JPMORGAN CHASE & CO — Capital/Financing Update 2003

Nov 24, 2003

424B2 1 ps6.htm MTN PS #6 Pricing Supplement No 6

Pricing Supplement No. 6 Dated November 21, 2003 (To Prospectus dated August 19, 2003 and Prospectus Supplement dated October 27, 2003) Rule 424(b)(2) File No. 333-107207 CUSIP #: 46627B AD3

J.P. MORGAN CHASE & CO.

[ ]	JPMorgan Chase Senior Notes, Series D Due Nine Months of More from Date of Issue
[ X ]	JPMorgan Chase Subordinated Notes, Series B Due Nine Months or More from Date of Issue

Aggregate Principal Amount: Price to Public: Agent's Commission: Proceeds to Company: Dealers' Concession: $ 1,785,000 100.00% 1.75% $ 1,753,762.50 1.60%

Agents
Merrill Lynch & Co. UBS Financial Services Inc. A.G. Edwards & Sons, Inc. Wachovia Securities Morgan Keegan & Company, Inc. Charles Schwab & Co., Inc.	$ 1,132,000 $ 248,000 $ 238,000 $ 98,000 $ 64,000 $ 5,000

Original Issue Date:	November 25, 2003
Stated Maturity:	November 15, 2013

Form: [ X ] Book-entry [ ] Certificated

Currency: U.S. Dollars

[ X ] Fixed Rate Note:
Interest will be computed on the basis of:	[ ] the actual number of days elapsed in a year of 360 days [ X ] a 360-day year of twelve 30-day months [ ] Other

[ ] Floating Rate Note:
The interest factor for each day will be computed by dividing the interest rate in effect on that day by:	[ ] the actual number of days elapsed in a year [ ] 360 [ ] Other

Index Maturity: N/A

Annual Interest Rate: N/A

Frequency of Changes in Interest Rate: [ ] Daily [ ] Quarterly [ ] Weekly [ ] Semi-Annually [ ] Monthly [ ] Annually

Interest Payment Dates: Monthly on the 15 th commencing December 15, 2003.

Interest Determination Dates: N/A

Interest Reset Dates: N/A

Spread (+/-): N/A

Multiplier: N/A

Maximum Interest Rate: N/A

Minimum Interest Rate: N/A

Survivor's Option: (Yes/No) No - Not applicable for Subordinated Notes

Right of Issuer to Redeem Notes or of Holder to Require Repayment of Notes: N/A

The Notes may not be redeemed prior to the Stated Maturity Date at the option of J.P. Morgan Chase & Co.

The holder of the Notes may not elect repayment of the Notes by J.P. Morgan Chase & Co. prior to the Stated Maturity Date.

Other Terms:

Capitalized terms used herein without definition have the meanings ascribed to them in the Prospectus Supplement and Prospectus.