HUMM GROUP LIMITED — Major Shareholding Notification 2007

Oct 23, 2007

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Westpac Banking Corporation ABN 33 007 457 141

Group Secretariat Level 20, 275 Kent Street SYDNEY NSW 2000 Telephone: (61 2) 8253 0390 Facsimile: (61 2) 8253 1215

24 October 2007

Company Announcements Platform Australian Stock Exchange Limited 20 Bridge Street SYDNEY NSW 2000

Dear Sir/Madam

Substantial Shareholder Notice

In accordance with section 671B(3) of the Corporations Act 2001 (Cth), we attach our Notice of Change of Substantial Shareholder (Form 604) in respect of FLEXIGROUP LIMITED.

Yours faithfully

Anna O’Connell Company Secretary

K:\gsec\Diana Perak\BT\BT Lodgements\Substantial Shareholder Notices\604 - BTIM\FPS notice letter 241007.doc

Form 604

Corporations Law Section 671B Notice of change of interests of substantial holder

To Company Name/Scheme

FLEXIGROUP LIMITED

ACN/ARSN

ACN 122 574 583

1. Details of substantial holder(1)

Name WESTPAC BANKING CORPORATION GROUP (WBC)

ACN/ARSN (if applicable) ABN 33 007 457 141

There was a change in the interests of the substantial holder on

19/10/2007

The previous notice was given to the company on 27/07/2007 The previous notice was dated 25/07/2007

2. Previous and present voting power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in when last required, and when now required, to give a substantial holding notice in the company or scheme, are as follows:

Class of securities (4)	Previous Notice	Previous Notice	Present Notice	Present Notice
	Person’s votes	VotingPower	Person’s votes	VotingPower(5)
ORDINARY SHARES	11,347,999	5.22%	11,987,214	5.51%

3. Changes in relevant interests

Particulars of each change in, or change in the nature of, a relevant interest of the substantial holder or an associate in voting securities of the company or scheme, since the substantial holder was last required to give a substantial holding notice to the company or scheme are as follows:

Date of change	Person whose relevant interest changed	Nature of change (6)	Consideration given in relation to change(7)	Class and number of securities affected	Person’s votes affected
19/10/2007	WBC & its Associates Westpac Financial Services Group Limited (WFSG), BT Investment Management No.2 Limited, BT Investment Management Limited	See Schedule	See Schedule	See Schedule	See Schedule

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4. Present relevant interests

Particulars of each relevant interest of the substantial holder in voting securities after the change are as follows:

Holder of relevant interest	Registered holder of securities	Nature of relevant interest (6)	Number of securities
BT Investment Management No.2 Limited	HSBC Custody Nominees (Australia) Limited	BT Investment Management No.2 Limited is the manager of various superannuation funds, institutional investor portfolios and unit trusts and, in that capacity, can exercise the power to vote or dispose of the shares.	2,290,222
BT Investment Management Limited	HSBC Custody Nominees (Australia) Limited	BT Investment Management Limited is the RE and fund manager of various superannuation funds, institutional investor portfolios and unit trusts and, in that capacity, can exercise the power to vote or dispose ofthe shares.	9,696,992

5. Changes in association

The persons who have become associates (2) of, or ceased to be associates of, or have changed the nature of their association (9) with, the holder in relation to voting interests in the company or scheme are as follows:

Name and ACN/ARSN (if applicable)	Nature of association
BT Investment Management Limited	New Responsible Entity or Investment Manager withinWBC.

6. Addresses

The addresses ofpersons named in this form are as follows:
Name	Address
Westpac Banking Corporation (WBC)	Level 20, Westpac Place, 275 Kent St, Sydney NSW2000
Westpac Financial Services Group Limited (WFSG)	Level 20, Westpac Place, 275 Kent St, Sydney NSW2000
BT Investment Management No.2 Limited	Level 20, Westpac Place, 275 Kent Street, Sydney NSW2000
BT Investment Management Limited	Level 15, Chifley Square, 2 Chifley Square, Sydney NSW2000
Flexigroup Limited	Level 8, 201 Pacific Highway, St Leonards NSW2065

Signature

print name sign here	Anna O'Connell capacityCompanySecretary
	date 24/10/2007

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DIRECTIONS

• (1) If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and trustee of an equity trust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar, they may be referred to throughout the form as a specifically named group if the membership of each group, with the names and addresses of members is clearly set out in paragraph 6of the form.

• (2) See the definition of “associate” in section 9 of the Corporations Law.

• (3) See the definition of “relevant interest” in sections 608 and 671B(7) of the Corporations Law.

• (4) The voting shares of a company constitute one class unless divided into separate classes.

• (5) The person’s votes divided by the total votes in the body corporate scheme multiplied by 100.

• (6) Include details of: (a) Any relevant agreement or other circumstances because of which the change in relevant interest occurred. If subsection 671B(4) applies, a copy of any document setting out the terms of any relevant agreement, and with a statement by the person giving full and accurate details of any contract, scheme or arrangement, must accompany this form, together with a written statement certifying this contract, scheme or arrangement; and

• (b) Any qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers or disposal of the securities to which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).

• (7) Details of the consideration must include any and all benefits, money and other, that any person from whom a relevant interest was acquired has, or may, become entitled to receive in relation to that acquisition. Details must be included even if the benefit is conditional on the happening or not of a contingency. Details mus be included of any benefit paid on behalf of the substantial holder or its associate in relation to the acquisitions, even if they are not paid directly to the person from whom the relevant interest was acquired.

• (8) If the substantial holder is unable to determine the identity of the person (eg. if the relevant interest arises because of an option) write “unknown”.

• (9) Give details, if appropriate, of the present association and any changes in that association since the last substantial holding notice.

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SCHEDULE

PART 1 – TRANSACTION HISTORY

Sales & Purchases for the period : 25/07/2007 to 19/10/2007 SECURITY: FXL

BT Investment Management Limited

Date	Registered Company	Quantity	Value
25/07/2007	Australia and New Zealand Banking Group Ltd	7,450	21,455
30/07/2007	Australia and New Zealand Banking Group Ltd	6,003	15,608
1/08/2007	Australia and New Zealand Banking Group Ltd	1,230	3,173
2/08/2007	Australia and New Zealand Banking Group Ltd	12,370	32,533
13/08/2007	Australia and New Zealand Banking Group Ltd	3,700	8,577
14/08/2007	Australia and New Zealand Banking Group Ltd	3,040	6,608
16/08/2007	Australia and New Zealand Banking Group Ltd	1,160	2,489
6/09/2007	Australia and New Zealand Banking Group Ltd	-592	-1,569
6/09/2007	Australia and New Zealand Banking Group Ltd	-610	-1,619
7/09/2007	Australia and New Zealand Banking Group Ltd	-261	-692
	Total	33,490	86,563
Date	Registered Company	Quantity	Value
25/07/2007	HSBC Custody Nominees (Australia) Limited.	48,650	140,102
25/07/2007	HSBC Custody Nominees (Australia) Limited.	54,700	157,525
25/07/2007	HSBC Custody Nominees (Australia) Limited.	302,380	870,794
26/07/2007	HSBC Custody Nominees (Australia) Limited.	90,279	255,183
30/07/2007	HSBC Custody Nominees (Australia) Limited.	19,742	51,329
30/07/2007	HSBC Custody Nominees (Australia) Limited.	46,104	119,870
30/07/2007	HSBC Custody Nominees (Australia) Limited.	213,370	554,762
1/08/2007	HSBC Custody Nominees (Australia) Limited.	38,110	98,324
1/08/2007	HSBC Custody Nominees (Australia) Limited.	9,010	23,246
1/08/2007	HSBC Custody Nominees (Australia) Limited.	7,390	19,066
2/08/2007	HSBC Custody Nominees (Australia) Limited.	79,580	209,295
2/08/2007	HSBC Custody Nominees (Australia) Limited.	93,430	245,721
2/08/2007	HSBC Custody Nominees (Australia) Limited.	386,890	1,017,521
13/08/2007	HSBC Custody Nominees (Australia) Limited.	78,110	181,059
13/08/2007	HSBC Custody Nominees (Australia) Limited.	26,850	62,238
13/08/2007	HSBC Custody Nominees (Australia) Limited.	23,440	54,334
14/08/2007	HSBC Custody Nominees (Australia) Limited.	19,320	41,994
14/08/2007	HSBC Custody Nominees (Australia) Limited.	23,270	50,580
14/08/2007	HSBC Custody Nominees (Australia) Limited.	96,840	210,491
16/08/2007	HSBC Custody Nominees (Australia) Limited.	85,817	184,155
16/08/2007	HSBC Custody Nominees (Australia) Limited.	8,700	18,669
16/08/2007	HSBC Custody Nominees (Australia) Limited.	6,790	14,571
17/08/2007	HSBC Custody Nominees (Australia) Limited.	7,000	15,316
5/09/2007	HSBC Custody Nominees (Australia) Limited.	-32,338	-88,942
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-33,532	-88,994
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-32,570	-86,317
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-3,792	-10,050
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-3,903	-10,359
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-4,511	-11,955
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-4,643	-12,323
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-19,105	-50,705

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6/09/2007	HSBC Custody Nominees (Australia) Limited.	-18,559	-49,185
7/09/2007	HSBC Custody Nominees (Australia) Limited.	-8,173	-21,658
7/09/2007	HSBC Custody Nominees (Australia) Limited.	-1,987	-5,266
7/09/2007	HSBC Custody Nominees (Australia) Limited.	-1,670	-4,426
7/09/2007	HSBC Custody Nominees (Australia) Limited.	-14,335	-37,988
14/09/2007	HSBC Custody Nominees (Australia) Limited.	-223	-591
18/09/2007	HSBC Custody Nominees (Australia) Limited.	-48,947	-120,679
19/09/2007	HSBC Custody Nominees (Australia) Limited.	-25,604	-61,457
12/10/2007	HSBC Custody Nominees (Australia) Limited.	-557,670	-1,355,138
17/10/2007	HSBC Custody Nominees (Australia) Limited.	-111,437	-284,410
	Total	842,773	2,295,705
Date	Registered Company	Quantity	Value
2/08/2007	National Australia Bank Limited	-377,715	0
5/09/2007	National Australia Bank Limited	-9,467	-26,038
6/09/2007	National Australia Bank Limited	-15,419	-40,863
6/09/2007	National Australia Bank Limited	-15,873	-42,127
7/09/2007	National Australia Bank Limited	-6,802	-18,025
14/09/2007	National Australia Bank Limited	-1,501	-3,978
18/09/2007	National Australia Bank Limited	-23,704	-58,442
19/09/2007	National Australia Bank Limited	-12,474	-29,941
12/10/2007	National Australia Bank Limited	-261,783	-636,133
	Total	-724,738	-855,548
Date	Registered Company	Quantity	Value
25/07/2007	National Australian Custodian Services	31,590	90,973
25/07/2007	National Australian Custodian Services	12,740	36,689
25/07/2007	National Australian Custodian Services	85,550	246,367
30/07/2007	National Australian Custodian Services	26,311	68,409
30/07/2007	National Australian Custodian Services	10,762	27,981
30/07/2007	National Australian Custodian Services	58,111	151,089
1/08/2007	National Australian Custodian Services	12,750	32,895
1/08/2007	National Australian Custodian Services	2,420	6,244
1/08/2007	National Australian Custodian Services	5,590	14,422
2/08/2007	National Australian Custodian Services	53,060	139,548
2/08/2007	National Australian Custodian Services	21,590	56,782
2/08/2007	National Australian Custodian Services	117,050	307,842
13/08/2007	National Australian Custodian Services	36,530	84,677
13/08/2007	National Australian Custodian Services	6,730	15,600
13/08/2007	National Australian Custodian Services	16,430	38,085
14/08/2007	National Australian Custodian Services	13,250	28,800
14/08/2007	National Australian Custodian Services	5,420	11,781
14/08/2007	National Australian Custodian Services	29,250	63,578
16/08/2007	National Australian Custodian Services	11,400	24,463
16/08/2007	National Australian Custodian Services	1,910	4,099
16/08/2007	National Australian Custodian Services	4,720	10,129
6/09/2007	National Australian Custodian Services	-2,555	-6,771
6/09/2007	National Australian Custodian Services	-2,630	-6,980
6/09/2007	National Australian Custodian Services	-1,046	-2,772
6/09/2007	National Australian Custodian Services	-1,076	-2,856
6/09/2007	National Australian Custodian Services	-5,645	-14,960
6/09/2007	National Australian Custodian Services	-5,811	-15,422
7/09/2007	National Australian Custodian Services	-2,487	-6,591
7/09/2007	National Australian Custodian Services	-461	-1,222

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7/09/2007	National Australian Custodian Services	-1,126	-2,984
	Total	540,327	1,399,892
Date	Registered Company	Quantity	Value
25/07/2007	National Nominees Limited	26,860	77,351
30/07/2007	National Nominees Limited	22,692	58,999
1/08/2007	National Nominees Limited	4,700	12,126
2/08/2007	National Nominees Limited	45,980	120,927
13/08/2007	National Nominees Limited	14,190	32,892
14/08/2007	National Nominees Limited	11,430	24,844
16/08/2007	National Nominees Limited	4,060	8,712
6/09/2007	National Nominees Limited	-2,271	-6,027
6/09/2007	National Nominees Limited	-2,207	-5,849
7/09/2007	National Nominees Limited	-972	-2,576
	Total	124,462	321,401
	BT Investment Management Limited TOTAL :	816,314	3,248,012
BT Investment Management No.2 Limited
Date	Registered Company	Quantity	Value
25/07/2007	HSBC Custody Nominees (Australia) Limited.	130,080	374,604
30/07/2007	HSBC Custody Nominees (Australia) Limited.	96,905	251,953
1/08/2007	HSBC Custody Nominees (Australia) Limited.	18,800	48,504
2/08/2007	HSBC Custody Nominees (Australia) Limited.	190,050	499,832
13/08/2007	HSBC Custody Nominees (Australia) Limited.	44,020	102,038
14/08/2007	HSBC Custody Nominees (Australia) Limited.	48,180	104,724
16/08/2007	HSBC Custody Nominees (Australia) Limited.	14,700	31,545
17/08/2007	HSBC Custody Nominees (Australia) Limited.	2,604	5,698
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-9,352	-24,820
6/09/2007	HSBC Custody Nominees (Australia) Limited.	-9,085	-24,077
7/09/2007	HSBC Custody Nominees (Australia) Limited.	-4,001	-10,603
	Total	522,901	1,359,398
	BT Investment Management No.2 Limited
	TOTAL :	522,901	1,359,398

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PART 2 – TRANSFER OF FUNDS BETWEEN ASSOCIATED ENTITIES

BT Funds Management Limited	BT Funds Management Limited
Date	Transferred (to/from)	Quantity
19/10/2007	To BT Investment Management Limited	-1,981,595
	Total	-1,981,595
	BT Funds Management Limited TOTAL :	0
BT Investment Management No. 2 Limited
Date	Transferred (to/from)	Quantity
19/10/2007	To BT Investment Management Limited	-7,715,397
	Total	-7,715,397
	BT Investment Management No. 2 Limited TOTAL :	2,290,222
BT Investment Management Limited
Date	Transferred (to/from)	Quantity
19/10/2007	From BT Funds Management Limited	1,981,595
19/10/2007	From BT Investment Management No. 2 Limited	7,715,397
	Total	9,696,992
	BT Investment Management Limited TOTAL :	9,696,992

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