HUMM GROUP LIMITED — Capital/Financing Update 2013

May 15, 2013

All Registry communications to: Link Market Services Limited Locked Bag A14 Sydney South NSW 1235 Australia Telephone (free call within Australia): +61 1800 881 432 ASX Code: FXL

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FlexiGroup Limited ACN 122 574 583

Website: www.linkmarketservices.com.au

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----- Start of picture text ----- SRN/HIN:Entitlement Number:Record Date: 3 May 2013Offer Opens: 16 May 2013Offer Closes5:00pm (AEST): 5 June 2013----- End of picture text -----

5:00pm (AEST): SHARE PURCHASE PLAN (“SPP”) APPLICATION FORM • Carefully read the SPP Terms and Conditions accompanying this form. • Pay for the Shares in accordance with the instructions outlined in the Terms and Conditions Booklet and further important instructions on the reverse of Bpaypay[[®]] . Option 2: Paying by Cheque, Bank Draft or Money Order. Bpaypay[[®]] Option 2: Paying by Cheque, Bank Draft or Money Order pay[[®]] , you do NOT need to complete or return the Acceptance If paying by cheque, bank draft or money order, complete and return the Slip attached to this Application Form below. Payment must be received by Acceptance Slip attached to this Application Form with your Application Bpaypay[[®]] by 5:00pm (AEST) on 5 June 2013. By paying by Payment. , you will be deemed to have completed an Application Form for the A. Tick the box beside the amount you wish to apply for, either A$2,500, A$5,000, A$7,500 or A$10,000. Bpaypay[[®]] and FlexiGroup limited receives an amount B. Enter your cheque, bank draft or money order details. The amount of which is not equal to either A$2,500, A$5,000, A$7,500 or A$10,000, FlexiGroup limited may round down the dollar amount of Shares that you are applying for to the next lowest parcel at their discretion. Your payment must be Biller Code: 959080 Ref: pay[[®]] Contact your bank or financial institution to make this payment from discretion. Your payment must be for a minimum of A$2,500. C. Enter your contact telephone number at which we may contact you Bpay Pty Ltd ABN 69 079 137 518pay Pty Ltd ABN 69 079 137 518 Pty Ltd ABN 69 079 137 518 regarding your application for Shares, if necessary. THIS IS A PERSONALISED FORM FOR THE SOLE USE OF THE SHAREHOLDER AND HOLDING RECORDED ABOVE. Please detach and enclose with payment

How do I apply for Shares under this offer?

• Carefully read the SPP Terms and Conditions accompanying this form.

• Decide on the amount you wish to apply for.

• Pay for the Shares in accordance with the instructions outlined in the Terms and Conditions Booklet and further important instructions on the reverse of this form.

Option 1: Paying by Bpaypay[[®]] .

Option 2: Paying by Cheque, Bank Draft or Money Order.

• Payments must be in Australian dollars.

PAYMENT OPTIONS

Option 1: Paying by Bpaypay[[®]]

Option 2: Paying by Cheque, Bank Draft or Money Order If paying by cheque, bank draft or money order, complete and return the Acceptance Slip attached to this Application Form with your Application Payment.

If paying by Bpay[[®]] , you do NOT need to complete or return the Acceptance Slip attached to this Application Form below. Payment must be received by the Registry by Bpaypay[[®]] by 5:00pm (AEST) on 5 June 2013. By paying by Bpay[®] , you will be deemed to have completed an Application Form for the number of Shares the subject of your Application Payment.

• A. Tick the box beside the amount you wish to apply for, either A$2,500, A$5,000, A$7,500 or A$10,000.

If you make a payment by Bpaypay[[®]] and FlexiGroup limited receives an amount which is not equal to either A$2,500, A$5,000, A$7,500 or A$10,000, FlexiGroup limited may round down the dollar amount of Shares that you are applying for to the next lowest parcel at their discretion. Your payment must be for a minimum of A$2,500.

• B. Enter your cheque, bank draft or money order details. The amount of your Application Payment should be equal to the amount applied for in section A of the Acceptance Slip. Cheques, bank drafts or money orders must be drawn on an Australian branch of a financial institution in Australian currency, made payable to “FlexiGroup Limited SPP Account” and crossed “Not Negotiable”. Please ensure sufficient cleared funds are held in your account, as your cheque will be banked as soon as it is received. If you provide a cheque, bank draft or money order for an amount that is not equal to either A$2,500, A$5,000, A$7,500 or A$10,000, FlexiGroup limited may round down the dollar amount of Shares that you are applying for to the next lowest parcel at their discretion. Your payment must be for a minimum of A$2,500.

• C. Enter your contact telephone number at which we may contact you regarding your application for Shares, if necessary.

Telephone & Internet Banking – Bpay[[®]] Contact your bank or financial institution to make this payment from your cheque, savings, debit or transaction account. More info: www.bpay.com.au ® Registered to Bpay Pty Ltd ABN 69 079 137 518pay Pty Ltd ABN 69 079 137 518 Pty Ltd ABN 69 079 137 518

THIS IS A PERSONALISED FORM FOR THE SOLE USE OF THE SHAREHOLDER AND HOLDING RECORDED ABOVE.

Please detach and enclose with payment

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----- Start of picture text ----- SRN/HIN:Entitlement Number:FlexiGroup LimitedACN 122 574 583*9999999A I/we wish to purchase a parcel of Shares to the dollar amount of (tick one box only):A$2,500 OR A$5,000 OR A$7,500 OR A$10,000B Make your cheque, bank draft or money order payable to “FlexiGroup Limited SPP Account” and crossed “Not Negotiable”Drawer Cheque Number BSB Number Account Number Amount of ChequeA$ .00C Telephone Number – Business Hours Telephone Number – After Hours Contact Name ( ) ( )----- End of picture text -----

IMPORTANT INFORMATION

1. This is an important document which requires your immediate attention. If you are in any doubt as to how to deal with this Application Form, please consult a professional adviser.

2. If you do not wish to purchase additional Shares under this SPP, there is no need to take action.

3. Please ensure you have read and understood the SPP Terms and Conditions and this Important Information, before you make the Application Payment by Bpay[®] or you submit your Acceptance Slip with your Application Payment.

4. This SPP is non-renounceable. Applications can only be accepted in the name printed on the Application Form.

5. If you are a custodian, trustee or nominee within the definition of “custodian” in ASIC Class Order [CO 09/425] you must complete and submit an additional Schedule that contains additional certifications and details that must be provided (“the Schedule”) before your Application will be received. The Schedule can be obtained by contacting the FlexiGroup Limited SPP Offer Information Line. Applications received by custodians that are not accompanied by the Schedule will be rejected.

6. For applicants that are not required to complete the Schedule, by submitting the Acceptance Slip (with a cheque, bank draft or money order) or making Bpaypay[[®]] , you certify that the aggregate of the Application Payment paid by you for: • the parcel of New Shares indicated on this Application Form or BpayBpaypay[[®]] payment; and • any other Shares applied for by you, or which you have instructed a Custodian to acquire on your behalf under the SPP or any other similar arrangement in the 12 months prior to the date of submission of the Acceptance Slip or payment by BpayBpaypay[[®]] does not exceed A$10,000. 7. FlexiGroup Limited reserves the right to make amendments to this Application Form where appropriate. 8. Applicants are not assured of receiving the Shares for which they have applied as FlexiGroup Limited may scaleback applications in its discretion.

7. For applicants that are not required to complete the Schedule, by submitting the Acceptance Slip (with a cheque, bank draft or money order) or making payment by Bpaypay[[®]] , you certify that the aggregate of the Application Payment paid by you for:

   • the parcel of New Shares indicated on this Application Form or BpayBpaypay[[®]] payment; and

   • any other Shares applied for by you, or which you have instructed a Custodian to acquire on your behalf under the SPP or any other similar arrangement in the 12 months prior to the date of submission of the Acceptance Slip or payment by BpayBpaypay[[®]] does not exceed A$10,000.

8. FlexiGroup Limited reserves the right to make amendments to this Application Form where appropriate.

9. Applicants are not assured of receiving the Shares for which they have applied as FlexiGroup Limited may scaleback applications in its discretion.

How to Lodge your Acceptance Slip and Application Payment

A reply paid envelope is enclosed for you to return your Acceptance Slip and Application Payment. No postage stamp is required if it is posted in Australia.

Acceptance Slip and the payment for New Shares must be received by the Registry no later than the closing date shown overleaf. If paying by Bpay[®] you do not need to complete or return the Application Form. You should check the processing cut off-time for Bpay[®] transactions with your bank, credit union or building society to ensure your payment will be received by the Registry by the close of the offer.

Mailing Address	or	Hand Delivery
FlexiGroup Limited		FlexiGroup Limited
C/- Link Market Services Limited		C/- Link Market Services Limited
GPO Box 3560		1A Homebush Bay Drive
Sydney NSW 2001		Rhodes NSW 2138**(Please do not use this address for mailing purposes)**

Make sure you send your Acceptance Slip and Application Payment allowing enough time for mail delivery, so Link Market Services Limited receives them no later than 5:00pm (AEST) on 5 June 2013. Please ensure sufficient cleared funds are held in your account, as your cheque will be banked as soon as it is received. FlexiGroup Limited reserves the right not to process any Acceptance Slips and Application Payments received after the Closing Date.

If you require information on how to complete this Acceptance Slip please contact the FlexiGroup Limited SPP Offer Information Line on 1800 881 432 if calling within Australia or +61 1800 881 432 if calling from outside of Australia.