HUMM GROUP LIMITED — Capital/Financing Update 2007

Aug 15, 2007

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STOCK EXCHANGE ANNOUNCEMENT FLEXIGROUP LIMITED (“FXL”)

Sydney, 16 August 2007

MARKET UPDATE REGARDING FUNDING ARRANGEMENTS

In light of the current uncertainties in global funding markets, the following information is provided.

FlexiGroup does not rely on the global capital markets to source any of its funding requirements nor does it have any securitisation programmes in place. Based on current projections for new business volumes and anticipated principal repayments, our committed undrawn facilities are expected to be sufficient to cover the projected net increase in borrowings through to January 2009.

FlexiGroup funds its leasing and loan business entirely from facilities provided by three leading Australian financial institutions and two major global financial institutions. The funding arrangements with the global financial institutions are with their local Australian operations. The funders have net assets ranging from approximately A$5bn to over $100bn. Each funding arrangement is on a nonrecourse basis to the assets of FlexiGroup with appropriate loss reserves established at time of funding.

As at 30 June 2007, FlexiGroup had:

• A$796m of committed funding facilities;

• Undrawn committed limits of A$272m. These undrawn limits are comprised of a A$30m group working capital facility on a 364 day evergreen basis and portfolio funding facilities of (a) A$50m on a three year basis, (b) A$161m on a 364 day evergreen arrangement and (c) A$31m on a three month basis

• Outstanding borrowings of A$524m directly support FlexiGroup’s underlying lease receivables and loans

In addition to these committed undrawn lines, as at 30 June 2007 FlexiGroup had A$56m in cash and short term liquid investments of which A$49m is currently available to the Group (the balance of A$7m is held on behalf of funders).

The net interest margin on the Group‘s existing portfolio is predominately locked in with any changes in the funding margin mainly impacting new business written by the Group. The Group’s funding margins have continued to remain stable.

The underlying credit quality of the Australian portfolio has been in line with our expectations.

FlexiGroup Ltd (ABN 75 122 574 583)

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TIMING FOR RELEASE OF ANNUAL RESULTS AND RELEASE OF SHARES FROM VOLUNTARY ESCROW

FlexiGroup intends to release its results for the year ended 30 June 2007 on Wednesday 29 August 2007.

The “Moratorium Period” applicable to 79,443,519 ordinary shares under relevant voluntary escrow deeds ends at midnight on the first business day after the announcement to ASX of the results of the Company for the financial year ending 30 June 2007. Based on the results being released on Wednesday 29 August 2007, FlexiGroup advises in accordance with ASX Listing Rule 3.10A that 79,443,519 ordinary shares will be released from voluntary escrow on Friday 31 August 2007.

Details relating to these voluntary escrow arrangements were set out in the Company’s prospectus dated 21 November 2006 and the Company’s pre-quotation disclosure dated 11 December 2006.

The Company has been advised by the holders of the 79,443,519 ordinary shares to be released from escrow that they do not presently intend to sell any of those shares following the end of the applicable “Moratorium Period”.

Paul McMahon Company Secretary

FlexiGroup Ltd (ABN 75 122 574 583)