HSBC Holdings PLC

Interest Rate Update/Notice • Jan 12, 2026

National Storage Mechanism | Additional information

FRN Variable Rate Fix

09-January-2026

Issue: Newday Funding Master Issuer Plc

Series 2023-1 Class F 144A

XS2716701094

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 15-December-2025

Date To: 15-January-2026

Record Date: 14-January-2026

Value Date: 15-January-2026

Benchmark Rate: 3.84354%

Margin: 7.9%

Total Rate: 11.74354%

Number of Days: 31

Day Count: Actual / 365L

Interest Frequency: Monthly

Total Amount Due:

GBP 0.00

Interest Per 1K: GBP 0

Pool Factor: 1

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HSBC Bank Plc