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INTERNATIONAL PERSONAL FINANCE PLC

Capital/Financing Update May 22, 2014

4870_rns_2014-05-22_a1199218-6d54-4f41-b3e3-05ae1cfd1d6c.pdf

Capital/Financing Update

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International Personal Finance plc Number Three Leeds City Office Park Meadow Lane

Phone +44 (0113) 285 6700 www.ipfin.co.uk

Leeds LS11 5BD

21 May 2014

To: New Issues Acceptance Euroclear Bank SA/NV 1 Boulevard du Roi Albert II 1210 Brussels Belgium Email to: debt under [email protected] and [email protected]

New Issues Department Clearstream Banking, société anonyme 42 avenue J.F. Kennedy L-1855 Luxembourg Email to: [email protected] and [email protected]

Citibank, N.A., London Branch and: 14th Floor, Citigroup Centre Canada Square Canary Wharf London E14 5LB Tel: +353 1 622 4660 Fax: +353 1 622 2210 Attention: Agency & Trust, MTN Desk

Dear Sirs

Euro Medium Term Note Programme Issue of EUR 40,000,000 4.250% Senior Unsecured Unsubordinated Fixed Rate Notes due 2018 (the "Notes")

We confirm that the Notes are intended to be held in a manner which would allow Eurosystem eligibility.

We acknowledge that the Notes are intended, upon issue, to be deposited with one of the ICSDs as common safekeeper and this does not necessarily mean that the Notes will be recognised as eligible collateral for Eurosystem monetary policy and intra day credit operations by the Eurosystem, either upon issue or at any or all times during their life. Such recognition will depend upon the ECB being satisfied that the Eurosystem eligibility criteria have been met.

Yours faithfully

For: International Personal Finance plc

Bv: Gerard Jude Ryan

Director

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