HSBC Holdings PLC

Interest Rate Update/Notice • Jan 12, 2026

National Storage Mechanism | Additional information

FRN Variable Rate Fix

12-January-2026

Issue: Mitsubishi HC Capital UK Plc

Series 731

XS2431972012

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 20-October-2025

Date To: 19-January-2026

Record Date: 16-January-2026

Value Date: 19-January-2026

Benchmark Rate: 3.93254%

Margin: 0.7%

Total Rate: 4.63254%

Floor: 0%

Number of Days: 91

Day Count: Actual / 365 (Fixed)

Interest Frequency: Quarterly

Total Amount Due:

GBP 57,748.10

Interest Per 1K: GBP 11.54962

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20260112378826/en/

HSBC Bank Plc