2%
4.4
3.7 3.8 3.9 4.0 4.1 1HY26 Digital Penetration
3.4 3.5
3.2 3.2
2.9 3.0 2.9 3.1
2.6 2.7 2.7 2.8
2.4
FY1990 FY1991 FY1992 FY1993 FY1994 FY1995 FY1996 FY1997 FY1998 FY1999 FY2000 FY2001 FY2002 FY2003 FY2004 FY2005 FY2006 FY2007 FY2008 FY2009 FY2010 FY2011 FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
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Source: Australian Gambling Statistics, Tabcorp, TLC.

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1H26 Results Presentation – 25 February 2026

Australian lotteries

Significant growth potential from online penetration vs rest of the world

2024 total internet revenues as a % of total lottery sales[1]

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80%
78%
76%
74%
>50% [4]
$90M OzLotto 63% [64%] [64%]
(26 Dec 2023) 62%
57%
47% [4] 50%
47% 47%
$200M Powerball 41% 43%
(1 Feb 2024) 41% 42%
38% 38%
35%
33% 34%
31% 32%
28%
16% 17% 18% 18% 18% 18% 19%
14%
11% 12%
10%
6%
3%
1%
West Virginia, USA Spain Rhode Island, USA South Korea Canada North Dakota, USA France D.C., USA Georgia, USA Pennsylvania, USA Germany Switzerland Lithuania Illinois, USA 3Lotterywest Croatia Italy Greece Austria Kentucky, USA North Carolina, USA Hungary 2Australia Taiwan Czech Republic Vietnam New Zealand United Kingdom Virginia, USA Uruguay Finland Sweden Estonia Poland Kazakhstan Norway Iceland
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1. La Fleur’s 2025 Internet Report

1. Australia online penetration based on The Lottery Corporation’s 1HY25 Results Presentation;

2. Lotterywest (WA) online penetration based on Lotterywest’s 2024-25 Annual Report.

3. Digital penetration for individual draws based on The Lottery Corporation’s 1H24 Results Investor Presentation transcript | FY24 Results Presentation

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1H26 Results Presentation – 25 February 2026

Active players provide the foundation for future growth

Active players who made a purchase in the 12-month period (million)

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Dream Giveaways - US
5.3
Dream Giveaways - United Kingdom
Managed Services - Canada 4.6
4.4
Managed Services - United Kingdom
4.0
Australia
2.9
1.8
1.0
0.8
0.4 0.4 0.4
FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 1HY26
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1H26 Results Presentation – 25 February 2026

Reconciliation to 1H26 reported earnings Group 1H26

$’000		Statutory	Statutory	Statutory	Underlying	Underlying	Underlying		Add/(deduct) significant one-off items $'000	1H26	1H25
		1H26	1H25	Variance	1H26	1H25	Variance
EBITDA		32,232	31,182	3.4%	37,514	30,609	22.6%		Merger & Acquisition activity costs2	3,239	389
									Employee payments3	-	123
EBIT		23,749	24,705	(3.9%)	29,031	24,132	20.3%
									Deferred Revenue fair value adjustment4	1,771	-
NPAT		15,464	17,860	(13.4%)	19,852	17,314	14.7%
									Other5	272	(1,085)
NPATA1		18,377	19,116	(3.9%)	22,765	18,570	22.6%
									EBITDA / EBIT adjustments (pre-tax)	5,282	(573)
EPS (cps)		24.6	28.5	(13.7%)	31.6	27.6	14.5%
									Tax benefit/ (expense)6	(894)	27
EPSA1(cps)		29.3	30.4	(3.6%)	36.3	29.6	22.6%
									NPAT / NPATA adjustments (post-tax)	4,388	(546)

1. Net profit after tax / Earnings Per Share before amortisation of acquired intangible assets.

2. Reflect due diligence costs (consultants & legal) associated with the acquisition of Dream Car Giveaways UK and Dream Giveaway USA (other opportunities in 1H25).

3. 1H25 reflects redundancy payments in Australia and Canada.

4. Partial non-cash acquisition accounting adjustment under AASB3, relating to the fair value of DG USA deferred revenue at acquisition. This relates to draws that commenced prior to acquisition and were completed during the half.

5. 1H26 includes i) $124k relating to the integration of new acquisitions into the business; ii) Fluctuations in the GBP/AUD /USD foreign exchange rates resulted in a foreign exchange loss $148k on intercompany loans and accounts denominated in foreign currencies. 1H25 includes i) Following the finalisation of the StarVale earnout, $830k (£425k) of contingent consideration (held in escrow) was released; ii) The de-recognition of a customer liability balance of $600k as the obligation expired during the period; iii) Fluctuations in the GBP/AUD foreign exchange rate resulted in an unrealised foreign exchange loss of $339k on an intercompany loan between Australia and the UK.

6. Tax benefit / (expense) adjustments exclude non-deductible M&A costs which are capitalised for tax purposes, all other items are tax effected at the prevailing tax rate in relevant location.

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1H26 Results Presentation – 25 February 2026

Consolidated Results Group 1H26

$'000	1H26	1H25	Variance	Variance %
TTV	524,063	453,400	70,663	15.6%
Revenue	85,277	66,130	19,147	29.0%
Cost of sales	(12,293)	(10,781)	(1,512)	(14.0%)
Grossprofit	72,984	55,349	17,635	31.9%
Other revenue	2,513	1,193	1,320	110.6%
Expenses (excl. SBP)	(42,782)	(24,934)	(17,848)	(71.6%)
EBITDA (excl. SPB)	32,715	31,608	1,107	3.5%
Share-Based Payments (SBP)	(483)	(426)	(57)	(13.4%)
EBITDA	32,232	31,182	1,050	3.4%
Depreciation and amortisation1	(4,839)	(4,878)	39	0.8%
EBITA	27,393	26,304	1,089	4.1%
Amort. of acquired intangible assets (IA)	(3,644)	(1,599)	(2,045)	(127.9%)
EBIT	23,749	24,705	(956)	(3.9%)
Net finance (cost) / income	(1,543)	1,059	(2,602)	(245.7%)
NPBT	22,206	25,764	(3,558)	(13.8%)
Income tax expense	(6,742)	(7,904)	1,162	14.7%
NPAT	15,464	17,860	(2,396)	(13.4%)
Amortisation of IA after tax	2,913	1,256	1,657	131.9%
NPATA2	18,377	19,116	(739)	(3.9%)

1. Depreciation and amortisation excludes IA on acquisitions;

2. Net profit after tax and before amortisation of acquired intangible assets.

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1H26 Results Presentation – 25 February 2026

Segment Results Group 1H26

|$'000|Lottery
Retailing|SaaS|Corporate3 |
Eliminations|Australia
(LR + SaaS +
Corp)|Managed
Services|Dream
Giveaways|Total
(Aus + MS + DG)|
|---|---|---|---|---|---|---|---|
|TTV - Company|207,878|-|-|207,878|-|-|207,878|
|TTV -Third-party|-|136,775|-|136,775|143,736|35,674|316,185|
|Total TTV|207,878|136,775|-|344,653|143,736|35,674|524,063|
|Revenue – External|51,462|5,700|-|57,162|14,449|13,666|85,277|
|Revenue – Intersegment|-|15,185|(15,185)4|-|-|-|-|
|Total Revenue|51,462|20,885|(15,185)|57,162|14,449|13,666|85,277|
|Cost of Sales – External|(8,584)|(179)|-|(8,763)|(2,297)|(1,233)|(12,293)|
|Cost of Sales – Intersegment|(15,185)|-|15,1854|-|-|-|-|
|Gross Profit|27,693|20,706|-|48,399|12,152|12,433|72,984|
|Employee Expenses|(3,297)|(5,605)|(610)|(9,512)|(5,573)|(1,251)|(16,336)|
|MarketingExpenses|(6,839)|(3)|-|(6,842)|(113)|(5,042)|(11,997)|
|TechnologyExpenses|(563)|(924)|(58)|(1,545)|(330)|(296)|(2,171)|
|Other Expenses1,2,3|(508)|(1,053)|(5,458)|(7,019)|(2,084)|(1,145)|(10,248)|
|Operating Expenses2|(11,207)|(7,585)|(6,126)|(24,918)|(8,100)|(7,734)|(40,752)|
|EBITDA|16,486|13,121|(6,126)|23,481|4,052|4,699|32,232|
|EBITDA margin (%)|32.0%|62.8%|40.3%|41.1%|28.0%|34.4%|37.8%|
|Underlying EBITDA|16,486|13,121|(2,616)|26,991|4,052|6,470|37,514|
|Underlying EBITDA margin (%)|32.0%|62.8%|17.2%|47.2%|28.0%|41.9%|43.1%|

1. Includes consulting and legal, office and other costs.

2. Includes FV gain on financial liabilities, other income and other gains/(losses). 3. Includes sovereign costs e.g. Directors’ fees, CEO/CFO employee costs, share-based payments, insurance etc.

3. Elimination of intersegment.

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37

1H26 Results Presentation – 25 February 2026

Grou 1H26 p Lottery Retailing

Financials	Financials	1H26	1H25	Variance %
Lotteries TTV	$’000	197,873	201,652	(1.9%)
Charityand other TTV	$’000	10,005	6,606	51.5%
Total TTV	$’000	207,878	208,258	(0.2%)
TLC Revenue	$’000	45,419	45,676	(0.6%)
Non-TLC Revenue	$’000	6,043	3,097	95.1%
Revenue	$’000	51,462	48,773	5.5%
Cost of sales1	$’000	(23,769)	(24,120)	(1.5%)
Gross Profit	$’000	27,693	24,653	12.3%
MarketingExpenses	$’000	(5,606)	(2,489)	125.2%
Promotion Expenses	$’000	(1,233)	(1,051)	17.3%
Other Expenses2	$’000	(5,601)	(3,250)	72.3%
Total Operating Expenses2	$’000	(11,207)	(6,790)	65.1%
EBITDA	$’000	16,486	17,863	(7.7%)
Marketing Expense – Total(% of TTV)	%	3.29%	1.70%	-
Marketing Expense – Excluding promotions(% of TTV)	%	2.70%	1.20%	-
Marketing Expense – Promotions only (% of TTV)	%	0.59%	0.50%	-
Revenue Margin	%	24.8%	23.4%	-
EBITDA Margin	%	32.0%	36.6%	-
Key Statistics		1H26	1H25	Variance %
Number ofjackpots ≥$30m	No.	10.0	13.0	(23.1%)
Average Division 1(Jackpots of ≥$30m)	$m	41.0	46.9	(12.6%)
Peak Division 1jackpot	$m	80	100	(20.0%)
Aggregate Division 1jackpots	$m	410	610	(32.8%)
Number of new online accounts for theperiod	accounts	66,021	81,177	(18.7%)
Number of activeplayers for theprevious(12-monthperiod)	Players	817,293	1,035,700	(21.1%)
Average spendper active onlineplayer(12-monthperiod)	$ /year	559	490	14.1%

1. Pursuant to the TLC Reseller Agreements, the service fee increased from 1.5% of the subscription price in FY21 to 2.5% in FY22, 3.5% in FY23 and 4.65% in FY24 and thereafter.

2. Includes FV gain on financial liabilities, other income and other gains/(losses).

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TTV by Product (%)
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5%
8%
20%
47%
21%
Powerball Other
Oz Lotto Charities/Other
Saturday Lotto
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TTV by Platform (%)

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----- Start of picture text -----

16%
25% 59%
Mobile App Website Autoplay
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1H26 Results Presentation – 25 February 2026

Average TTV per draw

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Powerball (≤$50 million)
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8.0
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----- Start of picture text -----

7.0
6.0
5.0
4.0
3.0
2.0
1.0
-
FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 1HY26
<$20 million $20 million ≥$40 to $50 million
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OzLotto (≤$50 million)
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3.5
3.0
2.5
No $50M draws
2.0
1.5
1.0
0.5
-
FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 1HY26
≤$5 million >$5 to ≤$15 million ≥$20 to $50 million
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1H26 Results Presentation – 25 February 2026

Managed Services Results (Local Currency) Group 1H26

	UK1 (£’000)	UK1 (£’000)	UK1 (£’000)	Stride (C$'000)	Stride (C$'000)	Stride (C$'000)
	1H26	1H25	Var %	1H26	1H25	Var %
TTV	51,643	45,917	12.5%	34,719	28,388	22.3%
Revenue	4,927	4,548	8.3%	3,980	3,140	26.8%
Cost of sales	(351)	(357)	1.7%	(1,435)	(1,118)	(28.4%)
Gross profit	4,576	4,191	9.2%	2,545	2,022	25.9%
Operating Expenses2	(3,184)	(2,964)	(7.4%)	(1,449)	(1,775)	18.4%
EBITDA	1,392	1,227	13.4%	1,096	247	343.7%
One-off items3	-	-	-	-	15	-
Underlying EBITDA	1,392	1,227	13.4%	1,096	262	318.3%
Revenue Margin	9.5%	9.9%	n/a	11.5%	11.1%	n/a
Under. EBITDA Margin	28.3%	27.0%	n/a	27.5%	8.3%	n/a

1. UK is the consolidation of Gatherwell and StarVale.

2. Includes other income and other gains/(losses).

3. One-off items relates employee redundancies in FY25.

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1H26 Results Presentation – 25 February 2026

Dream Giveaways Results (Local Currency) Group 1H26

	Dream UK1 (£’000)	Dream US1 (US$'000)
TTV	15,904	2,090
Revenue	5,635	1,416
Cost of sales1	(474)	(174)
Gross profit	5,161	1,242
Marketing Expenses	(1,764)	(945)
Employee Expenses	(244)	(495)
Operating Expenses	(586)	(161)
EBITDA	2,568	(359)
One-off items3	-	1,164
Underlying EBITDA	2,568	805
Underlying TTV4	15,904	3,254
Underlying Revenue4	5,635	2,580
Underlying Revenue Margin	35.4%	79.3%
Underlying EBITDA Margin	45.6%	31.2%
Marketing expense (% of Underlying TTV)	11.1%	29.1%

1. Reflects a ~2-month and ~2.5-month contribution from Dream Car Giveaways UK and Dream Giveaway USA respectively (acquired in October 2025).

2. Cost of sales includes charitable contributions, merchant fees, prize modification, prize transport, and professional fees.

3. $1.8m non-cash acquisition accounting adjustment under AASB3, relating to the fair value adjustment of DG USA deferred revenue at acquisition for the draws that commenced prior to acquisition and were completed during the half, the fair value adjustment reduced both TTV and reported revenue by $1.8m in 1H26.

4. Removal of $1.8m non-cash acquisition accounting fair value adjustment described in the note 3.

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1H26 Results Presentation – 25 February 2026

Depreciation and Amortisation Group 1H26

Acquisition Date	29-Nov-19	1-Nov-22	1-Jun-22	29-Oct-25	14-Oct-25
Local Currency	£ million	£ million	C$ million	US$ million	£ million
Intangible Asset Valuation(Useful Life - months)	Gatherwell	Starvale	Stride	DG US1	DCG UK1
Software	0.5(60)	0.5(60)	0.7(60)	-	3.3(36)
Customer contracts and relationships	0.7(60)	8.6(120)	7.2(120)	5.0(60)	38.6(120)
Trademarks	-	-	-	3.4(240)	9.3(240)
Amortisation of Acquired Intangibles Depreciation and Amortisation Illustrative Group Depreciation and Amortisation (A$M2)

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26 26
22
10 10
10
16 16
12
FY26 FY27 FY28
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1. Valuation on a provisional basis.

2. FX rate: £0.490 : A$1; USD$0.657 : A$1; C$0.908 : A$1.

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1H26 Results Presentation – 25 February 2026

Capital Management Framework Focused on executing our growth strategy while maximising shareholder value

Capital dynamics and dividend policy (Illustrative)

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Uses Objective Description
1 Organic Growth Product development
investment and innovation
2 Debt Strengthen Repayment of Debt
Repayment balance sheet Proceeds
~100% Cash
Conversion [1]
Maximise
Dividends to 3 Capital shareholder On-market share
shareholders Management buy-back [2]
(30% - 50% returns
of NPAT)
Growth | EPS accretive
4 Acquisitions
Diversification acquisitions
Opening Organic Debt Uses Closing
Cash Cash Proceeds Cash
Generation
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1. Cash Conversion Ratio = Free cash flow / NPAT (where Free Cash Flow = Operating cash flow less capex). 2. The timing and number of shares to be purchased continues to depend on the prevailing share price and alternative capital deployment opportunities. Jumbo reserves the right to vary, suspend or terminate the program at any time.

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1H26 Results Presentation – 25 February 2026