Indian Bank — Proxy Solicitation & Information Statement 2024

Dec 6, 2024

निवेशक सेवाएँ कक्ष INVESTOR SERVICES CELL

==> picture [94 x 36] intentionally omitted <==

Ref. No.: ISC/315/2024-25 Date: 06.12.2024

The Vice President National Stock Exchange of India Ltd. Exchange Plaza Bandra- Kurla Complex Bandra East, Mumbai-400 051 NSE Symbol: INDIANB	The Vice President BSE Ltd. 25, P. J. Towers Dalal Street, Mumbai-400001 BSE Scrip Code- 532814

Dear Sir/Madam,

Subject: Copy of Notice of Extraordinary General Meeting (EGM) of Shareholders of the Bank scheduled to be held on Thursday, the 02[nd] January 2025

In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing a copy of Notice of Extraordinary General Meeting (EGM) of Shareholders of the Bank scheduled to be held on Thursday, the 02[nd] January 2025.

This is for your information, record and dissemination please.

Yours faithfully,

For Indian Bank

Digitally signed by DINA NATH KUMAR DN: st=TAMIL NADU, DINA NATH serialNumber=f9e22b8c1b4cbe397ea1 54974bb1f6e21a396ec0948def3bce411 1484c37a148, postalCode=600014, KUMAR ou=INVESTOR SERVICE CELL, o=INDIAN BANK, c=IN, cn=DINA NATH KUMAR Date: 2024.12.06 18:39:13 +05'30'

AGM & Company Secretary

Encl: A/a

कॉर्पोरेट कार्ाालर् : 254-260 , अव्वै षण्मुगम सालै , रॉर्र्पेट्टा , चेन्नै – 600 014 Corporate Office: 254-260, Avvai Shanmugam Salai, Royapettah, Chennai – 600 014 फोि Phone: 044-2813 4484/4698, ई-मेल Email: ibinvestorrelations@indianbank.co.in हमें फॉलो करें Follow us on

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d‚ikZsjsV dk;kZy; 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600 014

Corporate Office 254 - 260, Avvai Shanmugam Salai, Royapettah, Chennai – 600 014

ohfM;ks d‚UÝsaflax ¼ohlh½@vU; v‚fM;ks fotqvy lkèku ¼vks,oh,e½ ds ekè;e ls vlkèkkj.k vke cSBd dh lwpuk

NOTICE OF EXTRAORDINARY GENERAL MEETING THROUGH VIDEO CONFERENCING (VC)/ OTHER AUDIO VISUAL MEANS (OAVM)

xq#okj] 02 tuojh 2025 dks iwokZà 11-00 cts Thursday, the 02[nd] January 2025 at 11.00 a.m.

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egRoiw.kZ frfFk;k¡

IMPORTANT DATES

vlk/kkj.k vke cSBd ¼bZ&bZth,e½ dh frfFk vkSj le; Date and Time of Extraordinary General Meeting (e-EGM)	ohfM;ks d‚UÝsaflax ¼ohlh½ vkSj vU; v‚fM;ks fotqvy lkèku ¼vks,oh,e½ ds ekè;e ls xq#okj] 02 tuojh 2025 dks iwokZà 11-00 cts ¼vkbZ,lVh½ Thursday, the 02ndJanuary 2025 at 11.00 a.m. (IST) through Video Conferencing (VC) and Other Audio Visual Means (OAVM)
bZ&oksfVax ,tsalh vkSj rduhdh IysVQkeZ çnkrk E-Voting Agency and Technical Platform Provider	lsaVªy fMi‚ftVjh lfoZlst ¼bafM;k½ fyfeVsM bZ&esy vkbZMh -helpdesk.evoting@cdslindia.com laidZ ua- 1800 22 55 33 Central Depository Services (India) Ltd., e-mail ID -helpdesk.evoting@cdslindia.com Contact No. - 1800 22 55 33
fofufnZ"V frfFk ¼fuokZpu çfØ;k esa Hkkx ysus vFkkZr ukekadu] çfrHkkfxrk vkSj ernku ds fy, 'ks;jèkkjdksa dh ik=rk fuèkkZj.k gsrq½ Specified Date (To determine the eligibility of the Shareholders to participate in election process i.e. to nominate, contest and vote)	'kqØokj] 06 fnlacj 2024 Friday, the 06thDecember 2024
ukekadu çkIr djus dh vafre frfFk Last date for receipt of Nominations	cq/kokj] 18 fnlacj 2024 Wednesday, the 18thDecember 2024
ukekadu dh laoh{kk Scrutiny of Nominations	xq#okj] 19 fnlacj 2024 Thursday, the 19thDecember 2024
ukekadu okil ysus dh vafre frfFk Last date for withdrawal of Nominations	xq#okj] 26 fnlacj 2024 Thursday, the 26thDecember 2024
fjeksV bZ&oksfVax Remote E-Voting	jfookj] 29 fnlacj 2024 dks Ákr% 09-00 cts ¼vkbZ,lVh½ ls cq/kokj] 01 tuojh 2025 dks la/;k 05-00 cts ¼vkbZ,lVh½s rd From 09.00 a.m. (IST) on Sunday, the 29th December 2024 to 5.00 p.m. (IST) on Wednesday, the 01stJanuary 2025
Lihdj ds :i esa iathÑr gksus ds fy, bZ&esy vuqjks/k djus dh vafre frfFk Last date for sending e-mail request to get registered as a speaker	'kqØokj] 27 fnlacj 2024 Friday, the 27thDecember 2024

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Zs s Z S S d‚ikjV dk;ky;] 254&260] vOo "k.eqxe lky] s S jk;iêk] psUu & 600 014

s ukfVl

,rn~}kjk lwfpr fd;k tkrk gS fd fuEufyf[kr dk;Zlapkyu ds fy, ohfM;ks d‚UÝsaflax ¼ohlh½@vU; v‚fM;ks fotqvy lkèku ¼vks,oh,e½ ds ekè;e ls bafM;u cSad ds 'ks;j/kkjdksa dh vlkèkkj.k vke cSBd dk vk;kstu xq#okj] 02 tuojh 2025 dks iwokZg~u 11-00 ct s ¼vkbZ,lVh½ fd;k tk,xk%

dk;Zlwph en la[;k 1 % ,d ’ks;j/kkjd funs’kd dk fuokZ

cSafdax fofu;eu vfèkfu;e] 1949 ¼blds ckn ch vkj vfèkfu;e ds :i esa lanfHkZr½ ,oa jk"Vªh;—r cSad ¼çca/ku vkSj çdh.kZ mica/k½ ;kstuk] 1970 ¼blds ckn * ;kstuk ds :i esa lanfHkZr½ ds lkFk ifBr cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970 ¼blds ckn vfèkfu;e ds :i esa lanfHkZr½ dh èkkjk 9 ¼3½ ¼i½ rFkk bafM;u cSad ¼'ks;j vkSj cSBd½ fofu;eu] 1999 ;Fkk la'kksfèkr ¼blds ckn fofu;e ds :i esa lanfHkZr½ vfèkfu;e dh èkkjk 19 ds vuqlj.k esa Hkkjr ljdkj dh vfèklwpuk la ,Q+- la 16@83@2013&chvksvkbZ fnukad 3 flrEcj 2013] ,Q+ la 16@51@2012&chvks-vkbZ fnukad 28 vçSy 2015 vkSj fnukad 20 tqykbZ 2016 ds vuqlkj] 25 ekpZ] 2015] 08 tqykbZ] 2016 dks lkoZtfud {ks= ds cSadksa ds xSj&ljdkjh funs'kd ds :i esa fopkj ds fy, Hkkjr ljdkj }kjk fuèkkZfjr ekunaM vkSj mlds ckn dksbZ vkSj la'kksèku] ¼blds ckn ^Hkkjr ljdkj ds fn'kkfunZs'k ds :i esa lanfHkZr½ ds lkFk ifBr Hkkjrh; fjt+oZ cSad ds ifji= la[;k Mhchvkj ,ihihVh chlh la 39@29-39-001@2016&17 fnukad 24 uoEcj 2016 blds ckn mlesa vkSj la'kksèku] ;fn dksbZ gks ¼blds ckn vkjchvkbZ funs'k ds :i esa lanfHkZr½ ds lkFk ifBr Hkkjrh; fjt+oZ cSad ¼ljdkjh {ks= ds cSadksa ds cksMZ ds fy, fuokZfpr funs'kdksa ds fy, mfpr vkSj mi;qä ekunaM½ funs'k] 2019 tks fnukad 02] vxLr 2019 dks vkjchvkbZ@Mhchvkj@2019&20@71 ekLVj funs'k Mhchvkj ,ihihVh la% 9@29-67-001@2019&20 ds vuqlj.k ea dsaæ ljdkj ds s vykok cSad ds 'ks;jèkkjdksa esa ls ,d dk funs'kd ds :i esa fuokZpu rFkk fuEufyf[kr ladYi dks ikfjr fd;k tkuk %&

ÞladYi fd;k x;k fd cSafdax fofu;eu vfèkfu;e] 1949] çklafxd ;kstuk] lacafèkr fofu;e] vkjchvkbZ ds funZs'kksa vkSj Hkkjr ljdkj ds fn'kkfunZs'kksa ds rgr cuk, x, fofu;eksa ds lkFk ifBr cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970 dh /kkjk 9¼3½¼i½ ds vuqlj.k esa dsaæ ljdkj ds vykok cSad ds 'ks;jèkkjdksa esa ls fuokZfpr ,d funs'kd dks cSad ds funs'kd ds :i esa muds }kjk dk;ZHkkj xzg.k djus dh frfFk / ekuh gqbZ frfFk ls rhu o"kZ dh vofèk ds fy, fu;qä fd;k tkrk gSA Þ

mi;qZä fuokZpu vkSj ladYi dks lsch lwphc)rk fofu;eksa ds fofu;eu 25¼2,½ ds çko/kkuksa ds rgr ikfjr Hkh ekuk tk,xkA

funs'kd eaMy ds vkns'k ls

g@& ¼,l- ,y- tSu½ çcaèk funs'kd ,oa eq[; dk;Zikyd vfèkdkjh

LFkku : psUuS fnukad : 02 fnlacj 2024

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¡ fVIif.k;k

1- O;k[;kRed fooj.k :

• cSBd ds dk;Z O;olk; ds lacaèk esa HkkSfrd rF;ksa dks fuèkkZfjr djusokyk O;k[;kRed fooj.k blds lkFk layXu gS vkSj ;g lwpuk dk fgLlk gSA

s sa a s s s s S 2- ohfM;k d‚UÝflx / vU; v‚fM;k fotqvy lkèku ¼vk,oh,e½ d ek/;e l vlk/kkj.k vke cBd dk a Þ Z & Z ß lpkyu ¼ b bth,e ½ %

• ,½ ohfM;ks d‚UÝsaflax / vU; v‚fM;ks ohfM;ks ek/;eksa ¼ ohlh / vks,oh,e½ ds ek/;e ls vlk/kkj.k vke cSBd ds vk;kstu laca/kh d‚iksZjsV dk;Z ea=ky; ¼Þ,elh, ifji=ß½ rFkk Hkkjrh; çfrHkwfr vkSj fofue; cksMZ }kjk tkjh fofHkUu ifji=ks ds vuqlj.k esa rFkk cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970 vkSj a lsch ¼lwphc)rk ckè;rk,a vkSj çdVhdj.k vis{kk,a½ fofu;eu] 2015 ¼Þlwphc)rk fofu;eß½ ds çkoèkkuksa ds vuqikyu esa] cSad dh bZth,e dk lapkyu ohlh@vks,oh,e ds ekè;e ls fd;k tk jgk gS] ftlesa lkoZtfud LFkku ij 'ks;jèkkjdksa dh HkkSfrd :i ls mifLFkfr dh vko';drk ugÈ gSA bZth,e ds fy, fopkj.kh; LFkku psUuS esa fLFkr cSad dk d‚iksZjsV dk;kZy; gksxkA

• ch½ cSad us ,elh, ifji=ksa esa mfYyf[kr lHkh çkoèkkuksa ds vuqlj.k ,oa vuqikyu esa bZ&bZth,e dks fuckZèk rjhds ls vk;ksftr djus ds fy, vko';d O;oLFkk dh gSA cSBd dh v[kaMrk dks lqfuf'pr djus ds fy, cSad }kjk i;kZIr vkSj leqfpr lqj{kk lqfuf'pr dh gSA

• lh½ lsaVªy fMi‚ftVjh lfoZlst ¼bafM;k½ fyfeVsM ¼lhMh,l,y½ bZth,e ds nkSjku ohlh@vks,oh,e ds ek/;e ls bZth,e esa lgHkkfxrk ,oa fjeksV bZ&oksfVax ds ek/;e ls oksfVax] bZ&oksfVax dh lqfo/kk miyC/k djk,xhA

• Mh½ lsch ,oa ,elh, ifji=@fn'kkfunZs'kksa ds vuqlkj] bZth,e dh lwpuk cSad dh osclkbV www.indianbank.in, LV‚d ,Dlpsat ;Fkk ch,lbZ fyfeVsM dh osclkbV www.bseindia.com vkSj us'kuy LV‚d ,Dlpsat v‚Q bafM;k fyfeVsM dh osclkbV www.nseindia.com ij miyC/k djkbZ tk,xhA

• bZ½ pwafd bZth,e ohlh@vks,oh,e lqfo/kk ds ek/;e ls lapkfyr dh tk,xh] :V eSi layXu djus dh vko';drk ugha g S A

• ,Q½ HkkSfrd eksM esa 'ks;j j[kusokys 'ks;jèkkjd https://investors.cameoindia.com fyad ij fDyd djds vius bZ&esy vkbZMh dks vLFkk;h :i ls iath—r dj ldrs gSa ,oa vuqjks/k Hkstdj bZth,e uksfVl dh l‚¶V d‚ih çkIr dj ldrs gSaA

s a 3- okfVx vf/kdkj %

cSad us 'ks;j/kkjdksa dh lgHkkfxrk dh ik=rk lqfuf'pr djus ds ç;kstukFkZ vFkkZr dsaæ ljdkj ds vykok cSad ds 'ks;j/kkjdksa esa ls ,d 'ks;j/kkjd funs'kd ds fuokZpu esa ukekadu] pquko yM+us rFkk erkf/kdkj gsrq 'kqØokj] 06 fnlacj 2024 dks fofufnZ"V frfFk ds :i esa fu/kkZfjr fd;k gSA

'ks;j/kkjdksa dk oksfVax vf/kdkj ;FkkfLFkfr fofufnZ"V frfFk vFkkZr 06 fnlacj 2024 ij ekuk tk,xkA

cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e] 1970 dh /kkjk 3¼2bZ½ ds vuqlkj dsUnzh; ljdkj ds vykok cSad dk dksbZ Hkh 'ks;j/kkjd vius }kjk /kkfjr 'ks;jksa ds laca/k esa] cSad ds lHkh 'ks;j/kkjdksa ds dqy oksfVax vf/kdkjksa ds nl çfr'kr ls vf/kd ] oksfVax dk ç;ksx djus dk gdnkj ugha gSA

Page 2 of 88

blds vfrfjä] bafM;u cSad ¼'ks;j vkSj cSBdsa½ fofu;e] 1999 ;Fkk la'kksf/kr ds fofu;e 10 ds vuqlkj] ;fn dksbZ 'ks;j nks ;k nks ls vf/kd O;fä;ksa ds uke ij iath—r gS rks bl fLFkfr esa jftLVj esa igys iath—r O;fä dks oksfVax fd, tkus dk ,dy vf/kdkjh ekuk tk,xkA

4- ç‚Dlh dh fu;qfä %

pwafd bZth,e ohlh@vks,oh,e ds ekè;e ls vk;ksftr dh tk,xh] ftlesa 'ks;jèkkjdksa dks HkkSfrd :i ls mifLFkr gksuk vko';d ugha gS] vr% ekStwnk ,elh,@lsch fn'kkfunZs'kksa ds vuqlkj ç‚fDl;ksa dh fu;qfä dh vko';drk ugha gSA rnuqlkj] bZth,e esa 'ks;jèkkjdksa }kjk çkfDl;ksa dh fu;qfä dh lqfo/kk miyC/k ugha gksxh vkSj blfy, ç‚Dlh dh fu;qfä laca/kh fy[kr bl bZth,e lwpuk ds lkFk layXu ugha gSA

5- % çkf/k—r çfrfuf/k dh fu;qfä

dksbZ Hkh O;fä] fdlh daiuh ;k fdlh fuxfer fudk;] tks cSad dk 'ks;j/kkjd gS] ds fof/kor çkf/k—r çfrfuf/k ds :i esa rc rd cSBd esa mifLFkr ugha gks ldsxk vFkok oksfVax ugha dj ldsxk tc rd fd fof/kor çkf/k— r çfrfuf/k ds :i esa mldh fu;qfä djus okys ladYi dh çfr ftls ml cSBd] ftlesa mls ikfjr fd;k x;k gS] ds v/;{k }kjk lR;çfr ds :i esa çekf.kr fd;k x;k gS] ftls cSad ds d‚iksZjsV dk;kZy; esa daiuh lfpo] bafM;u cSad] fuos'kd lsok d{k] foax 2 & lh] f}rh; ry] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600 014 dks ;k mä ladYi dh çekf.kr ewy çfr dh LdSu d‚ih bZ&esy ds ek/;e ls scrutinizer@snaco.net ,oa bldh çfr investors@indianbank.co.in dks vlk/kkj.k vke cSBd dh frfFk ls de ls de pkj fnu igys vFkkZr 27 fnlacj] 2024 dks dk;Z≤ dh lekfIr rd ;k mlls iwoZ Hkstk tk,A

Z s 6- mifLFkfr iph lg ço'k i= %

pwafd ] cSBd ohlh@vks ,oh,e ds ek/;e ls lapkfyr dh tk jgh gS ] vr% bZth,e esa lgHkkfxrk ds fy, mifLFkfr iphZ dh vko';drk ugha gSA

7- jftLVªkj ,o 'ka s;j varj.k ,tsUV ds lkFk i=kpkj %

HkkSfrd :i esa 'ks;j j[kus okys 'ks;j/kkjdksa ls vuqjks/k gS fd os vius iath—r irs esa fdlh çdkj ds ifjorZu gksus] Vªkalfe'ku] MqIyhdsV 'ks;j çek.ki= tkjh djus] bZlh,l ¼bysDVªkfud lek'kks/ku i)fr½ vf/kns'k vkfn gsrq vuqjks/k djus ds fy, cSad ds jftLVªkj vkSj 'ks;j varj.k ,tsUV ¼vkjVh,½ dks fuEufyf[kr irs ij laidZ djsa %&

dSfe;ks dkWiksZjsV lfoZlst+ fyfeVsM ¼;wfuV % bafM;u cSad½ &1 lqczef.k;e fcfYMax] ua Dyc gkml jksM] psUuS 600 002 & & VsyhQksu 044 28460390@91@92@93@94 ¼5 ykbusa½ bZesy % investor@cameoindia.com ;k cameo@cameoindia.com

'ks;j/kkjdksa dks Rofjr vkSj çHkkoh lsok çnku djus ds mís'; ls bafM;u cSad us vius d‚iksZjsV dk;kZy;] psUuS esa fuos'kd lsok d{k dh LFkkiuk dh gSA 'ks;j/kkjd fdlh Hkh çdkj dh lgk;rk gsrq fuEufyf[kr irs ij bl d{k ls lEidZ dj ldrs gSa %

egkçca/kd & lh,Qvks lgk;d egkçca/kd ,oa daiuh lfpo bafM;u cSad] d‚iksZjsV dk;kZy;] bafM;u cSad] fuos'kd lsok d{k 254&260] vOoS "k.eqxe lkyS] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600 014 jk;isêk] psUuS & 600 014 nwjHkk"k % 044&28134563 nwjHkk"k % 044&28134698 bZ&esy % cfo@indianbank.co.in bZ&esy % investors@indianbank.co.in

Page 3 of 88

a s 8- vnÙk@vnkoh ykHkk'k] ;fn gk] rks %

cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e] 1970 dh èkkjk 10 ch ds vuqlkj] og jkf'k tks vnÙk@vnkoh ykHkka'k [kkrk esa varfjr fd;k x;k gks vkSj ,sls varj.k dh frfFk ls og lkr o"kksaZ dh vof/k ds fy, vnÙk@vnkoh gks rks mls daiuh vfèkfu;e] 1956@2013 dh èkkjk 205 lh@125 ds rgr dsaæh; ljdkj }kjk LFkkfir bUosLVj ,tqds'ku ,aM çksVsD'ku QaM esa varfjr fd;k tkrk gSA

Hkkjr ljdkj] foÙk ea=ky; ds i= la[;k ,Q-la-7/93/2013&chvks, fnukad 21-05-2014 ds ek/;e ls fn, x, funsZ'k@fn'kkfunsZ'kksa ds vuqlkj cSad dh vnÙk vkSj vnkoh ykHkka'k jkf'k dks cSafdax daifu;ksa ¼miØeksa dk varj.k ,oa vtZu½ vf/kfu;e 1970 dh /kkjk 10ch ds vuqikyu esa dsaæ ljdkj ds bUosLVj ,tqds'ku ,aM çksVsD'ku QaM esa varfjr dj fn;k x;k gSA

ftu 'ks;j/kkjdksa us foÙkh; o"kZ 2020&21 vkSj mlds ckn ds ykHkka'k okjaV dk Hkqxrku ugha djk;k gS] rks muls vuqjks/k gS fd os ,ubZ,QVh / lhèks varj.k ds ek/;e ls vius vnÙk ykHkka'k okjaV dh jkf'k ds foçs"k.k ds fy, jftLVªkj ,oa 'ks;j varj.k ,tsaV] dSfe;ks dkWiksZjsV lfoZlst+ fyfeVsM] lqcze.;e fcfYMax] ua&1] Dyc gkml jksM] psUuS 600 002 ds ikl vius cSad ds fooj.k lfgr oS/k nkok ntZ djsaA foÙk o"kZ 2017&18] 2018&19 rFkk 2019&20 gsrq cSad }kjk ykHkka'k ?kksf"kr ugha fd;k x;k gSA

vnÙk@vnkoh ykHkka'k okjaVksa dk fooj.k cSad dh osclkbV www.indianbank.in ij miyCèk djk;k x;k gSA

Sa S Sa sa Z 9- irk@cd C;kjk@cd [kkrk e ifjoru %

,½ ykHkka'k dk Hkqxrku] ;fn dksbZ ?kksf"kr fd;k x;k gks] djus gsrq ,u,lMh,y@lhMh,l,y ds lkFk iath—r cSad [kkrs ds C;kSjs vkjVh, }kjk lacaf/kr fMi‚ftVjh ls MkmuyksM fd;k tkrk gSA

rnuqlkj] 'ks;j/kkjd ftUgksaus viuk 'ks;j bysDVªkfud :i esa j[kk gS] muls vuqjksèk gS fd os vius cSad [kkrs ds fooj.kksa dks lacaf/kr fMi‚ftVjh ikfVZflisaV ¼ÞMhihÞ½ ds lkFk v|ru djk,A bafM;u cSad vFkok blds vkjVh, bysDVªkfud #i esa j[ks 'ks;jksa@MheSV [kkrs ds /kkjdksa ds cSad fooj.kksa vFkok cSad eSaMsV ;k iath—r irs esa fdlh ifjorZu gsrq lh/ks çkIr fdlh vuqjks/k ij dkjZokbZ ugha dj ldrs g S aA ,sls ifjorZuksa] ;fn dksbZ gks] ds fy, 'ks;j/kkjd vius fMi‚ftVjh ikfVZflisaV] tgka mudk MheSV [kkrk gS] ls laidZ djsaA

ch½ 'ks;j/kkjd ftUgksaus viuk 'ks;j HkkSfrd :i esa j[kk gS] muls vuqjks/k gS fd os cSad ds jftLVªkj ,oa 'ks;j VªkUlQj ,tsaV ¼vkjVh,½] dSfe;ks d‚iksZjsV lsok,¡ fyfeVsM dks muds Åij mfYyf[kr irs ij vkSipkfjd vuqjks/k Hkstsa %

• (i) irs esa ifjorZu ds fy,& ekU; nLrkosth çek.k ds lkFk çFke@,dy 'ks;jèkkjd }kjk fofèkor gLrk{kfjr vuqjksèk@vkosnuA

• (ii) cSad fooj.k esa ifjorZu@v|ru djus ds fy,& çFke@,dy 'ks;jèkkjd }kjk fofèkor gLrk{kfjr vuqjksèk@vkosnu ds lkFk jí fd, x, psd ftl ij [kkrk la[;k] ,evkbZlhvkj dksM] vkbZ,Q,llh dksM vkSj uke eqfær gksA

lh½ cSad vFkok cSad ds vkjVhvk, ds lkFk fdlh Hkh çdkj dk i=kpkj djrs le; HkkSfrd :i ¼'ks;j çek.ki=½ esa 'ks;j j[kus ds ekeys esa 'ks;jèkkjd lacaf/kr Qksfy;ks Øekad rFkk bysDVªkfud ¼MheSV [kkrs½ :i esa 'ks;j j[kus ds ekeys esa Mhih vkbZMh vkSj DykbaV vkbZMh dk vfuok;Z #i ls mYys[k djsaA

10- fjeksVZ bZ&okfVs ax ds ek/;e ls okfVs ax vf/kdkj dk ç;kx%s

lsch ¼lwphc)rk ckè;rk,¡ vkSj çdVhdj.k vis{kk,¡½ fofu;ekoyh] 2015 ds fofu;eu 44 ds vuqlkj] cSBd esa mifLFkr jgus o ernku ds ik= 'ks;j/kkjd fjeksV bZ&oksfVax ds tfj;s vius erkf/kdkj dk ç;ksx dj ldrs gSaA

fjeksV bZ&oksfVax oSdfYid gSA

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Z s 11- bth,e ukfVl dk çs"k.k %

lsch vkSj ,elh, ds ekStwnk ifji=ksa@fn'kkfunZs'kksa ds vuqlkj bZth,e uksfVl dh çfr;ka HkkSfrd :i esa çsf"kr ugha dh tk,xh rFkk bldh çfr;ka mu 'ks;jèkkjdksa dks bysDVª‚fud eksM ds ekè;e ls Hksth tk,axh ftuds bZesy irs cSad ds 'ks;jèkkjd fjd‚MZ esa iath—r gSaA

bZth,e uksfVl cSad dh osclkbV www.indianbank.in ,oa lhMh,l,y dh osclkbV] oksfVax ,tsalh www.evotingindia.com ij Hkh miyCèk djk;k tk,xkA

S s Z 12- Hkkfrd 'k;j /kkj.k dk vewrhdj.k %

lsch ds ekStwnk ekunaMksa ds vuqikyu esa] cSad HkkSfrd :i esa 'ks;jksa ds gLrkarj.k dh çfØ;k ugha djsxkA HkkSfrd ;k vHkkSfrd :i esa èkkfjr çfrHkwfr;ksa dk vkxs lapj.k@LFkkukarj.k dsoy vewrhZ—r :i esa fd;k tk,xkA rnuqlkj] HkkSfrd :i esa 'ks;j ¼'ks;j çek.ki=½ j[kusokys 'ks;j/kkjdksa ls vuqjks/k fd;k tkrk gS fd os HkkSfrd 'ks;jksa ls tqM+s lHkh tksf[keksa ls cpus ds fy, vius 'ks;jksa dk vewrhZdj.k djok ysaA 'ks;jksa ds vewrhZdj.k ls rjyrk esa Hkh o`f) gksrh gS rFkk 'ks;j/kkjd vius MheSV [kkrs ls tqM+s MheSV VªsfMax [kkrs ds ek/;e ls viuh lqfo/kk ds vuqlkj 'ks;jksa dks csp ldsaxsA

: HkkSfrd 'ks;jksa ¼'ks;j çek.ki=½ ds vewfrZdj.k ds fy, funZs'kkRed çfØ;k fuEukuqlkj gS

• ¼,½ 'ks;jksa dks us'kuy flD;ksfjVht fMi‚ftVjh fyfeVsM ¼,u,lMh,y½ ;k lsaVªy fMi‚ftVjh lfoZlst ¼bafM;k½ fyfeVsM ¼lhMh,l,y½ esa vewrZ ¼MheSV½ :i esa j[kk tk ldrk gSA ,u,lMh,y vkSj lhMh,l,y fMi‚ftVjh gSa tgka fuos'kd/'ks;j/kkjd ds 'ks;j/çfrHkwfr;ka bysDVª‚fud :i esa fMi‚ftVjh ikfVZflisaV~l ¼Mhih½ ds ek/;e ls j[kh tkrh gSaA

• ¼ch½ 'ks;jksa ds vewfrZdj.k ds fy,] 'ks;j/kkjd dks LV‚d czksfdax daiuh ;k MheSV lsok,a çnku djusokys cSad esa ,d MheSV [kkrk [kksyuk gksxkA gekjk cSad Hkh viuh vuq"kaxh baMcSad epsaZV cSafdax lfoZlst fyfeVsM ¼vkbZch,ech,l½ ds ek/;e ls MheSV lsok,a Hkh çnku dj jgk gSA vf/kd tkudkjh ds fy, —i;k vkbZch,ech,l dh osclkbV www.indbankonline.com ij y‚x v‚u djsaA

• ¼lh½ MheSV [kkrk [kksyus ds ckn] 'ks;j/kkjd dks vius Mhih] ftlds lkFk mUgksaus viuk MheSV [kksyk gS] dks Hkjs gq, vkSj gLrk{kfjr MheSV fjDosLV Q‚eZ ¼Mhvkj,Q½ ds lkFk ewy 'ks;j çek.ki=¼=ksa½ dks tek djuk gksxkA

• ¼Mh½ lacaf/kr Mhih vewfrZdj.k vuqjks/k dks lalkf/kr djsxk vkSj nLrkostksa ds lR;kiu iwjk gksus ds ckn] lacaf/kr 'ks;j çek.ki= ds vuqlkj 'ks;jksa dh la[;k lacaf/kr 'ks;j/kkjd ds MheSV [kkrs esa tek gks tk,xhA

S sa Z& s a s a 13- cBd e b okfVx grq loh{kd %

bZth,e ds nkSjku esa fjeksV bZ&oksfVax vkSj bZ&oksfVax dks U;k;ksfpr ,oa ikjn'khZ rjhds ls lapkfyr djus gsrq cSad us esllZ ,l - ,u - vuUrlqczef.k;u ,aM da] daiuh lfpo dks laoh{kd ds :i esa fu;qDr fd;k gSA

14- bZ&okfVs ax ,o dh çfØ;k ,oa a ç.kkyh %

bysDVªkfud :i ls oksfVax djus gsrq 'ks;j/kkjdksa ds fy, vuqns'k fuEuor~ gSa %

pj.k 1% MheSV eksM esa 'ks;j j[kus okys 'ks;jèkkjdksa ds ekeys esa fMi‚ftVjh lhMh,l,y@,u,lMh,y bZ&oksfVax flLVe ds ekè;e ls ,DlslA

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pj.k 2% HkkSfrd eksM esa 'ks;j j[kus okys 'ks;jèkkjdksa vkSj MheSV eksM esa xSj&O;fäxr 'ks;jèkkjdksa ds ekeys esa lhMh,l,y bZ&oksfVax ç.kkyh ds ekè;e ls ,DlslA

- bysDVªkfud oksfVax J`a[kyk la[;k ¼bZoh,l,u½

• dk;Zlwph en la[;k 1 % cSad ds ’ks;j/kkjdksa ] dsaæ ljdkj ds vykok esa ls ,d 241129008 ’ks;j/kkjd funs’kd dk fuokZpu

• ¼,½ tSlk fd bZth,e ds dk;Zlwph dk en 'ks;jèkkjd funs'kd dk fuokZpu gS] 'ks;j/kkjd¼dksa½@ fgrkf/kdkjh Lokeh¼vk sa ½ ds oksfVax vf/kdkj ;FkkfLFkfr 'kqØokj] 06 fnlacj 2024 ¼bl mís'; ds fy, fofufnZ"V frfFk½ dks muds }kjk èkkfjr bfDoVh 'ks;j ds vuqlkj gksaxsA

• ¼ch½ fjeksV bZ&oksfVax dh vof/k jfookj] 29 fnlacj 2024 dks lqcg 09-00 cts ¼vkbZ,lVh½ ls 'kq: gksxh vkSj cq/kokj] 01 tuojh 2025 dks 'kke 5-00 cts lekIr gksxhA bl vof/k ds nkSjku cSad ds 'ks;j/kkjd ftuds ikl mDr fofufnZ"V frfFk ij HkkSfrd :i esa ;k MheSVfj;ykbTM :i esa 'ks;j gSa] os vius erkf/kdkj dk ç;ksx bysDVª‚fud :i ls dj ldrs gSaA blds ckn lhMh,l,y }kjk bZ&oksfVax e‚Mîwy dks fjeksV oksfVax ds fy, fuf"Ø; dj fn;k tk,xkA

• lh½ bZ&oksfVax dh lqfoèkk bZth,e ds nkSjku Hkh miyCèk djkbZ tk,xhA gkykafd] tks 'ks;j/kkjd cSBd dh rkjh[k ls igys gh fjeksV bZ&oksfVax dj pqds gS] os bZth,e esa oksfVax djus ds gdnkj ugha gksaxsA

• ¼Mh½ lsch us ifji= la[;k lsch/,pvks/lh,QMh/lh,eMh/lhvkbZvkj/ih/2020/242 fnukad 09-12-2020 ds ek/;e :

• ls fuEukuqlkj lwfpr fd;k gS

• (i) lsch ¼lwphc)rk ck/;rk,a vkSj çdVhdj.k vis{kk,a½ fofu;ekoyh] 2015 ds fofu;e 44 ds rgr] lwphc) laLFkkvksa dks lHkh 'ks;j/kkjdksa ds ladYiksa ds laca/k esa vius 'ks;j/kkjdksa dks fjeksV bZ&oksfVax lqfo/kk çnku djuk vko';d gSA rFkkfi] ;g ns[kk x;k gS fd lkoZtfud xSj&laLFkkxr 'ks;j/kkjdksa/[kqnjk 'ks;j/kkjdksa dh Hkkxhnkjh ux.; Lrj ij gSA

• (ii) orZeku esa] Hkkjr esa lwphc) laLFkkvksa dks bZ&oksfVax lqfo/kk çnku djusokys dbZ bZ&oksfVax lsok çnkrk ¼bZ,lih½ gSaA blds fy, 'ks;j/kkjdksa }kjk fofHkUu bZ,lih ij iathdj.k vkSj dbZ ;wtj vkbZMh vkSj ikloMZ ds j[kj[kko dh vko';drk gksrh gSA

• (iii) lkoZtfud ijke'kZ ds vuqlj.k esa oksfVax çfØ;k dh n{krk c<+kus ds fy,] lHkh MheSV [kkrk/kkjdksa dks muds MheSV [kkrksa/fMi‚ftVjh dh osclkbVksa/fMi‚ftVjh çfrHkkxh ds ek/;e ls ,dy y‚xbu ØsMsaf'k;y ds ek/;e ls bZ&oksfVax lfØ; djus dk fu.kZ; fy;k x;k gSA MheSV [kkrk/kkjd bZ,lih esa fQj ls iathdj.k fd, fcuk viuk oksV Mkyus esa l{ke gksaxs] ftlls u dsoy fuckZ/k çek.khdj.k dh lqfo/kk gksxh cfYd bZ&oksfVax çfØ;k esa Hkkx ysuk vklku vkSj lqfo/kktud gks tk,xkA

• ¼bZ½ lwphc) daifu;ksa }kjk çnku dh xbZ bZ&oksfVax lqfoèkk laca/kh lsch ds ifji= la lsch@,pvks@lh,QMh @lh,eMh@lhvkbZvkj@ih@2020@242 fnukad 09-12-2020 ds vuqlkj] MheSV eksM esa çfrHkwfr j[kus okys O;fäxr 'ks;jèkkjdksa dks muds MheSV [kkrk fMi‚ftVjh vkSj fMi‚ftVjh ikfVZflisaV~l ds ekè;e ls oksfVax djus dh vuqefr gSA 'ks;jèkkjdksa dks lwfpr fd;k tkrk gS fd os bZ&oksfVax lqfoèkk dk mi;ksx djus ds fy, vius MheSV [kkrksa esa viuk eksckby uacj vkSj bZesy vkbZMh v|ru djsaA

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mi;qZä lsch ifji= ds vuqlj.k esa] MheSV :i esa 'ks;j/çfrHkwfr;ksa dks j[kusokys oS;fäd 'ks;j/kkjdksa ds fy, : bZ&oksfVax vkSj opqZvy cSBd esa 'kkfey gksus ds fy, y‚xbu fof/k uhps nh xbZ gS

'ks;j/kkjd dk çdkj	y‚fxu fof/k
lhMh,l,y fMiksftVjhesa MheSV :i esa çfrHkwfr j[kusokys oS;fäd 'ks;j/kkjd	1½ ftu mi;ksxdrkZvksa us lhMh,l,y bZth/bft;sLV lqfo/kk dk fodYi pquk gS] os vius ekStwnk ;wtj vkbZMh vkSj ikloMZ ds ek/;e ls y‚xbu dj ldrs gSaA fcuk fdlh vfrfjä çek.khdj.k ds bZ&oksfVax ist ij igqapus dk fodYi miyC/k djk;k tk,xkA ds fy, bZth/bft;sLV esa y‚xbu djus ds fy, mi;ksxdrkZ ;wvkj,ywww.cdslindia.com ij tk,a rFkk y‚xbu vkbdu ij fDyd djsa vkSj ekbZ bZth U;w ¼Vksdu½ VSc pqusaA 2½ lQy y‚xbu ds ckn bZth/bft;sLV mi;ksxdrkZ daiuh cSad }kjk çnku dh xbZ tkudkjh ds vuqlkj mu ik= daifu;ksa ds fy, bZ&oksfVax fodYi ns[k ldsaxs tgka bZ&oksfVax py jgh gSA bZ&oksfVax fodYi ij fDyd djus ij mi;ksxdrkZ fjeksV bZ&oksfVax vof/k ds nkSjku viuk oksV Mkyus ;k cSBd ds nkSjku opqZvy cSBd vkSj oksfVax esa 'kkfey gksus ds fy, bZ&oksfVax lsok çnkrk dk bZ&oksfVax ist ns[k ldsxkA blds vfrfjä lHkh bZ&oksfVax lsok çnkrkvksa ds flLVe dks ,Dlsl djus ds fy, fyad Hkh çnku fd;k x;k gS rkfd mi;ksxdrkZ lh/ks bZ&oksfVax lsok çnkrkvksa dh osclkbV ij tk ldsA 3½ ;fn mi;ksxdrkZ bZt+h@bZt+h,LV ds fy, iath—r ugha gS] rks iathdj.k dk fodYi lhMh,l,y osclkbV www.cdslindia.com ij miyCèk gS] rnqijkar y‚fxu vkSj ekbZ bZth U;w ¼Vksdu½ ij fDyd djsa vkSj fQj iathdj.k fodYi ij fDyd djsaA 4½ oSdfYid :i ls] mi;ksxdrkZwww.cdslindia.com ds gkse ist ij miyC/k bZ&oksfVax fyad esa MheSV [kkrk la[;k vkSj iSu uacj çnku djds lh/ks bZ&oksfVax ist rd igqap ldrs gSaA flLVe MheSV [kkrs esa iath—r eksckby vkSj bZesy ij vksVhih Hkstdj mi;ksxdrkZ dks çekf.kr djsxkA lQy çek.khdj.k ds ckn mi;ksxdrkZ tgka oksfVax py jgh gS mlds fy, bZ&oksfVax fodYi ns[k ldsxk vkSj lHkh bZ&oksfVax lsok çnkrkvksa ds flLVe dks lh/ks ,Dlsl Hkh dj ldsxkA
,u,lMh,y fMiksftVjh esa MheSV :i esa çfrHkwfr j[kusokys oS;fäd 'ks;j/kkjd	1½ ;fn ç;ksäk igys ls gh ,u,lMh,y vkbZMhbZ,,l lqfo/kk ds fy, iath—r gSa rks mls ,u,lMh,y dh bZ&lsok,a osclkbV ij tkdj ilZuy daI;wVj ij ;k eksckby ij ;wvkj,y https://eservices.nsdl.com Vkbi djds osc czkmtj [kksysaA bZ&lsokvksa dk gkse ist [kqyus ds ckn'vkbMh,,l'lsD'ku esa miyC/k"y‚xbu"ds rgr"csfufQf'k;y vksuj" vkbdu ij fDyd djsaA ,d ubZ LØhu [kqysxhA ç;ksäk dks viuk ;wtj vkbZMh vkSj ikloMZ Mkyuk gksxkA lQy çek.khdj.k ds ckn bZ&oksfVax og lsokvksa dks ns[ks ik,xkA bZ&oksfVax lsokvksa ds rgr",Dlsl Vw bZ&oksfVax"ij fDyd djsa vkSj ç;ksäk bZ&oksfVax ist ns[k ik,axsA cSad ds uke ;k bZ&oksfVax lsok çnkrk ds uke ij fDyd djus ds ckn ç;ksäk dks fjeksV bZ&oksfVax vof/k ds nkSjku ;k opqZvy cSBd esa 'kkfey gksus vkSj cSBd ds nkSjku oksfVax djus ds fy, bZ&oksfVax lsok çnkrk osclkbV ij ys tk,xkA 2½ ;fn ç;ksäk vkbZMhbZ,,l bZ&lsokvksa ds fy, iath—r ugha gS rks iathdj.k dk fodYi https://eservices.nsdl.com ij miyC/k gSA"vkbZMhbZ,,l iksVZy ds fy, ÞjftLVj v‚uykbuß pqusa ;khttps://eservices.nsdl.com/SecureWeb/IdeasDirectReg.jsp ij fDyd djsaA "

Page 7 of 88

3½ ,u,lMh,y dh bZ&oksfVax osclkbV ij tk,aA ilZuy daI;wVj ij ;k eksckby ij ;wvkj,y https://www.evoting.nsdl.com/ Vkbi djds osc czkmtj [kksysaA bZ&oksfVax flLVe dk gkse ist [kqyus ds ckn''ks;jgksYMj/esEcj'lsD'ku esa miyC/k"y‚xbu"vkbdu ij fDyd djsaA ,d ubZ LØhu [kqysxhA LØhu ij fn[kk, x, vuqlkj ç;ksäk dks viuk ;wtj vkbZMh ¼vFkkZr ,u,lMh,y esa j[ks vkidk lksyg vadksa dk MheSV [kkrk uacj½] ikloMZ/vksVhih vkSj LØhu ij fn[kk;k x;k ,d lR;kiu dksM ntZ djuk gksxkA lQy çek.khdj.k ds ckn ç;ksäk dks ,u,lMh,y fMi‚ftVjh lkbV ij ys tk;k tk,xk tgka ç;ksäk bZ&oksfVax ist ns[k ik,axsA daiuh/cSad ds uke ;k bZ&oksfVax lsok çnkrk ds uke ij fDyd djsa tks vkidks fjeksV bZ&oksfVax vof/k ds nkSjku ;k opqZvy cSBd esa 'kkfey gksus vkSj cSBd ds nkSjku oksfVax djus ds fy, bZ&oksfVax lsok çnkrk osclkbV ij ys tk,xkA

oS;fäd 'ks;j/kkjd ¼MheSV :i esa çfrHkwfr;ksa dks j[kusokys½ vius fMiksftVjh çfrHkkfx;ksads ek/;e ls y‚xbu djsa

ç;ksäk bZ&oksfVax lqfo/kk ds fy, ,u,lMh,y/lhMh,l,y esa iath—r vius fMi‚ftVjh ikfVZflisaV ds ek/;e ls vius MheSV [kkrs ds y‚xbu ØsMsaf'k;y dk mi;ksx djds Hkh y‚xbu dj ldrs gSaA lQy y‚xbu ds ckn os bZ&oksfVax fodYi ns[k ik,axsA bZ&oksfVax fodYi ij fDyd djus ij ç;ksäk dks lQy çek.khdj.k ds ckn ,u,lMh,y/lhMh,l,y fMi‚ftVjh lkbV ij ys tk;k tk,xk] tgka vki bZ&oksfVax Qhpj ns[k ik,axsA daiuh/cSad ds uke ;k bZ&oksfVax lsok çnkrk ds uke ij fDyd djus ds ckn mls tks vkidks fjeksV bZ&oksfVax vof/k ds nkSjku ;k opqZvy cSBd esa 'kkfey gksus vkSj cSBd ds nkSjku oksfVax djus ds fy, bZ&oksfVax lsok çnkrk osclkbV ij ys tk,xkA

egRoiw.kZ fVIi.kh: tks 'ks;j/kkjdksa;wtj vkbZMh / ikloMZ Hkwy x, gSa] mUgsa lykg nh tkrh gS fd os mi;qZä osclkbV ij miyC/k Q‚jxsV ;wtj vkbZMh vkSj Q‚jxsV ikloMZ fodYi dk mi;ksx djsaA

S sa sa s s s s sa s Z S MheV :i e çfrHkwfr;k dk j[kuoky O;fäxr 'k;j/kkjdk d fy, fMi‚ftVjh vFkkr lhMh,l,y vkj ,u,lMh,y s s s a a s s s s d ek/;e l y‚xbu l lcf/kr fdlh Hkh rduhdh eqí d fy, gYiMLd fooj.k %

y‚fxudk çdkj	gsYiMsLd fooj.k
lhMh,l,yesa MheSV :i esa çfrHkwfr j[kusokys oS;fäd 'ks;j/kkjd	y‚xbu esa rduhdh leL;k gksus ij lhMh,l,y gsYiMsLd ls laidZ djus ds fy, 'ks;j/kkjdhelpdesk.evoting@cdslindia.comij vuqjks/k Hkst ldrs gSa ;k Vksy Ýh uacj 1800 22 55 33 ij laidZ dj ldrs gSaA
,u,lMh,yesa MheSV :i esa çfrHkwfr j[kusokys O;fäxr 'ks;j/kkjd	y‚xbu esa rduhdh leL;k gksus ij ,u,lMh,y gsYiMsLd ls laidZ djus ds fy, 'ks;j/kkjdevoting@nsdl.co.inij vuqjks/k Hkst ldrs gSa ;k Vksy Ýh uacj % 1800 1020 990 vkSj 1800 22 44 30 ij d‚y dj ldrs gSaA

s ukV : HkkSfrd :i esa 'ks;j j[kus okys 'ks;jèkkjdksa vkSj MheSV eksM esa xSj&O;fäxr 'ks;jèkkjdksa ds ekeys esa] bls lhMh,l,y bZ&oksfVax flLVe ds ekè;e ls ,Dlsl fd;k tk ldrk gSA

¼,Q½ bZ&oksfVax vkSj MheSV :i esa oS;fäd 'ks;j/kkjdksa vkSj HkkSfrd 'ks;j/kkjdksa ds vykok vU; 'ks;j/kkjdksa ds fy, : opqZvy cSBd esa 'kkfey gksus ds fy, y‚xbu fof/k

• 'ks;jèkkjd bZ&oksfVax osclkbV www.evotingindia.com esa ykxvkWu djsaA

• ^^'ks;jgksYMj^^ e‚Mîwy ij fDyd djsaA

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		vc vius ;wtj vkbZMh dks çfo"V djsaA	vc vius ;wtj vkbZMh dks çfo"V djsaA
			o lhMh,l,y ds fy, % 16 vadksa dh ykHkkFkÊ vkbZMh]
			o ,u,lMh,y ds fy, % 8 dSjsDVj Mhih vkbZMh ds ckn 8 fMftV dk DykbaV vkbZMh]
			o HkkSfrd :i esa 'ks;j j[kusokys 'ks;jèkkjdksa dks cSad esa iath—r Qksfy;ks uacj ntZ djuk pkfg,A
		Nfo lR;kiu dks çnf'kZr fd, vuqlkj ntZ djsa vkSj y‚xbu ij fDyd djsaA
		;fn vki MheSV :i esa 'ks;j j[k jgs gSa vkSjwww.evotingindia.com ij y‚xbu fd;k gS vkSj fdlh
		vU; daiuh/cSad dh oksfVax esa 'kkfey gq, gS] rks vki ekStwnk ikloMZ dk mi;ksx dj ldrs gSaA
		;fn vki igyh ckj mi;ksxdrkZ gSa rks uhps fn, x, pj.kksa dk ikyu djsa &
			MheSV :i vkSj HkkSfrd :i esa 'ks;j j[kusokys 'ks;jèkkjdksa ds fy,
iSu			vk;dj foHkkx }kjk tkjh vY+Qk&U;wefjd 10 vadksaokyk viuk iSu ntZ djsa ¼MheSV 'ks;jèkkjd
			vkSj HkkSfrd 'ks;jèkkjd nksuksa ds fy, ykxw½
			ftu 'ks;jèkkjdksa us cSad@fMi‚ftVjh ikVhZflisaV esa vius iSu dks v	ru ugha fd;k gS] muls
			vuqjksèk gS fd os vius cSad@vkjVh, }kjk fn, x, vuqØe la[;k dk mi;ksx djsa ;k cSad@vkjVh,
			ls laidZ djsaA
ykHkka'k			y‚xbu djus ds fy, vius MheSV [kkrs esa ;k cSad ds fjd‚MZ esa ntZ tUe frfFk ¼dd/mm/yyyy
cSad			çk:i esa½ ntZ djsaA
fooj.k ;k tUe frfFk			;fn nksuksa fooj.k fMi‚ftVjh ;k cSad esa ntZ ugha gSa] rks ykHkka'k cSad fooj.k QhYM esa lnL; vkbZMh@Qksfy;ks la[;k ntZ djsaA
		bu fooj.kksa dks mfpr :i ls ntZ djus ds ckn] ^^lcfeV** VSc ij fDyd djsaA
		HkkSfrd :i esa 'ks;j j[kusokys 'ks;jèkkjd blds ckn lhèks daiuh p;u LØhu esa igq¡p tk,¡xsA rFkkfi
		MheSV :i esa 'ks;j èkkfjr djusokys lnL;] vc ^^ikloMZ l`tu^^ ds esuq esa igq¡psaxs tgk¡ muls vfuok;Zr%
		vis{kk dh tkrh gS fd os u;s ikloMZ QhYM esa vius ykxbu ikloMZ dks izfo"V djasA —i;k uksV djsa
		fd bl ikloMZ dk ç;ksx MheSV èkkjdksa }kjk vU; fdlh Hkh daiuh ds ladYiksa ds fy, oksV djus gsrq
		Hkh fd;k tk,xk] tgk¡ os oksV nsus ds fy, ik= gSa c'krZs fd daiuh lhMh,l,y IySVQkeZ ds tfj,
		bZ&oksfVax dk fodYi miyCèk djkrh gSA gekjh lykg gS fd vki fdlh vU; O;fä ds lkFk ikloMZ
		lk>k u djsa vkSj vius ikloMZ dks xksiuh; j[kus gsrq vR;Ur lkoèkkuh cjrsaA
		HkkSfrd :i esa 'ks;j j[kusokys lnL;ksa ds fy,] bl uksfVl esa fufgr çLrkoksa ij dsoy bZ&oksfVax ds
		fy, fooj.k dk mi;ksx fd;k tk ldrk gSA
		lacafèkr<daiuh@cSad dk uke>bZoh,l,u ij fDyd djsa] ftl ij vki oksfVax nsuk pkgrs gSaA
		oksfVax ist ij vki ÞladYi dk o.kZuß ik,¡xs vkSj mlds lkeus oksfVax gsrq ^^gk¡@ugha^^ fodYi gksxkA
		viuh bPNkuqlkj Þgk¡ß ;k Þughaß dk p;u djsaA Þgk¡ß fodYi dk vfHkçk; ;g gS fd vki ladYi ls
		lger gSa vkSj Þughaß fodYi dk vfHkçk; ;g gS fd vki ladYi ls lger ugha gSaA

• vki laiw.kZ ladYiksa dks ns[kuk pkgrs gSa rks ^^ladYi Qkby fyad^^ ij fDyd djsaA

• vkius ftl ladYi ij oksfVax nsus dk fu.kZ; fy;k gS] mldks pquus ds ckn ^^lcfeV^^ ij fDyd djsaA ij

• ,d iqf"Vdj.k c‚Dl çnf'kZr fd;k tk,xkA vki vius oksV dh iqf"V djuk pkgrs gSa rks ^^vksds^^ fDyd djsa ;k viuk oksV cnyuk pkgrs gSa rks ^^dSUly^^ ij fDyd djsa vkSj rnuqlkj vius oksV dks vk'kksfèkr djsaA

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• vki tc ,d ckj ladYi ij viuk oksV ^^iqf"V—r^^ ¼ CONFIRM ½ dj nsrs] rks vkidks mls cnyus ugha fn;k tk,xkA

• oksfVax ist ij ßfDyd fg;j Vw fçaVß fodYi ij fDyd djds vki vius }kjk fd, oksV dks fçaV Hkh dj ldsaxsA

;fn MheSV [kkrk/kkjd] vius cnys x, ikloMZ dks Hkwy tkrk gS rks mi;ksxdrkZ vkbZMh vkSj Nfo lR;kiu dksM dks ntZ djsa vkSj Þ QksjxksV ikloMZß ij fDyd djsa vkSj laoh{kd gsrq flLVe }kjk crk, x, fooj.k ntZ djsaA

xSj& oS;fäd 'ks;jèkkjd vkSj dLVksfM;u ds fy, lqfo/kk& fjeksV bZ&oksfVax

• xSj& oS;fäd 'ks;jèkkjdksa ¼vFkkZr oS;fäd] ,p;w,Q+] ,uvkjvkbZ vkfn ls vU;½ vkSj dLVksfM;u dks www.evotingindia.com ij y‚xbu djuk gksxk vkSj [kqn dks ^dksiksZjsV~l* e‚Mîwy esa iath—r djuk gksxkA

• laLFkk dh eksgj vkSj gLrk{kj lfgr iathdj.k Q‚eZ dh LdSu çfr dks helpdesk.evoting@cdslindia.com ij bZesy djuk gksxkA

• y‚xbu fooj.k çkIr djus ds ckn ,Mfeu y‚xbu vkSj ikloMZ dk mi;ksx djds ,d vuqikyu mi;ksxdrkZ cukuk gksxkA vuqikyu mi;ksxdrkZ ml [kkrs ¼[kkrksa½ dks fyad djus esa l{ke gksxk ftlds fy, os oksfVax djuk pkgrs gSaA

• y‚xbu esa fyad fd, x, [kkrksa dh lwph dks Lor% eSi fd;k tk,xk rFkk xyr eSfiax ds ekeys esa Mhfyad gks tk,xk sA

• cksMZ ds ladYi vkSj ikoj v‚Q vV‚uÊ ¼ihvks,½ dh ,d LdSu çfr tks mUgksaus dLVksfM;u ds i{k esa tkjh dh gS] ;fn dksbZ gS] rks bls lR;kfir djus ds fy, LØwfVukbtj ds fy, flLVe esa ihMh,Q çk:i esa viyksM fd;k tkuk pkfg,A

• oSdfYid :i ls xSj&O;fäxr 'ks;jèkkjdksa }kjk lacafèkr cksMZ ds ladYi@çkfèkdj.k i= vkfn dks fofèkor çkfèk—r gLrk{kjdrkZ] tks oksV djus ds fy, vfèk—r gSa] ds lR;kfir gLrk{kj ds lkFk laoh{kd vkSj cSad dks bZesy irs ;Fkk investors@indianbank.co.in ij Hkstk tkuk visf{kr gS] ;fn mUgksaus vyx&vyx VSc ls oksfVax fd;k gS vkSj tkap ds fy, lhMh,l,y bZ&oksfVax flLVe esa mls viyksM ugha fd;k Gsa

Z sa s S s a 15- bth,e e @d nkjku okfVx %

dk;Zlwph enksa ij ppkZ ds ckn cSad bu dk;Zlwph enksa ds lanHkZ esa oksfVax 'kq: djsxkA ;g oksfVax bl mís'; gsrq fu;qä fd, x, laoh{kd ds }kjk lapkfyr o ijhf{kr fd;k tk,xkA ohlh@vks,oh,e ds ek/;e l s cSBd esa 'kkfey gksusokys 'ks;j/kkjd@vf/k—r çfrfuf/k bZth,e ds nkSjku bZ&oksfVax çfØ;k ds }kjk vius erkf/kdkj dk ç;ksx dj ldrs gSaA rFkkfi] os 'ks;j/kkjd tksfd fjeksV bZ&oksfVax ds tfj;s viuk er ns pqds gSa os cSBd ds nkSjku gksus okyh bZ&oksfVax çfØ;k esa oksfVax ds ik= ugha gksaxsA

• 16- bZth,e ds nkSjku ohlh@vks,oh,e ds ek/;e ls cSBd esa lgHkkfxrk vkSj bZ&okfVs ax ds laca/k esa 'k;/kkjdks sa ds sZ

• fy, fun'k %

• ,½ bZth,e ds fnu cSBd esa lg;ksfxrk vkSj bZ&oksfVax esa Hkkx ysus dh çfØ;k ogh gS tks fjeksV bZ&oksfVax ds fy, Åij mfYyf[kr gSA

• ch½ uksfVl esa mfYyf[kr çfØ;k ds vuqlkj] 'ks;j/kkjd cSBd 'kq: gksus ds fu/kkZfjr le; ls 15 feuV igys vkSj ckn esa ohlh@vks,oh,e ds ek/;e ls bZth,e esa tqM+ ldrs gSaA ohlh@vks,oh,e ds ek/;e ls bZth,e esa çfrHkkfxrk dh lqfo/kk lcls igys tqM+us okys 1000 'ks;j/kkjdksa ds fy, miyC/k jgsxhA blesa cM+s

Page 10 of 88

'ks;j/kkjd ¼2% ;k vf/kd 'ks;j/kkfjrk j[kusokys 'ks;j/kkjd½] çeksVj] laLFkkxr fuos'kd] funs'kd] çeq[k çca/kdh; dehZ] ys[kkijh{kk lfefr ds v/;{k] ukekadu vkSj ikfjJfed lfefr ,oa fgr/kkjd laca/k lfefr ds v/;{k] ys[kkijh{kd vkfn 'kkfey ugha gksaxs rFkk ;s igys vkvks igys ikvks ds vk/kkj ij fcuk fdlh çfrca/k ds bZth,e esa Hkkx ldsaxsA

• lh½ fjeksV bZ&oksfVax ds fy, Åij mfYyf[kr funsZ'kksa ds vuqlkj lQy y‚xbu ds ckn ohlh@vks,oh,e ds ek/;e ls cSBd esa Hkkx ysus ds fy, fyad miyC/k gksxk tgka daiuh dk bZoh,l,u çnf'kZr fd;k tk,xkA

• Mh½ fjeksV bZ&oksfVax ds ekè;e ls oksfVax djus okys 'ks;jèkkjd bZth,e cSBd esa Hkkx ysus ds fy, ik= gksaxsA gkykafd] os bZth,e ds nkSjku oksfVax djus ds ik= ugha gksaxsA

• bZ½ 'ks;j/kkjdksa dks lykg nh tkrh gS fd csgrj vuqHko ds fy, os ySiVki@vkbZ iSM dk bLrseky djsaA

• ,Q+½ blds vfrfjä ck/kkjfgr cSBd ds fy, 'ks;j/kkjdksa dks vPNh rhozrk okys bUVjusV dk ç;ksx ,oa dSejk v‚u fd, tkus dh vko';drk gSA

• th½ eksckby g‚VLi‚V ds ek/;e ls eksckby midj.kksa ;k VScysV ;k ySiVki dk mi;ksx djusokys —i;k uksV djsa fd lacfU/kr usVodZ esa vfLFkjrk ds dkj.k v‚fM;ks@ohfM;ks dh v–';rk gks ldrh gSA vr% mijksä vojks/kksa ls cpus ds fy, fLFkj okbZ&QkbZ ;k ySu duSD'ku ds ç;ksx dh lykg nh tkrh gSA

• ,p½ ;fn dksbZ 'ks;j/kkjd cSBd ds nkSjku vius fopkj çdV djuk@ç'u iwNuk pkgrk gS rks og 27 fnlacj 2024 dks ’kke 05-00 cts rd ;k mlls igys investors@indianbank . co.in ij viuk uke] MheSV [kkrk la[;k@Qksfy;ks la[;k] bZ&esy vkbZMh] eksckby uacj crkrs gq, Lo;a dks Lihdj ds :i esa iath—r djus gsrq vfxze fuosnu HkstsA os 'ks;j/kkjd ftuds ikl ç'u gSa fdUrq os mUgsa bZth,e ds nkSjku ugha iwNuk pkgrs gSa] og 27 fnlacj 2024 dks lka; 05-00 cts rd ;k mlls igys daiuh ds bZ&esy vkbZMh ij viuk uke] MheSV [kkrk la[;k@Qksfy;ks la[;k] bZ&esy vkbZMh] eksckby uacj crkrs gq, vius ç'uksa dks gesa investors@indianbank . co.in ij HkstsA cSad }kjk muds ç'uksa ds mÙkj mi;qä :i ls bZ&esy }kjk fn;s tk,axsA

• vkbZ½ ftu 'ks;j/kkjdksa us Lo;a dks Lihdj ds :i iath—r fd;k gS dsoy os gh bZth,e ds nkSjku vius fopkj O;ä dj ldrs gSa@ç'u iwN ldrs gSaA

• ts½ dsoy os 'ks;j/kkjd] tksfd ohlh@vks,oh,e ds ek/;e ls bZth,e esa mifLFkr gSa vkSj fjeksV bZ&oksfVax ds ek/;e ls dk;Zlwph enksa/ladYiksa ij oksfVax ugha fd;k gS ,oa ,slk djus ls çfrcaf/kr Hkh ugha gSa] bZth,e ds nkSjku bZ&oksfVax Á.kkyh ds ek/;e ls oksfVax gsrq ik= gksaxsA

• ds½ mu 'ks;j/kkjdksa] ftUgksaus bZth,e ds nkSjku miyC/k bZ&oksfVax ds ek/;e ls oksfVax fd;k gS fdUrq os ohlh@vks,oh,e ds ek/;e ls gksusokyh cSBd esa mifLFkr ugha gksrs gSa] rks muds erksa dks voS/k ekuk tk,xk D;ksafd cSBd ds nkSjku bZ&oksfVax dh lqfo/kk dsoy cSBd esa mifLFkr jgusokys 'ks;j/kkjdksa ds fy, miyC/k gksxhA

• ,y½ dksje lqfuf'pr djus ds mís'; ls ohlh/vks,oh,e ds ek/;e ls bZth,e esa Hkkx ysusokys ’ks;j/kkjdksa dh mifLFkfr dh x.kuk dh tk,xhA

Page 11 of 88

mu 'ks;j/kkjdksa ds fy, çfØ;k ftudk bZesy&vkbZMh / eksckby ua- cSad / fMi‚ftVjh ds 'ks;j/kkjd fjd‚MZ esa iath—r ugha gSa %

• ,½ os 'ks;j/kkjd ftuds ikl 'ks;j HkkSfrd :i esa gS& —i;k viuk vko';d fooj.k ;Fkk Qksfy;ks uacj] 'ks;j/kkjd dk uke] 'ks;j çek.ki= dh LdSu dh xbZ çfr ¼vkxs vkSj ihNs½] iSu ¼iSu dkMZ dh Lo&lR;kfir LdSu dh xbZ çfr½] vk/kkj ¼vk/kkj dh Lo&lR;kfir LdSu dh xbZ çfr½ vkjVh, dks bZesy vkbZMh investor@cameoindia.com ij bZesy }kjk HkstsaA

• ch½ MheSV 'ks;j/kkjdksa ds fy, & —i;k viuh bZesy vkbZMh vkSj eksckby uacj vius lacaf/kr fMi‚ftVjh ikfVZflisaV ¼Mhih½ ds ek/;e ls v|ru djsaA

• lh½ O;fäxr MheSV 'ks;j/kkjdksa ds fy, & —i;k viuh bZesy vkbZMh vkSj eksckby uacj vius lacaf/kr fMi‚ftVjh ikfVZflisaV ¼Mhih½ ds ek/;e ls v|ru djsa tks fMi‚ftVjh ds ek/;e ls bZ&oksfVax vkSj opqZvy cSBd esa 'kkfey gksus ds fy, vfuok;Z gSA

;fn vkids ikl lhMh,l,y bZ&oksfVax flLVe ds ek/;e l s bZth,e vkSj bZ&oksfVax esa Hkkx ysus ds laca/k esa dksbZ ç'u ;k leL;k gS] rks vki helpdesk.evoting@cdslindia.com ij bZesy dj ldrs gSa ;k VkWy Ýh uacj 1800 22 55 33 ij laidZ dj ldrs gSaA

bysDVª‚fud ekè;e ls oksV dh lqfoèkk ls tqM+h lHkh f'kdk;rksa dks Jh jkds'k nyoh] ofj"B çcaèkd] ¼lhMh,l,y½] lsaVªy fMi‚ftVjh lfoZlst ¼bafM;k½ fyfeVsM] , foax] 25oha eafty] eSjkFku ¶;wpjsDl] eQryky fey daikmaM~l] ,u,e] tks'kh ekxZ] yksvj ijsy ¼iwoZ½] eqacbZ & 400013 dks çsf"kr fd;k tk ldrk gS ;k bZesy helpdesk.evoting@cdlindia.com ;k Vksy Ýh ua- 1800 22 55 33 ij laidZ fd;k tk ldrk gSA

17- bZth,e ds nkSjku fjekV bs Z&okfVs ax vkSj bZ&oksfVax ds ifj.kke :

fjeksV bZ&oksfVax ds ifj.kkeksa dks cSBd esa bZ&oksfVax ds ifj.kkeksa ds lkFk ,d= fd;k tk,xk ftldh ?kks"k.kk cSad }kjk viuh osclkbV ij dh tk,xh rFkk LV‚d ,Dlpsatksa vFkkZr ,u,lbZ vkSj ch,lbZ dks Hkh lwfpr fd;k tk,xkA

funs'kd eaMy ds vkns'k ls

g@& ¼,l- ,y- tSu½ çcaèk funs'kd ,oa eq[; dk;Zikyd vfèkdkjh

LFkku: psUuS fnukad : 02 fnlacj 2024

Page 12 of 88

Li"Vhdj.k fooj.k %

Z s s Z dk; lwph en 1% ,d 'k;j/kkjd fun'kd dk fuokpu %

cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e] 1970 ¼vf/kfu;e½ dh /kkjk 9¼3½¼i½ ds vuqlkj ;fn cSad }kjk tkjh lkoZtfud 'ks;j/kkfjrk dqy pqdrk iwath dh lksyg çfr'kr ls vf/kd ysfdu cÙkhl çfr'kr ls vfèkd ugha gS rks cSad ds funs'kd eaMy esa nks 'ks;jèkkjd funs'kd gks ldrs gSa] ftUgsa 'ks;jèkkjdksa ¼dsaæ ljdkj ds vykok½ esa ls fuokZfpr fd;k tk,xkA

cSad esa lkoZtfud 'ks;jèkkfjrk 26.16% gS vkSj bl çdkj] cSad ds ’ks;j/kkjd ¼dsaæ ljdkj ds vykok½ nks 'ks;jèkkjd funs'kdksa dk fuokZpu djus gsrq ik= gSaA

nks 'ks;j/kkjd funs'kdksa esa ls ,d] lqJh ikfi;k lsuxqIrk dk dk;Zdky 28-10-2024 dks lekIr gks x;k gSA

bafM;u cSad ¼'ks;j vkSj cSBd½ fofu;e] 1999 ds fofu;e 55(i) ds vuqlkj] vfèkfu;e dh èkkjk 9 dh mi&èkkjk (3) ds [kaM ¼i½ ds rgr funs'kd] dsaæ ljdkj ds vfrfjä] dks bafM;u cSad dh lkèkkj.k cSBd esa 'ks;jèkkjdksa ¼dsaæ ljdkj ds vykok½ }kjk muds chp ls pquk tkuk pkfg,A

mDr fjfDr dks Hkjs tkus dh –f"V ls] cSad ds vU; 'ks;jèkkjdksa ¼dsaæ ljdkj ds vykok½ dk çfrfufèkRo djusokys ,d funs'kd ds fuokZpu ds fy, cSad dh vlkèkkj.k vke cSBd cqykbZ xbZ gSA

dsaæh; ljdkj ds vykok 'ks;j/kkjd çklafxd vf/kfu;e@fofu;e vf/kfu;e@;kstuk@fofu;eksa@ vkjchvkbZ funsZ'kksa@dsaæh; ljdkj ds funsZ'kksa ds vuqlkj viuk ukekadu Hkstus ds fy, ik= gSaA bl lacaèk esa çklafxd m)j.k@Hkkx iqu% çLrqr gSA

çko/kku dkuwuh

fuEufyf[kr fooj.kh bl lanHkZ esa ykxw fofo/k vf/kfu;eksa@fofu;e@;kstuk@vf/klwpuk esa fufgr çko/kkuk sa dks bafxr djrh gS %

bafxr djrh gS %
vf/kfu;e@;kstuk@ fofu;e@vf/klwpuk	çko/kku	laf{kIr fooj.k
cSaddkjh fofu;e vf/kfu;e]1949	/kkjk 5 ¼,ubZ½ /kkjk 16 ¼1½ /kkjk 20	 lkjHkwr fgr  d‚eu funs'kdksa dk çfr"ks/k  fdlh Hkh funs'kd dks ;k mlds i{k esa _.k fn;s tkus ij çfrca/k
cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e]1970	/kkjk 3 ¼2bZ½ /kkjk 9¼3½¼i½ /kkjk 9¼3,½ ¼,½ ls ¼lh½	 oksfVax vf/kdkj ij çfrca/k  'ks;j/kkjdksa }kjk pqus tkusokys funs'kdksa dh la[;k  dqN {ks=ksa esa fo'ks"k Kku

Page 13 of 88

	/kkjk 9¼3,,½ vkSj /kkjk 9¼3,ch½ /kkjk 9¼3ch½ /kkjk 13¼2½	 dksbZ Hkh O;fä] tc rd og VªSd fjd‚MZ] bZekunkjh ,oa vkjchvkbZ }kjk crk, x, ekunaMksa ds vuqlkj mfpr o mi;qä u gks] funs'kd gsrq p;u ds fy, ik= ugha gksxk  og p;fur funs'kd tksfd mä vf/kfu;e ds /kkjk 9¼3,½ vkSj /kkjk 9¼3,,½ dh vko';drk,¡ iwjh ugha djrk mls vkjchvkbZ }kjk gVk fn;s tkus dk vf/kdkj gS  fo'oLrrk ,oa xksiuh;rk dh ck/;rk
jk"Vªh;—r cSad ¼çcaèk ,oa çdh.kZ micaèk½ ;kstuk] 1970	[kaM 9¼4½ [kaM10 [kaM11 [kaM 11, [kaM 11 ch [kaM 12¼8½ [kaM 14,] fo'ks"k çkoèkku	 fuokZfpr funs'kdksa dk dk;Zdky  cSad ds funs'kd ds gsrq vik=rk  funs'kd dk dk;kZy; dks NksM+k tkuk  p;fur funs'kd dks dk;kZy; ls gVk;k tkuk  p;fur funs'kd ds dk;kZy; esa vkdfLed fjfä dks Hkjk tkuk  dqN funs'kdksa dh vfHk#fp ds vuqlkj muds }kjk fgrksa dk çdVhdj.k  ;fn cksMZ bl ckr ls larq"V gS fd lfefr dh cSBd ds fy, dksje ,slh lfefr esa fdlh Hkh fjfä ;k mlds lnL; }kjk vyx gksus ds dkj.k iwjk ugha fd;k tk ldrk gS] rks cksMZ og dk;Z dj ldrk gSA
bafM;u cSad ¼'ks;j o cSBd½ fofu;e]1999] ;Fkk la'kksf/kr	fofu;e 10 fofu;e 53 fofu;e 55 fofu;e 56 fofu;e 57 fofu;e 58	 la;qä /kkjdksa ds vf/kdkjksa dk ç;ksx  lkekU; cSBdksa esa oksfVax  lkekU; cSBdksa esa pqus tkus okys funs'kd  'ks;j/kkjdksa dh lwph  fuokZpu gsrq vH;fFkZ;ksa dk ukekadu  ukekaduksa dh tkap

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	fofu;e 59 fofu;e 60 fofu;e 61	 fuokZpu esa fookn  oksfVax vf/kdkj  fof/kor çkf/k—r çfrfuf/k }kjk oksfVax
vkjchvkbZ@Mhchvkj@20 19&20@71 ekLVj funs'k Mhchvkj@,ihihVh la[;k 9@29-67-001@2019 fnukafdr 02 vxLr] 2019 }kjk tkjh Hkkjrh; fjtoZ cSad ¼ljdkjh {ks= ds cSadksa ds cksMZ ij fuokZfpr funs'kdksa ds fy, ^mfpr vkSj mi;qä* ekunaM½funs'k]2019	cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e]1970 dh /kkjk 9¼3,,½ vkSj /kkjk 9¼3,ch½ ds vuqlkj	Hkkjrh; fjtoZ cSad ¼ljdkjh {ks= ds cSadksa ds cksMZ ij fuokZfpr funs'kdksa ds fy, ^mfpr vkSj mi;qä* ekunaM½ funs'k] 2019
i= lanHkZ ,Q la[;k16@83@2013&¼thvksvkbZ½ foÙk ea=ky;] fnukafdr 3 flracj] 2013 vkSj Hkkjr ljdkj }kjk tkjh la'kksf/kr fn'kkfunsZ'k tksfd vkaf'kd xSj dk;Zdkjh funs'kd dh fu;qfä gsrq dSfcusV dh fu;qfä lfefr }kjk 25 ekpZ 2015 dks Loh—r fd, x, Fks tksfd Hkkjr ljdkj dh i= la[;k ,Q la[;k 16@51@2012&chvks&Ifnukafdr 28 vçSy 2015 ds tfj;s vxzsf"kr gSa ,oa Hkkjr ljdkj dh i= la[;k ,Q la[;k 16@51@2012&chvks&I fnukafdr 20 tqykbZ 2016] vks,e fnukad 3 flracj 2013 ds lkFk ifBr la'kksf/kr fn'kkfunsZ'k fnukafdr 8 tqykbZ] 2016] ds tfj;s vxzsf"kr gSa		lkoZtfud {ks= ds cSadksa esa vkaf'kd xSj& ljdkjh funs'kdksa dh fu;qfä ls lacfU/kr Hkkjr ljdkj ds fn'kkfunsZ'k
vkjchvkbZ ekLVj ifji= vkjchvkbZ @2015&16@95 Mhchvkj la[;k MhvkbZvkj- chlh-10@13-03-00@2015&16 fnukafdr 1 tqykbZ] 2015		funs'kdksa ds fj'krsnkjksa dks _.k vkSj vfxze fn;s tkus ls lacfU/kr
lsch ¼lwphc)rk ck/;rk,¡ ,oa çdVhdj.k vis{kk,¡½fofu;e] 2015		Lora= funs'kd ls lacfU/kr çko/kku

'ks;j/kkjdksa dh lgwfy;r ds fy, vf/kfu;e] fofu;e vf/kfu;e] ;kstuk] fofu;e] vkjchvkbZ ifji= la[;k Mhchvkj-,ihihVh-chlh-la[;k39@29-39-001@2016&17 fnukafdr 24 uoacj] 2016 ds lkFk ifBr cSafofo-fu;q-la9@29-67-001@2019&20 ekLVj funs'k fnukafdr 02 vxLr] 2019 }kjk tkjh Hkkjrh; fjtoZ cSad ¼ljdkjh {ks= ds cSadksa ds cksMZ ij fuokZfpr funs'kdksa ds fy, ^mfpr vkSj mi;qä* ekunaM½ funs'k] 2019 ,oa Hkkjr ljdkj ds fn'kkfunsZ'kksa ds m)j.k cSad dh oSclkbV www.indianbank.in esa fn;s x, gSaA ;g m)j.k mEehnokjksa }kjk vkosnu fd, tkus ij mUgsa bZ&esy ds }kjk Hksts tk,axsA vkosnu i= ij lgk;d egkçcU/kd ,oa daiuh lfpo]

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bafM;u cSad] fuos'kd lsok d{k] d‚iksZjsV dk;kZy;] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS &600 014 fy[ksa rFkk ;g vkosnu gesa ukekadu Q‚eZ tek fd, tkus dh vafre fnukad ;Fkk cq/kokj] 18 fnlacj 2024 ;k mlls igys çkIr gks tkuk pkfg,A

sa pquko e çfrHkkfxrk %

tSlk igys gh bafxr fd;k tk pqdk gS fd HkkSfrd :i esa 'ks;j j[kusokys 'ks;jèkkjd ftuds uke 'ks;j/kkjd jftLVj esa 'kkfey gSa@ MheSV :i esa 'ks;j j[kusokys ykHkkFkÊ Lokeh ftuds uke ,u,lMh,y@lhMh,l,y ij çnf'kZr gSa fofufnZ"V rkjh[k ;kfu 'kqØokj] 06 fnlacj 2024 dks dsaæ ljdkj ds vykok vU; 'ks;j/kkjdksa ds chp funs'kd ds pquko esa Hkkx ysus vFkkZr ukekadu] çfr;ksfxrk vkSj oksfVax ds ik= gksaxsA

Sa s s s sa Z s s s Z cd d fun'kd d :i e fuokfpr fd; tku grq vko';d vgrk %

vf/kfu;e dh /kkjk 9¼3,½ ds vuqlkj ,d çfrHkkxh] tksfd cSad esa 'ks;j/kkjd gS vkSj vf/kfu;e dh /kkjk 9¼3½¼i½ ds vuqlkj cSad ds funs'kd cuus dh bPNk j[krk@j[krh gS] og

• ,- fuEufyf[kr esa ls fdlh ,d ;k vf/kd fo"k;¼;ksa½ esa fo'ks"kKrk ;k vuqHkoh gksuk pkfg, %

i- —f"k ,oa xzkeh.k vFkZO;oLFkk

iicSafdax

iiilgdkfjrk

ivvFkZO;oLFkk

• v- foÙk

vidkuwu

viiy?kq Lrj m|e

viii- vU; fdlh fo"k; dk fo'ks"k Kku vkSj vuqHko tksfd Hkkjrh; fjtoZ cSad ds fopkj ls cSad ds fy, mi;qä gksxkA

¼vkjchvkbZ us fnukad 24 uoacj] 2016 ds vius ifji= la[;k Mhchvkj-,ihihVh-chlh-la[;k-39@29-39001@2016&2017 ds ek/;e ls fuEu {ks=ksa dks 'kkfey djus ds fy, fo'ks"kKrk {ks= esa foLrkj fd;k gS & ¼i½ lwpuk çkS|ksfxdh ¼ii½ Hkqxrku vkSj fuiVku ç.kkyh ¼iii½ ekuo lalk/ku ¼iv½ tksf[ke çca/ku vkSj ¼v½ O;olk; çca/ku rkfd cSadksa esa funs'kd dh fu;qfä gsrq bu {ks=ksa ls lacaf/kr O;fä;ksa ij fopkj fd;k tk ldsA

ch- tekdrkZvksa ds fgrksa dk çfrfuf/kRo djus okyk

lh- fdlkuksa] dkexkjksa ,oa dkjhxjksa ds fgrksa dk çfrfuf/kRo djrk gks ;k

bl vf/kfu;e dh /kkjk 9¼3,,½ ds vuqlkj dksbZ Hkh O;fä rc rd /kkjk 9¼3½¼i½ varxZr funs'kd ds fy, p;fur gksus gsrq ;ksX; ugha gksxk tc rd fd og vius dk;Z&fu"iknu fjd‚MZ] bZekunkjh rFkk vkjchvkbZ }kjk bl lanHkZ esa le; le; ij vf/klwfpr fd, tkus okys vU; ekunaMksa ds vk/kkj ij ^mfpr vkSj mi;qä* O;fä ugha dgykrkA

cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vf/kfu;e]1970@1980 dh /kkjk 9 dh mi/kkjk ¼3,,½ esa çnÙk 'kfä;ksa dk fu"iknu djrs gq, Hkkjrh; fjtoZ cSad ¼vkjchvkbZ½ us vf/klwpuk Mhchvkj-,ihihVh-la[;k%9@29-67001@2019&20 fnukafdr 2 vxLr 2019 tkjh dh gS ftlesa cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½

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vf/kfu;e] 1970@1980 dh /kkjk 9 ¼3½¼i½ ds çko/kku ds varxZr cSad ds cksMZ ds funs'kdksa ds rkSj ij fu;qä gksus ds fy, iw.kZ fd, tkus okys fo'ks"k Þmfpr o mi;qäß ekunaMksa dk mYys[k gSA

blds vfrfjä] p;fur funs'kdksa dks çlafonk foys[k dk;kZfUor djuk gksxk] tksfd cSad dh vkpkj lafgrk ds fo"k;kUrxZr gS ,oa bl lanHkZ esa Hkkjrh; fjtoZ cSad@vU; fofu;ked çkf/kdkfj;ksa }kjk fu/kkZfjr dh xbZ okf"kZd ?kks"k.kkvksa dks Hkjuk gksxkA

Sa s s s Z s s s cd d fun'kd d in ij fuokfpr fd; tku grq vik=rk %

• ¼,½ jk"Vªh;—r cSad ¼çcaèk ,oa çdh.kZ micaèk½ ;kstuk] 1970 ds [kaM 10 ds vuqlkj O;fä funs'kd ds in ij p;u ds fy, vik= gks tk,xk] tc

• i) ;fn mls fdlh Hkh le; fnokfy;k ?kksf"kr dj fn;k x;k gS ;k mlus Hkqxrku fuyafcr dj fn;k gS ;k vius ysunkjksa ds lkFk le>kSrk dj fy;k gS ;k

• ii) vxj og fnekxh rkSj ij vlarqfyr gSa vkSj ,d l{ke vnkyr }kjk ,slk ?kksf"kr fd;k x;k gS ;k iii) ;fn mls vuSfrdrk ds vk/kkj fdlh vijk/k ds vkijkf/kd U;k;ky; }kjk nks"kh Bgjk;k x;k gS ;k

• iv) ;fn og fdlh Hkh jk"Vªh;—r cSad esa ;k Hkkjrh; LVsV cSad vf/kfu;e]1955 dh /kkjk 3 dh mi&/kkjk ¼1½ ds rgr Hkkjrh; LVsV cSad esa ;k Hkkjrh; LVsV cSad ¼lfClfM;jh cSad½ vf/kfu;e] 1959 dh /kkjk 3 esa ifjHkkf"kr fdlh Hkh vuq"kaxh cSad ds flok; vf/kfu;e dh /kkjk 9 dh mi&/kkjk ¼3½ ds varxZr [kaM ¼bZ½ o ¼,Q½ ds vuqlkj çca/k funs'kd vkSj funs'kdksa lfgr iw.kZdkfyd funs'kd ds vfrfjä dksbZ ykHk dk in /kkj.k djrk gS vkSj

• ¼ch½ ;fn og cSad ds cksMZ dh ukekadu ,oa ikfjJfed lfefr }kjk lkoZtfud {ks=ksa ds cSad esa xSj&ljdkjh funs'kd ij fopkj djus gsrq dsaæh; ljdkj }kjk mfYyf[kr ekunaMksa ds lkFk ifBr 02

• vkjchvkbZ@Mhchvkj@2019&20@71 cSafofo-fu;q-la-9@29-67-001@2019&20 ekLVj funs'k fnukafdr vxLr] 2019 }kjk tkjh Hkkjrh; fjtoZ cSad ¼ljdkjh {ks= ds cSadksa ds cksMZ ij fuokZfpr funs'kdksa ds fy, ^mfpr vkSj mi;qä* ekunaM½ ekLVj funs'k] 2019 ds vuqlkj Þmfpr o mi;qäß ugha ik;k tkrk gSA

s sa 'k;j/kkjdk dh lwph %

bafM;u cSad ¼'ks;j o cSBd½ fofu;e]1999] ;Fkk la'kksf/kr ds fofu;e 56 ds vuqlkj 'ks;j/kkjdksa dh lwph dh çfr ’kqØokj] 06 fnlacj 2024 ls d‚iksZjsV dk;kZy;] fuos'kd lsok d{k] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUubZ & 600 014 esa miyC/k jgsxhA 'ks;j/kkjd bafM;u cSad ds i{k esa fMekaM Mªk¶V@baVj v‚fQl bUlVªwesaV@vf/klwfpr cSad ds Hkqxrku vkns'k] tksfd psUuS esa ns; gksxk] }kjk 50]000@& ¼ipkl gtkj #i,½ dk Hkqxrku dj ;g lwph [kjhn ldrs gSaA bl lwph dks [kjhnus ds bPNqd çfrHkkfx;ksa dks lgk;d egkçcU/kd ,oa daiuh lfpo] bafM;u cSad] fuos'kd lsok d{k] d‚iksZjsV dk;kZy;] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600 014 dks ,d vkosnu i= Hkstuk gksxk rFkk blds lkFk gh ,d 'kiFki=] fd bl lwph dk ç;ksx dsoy pquko çpkj gsrq fd;k tk,xk ,oa blds vfrfjä vkSj fdlh mís'; ds fy, ugha fd;k tk,xk] Hkh tek djuk gksxkA

s sa s sa a 'k;j/kkjdk d jftLVjk dh tkp %

'ks;j/kkjdksa ds jftLVj 'ks;j/kkjdksa }kjk tkap fd, tkus ds fy, d‚iksZjsV dk;kZy;] fuos'kd lsok d{k] 254&260] 600 014 vOoS "k.eqxe lkyS] jk;isêk] psUuS & esa lHkh dk;kZy; fnolksa ¼jfookj] f}rh; o prqFkZ 'kfuokj rFkk cSad vodk'k dks NksM+dj½ ij ;kfu lkseokj ls 'kfuokj vijkg~u 03-00 cts ls lka; 05-00 cts rd [kqys jgsaxsA

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;fn dksbZ 'ks;j/kkjd fdlh p;fur lwpuk ;k lwpuk ds fdlh Hkkx dh çfr ;k daI;wVj fçaV pkgrk gS ;k fdlh fHkUukRed Hkkx dh çfr dh vko';drk gS rks mls og çfr 1000 'kCn ij 5@& #i, dk çHkkj yxk dj] ml jkf'k ds iwoZ Hkqxrku fd, tkus ij miyC/k djkbZ tk ldrh gS

s sa a pquko d fy, çfrHkkfx;k dk ukekdu %

a sa S I. ukekduk dh o/krk %

funs'kd ds rkSj ij fuokZfpr gksus] funs'kd gsrq fuokZpu ds fy, ukekadu nsus ds fy, bafM;u cSad ¼'ks;j o cSBd½ fofu;e] 1999 ;Fkk la'kksf/kr ds fofu;e 57] vkjchvkbZ funsZ'k o Hkkjr ljdkj ds fn'kkfunsZ'k ,oa blds vfrfjä la'kks/ku] ;k vle; tkjh gq, ,sls funsZ'k c'krsZ %

• ,½ og 'ks;j/kkjd] tksfd fuokZpu esa çfrHkkfxrk djus okys 'ks;j/kkjdksa dh ik=rk dks r; djus dh cSad dh fu/kkZfjr rkjh[k] 'kqØokj] fnukad 06 fnlacj 2024] dks cSad ds de ls de 100 ¼,d lkS½ 'ks;j j[krs gksa rFkk fuokZfpr gksus ij cSBd dh rkjh[k rd ,oa viu s ckn mlds dk;Zdky ds var rd fujarj U;wure 100 'ks;j ds /kkjd jgsaxsA

• ch½ funs'kd fuokZfpr djus ds fy, ukekadu fyf[kr :i esa fd;k x;k gks vkSj og de ls de ,d lkS ik= 'ks;jèkkjdksa vFkok muds }kjk fofèkor xfBr vVuÊ }kjk gLrk{kfjr gks] c'krZs] ukekadu ;fn fdlh ,sls 'ks;jèkkjd }kjk fd;k x;k gks] tks ,d daiuh gS rks mä daiuh ds funs'kdksa }kjk ladYi ikfjr fd;k x;k vkSj ftl cSBd esa ladYi ikfjr fd;k x;k gS mlds vè;{k }kjk ladYi dh çekf.kr lR; çfr egkçcaèkd&lh,Qvks] bafM;u cSad] d‚ikZsjsV dk;kZy;] 254& 260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600 014 dks lacksfèkr djrs gq, cSad ds dkikZsjsV dk;kZy; dks tek @çsf"kr fd;k tk,xk vkSj ,slh çfr dks ml daiuh dh vksj ls fd;k x;k ukekadu ekuk tk,xkA

• lh½ ukekadu ds lkFk fdlh U;k;kèkh'k@eftLVªsV@vkÜokluksa ds jftLVªkj@lc&jftLVªkj@vU; jktif=r vfèkdkjh@Hkkjrh; fjtoZ cSad@fdlh jk"Vªh;—r cSad ds vfèkdkjh ds le{k gLrk{kfjr uksfVl esa fn, ukekadu vkSj ?kks"k.kk ds uewus ds vuqlkj ;g ?kks"k.kk 'kkfey gksuh pkfg, fd og ukekadu Lohdkj djrk@djrh gS vkSj fuokZpu esa [kM+s gksus ds fy, bPNqd gS vkSj og vfèkfu;e@fofu;e vfèkfu;e@ ;kstuk@fofu;e@HkkfjcSa fn'kkfunZs'kksa@ Hkkjr ljdkj ds ç;ksT; fn'kkfunZs'kksa ds varxZr funs'kd ds fy, v;ksX; ugha gS vkSj og vius O;fäxr fooj.k ¼ck;ks MkVk½ esa fofèkor gLrk{kj dj ;g çfrKk djrs gq, ?kks"k.kk djsxk@djsxh fd ;g fooj.k mldh lokZsÙke tkudkjh vkSj foÜokl ds vuqlkj lR; gS vkSj ;g opu nsxk@nsxh fd og ?kks"k.kk ds ckn esa gksus okyh ?kVukvksa] tks çklafxd gksa] dh iw.kZ tkudkjh ;Fkk'kh?kz cSad dks nsxk@nsxhA

• Mh½ fofu;e }kjk ;FkkfuèkkZfjr fd, ukekadu i= vkSj ?kks"k.kk i= bl uksfVl ds lkFk layXu çk:i ds vuqlkj fn, x, gSaA ¼;g çk:i laiw.kZ uksfVl ds lkFk cSad dh osclkbV www.indianbank.in ij Hkh miyCèk gSA½

• bZ½ ukekadu çkIr djus dh vafre frfFk ;FkkfLFkfr cq/kokj] 18 fnlacj 2024 gSA cSafdax fofu;eu vf/kfu;e] 1949 ;k fdlh vf/kfu;e] fdlh ;kstuk] fofu;e] Hkkjrh; fjtoZ cSad ds fn'kkfunsZ'k] Hkkjr ljdkj ds fn'kkfunsZ'k ;k funs'kd ds :i esa pqus tkus ds fy, le;≤ ij vkjchvkbZ] Hkkjr ljdkj] lsch ;k vU; lacaf/kr lkafof/kd@fu;ked Ákf/kdkjh tkjh ,sls vU; funsZ'k ds v/khu og v;ksX; ugha gksaA

Page 18 of 88

a Zs II - ukekdu Q‚ek % dh çLrqfr

dsaæ ljdkj ds vfrfjä] 'ks;jèkkjdksa esa ls cSad ds funs'kd dk pquko yM+us ds bPNqd 'ks;jèkkjdksa dks vo'; : çLrqr djuk gksxk

• ,- fofèkor :i ls Hkjk x;k ?kks"k.kk&i=

• ch- pquko esa Hkkx ysus gsrq U;wure lkS 'ks;jèkkjdksa ls ukekadu

• lh- bl uksfVl ds lkFk layXu çk:i esa O;fäxr lwpuk] ?kks"k.kk&i= rFkk opu&i=] ftlds lkFk lacafèkr nLrkost+] çek.ki= vFkkZr Lo lR;kfir ck;ksMkVk] 'kS{kf.kd ;ksX;rk lacaèkh çek.ki=] vuqHko vkfn layXu gks] dks fuEufyf[kr nLrkost+ lhycan fyQkQs esa egkçcaèkd& lh,Q+vks] bafM;u cSad] d‚ikZsjsV dk;kZy;] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS & 600014 dks vlkèkkj.k lkekU; cSBd dh fuèkkZfjr rkjh[k ls de ls de pkSng dk;Z fnol iwoZ vFkkZr cq/kokj] 18 fnlacj 2024 dks 'kke 5-00 cts rd ;k blls iwoZ tek djk, tk,¡A

mi;Zqä ukekadu Q‚eZ o vU; nLrkost+ lHkh rjg ls iw.kZ gksus pkfg, vkSj ,slk u gksus ij ukekadu vLohdkj fd;k tk ldrk gS A

a sa a s sa Z III - ukekduk dh tkp rFkk fun'kdk dk fuokpu %

• ,½ ukekadu çkIr dju s ds fy, fuèkkZfjr vafre rkjh[k ds ckn ds çFke dk;Z fnol ;kfu xq#okj] 19 fnlacj 2024 dks cSad }kjk ukekaduksa dh tk¡p dh tk,xh vkSj ;fn dksbZ ukekadu oSèk ugha ik;k x;k rks mldk dkj.k ntZ djus ds i'pkr mls vLoh—r dj fn;k tk,xk A

• ch½ cSad] ukekadu dh tk¡p ds le; vFkok ,uvkjlh@cksMZ dh lykg ij çR;k'kh ls mldh mEehnokjh ds leFkZu esa vkxs dh tkudkjh] nLrostksa dh ekax dj ldrk gSA

• lh½ ;fn pquko }kjk Hkjh tkus okyh ,d fjfä ds fy, dsoy ,d gh oS/k ukekadu gS] rks ukekafdr ,oa mfpr vkSj mi;qä ik, x, mEehnokj dks rqjar fuokZfpr ekuk tk,xk vkSj mldk uke vkSj irk fuokZfpr ds :i esa çdkf'kr fd;k tk,xkA ,slh fLFkfr esa] dksbZ pquko @ ernku ugha gksxk vkSj dsoy pquko ds mís'; ls cqykbZ xbZ vlk/kkj.k vke cSBd jí dj nh tk,xhA uofuokZfpr funs'kd ml rkjh[k ls in xzg.k djsaxs ftl fnu mUgsa fuokZfpr ekuk tk,xkA

• Mh½ ;fn oSèk ukekadu ,d ls vfèkd gks rks çR;kf'k;ksa ds uke lekpkj&i=ksa esa çdkf'kr fd, tk,axs rFkk pquko djk;k tk,xk vkSj pquko esa fjeksV bZ oksfVax rFkk cSBd esa oksfVax ds ekè;e ls lokZfèkd er çkIr djus okys çR;k'kh fuokZfpr gksaxs vkSj muds uke cSBd esa ?kksf"kr fd;s tk,axs rFkk lekpkj & i=ksa esa Hkh çdkf'kr fd;s tk,axsA

Z s IV - vH;fFkrk okil yuk %

;fn dksbZ vH;FkÊ viuk ukekadu okil ysuk pkgrk gS rk]s og xq#okj] 26 fnlacj 2024 dks cSad ds dk;Z le; dh lekfIr ls igys ’kke 05-00 cts ;k mlls igys egkçcaèkd&lh,Qvks] bafM;u cSad] dkikZsjsV dk;kZy;] 254&260 vOoS "k.eqxe lkyS] jk;isêk] psUuS&600014 ds irs ij ,d i= Hkstdj] cfo@indianbank.co.in ij bZ&esy djds vkSj ckn esa dwfj;j@LihM iksLV @jftLVMZ Mkd }kjk ukekadu okil ysus dk vkosnu dj ldrs gSsA

Page 19 of 88

s s s s a a Z s Z sa s S s a V . ’k;jj/kkjd fun’kd d pquko l lcf/kr dk;lwph en d fy, bth,e e@d nkjku okfVx çfØ;k %

funs'kd dk fuokZpu bZ&oksfVax ¼bZth,e ds nkSjku fjeksV bZ&oksfVax ,oa bZ&oksfVax½ ds ek/;e ls fd;k tk,xkA

fjeksV bZ&oksfVax dh vof/k jfookj] 29 fnlacj 2024 dks lqcg 09-00 cts ¼vkbZ,lVh½ 'kq: gksxh vkSj cq/kokj] 01 tuojh 2025 dk s 'kke 5-00 cts lekIr gksxhA

cSBd ds v/;{k }kjk ?kks"k.kk fd, tkus ds rqjar ckn bZth,e ds nkSjku bZ&oksfVax 'kq: dh tk,xhA

bZth,e ds nkSjku 'ks;j/kkjd fjeksV bZ&oksfVax ;k bZ&oksfVax ds ek/;e ls vius oksfVax vf/kdkjksa dk ç;ksx dj ldrs gSaA gkyk¡fd] ftu 'ks;j/kkjdksa us fjeksV bZ&oksfVax vof/k ds nkSjku viuk oksV Mkyk gS] os bZth,e ds nkSjku viuk oksV Mkyus ds gdnkj ugha gksaxsA

oksVksa dh la[;k bl mís'; ds fy, fu/kkZfjr fofufnZ"V frfFk] 'kqØokj] 06 fnlacj 2024 ¼dk;Z le; dh lekfIr½ ij mudh 'ks;j/kkfjrk dh la[;k ds cjkcj gksxhA

VI. fuokZpu ls lca afèkr fookn %

fdlh fookn dh fLFkfr esa mldk fuiVku bafM;u cSad ¼'ks;j ,oa cSBdsa½ fofu;e] 1999] ;Fkkla'kksfèkr] ds fofu;e 59 ds vuqlkj fd;k tk,xkA

s Z Sa s Zs sa VII. ykxw vfèkfu;e@ fofu;eu vfèkfu;e@ ;ktuk@ fofu;e@ Hkkjrh; fjto cd d fn'kkfun'kk@ Hkkjr s a a sa s ljdkj d çklfxd v'kk d m)j.k %

'ks;jèkkjdksa dh lqfoèkk gsrq ç;ksT; vfèkfu;e@ fofu;e vfèkfu;e@ ;kstuk@ fofu;e@ vkjchvkbZ fn'kkfunZs'kksa@ Hkkjr ljdkj ds fn'kkfunZs'kksa ds çklafxd va'kksa dks iqu% çLrqr fd;k tkrk gSA

s sa fun'kdk dk fgr%

cSad ds funs'kd] viuh 'ks;jèkkfjrk dh lhek rd vkSj ,sls funs'kd] tks viuk ukekadu nkf[ky djrs gSa mudks O;olk; ds mi;Zqä enksa ls lac) vFkok fgrc) ekuk tk,xkA

s sa Z a sa s sa S sa a & fun'kdk dk fuokpu çklfxd vfèkfu;ek] ;ktukvk vkj fofu;ek vkfn dk lkjk'k

'ks;jèkkjd funs'kdksa ds pquko vkSj dsUæ ljdkj ds vykok 'ks;jèkkjdksa }kjk pqus tkusokys ,sls funs'kdksa dh la[;k ls lacafèkr çkoèkku cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970 dh èkkjk 9¼3½¼ i ½ esa lekfo"V gSaA

cSafdax fofu;e vfèkfu;e] 1949] cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970] vFkok jk"Vªh;—r cSad ¼çcaèk ,oa çdh.kZ micaèk½ ;kstuk] 1970] bafM;u cSad ¼'ks;j vkSj cSBdsa½ fofu;e] 1999 ds çklafxd çkoèkku] ;Fkkla'kksfèkr] vfèklwpuk la[;k MhchvksMh- chlh-la- 95@29-39-001@2010&11 fnukad 23-05-2011 ds lkFk ifBr HkkfjcSa vfèklwpuk la[;k 46 vkSj 47@29-39-001@2007&08 fnukad 01-11-2007 ds rgr tkjh ^mi;qä ,oa leqfpr* ekunaM vkSj va'kdkfyd xSj 'kkldh; funs'kd ds p;u gsrq fnukad 01-06-2011 fn'kkfunZs'k ¼Hkkjr ljdkj ds funs'k½ 25-03-2015 rFkk 08-07-2016 dks la'kksfèkr ftls Hkkjr ljdkj ds fnukad 03-09-2013 ds dk;kZy; Kkiu }kjk 'ks;jèkkjd funs'kdksa ds fy, Hkh ç;ksT; cuk;k x;k gS dk çklafxd lkjka'k uhps çLrqr gSA

Page 20 of 88

S a cfdx fofu;e vfèkfu;e] 1949

lkjHkwr fgr & èkkjk 5¼,ubZ½%

• ¼ i ½ daiuh ds lacaèk esa] rkRi;Z gS fdlh O;fä vFkok mlds ifr@iRuh vFkok vo;Ld larku }kjk] ,dy :i ls ;k ,dlkFk mlds 'ks;jksa ds :i esa] çnÙk iwath jkf'k tks #i, ikap yk[k ls vfèkd vFkok daiuh dh çnÙk iwath ds nl çfr'kr] tks Hkh de gks] ykHkdkjh fgr èkkj.k djuk gSA

• ¼ ii ½ QeZ ds lacaèk esa] rkRi;Z gS fdlh O;fä vFkok mlds ifr@iRuh vFkok vo;Ld larku }kjk] ,dy :i ls ;k ,dlkFk tks mä QeZ ds lHkh lk>snkjksa }kjk vfHknÙk dqy iwath ds nl çfr'kr ls vfèkd dk çfrfufèkRo djrk gks] ykHkdkjh fgr èkkj.k djukA

lkekU; funs'kdksa ij çfrcaèk& èkkjk 16¼1½%

Hkkjr esa fuxfer dksbZ Hkh cSafdax daiuh vius funs'kd eaMy esa funs'kd ds :i esa ,sls fdlh O;fä dks 'kkfey ugha djsxh tks vU; cSafdax daiuh esa funs'kd gksA

_.kksa vkSj vfxzeksa ij çfrcaèk& èkkjk 20 %

• 1½ daiuh vfèkfu;e] 1956 ¼ 1956 dk 1½ dh èkkjk 77 esa lekfgr fdlh ckr ds çfrdwy gksrs gq, Hkh dksbZ Hkh cSafdax daiuh fuEufyf[kr dk;Z ugha djsxh&

• ;k

• ,½ vius Lo;a ds 'ks;jksa dh çfrHkwfr ij dksbZ _.k ;k vfxze çnku djuk

• ch½ fuEu dks vFkok mudh vksj ls dksbZ _.k ;k vfxze çnku djuk vFkok çfrc)rk djuk

  • ¼ i ½ vius fdlh funs'kd dks

  • ¼ ii ½ fdlh ,slh QeZ dks ftlesa blds fdlh funs'kd dk lk>snkj] çcaèkd] deZpkjh vFkok xkjaVhdrkZ ds :i esa fgr gks] vFkok

  • ¼ iii ½ ,slh dksbZ daiuh tks cSafdax daiuh dh vuq"kaxh ugha gS vFkok daiuh vfèkfu;e] 1956 ¼1956 dk 1½ dh èkkjk 25 ds rgr iath—r daiuh vFkok ,slh ljdkjh daiuh ftldh vFkok ftldh vuq"kaxh dh vFkok gksfYMax daiuh ftleas cSafdax daiuh dk dksbZ funs'kd] çcaèk ,tsaV] çcaèkd] deZpkjh vFkok xkjaVhnkrk gS vFkok ftlesa mldk lkjHkwr fgr gSA

  • ¼ iv ½ ,slk dksbZ O;fä] ftlds lacaèk esa blds funs'kdksa esa ls dksbZ funs'kd mldk lk>snkj vFkok xkjaVhnkrk gSA

• 2½ tgka cSafdax daiuh }kjk Loh—r dksbZ .k ;k vfxze bl çdkj dk gS fd bls Loh—r djus ds fy, çfrc)rk ugha dh xbZ gks] ;fn mièkkjk ¼1½ dk [kaM ¼ch½ ml rkjh[k dks] tc .k vFkok vfxze fd;k x;k Fkk] çHkkoh gksrk] vFkok cSafdax fofèk ¼la'kksèku½ vfèkfu;e] 1968 ¼1968 dk 58½ dh èkkjk 5 çkjaHk gksus ds i'pkr cSafdax daiuh }kjk Loh—r fd;k x;k gS fdarq ,sls çkjaHk ls igys dh xbZ çfrc)rk ds vuqlj.k esa .k vFkok vfxze dh Loh—fr ds le; mlds lacaèk esa fuèkkZfjr vofèk ds Hkhrj ml ij ns; vFkok tgka ,slh vofèk fuèkkZfjr ugha dh xbZ gS] mä èkkjk 5 ds çkjaHk gksus ls ,d o"kZ dh vofèk lekfIr gksus ls igys] .k vFkok vfxze ds dkj.k cSafdax daiuh dks ns; ewy ds lkFk C;kt] ;fn dksbZ gS] dh olwyh ds fy, mik; fd, tk,axs] ijarq ;fn cSafdax daiuh }kjk bl lacaèk esa Hkkjrh; fjtoZ cSad dks fdlh ekeys esa fyf[kr vkosnu fd;k x;k gks rks Hkkjrh; fjtoZ cSad _.k vFkok vfxze dh olwyh dh vofèk ,slh rkjh[k rd c<+k ldrk gS] tks mä èkkjk 5 ds vkjaHk ls 3 o"kZ dh vofèk ds ckn dh rkjh[k ugha gksxh vkSj ,sls fu;e ,oa 'krksZa ds vè;èkhu gksxh] tSlk Hkkjrh; fjtoZ cSad mfpr le>sxkA

ijarq ;g Hkh fd ;g mièkkjk rc ykxw ugha gksxh tc lacafèkr funs'kd cSafdax daiuh ds funs'kd in dks ;k rks eR;q] lsokfuofÙk] R;kxi= vFkok vU;a fdlh dkj.k ls fjä dj nsrk gSsA

Page 21 of 88

• 3½ mièkkjk ¼2½ esa lanfHkZr dksbZ _.k vFkok mldk dksbZ Hkkx Hkkjrh; fjtoZ cSad ds iwoZ vuqeksnu ds fcuk çsf"kr ugha fd;k tk,xk vkSj ,sls vuqeksnu ds fcuk dksbZ Hkh çs"k.k voSèk ,oa vçHkkoh ekuk tk,xkA

• 4½ tgka mièkkjk ¼2½ esa lanfHkZr dksbZ _.k vFkok vfxze] fdlh O;fä }kjk ns;] ml mièkkjk esa fofufnZ"V vofèk ds Hkhrj cSafdax daiuh dks pqdrk ugha fd;k x;k gS] rc ,slk O;fä] ;fn mä vofèk dh lekfIr ij ,slh cSafdax daiuh dk funs'kd gS] rks mls bl dkj.k mä rkjh[k dks viuk dk;ZHkkj fjä u fd;k gqvk le>k tk,xkA

bl èkkjk dk Li"Vhdj.k%

• ^.k vFkok vfxze* esa ,slk dksbZ laO;ogkj 'kkfey ugha gksxk ftls Hkkjrh; fjtoZ cSad laO;ogkj dh ç— fr] laO;ogkj ds dkj.k laHkkfor ns; jkf'k dh olwyh] pqukSrh ds <ax vkSj ifjfLFkfr;ksa] tekdrkZvksa ds fgr vkSj vU; lac) [kkrksa dks è;ku esa j[krs gq,] lkekU; vFkok fo'ks"k vkns'k }kjk fofufnZ"V dj ldrk gS fd ;g bl èkkjk ds ç;kstu ds fy, .k vFkok vfxze ugha gS(

• ^funs'kd* dk rkRi;Z cSafdax daiuh }kjk Hkkjr esa xfBr fdlh funs'kd e.My vFkok lfefr ds lnL; ls gS tks bldk çcaèk djus ds ç;kstu ds fy, gS vFkok blds lHkh ;k fdUgha ekeyksa ds çcaèku ds lacaèk esa ijke'kZ nsus ds fy, gSA

• 5½ ;fn ;g ç'u iSnk gksrk gS fd dksbZ ysunsu bl èkkjk ds ç;kstukuqlkj _.k vFkok vfxze gS ;k ugha] rks ml ekeys dks Hkkjrh; fjt+oZ cSad dks lanfHkZr fd;k tk,xk vkSj mudk fu.kZ; vafre ekuk tk,xkA

blds vfrfjä] daiuh vfèku;e] 1956 ls lacafèkr mi;Zqä çkoèkkuksa ds rgr fd, x, fdlh Hkh lanHkZ dks daiuh vfèkfu;e] 2013 ds rgr çklafxd çkoèkkuksa ds vuqlkj fn;s x, lanHkksZa ds :i esa ekuk tk,xk A

Sa a sa Z S a cddkjh diuh ¼ miØek dk vtu vkj vrj.k½ vfèkfu;e ] 1970

erkfèkdkj ds lacaèk esa çfrcaèk%

èkkjk 3 ¼2bZ½ % u, cSad dk dksbZ 'ks;jèkkjd] dsUæh; ljdkj ds vykok vius }kjk èkkfjr fdUgha 'ks;jksa ds fo"k; esa rnuq:ih u, cSad ds lHkh 'ks;jèkkjdksa ds dqy erkfèkdkj ds nl çfr'kr ls vfèkd erkfèkdkj dk ç;ksx djus ds fy, gdnkj ugha gksxk A

funs'kd eaMy dk xBu%

èkkjk 9 ¼3½ ¼ i ½ % tgka iwath èkkjk 3 dh mièkkjk ¼2ch ½ ds [kaM ¼lh½ ds rgr tkjh dh x;h gS %&

• ,½ dqy pqdrk iwath ds lksyg çfr'kr ls vfèkd ugha gksus dh fLFkfr esa] ,d funs'kd

• ch½ lksyg çfr'kr ls vfèkd ijarq dqy pqdrk iwath ds cÙkhl çfr'kr ls ls de gksus ij] nks funs'kd

• lh½ dqy pqdrk iwath ds cÙkhl çfr'kr ls vfèkd gksus dh fLFkfr esa] rhu funs'kd dsUæh; ljdkj ls brj 'ks;jèkkjdksa }kjk vius esa ls pqus tk,axs A

c'krZs fd bl [kaM ds rgr fdlh ,sls funs'kd ds pquko ds ckn dk;ZHkkj xzg.k djus ij] [kaM ¼,p½ ds rgr ukfer mrus gh funs'kd bl çdkj lsokfuo`Ùk gksaxs] tSls fd ;kstuk esa fofufnZ"V fd;k x;k gSA

;g Hkh çkoèkku gS fd cSaddkjh daiuh ¼miØeksa dk vfèkxzg.k ,oa varj.k½ rFkk foÙkh; laLFkku dkuwu ¼la'kksèku½ vfèkfu;e] 2006 ds çkjaHk ij ;k mlls igys fuokZfpr funs'kdksa fd la[;k] rnuq:i u;s cSad esa mi & [kaM¼ i ½] ;k mi& [kaM ¼ ii ½ ;k mi & [kaM ¼ iii ½] tSls Hkh ekeyk gks] esa fofufnZ"V funs'kdksa dh la[;k ls c<+ tkrh gS rks

Page 22 of 88

,sls çkjaHk ls igys fuokZfpr ,sls vfrfjä la[;k ds funs'kd] ;kstuk esa n'kkZ, x, rjhds ls lsokfuoÙk gksaxs vkSj ,sls funs'kd vius dk;Znkf;Roksa ls le;iwoZ lsokfuofÙk ds dkj.k fdlh {kfriwfrZ ds nkos ds ik= ugha gksaxsA èkkjk 9 ¼3 ,½ % mä [kaM¼ i ½ ds rgr fuokZfpr fd, tkus okys funs'kd %

,- fuEufyf[kr esa ls fdlh ,d ;k vf/kd fo"k;¼;ksa½ esa fo'ks"k Kkrk ;k vuqHkoh gksuk pkfg, %

• i- —f"k ,oa xzkeh.k vFkZO;oLFkk

iicSafdax

iii- lgdkfjrk

iv- vFkZO;oLFkk

• v- foÙk

vi- fofèk

vii- y?kq Lrj m|e

• viii- ;k vU; fdlh fo"k; dk fo'ks"k Kku vkSj vuqHko tksfd Hkkjrh; fjtoZ cSad ds fopkj ls cSad ds fy, mi;qä gSA

¼vkjchvkbZ us fnukad 24 uoacj] 2016 ds vius ifji= la[;k Mhchvkj-,ihihVh-chlh-la[;k-39@29-39-001@2016 o 2017 ds ek/;e ls fuEu {ks=ksa dks 'kkfey djus ds fy, fo'ks"kKrk {ks= esa foLrkj fd;k gS & ¼i½ lwpuk çkS|ksfxdh ¼ii½ Hkqxrku vkSj fuiVku ç.kkyh ¼iii½ ekuo lalk/ku ¼iv½ tksf[ke çca/ku vkSj ¼v½ O;olk; çca/ku rkfd cSadksa esa funs'kd dh fu;qfä gsrq bu {ks=ksa ls lacaf/kr O;fä;ksa ij fopkj fd;k tk ldsA

ch½ tekdrkZvksa ds fgrksa dk çfrfufèkRo djrs gksa( vFkok

lh½ fdlkuksa] dkexkjksa ,oa f'kYidkjksa ds fgrksa dk çfrfufèkRo djrs gksa

èkkjk 9 ¼3 ,,½ % mi&èkkjk 3 ¼,½ ds çkoèkku ij çfrdwy çHkko Mkys fcuk vkSj vfèkfu;e esa fufgr vU; dkuwu esa fojksèkkHkkl gksus ds ckotwn] mi&èkkjk¼3½ ds [kaM ¼ i ½ ds rgr dksbZ Hkh O;fä rc rd funs'kd ds :i esa fuokZfpr gksus ds fy, ik= ugha gksxk tc rd og VªSd fjd‚MZ] bZekunkjh vkSj bl lacaèk esa Hkkjrh; fjt+oZ cSad }kjk le;≤ ij lwfpr bl rjg ds vU; ekunaMksa ds vkèkkj ij ' mi;qä ,oa mfpr ' O;fä ugha gS A èkkjk 9 ¼3,ch½ % Hkkjrh; fjt+oZ cSad Hkh mi&èkkjk 3 ¼,,½ ds rgr tkjh vfèklwpuk ds varxZr ' mi;qä ,oa mfpr ' fLFkfr dk fuèkkZj.k djus ds fy, fdlh ,sls çkfèkdj.k dks fufnZ"V dj ldrh gS tks] bl rjg ds fuèkkZj.k ds rjhds] ,sls fuèkkZj.k dk ikyu fd, tkus okyh çfØ;k vkSj ,sls vU; vko';d ;k vkdfLed ekeyksa dh ns[kjs[k djsaA

èkkjk 9 ¼3 ch½ % tgka fjtoZ cSad ds fopkj esa mi&èkkjk ¼3½ ds [kaM ¼ i ½ ds rgr pqus x, fdlh Hkh rRlacafèkr cSad ds fdlh Hkh funs'kd }kjk mi&èkkjk ¼3 ,½ vkSj ¼3 ,,½ dh vis{kkvksa dks iwjk ugha fd;k tkrk gS] cSad dks viuh ckr j[kus dk mfpr volj nsus ds ckn vkns'k }kjk ,sls funs'kd dks gVk;k tk ldrk gS vkSj bl rjg ds fu"dklu ij] funs'kd eaMy fdlh vU; O;fä dks mi&èkkjk ¼3 ,½ ,oa ¼3 ,,½ dh vko';drk dks iwjk dj ml O;fä dks gVk, x, funs'kd ds LFkku ij funs'kd cuus dk fodYi çnku djsxk tc rd fdlh funs'kd dks vxyh okf"kZd vke cSBd esa rRlacafèkr cSad ds 'ks;jèkkjdksa }kjk fofèkor fuokZfpr ugha fd;k tkrk gS vkSj rc rd pqus x, O;fä dks rRlacafèkr cSad ds 'ks;jèkkjdksa }kjk fofèkor :i ls pquk x;k funs'kd ekuk tk,xkA

Page 23 of 88

fu"Bk vkSj xksiuh;rk dk nkf;Ro %

èkkjk 13 ¼2½% çR;sd funs'kd] fdlh LFkkuh; cksMZ ;k lfefr dk lnL;] ;k ys[kk ijh{kd] lykgdkj] vfèkdkjh ;k rRlacafèkr cSad ds vU; deZpkjh dk;ZHkkj xzg.k djus ls iwoZ] rhljh vuqlwph esa fuèkkZfjr çi= esa fu"Bk vkSj xksiuh;rk dh ?kks"k.kk djsaxsA

Sa a a Z a s jk"Vªh;—r cd ¼çcèk ,o çdh.k micèk½ ;ktuk] 1970

fuokZfpr funs'kd ds in dh vof/k % [k.M 9 ¼4½ %

fuokZfpr funs'kd rhu o"kksaZ ds fy, in /kkj.k djsxk vkSj iqu% fuokZpu ds fy, ik= gksxkA c'krsZ fd ,slk dksbZ Hkh funs'kd Ng lky ls vf/kd dh vof/k ds fy, yxkrkj in /kkj.k ugha djsxkA

funs'kdksa dh v;ksX;rk %

[k.M 10 %

fdlh O;fä dks funs'kd ds :i esa fu;qä gksus ds fy, v;ksX; ?kksf"kr fd;k tk,xk %&

• i) ;fn mls fdlh Hkh le; fnokfy;k ?kksf"kr dj fn;k x;k gS ;k mlus Hkqxrku fuyafcr dj fn;k gS ;k vius ysunkjksa ds lkFk le>kSrk dj fy;k gS ;k

• ii) vxj og fnekxh rkSj ij vlarqfyr gSa vkSj ,d l{ke vnkyr }kjk ,slk ?kksf"kr fd;k x;k gS ;k iii) ;fn mls vuSfrdrk ds vk/kkj fdlh vijk/k ds vkijkf/kd U;k;ky; }kjk nks"kh Bgjk;k x;k gS ;k

• iv) ;fn og fdlh Hkh jk"Vªh;—r cSad esa ;k Hkkjrh; LVsV cSad vf/kfu;e]1955 dh /kkjk 3 dh mi&/kkjk ¼1½ ds rgr Hkkjrh; LVsV cSad esa ;k Hkkjrh; LVsV cSad ¼lfClfM;jh cSad½ vf/kfu;e] 1959 dh /kkjk 3 esa ifjHkkf"kr fdlh Hkh vuq"kaxh cSad ds flok; vf/kfu;e dh /kkjk 9 dh mi&/kkjk ¼3½ ds varxZr [kaM ¼bZ½ o ¼,Q½ ds vuqlkj çca/k funs'kd vkSj funs'kdksa lfgr iw.kZdkfyd funs'kd ds vfrfjä dksbZ ykHk dk in /kkj.k djrk gS

funs'kdksa ds in dh fjfä %

[k.M 11 %

• 1- ;fn dksbZ funs'kd [kaM 10 esa fufnZ"V fdlh Hkh vik=rk ds vuqlkj v;ksX; ik;k tkrk gS ;k cksMZ dh Nqêh ds fcuk yxkrkj rhu ls vf/kd cSBdksa ds fy, vuqifLFkr jgrk gS] rks ,slk ekuk tk,xk fd mlus in R;kx dj fn;k gS vkSj mlds ckn mldk in fjä gks tk,xkA

• 2- v/;{k ;k çca/k funs'kd ;k funs'kd lfgr ,d iw.kZdkfyd funs'kd] tks vf/kfu;e dh /kkjk 9 dh mi/kkjk 3 ds rgr [kaM ¼ch½ ;k [kaM ¼lh½ ;k [kaM ¼Mh½ esa fufnZ"V gS] dsaæ ljdkj dks fyf[kr :i esa uksfVl nsdj vius in ls bLrhQk ns ldrk gS vkSj ljdkj }kjk bLrhQk Lohdkj fd, tkus ij ;g ekuk tk,xk fd mlus viuk in R;kx dj fn;k gS vkSj dksbZ vU; funs'kd dsaæ ljdkj dks fyf[kr :i ls uksfVl nsdj vius dk;kZy; ls bLrhQk ns ldrk gS vkSj bl rjg dk bLrhQk dsaæ ljdkj }kjk bLrhQs dh lwpuk çkfIr ij çHkkoh gksxkA

• 3- iwoZxkeh mi&[kaM ds çko/kku ij dksbZ çfrdwy çHkko Mkys fcuk] vf/kfu;e dh /kkjk 9 dh mi&/kkjk 3 ds [kaM ¼bZ½ ;k [kaM ¼,Q½ esa fufnZ"V fdlh funs'kd dk dk;Zdky ;k jk"Vªh;—r cSad ds deZpkjh ds vfrfjä] ftlds os funs'kd gSa ds in lekfIr ds lkFk gh funs'kd dk in lekIr gks tk,xkA

Page 24 of 88

• 4- tgka fdlh fuokZfpr funs'kd ds vfrfjä fdlh funs'kd ds dk;kZy; esa dksbZ fjfä gksrh gS] og vf/kfu;e dh /kkjk 9 dh mi&/kkjk ¼3½ ds vuqlkj Hkjh tk,xhA

fuokZfpr funs'kd dks in ls gVk;k tkuk

[k.M 11, %

dsaæ ljdkj ds vykok vU; 'ks;jèkkjd] ,sls 'ks;jèkkjdksa }kjk èkkfjr dqy 'ks;j iwath dh de ls de vkèkh iwath dks èkkfjr djus okys 'ks;jèkkjdksa ds cgqer ls ,d ladYi ikl djds èkkjk 9 dh mièkkjk ¼3½ ds [kaM¼ i ½ ds varxZr pqus x, fdlh Hkh funs'kd dks gVk ldrs gSa vkSj fjfä dks Hkjus ds fy, fdlh vU; O;fä dk pquko dj ldrs gSaA

fuokZfpr funs'kd ds fjä in dks Hkjuk

[k.M 11ch %

• 1- tgka fdlh fuokZfpr funs'kd ds in dh vofèk lekIr gksus ls igys dksbZ fjfä mRiUu gksrh gS] ogk¡ fjä in fuokZpu }kjk Hkjk tk,xkA

c'krZs fjfä dh vofèk Ng eghus ls de gksus dh laHkkouk gS] fjfä 'ks"k funs'kdksa }kjk Hkjh tk ldrh gSA

• 2- mi [kaM ¼1½ ds rgr fuokZfpr ;k mi&fuokZfpr O;fä] tSlk Hkh ekeyk gks] vius iwoZorÊ ds in dh 'ks"k le;kofèk ds fy, inèkkj.k djsxkA

funs'kdksa }kjk fgrksa dk çdVhdj.k %

[kaM 12 ¼8½%

dksbZ funs'kd tks çR;{k ;k vçR;{k :i ls lac) gS ;k fdlh vuqcaèk] .k] O;oLFkk ;k çLrko esa #fp j[krk gS ;k jk"Vªh;—r cSad dh vksj ls ntZ djk, tkus ds fy, çLrkfor gS ;k çLrkfor fd;k x;k gS] çklafxd ifjfLFkfr;ksa ds ckn vius laKku esa vkus ij ftruh tYnh gks lds cksMZ ds çfr viuh #fp dh çdkj dks Li"V djsxk vkSj rc rd cksMZ dh cSBd esa mifLFkr ugha gksxk tc rd ,sls vuqcaèk] .k] O;oLFkk ;k çLrko ij ppkZ dh tkrh gS tc rd fd mldh mifLFkfr vU; funs'kdksa }kjk tkudkjh çkIr djus ds mís'; ls vko';d u gks vkSj fdlh funs'kd dk bl rjg ds fdlh Hkh vuqcaèk] _.k] O;oLFkk ;k çLrko ij oksfVax djuk vko';d gksxk %

c'krZs bl mi&[kaM esa fufgr dqN Hkh ,sls funs'kd ij dsoy blhfy, ykxw ugha gksxk] ;fn og %

• i - daiuh vfèkfu;e] 1956 ¼1956 dk 1½ esa ifjHkkf"kr fdlh lkoZtfud daiuh ;k rRle; Hkkjr esa fdlh dkuwu ds }kjk ;k vèkhu LFkkfir fuxe ;k fdlh lgdkjh lfefr] ftlds lkFk jk"Vªh;—r cSad us dksbZ djkj] _.k] O;oLFkk ;k çLrko fd;k ;k ,slk dqN fd;k tkuk çLrkfor gS ] og mldh pqdrk iwath dk 2 çfr'kr ls vfèkd dk èkkj.k djrk gks A

• ii - jk"Vªh;—r cSad dk dksbZ vfèkdkjh ;k vU; deZpkjh] ;fn og vfèkfu;e dh èkkjk 9 dh mièkkjk ¼3½ ds [kaM ¼bZ½ ;k [kaM ¼,Q½ esa fufnZ"V funs'kd gSA

fo'ks"k çkoèkku :

[kaM 14, :

tgka ,d jk"Vªh;—r cSad dks dkuwu }kjk dksbZ dk;Z ;k dk;Z djus dh vko';drk gksrh gS vkSj ,slk djus ds fy, çfrHkwfrèkkjdksa dh fdlh Hkh lfefr }kjk fdlh fu;qfä] vuqeksnu ;k leh{kk ds lacaèk esa flQkfj'kksa ;k fuèkkZj.k] ;k f'kdk;rksa dk lekèkku cSad ds cksMZ dh vko';drk gS] vkSj ;fn cksMZ larq"V gS fd ,slh lfefr dh cSBd ds fy, dksje ,slh lfefr esa fdlh Hkh fjfä ;k mlds lnL; }kjk vyx gksus ds dkj.k iwjk ugha fd;k tk ldrk gS] rks cksMZ og dk;Z dj ldrk gSA

Page 25 of 88

bafM;u cSad ¼'ks;j ,oa cSBd½ fofu;e] 1999] ;Fkk lsa a'kkfèkr s %

la;qä èkkjdksa ds vfèkdkjksa dk ç;ksx %

fofu;e 10 %

;fn dksbZ 'ks;j nks ;k nks ls vfèkd O;fä;ksa ds uke ij gS] rks jftLVj esa ukfer çFke èkkjd gh 'ks;jksa ds gLrkarj.k dks NksM+dj] oksfVax] ykHkka'k dh çkfIr] uksfVl dk fu"iknu ,oa bafM;u cSad ls tqM+s vU; ekeyksa gsrq ,dek= èkkjd ekuk tk,xk A

vke cSBd esa pqus tkus okys funs'kd % fofu;eu 55 %

• i - iath—r 'ks;jèkkjdksa] dsaæ ljdkj ds vfrfjä] }kjk mUgha esa ls fdlh ,d dks vfèkfu;e dh èkkjk 9 dh mi&èkkjk 3 ds [kaM ¼ i ½ ds rgr ,d funs'kd] fuokZfpr fd;k tk,xk A

• ii - tgka funs'kd dk pquko fdlh Hkh vke cSBd esa gksuk gS] ogk¡ cSBd dh lwpuk nsus okys uksfVl dks cSBd esa 'kkfey fd;k tk,xkA ,sls çR;sd uksfVl esa fuokZfpr fd, tkus okys funs'kdksa dh la[;k fufnZ"V dh tk,xh vkSj pquko ds fy, fjfä;ksa dk fooj.k fn;k tk,xkA

'ks;jèkkjdksa dh lwph %

fofu;e 56 %

• i - bu fofu;eksa ds fofu;eu 55 ds mi&fu;eu ¼ i ½ ds rgr fdlh funs'kd ds pquko gsrq mu iath—r 'ks;jèkkjdksa dh lwph rS;kj dh tk,xh ftuds }kjk funs'kd dk pquko fd;k tkuk gSA

• ii - bl lwph esa 'ks;jèkkjdksa ds uke] muds iath—r irs] muds }kjk èkkfjr 'ks;jksa dh la[;k o iath—r dh xbZ rkjh[k ij 'ks;jksa dh la[;k vkSj oksVksa dh la[;k ftlds fy, os pquko gsrq cSBd dh r; rkjh[k ij gdnkj gksaxs] ;g lwph cSBd dh fuèkkZfjr rkjh[k ls de ls de rhu lIrkg igys çèkku dk;kZy; dks vkosnu Hksts tkus ij] cksMZ ;k çcaèk lfefr }kjk fuèkkZfjr ewY; ij miyCèk djkbZ tk,xhA

fuokZpu ds fy, vH;fFkZ;ksa dk ukekadu % fofu;e 57 %

• i - funs'kd ds :i esa pquko ds fy, vH;FkÊ dk dksbZ Hkh ukekadu rc ekU; gksxk tc rd fd]

• ,½ og bafM;u cSad esa de ls de 100 ¼,d lkS½ 'ks;jksa dk èkkjd gksA

• ch½ og ukekadu çkIr djus dh vafre frfFk ij] vfèkfu;e ;k ;kstuk ds rgr funs'kd in ds fy, v;ksX; ugha gSA

• lh½ mlus vius ikl j[ks cSad ds 'ks;jksa ds lacaèk esa lHkh ekaxksa pkgs og ,dy gks ;k nwljksa ds lkFk la;qä :i ls] ekax ds Hkqxrku ds fy, fuèkkZfjr vafre frfFk ls igys ;k mlls igys] dk Hkqxrku fd;k gS(

• Mh½ ;g ukekadu vfèkfu;e ds rgr funs'kdksa dk p;u djus ds fy, ik= de ls de lkS 'ks;jèkkjdksa }kjk gLrk{kfjr fyf[kr :i ls ;k muds fofèkor fu;qä odhy }kjk gLrk{kfjr gS] c'krZs ukekadu djus okyk 'ks;jèkkjd ;fn daiuh gks rks ;g ukekadu daiuh ds funs'kdksa }kjk ikfjr ladYi ls fd;k tk, ftl cSBd esa ;g ladYi ikfjr gqvk gS ml cSad ds vè;{k }kjk gLrk{kfjr bl ladYi dh çekf.kr ewy çfr dks cSad ds çèkku dk;kZy; dks Hkst fn;k tk,xk vkSj bl rjg dh çfr dks daiuh dh vksj ls ukekadu ekuk tk,xkA

• bZ½ ukekadu esa U;k;kèkh'k] eftLVªsV] v'kqjsal jftLVªkj ;k mi&jftLVªkj ;k vU; jktif=r vfèkdkjh ;k

Page 26 of 88

• Hkkjrh; fjtoZ cSad ;k fdlh jk"Vªh;—r cSad ds fdlh vfèkdkjh ds le{k mEehnokj }kjk gLrk{kfjr ?kks"k.kk 'kkfey gksuh pkfg,] fd og ukekadu Lohdkj djrk gS vkSj fuokZpu esa çfrHkkfxrk dk bPNqd gS vkSj ;g fd og vfèkfu;e ;k ;kstuk ;k bu fofu;eksa ds rgr funs'kd gksus ds fy, v;ksX; ugha gSA

• ii - dksbZ Hkh ukekadu rc rd ekU; ugha gksxk tc rd fd og lHkh lacafèkr nLrkostksa tks lHkh rjg ls iw.kZ u gks vkSj cSBd ds fy, r; dh xbZ rkjh[k ls de ls de pkSng fnu igys bafM;u cSad ds çèkku dk;kZy; esa çkIr ugha fd;k x;k gksA

ukekadu dh tkap %

fofu;e 58 %

• i - ukekadu dh çkfIr ds fy, fuèkkZfjr frfFk ds ckn çFke dk;Z fnol ij ukekadu dh tkap dh tk,xh vkSj ;fn dksbZ ukekadu oSèk ugha ik;k tkrk gS] rks mlds dkj.k dks ntZ djus ds ckn mls [kkfjt dj fn;k tk,xkA ;fn pquko }kjk Hkjs tkus okys fdlh fo'ks"k in ds fy, dsoy ,d gh ekU; ukekadu gS] rks ukekafdr mEehnokj dks fuokZfpr ekuk tk,xk vkSj mldk uke vkSj irk fuokZfpr :i esa çdkf'kr fd;k tk,xkA bl rjg ds vk;kstu esa bl mís'; ds fy, cqykbZ xbZ cSBd esa dksbZ pquko ugha gksxk vkSj ;fn cSBd dks iwokZsä pquko ds mís'; ls iwjh rjg ls cqyk;k x;k Fkk] rks bls jí dj fn;k tk,xkA

• ii - pquko gksus dh fLFkfr esa] ;fn oSèk ukekadu] fuokZfpr gksus okys funs'kdksa dh la[;k ls vfèkd gS] rks vfèkdka'k er ikus okys vH;FkÊ dks fuokZfpr ekuk tk,xkA

• iii - ekStwnk fjfä dks Hkjus ds fy, pqus x, ,d funs'kd dks ml rkjh[k ls inHkkj xzg.k le>k tk,xk] ftl fnu og fuokZfpr ekuk tkrk gSA

fuokZpu fookn %

fofu;eu 59 %

• i - ;fn fuokZfpr ekus x, ;k fuokZfpr ?kksf"kr fd, tkus okys dh ;ksX;rk ;k v;ksX;rk ij ;k funs'kd ds fuokZpu dh oSèkrk ij dksbZ lansg ;k loky mBrk gS rks ml fLFkfr esa vH;FkÊ cuus dk bPNqd dksbZ O;fä ;k bl fuokZpu esa oksfVax dk gdnkj dksbZ 'ks;j èkkjd pquko ds ifj.kke dh ?kks"k.kk dh rkjh[k ds lkr fnuksa ds Hkhrj] cSad ds vè;{k vkSj çcaèk funs'kd dks fyf[kr :i esa ns ldrk gS vkSj mä lwpuk esa iw.kZ fooj.k fn;k tk, ftlds vkèkkj ij og pquko dh oSèkrk ij lansg ;k fookn mRiUu djrk gSA

• ii - mi&fu;eu ¼i½ ds varxZr] vè;{k ,oa çcaèk funs'kd ;k mudh vuqifLFkfr esa] cSad ds dk;Zikyd funs'kd bl lansg ;k fookn dks lacfUèkr lfefr ftlesa vè;{k ,oa çcaèk funs'kd gksaxs ;k mudh vuqifLFkfr esa dk;Zikyd funs'kd ,oa vfèkfu;e dh èkkjk 9 dh mièkkjk ¼3½ ds [kaM¼[k½ o ¼x ½ ds rgr ukekafdr dksbZ nks funs'kd gksaxs] ds le{k fu.kZ; fy, tkus gsrq çLrqr djsaxs A

• iii - mi&fu;eu ¼ii½ esa mfYyf[kr lfefr ;g tkap djsxh D;ksafd ;g cgqr vko';d gS vkSj ;fn ;g irk pyrk gS fd pquko ,d oSèk pquko Fkk] rks ;g pquko ds ?kksf"kr ifj.kkeksa dh iqf"V djsxh] ;k ;fn ;g ikrk gS fd ,d oSèk pquko ugha gqvk Fkk rc ;g tkap 'kq: gksus ds rhl fnuksa ds Hkhrj] ifjfLFkfr;ksa dks ns[krs gq, u, pquko djkus dk vkns'k vkSj funZs'k nsxhA

• iv - bl fofu;eu ds vuqlj.k esa ,slh lfefr dk vkns'k vkSj funZs'k fu.kkZ;d gksxkA

Page 27 of 88

'ks;jèkkjdksa ds oksfVax vfèkdkj %

fofu;e 60 %

oksfVax ds vfèkdkj dk fuèkkZj.k %

• i - vfèkfu;e dh èkkjk 3 ¼2 bZ½ esa fufgr çkoèkkuksa ds vèkhu] çR;sd 'ks;jèkkjd tks lkekU; cSBd dh rkjh[k ls igys jftLVj çfof"V ds can gksus dh rkjh[k ij ,d 'ks;jèkkjd ds :i esa iath—r fd;k x;k gS] mls bl rjg dh cSBd esa gkFk mBkdj oksfVax fd, tkus dh fLFkfr esa og dsoy ,d er dk èkkjd gksxkA

• ii - vfèkfu;e dh èkkjk 3 ¼2 bZ½ esa fufgr çkoèkkuksa ds vèkhu] çR;sd 'ks;jèkkjd tks mijksä ds vkèkkj ij oksV nsus dk vfèkdkjh gS ;fn og daiuh ugha gS] O;fäxr :i esa ;k ç‚Dlh ds ekè;e ls ekStwn gS ;k tks daiuh gksus ds ukrs fofèkor vfèk—r çfrfufèk ;k ç‚Dlh ds :i esa ekStwn gS] os gkFk mBkdj oksfVax fd, tkus dh fLFkfr esa dsoy ,d er dk èkkjd gksaxs rFkk oksfVax fd, tkus dh fLFkfr esa mi fofu;e ¼i½ ds vuqlkj çR;sd 'ks;j ij ,d er dk èkkjd gksxk A

Li"Vhdj.k& bl vè;k; esa] " daiuh " dk vFkZ dksbZ Hkh c‚Mh d‚ikZsjsV gSA

,d vke cSBd esa Hkkx ysus vkSj oksfVax djus ds gdnkj cSad ds 'ks;jèkkjd fdlh vU; O;fä ¼pkgs og 'ks;jèkkjd gks ;k ugha½ dks mlds ctk; mifLFkr gksus vkSj oksfVax djus ds fy, vius ç‚Dlh ds :i esa fu;qä djus dk gdnkj gksxk( ysfdu fu;qä fd, x, ç‚Dlh dks cSBd esa cksyus dk dksbZ vfèkdkj ugha gksxkA

fofèkor vfèk—r çfrfufèk }kjk oksfVax %

fofu;e 61%

• i - ,d 'ks;jèkkjd] dsaæ ljdkj ;k daiuh gksus ds ukrs] fdlh ladYi }kjk] tSlk fd ekeyk gks ldrk gS] vius fdlh Hkh vfèkdkjh ;k fdlh vU; O;fä dks 'ks;jèkkjdksa dh fdlh Hkh lkekU; cSBd esa vius çfrfufèk ds :i esa dk;Z djus ds fy, vfèk—r djrk gS vkSj og vfèk—r ¼bu lanfHkZr fofu;eksa esa " fofèkor vfèk—r çfrfufèk " ds :i esa mfYyf[kr½ dsaæ ljdkj ;k daiuh dh vksj ls mUgha 'kfä;ksa dk ç;ksx djus dk gdnkj gksxk ftudk og çfrfufèkRo djrk gS] pkgs og cSad dk ,d O;fäxr 'ks;jèkkjd gh gksA vfèkdj.k fodYi nks O;fä;ksa ds i{k esa gks ldrk gS vkSj ,sls ekeys esa dksbZ Hkh O;fä dsaæ ljdkj @ daiuh ds fofèkor vfèk—r çfrfufèk ds :i esa dk;Z dj ldrk gSA

• ii - dksbZ Hkh O;fä daiuh ds fofèkor vfèk—r çfrfufèk ds :i esa cSad ds 'ks;jèkkjdksa dh fdlh Hkh cSBd esa Hkkx ugha ysxk ;k oksfVax ugha djsxk] tc rd fd mls fofèkor vfèk—r çfrfufèk ds :i esa fu;qä djus okyk ladYi ftl cSBd esa ikfjr fd;k x;k gks ml vè;{k ds }kjk çekf.kr ewy u gks rFkk bls cSBd dh fu;r frfFk ls pkj fnu iwoZ cSad ds çeq[k dk;kZy; esa çLrqr fd;k x;k gksA

Z Sa s s Z sa s s sa s " a " Zs Hkkjrh; fjt+o cd (ih,lch d ckM e pqu x, fun'kdk d fy, mi;qä ,o mfpr ekin.M½ fn'kk&fun'k]

2019

Hkkjrh; fjt+oZ cSad (vkjchvkbZ½ us viuh vfèklwpuk la[;k vkjchvkbZ @ Mhchvkj @ 2019&20 @ 71 ekLVj fn'kk&funZs'k Mhchvkj ,ihihVh- uacj: 9@29-67-001@2019&20 fnukafdr 02 vxLr] 2019 }kjk cSafdax daifu;ksa (miØeksa dk vfèkxzg.k vkSj varj.k½ vfèkfu;e 1970@1980 dh èkkjk 9 dh mi&èkkjkvksa (3 ,,½ ds rgr çnÙk

Page 28 of 88

vfèkdkjksa dk ç;ksx djrs gq, Hkkjrh; fjtoZ cSad dh (mi;qä ,oa mfpr½ ih,lch ds cksMksZa ij fuokZfpr funs'kdksa ds fy, ekunaM½ fn'kk&funZs'k] 2019 vfèklwfpr dj fn;s gSA

Z Sa s Zs sa a Hkkjrh; fjto cd d fn'kk&fun'kk dh eq[; fo'ks"krk, %&

Þmi;qä ,oa mfprß fLFkfr vkfn dks fuèkkZfjr djus okys çkfèkdkjh] çfØ;k ,oa ekin.M fuEukuqlkj gS%

¼d½ çkfèkdkj

lHkh cSadksa dks ,d ukekadu vkSj ikfjJfed lfefr ¼lfefr½ dk xBu djuk vko';d gS ftlds funs'kd eaMy esa de ls de rhu xSj&dk;Zdkjh funs'kd 'kkfey gksa cksMZ ds :i esa lanfHkZr, ftlesa de ls de vkèks Lora= funs'kd gksaxs vkSj cksMZ ds tksf[ke çcaèku lfefr ds de ls de ,d lnL; dks cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970@1980 dh èkkjk 9 dh mièkkjk (3½ ds [kaM ds rgr funs'kd ds :i esa pqus tkus ds fy, O;fä;ksa ds 'mfpr vkSj mi;qä' ds fuèkkZj.k gsrq mfpr çfØ;k dks pykus ds fy, 'kkfey fd;k tkuk pkfg,A Hkkjr ljdkj ukfer funs'kd vkSj cSaddkjh daiuh (miØeksa dk

vtZu vkSj varj.k½ vfèkfu;e] 1970@1980 èkkjk 9 (3½ (x½ ds rgr ukfer funs'kd lfefr dk fgLlk ugha gksaxsA cSad ds xSj&dk;Zdkjh vè;{k lfefr ds lnL; gks ldrs gSa ijUrq lfefr ds vè;{k ughaA cksMZ muds chp ls fdlh ,d dks lfefr dk vè;{k ukfer djsxhA dksje iwjk djus ds fy, vè;{k lfgr rhu dh vko';drk gSA fdlh Hkh ukfer lnL; dh vuqifLFkfr esa dksje iwjk djus ds fy,] cSBd ds fy, muds LFkku ij fdlh vU; xSj&dk;Zdkjh funs'kd dks cksMZ ukfer dj ldrk gSA lfefr ds xBu ds le;] cksMZ vius dk;Zdky ij fu.kZ; ys ldrk gSA

¼[k½ ç.kkyh vkSj çfØ;k

p;u ds fy, ukekadu nkf[ky djus okys O;fä;ksa ls cSadksa dks vko';d tkudkjh] vkSj ,d ?kks"k.kk vkSj opu i= layXu çk:i esa (vuqyXud 1½ çkIr djuk gksxkA lfefr ukekadu dh Loh—fr ds fy, fuèkkZfjr vafre frfFk ds ckn cSBd djsxh vkSj uhps fn, x, ekunaMksa ds vkèkkj ij O;fä dh mEehnokjh dks Lohdkj fd;k tkuk pkfg, ;k ugha] fuèkkZfjr djsxhA lfefr dh ppkZ dks cSBd ds vkSipkfjd dk;Zo`Ùk ds :i esa ntZ fd;k tk,xk vkSj ;fn oksfVax fd;k tkrk gS] rks ;g Hkh uksV fd;k tk,xkA gLrk{kfjr ?kks"k.kk esa çnku dh xbZ tkudkjh ds vkèkkj ij] lfefr mEehnokjh dh Loh—fr ;k vU;Fkk ij fu.kZ; ysxh vkSj tgka vko';d gks] mi;qä çkfèkdkjh@ O;fä;ksa dks lanfHkZr djsxk fd n'kkZ, x, vko';drkvksa ds vuq:i mEehnokjh gSA

¼x½ ekunaM

lfefr ;gka mfYyf[kr O;kid ekunaMksa ds vkèkkj ij çLrkfor mEehnokjksa dh 'mfpr vkSj mi;qä' fLFkfr dk fuèkkZj.k djsxh:

• I. vk;q& p;u ds fy, ukekadu tek djus dh fuèkkZfjr frfFk ds vuqlkj mEehnokj dh vk;q 35 ls 67 o"kZ ds chp gksuh pkfg,A

• II. 'kS{kf.kd ;ksX;rk & mEehnokj de ls de Lukrd gksuk pkfg,A

• III. vuqHko vkSj fo'ks"kKrk dk {ks= & mEehnokj dks Hkkjrh; fjt+oZ cSad ds fnukad 24 uoacj 2016 ds ifji= Mhchvkj-,ihihVh-chlh la-39@29-39-001@2016&17 ds lkFk ifBr cSaddkjh daiuh (miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970@1980 dh èkkjk 9 (3,½(,½esa mfYyf[kr vuqlkj ,d ;k vfèkd ekeyksa ds lacaèk esa] tSlk Hkh ekeyk gks] fo'ks"k Kku ;k O;kogkfjd vuqHko gksA

Page 29 of 88

• IV. v;ksX;rk % ,lchvkbZ vf/kfu;e dh /kkjk 22@jk"Vªh;—r cSadksa (çcaèku vkSj çdh.kZ micaèk½] 1970@80 ;kstuk ds [kaM 10 esa mfYyf[kr ^funs'kdksa dh v;ksX;rk* ds vfrfjä %

• ¼,½ mEehnokj fdlh Hkh cSad ;k fjt+oZ cSad ;k foÙkh; laLFkku (,QvkbZ½ ;k chek daiuh ;k fdlh vU; cSad ds ,uvks,Q,plh ds cksMZ dk lnL; ugha gksus pkfg,A

  • Li"Vhdj.k % bl mi&iSjk vkSj mi&iSjk (x½ ds ç;kstu ds fy,] vfHkO;fä "cSad" esa ,d cSafdax daiuh] ,d u;k cSad] Hkkjrh; LVsV cSad] ,d lgdkjh cSad vkSj ,d {ks=h; xzkeh.k cSad 'kkfey gksaxsA

• ¼ch½ fdjk;k [kjhn] foÙkiks"k.k] èku mèkkj] fuos'k] iêsnkjh vkSj vU; iSjk cSafdax xfrfofèk;ksa ls tqM+s O;fä dks ih,lch ds cksMZ esa fuokZfpr funs'kd ds :i esa fu;qfä ds fy, ekU; ugha gksaxsA gkykafd] ,slh laLFkkvksa ds fuos'kdksa dks funs'kd ds :i esa fu;qfä ds fy, v;ksX; ?kksf"kr ugha fd;k tk,xk] vxj os muesa fdlh çcaèkdh; fu;a=.k esa ugha gksA

• ¼lh½ ,slk dksbZ O;fä fuokZfpr@ iqu: fuokZfpr ugha gks ftUgksaus N: o"kZ rd yxkrkj vFkok varjky ij fdlh Hkh cSad@ foÙkh; laLFkk@ vkjchvkbZ@ chek daiuh ds cksMZ esa iwoZ esa funs'kd ds :i esa lsok çnku dh gksA

• ¼Mh½ mEehnokj LV‚d czksfdax ds O;olk; ls tqM+k ugha gksuk pkfg,A

• ¼bZ½ mEehnokj laln ;k jkT; foèkkueaMy ;k uxj fuxe ;k uxj ikfydk ;k vU; LFkkuh; fudk;ksa

  • dk lnL; ugha gksuk pkfg,A (vU; LFkkuh; fudk;ksa ls rkRi;Z gS fd uksfVQkbM ,fj;k dkmafly] flfV dkmafly] iapk;r] xzke lHkk] ft+yk ifj"kn] vkfnA½

• ¼,Q½ mEehnokj ,slh fdlh pkVZMZ ,dkmaVsaV QeZ ds lk>snkj ds :i esa dk;Z u dj jgk gks tks orZeku esa fdlh jk"Vªh;—r cSad ;k Hkkjrh; LVsV cSad ds lkafofèkd dsaæh; ys[kk ijh{kd ds :i esa dk;Z dj jgh gksA

• ¼th½ mEehnokj ,slh fdlh pkVZMZ ,dkmaVsaV QeZ ds lk>snkj ds :i esa dk;Z u dj jgk gks tks orZeku esa ml cSad esa lkafofèkd 'kk[kk ys[kk ijh{kd ;k leorÊ ys[kk ijh{kd ds :i esa dk;Z dj jgh gks] ftlesa p;u ds fy, ukekadu nkf[ky fd;k x;k gSA

• V. dk;kZofèk fuokZfpr funs'kd rhu lky ds fy, in èkkj.k djsaxs vkSj iqu% p;u ds fy, ik= gksaxs

• c'krZs fd ,sls dksbZ Hkh funs'kd] fujarj ;k varjky lfgr] Ng o"kZ ls vfèkd dh vofèk ds fy, in èkkj.k ugha djsaxsA

VI. O;kolkf;d çfrcaèk &

• ¼,½ mEehnokj dk u rks lacafèkr cSad ds lkFk dksbZ O;kolkf;d lacaèk (dkuwuh lsokvksa] lykgdkj lsokvksa lfgr½ gksuk pkfg, vkSj u gh ,slh xfrfofèk;ksa esa 'kkfey gksuk pkfg,] ftlds ifj.kkeLo:i ml cSad ds lkFk O;kolkf;d fgrksa dk Vdjko gks ldrk gSA

• ¼ch½ mEehnokj dk fdlh cSad ;k fdlh vU; cSad dks èkkfjr djus okyh ,uvks,Q+,plh ds lkFk dksbZ O;kolkf;d lacaèk ugha gksuk pkfg,A

• ¼lh½ c'krZs fd p;u ds fy, ukekadu nkf[ky djrs le; fdlh cSad ds lkFk bl rjg ds lacaèk

  • j[kus okys mEehnokj dks en ([k½ dh vis{kkvksa dks iw.kZ djus okyk ekuk tk,xk] vkSj mEehnokj lfefr dks ;g ?kks"k.kk çLrqr djsxk fd ;fn og funs'kd ds :i esa fuokZfpr gksrk gS rks cSad ds lkFk lacaèk lekIr dj nsxk vkSj fuokZfpr gksus ij cSad ds funs'kd ds :i esa fu;qfä ls igys ,sls lacaèk lekIr dj nsrk gSA

• VII. VªSd fjd‚MZ vkSj lR;fu"Bk & mEehnokj dks fdlh Hkh fofu;ked ;k i;Zos{kh çkfèkdj.k @,tsalh] ;k dkuwu çorZu ,tsalh dh çfrdwy fuxjkuh ds rgr ugha gksuk pkfg, vkSj fdlh Hkh _.knkrk laLFkk dk pwddrkZ ugha gksuk pkfg,A

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Sa Z s s s cd fuokfpr fun'kd l fuEufyf[kr çkIr djxk :

• ¼,½ ,sls O;fä }kjk funs'kd dk in xzg.k djus ls igys] fu/kkZfjr Q‚eZsV esa fu"ikfnr çlafonk foys[k: ih,lch,l ds cksMZ esa pqus x, funs'kdksa ds fy, "mi;qä ,oa mfpr" ekin.M

• ¼ch½ gj o"kZ 31 ekpZ dh fLFkfr ds vuqlkj bl vk'k; dh ,d lkèkkj.k ?kks"k.kk fd ,sls O;fä }kjk igys ls miyCèk djkbZ xbZ tkudkjh esa dksbZ ifjorZu ugha gqvk gSA

• ¼lh½ tgka fuokZfpr funs'kd us lwfpr fd;k gS fd igys nh xbZ lwpuk esa ifjorZu gS] cSad ,sls funs'kd ls u;k vuqcaèk 1 çkIr djsxk ftlesa lHkh ifjorZu 'kkfey gksaA

cSaddkjh fofu;eu vfèkfu;e] 1949 dh èkkjk 20 dk vuqikyu lqfuf'pr djsaxsA lkFk gh]

• ¼,½ lqj{kk mik;ksa dh ,d ç.kkyh cuk,¡xs] ftlesa fuokZfpr lh, funs'kd ds@ mldh QeZ ds xzkgdksa vkSj mlds@ mldh QeZ ds xzkgdksa ls lacafèkr cSad ds _.k@ fuos'k fu.kZ;ksa esa Hkkx ugha ysus lacaèkh mi;qä çdVhdj.k 'kkfey gksaxhA fuokZfpr lh, funs'kd ls visf{kr gS fd bl iwjh çfØ;k ls [kqn dks vyx j[ksa vkSj bl vk'k; dh çlafonk ij gLrk{kj djsaA

• ¼ch½ fuokZfpr funs'kd }kjk O;kolkf;d laLFkkvksa esa vius fgrksa vkSj funs'kd&in dk iw.kZ vkSj mfpr çdVhdj.k visf{kr gS] lkFk gh ftu laLFkkvksa esa muds fgr gSa] muls tqM+s cSad ds _.k@ fuos'k fu.kZ;ksa ls funs'kd O;fäxr :i ls [kqn dks vyx j[ksa vkSj Hkkx ugha ysaA

• ¼lh½ ,sls funs'kd ds :i esa in NksM+us ds ckn nks lky dh vofèk rd cSad fdlh O;fä dks] tks ml cSad dk fuokZfpr funs'kd jg pqdk gS] dks dksbZ O;kolkf;d dk;Z vkoafVr ugha djsxkA

tgka fuokZfpr funs'kd :

¼,½ fuEufyf[kr esa vlQy jgrs gSa]

• i. çlafonk foys[k ;k ?kks"k.kk tek djus esa( ;k

• ii. mi;qä çdVhdj.k djus esa( ;k

• iii. tgka muds fgr tqM+s gSa] ogka _.k@ fuos'k fu.kZ;ksa esa Hkkx ysus ls( ;k

¼ch½ vèkwjs ;k xyr çdVhdj.k djrs gSa( ;k

¼lh½ ,slh xfrfofèk;ksa esa 'kkfey gSa] tks mUgsa mi;Zqä ekunaMksa ds vuqlkj *mfpr vkSj mi;qä ugha^ cukrs gSa]

,sls funs'kd dks cSaddkjh daiuh (miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970@1980 dh èkkjk 9 dh mièkkjk (3 ,,½ dh vis{kkvksa dks iwjk djus okyk ugha ekuk tk,xk vkSj og blds ifj.kkeksa ds fy, mÙkjnk;h gksxkA

lfefr u, funs'kdksa ds :i esa p;u ds fy, mEehnokjksa ds ukekadu (fu;qfä @iqu% fu;qfä½ dh tkap djrs le; mi;Zqä la'kksfèkr ekunaMksa dks viuk,xhA rFkkfi] ekStwnk fuokZfpr funs'kdksa dks la'kksèku& iwoZ ekunaMksa ds vuqlkj viuk orZeku dk;Zdky iwjk djus dh vuqefr nh tk,A

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a S s s Z s Zs & & v'kdkfyd xj ljdkjh fun'kd d fuokpu grq fn'kk fun'k %

Hkkjr ljdkj us 3 flracj 2013 ds vius i= }kjk ;g funZsf'kr fd;k gS fd cksMZ dh ukekadu lfefr 'ks;jèkkjd funs'kdksa ds ^mfpr o mi;qä* LVsVl dk fuèkkZj.k djrs le; xSj ljdkjh funs'kdksa ds fy, Hkkjr ljdkj }kjk tkjh fn'kkfunZs'kksa dks è;ku esa j[ksxhA Hkkjr ljdkj us 28 vçSy 2015 ds vius i= }kjk lkoZtfud {ks= ds cSadksa dks la'kksfèkr fn'kk&funZs'k fnukad 25 ekpZ] 2015 dks ,oa viuh i= la[;k 20 tqykbZ] 2015 }kjk la'kksèkuksa dks fnukad 8 tqykbZ] 2016 dks vxzsf"kr dj fn;k gS] ftlds eq[; fcUnq fuEukuqlkj gS%

¼,½ lkekU; :

• 1- ukekadu lacafèkr vfèkfu;eksa@fu;eksa ds çkoèkkuksa dks è;ku esa j[krs gq, fd;k tk,xkA

• 2- ukekafdrksa dh mi;qärk dk vkdyu vkSipkfjd ;ksX;rk vkSj fo'ks"kKrk] VªSd fjd‚MZ] lR;fu"Bk vkfn ds vkèkkj ij fd;k tk,xkA lR;fu"Bk vkSj mi;qärk dk vkdyu djus ds fy,] vkijkfèkd fjd‚MZ] foÙkh; fLFkfr] O;fäxr _.kks ds fy, fd, x, flfoy dkjZokbZ] ços'k ls budkj ;k is'ksoj fudk;ksa ls fu"dklu] fu;kedksa vkSj blh rjg ds fudk;ksa }kjk ykxw çfrcaèkksa vkSj fiNys lafnXèk O;olkf;d fØ;k&dykiksa vkfn ij Hkjkslk fd;k tk,xkA

: ¼ch½ vuqHko

• 1- —f"k ,oa xzkeh.k vFkZO;oLFkk] cSafdax] lgdkfjrk] vFkZ'kkL=] O;olk; çcaèku] ekuo lalkèku] foÙk] d‚ikZsjsV dkuwu] tksf[ke çcaèku] m|ksx vkSj vkbZVh ds {ks=ksa esa fo'ks"k 'kS{kf.kd çf'k{k.k ;k O;kogkfjd vuqHko okys O;fä;ksa ij vkerkSj ij fopkj fd;k tk,xkA 20 lky rd fdlh m|ksx ds ,d ofj"B in dk vuqHko] lacafèkr {ks=ksa esa LFkkfir fo'ks"kKrk (lQyrkiwoZd ,d çfrf"Br laxBu dk usrRo fd;k gks] ,d vlQy laxBu dks lQy laxBu ds :i esa ifjofrZr djus esa usrRo ;ksxnku çnku fd;k gks½ dks çkFkfedrk nh tk,xhA

• 2- lsokfuoÙk ofj"B ljdkjh vfèkdkjh ftuds ikl 20 o"kZ dk dqy vuqHko gks vkSj la;qä lfpo vkSj mlls Åij ds Lrj ds vfèkdkjh ftudk U;wure 10 o"kksZa dk vuqHko gksA lkoZtfud {ks= ds cSadksa ds lsokfuoÙk lh,eMh@bZMh] lsokfuofÙk ds ,d o"kZ cknA iwoZ lh,eMh@bZMh dks lkoZtfud {ks= ds cSad ds cksMZ esa xSj ljdkjh funs'kd ds :i esa fu;qfä ds fy, ugha ekuk tk,xk] tgka ls os lsokfuoÙk gq, gSaA lkoZtfud {ks= ds cSad ds lh,eMh@bZMh dh lsok fdlh vU; lkoZtfud {ks= ds cSad ds cksMZ esa xSj ljdkjh funs'kd ds :i esa ugha ekuh tk,xhA

• 3- çeq[k çcaèku cSafdax laLFkkuksa ds vdknfed funs'kd vkSj çksQslj ftudks 20 o"kZ ls vfèkd dk vuqHko gSA

• 4- pkVZMZ vdkmaVsaV ftudks 20 lky dk vuqHko gks (v‚fMV ds vuqHko dks NksM+dj½ dks Hkh çkFkfedrk nh tk,xhA

• 5- gkykafd] ekeys dh xq.k&voxq.k ds vkèkkj ij vlkèkkj.k ekeyksa esa foÙk ea=h dh eatwjh ls vuqHko ekunaM esa <hy nh tk ldrh gSA

• 6- tgk¡ rd laHko gks efgykvksa vkSj vuqlwfpr tkfr@vuqlwfpr tutkfr leqnk; ds O;fä;ksa dks Hkh çfrfufèkRo fn;k tk ldrk gSA

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¼lh½ f'k{kk %

,d xSj ljdkjh funs'kd dks de ls de O;olk; çcaèku] tksf[ke çcaèku] foÙk] ekuo lalkèku vkSj vkbZVh esa fo'ks"kKrk ds lkFk fdlh Hkh {ks= esa Lukrd gksuk pkfg,A

¼Mh½ mez :

funs'kd dh vk;q] lpZ@ukekadu lfefr }kjk flQkfj'k dh frfFk ij 67 o"kZ ls vfèkd ugha gksuh pkfg,A ¼bZ½ dke ds vuqHko %

is'ksoj@f'k{kkfon ftudks vkerkSj ij vius fo'ks"k {ks= esa 20 lky ds dk;Z dk vuqHko gksA

¼,Q½ v;ksX;rk,a %

• 1- fdlh Hkh Js.kh ds cSad@foÙkh; laLFkku@Hkkjrh; fjtoZ cSad@chek daiuh esa igys ls gh funs'kd gksus ij] fdlh Hkh vU; cSad@foÙkh; laLFkku@Hkkjrh; fjtoZ cSad@chek daiuh esa xSj&ljdkjh funs'kd ds :i esa ukekadu gsrq fopkj ugha fd;k tk ldrk gSA

• 2- fdjk;k& [kjhn] foÙkiks"k.k fuos'k] iês vkSj vU; iSjk&cSafdax xfrfofèk;ksa ls tqM+s O;fä] lkaln] foèkk;d] ,e,ylh vkSj LV‚d czksdj dks cSadksa@foÙkh; laLFkku@Hkkjrh; fjtoZ cSad@chek daifu;ksa ds cksMZ esa xSj&ljdkjh funs'kd ds :i esa fu;qä ugha fd;k tk,xkA xSj&ljdkjh funs'kd ds :i esa fu;qfä ds fy, fdjk;k& [kjhn] foÙk iks"k.k] fuos'k] iês vkSj vU; iSjk cSafdax xfrfofèk;ksa esa fuos'kdksa dks v;ksX; ?kksf"kr ugha fd;k tk,xk] vxj os ,slh daifu;ksa esa dksbZ çcaèkdh; fu;a=.k ugha j[krs gSaA xSj ljdkjh funs'kd] ;fn os ,slh daifu;ksa esa dksbZ çcaèkdh; fu;a=.k ugha j[krs gSaA

• 3- fdlh Hkh O;fä dks cSad@,QvkbZ@vkjchvkbZ@chek daiuh ds cksMZ esa xSj ljdkjh funs'kd ds :i esa fQj ls ukekafdr ugha fd;k tk ldrk gS] ftlesa mlus iwoZ esa funs'kd ds :i esa fdlh Hkh Js.kh esa nks dk;Zdky vFkok Ng o"kZ] tks Hkh vfèkd gks] ds fy, lsok nh gksA

• 4- ,d pkVZMZ ,dkmaVsaV] ;fn mudk QeZ orZeku esa fdlh lkoZtfud {ks= ds cSad esa oSèkkfud dsaæh; ys[kk ijh{kd ds :i esa dk;Z dj jgk gksA

• 5- ,d pkVZMZ ,dkmaVsaV] ;fn mudk QeZ orZeku esa fdlh lkoZtfud {ks= ds cSad esa oSèkkfud 'kk[kk ys[kk ijh{kd ;k leorÊ ys[kk ijh{kd ds :i esa dk;Z dj jgk gksA

¼th½ vofèk :

cSad@,QvkbZ@vkjchvkbZ@chek daiuh cksMZ esa funs'kd ds :i esa ukekadu ds fy, ml xSj ljdkjh funs'kd ij fopkj ugha fd;k tk,xk] tks funs'kd igys ls gh fdlh vU; cSad@,QvkbZ@vkjchvkbZ@chek daiuh ds cksMZ esa yxkrkj ;k vafujarj N% lky ds fy, xSj ljdkjh funs'kd@'ks;jèkkjd&funs'kd jgs pqds gSaA

¼,p½ O;kolkf;d çfrcaèk :

jk"Vªh;—r cSad ;kstuk ¼çcaèku vkSj fofèkd çkoèkku½ ;kstuk] 1970 ds [kaM 10 ¼Mh½ ds rgr fdlh Hkh lkoZtfud {ks= ds cSad esa O;kolkf;d çfrcaèk ds lkFk&lkFk dk;kZy; ykHk dh vyx ls tkap dh tk,A

Page 33 of 88

¼vkbZ½ {ks=h; çfrfufèkRo :

lkoZtfud {ks= ds cSad cksMksZa esa ns'k ds lHkh Ng {ks=ksa&mÙkj] nf{k.k] iwoZ] if'pe] eè; vkSj mÙkj&iwoZ dk çfrfufèkRo lqfuf'pr djus dk ç;kl fd;k tkuk pkfg,A

tSlk fd vkjchvkbZ funsZ'kksa ds vuqlkj yxk;k x;k çfrca/k rFkk Hkkjr ljdkj ds fn'kkfunsZ'k ç—fr esa ,d tSls gSa] vr% vH;fFkZ;ksa ds mfpr o mi;qä LVsVl dk fu/kkZj.k djrs le; cSad mijksä nksuksa ls vf/kd dM+s ekunaM ç;ksx djsA

funs'kd eaMy ds vkns'k ls

LFkku : psUuS fnukad : 02 fnlacj 2024

g@& ¼,l- ,y- tSu½ çcaèk funs'kd ,oa eq[; dk;Zikyd vfèkdkjh

Page 34 of 88

==> picture [147 x 43] intentionally omitted <==

Zs s Z S S s d‚ikjV dk;ky;] 254&260] vOo "k.eqxe lky] jk;iêk] psUuS&600014

Sa a Sa कृपया यहााँ cd dk uke : bfM;u cd नवीनत्तम फोटो yxk,a

çLrkfor funs'kd ¼vH;Fkʽ }kjk ^?kks"k.kki= vkSj opui=* s sa ¼;Fkkfpr vuqyXudk lfgr½

Ø- la-	fooj.k	vfHkO;ä dh xbZ lwpuk	vfHkO;ä dh xbZ lwpuk	vfHkO;ä dh xbZ lwpuk	vfHkO;ä dh xbZ lwpuk
I .	O;fäxr fooj.k
1-	uke ¼iwjk½	çFke uke	eè; uke		vafre uke
2-	firk dk uke
3-	fyax¼iq#"k@efgyk@vU;½
4-	orZeku irk
5-	bZ&esy irk vkSj fodYih bZ&esy dk irk % ,lVhMh dksM lfgr nwjHkk"kk ua-% eksckby ua- %
6-	jk"Vªh;rk
7-	tUe frfFk ¼MhMh@,e,e@okbZokbZokbZokbZ½ vkSj vk;q	& & @ & & @ & & & & vk;q% & & o"kZ & & ekg
8-	'kS{kf.kd ;ksX;rk
9-	funs'kd igpku la[;k ¼MhvkbZ,u½
10-	vkèkkj la[;k¼oSdfYid½
11-	¼,½ LFkk;h [kkrk la[;k ¼iSu½ ¼ch½ pktZ tgka çLrkfor funs'kd ds dj dk ewY;kadu fd;k tkrk gS ¼vk;dj {ks=½@ vk;dj lfdZy@okMZ dk uke vkSj irk ¼lh½ fiNys 3 o"kksZa esa nkf[ky fd, x, fjVuksZa vkSj Hkqxrku dh xbZ djksa dk fooj.k
		nkf[ky djus dh frfFk		Hkqxrku dh xbZ dj dh jkf'k ¼vkbZ,uvkj½

Page 35 of 88

12-	LFkk;h irk
13-	ys[kk] —f"k vkSj xzkeh.k vFkZO;oLFkk] cSafdax] lgdkfjrk] vFkZ'kkL=] foÙk] dkuwu] y?kq m	ksx] lwpuk çkS	ksfxdh] Hkqxrku vkSj fuiVku ç.kkyh] ekuo lalk/ku] tksf[ke çca/ku] O;olk; çca/ku tSls fdlh ,d ;k vf/kd ekeyksa ds laca/k esa çklafxd Kku ;k vuqHko ij ,d laf{kIr vkys[k ds :i esa fooj.k] ;k fdlh vU; ekeys ds ckjs esa fo'ks"k Kku vkSj O;kogkfjd vuqHko] tks fjtoZ cSad dh jk; esa cSafdax daiuh ds fy, mi;ksxh gksA
14-	orZeku is'kk ¼inuke] laLFkk dk uke vkSj vuqHko ij laf{kIr vkys[k½
15-	foxr U;wure nl o"kksaZ ls ftl laxBu¼vksa½ esa dk;Zjr jgs gksa] mldk iw.kZ irk] dk;ZHkkj xzg.k djus dh frfFk] dk;Zeqä gksus dh frfFk ¼dkj.kksa lfgr½] inuke] vkfnA
16-	lunh ys[kkdkj ds ekeys esa] fuEufyf[kr fooj.k nsa % ¼,½ Hkkjrh; lunh ys[kkdkj laLFkku ¼vkbZlh,vkbZ½ dh lnL;rk la[;k % ¼ch½ vkbZlh,vkbZ esa iathdj.k dh frfFk % ¼lh½ iath—r QeZ¼vksa½ dk uke vkSj irk % ¼Mh½ orZeku esa QeZ¼vksa½ ;k vkids }kjk fd, x, ys[kkijh{kk¼vksa½ dk C;kSjk %
17-	tgka vki ,d çkFkfed [kkrk /kkjd gSa] ml 'kk[kk dk uke vkSj [kkrk la[;k ¼cpr@pkyw@_.k [kkrs½ ds lkFk cSadj¼cSadjksa½dk uke %	cSad dk uke	'kk[kk	[kkrs dk çdkj	[kkrk la[;k
18-	;fn fdlh laLFkk esa vkids ;k ifr@iRuh vkSj vkids ukckfyx cPps }kjk çR;{k ;k vçR;{k :i esa fgLlsnkjh gks rks mldk C;kSjk nsaA ¼MheSV@'ks;jgksfYMax çek.k&i= layXu djsa½
19-	cSad ds fuos'kd in gsrq dksbZ vU; çklafxd tkudkjh%
II-çLrkfor funs'kd ds laxr laca/k
20-	,sls fj'rsnkjksa dh lwph tks fdlh Hkh cSad ls tqM+s gksa][daiuh vf/kfu;e]2013ds [kaM2 ¼77½vkSj daiuh fu;e]2014¼ifjHkk"kk dh fo'ks"krk½ dk fu;e 4] ns[ksa ;fndksbZgks %

Page 36 of 88

21-	laLFkkvksa dh lwph ftlesa % ¼,½ bPNqd ¿daiuh vf/kfu;e] 2013 dh /kkjk 184 dk lanHkZ ysaÀ% ¼ch½ ykHkkFkZ LokfeRo ¿daiuh vf/kfu;e] 2013 dh /kkjk 89 lkFk gh ,elh, ds ykxw egRoiw.kZ ykHkkFkZ LokfeRo fu;eksa dk lanHkZ ysaÀ % ¼lh½ VªLVh ¼fdlh VªLV ds lanHkZ esa fdlh vU; laca/k dk Hkh mYys[k djsa½%
22-	ekStwnk vkSj çLrkfor laLFkkvksa dh lwph] ftlesa cSafdax fofu;eu vf/kfu;e]1949 dh /kkjk 5 ¼,ubZ½* ds varxZr lkjHkwr fgr lajf{kr gks A	daiuh @QeZ dk uke
		laLFkkiu dk ns'k
		'ks;jksa dh la[;k
		çR;sd 'ks;j dk vafdr ewY;
		'ks;j gksfYMax dk dqy vafdr ewY;
		dqy çnÙk iwath ds çfr'kr ds :i esa 'ks;j/kkfjrk
		ykHkdkjh fgr ¼ewY; ds lkFk&lkFk çfr'kr½
		D;k laLFkk daiuh vf/kfu;e] 2013 ds rgr /kkjk 8 ds ntsZ dh daiuh gS|

,d daiuh ds laca/k esa * lkjHkwr fgr ¼ i ½ dk vFkZ gS ,d O;fä ;k mlds ifr@iRuh ;k ukckfyx cPps }kjk lajf{kr ykHkkFkZ fgr] pkgs og vdsys gks ;k ,d lkFk] 'ks;jksa esa] Hkqxrku dh xbZ jkf'k] daiuh dh çnÙk iwath tksfd ikap yk[k #i;s ;k daiuh dh çnÙk iwath dh nl çfr'kr ls vf/kd gS] tks Hkh de gks ¼ ii ½ ,d QeZ ds laca/k esa] fdlh O;fä ;k mlds ifr@iRuh ;k ukckfyx cPps }kjk lajf{kr ykHkkFkZ fgr] pkgs og vdsys gks ;k ,d lkFk] tks mä QeZ ds lHkh Hkkxhnkjksa }kjk fu/kkZfjr dqy iwath ds nl çfr'kr ls vf/kd dk çfrfuf/kRo djrk gSA

Page 37 of 88

Ø- la-	fooj.k	vfHkO;ä dh xbZ lwpuk
23-	fons'kksa esa LFkkfir laLFkkvksa vkSj Hkkjr esa dkjksckj ds {ks= esa vftZr LFkku dk fooj.k nsaA
24-	cSad@,uch,Qlh@fdlh vU; daiuh dk uke ftlesa orZeku esa ;k iwoZ esa cksMZ dk lnL;@lykgdkj vkfn jgs gSaA ¼ml vof/k dk C;ksjk nsa ftlds nkSjku ,sls dk;kZy; lapkfyr gks jgs gksa@Fks½A
25-	;fn dksbZ laLFkk dk dksbZ miØe fdjk;k [kjhn] foÙkiks"k.k] fuos'k] iêknkjh vkSj vU; iSjk cSafdax xfrfof/k;ksa ¼laca/k dh ç—fr dk mYys[k fd;k tk,½ ds lkFk tqM+kgqvkgS ]rks mldk C;kSjk nsaA
26-	;fn LV‚d czksdj gSa ;k 'ks;j czksfdax xfrfof/k;ksa esa layXu fdlh Hkh laLFkk ls tqM+sa gS] rks mldk fooj.k nsaA
27-	orZeku esa mijksä ¼21½ ls ¼26½ ds varxZr lwphc) laLFkkvksa vkSj@;k O;fäxr :i ls çkIr dh x;h fuf/k ,oa xSj&fuf/k vk/kkfjr lqfo/kkvksa dk fooj.k] ;fn dksbZgksA
28-	;fn dksbZ ,sls ekeys gksa] tgka ,d O;fä ;k ¼21½ ls ¼26½ ds varxZr lwphc) mijksä laLFkkvksa us] cSad@,uch,Qlh@fdlh vU; .k nsus okyh laLFkk ls çkIr .k dk Hkqxrku u fd;k gks ;k mls bjknru pwddrkZ ?kksf"kr fd;k x;kgSA
III-	O;olkf;d miyfC/k;ksa dk fjd‚MZ
29-	funs'kd ds ingsrqO;kolkf;d miyfC/k;k¡
IV-	çLrkfor funs'kd ds fo:)dk;Zokgh];fndksbZgks]
30-	¼d½ ,d O;olkf;d la?k@fudk; ds lnL; ds :i esa ;fn dksbZ vuq'kklukRed dkjZokbZ yafcr gS ;k 'kq: dh xbZ gS ;k ftlds ifj.kkeLo:i iwoZ esa nks"kh Bgjk;k x;k gS ;k fdlh Hkh le; fdlh Hkh is'ks@O;olk; esa ços'k ij çfrca/k yxk fn;k x;k gS]rks mldk fooj.k nsaA
	¼[k½ ;fn O;fäxr is'ksoj vkpj.k ;k xfrfof/k;ksa ds ckjs esa fdlh Hkh fyf[kr f'kdk;r ;k vkjksi dk fo"k; gS]rks mldk fooj.knsaA
31-	vkfFkZd dkuwuksa vkSj fu;eksa ds mYya?ku ds fy, yafcr ;k 'kq: fd, x, ;k ftlds ifj.kkeLo:i Lo;a dks ;k ¼21½ ls ¼26½ ds varxZr lwphc) mijksä laLFkkvksa dks nks"kh Bgjk;k x;k gks] ;fn ,sls dksbZ vfHk;kstugks]rks mldk fooj.knsaA
32-	;fn dksbZ vkijkf/kd vfHk;kstu gks tks yafcr gks ;k ftldh 'kq#vkr dh xbZ gks ;k ftlds ifj.kkeLo:i ltkgqbZgks]rks mldk fooj.k nsaA
33-	;fn ,,e,y/lh,QVh laca/kh fn'kkfunsZ'kksa dk mYya?ku esa lfEefyrgSa]rks mldk C;kSjk nsa

Page 38 of 88

34-	;fn daiuh vf/kfu;e] 2013 dh /kkjk 164 ds rgr mfYyf[kr fu;eksa ds vuqlkj fdlh Hkh çdkj ls v;ksX;gSa]rks mldk fooj.k nsaA
35-	;fn fof/k }kjk fnokfy;k ?kksf"kr dj fn;k x;k gS ;k Hkqxrku can dj fn;k gS ;k ysunkjksa ds lkFk le>kSrk fd;k gS]rks mldk fooj.knsaA
36-	;fn dksbZ ekufld :i ls v{ke gks vkSj ;g U;k;ky; }kjk ?kksf"kr fd;k x;k gks] rks mldk fooj.knsaA
37-	¼,½ ;fn fdlh vkijkf/kd U;k;ky; }kjk uSfrd Øwjrk ;k vU;Fkk ds vijk/k esa nks"kh Bgjk;k x;k gS] rks mldk fooj.k nsaA
	¼[k½ ;fn fdlh U;k;ky; }kjk nks"kh Bgjk;k x;k gS] rks mldk fooj.k nsaA
38-	;fn fdlh jk"Vªh;—r cSad ;k Hkkjrh; LVsV cSad ds v/khu fdlh Hkh dk;kZy; esa ,d iw.kZdkfyd funs'kd ds in dks NksM+dj] fdlh ykHkkFkZ in ij inLFk gksa] rks mldk fooj.knsaA
39-	;fn ,d O;fä ;k ¼21½ ls ¼26½ ds varxZr lwphc) mijksä laLFkk,a fiNys fu;ksäk ;k ljdkjh foHkkxksa ;k ,tsalh }kjk fdlh Hkh tkap @lrdZrk@ekeyksa ds laca/k esa tkap ds v/khugSa]rks mldk fooj.knsaA
40-	;fn lhek 'kqYd@mRikn 'kqYd@vk;dj@fons'kh eqæk@vU; jktLo vf/kdkfj;ksa }kjk fu;eksa@ fofu;eksa@fo/kk;h vis{kkvksa ds mYya?ku dk nks"kh ik;k x;kgks]rks mldk fooj.k nsaA
41-	;fn O;kolkf;d vkpj.k vFkok xfrfof/k;ksa ds dkj.k lsch] vkbZvkjMh,vkbZ] ih,QvkjMh, vkfn] O;kolkf;d laxBu] ljdkjh ,tsalh] ;k vnkyr tSls fdlh Hkh fu;ked }kjk fuank dh xbZ gks] fuyafcr fd;k x;k gks] çfrcaf/kr fd;k x;k gks] jksd yxk;k x;k gks] oftZr fd;k x;k gks] vkns'k tkjh fd;k x;k gks] ;k vU; dksbZ gks] rks mldk fooj.k nsa A ¼ ;	fi mEehnokj ds fy, mu vkns'kksa vkSj fu"d"kksaZ ds ckjs esa d‚ye esa mYys[k djuk vko';d ugha gS] tks ckn esa ifjorZu fd, x, gSa@fujLr dj fn, x, gSa] ifjorZu@fujLr djus ds ekeyksa dk mYys[k rc vko';d gS tcfd ;g rduhdh dkj.k tSls ifjlhek ;k vf/kdkj {ks= dh deh ds dkj.k gq, gksa ,oa ;ksX;rk ds vk/kkj ij ugha gSA ;fn vkns'k ij vLFkkbZ :i ls jksd yxk;k x;k gS ,oa vihy@U;k;ky; çfØ;k yafcr gS rks mldk mYys[k vko';dgSA½
V-lkekU; tkudkjh
42-	lunh ys[kkdkj] vf/koäk vkfn tSls is'ksoj ;fn orZeku esa fdlh Hkh cSad esa fdlh Hkh çdkj dk O;kolkf;d dk;Z dj jgs gksa@fd;k gks] rks cSad ds uke vkSj cSad esa dk;Zdky dh vof/k lfgr fooj.k çnku djsaA

Page 39 of 88

43-	;fn dksbZ] lkaln@,e,y,@,e,ylh gh ;k uxj fuxe ;k uxj ikfydk ;k vU; LFkkuh; fudk;ksa esa jktuhfrd in /kkj.k djrk gS] rks mldk fooj.k çnku djsaA
VI-çdVhdj.k vkSj ikjnf'kZrk ds fgr esa] ^;ksX; vkSj mfpr dk vkdyu djus ds fy, çklafxd dksbZ vU; tkudkjhgks rks mldk C;kSjk nsa*A
opu&i=
eSa bl ckr dh iqf"V djrk gw¡ fd mijksä tkudkjh esjs loksZÙke tkudkjh esa gS ,oa lR; vkSj iw.kZ gSA eSa] esjh fu;qfä ds i'pkr ?kfVr lHkh ?kVukvksa] tks Åij nh xbZ tkudkjh ij vk/kkfjr gSa] ls cSad dks 'kh?kzkfr'kh?kz iw.kZ :i ls voxr djkus dk opunsrkgw¡A
eSa vko';drkgksus ij cSad ds lkFk ^opu foys[k* fu"ikfnr djus dk Hkh opunsrkgw¡A
	LFkku %	çLrkfor funs'kd dk gLrk{kj ¼mEehnokj½
	fnukad %
	mijksä tkudkjh dh lR;rk ,oa iw.kZrk ij larq"V gksus ds i'pkr ukekadu ,oa ifjyfC/k lfefr ¼,uvkjlh½dh vfHk;qfä;k¡A
	LFkku %	,uvkjlh@cksMZ ds v/;{k dk gLrk{kj
	fnukad %

Page 40 of 88

==> picture [147 x 43] intentionally omitted <==

sZ s Z S S s S d‚ikjV dk;ky;] 254 &260] vOo "k.eqxe lky] jk;iêk] psUu &600014 ¼mEehnokj }kjk½

eSa]------------------------------------------------------------------------------------------------------Jh@Jherh-----------------------------------------------------------------------------------------------------------dk@dh iq=@iq=h@iRuh -------------------------------------------------------------------------------------------------% -------------------------------------------------------------------------- dk@dh fuoklh ,rn}kjk iqf"V djrk@djrh gw¡ fd

¼,½ eSa] ;FkkfLFkfr 'kqØokj 06 fnlacj 2024] vFkkZr fuokZpu esa Hkkx ysus dh fofufnZ"V frfFk rd Qksfy;ks la----------------------@ MhihvkbZMh la------------------------ @xzkgd vkbZMh la- -------------------------- ds varxZr #- 10@& çfr 'ks;j ds vafdr ewY; ds ------------- 'ks;j dk 'ks;j/kkjd gw¡ vkSj cSad ds funs'kd ds :i esa fuokZfpr gksrk gw¡ ] rks dk;Zdky ds var rd 'ks;jksa dks èkkj.k djus dk opu nsrk gw¡ A

¼ch½ *eq>s ¼i½ —f"k ,oa xzkeh.k vFkZO;oLFkk] ¼ii½ cSafdax] ¼iii½ lgdkfjrk] ¼iv½ vFkZ'kkL=] ¼v½ foÙk ¼vi½ dkuwu] ¼vii½ y?kq m|ksx] ¼viii½ vkbZVh@Hkqxrku vkSj fuiVku ç.kkyh@ekuo lalk/ku@tksf[ke çca/ku@O;olk; çca/ku vkfn ;k Hkkjrh; fjtoZ cSad dh jk; esa cSad ds fy, mi;ksxh fdlh vU; fo"k; dk fo'ks"k Kku ;k O;kogkfjd vuqHko gS rFkk eSa vf/kfu;e dh /kkjk 9 dh mi&/kkjk 3, ds lanHkZ esa tekdrkZvksa ;k fdlkuksa] Jfedksa vkSj dkjhxjksa ds fgr dk çfrfuf/kRo djrk gw¡ vkSj blds lk{; ds :i esa] eSa lacaf/kr fooj.k çLrqr djrk gw¡ ] rFkk

• ¼ tks ykxw u gksa mls dkV nsa½

¼lh½ eSa ukekadu la[;k-------------------------- Lohdkj djrk gw¡ ( rFkk rFkk ¼Mh½ eSa bafM;u cSad ds funs'kd ds in ds fy, pquko yM+us dks bPNqd gw¡ ( ¼bZ½ eSa] cSafdax fofu;eu vf/kfu;e]1949] cSafdax daifu;ksa ¼miØeksa dk vf/kxzg.k vkSj varj.k½ vf/kfu;e]1970] jk"Vªh;—r cSadksa ¼çca/ku vkSj fofo/k çko/kku½ ;kstuk]1970] bafM;u cSad ¼'ks;j vkSj cSBdsa½ fofu;e]1999] ;Fkk la'kksf/kr] Hkkjrh; fjtoZ cSad }kjk tkjh lacfU/kr vf/klwpukvksa rFkk lkoZtfud {ks= ds cSadksa ds xSj ljdkjh funs'kdksa ds laca/k esa Hkkjr ljdkj }kjk tkjh fn'kkfunsZ'k ds çko/kkuksa ds rgr cSad ds funs'kd in ds fy, v;ksX; ugha gw¡ rFkk ¼,Q½ eSa daiuh vf/kfu;e] 2013 dh /kkjk 164 ds rgr v;ksX; ugha gw¡ % rFkk

¼th½ eSa u rks fdlh ykHkkFkZ in in ij inLFk gw¡ vkSj u gh eSa Hkkjrh; LVsV cSad vf/kfu;e]1955 dh /kkjk 3 vFkok Hkkjrh; dh mi&/kkjk ¼1½ ds rgr xfBr fdlh Hkh jk"Vªh;—r cSad ;k Hkkjrh; LVsV cSad LVsV cSad ¼ vuq"kaxh cSad½ vf/kfu;e]1959 dh /kkjk 3 esa ifjHkkf"kr fdlh Hkh vuq"kaxh cSad dk deZpkjh gw¡ A

iqu%] eSa ?kks"k.kk djrk@djrh gw¡ fd%

,p½ eSa fdlh Hkh le; fnokfy;k ds :i esa ?kksf"kr ugha fd;k x;k gw¡ ;k Hkqxrku vkSj uk gh eSa djuk can fd;k gw¡ vkSj uk gh eSas ysunkjksa ds lkFk le>kSrk fd;k gw¡ ( rFkk

vkbZ½ eq>s vLoLFk fpÙk ugha ik;k x;k gS vkSj uk gh fdlh l{ke vnkyr }kjk bl çdkj ?kksf"kr fd;k x;k gS vkSj uk gh fdlh vijkèk] ds fy, fdlh Hkh vkijkfèkd U;k;ky; }kjk nks"kh Bgjk;k x;k gS ftlesa uSfrd ladh.kZrk 'kkfey gS( rFkk

Page 41 of 88

ts½ eq>s fdlh Hkh vkfFkZd bdkbZ vfèkdkjh ;k U;kf;d eftLVªsV ;k mPp U;k;ky; ;k fdlh vU; vnkyr }kjk ljdkjh rkSj ij vijkèkh ?kksf"kr ugha fd;k x;k gS( rFkk

ds½ eSa iwoZ esa bl cSad ds cksMZ esa funs'kd ugha jgk gw¡] fdlh Hkh Js.kh ds rgr nks dk;Zdky vFkok Ng lky ds fy,] tks Hkh yack le; gks( rFkk

,y½ eSa fuokZfpr gksus ij cSad ds lkFk O;kolkf;d lacaèk] ;fn dksbZ gks] dks rRdky lekIr d:axk] vkSj funs'kd ds :i esa esjs dk;Zdky ds nkSjku vkSj mlds ckn nks o"kksZa ds fy, cSad ds lkFk dksbZ O;kolkf;d lacaèk ugha j[kw¡xk( rFkk

,e½ eSa fdlh Hkh cSad ;k fjt+oZ cSad ;k foÙkh; laLFkku ¼FI½ ;k chek daiuh ;k ,uvks,Q+,plh ¼NOFHC½ ds fdlh vU; cSad ds cksMZ dk lnL; ugha gw¡ A

,u½ eSa fdlh Hkh voØ;] foÙkiks"k.k] èku mèkkj] fuos'k] iêsnkjh vkSj vU; iSjk&cSafdax xfrfofèk;ksa ls tqM+k ugha gw¡ (

vks½ eSaus fdlh cSad@foÙkh; laLFkku@Hkkjrh; fjtoZ cSad@chek daiuh ds cksMZ esa iwoZ esa] fdlh Hkh Js.kh esa Ng lky ds fy,] pkgs yxkrkj ;k varjky ij] funs'kd ds :i esa dk;Z ugha fd;k gS ( rFkk

ih½ eSa LV‚d czksfdax dk dkjksckj ugha dj jgk gw¡ ( rFkk

D;w½ eSa laln ;k jkT; foèkkueaMy ;k uxj fuxe ;k uxj ikfydk ;k vU; LFkkuh; fudk;ksa ds lnL; dk in èkkj.k ugha dj jgk gw ¡ ¼vU; LFkkuh; fudk;ksa dk vFkZ gS vfèklwfpr {ks= ifj"kn] uxj ifj"kn] iapk;r] xzke lHkk] ftyk ifj"kn] vkfnA½ ( rFkk

vkj½ eSa lunh ys[kkdkj QeZ ds ,d Hkkxhnkj ds :i esa dk;Z ugha dj jgk gw¡ tks orZeku esa fdlh Hkh jk"Vªh;—r cSad ;k Hkkjrh; LVsV cSad ds oSèkkfud dsaæh; ys[kk ijh{kd ds :i esa dk;Zjr gSA

,l½ eSa fdlh lunh ys[kkdkj QeZ ds Hkkxhnkj ds :i esa dk;Z ugha dj jgk gw¡ tks orZeku esa bafM;u cSad ds lkafofèkd 'kk[kk ys[kk ijh{kd ;k laoSèkkfud ys[kk ijh{kd ds :i esa dk;Zjr ftlesa fuokZpu ds fy, ukekadu ntZ fd;k tkrk gSA

Vh½ bafM;u cSad ds lkFk esjk u rks dksbZ O;kolkf;d lacaèk gS ¼dkuwuh lsok,a] lykgdkj lsok,a vkfn lfgr½ vkSj u gh eSa ,slh xfrfofèk;ksa esa 'kkfey gw¡ ] ftlds ifj.kkeLo:i bafM;u cSad ds lkFk O;kikfjd fgrksa dk Vdjko gks ldrk gSA

;w½ eSa fdlh cSad ;k fdlh ,uvks,Q+,plh ¼NOFHC½ okys fdlh vU; cSad ds lkFk dksbZ O;kolkf;d lacaèk ugha j[k jgk gw¡ vkSj ;fn eSa funs'kd ds :i esa fuokZfpr gksrk gw¡ rks inHkkj laHkkyus ls igys] cSad ds lkFk lacaèk foPNsn djus ds fy, lger gw¡A

oh½ eSa fdlh fu;ked ;k i;Zos{kh çkfèkdj.k@,tsalh] ;k dkuwu çorZu ,tsalh ds çfrdwy uksfVl ds vèkhu ugha gw¡ vkSj eSa fdlh Hkh mèkkj nsus okyh laLFkk dk fMQkYVj ugha gw¡ A

Page 42 of 88

McY;w½ funs'kd ds :i esa inHkkj laHkkyus ls igys eSa çlafonk foys[k ¼Hkkjrh; fjtoZ cSad ds fnukad 02-08-2019 ds ifji= esa fuèkkZfjr çk:i esa½ fu"ikfnr djus ds fy, lger gw¡ ( rFkk

,Dl½ eSa bl ?kks"k.kk ds ckn ?kfVr gksus okyh ?kVukvksa dks] ;fn dksbZ gk s ] cSad dks ;Fkk'kh?kz] iwjh rjg ls voxr djkus ds fy, opu nsrk gw¡] tks Hkh vc rd çnÙk lwpukvksa ds fy, çklafxd gSa] vkSj cSad ds funs'kd ds :i esa fuokZfpr gksus ij çlafonk foys[k fu"ikfnr djus ds fy, lger gw¡ ( rFkk

okbZ½ tc rd eSa cSad ds funs'kd ds :i esa bl in dks èkkj.k djrk gw¡ ] rc rd eSa lsch¼lwphc)rk nkf;Ro vkSj çdVhdj.k vko';drk, ¡ ½ fofu;e] 2015] ;Fkkla'kksfèkr] ds çklafxd çkoèkkuksa dk ikyu djus dk opu nsrk gw¡ ( rFkk

t+sM½ eSa vius O;fäxr fooj.kksa dks layXu djrk gw¡ tks esjs lokZsÙke tkudkjh vkSj foÜokl ds vuqlkj lR; gSa vkSj lHkh çdkj ls iw.kZ gS( rFkk

daiuh @ cSad dk uke funs'kd in ds fooj.k tSls & dk;Zdky] vofèk bR;kfn

¼;fn vko';d gks] vfrfjä 'khV tksM+sa½ ¼tks ykxw ugha gks] mls dkV ns a A½

gLrk{kj% uke%

LFkku% fnukad %

mijksä ?kks"k.kk esjs le{k gLrk{kj fd, x,A

U;k;kèkh'k] eftLVªsV] vkÜokluksa ds jftLVªkj ;k mi&jftLVªkj] ;k vU; jktif=r vfèkdkjh ;k Hkkjrh; fjtoZ cSad ;k bafM;u cSad ;k fdlh jk"Vªh;—r cSad ds ,d vfèkdkjh dh eqgj lfgr gLrk{kjA

¼tks ykxw ugha gks] mls dkV nsA½ a

uke% rkjh[k ds lkFk gLrk{kj vkSj eqgj

Page 43 of 88

==> picture [147 x 43] intentionally omitted <==

Zs s Z S S s d‚ikjV dk;ky;] 254&260] vOo "k.eqxe lky] jk;iêk] psUuS&600 014 ukekadu çi= ¼'ks;jèkkjd }kjk½

Øekad la[;k-------------------------

lsok esa] çcaèk funs'kd ,oa eq[; dk;Zikyd vfèkdkjh] bafM;u cSad] d‚ikZsjsV dk;kZy;] 254&260] vOoS "k.eqxe lkyS] jk;isêk] psUuS&600 014-

fç; egksn;@egksn;k]

s Z fun'kd dk fuokpu

fnukad 02

----------------------------------------------------------------------------------] ;FkkfLFkfr 'kqØokj] 06 fnlacj 2024] tks fuokZpu esa Hkkx ysus ds fy, fofufnZ"V frfFk ekuk x;k gS] dks bafM;u cSad ds 10@& #i;s ds vafdr ewY; ds-------bfDoVh 'ks;j ds 'ks;jèkkjd ds :i esa cSaddkjh daiuh ¼miØeksa dk vtZu vkSj varj.k½ vfèkfu;e] 1970

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- Corporate Office: 254 260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014

NOTICE

NOTICE IS HEREBY GIVEN that an Extraordinary General Meeting of Shareholders of Indian Bank will be held on Thursday, the 02[nd] January 2025 at 11.00 a.m. (IST) through Video Conference (VC) / Other Audio Visual Means (OAVM) to transact the following business:

Agenda Item No.1: Election of one Shareholder Director

To elect one Director from amongst the shareholders of the Bank other than the Central Government, in terms of Section 9(3)(i) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (hereinafter referred to as “the Act") read with the Banking Regulation Act, 1949 (hereinafter referred to as “the B R Act”) and Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970 (hereinafter referred to as "the Scheme") and Indian Bank (Shares & Meetings) Regulations, 1999, as amended (hereinafter referred to as "the Regulations") made pursuant to Section 19 of the Act and Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019 issued vide RBI/DBR/2019-20/71 Master Direction DBR. Appt. No: 9/29.67.001/2019-20 dated August 02, 2019 read with RBI circular No. DBR. Appt. BC. No.39/29.39.001/2016-17 dated November 24, 2016 and further amendment thereto, if any (hereinafter referred to as "RBI Directions") and Notification rd No.F.No.16/83/2013-BO.I dated 03 September, 2013, F.No.16/51/2012-BO.I dated April 28, 2015 and dated July 20, 2016 of the Government of India read with the criteria laid down by the Government of India for consideration as Non-Official Director of Public Sector Banks on March 25, 2015, July 08, 2016 and any further amendment thereto, (hereinafter referred to as the "GOI Guidelines") and to pass the following resolution:-

" RESOLVED THAT one Director elected from amongst the shareholders of the Bank other than the Central Government, pursuant to Section 9(3)(i) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, read with Banking Regulation Act, 1949, relevant Scheme, Regulations made there under, RBI Directions and the Government of India Guidelines, be and is hereby appointed as Director of the Bank for a period of three years from the Date/Deemed Date of assumption of Office."

The aforesaid election and Resolution shall also deemed to be passed under the provisions of Regulation 25(2A) of SEBI Listing Regulations.

By order of the Board of Director

Place: Chennai Date: 02 December 2024

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NOTES:

1. EXPLANATORY STATEMENT :

The Explanatory Statement (s) setting out the material facts in respect of the business of the meeting is annexed hereto and forms part of the Notice.

2. HOLDING OF EGM THROUGH VIDEO CONFERENCING / OTHER AUDIO VISUAL MEANS (“E-EGM”):

• (a) Pursuant to various Circulars issued by Ministry of Corporate Affairs (“MCA Circulars”) and by Securities and Exchange Board of India with regard to holding of Extraordinary General Meeting through Video Conferencing / Other Audio Visual Means (VC/OAVM) and in compliance with the provisions of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 and SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), the EGM of the Bank is being conducted through VC/OAVM, which does not require physical presence of shareholders at a common venue. The deemed venue of the EGM shall be the Corporate Office of the Bank situated at Chennai.

• (b) The Bank has in adherence and compliance with all the provisions mentioned in the MCA Circulars made the necessary arrangements to conduct the e-EGM in a seamless manner. The Bank will ensure sufficient and adequate security to safeguard the integrity of the meeting.

• (c) Central Depository Services (India) Limited (CDSL) will be providing facility for voting through remote e-voting, for participation in the EGM through VC/OAVM and e-voting during the EGM.

• (d) In line with SEBI and MCA Circulars/guidelines, the Notice of the EGM will be made available on the website of the Bank at www.indianbank.in as well as on the website of the Stock Exchanges namely BSE Limited at www.bseindia.com National Stock Exchange of India Ltd. at www.nseindia.com .

• (e) As the EGM will be held through VC/OAVM facility, there is not requirement to attach the Route Map.

• (f) Shareholders holding shares in physical mode may temporarily register their e-mail Ids by clicking on the link https://investors.cameoindia.com and get the soft copy of the Notice of EGM by sending request for the same.

3. VOTING RIGHTS:

The Bank has fixed Friday, the 06[th] December 2024 as the Specified Date for the purpose of ascertaining the eligibility of the shareholders to participate i.e. to nominate, contest and vote in the election of one Director from amongst the shareholders of the Bank other than the Central Government.

06[th] December 2024.

The shareholders may please note that in terms of Section 3 (2E) of the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970, no shareholder of the Bank, other than the Central Government, is entitled to exercise voting rights in respect of any shares held by him/her in excess of ten percent of the total voting rights of all the shareholders of the Bank.

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Further, as per Regulation 10 of the Indian Bank (Shares and Meetings) Regulations, 1999, as amended, if any share stands registered in the names of two or more persons, the person first named in the register shall, as regards voting, be deemed to be the sole holder thereof.

4. APPOINTMENT OF PROXY:

Since the EGM will be held through VC/OAVM, where physical attendance of shareholders in any case has been dispensed with, there is no requirement of appointment of proxies in terms of extant MCA/SEBI guidelines. Accordingly, the facility of appointment of proxies by the shareholders will not be available for the EGM and as such, instrument for appointing proxy is not being attached with this EGM notice.

5. APPOINTMENT OF AN AUTHORISED REPRESENTATIVE:

No person shall be entitled to attend or vote at the meeting as a duly authorized representative of a Company or any body corporate which is a shareholder of the Bank, unless a copy of the resolution appointing him/her as a duly authorized representative, certified to be a true copy by the Chairman of the meeting at which it was passed, has been deposited at the Corporate Office of the Bank with the Company Secretary, Indian Bank, Investor Services Cell, Wing 2-C, 2[nd] Floor, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 or a scanned certified to be a true copy of the aforesaid Resolution is emailed to scrutinizer@snaco.net and a copy to investors@indianbank.co.in, not less than FOUR DAYS before the date of the Extraordinary General Meeting i.e. on or before the closing hours of the Bank on 27[th] December, 2024 .

6. ATTENDANCE SLIP-CUM-ENTRY PASS:

As the meeting is being conducted through VC/OAVM, Attendance Slip-cum Entry Pass will not be required to attend the EGM.

7. COMMUNICATION WITH REGISTRAR AND SHARE TRANSFER AGENT:

The Shareholders holding shares in physical form are requested to approach the Registrar and Share Transfer Agent (RTA) of the Bank, to intimate changes, if any, in their registered address, to lodge request for transmission, issue of duplicate share certificate, ECS (Electronic Clearing System) Mandate etc. at the following address:-

Cameo Corporate Services Limited (Unit : Indian Bank) Subramanian Building No.1, Club House Road, Chennai - 600 002 Tele:- 044-28460390/91/92/93/94 (5 Lines) Email: investor@cameoindia.com, cameo@cameoindia.com

In order to facilitate quick and efficient service to the shareholders, Indian Bank has set up an Investor Services Cell at its Corporate Office, Chennai. Shareholders may contact this Cell at the under mentioned addresses for any assistance:

The General Manager - CFO Indian Bank, Corporate Office 254-260, Avvai Shanmugam Salai, Royapettah, Chennai - 600 014 Telephone No.-044-2813 4563 E-mail: cfo@indianbank.co.in	The Asst. General Manager & Company Secretary Indian Bank, Investor Services Cell 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 Telephone No.044-28134698 E-mail: investors@indianbank.co.in

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8. UNPAID/UNCLAIMED DIVIDEND, IF ANY:

As per section 10B of Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, any money which is transferred to unpaid dividend account and remains unpaid/unclaimed for a period of seven years from the date of such transfer shall be transferred to "Investor Education and Protection Fund" established under section 205C/125 of the Companies Act, 1956/2013.

Pursuant to the directives/guidelines of the Government of India, Ministry of Finance vide their letter No. F.No.7/93/2013- BOA dated 21.05.2014, the unpaid and unclaimed dividend amount of the Bank are transferred to "Investor Education and Protection Fund" of the Central Government in compliance of Section 10B of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970.

The shareholders who have not encashed their dividend warrants for Financial Year 2020-21 and onwards are requested to lodge their valid claim(s) with Registrar and Share Transfer Agent, Cameo Corporate Services Limited, Subramanian Building, No.1, Club House Road, Chennai - 600 002 , along with their Bank details for remittance of proceeds of the unpaid dividend warrant/s to them through NEFT/Direct Credit. For FY 2017-18, 2018-19 and 2019-20, no dividend was declared by the Bank.

The details of the Unpaid Dividend Warrants have been made available on Bank’s website www.indianbank.in .

9. CHANGE OF ADDRESS / BANK PARTICULARS / BANK ACCOUNT:

• (a) For payment of dividend, declared if any, the Bank details registered with the NSDL/CDSL are downloaded by RTA from the respective Depository.

Accordingly, shareholders holding shares in electronic form are requested to update their Bank details through their respective Depository Participant (“DP”). Indian Bank or its RTA cannot act on any request received directly from shareholders holding shares in electronic form/demat account for any change of Bank particulars or Bank mandates or recorded address. Request for such changes, if any, have to be taken up by the shareholders with their respective Depository Participant, where they are maintaining their Demat Account.

• (b) Shareholders holding shares in physical form are requested to send formal request to the Bank’s Registrar & Share Transfer Agent (RTA), Cameo Corporate Services Ltd. at the address mentioned herein before:

• (i) For Change of Address- Request/Application duly signed by the first/sole shareholder along with a valid documentary proof.

• (ii) For Change/Updation of Bank Details- Request/Application duly signed by the first/sole shareholder along with a cancelled cheque leaf bearing details like A/c No., MICR code, IFSC Code and name printed thereon.

• (c) While making any correspondence either with the Bank or Bank’s RTA, shareholders must quote their respective folio numbers in case shares are held in physical form (Share Certificate) or DP Id & Client Id in case shares are held in electronic form (demat account).

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10. EXERCISE OF VOTING RIGHTS THROUGH REMOTE E-VOTING:

In terms of Regulation 44 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, shareholders entitled to attend and vote at the meeting, can exercise their voting rights through Remote e-voting.

Remote e-voting is optional .

11. DISPATCH OF EGM NOTICE:

In line with extant SEBI and MCA circulars/guidelines, copies of the Notice of EGM shall not be dispatched in physical form and the same shall be sent through electronic mode to those shareholders whose email addresses are registered in the Shareholders Record of the Bank.

Notice of EGM will also be made available on the Bank’s website www.indianbank.in and on the website of CDSL, the e-voting agency at www.evotingindia.com .

12. DEMATERIALISATION OF PHYSICAL SHARE HOLDINGS:

In compliance of extant SEBI norms, the Bank shall not process transfer of shares in physical form. Further transmission/ transposition of securities held in physical or dematerialised form shall be effected only in dematerialised form. Accordingly, shareholders holding shares in physical form (Share Certificate) are requested to get their shares dematerialized to eliminate all risks associated with physical shares . Dematerialization of shares also add to liquidity and the shareholder will be able to sell the shares as per his/her convenience through a Demat Trading Account linked to his/her Demat Account.

The indicative process for dematerialization of physical shares (Share Certificates) is as under:

• (a) Shares can be held in dematerialized (demat) form in National Securities Depository Ltd. (NSDL) or Central Depository Services (India) Ltd. (CDSL). NSDL and CDSL are depositories where the shares/securities of an investor/shareholder are held in electronic form through the medium of Depository Participants (DPs).

• (b) For getting the shares dematerialized, the shareholder will have to open a Demat Account with a Stock Broking Company or Bank offering Demat Services. Our Bank is also offering Demat Services through its subsidiary, Indbank Merchant Banking Services Ltd., (IBMBS). For further details, please log on to IBMBS website www.indbankonline.com .

• (c) After opening a Demat Account, the shareholder will have to surrender the Original Share Certificate(s) along with filled in and signed Demat Requisition Form (DRF) to his/her DP with whom he/she has opened his/her Demat Account.

• (d) The concerned DP will process the dematerialization request and after completion of verification of documents, number of shares as per the respective share certificate(s) gets credited in the Demat Account of the concerned shareholder.

13. SCRUTINIZER FOR E-VOTING:

The Bank has appointed M/s S. N. Ananthasubramanian & Co., Company Secretaries as the Scrutinizer for conducting the remote e-voting and e-voting during EGM in a fair and transparent manner.

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14. PROCESS AND MANNER OF E-VOTING:

The instructions for Shareholders for voting electronically are as under :

• Step 1: Access through Depositories CDSL/ NSDL e-voting system in case of shareholders holding shares in demat mode.

• Step 2: Access through CDSL e-Voting system in case of shareholders holding shares in physical mode and non-individual shareholders in demat mode.

The Electronic Voting Sequence Number (EVSN) –

Agenda item No. 1: Election of one Shareholder Director from 241129008 amongst the shareholders of the Bank, other than the Central Government

• (a) The Agenda Item of the EGM being election of Shareholder Director, the voting rights of the shareholder(s)/beneficial owner(s) shall be reckoned on the equity shares held by him/her as on Friday, the 06[th] December 2024 (Specified Date fixed for the purpose).

• 29[th] December 2024 and will end at 5.00 p.m. (IST) on Wednesday, the 01[st] January 2025 . During this period shareholders of the Bank, holding shares either in physical form or in dematerialized form, as on the aforesaid Specified Date may cast their vote electronically. The remote e-voting module shall be disabled by CDSL for voting remotely thereafter.

• (c) The e-voting facility will also be made available during EGM. However, the shareholders who had already cast their votes through remote e-voting will not be eligible to vote during the EGM.

• (d) SEBI vide their circular No. SEBI/HO/CFD/CMD/CIR/P/2020/242 dated 09.12.2020 advised as under:

• (i) Under Regulation 44 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, listed entities are required to provide remote e-voting facility to its shareholders, in respect of all shareholders’ resolutions. However, it has been observed that the participation by the public non-institutional shareholders/retail shareholders is at a negligible level.

• (ii) Currently, there are multiple e-voting service providers (ESPs) providing e-voting facility to listed entities in India. This necessitates registration on various ESPs and maintenance of multiple user IDs and passwords by the shareholders.

• (iii) In order to increase the efficiency of the voting process, pursuant to a public consultation, it has been decided to enable e-voting to all the demat account holders, by way of a single login credential, through their demat accounts/ websites of Depositories/ Depository Participants. Demat account holders would be able to cast their vote without having to register again with the ESPs, thereby, not only facilitating seamless authentication but also enhancing ease and convenience of participating in e-voting process.

• (e) In terms of SEBI Circular No. SEBI/HO/CFD/CMD/CIR/P/2020/242 dated 09.12.2020 on e-Voting facility provided by Listed Companies, Individual shareholders holding securities in demat mode are allowed to vote through their demat account maintained with

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Depositories and Depository Participants. Shareholders are advised to update their mobile number and email Id in their demat accounts in order to access e-Voting facility.

Pursuant to aforesaid SEBI Circular, Login method for e-Voting and joining virtual meetings for individual shareholders holding shares/securities in Demat mode CDSL/NSDL is given below:

Type of shareholders	Login Method
Individual Shareholders holding securities in Demat mode with CDSL Depository	1) Users who have opted for CDSL Easi / Easiest facility, can login through their existing user id and password. Option will be made available to reach e-Voting page without any further authentication. The users to login to Easi / Easiest are requested to visitwww.cdslindia.com and click on Login icon and select My Easi New (Token) Tab. 2) After successful login the Easi / Easiest user will be able to see the e-Voting option for eligible companies/ Banks where the e-voting is in progress as per the information provided by company/Bank. On clicking the e-voting option, the user will be able to see e-Voting page of the e-Voting service provider for casting their vote during the remote e-Voting period or joining virtual meeting & voting during the meeting. Additionally, there is also links provided to access the system of all e-Voting Service Providers, so that the user can visit the e-Voting service providers’ website directly. 3) If the user is not registered for Easi/Easiest, option to register is available at CDSL website www.cdslindia.com and click on login & My Easi New (Token) Tab & then click on registration option. 4) Alternatively, the user can directly access e-Voting page by providing Demat Account Number and PAN from e-Voting link available onwww.cdslindia.com home page. The system will authenticate the user by sending OTP on registered Mobile & Email as recorded in the Demat Account. After successful authentication, user will be able to see the e-Voting option where the e-voting is in progress and also able to directly access the system of all e-Voting Service Providers.
Individual Shareholders holding securities in demat mode withNSDL Depository	(1) If user is already registered for NSDL IDeAS facility, he/she is required to visit the e-Services website of NSDL and Open web browser by typing the following URL:https://eservices.nsdl.comeither on a Personal Computer or on a mobile. Once the home page of e-Services is launched, click on the “Beneficial Owner” icon under “Login” which is available under ‘IDeAS’ section. A new screen will open. User will have to enter User ID and Password. After successful authentication, he/she will be able to see e-Voting services. User will be required to Click on “Access to e-Voting” under e-Voting services and he/she will be able to see e-Voting page. Click on Bank name or e-Voting service provider name and he/she will be re-directed to e-Voting service provider website for casting his/her vote during the remote e-voting period or joining virtual meeting & voting during the meeting. (2) If the user is not registered for IDeAS e-Services, option to register is available athttps://eservices.nsdl.com Select “Register Online for IDeAS Portal” or click at https://eservices.nsdl.com/SecureWeb/IdeasDirectReg.jsp

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Type of shareholders	Login Method
	(3) Visit the e-Voting website of NSDL. Open web browser by typing the following URL:https://www.evoting.nsdl.com/ either on a Personal Computer or on a mobile. Once the home page of e-Voting system is launched, click on the icon “Login” which is available under ‘Shareholder/Member’ section. A new screen will open. User will have to enter his/her User ID (i.e. sixteen digit demat account number holding with NSDL), Password/OTP and a Verification Code as shown on the screen. After successful authentication, user will be redirected to NSDL Depository site wherein he/she can see e-Voting page. Click on company/Bank name or e-Voting service provider name and he/she will be redirected to e-Voting service provider website for casting his/her vote during the remote e-voting period or joining virtual meeting & voting during the meeting.
Individual shareholders (holding securities in demat mode) login through their Depository Participants	User can also login using the login credentials of his/her demat account through his/her Depository Participant registered with NSDL/CDSL for e-Voting facility. After Successful login, he/she will be able to see e-voting option. Once the user clicks on e-voting option, user will be redirected to NSDL/CDSL Depository site after successful authentication, wherein he/she can see e-voting feature. Click on company/Bank name or e-voting service provider name and he/she will be redirected to e-voting service provider website for casting his/her vote during the remote e-voting period or joining virtual meeting & voting during the meeting.

Important note: Shareholders who are unable to retrieve User ID/ Password are advised to use Forget User ID and Forget Password option available at above mentioned website.

Helpdesk details for Individual Shareholders holding securities in demat mode for any technical issues related to login through Depository i.e. CDSL and NSDL

**Login type **	Helpdesk details
Individual Shareholders holding securities in Demat mode withCDSL	Shareholders facing any technical issue in login can contact CDSL helpdesk by sending a request at helpdesk.evoting@cdslindia.com or contact at toll free No.: 1800 22 55 33
Individual Shareholders holding securities in Demat mode withNSDL	Shareholders facing any technical issue in login can contact NSDL helpdesk by sending a request atevoting@nsdl.co.inor call at toll free No.: 1800 1020 990 and 1800 22 44 30

• Note: In case of shareholders holding shares in physical mode and non-individual shareholders in demat mode, the same can be accessed through CDSL e-voting system.

• (f) Login method for e-Voting and joining virtual meetings for Physical shareholders and shareholders other than individual holding in Demat form:

•  The shareholders should log on to the e-voting website www.evotingindia.com.

•  Click on “Shareholders” module.

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•  Now enter your User ID

• For CDSL: 16 digits beneficiary ID,

• For NSDL: 8 Character DP ID followed by 8 Digits Client ID,

• Shareholders holding shares in Physical Form should enter Folio Number registered with the Bank.

•  Enter the Image Verification as displayed and Click on Login.

•  If you are holding shares in demat form and had logged on to www.evotingindia.com and voted on an earlier e-voting of any company/Bank, then your existing password is to be used.

•  If you are a first-time user follow the steps given below:

If you ar	e a first-time user follow the steps given below:
	For Shareholders holding shares in Demat Form and Physical Form other than individual
PAN	Enter your 10-digit alpha-numeric PAN issued by Income Tax Department (Applicable for both demat shareholders as well as physical shareholders) Shareholders who have not updated their PAN with the Bank/Depository Participant are requested to use the sequence number sent by Bank/RTA or contact Bank/RTA.
Dividend Bank Details ORDate of Birth (DOB)	Enter the Dividend Bank Details or Date of Birth (in dd/mm/yyyy format) as recorded in your demat account or in the Company/Bank records in order to login. If both the details are not recorded with the depository or Bank, please enter the shareholder id / folio number in the Dividend Bank details field

 After entering these details appropriately, click on “SUBMIT” tab.

•  Shareholders holding shares in physical form will then directly reach the Company / Bank selection screen. However, shareholders holding shares in demat form will now reach ‘Password Creation’ menu wherein they are required to mandatorily enter their login password in the new password field. Kindly note that this password is also to be used by the demat account holders for voting on resolutions of any other company on which they are eligible to vote, provided that company opts for e-voting through CDSL platform. It is strongly recommended not to share your password with any other person and take utmost care to keep your password confidential.

•  For shareholders holding shares in physical form, the details can be used only for e-voting on the resolutions contained in this Notice.

•  Click on the EVSN for the relevant on which you choose to vote.

•  On the voting page, you will see “RESOLUTION DESCRIPTION” and against the same the option “YES/NO” for voting. Select the option YES or NO as desired. The option YES implies that you assent to the Resolution and option NO implies that you dissent to the Resolution.

•  Click on the “RESOLUTIONS FILE LINK” if you wish to view the entire Resolution details.

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• A confirmation box will be displayed. If you wish to confirm your vote, click on “OK”, else to change your vote, click on “CANCEL” and accordingly modify your vote.

•  Once you “CONFIRM” your vote on the resolution, you will not be allowed to modify your vote.

•  You can also take a print of the votes cast by clicking on “Click here to print” option on the Voting page.

If a demat account holder has forgotten the login password, then Enter the User ID and the image verification code and click on Forgot Password & enter the details as prompted by the system.

Facility for Non – Individual Shareholders and Custodians – Remote e-Voting

• Non-Individual shareholders (i.e., other than Individuals, HUF, NRI etc.) and Custodians are required to log on to www.evotingindia.com and register themselves in the “Corporates” module.

• A scanned copy of the Registration Form bearing the stamp and sign of the entity should be emailed to helpdesk.evoting@cdslindia.com.

• After receiving the login details a Compliance User should be created using the admin login and password. The Compliance User would be able to link the account(s) for which they wish to vote on.

• The list of accounts linked in the login will be mapped automatically & will be delink in case of any wrong mapping.

• A scanned copy of the Board Resolution and Power of Attorney (POA) which they have issued in favour of the Custodian, if any, should be uploaded in PDF format in the system for the scrutinizer to verify the same.

• Alternatively, Non Individual shareholders are required to send the relevant Board Resolution/ Authority letter etc. together with attested specimen signature of the duly authorized signatory who are authorized to vote, to the Scrutinizer and to the Bank at the email address viz; investors@indianbank.co.in , if they have voted from individual tab & not uploaded same in the CDSL e-voting system for the scrutinizer to verify the same.

15. VOTING AT/DURING THE EGM:

After discussion on the Agenda item(s), the Bank will conduct voting in respect of the Agenda item(s). Voting will be conducted and supervised by Scrutinizer(s) appointed for the purpose. The shareholder (s)/Authorized Representative(s) attending the meeting through VC/OAVM can exercise their votes through e-voting process during EGM. However, the shareholders who have already cast their votes through remote e-voting will not be entitled to participate in the e-voting process during the meeting.

16. INSTRUCTIONS FOR SHAREHOLDERS FOR ATTENDING MEETING THROUGH VC/OAVM AND E-VOTING DURING THE EGM:-

• (a) The procedure for attending meeting & e-Voting on the day of the EGM is same as the instructions mentioned above for Remote e-voting.

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• (b) Shareholders can join the EGM through VC/OAVM mode 15 minutes before and after the scheduled time of the commencement of the meeting by following the procedure mentioned in the Notice. The facility of participation in the EGM through VC/OAVM will be made available to atleast 1000 members on first come first served basis. This will not include large Shareholders (Shareholders holding 2% or more shareholding), Promoters, Institutional Investors, Directors, Key Managerial Personnel, the Chairpersons of the Audit Committee, Nomination and Remuneration Committee and Stakeholders Relationship Committee, Auditors etc. who are allowed to attend the EGM without restriction on account of first come first served basis.

• (c) The link to attend meeting through VC/OAVM will be available where the EVSN of Bank will be displayed after successful login as per the instructions mentioned above for Remote e-voting.

• (d) Shareholders who have voted through Remote e-Voting will be eligible to attend the meeting. However, they will not be eligible to vote during the EGM.

• (e) Shareholders are encouraged to join the Meeting through Laptops / iPads for better experience.

• (f) Further shareholders will be required to allow Camera and use Internet with a good speed to avoid any disturbance during the meeting.

• (g) Please note that Participants Connecting through Mobile Devices or Tablets or through Laptop via Mobile Hotspot may experience Audio/Video loss due to Fluctuation in their respective network. It is therefore recommended to use stable Wi-Fi or LAN Connection to mitigate any kind of aforesaid glitches.

• (h) Shareholders who would like to express their views/ask questions during the meeting may register themselves as a speaker by sending their request in advance on or before 27[th] December 2024 upto 05.00 p.m. IST mentioning their name, demat account number/folio number, email id, mobile number at investors@indianbank.co.in. The shareholders who do not wish to speak during the EGM but have queries may send their queries in advance on or before 27[th] December 2024 upto 05.00 p.m. IST mentioning their name, demat account number/folio number, email id, mobile number at investors@indianbank.co.in . These queries will be replied to by the Bank suitably by email.

• (i) Those shareholders who have registered themselves as a speaker will only be allowed to express their views/ask questions during the meeting.

• (j) Only those shareholders, who are present in the EGM through VC/OAVM facility and have not casted their vote on the Agenda Items/Resolutions through remote e-Voting and are otherwise not barred from doing so, shall be eligible to vote through e-Voting system available during the EGM.

• (k) If any Votes are cast by the shareholders through e-voting available during the EGM and if the same shareholders have not participated in the meeting through VC/OAVM facility, then the votes cast by such shareholders shall be considered invalid as the facility of e-voting during the meeting is available only to the shareholders attending the meeting.

• (l) The attendance of the Shareholders attending the EGM through VC/OAVM will be counted for the purpose of ascertaining the quorum.

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Process for those shareholders whose e-mail Ids / mobile No. are not registered in shareholder record of the Bank / Depositories:

• (a) For Physical shareholders- please provide necessary details like Folio No., Name of shareholder, scanned copy of the share certificate (front and back), PAN (self-attested scanned copy of PAN card), AADHAR (self-attested scanned copy of Aadhar Card) by email to RTA at email id investor@cameoindia.com .

• (b) For Demat shareholders - Please update your email id & mobile No. through your respective Depository Participant (DP).

• (c) For Individual Demat shareholders – Please update your email id & mobile No. through your respective Depository Participant (DP) which is mandatory while e-Voting & joining virtual meeting through Depository.

In case of any queries or issues regarding attending EGM & e-Voting through CDSL e-Voting System, the Shareholder can write an email to helpdesk.evoting@cdslindia.com or contact at toll free no. 1800 22 55 33

All grievances connected with the facility for voting by electronic means may be addressed to Mr. Rakesh Dalvi, Sr. Manager, CDSL (Central Depository Services (India) Limited), A Wing, 25[th] Floor, Marathon Futurex, Mafatlal Mill Compounds, N M Joshi Marg, Lower Parel (East), Mumbai - 400013 or send an email to helpdesk.evoting@cdslindia.com or call toll free no. 1800 22 55 33.

17. RESULTS OF REMOTE E-VOTING AND E-VOTING DURING E-EGM:

The Results of the voting during the meeting aggregated with the results of Remote e-voting will be announced by the Bank on its website and also informed to the Stock Exchanges, i.e. NSE & BSE.

By Order of the Board of Directors

Sd/-

Place : Chennai Date : 02 December 2024

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EXPLANATORY STATEMENT:

Agenda Item No. 1: Election of one Shareholder Director

In terms of Section 9 (3) (i) of the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970, if the capital issued to public by the Bank is more than sixteen per cent but not more than thirty two per cent of the total paid up capital, then the Bank can have two Shareholder Director on its Board to be elected by the shareholders other than the Central Government from amongst themselves.

The Public shareholding in the Bank is 26.16% and as such, the shareholders of the Bank other than the Central Government are entitled to elect two Shareholder Directors.

The term of one of the two Shareholder Directors, Ms. Papia Sengupta has expired on 28.10.2024.

In terms of Regulation 55 (i) of the Indian Bank (Shares and Meetings) Regulations, 1999, a Director under clause (i) of sub-section (3) of section 9 of the Act should be elected by the shareholders on the register, other than the Central Government, from amongst themselves in the General Meeting of Indian Bank.

With a view to fill the said vacancy, the Bank has convened this Extraordinary General Meeting for conducting the election of one Director representing shareholders of the Bank other than the Central Government.

The shareholders other than the Central Government are therefore entitled to send their nominations as per the procedure detailed in relevant Act / Regulation Act / Scheme / Regulations / RBI Directions / Directions from the Central Government, the relevant extracts/portions of which have been reproduced elsewhere herein after.

LEGAL PROVISIONS:

The following table indicates the provisions contained in various Acts/Regulation/ Scheme/Notifications applicable in this regard:

ACT/SCHEME/ REGULATIONS/ NOTIFICATIONS	PROVISIONS	SHORT PARTICULARS
The Banking Regulation Act, 1949	Section 5 (ne) Section 16 (1) Section 20	Substantial Interest Prohibition of common Directors Restrictions for granting loan or advance to or on behalf of any of its Directors
The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970	Section 3 (2E) Section 9(3)(i)	Restriction on voting rights No. of Directors to be elected by the shareholders

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ACT/SCHEME/ REGULATIONS/ NOTIFICATIONS	PROVISIONS	SHORT PARTICULARS
	Section 9 (3A) (A) to (C) Section 9(3AA) & Section 9(3AB) Section 9(3B) Section 13(2)	Special knowledge in certain fields No person shall be eligible to be elected as Director unless he is a person having fit and proper status based upon track record, integrity and such other criteria as RBI may prescribe. Right of RBI to remove a Director so elected who does not fulfill the requirements of Section 9(3A) and 9(3AA) of the said Act. Obligation as to fidelity and secrecy
The Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970	Clause 9(4) Clause 10 Clause 11 Clause 11A Clause 11B Clause 12(8) Clause 14A, Special provision	Term of office of elected Directors Disqualifications from being elected as a Director of the Bank Vacation of office of Director Removal from office of an elected Director Filling of casual vacancy in the office of an elected Director Disclosure of interest by Directors in certain arrangements in which they are interested. if the Board is satisfied that quorum for meeting of Committee cannot be met on account of either existence of any vacancy in such Committee or recusal by member thereof, the Board may do that act or thing.

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ACT/SCHEME/ REGULATIONS/ NOTIFICATIONS	PROVISIONS	SHORT PARTICULARS
Indian Bank (Shares and Meetings) Regulations, 1999, as amended	Regulation 10 Regulation 53 Regulation 55 Regulation 56 Regulation 57 Regulation 58 Regulation 59 Regulation 60 Regulation 61	Exercise of rights of joint holders Voting at General Meetings Directors to be elected at General Meetings List of Shareholders Nomination of candidates for election Scrutiny of nominations Election disputes Determination of voting rights Voting by duly authorized representative
Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019 issued vide RBI/DBR/2019-20/71 Master Direction DBR. Appt. No: 9/29.67.001/2019-20 Dated August 02, 2019	Pursuant to Section 9(3AA) and Section 9(3AB) of The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970	Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019.
Letter dated 3rdSeptember, 2013 vide Ref F. No. 16/83/2013- (GOI), Ministry of Finance, Department of Financial Services and Revised Guidelines issued by the Government of India approved by Appointment Committee of the Cabinet for appointment of part time non official Director dated 25thMarch 2015 forwarded vide GOI letter F.No.16/51/ 2012-BO.I. dated 28th April 2015 and Revised Guidelines dated 8thJuly 2016 forwarded vide GOI letter F.No.16/51/ 2012- BO.I. dated 20thJuly 2016 and subsequent amendments thereto, if any.		GOI guidelines for appointment of part-time non-official Directors in Public Sector Banks
RBI Master Circular RBI/2015-16/95 DBR No.DIR.BC.10/13.03. 00/2015-16 dated July 1st, 2015		Granting loans and advances to relatives of Directors
SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015		Provisions relating to Independent Director

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For the convenience of the shareholders, the relevant extracts from the Act, Regulation, the Scheme, Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019 issued vide RBI/DBR/2019-20/71 Master Direction DBR. Appt. No: 9/29.67.001/2019-20 dated August 02, 2019 read with RBI circular No. DBR. Appt. BC. No.39/29.39.001/2016-17 dated November 24, 2016 and GOI Guidelines will be made available on the Bank's website www.indianbank.in. Such extracts will also be e-mailed to the intending candidates on receipt of a request addressed to the Asst. General Manager & Company Secretary, Indian Bank, Investor Services Cell, Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 on or before the last date fixed for submission of nomination forms viz. Wednesday, the 18[th] December 2024.

PARTICIPATION IN ELECTION PROCESS:

As already indicated earlier, such of those shareholders whose names appear on the Register of Shareholders for those holding shares in physical mode or in the list of Beneficial Owners as furnished by NSDL/CDSL for those holding shares in Demat mode, as on the Specified Date i.e., on Friday, the 06[th] December 2024, shall be entitled to participate i.e. nominate, contest and vote in election of one Director from amongst the shareholders other than the Central Government.

QUALIFICATIONS REQUIRED FOR BEING ELECTED AS A DIRECTOR OF THE BANK:

In terms of Section 9(3A) of the Act, a candidate, being a shareholder of the Bank and who desires to be elected as Director of the Bank under Section 9(3)(i) of the Act shall: A. have special knowledge or practical experience in respect of one or more of the following matters namely:

• i. Agricultural and rural economy

• ii. Banking

• iii. Co-operation

• iv. Economics

• v. Finance

• vi. Law

• vii. Small scale industry

• viii. any other matter the special knowledge of, and practical experience in which, would, in the opinion of the Reserve Bank of India be useful to the Bank.

(RBI vide its circular no.DBR.Appt.BC.No.39/29.39.001/2016-17 November 24, 2016 has extended the fields of specialization to include (i) Information Technology (ii) Payment & Settlement Systems (iii) Human (iv) Risk Management and (v) Business Management, for persons who could be considered for appointment of Director in the Banks).

B. Represents the interest of depositors; or

• C. Represents the interest of farmers, workers and artisans.

In terms of Section 9(3AA) of the Act, no person shall be eligible to be elected as Director under Section 9 (3) (i) of the Act, unless he is a person having “Fit and Proper” status based on track record, integrity and such other criteria as the Reserve Bank of India may notify from time to time in this regard.

Reserve Bank of India (RBI), in exercise of powers conferred on it under sub-sections (3AA) of Section 9 of the Banking Companies (Acquisition & Transfer of Undertakings) Act 1970/1980 has issued notification DBR. Appt. No: 9/29.67.001/2019-20

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dated 02[nd] August 2019 laying down specific “Fit and Proper” Criteria to be fulfilled by the persons being elected as Directors on the Board of the Banks under the provisions of Section 9 (3)(i) of the Banking Companies (Acquisition & Transfer of Undertakings) Act 1970/1980.

Further, the elected Directors will have to execute a deed of covenants, be subjected to Code of Conduct of the Bank and are required to furnish annual declarations as prescribed by the Reserve Bank of India/ other regulatory authorities in this regard.

DISQUALIFICATIONS FROM BEING ELECTED AS A DIRECTOR OF THE BANK:

• (A) In terms of Clause 10 of the Nationalised Banks (Management & Miscellaneous Provisions) Scheme, 1970, a person shall be disqualified for being appointed, as and for being a Director:

• i) if he has at any time been adjudicated an insolvent or has suspended payment or has compounded with his creditors; or

• ii) if he has been found to be of unsound mind and stands so declared by a competent court; or

• iii) if he has been convicted by criminal court of an offence which involves moral turpitude; or

• iv) if he holds any office of profit under any Nationalised Bank or State Bank of India constituted under sub-section (1) of Section 3 of the State Bank of India, Act, 1955 or any Subsidiary Bank as defined in Section 3 of the State Bank of India (Subsidiary Banks) Act, 1959, except for holding the post of whole time Director, including the Managing Director and Directors nominated under clauses (e) and (f) of sub-section (3) of Section 9 of the Act from among the employees of the Bank and

• (B) If he is not found to be ‘Fit and Proper’ person in terms of Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019 issued vide RBI/DBR/2019-20/71 Master Direction DBR. Appt. No: 9/29.67.001/2019-20 dated August 02, 2019 read with the criteria laid down by the Central Government for consideration as a Non-Official Director in Public Sector Banks, by the Nomination and Remuneration Committee of the Board of the Bank.

LIST OF SHAREHOLDERS:

as amended, a copy of the List of Shareholders (in electronic form i.e. CD/Pen Drive or such other media) will be available at Corporate Office of the Bank at Investor Services Cell 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014, from Friday, the 06[th] December 2024 onwards for purchase by Shareholders on payment of Rs.50,000 (Rupees fifty thousand only) by Demand Draft/Pay Order of Scheduled Bank in favour of “Indian Bank” payable at Chennai. The candidates desirous of purchasing the said list shall have to give a request letter addressed to “The Asst. General Manager & Company Secretary, Indian Bank, Corporate Office, Investor Services Cell, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 with an undertaking that the list will be used only for the purpose of canvassing for the election and shall not be used for any other purpose whatsoever.

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INSPECTION OF THE REGISTER OF SHAREHOLDERS:

The Register of Shareholders will remain open for inspection by the shareholders at the Corporate Office, Investor Services Cell, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 on all working days (other than Sundays, 2[nd] & 4[th] Saturdays and Bank Holidays) i.e. Monday to Saturday between 3.00 p.m. to 5.00 p.m.

If any shareholder requires a copy or computer print of select/part information, the same shall be supplied to him on prepayment at the rate of Rs.5/- (Rupees five only) for every 1,000 words or fractional part thereof required to be copied.

NOMINATION OF CANDIDATE(S) FOR ELECTION:

I. VALIDITY OF NOMINATIONS:

In terms of Regulation 57 of Indian Bank (Shares & Meetings) Regulations, 1999, as amended, RBI Directions and GOI Guidelines and any further amendment thereto or such other directives as may be issued from time to time for being elected as a Director, nomination of a candidate for election as a Director shall be valid provided:

• (a) He/she is a shareholder holding not less than 100 (One hundred) shares of the Bank as on Friday, the 06[th] December 2024 being the Specified Date fixed for the purpose of determining the eligibility of shareholders for participating in the election and continues to hold a minimum of 100 shares till the date of the meeting and thereafter till the end of his/her tenure, if he/she is elected.

• (b) The nomination is in writing signed by at least one hundred shareholders entitled to elect Director under the Act or by their duly constituted attorney, provided that a nomination by shareholder who is a company may be made by a resolution of the Directors of the said Company and where it is so made, a copy of the resolution certified to be true copy by the Chairman of the meeting at which it was passed shall be dispatched/ deposited to the Corporate Office of the Bank addressed to the General Manager-CFO, Indian Bank Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 and such copy shall be deemed to be a nomination on behalf of such Company.

• (c) The nomination is accompanied by or contain a declaration signed by the candidate before a Judge/ Magistrate/Registrar or Sub-Registrar of Assurances /other Gazetted Officer/an officer of the Reserve Bank of India/ any Nationalised Bank, that he/she accepts the nomination and is willing to stand for election, and that he / she is not disqualified either under the Act/Regulation Act/Scheme/ Regulation /RBI Directions/applicable GOI guidelines from being a Director along with his/her personal details (bio-data) duly signed and affirming to the effect that such details are true to the best of his/her knowledge and belief and also his/her undertaking to keep the Bank fully informed as soon as possible of such events which are relevant to the information, subsequent to the declaration.

• (d) The nomination forms and declaration form are as prescribed by the Regulation and as per the proforma annexed to this Notice (The proforma is also available on the Bank's website https://www.indianbank.in along with full Notice).

• (e) As on Wednesday, the 18[th] December 2024 being the last date for receipt of nominations, he/she is not disqualified under the Banking Regulation Act, 1949 or the Act, the Scheme, Regulations, RBI Directions, GOI Guidelines or such other directives, as may be issued from time to time, by RBI, GOI, SEBI or any other relevant Statutory/ Regulatory Authorities for being elected as a Director of the Bank.

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II. SUBMISSION OF NOMINATION FORMS:

Shareholders other than the Central Government, desirous of contesting the election of the Director of the Bank must submit:

• (a) Duly filled in Declaration Form;

• (b) Nominations from minimum of one hundred shareholders entitled to participate in the election;

• (c) Personal Information, Declaration and Undertaking in the formats annexed to the Notice together with the connected documents, testimonials, viz. self-attested copies of Bio-data, Certificate of Educational Qualifications, Experience, etc. in formats annexed to this Notice, in a sealed envelope to the General Manager-CFO, Indian Bank, Corporate Office, 254260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014, on any working day not less than fourteen days before the Date fixed for the Extraordinary General Meeting i.e., on or before closing hours of the Bank at 5.00 p.m., on Wednesday, the 18[th] December 2024.

The said nomination forms and other documents should be complete in all respects failing which, the nominations are liable to be rejected.

III. SCRUTINY OF NOMINATIONS AND ELECTION OF DIRECTORS:

• i.e. the first working day following the last Date fixed for the receipt of the nominations and in case any nomination is not found to be valid, the same shall be rejected after recording the reasons there for.

• b) The Bank may at the time of scrutiny of Nominations or as advised by the NRC/Board seek further information, documents from the candidate(s) in support of his / her candidature.

• c) If there are only one valid nomination for the one vacancy to be filled by the election, the candidate so nominated and found Fit & Proper, shall be deemed to be elected forthwith and his / her name and address shall be published as so elected. In such an event, there shall not be any election/voting and the Extraordinary General Meeting convened solely for the purpose of the election shall stand cancelled. The newly elected director will assume office from the date following that on which he/she is deemed to be elected.

• d) If there are more than one valid nominations, the names of the candidates shall be published in the newspapers and election will be held and the candidate in receipt of the majority of the votes in his/her favour i.e. aggregate of remote e-voting and voting at the meeting will be deemed to have been elected and his/her name will be announced and also published in newspapers.

IV. WITHDRAWAL OF CANDIDATURE:

If any candidate desires to withdraw his/her nomination, he/she would be entitled to do so at any time prior to closing hours of the Bank i.e., on or before 5.00 p.m. Thursday, the 26[th] December 2024 by sending a letter addressed to the General Manager-CFO, Indian Bank Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014 by email at cfo@indianbank.co.in, followed by dispatch of the same by Courier/Speed Post/ Registered Post.

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V. VOTING PROCESS AT/DURING THE EGM FOR AGENDA ITEM PERTAINING TO ELECTION OF SHAREHOLDER DIRECTOR:

e-voting during EGM).

Remote e-voting period will begin at 09.00 a.m. (IST) on Sunday, 29[th] December 2024 and will end at 5.00 p.m. (IST) on Wednesday, 01[st ] January 2025.

The e-voting during EGM shall commence immediately after an announcement in this regard is made by the Chairman of the meeting.

The shareholders can exercise their voting rights either through remote e-voting or e-voting during EGM. However, the shareholders who have casted their votes during Remote e-voting period shall not be entitled to cast votes during EGM.

The number of votes will be equivalent to the number of shares held by them on Friday , the 06[th] December 2024 (close of business hour), the Specified Date fixed for the purpose.

VI. ELECTION DISPUTES:

(Shares & Meetings) Regulations, 1999, as amended.

VII. EXTRACTS OF THE RELEVANT PORTIONS OF THE APPLICABLE ACT/REGULATION ACT/SCHEME/REGULATIONS/RBI DIRECTIONS/GOI:

Extracts of the relevant portions of the applicable Act/Regulation Act/Scheme/Regulations/RBI Directions/GOI Guidelines are reproduced hereinafter for the benefit of the shareholders.

INTEREST OF DIRECTORS:

Directors of the Bank to the extent of their shareholding and such Director who file his nomination may be deemed to be concerned or interested in the aforesaid item of business.

ELECTION OF DIRECTORS - EXTRACTS OF RELEVANT ACTS, SCHEME AND REGULATIONS, ETC.

The provisions regarding Election of Shareholder Directors and number of such Directors to be elected by the shareholders other than the Central Government are contained in Section 9(3)(i) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970.

The relevant Sections of the Banking Regulations Act, 1949, the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, the Nationalised Banks (Management & Miscellaneous Provisions) Scheme, 1970 and the relevant regulations of Indian Bank (Shares and Meetings) Regulations, 1999, as amended, RBI's Fit and Proper Criteria issued vide RBI Notification No. 46 and 47 /29.39.001/2007-08 dated 01.11.2007 read with Notification No. DBOD. BC.No.95/ 29.39.001/2010-11 dated 23.05.2011 and Guidelines for selection of part-time Non-official Director (GOI Guidelines) dated 01.06.2011 revised on 25.03.2015 and 08.07.2016 and made applicable to the Shareholder Directors vide GOI Office Memorandum dated 03.09.2013 are reproduced below for the information of the shareholders.

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THE BANKING REGULATION ACT, 1949

Substantial Interest - Section 5(ne):

• (i) in relation to a company, means the holding of a beneficial interest by an individual or his spouse or minor child, whether singly or taken together in the shares thereof, the amount paid-up on which exceeds five lakh of rupees or ten per cent of the paid- up capital of the company, whichever is less;

• (ii) in relation to a firm, means the beneficial interest held therein by an individual or his spouse or minor child, whether singly or taken together which represents more than ten per cent of the total capital subscribed by all the partners of the said firm.

Prohibition of Common Directors - Section 16(1):

No Banking Company incorporated in India shall have as a Director on its Board of Directors, any person who is a Director of any other Banking Company.

Restrictions on Loans and Advances - Section 20:

• 1) Notwithstanding anything to the contrary contained in Section 77 of the Companies Act, 1956 (1 of 1956), no Banking Company shall-

• a) grant any loans or advances on the security of its own shares, or

• b) enter into any commitment for granting any loan or advance to or on behalf of-

  • (i) any of its Directors

  • (ii) any firm in which any of its Directors is interested as partner, manager, employee or guarantor, or

  • (iii) any company not being a subsidiary of the Banking Company or a Company registered under Section 25 of the Companies Act, 1956 (1 of 1956), or a Government Company of which or the subsidiary or the holding company of which any of the Directors of the Banking Company is a Director, Managing Agent, Manager, Employee or guarantor or in which he holds substantial interest, or

  • (iv) any individual in respect of whom any of its Directors is a partner or guarantor.

• 2) Where any loan or advance granted by a Banking Company is such that a commitment for granting it could not have been made if Clause (b) of sub-section (1) had been in force on the date on which the loan or advance was made or is granted by a Banking Company after the commencement of Section 5 of the Banking Laws (Amendment) Act, 1968 (58 of 1968), but in pursuance of a commitment entered into before such commencement, steps shall be taken to recover the amounts due to the Banking Company on account of the loan or advance together with interest, if any, due thereon within the period stipulated at the time of the grant of loan or advance or where no such period has been stipulated, before the expiry of one year from the commencement of the said Section 5; Provided that the Reserve Bank may, in any case on application in writing made to it by the Banking Company in this behalf, extend the period for the recovery of the loan or advance until such Date, not being a Date beyond the period of three years from the commencement of the said Section 5 and subject to such terms and conditions, as the Reserve Bank may deem fit :

Provided further that this sub-section shall not apply if and when the Director concerned vacates the office of the Director of the Banking Company, whether by death, retirement, resignation or otherwise.

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• 3) No loan or advance, referred to in sub-section (2), or any part thereof shall be remitted without the previous approval of the Reserve Bank, and any remission without such approval shall be void and of no effect.

• 4) Where any loan or advance referred to in sub-section (2), payable by any person, has not been repaid to the Banking Company within the period specified in that sub-section, then, such period shall, if he is a Director of such Banking Company on the Date of the expiry of the said period, be deemed to have vacated his office as such on the said Date.

Explanation in this Section:

•  “Loan or advance” shall not include any transaction which the Reserve Bank of India may, having regard to the nature of the transaction, the period within which, and the manner and circumstances in which, any amount due on account of the transaction is likely to be realized, the interest of the depositors and other relevant considerations, specify by general or special order as not being a loan or advance for the purpose of this Section.

•  “Directors” includes a member of any Board or Committee in India constituted by Banking Company for the purpose of managing or for the purpose of advising it in regard to the management of all or any of its affairs.

• 5) If any question arises whether any transaction is a loan or advance for the purpose of this Section, it shall be referred to the Reserve Bank, whose decision thereon shall be final.

Further, any reference made under aforesaid provisions pertaining to the Companies Act, 1956 shall be suitably construed as references made under relevant provisions under the Companies Act, 2013.

THE BANKING COMPANIES (ACQUISITION AND TRANSFER OF UNDERTAKINGS) ACT, 1970

Restrictions on Voting Rights:

Section 3(2E): No shareholder of the corresponding new Bank other than the Central Government shall be entitled to exercise voting rights in respect of any shares held by him in excess of ten per cent of the total voting rights of all the shareholders of the corresponding new Bank.

Composition of the Board of Directors:

Section 9(3) (i): Where the capital issued under clause (c) of sub-section (2B) of Section 3 is:

• a) not more than sixteen per cent of the total paid up capital, one Director

• b) more than sixteen per cent, but not more than thirty two per cent of the total paid up capital, two Directors.

• c) more than thirty two per cent of the total paid-up capital, three Directors to be elected by the shareholders other than the Central Government from amongst themselves.

Provided that on the assumption of charge after election of any such Director under this clause, equal number of Directors nominated under clause (h) shall retire in such manner as may be specified in the Scheme.

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Provided further that in case the number of Directors elected, on or before the commencement of the Banking Companies (Acquisition and Transfer of Undertakings) and Financial Institutions Laws (Amendment) Act, 2006, in a corresponding new Bank exceed the number of Directors specified in sub-clause (I) or sub-clause (II) or sub-clause (III), as the case may be, such excess number of Directors elected before such commencement shall retire in such manner as may be specified in the scheme and such Directors shall not be entitled to claim any compensation for the premature retirement of their term of office.

Section 9(3A): The Directors to be elected under the said clause (i) shall-

• (A) have special knowledge or practical experience in respect of the one or more of the following matters, namely:

• i. Agricultural and rural economy

• ii. Banking

• iii. Co-operation

• iv. Economics

• v. Finance

• vi. Law

• vii. Small scale industry

• viii. any other matter the special knowledge of, and practical experience in which, would, in the opinion of the Reserve Bank of India be useful to the Bank.

(RBI vide its circular no.DBR.Appt.BC.No.39/29.39.001/2016-17 dated November 24, 2016

(ii) Payment & Settlement Systems (iii) Human Resources (iv) Risk Management and (v) Business Management, for persons who could be considered for appointment of Director in the Banks)

• (B) Represent the interests of depositors; or

• (C) Represent the interest of farmers, workers and artisans

Section 9(3AA): Without prejudice to the provision of sub-section 3(A) and notwithstanding anything to the contrary contained in the Act or in other law for the time being in force, no person shall be eligible to be elected as a Director under Clause (i) of Sub-Section (3) unless he is a person having 'fit and proper status' based upon the track record, integrity and such other criteria as the Reserve Bank of India may notify from time to time in this regard.

Section 9(3AB): The Reserve Bank of India may also specify in the notification issued under sub-section 3(AA), the Authority to determine the 'Fit and Proper' status, the manner of such determination, the procedure to be followed for such determination and such other matters as may be considered necessary or incidental thereto.

Section 9(3B): Where the Reserve Bank is of the opinion that any Director of a corresponding new Bank elected under clause (i) of sub-section (3) does not fulfill the requirements of sub-section (3A) and (3AA), it may after giving to such Director and the Bank a reasonable opportunity of being heard, by order, remove such Director and on such removal, the Board of Directors shall co-opt any other person fulfilling the requirement of sub-section (3A) and (3AA) as a Director in place of the person so removed till a Director is duly elected by the shareholders of the corresponding new Bank in the next Annual General Meeting and the person so co-opted shall be deemed to have been duly elected by the shareholders of the corresponding new Bank as a Director.

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Obligation as to Fidelity and Secrecy:

Section 13(2): Every Director, member of a local Board or a Committee, or Auditor, Advisor, Officer or other employee of a corresponding new Bank shall before entering upon his duties, make a declaration of fidelity and secrecy in the form set out in the Third Schedule.

THE NATIONALISED BANKS (MANAGEMENT AND MISCELLANEOUS PROVISIONS) SCHEME, 1970

Term of office of elected Director: Clause 9(4) :

An elected Director shall hold office for three years and shall be eligible for re-election. Provided that no such Director shall hold office continuously for a period exceeding six years.

Disqualification of Directors:

Clause 10 :

A person shall be disqualified for being appointed as and for being a Director:-

• (a) if he has at any time been adjudicated an insolvent or has suspended payment or has compounded with his creditors; or

• (b) if he has been found to be of unsound mind and stands so declared by a competent court; or

• (c) if he has been convicted by criminal court of an offence which involves moral turpitude; or

• (d) if he holds any office of profit under any Nationalised Bank or State Bank of India constituted under sub-section (1) of Section 3 of the State Bank of India Act, 1955 or any Subsidiary Bank as defined in Section 3 of the State Bank of India (Subsidiary Banks) Act, 1959, except for holding the post of a whole-time Director, including the Managing Director and Directors nominated under clauses (e) and (f) of sub-section (3) of Section 9 of the Act from amongst the employees of the corresponding new Bank.

Vacation of office of Directors:

Clause 11:

1. If a Director becomes subject to any of the disqualifications specified in clause 10 or is absent without leave of the board for more than three consecutive meetings thereof, he shall be deemed to have vacated his office as such and thereupon his office shall become vacant.

2. The Chairman or a whole-time Director including the Managing Director or a Director referred to in clause (b) or clause (c) or clause (d) of sub section 3 of Section 9 of the Act may resign his office by giving notice thereof in writing to the Central Government and on such resignation being accepted by that Government shall be deemed to have vacated his office; and any other Director may resign his office by giving notice thereof in writing to the Central Government and such resignation shall take effect on the receipt of the communication of the resignation by the Central Government.

3. Without prejudice to the provision of the foregoing sub-clauses, the office of a Director referred to in clause (e) or clause (f) of sub-section 3 of Section 9 of the Act shall become vacant as soon as the Director ceases to be a workman or an employee other than workman of the Nationalised Bank of which he is a Director.

4. Where any vacancy occurs in the office of a Director other than an elected Director, it shall be filled in accordance with sub-section (3) of Section 9 of the Act.

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Removal from office of an elected Director:

Clause 11A :

The shareholders, other than the Central Government, may, by a resolution passed by the majority of the votes of such shareholders holding in the aggregate, not less than one half of the share capital held by all such shareholders, remove any Director elected under Clause (i) of the sub-section (3) of Section 9 and elect in his stead another person to fill the vacancy.

Filling of vacancy in the office of an elected Director:

Clause 11B :

1. Where any vacancy occurs before the expiry of the term of office of an elected Director, the vacancy shall be filled by election.

2. Provided that where the duration of vacancy is likely to be less than six months, the vacancy may be filled by the remaining Directors.

3. A person elected or co-opted, as the case may be, under sub clause (1) shall hold office for the unexpired portion of the term of his predecessor.

Disclosure of interest by Directors:

Clause 12(8):

A Director who is directly or indirectly concerned or interested in any contract, loan, arrangement or proposal entered into or proposed to be entered into by or on behalf of the Nationalised Bank shall, as soon as possible after the relevant circumstances have come to his knowledge disclose the nature of his interest to the Board and shall not be present at the meeting of the Board when any such contract, loan, arrangement or proposal is discussed unless his presence is required by the other Directors for the purpose of eliciting information and no Director so required to be present shall vote on any such contract, loan, arrangement or proposal :

Provided that nothing contained in this sub-clause shall apply to such Director by reason only of his being:

• i. a shareholder (other than a Director) holding not more than two percent of the paid up capital in any public Company as defined in the Companies Act, 1956 (1 of 1956), or any Corporation established by or under any law for the time being in force in India or any Co-operative society, with which or to which the Nationalised Bank has entered into or made, or proposed to enter into or make, a contract, loan, arrangement or proposal; or

• ii. an officer or other employee of the Nationalised Bank, if he is a Director referred to in clause (e) or clause (f) of sub-section (3) of Section 9 of the Act.

Special provision:

Clause 14A:

Where a nationalised Bank is required by law to do any act or thing and in order to do so the recommendations or determination of, or resolution of grievances of security holders by, or in respect of any appointment, approval or review by any Committee of the Board of the Bank is required, and if the Board is satisfied that quorum for meeting of such Committee cannot be met on account of either existence of any vacancy in such Committee or recusal by member thereof, the Board may do that act or thing.

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INDIAN BANK (SHARES AND MEETINGS) REGULATIONS, 1999, AS AMENDED:

Exercise of rights of joint holders:

Regulation 10:

If any share stands in the names of two or more persons, the person first named in the register shall as regards voting, receipt of dividends, service of notices and all or any other matters connected with Indian Bank except the transfer of shares be deemed to be the sole holder thereof.

Directors to be elected at general meeting: Regulation 55:

• i. A Director under clause (i) of sub-section 3 of Section 9 of the Act shall be elected by the shareholders on the register, other than the Central Government, from amongst themselves in the General Meeting of the Bank.

• ii. Where an election of a Director is to be held at any general meeting, the notice thereof shall be included in the notice convening the meeting. Every such notice shall specify the number of Directors to be elected and the particulars of vacancies in respect of which the election is to be held.

List of shareholders:

Regulation 56:

• i. For the purpose of election of a Director under sub-regulation (i) of Regulation 55 of these regulations, a list shall be prepared of shareholders on the register by whom the Director is to be elected.

• the number and denoting numbers of shares held by them with the dates on which the shares were registered and the number of votes to which they will be entitled on the Date fixed for the meeting at which the election will take place and copies of the list shall be available for purchase at least three weeks before the date fixed for the meeting at a price to be fixed by the Board or the Management Committee, on application at the Head Office.

Nomination of candidates for election:

Regulation 57:

• i. No nomination of a candidate for election as a Director shall be valid unless,

• a) he/she is a shareholder holding not less than 100 (One hundred) shares in Indian Bank;

• b) he/she is on the last date for receipt of nomination, not disqualified to be a Director under the Act or under the Scheme;

• c) he/she has paid all calls in respect of the shares of the Bank held by him, whether alone or jointly with others, on or before the last date fixed for the payment of the call;

• d) the nomination is in writing signed by atleast one hundred shareholders entitled to elect Directors under the Act or by their duly constituted attorney, provided that a nomination by a shareholder who is a Company may be made by a resolution of the Directors of the said Company and where it is so made, a copy of the resolution certified to be a true copy by the Chairman of the meeting at which it was passed shall be dispatched to the Head Office of the Bank and such copy shall be deemed to be a nomination on behalf of such Company;

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• e) the nomination accompanies or contains a declaration signed by the candidate before a Judge, Magistrate, Registrar or Sub-Registrar of Assurances or other Gazetted Officer or an Officer of the Reserve Bank of India or any Nationalised Bank, that he accepts the nomination and is willing to stand for election, and that he is not disqualified either under the Act or the Scheme or these regulations from being a Director.

• ii. No nomination shall be valid unless it is received with all the connected documents complete in all respects and received, at the Head office of Indian Bank on a working day not less than fourteen days before the date fixed for the meeting.

Scrutiny of nominations:

Regulation 58:

• i. Nominations shall be scrutinized on the first working day following the date fixed for receipt of nominations and in case any nomination is not found to be valid, the same shall be rejected after recording the reason thereof. If there is only one valid nomination for any particular vacancy to be filled by election, the candidate so nominated shall be deemed to be elected forthwith and his name and address shall be published as so elected. In such an event there shall not be any election at the meeting convened for the purpose and if the meeting had been called solely for the purpose of the aforesaid election it shall stand cancelled.

• ii. In the event of an election being held, if valid nominations are more than the number of Directors to be elected, the candidate polling the majority of votes shall be deemed to have been elected.

• iii. A Director elected to fill an existing vacancy shall be deemed to have assumed office from the date following that on which he is or is deemed to be elected.

Election disputes: Regulation 59:

• i. if any doubt or dispute shall arise as to the qualification or disqualification of a person deemed, or declared to be elected, or as to the validity of the election of a Director, any person interested, being a candidate or shareholder entitled to vote at such election, may, within seven days of the date of the declaration of the result of such election, give intimation in writing thereof to the Chairman and Managing Director of the Bank and shall in the said intimation give full particulars of the grounds upon which he doubts or disputes the validity of the election.

• ii. On receipt of an intimation under sub-regulation (i) the Chairman and Managing Director or in his absence, the Executive Director of the Bank shall forthwith refer such doubt or dispute for the decision of a committee consisting of the Chairman and Managing Director or in his absence, the Executive Director and any two of the Directors nominated under clauses (b) and (c) of sub-section (3) of Section 9 of the Act.

• iii. The committee referred to in sub-regulation (ii) shall make such enquiry as it deems necessary and if it finds that the election was a valid election, it shall confirm the declared results of the election, or if it finds that the election was not a valid election, it shall, within thirty days of the commencement of the enquiry, make such order and give such directions including the holding of fresh election as shall in the circumstances appear just to the committee.

• iv. An order and direction of such committee in pursuance of this regulation shall be conclusive.

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Voting Rights of Shareholders:

Regulation 60:

Determination of voting rights:

• i. Subject to the provisions contained in Section 3 (2E) of the Act, each shareholder who has been registered as a shareholder on the date of the closure of the register prior to the date of a general meeting shall, at such meeting, have one vote on show of hands and in case of a poll shall have one vote for each share held by him.

• ii. Subject to the provisions contained in Section 3 (2E) of the Act, every shareholder entitled to vote as aforesaid who, not being a Company, is present in person or by proxy or who being a Company is present by a duly authorized representative, or by proxy shall have one vote on a show of hands and in case of a poll shall have one vote for each share held by him as stated hereinabove in sub-regulation i.

Explanation- for this chapter, "Company" means any Body Corporate.

Shareholders of the Bank entitled to attend and vote at a general meeting shall be entitled to appoint another person (whether a shareholder or not) as his proxy to attend and vote instead of himself; but a proxy so appointed shall not have any right to speak at the meeting.

Voting by duly Authorized Representative:

Regulation 61:

• i. A shareholder, being the Central Government or a Company, may by a resolution, as the case may be, authorize any of its officers or any other person to act as its representative at any general meeting of the shareholders and the person so authorized (referred to as a "duly authorized representatives" in these regulations) shall be entitled to exercise the same powers on behalf of the Central Government or the Company which he represents, as if he were an individual shareholder of the Bank. The authorization so given may be in favour of two persons in the alternative and in such a case any one of such persons may act as a duly authorized representative of the Central Government/ Company.

• ii. No person shall attend or vote at any meeting of the shareholders of the Bank as the duly authorized representative of the Company unless a copy of the resolution appointing him as a duly authorized representative certified to be a true copy by the Chairman of the meeting at which it was passed shall have been deposited at the Head Office of the Bank not less than four days before the Date fixed for the meeting.

RESERVE BANK OF INDIA (‘FIT AND PROPER’ CRITERIA FOR ELECTED DIRECTORS ON THE BOARDS OF PSBs) DIRECTIONS, 2019:

Reserve Bank of India (RBI), in exercise of powers conferred on it under sub-sections (3AA) of Section 9 of the Banking Companies (Acquisition & Transfer of undertakings) Act 1970/1980 notified Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the Boards of PSBs) Directions, 2019 vide their Notification No. RBI/DBR/2019-20/71 Master Direction DBR. Appt. No: 9/29.67.001/2019-20 dated August 02, 2019.

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SALIENT FEATURES OF THE RBI DIRECTIONS:

The Authority, Manner/ Procedure and Criteria for deciding the “Fit and Proper “status etc., are as under:

(a) Authority :

All the nationalised Banks are required to constitute a “Nomination and Remuneration Committee” (Committee) consisting of a minimum of three non-executive Directors from amongst the Board of Directors out of which not less than one-half shall be independent Directors and should include at least one member from Risk Management Committee of the Board, for undertaking a process of due diligence to determine the 'fit and proper' status of the persons to be elected as Directors under clause (i) of sub-section (3) of Section 9 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/1980. The Government of India nominee Director and the Director nominated under section 9(3)(c) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/1980 shall not be part of the Committee. The non-executive Chairperson of the Bank may be appointed as a member of the Committee but shall not chair such Committee. The Board should also nominate one among them as Chairman of the Committee. The quorum required is three, including the Chairman. In case the absence of any nominated member results in want of quorum, the Board may nominate any other non-executive Director in his place for the meeting. At the time of constituting the Committee, the Board can decide on its tenure.

(b) Manner and procedure:

The Banks shall obtain necessary information, and a declaration & undertaking, in the format annexed (Annex 1), from the persons who file their nominations for election. The Committee shall meet after the last Date prescribed for acceptance of nominations and determine whether or not the person's candidature should be accepted, based on the criteria mentioned below. The Committee's discussions shall be properly recorded as formal minutes of the meeting and the voting, if done, shall also be noted. Based on the information provided in the signed declaration, the Committee shall decide on the acceptance or otherwise of the candidature and shall make references, where considered necessary, to the appropriate authority / persons, to ensure that the candidate conforms to the requirements indicated.

(c) Criteria:

The Committee shall determine the 'fit and proper' status of the proposed candidates based on the broad criteria mentioned hereunder:

• (i) Age- The candidate’s age should be between 35 to 67 years as on the cut-off date fixed for submission of nominations for election.

• (ii) Educational qualification- The candidate should at least be a graduate.

• or practical experience in respect of one or more of the matters enumerated in section 9(3A)(A) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/1980, as the case may be, read with RBI DBR.Appt.BC No 39/29.39.001/2016-17 dated November 24, 2016 .

• (iv) Disqualifications: In addition to ‘Disqualifications of Directors’ as prescribed in Section 22 of the SBI Act, 1955 / Clause 10 of Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970/80:

• (a) The candidate should not be a member of the Board of any Bank or the Reserve Bank or a Financial Institution (FI) or an Insurance Company or a NOFHC holding any other Bank

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Explanation : For the purpose of this sub-para and sub-para (c), the expression “Bank” shall include a Banking company, a corresponding new Bank, State Bank of India, a co-operative Bank and a regional rural Bank.

• (b) A person connected with hire purchase, financing, money lending, investment, leasing and other para Banking activities shall not be considered for appointment as elected Director on the board of a PSB. However, investors of such entities would not be disqualified for appointment as Directors if they do not enjoy any managerial control in them.

• (c) No person may be elected/ re-elected on the Board of a Bank if he/she has served as Director in the past on the board of any Bank (It includes the Bank in which he/she has served as Director in the past)/FI/RBI/Insurance Company under any category for six years, whether continuously or intermittently.

• (d) The candidate should not be engaging in the business of stock broking.

• (e) The candidate should not be holding the position of a Member of Parliament or State Legislature or Municipal Corporation or Municipality or other local bodies (other local bodies means bodies such as Notified Area Council, City Council, Panchayat, Gram Sabha, Zila Parishad, etc.

• (f) The candidate should not be acting as a partner of a Chartered Accountant firm which is currently engaged as a Statutory Central Auditor of any nationalised Bank or State Bank of India.

• (g) The candidate should not be acting as a partner of a Chartered Accountant firm which is currently engaged as Statutory Branch Auditor or Concurrent Auditor of the Bank in which nomination for election is filed.

• (v) Tenure - An elected Director shall hold office for three years and shall be eligible for re-election: Provided that no such Director shall hold office for a period exceeding six years, whether served continuously or intermittently.

(vi) Professional Restrictions-

• (a) The candidate should neither have any business connection (including legal services, advisory services etc.) with the concerned Bank nor should be engaged in activities which might result in a conflict of business interests with that Bank.

• (b) The candidate should not be having any professional relationship with a Bank or any NOFHC holding any other Bank.

• (c) Provided that a candidate having any such relationship with a Bank at the time of filing nomination for election shall be deemed to be meeting the requirement under item (b), the candidate shall submit a declaration to the Committee that such relationship with the Bank shall be severed if he is elected as a Director, and upon being elected, severs such relationship before appointment as a Director of the Bank.

• (vii) Track record and integrity- The candidate should not be under adverse notice of any regulatory or supervisory authority/agency, or law enforcement agency and should not be a defaulter of any lending institution.

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The Banks shall obtain from the elected Director:

• (a) A Deed of Covenant executed in the prescribed format, before such person assumes office of Director; Fit & Proper Criteria for Elected Directors on the Boards of Public Sector Banks.

• (b) A simple declaration every year as on 31[st] March to the effect that the information already provided by such person has not undergone any change.

• (c) Where the elected Director informs that there is change in the information provided earlier, the Bank shall obtain from such Director a fresh Annex 1 incorporating the changes.

The Banks shall also ensure compliance to Section 20 of the Banking Regulation Act, 1949. In addition,

• (a) Put in place a system of safeguards, including proper disclosure of the elected CA Director’s/his firm’s clients, and not participating in Bank’s credit/investment decisions involving his/firm’s clients. The elected CA Director should be required to compulsorily dissociate himself from the entire process and sign a covenant to this effect.

• (b) Require the elected Director to make a full and proper disclosure of his interests and Directorships in business entities, with the Director personally distancing himself from and not participating in the Bank’s credit/investment decisions involving entities in which he is interested.

• (c) Not allot any professional work to a person who was an elected Director of that Bank, for a period of two years after demitting office as such Director.

Where the elected Director :

• (a) fails to:

• (i) Submit the Deed of Covenant or declaration; or

• (ii) make proper disclosures; or

• (iii) refrain from participating in credit/investment decisions, where he is interested; or

• (b) makes incomplete or incorrect disclosures, or

• (c) involves in such activities that render him/her ‘not fit and proper’ as per the criteria mentioned above,

such Director shall be deemed to be not fulfilling the requirements of sub-section (3AA) of section 9 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/1980 and shall be liable for the consequences thereof.

The Committee shall adopt the revised criteria stated above while scrutinizing the nomination of candidates seeking election as new Directors However, existing elected Directors may be allowed to complete their current terms as per the pre-revised criteria.

GUIDELINES FOR SELECTION OF PART-TIME NON-OFFICIAL DIRECTOR:

GOI, vide its letter dated 3[rd] September 2013 advised that the Nomination Committee of the

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The GOI has forwarded revised guidelines dated 25[th] March 2015 to Public Sector Banks vide its letter dated 28[th] April 2015 and amendments dated 8[th] July 2016 vide its letter dated 20[th] July 2016, the gist of which are as under:

A) General:

1. Nominations will be made keeping in view the provisions of the relevant Acts/Rules.

2. The suitability of nominees may be assessed in terms of formal qualification and expertise, track record, integrity etc. For assessing integrity and suitability, information on criminal records, financial position, civil actions undertaken to pursue personal debts, refusal of admission to or expulsion from professional bodies, sanctions applied by regulators and similar bodies and previous questionable business practices etc. will be relied upon.

B) Experience:

1. Persons with special academic training or practical experience in the fields of agriculture, rural economy, Banking, cooperation, economics, business human resources, finance, corporate law, risk management, industry and IT will ordinarily be considered. 20 years of industry experience at a senior position, established expertise in respective areas (successfully led a reputed organization, brought turnaround in a failing organization) would be preferred.

2. Retired senior Government officials with total experience of 20 years and minimum 10 years of experience at Joint Secretary and above level. Retired CMDs/EDs of Public Sector Banks after one year of retirement. The ex-CMDs/ EDs will not be considered for appointment as NOD on the Board of the PSB from which they have retired. Serving CMDs/EDs of PSB will not be considered as NOD on the Board of any other PSB.

3. Academicians Directors of premier Management Banking Institutes and Professors having more than 20 years of experience.

4. Chartered Accountants with 20 years' experience (excluding audit experience) would also be preferred.

5. However, the experience criteria may be relaxed with the approval of the Finance Minister in exceptional cases based on merits of the case.

6. As far as possible representation may also be given to women and the persons belonging to SC/ST community.

C) Education:

An NOD should at least be a graduate in any stream preferably with specialization in Business Management, Risk Management, Finance, Human Resources and IT.

D) Age:

The age of the Director, on the Date of recommendation by Search/Nomination Committee should not be more than 67 years.

E) Work Experience:

Professionals/academicians should ordinarily have 20 years of work experience in their particular field.

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F) Disqualifications:

1. A Director already on a Bank/Financial Institution (FIs)/RBI/Insurance Company, under any category, may not be considered for nomination as NOD in any other Bank/FI/RBI/Insurance Company.

2. para-banking activities, MPs, MLAs, MLCs and Stock Brokers will not be appointed as non-official Directors on the boards of Banks/Fls/RBI/Insurance Companies. Investors in a hire purchase, financing investment, leasing and other para banking activities would not be disqualified for appointment as NOD, if they are not having any managerial control in such companies.

3. No person may be re- nominated as an NOD on the Board of a Bank/Fl/RBI/Insurance Company on which he/she has served as Director in the past under any category for two terms or six years whichever is longer.

4. A Chartered Accountant if his/her firm is currently engaged in any Public Sector Bank as a Statutory Central Auditor.

5. A Chartered Accountant if his/her firm is currently engaged in the Bank as a Statutory Branch Auditor or Concurrent Auditor.

G) Tenure:

An NOD would not be considered for nomination as a Director on the Board of a Bank/Fl/RBI/Insurance Company if such Director has already been a NOD/ Shareholder-Director on the board of any other Bank/Fl/RBI/Insurance Company for six years, whether continuously or intermittently.

H) Professional Restriction:

The issue of professional restriction vis-à-vis office of profit in any Public Sector Bank under clause 10(d) of the Nationalised Banks Scheme (Management and Miscellaneous Provisions) Scheme, 1970 may be separately examined.

I) Regional Representation:

Efforts should be made to ensure representation of all the six zones of the country-North, South, East, West, Central and North-East on the boards of Public Sector Banks taken together.

As restriction imposed by RBI Direction and GOI Guidelines are similar in nature, the Bank may consider the stricter of the two while determining the Fit & Proper status of the Candidates

By order of the Board of Directors

(S.L. Jain) Managing Director & CEO

Place: Chennai Date : 02 December 2024

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==> picture [147 x 43] intentionally omitted <==

Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai-600014

Name of Bank: Indian Bank

Please affix latest photograph here

‘Declaration and Undertaking’ by a proposed Director (Candidate) (with appropriate enclosures)

Sr No	Particulars			Information Disclosed	Information Disclosed	Information Disclosed	Information Disclosed	Information Disclosed
I. Personal Details:
1.	Name in full			First Name	Middle Name		Last Name
2.	Father’s name
3.	Gender (M/F/others)
4.	Present address
5.	E-mail address & alternate e-mail address: Telephone Number with STD code: Mobile Number:
6.	Nationality
7.	Date of Birth (dd/mm/yyyy) and Age		-	- / - - / - - - - Age		: - -years - - months
8.	Educational qualifications
9.	Director Identification Number (DIN)
10.	Aadhaar Number (Optional)
11.	(a) Permanent Account Number (PAN) (b) Charge where the proposed Director is assessed to tax (Income Tax jurisdiction)/ name and address of Income Tax Circle/Ward (c) Details of filing of return(s) and payment of taxes for past 3 years					Amount of Tax Paid (INR)
				Date of filing		Amount of Tax Paid (INR)

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Sr No	Particulars			Information Disclosed	Information Disclosed	Information Disclosed
12.	Permanent address
13.	Details in the form of a brief write up on the relevant knowledge or experience in respect of one or more of the matters namely accountancy, agriculture and rural economy, banking, co-operation, economics, finance, law, small scale industry, information technology, payment and settlement systems, human resources, risk management, business management or any other matter the special knowledge of and practical experience of which would in the opinion of the Reserve Bank be useful to the Banking Company.
14.	Present occupation (designation, name of the organization and brief write-up on experience)
15.	Previous occupation covering minimum of past ten years, with complete address of the organization(s) worked in, date of joining, date of relieving (including reasons), designation, etc.
16.	In case a Chartered Accountant, indicate the following: (a)Membership Number of Institute of Chartered Accountants of India (ICAI): (b)Date of registration with the ICAI: (c)Name and Address of the registered firm/s: (d)Details of the Audit(s) presently undertaken by the firm(s) or by you:
17.	Name of the banker(s) with Branch and Account Numbers (savings /current / loan accounts) where you are a primary account holder:					A/c Number
			Bank Name	Branch	Type of A/c	A/c Number

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Sr No	Particulars		Information Disclosed	Information Disclosed	Information Disclosed
18.	Details of shareholding, if held in any entity, either in physical or dematerialized form, by you, spouse, and your minor child. (attach demat / shareholding certificate)
19.	Any other information relevant to Directorshipof the bank:
II.Relevant Relationships of proposed Director:
20.	List of relatives,[Refer Section 2(77) of the Companies Act, 2013 and Rule 4 of the Companies (Specification of _Definition) Rules, 2014]_if any, who are connected with anybank:
21.	List of entities in which: (a) Interested_[Refer Section 184 of the_ Companies Act, 2013]: (b) beneficial ownership_[Refer Section 89_ of Companies Act, 2013 as also the applicable Significant Beneficial Ownership Rules of MCA]: (c) Trustee (also mention any other relationship with reference to a trust):
22.	List of entities, existing and proposed, in which holding substantial interest within the meaning of Section 5(ne)* of the Banking Regulation Act, 1949.		Name of the company / firm
			Country of incorporation
			Number of shares
			Face Value of each share
			Total face value of share holding
			Shareholding as % of total Paid up Capital
			Beneficial interest (in value as well as % terms)
			Whether the entity is a Section 8 Company under Companies Act, 2013

*substantial interest" (i) in relation to a company, means the holding of a beneficial interest by an individual or his spouse or minor child, whether singly or taken together, in the shares thereof, the amount paid up on which exceeds five lakhs of rupees or ten percent of the paid-up capital of the company, whichever is less; (ii) in relation to a firm, means the beneficial interest held therein by an individual or his spouse or minor child, whether singly or taken together, which represents more than ten per cent of the total capital subscribed by all the partners of the said firm.

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Sr No	Particulars	Information Disclosed
23.	Details of holdings in entities incorporated abroad and having a place of business in India.
24.	Name of Bank/NBFC/any other company in which currently or in the past a member of the Board/ Advisor etc. (giving details of period during which such office is being/ was held).
25.	If connected with any entity undertaking hire purchase, financing, investment, leasing and other para banking activities (nature of association to be mentioned), details thereof.
26.	If a stock broker or connected with any entity engaged in share broking activities, details thereof.
27.	Details of fund and non-fund-based facilities, if any, presently availed in person and/or by entities listed in (21) to (26)above.
28.	Cases, if any, where as an individual or the entities listed at (21) to (26) above have defaulted or declared as willful defaulter in the past in respect of credit facilities Obtained from a Bank/ NBFC / any other lending institution.
III.Records of professional achievements:
29.	Professional achievements relevant for the Directorship.
IV.Proceedings, if any, against the proposed Director:
30.	(a) As a member of a professional association / body, details of disciplinary action, if any, pending or commenced or resulting in conviction in the past or whether been banned from entry at any Profession /occupation at any time, details thereof.
	(b) If subject of any written complaint or accusation regarding individual professional conduct or activities, details thereof.

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Sr No	Particulars	Information Disclosed
31.	Details of prosecution, if any, pending or commenced or resulting in conviction of self or the entities listed at (21) to (26) above for violation of economic laws and regulations.
32.	Details of criminal prosecution, if any, pending or commenced or resulting in conviction.
33.	If indulged in any breach of AML/CFT guidelines, details thereof.
34.	If attracting any of the disqualifications envisaged under Section 164 of the Companies Act, 2013, details thereof.
35.	If adjudicated insolvent or has suspended payment or has compounded with creditors, details thereof.
36.	If found to be of unsound mind and stands so declared by a competent Court, details thereof.
37.	(a) If convicted by a Criminal Court of an offence which involves moral turpitude or otherwise, details thereof.
	(b) If convicted by any Court of law, details thereof?
38.	If holding any office of profit under any nationalised Bank or State Bank of India, except for holding the post of a whole-time Director, details thereof.
39.	If as an individual or any of the entities at (21) to (26) above have been subject to any investigation/vigilance/ matters of enquiry from any of the previous employers or government departments or agency, details thereof.
40.	If found guilty of violation of rules/regulations / legislative requirements by Customs/excise/ income tax / foreign exchange/ other revenue authorities, details thereof.

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Sr No	Sr No	Particulars	Information Disclosed
	41.	If reprimanded, censured, restricted, suspended, barred, enjoined, or otherwise sanctioned by any regulator such as SEBI, IRDAI, PFRDA etc., professional organization, government agency, or court because of professional conduct or activities, details thereof. (Though it shall not be necessary for a candidate to mention in the column about orders and findings which have been later on reversed/ set aside in toto, it would be necessary to make a mention of the same, in case the reversal/ setting aside is on technical reasons like limitation or lack of jurisdiction, and not on merit. If the order is temporarily stayed and the appellate/ court proceedings are pending, the same also should be mentioned).
	V. General Information:
	42.	If a professional like Chartered Accountant, Advocate etc. and presently undertaking/ undertaken any professional work in any Bank, provide details thereof including the name of the Bank and period of association with the Bank.
	43.	If a sitting MP/MLA/MLC or holding political position in Municipal Corporation or Municipality or other local bodies, provide details thereof.
	VI.In the interest of disclosure and transparency, should there beany other information relevant for assessing ‘fit and proper’, provide details thereof.
	Undertaking
	I confirm that the above information is to the best of my knowledge and belief, true and complete. I undertake to keep the Bank fully informed, as soon as possible, of all events which take place after my appointment which are relevant to the information provided above.
	I also undertake to execute a ‘Deed of Covenant’ as		required to be executed with the Bank.
		Place :	Signature of proposed Director (Candidate)
		Date :

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Remarks of Nomination and Remuneration Committee (NRC) / Board of having satisfied itself that the above information is true and complete. Place : Signature of the Chair of the NRC/Board Date :

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Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai-600014

Declaration (By the Candidate)

I……………………………………………….……………….…….……...son/ daughter/ wife of Shri/Smt.…..………………………………………………………………………….…a resident of

……………….…………………………………………………………………………………………………

…………………………………………………………….....hereby confirm that :

• a. I am a Shareholder holding ……………… equity shares of face value of Rs.10/- each of the Bank under Folio No......................../ DPID........................../ Client ID.................................. as on Friday, the 06[th] December 2024, i.e., the Specified Date fixed by the Bank for participating in the election, and undertake to hold the shares till the end of the tenure, if elected as a Director of the Bank;

• b. *I have special knowledge or practical experience in (i) agriculture and rural economy, (ii) banking, (iii) co-operation, (iv) economics, (v) finance (vi) law, (vii) small scale industry, (viii) the special knowledge of IT/Payment & Settlement Systems/Human Resources/Risk Management/Business Management etc. or any other matter and practical experience of which in the opinion of Reserve Bank of India would be useful to the Bank and I represent the interest of the depositors or farmers, workers and artisans, in terms of sub-section 3A of Section 9 of the Act and as an evidence thereof, I submit herewith the relevant testimonials, and

• (*Delete whichever is not applicable.)

• c. I accept the nominations numbering …………………….; and

• d. I am willing to contest for the election of Director of Indian Bank; and

• e. I am not disqualified from being a Director of the Bank under the provisions of the banking Regulations Act, 1949, the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, the Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970, Indian Bank (Shares & Meetings) Regulations, 1999, as amended, relevant Notifications/Directions issued by RBI and Guidelines issued by GOI with regard to Non Official Directors of Public Sector Banks; and

• f. I am not disqualified under Section 164 of the Companies Act, 2013; and

• g. I neither hold any office of profit nor I am an employee of any Nationalised Bank or State Bank of India constituted under sub-section (1) of Section 3 of the State Bank of India Act, 1955 or any Subsidiary Bank as defined in Section 3 of the State Bank of India (Subsidiary Banks) Act, 1959.

I further declare that:

• h. I have not been at any time adjudicated as an insolvent or have suspended payment or has compounded with my creditors; and

• i. I have not been found of unsound mind and stands so declared by a competent court and have not been convicted by a Criminal Court of an offence which involves moral turpitude; and

• j. I have not been declared as proclaimed offender by any Economic Officer or Judicial Magistrate or High Court or any other court; and

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• k. I have not been a Director on the Board of this Bank, in the past, under any category for two terms or six years whichever is longer; and

• l. I will severe professional relationship, if any, with the Bank forthwith on getting elected and will not undertake any professional relationship with the Bank during my tenure as Director and for a period of two years thereafter; and

• m. I am not a member of the Board of any Bank or the Reserve Bank or a Financial Institution (FI) or an Insurance Company or a NOFHC holding any other Bank; and

• n. I am not connected with hire purchase, financing, money lending, investment, leasing and other para banking activities; and

• o. I have not served as Director in the past on the board of any Bank/FI/RBI/Insurance Company under any category for six years, whether continuously or intermittently; and

• p. I am not engaging in the business of stock broking; and

• q. I am not holding the position of a Member of Parliament or State Legislature or Municipal Corporation or Municipality or other local bodies (other local bodies means bodies such as Notified Area Council, City Council, Panchayat, Gram Sabha, Zila Parishad, etc.); and

• r. I am not acting as a partner of a Chartered Accountant firm which is currently engaged as a Statutory Central Auditor of any nationalised Bank or State Bank of India; and

• s. I am not acting as a partner of a Chartered Accountant firm which is currently engaged as Statutory Branch Auditor or Concurrent Auditor of the Indian Bank in which nomination for election is filed; and

• t. I neither have any business connection (including legal services, advisory services etc.) with the Indian Bank nor I am engaged in activities which might result in a conflict of business interests with Indian Bank; and

• u. I am not having any professional relationship with a Bank or any NOFHC holding any other Bank and undertake sever the relationship with the Bank if elected before assuming charge as a Director; and

• v. I am not under adverse notice of any regulatory or supervisory authority/agency, or law enforcement agency and I am not defaulter of any lending institution; and

• w. I undertake to execute Deed of Covenant (in the prescribed format of RBI circular dated 02.08.2019) before assuming office as a Director; and

• x. I undertake to keep the Bank fully informed, as soon as possible, of events, if any, which take place subsequent to this declaration which are relevant to the information provided hereto and to execute the Deed of Covenants upon my election as a Director of the Bank; and

• y. I undertake to comply with the relevant provisions of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015, as amended till I hold the position as a Director of the Bank; and

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• z. I enclose my personal details which are to the best of my knowledge and belief true and complete in all respects, and

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----- Start of picture text -----

Name of the Company / Bank Directorship details viz. tenure, period etc.
(add additional sheets if necessary) (Delete whichever is not applicable.)
Place: Signature:
Date:
Name:
The above declaration signed before me
Signature with Seal of Judge, Magistrate,
Registrar or Sub-Registrar of Assurance, or
other Gazetted Officer or an officer of the
Reserve Bank of India or Indian Bank or any
Nationalised Bank. _______.
( Delete whichever is not applicable .)
Signature and Seal with Date
----- End of picture text -----

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Corporate Office, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014

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NOMINATION FORM (BY THE SHAREHOLDER)

Serial No…………..

To, The Managing Director & CEO, Indian Bank, Corporate Office 254-260, Avvai Shanmugam Salai, Royapettah, Chennai- 600 014

Dear Sir/Madam,

ELECTION OF DIRECTOR

With reference to your Notice dated 02[nd] December I, ………….…………………………..............................……….………. a shareholder of Indian Bank holding……….……...…equity shares of face value of Rs.10/- each as on Friday, the 06[th] December 2024 , being the Specified Date considered for participating in the election, do hereby nominate Shri/Smt………………….........................……………………son / daughter / wife of Shri ………............................Residing at.……………………………….………………………………………..

…………………………………………………………………………………………………………….……., for being elected as a Director of Indian Bank representing the shareholders of the Bank as provided in Section 9(3)(i) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 at the Extraordinary General Meeting of the Shareholders of the Bank to be held on Thursday, the 02[nd] January 2025.

Signature Name No. of shares held as on Specified Date Regd. Folio No./ DP ID & Client ID Place: Date:

Notes:

• 1) In case nomination is made by a Body Corporate, the Nomination Form should be accompanied by a certified true copy of the resolution passed at the meeting of the Board of Directors under the signature of the Chairman of the meeting at which it was passed.

• 2) Signature of the shareholders nominating the candidature should match with the specimen signature available with the Registrar and Share Transfer Agent of the Bank. (As recorded in the Register of Shareholders/Depository Records).

• 3) If any of the columns above is left blank or the particulars are found to be incorrect, the nomination is liable to be rejected.

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