Skip to main content

AI assistant

Sign in to chat with this filing

The assistant answers questions, extracts KPIs, and summarises risk factors directly from the filing text.

JM Interim / Quarterly Report 2011

Aug 24, 2011

2932_ir_2011-08-24_30376d24-cb4a-43e9-93a5-941930fa2e04.pdf

Interim / Quarterly Report

Open in viewer

Opens in your device viewer

{# SEO P0-1: filing HTML is rendered server-side so Googlebot sees the full text without executing JS or following an iframe to a Disallow'd CDN path. The content has already been sanitized through filings.seo.sanitize_filing_html. #}

Interim Report JANUARY - JUNE 2011, JM GROUP

Continued good demand in JM's main markets

  • Revenues amounted to SEK 5,228m (4,114), including a negative impact on revenue of SEK -360m (-216) due to restatement according to IFRIC 15. Revenue according to segment reporting shows an increase of SEK 1,258m (-91)
  • Number of residential units sold increased to 1,661 (1,462) and housing starts increased to 1,851 (1,621)
  • Profit before tax improved to SEK 594m (294) including a negative impact on revenue of SEK -47m (-38) due to restatement according to IFRIC 15. Profit after tax improved to SEK 422m (205). Operating margin increased to 11.8 percent (8.0)
  • Return on equity for the past twelve months was 21.4 percent (14.7). Earnings per share during the first six months of the year amounted to SEK 5.10 (2.50)
  • Consolidated cash flow including net investment in properties was SEK -143m (-236)
  • Major acquisition of land in Stockholm and residential building rights in Oslo completed after the end of the reporting period with potential for development of about 3,600 residential units.

The Group applies IFRIC 15 Agreements for the Construction of Real Estate for its income statement and balance sheet commencing in 2010. IFRIC 15 only changed reporting of revenue and profit and loss for JM's operations outside Sweden, JM International. Segment reporting and project management remain unchanged according to IAS 11, percentage of completion method. The description of operations is based on segment reporting.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income
Långbro Park, Stockholm
5,228 4,114 2,681 2,406 10,250 9,136
Operating profit 618 330 339 208 1,195 907
Profit before tax 594 294 329 201 1,140 840
Cash flow from operating activities -143 -236 -78 -148 135 42
Operating margin (%) 11.8 8.0 12.6 8.6 11.7 9.9
Return on equity (%) 21.4 15.7
Equity/assets ratio (%) 39 38 39 38 40
Earnings per share (SEK) 5.10 2.50 2.80 1.70 9.70 7.10
Number of residential units sold 1,661 1,462 821 705 3,475 3,276
Number of housing starts 1,851 1,621 943 872 3,634 3,404

GROUP

"Demand continued to be good for JM's housing in our main markets. However, the sales process has taken slightly longer due to the turmoil in the international financial market. Nevertheless, good sales and a steady reservation rate still allow the high level of housing starts to continue.

It is still too early to evaluate the effect of a potential slowdown in the economy on the housing market. Demand for JM's homes has continued to be steady even during the summer holidays.

Structurally, conditions for our business continue to be favorable, with factors such as large population increases in the markets where we are active. We are dynamically positioned with financial strength and a very good project portfolio that continues to be refined and renewed. It is also gratifying that we successfully completed major attractive acquisitions in both Stockholm and Oslo this summer."

Johan Skoglund, President and CEO.

Market, sales and housing starts

Demand for newly built homes continued to be good in JM's main markets in Sweden and Norway. Demand in Denmark weakened somewhat during the first half of 2011 after some improvement in 2010.

Sales have continued to be good. Population growth in our main markets, coupled with continued low interest rates, support demand for housing.

The number of residential units sold in the form of signed contracts was 1,661 (1,462) of which 0 (107) involve rental project. The percentage of sold or reserved homes in relation to current production amounts to 78 percent (83), with an interval of about 60-65 percent considered normal. JM Residential Stockholm sold 764 (657) residential units, JM Residential Sweden sold 623 (501) and JM International 274 (304).

The number of housing starts increased to 1,851 (1,621) including 867 (791) in the Stockholm area and 659 (542) elsewhere in Sweden. Housing starts in international operations totaled 325 (288). Residential housing starts include 0 (107) rental units. The number of residential units in current production amounts to 6,027 (4,959).

Income, operating profit and operating margin

The Group's reported revenue for the first half of the year amounted to SEK 5,228m (4,114), including a negative impact on revenue of SEK -360m (-216) due to restatement according to IFRIC 15. Revenue according to segment reporting increased by SEK 1,258m (-91).

Operating profit increased to SEK 618m (330) and the operating margin increased to 11.8 percent (8.0). Restatement according to IFRIC 15 had a negative impact on profit of SEK -47m (-38). The improvement in earnings and margins is due to the higher level of sales and housing starts in 2010/2011 and a higher price level for the projects.

During the first half of the year gains on the sale of properties amounted to SEK 25m (14). Rental income from JM's project properties totaled SEK 34m (30), with residential properties reporting for SEK 0m (0). Net rental income was SEK 9m (3).

January - June April - June July - June
Operating profit, SEK m 2011 2010 2011 2010 2010/11
JM Residential Stockholm 429 245 246 133 818
JM Residential Sweden 156 92 88 58 283
JM International 54 9 30 8 93
JM Property Development 14 7 13 6 19
JM Production 32 35 19 21 88
Group-wide expenses -20 -20 -9 -9 -35
Total as stated in segment reporting 665 368 387 217 1,266
Restatement JM International 1) -47 -38 -48 -9 -71
Total 2) 618 330 339 208 1,195
1) Effect of restatement on income and profit and loss according
to IFRIC 15 in relation to segment reporting.
2) Including property sales 25 14 23 7 39
January - June April - June July - June
Operating margin (%) 2011 2010 2011 2010 2010/11
JM Residential Stockholm 18.1 14.8 18.6 14.8 18.0
JM Residential Sweden 8.8 6.9 9.0 7.4 8.9
JM International 6.1 1.2 6.5 2.0 5.4
JM Production 3.9 4.5 4.0 4.9 5.7
Residential units in current production 2011-06-30 2010-06-30 2010-12-31
Number of residential units in current production 1) 6,027 4,959 5,431
Percentage sold residential units in current production (%) 2) 65 60 64
Percentage reserved residential units in current production (%) 13 23 18
Percentage sold and reserved residential units in current
production (%) 78 83 82

1) Beginning with production startup through final occupancy according to plan.

2) Percentage sold residential units expressed as binding contract with end customer.

Completed production, unsold units 2011-06-30 2010-06-30 2010-12-31
Completed production, number of unsold units 1) 48 79 44
- Including the balance sheet item reported as "Participations
in tenant-owners associations, etc."
39 62 40

1) After final occupancy according to plan.

Building rights

JM's available building rights amount to 26,500 residential units (27,400) including 17,000 (18,100) that are recognized on the balance sheet. Capital tied up in building rights (development properties on the balance sheet) for residential units increased to SEK 5,509m (4,847) at the end of the first six months of the year.

JM acquired development properties for residential units during the first half of the year for SEK 662m (539), of which SEK 323m relates to JM Residential Stockholm, SEK 205m to JM Residential Sweden and SEK 134m to JM International.

Financial items

Net financial items improved by SEK 12m year-on-year, mainly due to lower average interest-bearing debt. Financial income and expenses during the first half of the year include revaluation and currency hedging of intragroup claims on JM International with a net effect on net interest income of SEK 0m (-3). Financial income for the first six months includes income from the sale of shares in associated companies of SEK 0m (5).

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Financial income 1) 25 34 16 14 42 51
Financial expenses 2) -49 -70 -26 -21 -97 -118
Financial income and expenses -24 -36 -10 -7 -55 -67
1) Including revaluation and currency hedging 8 24 6 5 16 32
2) Including revaluation and currency hedging -8 -27 -6 -4 -14 -33

The total interest-bearing loan was SEK 1,599m (1,348), of which the provision for pensions comprised SEK 600m (580). At the end of the first half of the year the average interest rate for the total loan stock including pension liabilities was 4.0 percent (3.3). The average term for fixed-rate loans excluding pension liabilities was 0.3 years (0.3).

The Group's available liquidity was SEK 4,590m (4.547). Aside from cash and cash equivalents of SEK 1,790m (1,747), this includes unutilized overdraft facilities and credit lines totaling SEK 2,800m (2,800), where credit agreements for SEK 2,400m have an average maturity of 2.1 years.

Interest-bearing receivables at the end of the first half of the year totaled SEK 191m (400). At the end of the first half of the year non interest-bearing liabilities for implemented property acquisitions amounted to SEK 411m (351). About SEK 213m (226) of these liabilities are short-term.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Interest-bearing net liabilities(+)/
receivables(-) at beginning of the period -730 -189 -683 -115 -400 -189
Change in interest-bearing net
liabilities/receivables 539 -211 492 -285 209 -541
Interest-bearing net liabilities(+)/
receivables(-) at end of the period
-191 -400 -191 -400 -191 -730

Cash flow

Cash flow from operating activities totaled SEK -143m (-236) during the first half of the year. Net investments in development properties resulted in a cash flow of SEK -212m (-598). Increased holdings of unsold residential units had a negative impact of SEK -2m (156) on the balance sheet. The Group's cash flow from project properties (sales minus investment) during the first half totaled SEK 26m (-47). In addition, a temporary increase in working capital had a negative impact on cash flow.

Risks and uncertainties

JM's risk and risk management policies are presented in the 2010 annual report on pages 38-41. No significant changes have occurred to change these reported risks.

Convertible and warrant programs

The 2011 Annual General Meeting resolved that JM will raise a convertible debenture loan of a maximum of SEK 120m through the issue of a maximum of 530,000 convertible debentures aimed at all employees in Sweden and the issue of a maximum of 95,000 warrants aimed at all employees outside Sweden, with a term of four years.

Upon expiry of the subscription period the loan will amount to about SEK 24m through the issue of about 114,000 convertible debentures and about 5,000 warrants.

In accordance with IAS 32 the liability and equity components of the convertible debenture loan are reported separately, which means that the debenture loan is reported in the balance sheet as a liability initially with the nominal amount excluding the equity component.

Each convertible debenture and warrant may be converted into one share, at a price of SEK 214, beginning on June 2, 2014 until and including May 22, 2015.

Through conversion JM's share capital could increase by a maximum of SEK 119,000, equivalent to a dilution of about 0.1 percent of JM's share capital and votes.

The convertible debenture loan was settled against cash in July 2011.

Holding of treasury shares

During the second quarter, the 2008 performance share program for senior executives within the JM Group was essentially completed. In all, 13,196 shares of JM's holdings were sold to senior executives for the agreed strike price of SEK 10 per share, after which holdings of treasury shares amounted to 151,111.

The number of shares outstanding is 83,268,236 at the reporting date.

Human resources

At the end of the first half year JM had 2,221 (1,933) employees, including 1,064 (920) wageearners and 1,157 (1,013) white collar employees. The number of employees increased according to plan to handle the growing production volume.

BUSINESS SEGMENT

JM RESIDENTIAL STOCKHOLM

The JM Residential Stockholm business segment develops residential projects in Greater Stockholm. Operations include acquisitions of development properties, planning, pre-construction, production and sales of residential units.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 2,365 1,655 1,320 899 4,534 3,824
Operating profit 1) 429 245 246 133 818 634
Operating margin (%) 18.1 14.8 18.6 14.8 18.0 16.6
Average operating capital 1,985 1,776
Return on operating capital (%) 41.2 35.7
Operating cash flow -110 -159 -211 -291 15 -34
Carrying amount, development properties 2,691 2,155 2,562
Number of available building rights 10,900 10,500 11,100
Number of residential units sold 2) 764 657 369 299 1,515 1,408
Number of housing starts 3) 867 791 439 427 1,680 1,604
Number of residential units in current prod. 3,116 2,505 2,691
Number of employees 802 665 740
1) Including property sales - - - - 2 2
2) Of which rental apartments - 107 - 62 104 211
3) Of which rental apartments - 107 - 62 104 211

Demand for housing continues to be good. In the existing home market, both the supply of housing and starting bid prices are on a par with 2010, but time to closing has increased The supply of new homes continues to be low in relation to long-term demand in the Stockholm area.

Interest in JM's projects is strong, though the reservation rate slowed down to a more normal level during the quarter.

The business segment's income increased to SEK 2,365m (1,655) and operating profit increased to SEK 429m (245). Operating margin was 18.1 percent (14.8). The increased income is a result of the larger number of residential units in current production and the improved operating margin is mainly attributable to higher prices in the projects.

The negative cash flow during the quarter is due to the net investment in development properties and a temporary increase in operating capital.

JM started production during the second quarter on a total of 415 residential units in apartment buildings in Nacka and Stockholm, as well as 24 single-family homes in Solna.

During the quarter JM acquired the leasehold rights for a site at Brommaplan in Stockholm, where Hotel Scandic Bromma is located, as part of a partnership with City of Stockholm to remodel Brommaplan and build new residential units, as well as offices and commercial buildings.

JM also purchased building rights corresponding to about 125 homes in Stockholm during the second quarter.

After the reporting period JM and Skanska jointly acquired the land where Täby race track is located with the intention of cooperating with Täby Municipality to develop a completely new neighborhood of 4,000 residential units, as well as workplaces and service facilities. The initial purchase price for JM is SEK 135m. JM also acquired a property currently in the planning process for about 600 residential units in Järfälla after the end of the reporting period.

JM RESIDENTIAL SWEDEN

The JM Residential Sweden business segment develops residential projects in growth areas in Sweden, excluding Greater Stockholm. Operations include acquisitions of development properties, planning, pre-construction, production and sales of residential units. Contracting operations are also conducted to a limited extent.

January - June
April - June July - June
Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 1,768 1,326 976 785 3,191 2,749
Operating profit 1) 156 92 88 58 283 219
Operating margin (%) 8.8 6.9 9.0 7.4 8.9 8.0
Average operating capital 1,462 1,471
Return on operating capital (%) 19.4 14.9
Operating cash flow 129 247 83 125 194 312
Carrying amount, development properties 1,512 1,429 1,497
Number of available building rights 9,000 10,200 9,600
Number of residential units sold 623 501 303 276 1,329 1,207
Number of housing starts 659 542 332 321 1,347 1,230
Number of residential units in current prod. 1,955 1,561 1,708
Number of employees 589 509 578
1) Including property sales 3 0 3 0 3 0

Demand for housing continues to be good. The supply of housing on the existing home market is on a par with 2010. Starting bid prices have increased in Malmö and Gothenburg, while prices have dropped in Linköping. In other parts of the business segment prices are on a par with 2010.

Interest in JM projects is strong, with solid sales during the first half of the year.

The business segment's income increased to SEK 1,768m (1,326) and operating profit increased to SEK 156m (92). Operating margin increased to 8.8 percent (6.9). The increased volume is a result of the larger number of residential units in current production and the improved operating margin is mainly attributable to higher prices in the projects.

Cash flow is in balance, taking the investment level in development properties into account.

JM started production during the second quarter on a total of 292 residential units in apartment buildings in Malmö, Gothenburg, Örebro and Uppsala, as well as 40 single-family homes in Lund and Jönköping.

During the second quarter JM acquired building rights equivalent to about 200 residential units in Malmö, Helsingborg and Gothenburg.

JM INTERNATIONAL

The JM International business segment develops and sells residential properties in Norway, Denmark, Finland and Belgium. Revenue recognition for the business segment is reported according to IAS 11, percentage of completion method.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 881 744 464 408 1,707 1,570
Operating profit 54 9 30 8 93 48
Operating margin (%) 6.1 1.2 6.5 2.0 5.4 3.1
Average operating capital 1,718 1,838
Return on operating capital (%) 5.4 2.6
Operating cash flow 15 51 -10 126 200 236
Carrying amount, development properties 1,306 1,263 1,255
Carrying amount, project properties 35 35 34
Number of available building rights 6,600 6,700 6,800
Number of residential units sold 274 304 149 130 631 661
Number of housing starts 325 288 172 124 607 570
Number of residential units in current prod. 956 893 1,032
Number of employees 266 245 250

The business segment's income increased to SEK 881m (744). Operating profit increased to SEK 54m (9) and the operating margin to 6.1 percent (1.2). The improvement in profit and operating margin can be attributed to better demand, increased project volume and a more stable market.

The negative cash flow for the quarter can mainly be explained by the increased operating capital.

Norway

Demand for newly built homes and homes on the existing home market continued to be good. The supply of homes for sale in the market has stabilized at a relatively high level. The price level on the existing home market increased during the first half of the year.

During the first half of the year JM sold 250 (265) residential units and construction began on 258 (240) homes. JM started production during the second quarter on a total of 105 residential units including 51 residential units in apartment buildings in Oslo, and 54 single-family homes in Telemark and Vestfold. The number of residential units in current production is 748 (813).

During the second quarter JM purchased building rights corresponding to about 40 homes in Oslo. Available building rights correspond to 4,900 (4,800) residential units.

After the end of the reporting period JM Norge acquired all shares in Öie AS, Oslo, and a project portfolio for residential development of about 350 building rights. The purchase consideration of SEK 443m, for Öie AS and building rights, was paid in conjunction with the closing on July 1, 2011. The deal also includes conditional acquisition of about 300 building rights and about 400 building rights in the form of options.

Öie AS is a highly renowned construction and project development company with about 70 employees and a building rights portfolio mainly located in northern Oslo. The acquisition is a good fit with JM's growth strategy and overall the deal entails potential development of about 1,000 residential units in Oslo.

Denmark

The Copenhagen housing market is characterized by low activity after some improvement in demand in 2010. Banks continued their restrictive lending practices, which offset the positive effect of low interest rates.

During the first half of the year JM sold 14 (25) residential units and construction began on 0 (0) homes. The number of residential units in current production amounts to 62 (0). No acquisitions were made during the second quarter. Available building rights correspond to about 700 (900) residential units.

Finland

Activity on the housing market in Helsinki stabilized at a higher level. Interest in newly built homes is strong. The price level on the existing home market increased during the first half of the year.

During the first half of the year JM sold 0 (0) residential units and construction began on 31 (0) homes. Production of a single-family home project began in the Helsinki area during the second quarter.

The number of residential units in current production amounts to 62 (0). No acquisitions were made during the second quarter. Available building rights correspond to about 100 (100) residential units.

Belgium

In the Brussels region, where JM has its operations, activity in the housing market continues to be stable.

During the first half of the year JM sold 10 (14) residential units and construction began on 36 (48) homes. Production began on an apartment building with 36 residential units in Brussels during the second quarter. The number of residential units in current production amounts to 84 (80). No acquisitions were made during the second quarter.

Available building rights correspond to about 900 (900) residential units.

JM PROPERTY DEVELOPMENT

The JM Property Development business segment primarily develops rental housing, residential care facilities and commercial properties in Greater Stockholm. The business segment's entire portfolio comprises project development properties.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 33 41 17 15 64 72
Operating profit 1) 14 7 13 6 19 12
Average operating capital 770 708
Return on operating capital (%) 2.5 1.7
Operating cash flow 15 -86 86 -60 -17 -118
Carrying amount, development properties 61 107 60
Carrying amount, project properties 748 612 625
Number of employees 17 15 17
1) Including property sales 22 14 20 7 34 26

The business segment's income decreased to SEK 33m (41), including rental revenue of SEK 33m (29) and contracting revenue of SEK 0m (12). Operating profit was SEK 14m (7).

Contracting from production totaled SEK 0m (5). Net rental income for project properties was SEK 9m (5). The improvement of net rental income is due to factors such as increased rental income and lower operating costs in the Dalénum area on Lidingö.

Gains on property sales amounted to SEK 22m (14). During the second quarter JM sold the Solbacka senior housing facility in Norrtälje with gains of SEK 23m, of which SEK 20m is reported in JM Property Development and SEK 3m in JM Residential Sweden.

The positive cash flow for the first six months of the year can mainly be explained by the sale of the Solbacka senior housing facility for SEK 113m.

Within the Dalénum area on Lidingö, the occupancy rate in the buildings that will not be demolished is 89 percent. Production of special housing for the elderly with 54 residential units is progressing according to plan. At a later stage, JM has plans to build 225 rental apartments in the area.

Within the Bolinder area in Kallhäll, Järfälla, tenant adjustments continue in the stock that will be retained. The occupancy rate is 90 percent.

JM PRODUCTION

The JM Production business segment carries out construction work for external and internal customers in the Greater Stockholm area.

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 1) 827 780 480 431 1,543 1,496
Operating profit 32 35 19 21 88 91
Operating margin (%) 3.9 4.5 4.0 4.9 5.7 6.1
Operating cash flow -56 -4 -49 16 -16 36
Number of employees 425 397 399
1) Including internally 286 216 160 121 507 437

Demand in the contracting market in Stockholm continues to be good with a high willingness to invest in residential and commercial premises. The site preparation market has stabilized at a high level. Orders are good in the business segment, with a large number of projects in current production.

The business segment's income totaled SEK 827m (780) and operating profit was SEK 32m (35). The operating margin was 3.9 percent (4.5).

A temporary increase in operating capital has had a negative impact on cash flow.

During the second quarter the business segment received a number of new projects, the largest of which are a collaborative contract for rebuilding a school in Stockholm for SISAB, renovation of and addition to Pir F Västra at Arlanda for Swedavia, streets and conduits for Tyresö and Nacka Municipalities, and site and track work for expansion of railway tracks in Bromma for AB Storstockholms Lokaltrafik. An additional stage of apartment buildings in Bromma is under construction for JM Residential Stockholm.

The largest projects currently are the two phases of the new E18 highway from Hjulsta to Kista (Swedish Transport Administration), renovation of the Gamla Riksarkivet on Riddarholmen (National Property Board) and an addition to an existing residential building in Stockholm for an external client. Other projects include new construction of rental apartments in Åkersberga for external client, and renovation of and addition to schools (Nacka and Sollentuna Municipalities). A new project is underway in Hammarby Sjöstad to build streets and conduits for the City of Stockholm. Projects for JM Residential Stockholm include construction of apartment buildings in Bromma and on Värmdö, as well as site work within the Dalenum area on Lidingö.

CONDENSED CONSOLIDATED INCOME STATEMENT

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Income 5,228 4,114 2,681 2,406 10,250 9,136
Production and operating costs -4,252 -3,458 -2,162 -2,030 -8,402 -7,608
Gross profit 976 656 519 376 1,848 1,528
Selling and administrative expenses -383 -340 -203 -175 -692 -649
Gains on the sale of properties 25 14 23 7 39 28
Operating profit 618 330 339 208 1,195 907
Financing income and expenses -24 -36 -10 -7 -55 -67
Profit before tax 594 294 329 201 1,140 840
Taxes -172 -89 -94 -59 -329 -246
Net profit for the period 422 205 235 142 811 594
Other comprehensive income
Translation differences 18 -61 29 -18 -26 -105
Total comprehensive income for the period 440 144 264 124 785 489
Net result for the period attributable to:
Shareholders of the parent company
422 205 235 142 811 594
Total comprehensive income attributable to:
Shareholders of the parent company
440 144 264 124 785 489
Earnings per share, basic and diluted, attributable to
shareholders of the parent company (SEK) 1)
5.10 2.50 2.80 1.70 9.70 7.10
No. of shares outstanding at close of period 83,268,236 83,237,058 83,268,236 83,237,058 83,268,236 83,237,058
Average number of shares, basic 83,244,272 83,221,927 83,249,290 83,226,971 83,240,616 83,229,492
Average number of shares, diluted 84,740,976 84,565,071 84,703,484 84,584,070 84,752,136 84,671,817

1) Profit for the period.

CONDENSED CONSOLIDATED BALANCE SHEET

SEK m 2011-06-30 2010-06-30 2010-12-31
ASSETS
Non-current assets 173 256 219
Project properties 783 647 661
Development properties 5,570 4,954 5,374
Participations in tenant-owners associations, etc. 1) 99 166 115
Current receivables 2) 1,687 1,755 1,437
Cash and cash equivalents 1,790 1,747 2,087
Total current assets 9,929 9,269 9,674
Total assets 10,102 9,525 9,893
EQUITY AND LIABILITIES 3)
Shareholders' equity 3,990 3,577 3,923
Non-current interest-bearing liabilities 247 236 258
Other non-current liabilities 198 125 218
Non-current provisions 1,867 1,717 1,833
Total non-current liabilities 2,312 2,078 2,309
Current interest-bearing liabilities 752 532 514
Other current liabilities 2,942 3,211 3,036
Current provisions 106 127 111
Total current liabilities 3,800 3,870 3,661
Total shareholders' equity and liabilities 10,102 9,525 9,893
Pledged assets 639 369 359
Contingent liabilities 5,607 4,555 4,675
1) Including Egholm, Denmark - 98 0
2) Including receivables from property sales 35 0 35
3) Including liabilities for property acquisition 486 406 508

CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY

January - June Full Year
SEK m 2011 2010 2010
Opening balance at beginning of the year 3,923 3,637 3,637
Total comprehensive income for the period 440 144 489
Dividend -375 -208 -208
Redemption of convertible loan 2 - -
Equity component of convertible debentures 2 3 3
Share-based payments regulated with equity instruments -2 1 2
Closing balance at end of period 3,990 3,577 3,923

CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS

SEK m 2011 January - June
2010
2011 April - June
2010
July - June Full Year
2010/11
2010
Cash flow from current operations before
change in working capital 398 173 243 151 879 654
Investments in development properties, etc. 1) -835 -1 234 -531 -935 -2,000 -2,399
Payment on account for development
properties etc. 2) 621 792 391 451 1,502 1,673
Investment in project properties -92 -47 -18 -25 -118 -73
Sale of project properties 118 - 116 - 118 0
Change in current liabilities/receivables -353 80 -279 210 -246 187
Cash flow from current operations -143 -236 -78 -148 135 42
Cash flow from investment activities 40 0 -1 0 47 7
Loans raised 397 258 372 - 562 423
Amortization of debt -218 -94 -155 -85 -326 -202
Dividend -375 -208 -375 -208 -375 -208
Cash flow from financing activities -196 -44 -158 -293 -139 13
Cash flow for the period -299 -280 -237 -441 43 62
Cash and cash equivalents at end of the
period 1,790 1,747 1,790 1,747 1,790 2,087
1) Including investment in participations in tenant-owners
associations and freehold residential units
-131 -137 -95 -31 -286 -292
2) Including sale of participations in tenant-owners
associations and freehold residential units
129 293 67 146 398 562

KEY FIGURES

January - June April - June July - June Full Year
% 2011 2010 2011 2010 2010/11 2010
Operating margin 11.8 8.0 12.6 8.6 11.7 9.9
Pre-tax return on capital employed 23.5 17.8
Return on equity 21.4 15.7
Debt/equity ratio (x) - - - - -
Equity/assets ratio 39 38 39 38 40

Accounting Policies

This interim report for the first half of the year was prepared in accordance with IAS 34 Interim Financial Reporting and the Swedish Annual Accounts Act. The consolidated accounts were prepared in accordance with the International Financial Reporting Standards (IFRS). Since the Parent Company is an enterprise within the EU, only EU-approved IFRS will be applied.

The accounting policies applied in this interim report are described in the 2010 Annual Report, pages 54-57. The accounting policies and methods of calculation for the group are the same as those applied in the annual report for the previous year.

New and changed accounting standards and interpretations that apply from 2011 are extremely limited in scope and are not assessed to have any effect on JM's financial reports.

INCOME BY COUNTRY

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
Sweden 4,707 3,586 2,633 2,009 8,825 7,704
Norway 727 680 363 360 1,419 1,372
Denmark 70 6 41 4 129 65
Finland 42 9 30 8 73 40
Belgium 42 49 30 36 86 93
Restatement JM International 1) -360 -216 -416 -11 -282 -138
Total 5,228 4,114 2,681 2,406 10,250 9,136

INCOME BY BUSINESS SEGMENT

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm 2,365 1,655 1,320 899 4,534 3,824
JM Residential Sweden 1,768 1,326 976 785 3,191 2,749
JM International 881 744 464 408 1,707 1,570
JM Property Development 33 41 17 15 64 72
JM Production 827 780 480 431 1,543 1,496
Elimination -286 -216 -160 -121 -507 -437
Total as stated in segment reporting 5,588 4,330 3,097 2,417 10,532 9,274
Restatement JM International 1) -360 -216 -416 -11 -282 -138
Total 5,228 4,114 2,681 2,406 10,250 9,136

OPERATING PROFIT BY BUSINESS SEGMENT

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm 429 245 246 133 818 634
JM Residential Sweden 156 92 88 58 283 219
JM International 54 9 30 8 93 48
JM Property Development 14 7 13 6 19 12
JM Production 32 35 19 21 88 91
Group-wide costs -20 -20 -9 -9 -35 -35
Total as stated in segment reporting 665 368 387 217 1,266 969
Restatement JM International 1) -47 -38 -48 -9 -71 -62
Total 618 330 339 208 1,195 907

OPERATING MARGIN BY BUSINESS SEGMENT

January - June April - June July - June Full Year
% 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm 18.1 14.8 18.6 14.8 18.0 16.6
JM Residential Sweden 8.8 6.9 9.0 7.4 8.9 8.0
JM International 6.1 1.2 6.5 2.0 5.4 3.1
JM Production 3.9 4.5 4.0 4.9 5.7 6.1

AVERAGE OPERATING CAPITAL BY BUSINESS SEGMENT

July - June Full Year
SEK m 2010/11 2010
JM Residential Stockholm 1,985 1,776
JM Residential Sweden 1,462 1,471
JM International 1,718 1,838
JM Property Development 770 708

RETURN ON OPERATING CAPITAL BY BUSINESS SEGMENT

July - June Full Year
% 2010/11 2010
JM Residential Stockholm 41.2 35.7
JM Residential Sweden 19.4 14.9
JM International 5.4 2.6
JM Property Development 2.5 1.7

1) Effect of restatement on income and profit and loss according to IFRIC 15 in relation to segment reporting.

OPERATING CASH FLOW BY BUSINESS SEGMENT

January - June April - June July - June Full Year
SEK m 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm -110 -159 -211 -291 15 -34
JM Residential Sweden 129 247 83 125 194 312
JM International 15 51 -10 126 200 236
JM Property Development 15 -86 86 -60 -17 -118
JM Production -56 -4 -49 16 -16 36

DEVELOPMENT PROPERTIES BY BUSINESS SEGMENT

Carrying amount, SEK m 2011-06-30 2010-06-30 2010-12-31
JM Residential Stockholm 2,691 2,155 2,562
JM Residential Sweden 1,512 1,429 1,497
JM International 1,306 1,263 1,255
JM Property Development 61 107 60
Total 5,570 4,954 5,374

AVAILABLE RESIDENTIAL BUILDING RIGHTS BY BUSINESS SEGMENT

Number 2011-06-30 2010-06-30 2010-12-31
JM Residential Stockholm 10,900 10,500 11,100
JM Residential Sweden 9,000 10,200 9,600
JM International 6,600 6,700 6,800
Total 26,500 27,400 27,500
Recognized on the balance sheet (development properties)
JM Residential Stockholm 6,700 7,300 7,100
JM Residential Sweden 5,900 6,400 6,100
JM International 4,400 4,400 4,400
Total 17,000 18,100 17,600

RESIDENTIAL UNITS SOLD BY BUSINESS SEGMENT

January - June April - June July - June Full Year
Number 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm 764 657 369 299 1,515 1,408
JM Residential Sweden 623 501 303 276 1,329 1,207
JM International 274 304 149 130 631 661
Total 1,661 1,462 821 705 3,475 3,276

HOUSING STARTS BY BUSINESS SEGMENT

January - June April - June July - June Full Year
Number 2011 2010 2011 2010 2010/11 2010
JM Residential Stockholm 867 791 439 427 1,680 1,604
JM Residential Sweden 659 542 332 321 1,347 1,230
JM International 325 288 172 124 607 570
Total 1,851 1,621 943 872 3,634 3,404

RESIDENTIAL UNITS IN CURRENT PRODUCTION

Number 2011-06-30 2010-06-30 2010-12-31
JM Residential Stockholm 3,116 2,505 2,691
JM Residential Sweden 1,955 1,561 1,708
JM International 956 893 1,032
Total 6,027 4,959 5,431

PROJECT PROPERTIES, GROUP

Carrying amount, SEK m 2011-06-30 2010-06-30 2010-12-31
Residential units (tenancy rights) 130 - -
Properties under development 548 606 530
Fully developed commercial properties 105 41 131
Total 783 647 661

DEVELOPMENT PROPERTIES, GROUP

January - June April - June July - June Full Year
Carrying amount, SEK m 2011 2010 2011 2010 2010/11 2010
Opening balance at beginning of period 5,374 4,990 5,593 4,993 4,954 4,990
New purchases 662 539 247 290 1,778 1,655
Transferred to production -492 -472 -325 -281 -1,100 -1,080
Other 26 -103 55 -48 -62 -191
Closing balance at end of period 5,570 4,954 5,570 4,954 5,570 5,374

CONDENSED INCOME STATEMENT, PARENT COMPANY

January - June Full Year
SEK m 2011 2010 2010
Net sales 4,072 3,043 6,553
Production and operating costs -3,274 -2,492 -5,465
Gross profit 798 551 1,088
Selling and administrative expenses -267 -240 -442
Gains on the sale of properties - 8 20
Operating profit 531 319 666
Financial income and expenses -8 -19 -39
Profit before appropriations and tax 523 300 627
Appropriations - - -232
Profit before tax 523 300 395
Tax -138 -79 -93
Net profit for the period 385 221 302

CONDENSED BALANCE SHEET, PARENT COMPANY

SEK m 2011-06-30 2010-06-30 2010-12-31
Assets
Non-current assets 1,593 1,469 1,514
Current assets 6,645 6,790 6,929
Total assets 8,238 8,259 8,443
Equity and liabilities
Shareholders' equity 2,263 2,079 2,158
Untaxed reserves 829 597 829
Provisions 827 817 818
Non-current liabilities 311 280 344
Current liabilities 4,008 4,486 4,294
Total shareholders' equity and liabilities 8,238 8,259 8,443
Pledged assets 169 169 169
Contingent liabilities 6,623 5,466 5,555

Investments in properties totaled SEK 349m (263).

Stockholm August 24, 2011 JM AB (publ)

The Board of Directors and President hereby ensure that the six-month report presents a fair overview of the operations, financial position and performance of the parent company and the Group and describes the essential risks and uncertainty factors faced by the parent company and the companies that belong to the Group.

Lars Lundquist Chairman of the Board

Elisabet Annell Board member

Anders Narvinger Board member

Kia Orback Pettersson Board member

Åsa Söderström Jerring Board member

Torbjörn Torell Board member

Jonatan Sundelin Board member appointed by the employees

Johan Wegin Board member appointed by the employees

Johan Skoglund Board member Chief Executive Officer

AUDITOR'S REPORT

To the Board of Directors of JM AB, company reg. no. 556045-2103.

Introduction

We have performed a review of the condensed interim financial statements for JM AB at 30 June 2011 and the six-month period then ended. The Board of Directors and the President are responsible for the preparation and presentation of these interim financial statements in accordance with IAS 34 and the Swedish Annual Accounts Act. Our responsibility is to express a conclusion on the condensed interim financial statements based on our review.

Scope of Review

We have conducted our review in accordance with the Standard on Review Engagements, SÖG 2410, "Review of Interim Financial Statements Performed by the Independent Auditor of the Entity", issued by the Swedish Federation of Authorized Public Accountants. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review has a different purpose and a substantially less scope than an audit conducted in accordance with International Standards on Auditing, ISA, and other generally accepted auditing practices.

The procedures performed in a review do not enable us to obtain such a level of assurance that would make us aware of all significant matters that might be identified in an audit. Accordingly, an opinion based on a review does not constitute the same level of assurance as an opinion based on an audit.

Conclusion

Based on our review, nothing has come to our attention that causes us to believe that the interim financial statements are not prepared, in all material aspects, for the group in accordance with IAS 34 and the Swedish Annual Accounts Act and for the parent company in accordance with the Swedish Annual Accounts Act.

Stockholm August 24, 2011 Ernst & Young AB

Ingemar Rindstig Jonas Svensson

Authorized Public Accountant Authorized Public Accountant

JM discloses the information provided herein pursuant to the Securities Markets Act and/or the Financial Instruments Trading Act. The information was submitted for publication on August 24, 2011.

GROUP

FIVE-YEAR OVERVIEW 1)

SEK m 2010 2009 2008 2007 2006
Income 9,136 9,620 12,229 12,731 12,065
Operating profit 907 646 1,083 2,301 1,881
Profit before tax 840 529 1,052 2,297 1,852
Total assets 9,893 9,887 10,055 9,916 8,406
Cash flow from operating activities 42 1,124 101 1,826 667
Interest-bearing liabilities (+)/receivables (-) -730 -189 842 -1,313 -852
Operating margin (%) 9.9 6.7 8.9 18.1 15.6
Return on equity (%) 15.7 10.6 22.9 44.5 45.4
Equity/assets ratio (%) 40 37 32 39 43
Earnings per share (SEK) 7.10 4.40 9.50 18.30 16.40
Dividend per share (SEK) 4.50 2.50 0 5.50 4.50
Number of available building rights 27,500 27,900 31,000 31,000 29,800
Number of sold residential units 3,276 3,291 1,871 3,880 3,790
Number of housing starts 3,404 2,150 1,829 4,065 4,132

1) Financial year 2008 and earlier are not restated according to IFRIC 15.

GROUP

QUARTERLY OVERVIEW, SEK m 2011 2010
INCOME STATEMENT Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income 2,681 2,547 3,075 1,947 2,406 1,708
Production and operating costs -2,162 -2,090 -2,532 -1,618 -2,030 -1,428
Gross profit 519 457 543 329 376 280
Selling and administrative expenses -203 -180 -172 -137 -175 -165
Gains on the sale of properties
Operating profit
23
339
2
279
11
382
3
195
7
208
7
122
Financial income and expenses -10 -14 -11 -20 -7 -29
Profit before tax 329 265 371 175 201 93
Tax -94 -78 -106 -51 -59 -30
Net profit for the period 235 187 265 124 142 63
BALANCE SHEET 06-30 03-31 12-31 09-30 06-30 03-31
Assets
Non-current assets 173 176 219 252 256 254
Project properties 783 854 661 670 647 622
Development properties 5,570 5,593 5,374 4,882 4,954 4,993
Participations in tenant-owners associations, etc. 99 115 115 138 166 301
Current receivables
Cash and cash equivalents
1,687
1,790
1,404
2,024
1,437
2,087
1,629
1,826
1,755
1,747
1,710
2,190
Total current assets
Total assets
9,929
10,102
9,990
10,166
9,674
9,893
9,145
9,397
9,269
9,525
9,816
10,070
Equity and liabilities
Shareholders' equity 3,990 4,099 3,923 3,661 3,577 3,657
Non-current interest-bearing liabilities 247 305 258 258 236 324
Other non-current liabilities 198 198 218 124 125 155
Non-current provisions 1,867 1,852 1,833 1,742 1,717 1,692
Total non-current liabilities 2,312 2,355 2,309 2,124 2,078 2,171
Current interest-bearing liabilities 752 445 514 574 532 1,178
Other current liabilities 2,942 3,159 3,036 2,913 3,211 2,936
Current provisions 106 108 111 125 127 128
Total current liabilities 3,800 3,712 3,661 3,612 3,870 4,242
Total shareholders' equity and liabilities 10,102 10,166 9,893 9,397 9,525 10,070
CASH FLOW STATEMENT Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Cash flow from operating activities -78 -65 305 -27 -148 -88
Cash flow from investing activities -1 41 11 -4 0 0
Cash flow from financing activities -158 -38 -55 112 -293 249
Total cash flow for the period -237 -62 261 81 -441 161
Cash and cash equivalents at end of period 1,790 2,024 2,087 1,826 1,747 2,190
INTEREST-BEARING NET LIABILITIES/-
RECEIVABLES
Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Interest-bearing net liabilities(+)/
receivables(-) at beginning of period -683 -730 -409 -400 -115 -189
Change in interest-bearing net liabilities/
receivables
492 47 -321 -9 -285 74
Interest-bearing net liabilities(+)/
receivables(-) at end of the period -191 -683 -730 -409 -400 -115
DEVELOPMENT PROPERTIES Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Opening balance at beginning of period 5,593 5,374 4,882 4,954 4,993 4,990
New purchases 247 415 933 183 290 249
Transferred to production -325 -167 -424 -184 -281 -191
Other 55 -29 -17 -71 -48 -55
Closing balance at end of period 5,570 5,593 5,374 4,882 4,954 4,993
KEY RATIOS Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Operating margin (%)
Debt/equity ratio (x)
12.6
-
11.0
-
12.4
-
10.0
-
8.6
-
7.1
-
Equity/assets ratio (%) 39 40 40 39 38 36
Earnings per share (SEK) 2.80 2.20 3.20 1.50 1.70 0.80
Number of available building rights 26,500 26,300 27,500 26,700 27,400 27,600
Number of residential units sold 821 840 1,056 758 705 757
Number of housing starts 943 908 972 811 872 749

BUSINESS SEGMENTS

QUARTERLY OVERVIEW, SEK m 2011 2010
JM RESIDENTIAL STOCKHOLM Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income
Operating profit 1)
Operating margin (%)
1,320
246
18.6
1,045
183
17.5
1,350
266
19.7
819
123
15.0
899
133
14.8
756
112
14.8
Average operating capital 1,985 1,843 1,776 1,765 1,817 1,938
Return on operating capital (%) 2) 41.2 38.3 35.7 30.5 28.4 25.2
Operating cash flow -211 101 169 -44 -291 132
Carrying amount, development properties 2,691 2,679 2,562 2,100 2,155 2,122
Number of available building rights 10,900 10,700 11,100 10,000 10,500 10,700
Number of residential units sold 3) 369 395 477 274 299 358
Number of housing starts 4)
Number of residential units in current production
439
3,116
428
2,931
414
2,691
399
2,590
427
2,505
364
2,126
1) Including property sales
3) Including rental apartments
4) Including rental apartments
-
-
-
-
-
-
2
104
104
-
-
-
-
62
62
-
45
45
JM RESIDENTIAL SWEDEN Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income 976 792 819 604 785 541
Operating profit 1) 88 68 73 54 58 34
Operating margin (%) 9.0 8.6 8.9 8.9 7.4 6.3
Average operating capital 1,462 1,469 1,471 1,465 1,540 1,601
Return on operating capital (%) 2) 19.4 17.2 14.9 15.4 13.7 11.7
Operating cash flow
Carrying amount, development properties
83
1,512
46
1,539
-165
1,497
230
1,422
125
1,429
122
1,518
Number of available building rights 9,000 8,900 9,600 9,800 10,200 10,100
Number of residential units sold 303 320 352 354 276 225
Number of housing starts 332 327 350 338 321 221
Number of residential units in current production 1,955 1,953 1,708 1,767 1,561 1,371
1) Including property sales 3 - - - 0 -
JM INTERNATIONAL Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income 464 417 457 369 408 336
Operating profit 30 24 28 11 8 1
Operating margin (%) 6.5 5.8 6.1 3.0 2.0 0.3
Average operating capital
Return on operating capital (%) 2)
1,718
5.4
1,774
4.0
1,838
2.6
1,870
1.6
1,895
1.2
1,948
-6.3
Operating cash flow -10 25 184 1 126 -75
Carrying amount, development properties 1,306 1,315 1,255 1,252 1,263 1,245
Carrying amount, project properties 35 33 34 34 35 35
Number of available building rights 6,600 6,700 6,800 6,900 6,700 6,800
Number of residential units sold 149 125 227 130 130 174
Number of housing starts 172 153 208 74 124 164
Number of residential units in current production
JM PROPERTY DEVELOPMENT
956
Q 2
1,073
Q 1
1,032
Q 4
928
Q 3
893
Q 2
895
Q 1
Income 17 16 16 15 15 26
Operating profit 1) 13 1 2 3 6 1
Average operating capital 770 739 708 798 845 922
Return on operating capital (%) 2) 2.5 1.6 1.7 6.5 7.7 9.4
Operating cash flow 86 -71 -8 -24 -60 -26
Carrying amount, development properties 61 60 60 108 107 108
Carrying amount, project properties
1) Including property sales
748 821 625 636 612 587
JM PRODUCTION 20
Q 2
2
Q 1
9
Q 4
3
Q 3
7
Q 2
7
Q 1
Income
Operating profit
480
19
347
13
405
38
311
18
431
21
349
14
Operating margin (%) 4.0 3.7 9.4 5.8 4.9 4.0
Operating cash flow -49 -7 64 -24 16 -20
JM OTHER Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income (elimination) -160 -126 -115 -106 -121 -95
Operating profit (group-wide expenses) -9 -11 -10 -5 -9 -11
RESTATEMENT JM INTERNATIONAL Q 2 Q 1 Q 4 Q 3 Q 2 Q 1
Income -416 56 143 -65 -11 -205
Operating profit -48 1 -15 -9 -9 -29

2) Calculated on 12-month rolling profits and average capital.

JM AB (publ) Telephone +46 (0)8 782 87 00 Fax +46 (0)8 782 86 00 Company reg. no. 556045-2103 Website www.jm.se

Mailing address SE-169 82 Stockholm Street address Gustav III:s boulevard 64, Solna

For additional information, please contact:

Financial Calendar

Interim Report January – September 2011 October 28, 2011 Year-end Report 2011 February 10, 2012 Interim Report January – March 2012 April 26, 2012 Annual General Meeting 2012 April 26, 2012

Johan Skoglund, President and CEO [email protected] +46(0)8 782 89 39 Claes Magnus Åkesson, CFO [email protected] +46(0)8 782 89 71

JM is one of the Nordic region's leading developers of housing and residential areas. Operations focus on new production of homes in attractive locations, with the main focus on expanding metropolitan areas and university towns in Sweden, Norway, Denmark, Finland and Belgium. We are also involved in project development of commercial premises and contract work, primarily in the Greater Stockholm area. Our annual sales total approximately SEK 10 billion and the company has about 2,200 employees. JM AB is a public limited company listed on NASDAQ OMX Stockholm, Mid Cap segment.