INSIGNIA FINANCIAL LTD — Major Shareholding Notification 2019

Aug 8, 2019

Form 604 Corporations Act 2001

Section 671B

Notice of Change of Interests of Substantial Holder

	To Company Name/Scheme: IOOF HOLDINGS LTD (ASX code: IFL AU)
ACN/ARSN:	100 103 722

1. Details of Substantial Holder

Name:	listed in Annexure 3	Sumitomo Mitsui Trust Holdings, Inc. (SMTH) and its Subsidiaries as
ACN/ARSN (if applicable)	N/A
There was a change in the Interests of the Substantial Holder on:		7 August 2019
The previous notice was given to the company on:		3 July 2019
The previous notice was dated:		1 July 2019

2. Previous & Present Voting Power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate had a relevant interest in when last required, and when now required, to give a substantial holding notice to the company or scheme, are as follows:

Class of Securities	Previous Notice		Present Notice
	Person's Votes Voting Power		I Person's Votes	Voting Power
Fully Paid Ordinarv	26,623,199	7.58%	31.036.357	8.84%

3. Changes in Relevant Interests

Particulars of each change in, or change in the nature of, a relevant interest of the substantial holder or an associate
in voting securities of the company or scheme, since the substantial holder was last required to give holding notice to the company or scheme are as follows:

Date of Change	Person whose Relevant Interest Changed	Nature of Change	Consideration Given in Relation to Change	Class & Number of Securities Affected	Person's Votes Affected
			Refer Annexure 1

4. Present Relevant Interest

Particulars of each relevant interest of the substantial holder in voting securities after the change are as follows:

Holder of Relevant Interest	Registered Holder of Securities	Persons Entitled to be Registered as Holder	Nature of Relevant Interest	Class & Number of Securities	Persons Votes

Refer Annexure 2

5. Changes in Association

The persons who have become associates of, ceased to be associates of, or have changed the nature of their association with, the substantial holder in relation to voting interests in the company or scheme are as follows:

Name & ACN/ARSN (if applicable)	Nature of Association

6. Addresses

The addresses of persons named in this form are as follows:

Level 26, One International Towers Sydney,
100 Barangaroo Avenue, Barangaroo NSW
Midtown Tower, 9-7-1 Akasaka, Minato-ku
12 Marina View, #18-02 Asia Square Tower 2,
1-4-1 Marunouchi, Chiyoda-ku, Tokyo 100-

Signature

	Print Name: Saffick Ramjahn		Capacity: Authorised Person of SMTH
Signed:	R	Date:	9 August 2019

ANNEXURE 1

Part 3 - Changes in Relevant Interests

Date Range of Change	Person whose Relevant Interest Changed	Nature of Change	Consideration Given in Relation to Change	Class & Number of Securities Affected	Person's Votes Affected
02 July 2019 to 07 August 2019	Nikko AM Limited	Purchase of Shares	A\$ 23,976,122	Fully Paid Ordinary & 4,575,756	4,575,756
02 July 2019 to 07 August 2019	Nikko AM Limited	Sale of Shares	A\$ 1,027,183	Fully Paid Ordinary & 177,567	177,567
02 July 2019 to 07 August 2019	Nikko Asset Management Co., Ltd	Purchase of Shares	A\$ 77,830	Fully Paid Ordinary & 13,069	13,069
02 July 2019 to 07 August 2019	Nikko Asset Management Asia Limited	Purchase of Shares	A\$ 10,177	Fully Paid Ordinary & 1,900	1,900

ANNEXURE 2

Part 4 - Present Relevant Interest

Holder of Relevant Interest	Registered Holder of Securities	Person Entitled to be Registered as Holder	Nature of Relevant Interest	Class & Number of Securities	Person's Votes
$\mathcal{P}^{\bullet}$ Nikko AM Limited	BNP Paribas Security Services Pty Ltd	BNP Paribas Security Services Pty Ltd 60 Castlereagh Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 3,131,634	3,131,634
Nikko AM Limited	BNP Paribas Security Services Pty Ltd	BNP Paribas Security Services Pty Ltd 60 Castlereagh Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 784,395	784,395
Nikko AM Limited	BNP Paribas Security Services Pty Ltd	BNP Paribas Security Services Pty Ltd 60 Castlereagh Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 160,468	160,468
Nikko AM Limited	BNP Paribas Security Services Pty Ltd	BNP Paribas Security Services Pty Ltd 60 Castlereagh Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 215,577	215,577
Nikko AM Limited	JP Morgan Nominees Australia Ltd	JP Morgan Nominees Australia Ltd Level 26, Grosvenor Place, 225 George Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 355,027	355,027
Nikko AM Limited	BNP Paribas Security Services Pty Ltd	BNP Paribas Security Services Pty Ltd 60 Castlereagh Street Sydney NSW 2000	Investment Manager	Fully Paid Ordinary & 3,068,773	3,068,773
Nikko AM Limited	Citicorp Nominees Pty Limited	Citicorp Nominees Pty Limited Level 25	Investment Manager	Fully Paid Ordinary & 2,762,733	2,762,733

</account<>

		2 Park Street
		NSW 2000 SYDNEY
		<account 88> National Australia</account		Ordinary & Fully Paid	1,783,659
		Bank (NAB Umlted Custodian		1,783,659
	National Australia Bank	Sen·kes)	Investment Manager
	Limited Custodian (NAB	Level 23 255 George St Sydney , ,
Umlted NIcko AM	Services)	2000 Australia NSW
		<account Citicorp 59></account		& Ordinary Fully Paid	195,418
		Nominees Umlted Pty		195,418
		Leve125	Investment Manager
	aticorp Nominees Pty	2 Street Park
AM Umited Nlldto	Umlted	2000 NSW SYDNEY
		D <account Parlbas BNP</account		Ordinary & Fully Paid	305,25
		Secudty SeMces Pty Ud		305,257
	Security Parlbas BNP	Castlereigh Street 60	Investment Mar:ag,r
AM Unllted Nlkko	Pty Services Ltd	Sydney 2000 NSW
		<account 87>BNP Parlbas</account		& Ordinary Fully Paid	191,953
		Se ces Secudty Pty Ltd	Investment	191.953
	Security Parlbas BNP	60 Street Castlereagh	Manager
Nkko Umited AM	Pty Se,vices Ltd	Sydney 2000 NSW
		<account Natlonal Austra[!a 81></account		Ordinary & Fully Paid	371,846
		Urnited Bank (NAB Custodian		371"846
	National Australia Bank	Services)	Investment Manager
	Umlted Custodian (NAB	Leve123 255 George St Sydney ,
Umited Nikko AM	Services)	2000 Australia NSW
		91>National Austra[a <account< td="">		Ordinary & Fully Paid	861,256			Ordinary & Fully Paid	861,256
	National Austra	Limited (NAB Custodian Bank		861,256
	Ma Bank Umlted Custodian (NAB	Services) Level 23 255 St	Investment Manaser
AM Umited NOcko	Services)	George Sydney , , 2000 Australia NSW
		atlcorp <account 92></account
	Cltkorp Nominees Pty	Nominees Unllted Pty	Investment Mannepr	& Ordinary Fully Paid 568 350	568,350
AM Umlted Nlkko	LImited	25 Level		,

		Street 2 Park
		NSW 2000 SYDNEY
		Moin <account 94> JP</account		Ordinary Fully & Paid	918,255
		Nominees Austra[la Ltd		918,255
		Grosvenor Level 26, Place,	Investment Manager
	Morgan Nominees JP	225 Street George
Nlkko AM Umlted	Australia Ltd	Sydney 2000 NSW
		<account 98> Parlbas BNP</account		& Ordinary Fully Paid	849,303
		Security Pty SerVIcas Ltd		849,303
	Parlbas Security BNP	60 Street Castlereagh	Investment Manager
Nlkko AM Umlted	Services Pty Ltd	Sydney 2000 NSW
		gccount 99> Parlbas BNP		& Ordinary Fully Paid	1,134,217
		Security Services Pty Lid		1,134,217
	Searity Parlbas BNP	60 Castlereagh Street	Investment Manaler
AMUmlted Nlkko	Services Pty Ltd	2000 NSW Sydney
		<account Morgan 100> JP</account		Ordinary& Fully Paid	335,840
		Nominees Australia Ltd		335,840
		Level 26 Grosvenor Place , ,	Investment Manager
	Morgan Nominees JP
AM Limited Nndco	Ltd AustraCIa	Sydney 2000 NSW
		<account Morgan 101> JP</account		Ordinary & Fully Paid	127,520
		Nominees Australia Ltd		127,520
		26, Grosvenor Level Place,	Managir Invm.,ment
Nlkko AM Umited	Morgan Nominees JP	Street 225 George
	Australia Ltd	2000 Sydney NSW <account 102> HSBC</account
		Custody Nominees		Ordinary& Fully Paid	2,596,665
		Urnlted Ila) level Tower International 36, 1,		2,596,665
		Towers Sydney,	Investment Manager
	Custody Nominees HSBC	1 rn Barangaroo Avenue
Umited AM Mild(o	(Australia) Umlted	, Sydney 2000 NSW
	BNPParlbas Security	gccount 103> Parlbas BNP
Nlkko AM Umlted	Services Pty Lid	dty Senaces Pty Secu Ltd	Investment Manager	Ordinary & Fully 230,484 Paid 230,484

</account<>

		Street 60 Castlereagh
		Sydney 2000 NSW
		<account Morgan 104>JP</account		& Ordinary Fully Pald	1,637,859
		Nominees Australia Ltd		1,637,859
		Grosvenor 26, Level Place,	Investment Manager
	P Morgan Nominees J	Street 225 George
Nllao AMUmlted	Australia Ltd	2000 Sydney NSW
		<account 105> JP Morgan</account		& Ordinary Fully Paid	2,849,975
		Australia Nominees Lid		2,849,975
		Grosvenor 26, Level Place,	Investment Manager
	Morgan Nominees JP	225 Street George
limited AM Nlkko	Australla Lid	Sydney 2000 NSW
		Custody HSBC 106> <account< td="">		& Ordinary Fully Paid	769,110		& Ordinary Fully Paid	769,110
		Nominees (Australia) Umlted		769,110
		Tower International Level 36, 1,
		Towers Sydney,	Investment Manager
	Custody Nominees HSBC	1rn Barangaroo Avenue,
AMUmlted Niki¢o	Umlted (Australia)	Sydney 2000 NSW
		<account State Street 107></account		Ordinary & Fully Paid	2,768,692
	State Street Australia	Australia Umlted, 420 George	Investment Manager	2,768,692
AM Urn!ted Nfdko	Umited	Street, Sydney, 2000 NSW
		<account State Street 108></account		Ordinary & Fully Paid	1,776,171
	State Street Australia	Australia Limited, 420 George	Irlvestment Manager	1,776,171
AMUmlted Nlkko	Umlted	Street, Sydney, 2000 NSW
Nlkko Asset		of <trust Fund 1></trust		Ordinary & Fully Paid	3,730
ManagementAsla	Nominees Parlbas BNP	20 Collyer Quay, #01-01,	Investment Manager	3,730
Umited	Pty Um!ted	gnsapore 049319
Nikko Asset	CUSTODY HSBC	of <rrust 2> Fund BOX GPO</rrust		Ordinary & Fully Paid	1,900
Management Asia	NOMINEES (AUSTRALIA)	5302,SYDNEY NSW	Investment Manager	1,900
Limited	LIMITED	2001,AUSTRALIA
Nlkko Asset				& Ordinary Fully Paid	243,781
Ltd Co Management .,	Trust & Mtzuho Banking	of <trust 1-2-1 Fund 1> Yaesu,</trust	Investment Manager	243,781
(NAM)	Co., Ltd.	Tokyo Chuo·*14

1

Nikko Asset				Fully Paid Ordinary &	36,509
Management Co., Ltd (NAM)	Sumitomo Mitsui Trust	1-4-1 Marunouchi, Chiyoda-ku,	Hnvestment Manager	-36.509
	Bank, Limited.	Tokvo

09-08-19;12:58 ;

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Annexure 3 Sumitomo subsidiaries

Sumitomo Mitsui Trust Holdings Inc. Subsidiaries:
Sumitomo Mitsui Trust Bank, Limited
Sumitomo Mitsui Trust Asset Management Co., Ltd.
Nikko Asset Management Co., Ltd.
Nippon Institutional Securities Co., Ltd.
Nikko Asset Management Americas, Inc.
Nikko Asset Management Asia Limited
Nikko Asset Management Australia Limited
Nikko Asset Management Europe Ltd
Nikko AM Limited
Nikko Asset Management International Limited
AllMAN Asset Management Sdn.Bhd.
Nikko Asset Management New Zealand Limited
Nikko AM Americas Holding Co., Inc.
Nikko AM Global Holdings Limited
Nikko Asset Management Hong Kong Limited
Nikko AM Global Cayman Limited
Nikko AM (Cayman) Ltd
Nikko Asset Management Luxembourg S.A.
NAMA Investment Partneres, Inc.
Nikko AM Equities Australia Pty Limited
Affin Hwang Asset Management Berhad
AccelVantage Academy Sdn.Bhd.
Rongtong Fund Management Co., Ltd
Shen Zhen Rongtong Capital Management Co., Ltd.
Rongtong Global Investment Limited
Bintang Capital Partners Berhad
Sky Ocean Asset Management Co,Ltd.
JP Asset Management Co., Ltd.
Sumitomo Mitsui Trust International Limited
Mutual Fund & Insurance Research Institute
SBI Sumishin Net Bank, Ltd.
SBI Sumishin Net Bank Card Co., Ltd.
SBI Card Co., Ltd.
NetMove Corporation
Sumitomo Mitsui Trust General Service Co., Ltd.
Sumitomo Mitsui Trust Career Partners Co., Ltd.
HR One Corporation
HR One Shanghai Co., Ltd.
Sumitomo Mitsui Trust Systems & Services Co., Ltd.
Sumitomo Mitsui Trust Guarantee Co., Ltd.
Sumishin Guaranty Company Limited
Sumitomo Mitsui Trust Wealth Partners Co., Ltd.
Sumitomo Mitsui Trust Card Co., Ltd.
Sumitomo Mitsui Trust Club Co., Ltd.
Sumitomo Mitsui Trust Life Partners Co., Ltd.
Sumitomo Mitsui Trust Business Service Co., Ltd.
Cardif Assurance Vie Japan
Cardif Assurances Risques Divers Japan
Sumitomo Mitsui Trust Loan & Finance Co., Ltd.
Sumitomo Mitsui Trust Panasonic Finance Co., Ltd.
Japan Machinery Leasing and Sales Co., Ltd.
FA Leasing Ltd. Co., Ltd.
Sumitomo Mitsui Trust Leasing (SINGAPORE) Pte.Ltd.
OIF(PANAMA) S.A.
SMPT OCEAN PTE.LTD.
Sumishin Life Card Company, Limited

$\mathcal{L}^{\text{max}}{\text{max}}$ and $\mathcal{L}^{\text{max}}{\text{max}}$

Zijin Trust Co., Ltd
Nanjing Zijin Financial Leasing Co., Ltd.
Marubeni SumiT Rail Transport Inc.
Midwest Rail Corporation
Sumitomo Mitsui Trust Bank(Thai) Public Company Limited
BIDV-SuMi TRUST Leasing Co., Ltd.
Japan Management Succession Support Co. Ltd.
Sumitomo Mitsui Trust Investment Co., Ltd.
Sumitomo Mitsui Trust(Hong Kong) Limited
Sumitomo Mitsui Trust Real Estate Investment Management Co., Ltd.
Enex Asset Management Co., Ltd.
Tokyo Securities Transfer Agent Co., Ltd.
Japan Securities Agents, Ltd.
Sumitomo Mitsui Trust TA Solution, Ltd.
Japan Stockholders Data Service Company, Limited
Sumitomo Mitsui Trust Research Institute Co., Ltd.
Sumitomo Mitsui Trust Realty Co., Ltd.
Mitsui & Co., Logistics Partners Ltd.
JTC Holdings, Ltd.
Japan Trustee Services Bank, Ltd.
Trust & Custody Services Bank, Ltd
NS Holdings LLP
NS Asset Management LLP
Sumitomo Mitsui Trust Bank (Luxembourg)S.A.
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Sumitomo Mitsui Trust (Ireland) Limited
SMT Fund Services (Ireland) Limited
SMT Trustees (Ireland) Limited
G.A.S. (Cayman) Limited
Sumitomo Mitsui Trust (UK) Limited
Japan Pension Operation Service, Ltd.