IDFC FIRST BANK LIMITED — Capital/Financing Update 2021

Apr 7, 2021

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IDFCFIRSTBANK/SD/018/2021-22

April 07, 2021

To, To National Stock Exchange of India Limited BSE Limited Exchange Plaza, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East) Dalal Street, Fort, Mumbai – 400 051. Mumbai – 400 001. Tel No.: 022 – 2659 8237/ 38 Tel No.: 022 – 2272 2039/ 37/3121 NSE - Symbol – IDFCFIRSTB BSE- Scrip Code: 539437

SUB: Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘Listing Regulations’)

Dear Sir/Madam,

We would like to provide the following information for our Bank with respect to the quarter and the year ended on March 31, 2021 under the Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Figures mentioned as at March 31, 2021 are provisional and subject to audit undertaken by the statutory auditors of the Bank.

Particulars	31-Mar-20	31-Dec-20	31-Mar-21	QoQ Growth	YoY Growth
Total Funded Assets (Rs crore)	107,004	110,469	117,803	6.64%	10.09%
Total Customer Deposits (Rs crore)	57,719	77,289	82,628	6.91%	43.15%
CASA Deposits (Rs crore)	20,661	40,563	46,022	13.46%	122.74%
CASA Ratio (%)	31.87%	48.31%	51.95%	+364 bps	+2,008 bps
Average CASA Ratio (%)			50.23%	+557 bps	+2,251 bps
	27.72%	44.66%
Top 20 Depositors' Concentration (%)	20.26%	9.69%	7.76%	(193 bps)	(1,250 bps)
Avg LCR for the quarter ending (%)	111%	132%	155%	+2,210 bps	+4,350 bps

• Retail Funded Assets, including the PSL Buyouts where the underlying assets are retail in nature, constitutes 67% of the overall Funded Assets as of March 31, 2021.

• On April 06, 2021, the Bank has raised Rs. 3,000 crore through Qualified Institutional Placement to marquee international and domestic investors by issuing 52.31 crore fresh equity shares having face value of Rs. 10 each, at a price of Rs. 57.35 per share. Out of this, 68.33% of the allotment was made to Foreign Investors and 31.67% of the allotment was made to the Domestic Investors.

Please take the above on record and acknowledge receipt of the same.

Thanking you,

For IDFC FIRST Bank Limited SATISH ASHOK Digitally signed by SATISH ASHOK GAIKWAD GAIKWAD Date: 2021.04.07 14:36:52 +05'30' Satish Gaikwad Head – Legal & Company Secretary

IDFC FIRST Bank Limited

Naman Chambers, C 32, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051. Tel: +91 22 7132 5500 Fax: +91 22 2654 0354 Registered Office: KRM Towers, 7th Floor, No.1, Harrington Road, Chetpet, Chennai - 600 031. Tel: +91 44 4564 4000 Fax: +91 44 4564 4022 CIN: L65110TN2014PLC097792 bank.info@idfcfirstbank.com www.idfcfirstbank.com