Hrvatska Poštanska Banka d.d.

Regulatory Filings • Mar 7, 2022

Management Board Jurišićeva 4, HR-10000 Zagreb Phone: +385 1 4804 400, +385 1 4804 409 Fax: +385 1 4810 773

Zagreb, March 7, 2022. No: F00-34/22-SS

Zagreb Stock Exchange Inc.

LEI 529900D5G4V6THXC5P79 Home Member State of Issuer Republic of Croatia

ISIN HRHPB0RA0002 Stock Exchange Identifier HPB-R-A Regulated Market/ Segment

Zagreb Stock Exchange Inc. Official Market

Subject: HRVATSKA POŠTANSKA BANKA, p.l.c. - The impact of the Russian-Ukrainian crisis on business - Statement, delivered

Hrvatska poštanska banka p.l.c., has a very limited business relationship with entities from Russia and Ukraine, with minimal direct credit exposure to entities owned by persons from Ukraine or Russia.

We do not expect material adverse effects as result of events in Ukraine in the short term due to relatively low exposure to tourism and energy sectors, which are expected to be the first sectors affected by the situation, and relatively high accumulated savings.

Prolonged current situation in Ukraine could indirectly lead to a deterioration in the quality of the loan portfolio to a lesser extent, but HPB does not expect that such losses could materially affect its liquidity and solvency due to strong capital position and stable balance sheet and on the other hand high loan collateralization.

We believe that fiscal and monetary policy measures will mitigate the negative effects caused by the situation in Ukraine.

Hrvatska poštanska banka p.l.c.