HSBC Holdings PLC

Interest Rate Update/Notice • Jan 8, 2026

National Storage Mechanism | Additional information

FRN Variable Rate Fix

08-January-2026

Issue: Bank of Montreal, Toronto Branch

Series 374

XS2798993858

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 12-January-2026

Date To: 13-April-2026

Record Date: 10-April-2026

Value Date: 13-April-2026

Benchmark Rate: 2.031%

Margin: 0.47%

Total Rate: 2.501%

Floor: 0%

Number of Days: 91

Day Count: Actual / 360

Interest Frequency: Quarterly

Total Amount Due:

EUR 6,321,972.22

Interest Per 1K: EUR 6.32197222

Pool Factor: 1

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HSBC Bank Plc