Intracom S.A. Holdings

Earnings Release • Sep 29, 2025

Maroussi, September 29th 2025

INTRACOM HOLDINGS GROUP: H1 2025 Financial Results

• ❖ During the first half of 2025, the Group completed its entry into the insurance sector through the acquisition of EVROPI Insurance as well as the brokerage firms NAK Insurance Brokers S.A. and AMYNA Insurance Brokers I.K.E. by EUROPE Holdings. This strategic move expands the Group's portfolio and is expected to strengthen its overall financial figures.
• ❖ The parent company is significantly profitable, with €8,7 mn in net profits and increased cash reserves. Furthermore, following the recent liquidation of its stake in AKTOR for €74,8 mn, its cash position has been further strengthened. INTRACOM HOLDINGS Group also remains consistently profitable, now recording operating profitability from its business activities in addition to significant capital gains.

	Consolidated ΕΒΤ	:	€ 10,8 mn.
	Parent company's ΕΒΤ	:	€ 11,2 mn.
	Consolidated Net earnings (ΕΑΤ) (Continued and discontinued operations)	:	€ 6,4 mn.
	Parent company's ΕΑΤ	:	€ 8,7 mn.
	Cash and short term investments	:	€ 137,9 mn.
	In financial assets

The Chairman and CEO of INTRACOM Group, Mr. Sokratis Kokkalis, stated:

«We designed and executed a complex undertaking—our entry into a new market—which was crowned with absolute success. In the first half of 2025, for the first time, INTRACOM Group incorporated the results of its insurance activities into its financial figures. At the same time, strategic projects of the Group—most notably the VORIA project—have matured, while our investment plans in the real estate sector are also progressing dynamically. With these expanded investments, further enhancement of our liquidity, and a dynamic portfolio, we are focused on creating long-term value for the Company and delivering sustainable returns to our shareholders.»

INTRACOM HOLDINGS (ATHEX: INTKA) announces consolidated financial results for H1 2025, according to IFRS

INTRACOM HOLDINGS Group Main consolidated financial figures	H1 2025	H1 2024
Sales and Insurance revenue	€ 10,2 mn.	€ 3,0 mn.
Earnings before taxes (EBT)	€ 10,8 mn.	€ 5,7 mn.
Net earnings (ΕΑΤ) (from continued operations)	€ 7,8 mn.	€ 1,1 mn
Net Earnings (ΕΑΤ) (from continued and discontinued operations)	€ 6,4mn.	€ 1,3 mn.

	30/06/2025	31/12/2024
Equity	€ 468,3 mn.	€ 403,7 mn.
Total Assets	€ 590,4mn.	€ 504,4 mn.

Financial results and performance of INTRACOM Group companies in H1 2025 are as follows:

1. INTRACOM HOLDINGS (parent company), recorded net profits of €8,7 mn, compared to €4,0 mn. in the first half of 2024, mainly driven by valuation gains from its participations in INTRALOT and OPTIMA BANK.

The Company's total assets amount to €350 mn., while Equity stands at €314 mn.

INTRACOM HOLDINGS – Parent Company	H1 2025	H1 2024
EBT	€ 11,2 mn.	€ 5,4 mn.
Net Earnings (EAT)	€ 8,7 mn.	€ 4,0 mn.
Other Comprehensive Income	€ 4,5 mn.	€ 3,4 mn.

2. EVROPI HOLDINGS , in H1 2025, completed the formation of its Group through the 100% acquisition of EUROPE Insurance, the acquisition of the brokerage firms NAK Insurance Brokers S.A. and AMYNA Insurance Brokers I.K.E., and the successful completion of a share capital increase of €68,3 mn.

EVROPI Holdings Group recorded pre-tax profits of €2,8 mn, result that does not fully reflect the group's potential, given that the consolidated financial results from the insurance sector, only include the period from the acquisition dates (April and May) through to June 2025.

EVROPI HOLDINGS Group Main consolidated financial figures	H1 2025
Sales and Insurance revenue	€ 10,3 mn.
Earnings before taxes (EBT)	€ 2,8 mn.
Net Earnings (EAT)	€ 2,1mn.

3. INTRACOM VENTURES, a 100% subsidiary of INTRACOM HOLDINGS, is involved in significant projects currently in their final development stages:

a) The VORIA project, which is now on track for implementation, involves a €300 mn. investment to create a state-of-the-art mixed-use complex with numerous infrastructures in Maroussi.

b) The redevelopment of Voula's B Beach through Athens Beach Club, in which it holds a 33% stake alongside TEMES and Litti Enterprises. ATHENS BEACH CLUB is undertaking an investment of over €15 million aimed at restoring and gently upgrading the beach while preserving the residential character of the area.

The returns on the company's investments are expected within a three-year horizon.

4. INTRADEVELOPMENT, operating in the real estate development sector and holding the Group's stake in KEKROPS, is currently in the planning phase of its upcoming projects and the potential synergies that can be created within the Group.

• 5. KOUFONISIA HOTEL & RESORT, owns a 56-room hotel in Koufonissi and plots of land, where it plans to move forward with a new investment project in real estate and tourism. The plan includes: the expansion of the existing hotel, the purchase of a beachfront plot for the construction of a new hotel unit, and the acquisition of additional plots for the development of villas for sale.
• 6. BANNER ESTATE a Group's 100% subsidiary , owns land on the island of Mykonos, in the area of Ano Mera. Currently, the company is finalizing the design of a 3-star hotel unit with a capacity of 125 rooms. Upon completion of the investment design, the company aims to secure financing from the Recovery and Resilience Facility (RRF).

About INTRACOM HOLDINGS

INTRACOM was founded in 1977 and has been listed on the Athens Stock Exchange since 1990. In December 2005, it was transformed into a holding company under the name INTRACOM HOLDINGS, with a portfolio of pioneering subsidiaries leaders in their respective sectors. Starting in 2021, the company began implementing a strategic transformation of its profile, shaping a new activity framework focused on investments in high-growth sectors of the Greek economy.

Key subsidiaries today include: INTRACOM TECHNOLOGIES, a holding company based in Luxembourg, EVROPI HOLDINGS which operates in insurance sector, as well as in real estate management and development, INTRACOM VENTURES, an investment-oriented company managing a diversified portfolio aiming for high returns, INTRADEVELOPMENT, focused on the design and development of residential, commercial, and tourism properties in Greece, KOUFONISIA HOTEL & RESORT, a company developing a project in Koufonissia, and BANNER ESTATE, which owns land plots in Mykonos.

As of June 30, 2025, INTRACOM HOLDINGS employed 316 professionals maintaining international presence through subsidiaries in four countries outside Greece: the United States, Luxembourg, Cyprus, and Romania.

For more information please contact: Irini Matsika T: 210 – 667 4491 E: ir@intracom.com

Lara Barbour T: 210-6674073 E. corporate.communications.dpt@intracom.com

Prodromos Theodoulidis E. ptheo@intracom.com