Hrvatska Poštanska Banka d.d.

Governance Information • Jun 29, 2021

COMPLIANCE QUESTIONAIRE FOR ISSUERS OF SHARES

All questions contained in this questionnaire relate to the period of one calendar year.

The Corporate Governance Code is intended for companies with two-tier governance structure considering that such a governance structure is most common in companies whose shares are listed on the Zagreb Stock Exchange. If the issuer has a one-tier structure, the questionnaire on management practices is answered in accordance with Appendix B of the Code of Corporate Governance

Companies respond to questions from the compliance questionnaire with YES, NO or Partially by selecting answers from a drop-down menu for each question.

For questions where company has responded with YES column Explanation is not filled. For questions where company has responded with NO or PARTIALLY in the column Explanation it should explain why this is so, that is:

• explain in which part it does not comply with the provisions of the Code and for what reason,

• describe the measures taken in the place of compliance with provisions of the Code in order to fulfill the objectives set out in the relevant principles of the Code

• if the company intends to comply with the provisions of the Code in the future, indicate when it will start to act accordingly.

Instructions for generating XML Schema from XLS files are published on Hanfa's website under Technical instructions and forms in section Transparency of the issuer.

Yea r	Ins titu tio n cod e
202 0	319

Instructions:

* Year is entered without period (eg. 2019)

* Enter the year for which data are entered in the questionnaire

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
1	Coo atio per n	1	The art icle s of ocia tion d/o r ot her inte l ac ts c lear ly d efin e th f th viso ass an rna e p owe rs o e su per ry boa rd a nd boa rd. ent ma nag em	YES
1	Coo atio per n	1	The icle s of ocia tion and /or oth er i l ac vail able fre e of ch n th ebs ite o f art nte ts a ass rna re a arg e o e w the co mpa ny.	YES
1	Coo atio per n	2	The viso ry b d h dop ted a d ecis ion in w hich it s d ca orie s of de cisi d le gal tate teg su per oar as a ons an tion s th ire p rior al b y th viso ry b d a nd t hos e d ecis ions ab whi ch tran at r out sac equ app rov e su per oar ent boa rd m ust sult wit h th viso ry b d b efo akin dec isio nd a ma nag em con e su per oar re m g a n, a ry th of is aila ble free of cha the bsit e of the sum ma ere av rge on we co mpa ny.	NO	The Cre dit Inst ituti Ac leva nt b ylaw d in al a of t he Ban k de fine for t, re tern cts ons s an whi ch c ies of d ecis ions lega l aff airs the pri of t he S rvis ate ent gor or or c ons upe ory Boa rd is uire d. req
1	Coo atio per n	2	The icle s of ocia tion d/o r int al c ide for prio f th art ts p nt o ass an ern om pan y ac rov r co nse e isor y bo ard for king imp nt d ecis ions tha t af fect the f th orta str ate sup erv ma gy o e co mpa ny, risk d re put atio exp ens es, ex pos ure an n.	YES
1	Coo atio per n	3	The icle s of ocia tion d/o r int al c tipu late tha t th viso ry b d a nd art ts s ass an ern om pan y ac e su per oar its c mitt ha ime ly a o d mis nd e loye hen y fo ve t ss t nts, om ees cce ocu me pre es a mp es w ne ces sar r the rfor of the ir du ties pe ma nce	YES
1	Coo atio per n	4	The icle s of ocia tion d/o her inte l co stip ulat e th he art r ot cts at t ent ass an rna mpa ny a ma nag em boa rd m he s rvis boa rd a gula r int als he o atin sult s of the ust ort to t t re on t rep upe ory erv per g re y, fi cial situ atio ubs tial fina ncia l an d n fina ncia l ris ks a nd ults of inte ion tan ract com pan nan n, s on- res with sh hold and oth take hold are ers er s ers	YES
1	Coo atio per n	5	Sta d/o r int al c y do ipul tha t th iden t of the tute ent s st ate ent s an ern om pan cum e p res ma nag em boa rd s hall im med iate ly n otify the viso ry b d if the re is is li kely for rise tha ent to a t su per oar or an ev has the ten tial to s igni fica ntly aff ect the ults , fin ial p osit ion tatio n of the po res anc or r epu co mpa ny.	NO	Arti cle 42 of t he C red it In stitu tion s A ct d efin es i hich he Ban k's es t n w cas Man nt B d m ify t he S rvis Boa rd. ust not age me oar upe ory
1	Rul f co ndu ct es o	6	The viso ry b d a d th de of c ond (or oth er i l ac t), w hich abli she uct nte est su per oar ppr ove e co rna s rule s of ndu be fol low ed by m ber s of the and viso ry b d m ber ct to ent co em ma nag em su per oar em s, ploy d o the ctin n be half of the whi ch a lso tain les and em ees an rs a g o co mpa ny, con s ru me asu res to b e ta ken in c of its v iola tion ase s.	YES
1	Rul f co ndu ct es o	6	Cod e of Co ndu ct ( the r int al a ct) is a vail able fre e of ch n th ebs ite o f th or o ern arg e o e w e co mpa ny.	YES
2	Con flict of inte rest	7	For mbe f th boa rd a nd t he s rvis boa rd t he hibi tion of ticip atio ent me rs o e m ana gem upe ory pro par n in d ecis ion- king in rela tion whi ch t her onf licts of inte is s tipu late d. to rest ma e a re c	YES
2	Con flict of inte rest	7	The viso ry b d h iven pri ent to t he poli cy f ging nflic ts o f int st. su per oar as g or c ons or m ana co ere	YES
2	Con flict of inte rest	7	The licy for ing flict s of inte is a vail able fre e of ch n th ebs ite o f th rest po ma nag con arg e o e w e com pan y.	YES
2	Con flict of inte rest	8	Mem ber s of the viso ry b d a blig ed t o in form the tire isor y bo ard tha t th su per oar re o en sup erv ey a re in a tua l or pot ent ial c onf lict of in tere st. n ac	YES
2	Con flict of inte rest	8	Man nt b d m ber s ha a d to in form the side f th viso ry b d a nd uty nt o age me oar em ve pre e su per oar oth ber s of the boa rd o f an ual ntia l co nflic t of inte ent act ote rest er m em ma nag em or p	YES
2	Con flict of inte rest	8	The viso ry b d ke ord s of all ices rtai ning flict of inte not to rest su per oar eps rec pe con	YES
2	Con flict of inte rest	9	Mem ber of the boa rd o r th viso ry b d h blig atio info the ent n to ma nag em e su per oar as a n o rm Pre side nd/o r Vi Pre side f th at b d if it co nsid tha oth ber of nt a nt o t an ent ce- oar ers er m em ma nag em rvis boa rd is in a l or ial c onf lict of in tua pot ent tere st. or s upe ory n ac	YES
2	Com ition ba pet n	10	Mem ber s of the viso ry b d a nd do form iviti hat ith ent not act es t pet su per oar ma nag em per com e w the bu sine f th ber s of the rvis boa rds of t he t m ent ss o e co mpa ny, are no em ma nag em or s upe ory ies tha h ac tivit ies ho ld m tha n 5% ke i ch c ies. t ca out sta com pan rry suc nor ore n su om pan	YES
2	Com ition ba pet n	10	Mem ber s of the boa rd a nd t he s rvis boa rd w ho hold sh s in the nies ent ma nag em upe ory are co mpa with wh ich the ny i s in the titio n, in form ed t he s f th f all the eta co mpa co mpe ecr ry o e co mpa ny o sha in s uch nies d th e d ils o f th sh aila ble free of cha the eta res co mpa an ese are s ar e av rge on web site of the co mpa ny.	YES
2	Rel d p ate arty tran tion sac s	11	No tion s be mbe f th rvis boa rd a nd t he c y (o tran twe ent sac en me rs o e m ana gem or s upe ory om pan r affil iate d w ith a ) ca t be nclu ded wit hou t th rior t of the arty a p ers on ny p n no co e p con sen isor y bo ard sup erv	YES
2	Rel d p ate arty tran tion sac s	11	The fai lue of e ach teri al tr acti t be nfirm ed by a n in dep end prio ent ert r to r va ma ans on mus co exp h tr acti and his her has be ilab le fr of c har he w ebs ite o f th ort to on t any suc ans on, or rep ava ee ge e com pan y.	NO	As the Ba nk i s de alin ith c red it an d d sit o atio the fai lue of t hes g w epo per ns, r va e tion s is ual he inal alue . Th e C red it In stitu tion s A tran to t neta ct, sac eq nom mo ry v byla and EU ulat ions plic able dit i nsti tutio ns d ribe de scri bed to ot p ws reg ap cre o n resc duc t in h tr acti con suc ans ons
2	Rel d p ate arty tran tion sac s	12	The ny h dop ted ced s fo r th l an d d iscl f tra ctio ns b etw co mpa as a pro ure e a ppr ova osu re o nsa een mbe f th rvis boa rd a nd t he c y (o aff iliat ed w ith ent me rs o e m ana gem or s upe ory om pan r a per son rty) any pa	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	ON EXP LAN ATI (ful fill onl y fo est ion s th at w red wit h "N O" or " PAR TIA LLY ") r qu ere an swe
2	Rel d p ate arty tran tion sac s	12	The dit c mitt uall the eff ecti of the dur au om ee ann y as ses ses ven ess se p roce es.	YES
3	The rol e of the sup isor y bo ard erv	13	The viso ry b d is sibl e fo poin ting d d ism issi mbe f th ent su per oar res pon r ap an ng me rs o e m ana gem boa rd a nd king nda tion s fo ndid s fo ber s of the viso ry b d to the ate ma rec om me r ca r m em su per oar l me etin gen era g.	YES
3	The rol e of the sup isor y bo ard erv	13	The viso ry b d h d fo l an d tr ent ced for the poin tme nt to su per oar as a ppr ove rma ans par pro ure ap bot h m and viso ry b ds. ent ana gem su per oar	YES
3	The rol e of the sup isor y bo ard erv	14	The viso ry b d h of fem ale mbe f th viso et a targ et p ent su per oar as s s a erc age me rs o e su per ry boa rd a nd t he ent boa rd, w hich st b chie ved in t he t fiv and ad opt ed ma nag em mu e a nex e ye ars a plan for the imp lem ent atio n of this al. P ent tar get and pla blis hed in t he go erc age on n w ere pu ual ort. ann rep	YES
3	The rol e of the sup isor y bo ard erv	14	A re plai ning n th lan has be pub lish ed in th al re t ex t. por pro gre ss o e p en e a nnu por	NO	The firs he plan wil l be blis hed in t he a al re t fo t pr ort on t r 20 21, ogr ess rep pu nnu por sinc e th e G ral A mb ly, a t th l of the Su viso ry B d, a dop ted the ene sse e p rop osa per oar Div ity P olic y fo ber s of the Ma Boa rd a nd t he S rvis Boa rd ent ers r m em nag em upe ory in M ay 2 021 , wh ich blis hed the Ba nk's off icia l we bsit was pu on e.
3	The rol e of the inat ion nom mitt com ee	15	The min atio ittee ha s al l the ks l iste d in Art icle 15 of the Co de. tas no n co mm	YES
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	16	Wh inat ing dida for the viso ry b ord the al m ing for elec tion the tes to eet en nom can su per ge ner ovid es i nfo tion wit hin the al m in m rials the ite ted by eet ate com pan y pr rma ge ner on ms req ues Arti cle 16. of t he C ode	YES
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	16	Info tion ovid ed by A rticl e 1 6 of the Co de fre ely ilab le o n th ny`s bsit rma s pr are ava e co mpa we e.	YES
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	17	Mat eria ls fo r th ral ting in a ll th e in form atio n lis ted in A rticl e 1 7 of the Co de. nta e g ene mee co	NO	The of o ffice of mbe f th e S rvis Boa rd b n be fore the t te cu rren rm me rs o upe ory ega Cod into for nd is s till o ing. ntry e e ce a ngo
3	Ele ctio n of isor y bo ard sup erv mbe rs b y th me e l me etin gen era g	18	The info tion ref d to in A rticl e 1 7 of the Co de is a vail able fre e of ch n th ebs ite o f rma erre arg e o e w the lso in c her ork ' rep ive her mbe r of the viso ntat not co mpa ny a ase s w e w ers rese or a me su per ry boa rd w hich is n lect ed by t he s har eho lder the al m ing is a poin ted ot e s at eet ge ner	NO	The visi of Ban k's Arti cles of Ass ocia tion do n't d efin ber s of the pro ons e m em Sup isor y B d e lect ed ploy ' rep ives mbe ho a ntat erv oar am ong em ees rese or me rs w re elec ted by the sh hold he G ral A mb ly. not at t are ers ene sse
4	Res sibi litie s of pon the viso su per ry boa rd	19	The od refe f th viso ry b ord inc lude all the ibilit ies in A rticl e 1 9. o f ter set ms ren ce o e su per res pon the Co de.	YES
4	Com ition pos	20	The viso ry b d h as d lope d a isor y bo ard file whi ch s ifes the mi nim su per oar eve sup erv pro pec um of ofe ber mbe nd c bina tion od ski lls, kno wle dge d e duc atio ell a ssio naln num me rs a om an n, a s w s pr and ctic al e rien hat uire d in the viso ry b d. ce t pra xpe req su per oar	PAR TIA LLY	The Ba nk's Art icle s of As iatio n, d rmi ned by the Ge al A mb ly, d efin e th ete soc ner sse e ber of Sup isor y B d m ber s, b ut it 's ta nd c ond ition s fo t str uctu num erv oar em rge re a r mbe rsh ip a re d efin ed by t he Pol icy he t d th of on t et s truc ture ent me arg an e a sse ssm the itab ility of t he mbe f th e S rvis of t he Ban k , i dan ith su me rs o upe ory n ac cor ce w Cre dit Inst ituti Ac t an d D ecis ion on t he a ent of t he s uita bilit y of the ons sse ssm cha irpe n of the ent boa rd, mbe f th ent boa rd, rso ma nag em me rs o e m ana gem mbe f th viso ry b d a nd key fun ctio n ho lder s in red it in stitu tion me rs o e su per oar a c , issu ed by C tian Na tion al B ank roa
4	Com ition pos	21	The viso ry b d in clud ber s of diff end ofile d e rien nt g ce t su per oar es m em ere er, age , pr an xpe o a d iver sity ctiv hen king de cisi ens ure pe rspe e w ma ons	YES
4	Com ition pos	22	Maj ority of the mbe f th viso ry b d a re i nde den t in ord ith t he me rs o e su per oar pen acc anc e w def initi in A ndix A o f th e C ode set out on ppe	NO	Two t of thre ber s of the Su viso ry B d a ot in dep end as d efin ed ent ou e m em per oar re n in A x A of the Co de. nne
4	Com ition pos	22	The Pre side nt o r de puty side nt o f th viso ry b d a re i nde den t. pre e su per oar pen	YES
4	Pre side nt	23	The side f th viso ry b ord is r onib le fo r th ctiv ities list ed in A rticl e 2 3. o f th nt o pre e su per esp e a e Cod e.	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard abli she d th inat ion mitt est erv e n om com ee.	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard est abli she d th tion ittee erv e re num era co mm	YES
4	Boa rd c mitt om ees	24	Sup isor y bo ard abli she d th udit ittee est erv e a co mm	YES
4	Boa rd c mitt om ees	24	The viso ry b d st ipul d th dat nd a ctiv ities of h co ittee ate su per oar e m ana e a eac mm	YES
4	Boa rd c mitt om ees	26	Eac h co ittee of the viso ry b d co nsis f m ber ho hav e th kills ts o mm su per oar em s w e n ece ssa ry s , kno wle dge d e duc atio ell a ofe ssio nal and ctic al e rien the ce t out an n, a s w s pr pra xpe o ca rry mitt sibi litie s ef fect ivel com ee res pon y.	YES
4	Boa rd c mitt om ees	27	Eac h co ittee of the viso ry b d h t lea st th mbe mm su per oar as a ree me rs.	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	ON EXP LAN ATI (ful fill onl y fo est ion s th at w red wit h "N O" or " PAR TIA LLY ") r qu ere an swe
4	Boa rd c mitt om ees	27	Maj ority of the mbe f ea ch c mitt of t he s rvis boa rd a re i nde den t (a s de fine d me rs o om ee upe ory pen f th e C in A ndix A o ode ). ppe	PAR TIA LLY	Maj ority of Aud it C mitt mbe re i nde den t, w hile oth er S rvis Bor d om ee me rs a pen upe ory f Su mitt nsis ted of mbe viso ry B d, w her mbe r is com ees are co me rs o per oar e o ne me inde nde nt. mpe
4	Boa rd c mitt om ees	27	Boa rd m ber roh ibite d to be mbe f th ittee of the viso ry b d. em s ar e p me rs o e co mm su per oar	YES
4	Boa rd c mitt om ees	28	The of r efe f ea ch c mitt is m ade fre ely ilab le o n th bsit ter ny's ms ren ce o om ee ava e co mpa we e	YES
4	Boa rd c mitt om ees	28	Co The ny's l rep ort incl ude ort on t he w ork of e ach ittee of the viso mpa an nua s a rep co mm su per ry boa rd a ell a s in form atio n th ber of ting s he ld a nd t he mbe f th ittee s w n o e n um mee me rs o e co mm	PAR TIA LLY	The Ba nk p ubli she s in form atio ber s of ch S rvis Boa rd C mitt n o n m em ea upe ory om ee Su tog eth ith t he ber of ting s he ld in the An l rep ort. of w ork of er w num mee nua mm ary h S rvis Boa rd C ittee is p ubli she d th gh t he pub licly blis hed in eac upe ory om rou pu Sup isor y B d R rfor med bu sine rvis ion. rt o erv oar epo n pe ss s upe
4	Tim itme nt e co mm	29	f ea ified The mi nim cted tim itmn et o ch s rvis boa rd m ber is s the ir un e xpe e co mm upe ory em pec on oint nt. app me	PAR TIA LLY	One of ditio hec ked du ring ing the itab ility of c and idat es f lect ing con ns c ass ess su or e ber s of Su viso ry B ord , is the f th ibilit y of his nt o as m em per ass ess me e p oss mitm he form e of du ties ent to t com per anc
4	Tim itme nt e co mm	29	The l rep incl ude d o f att end the etin gs f ach mbe r of the ort e at an nua s re cor anc me or e me isor y bo ard d its ittee sup erv an co mm s.	YES
4	Tim itme nt e co mm	30	The icle s of ocia tion d/o r int al c tipu late the ob liga tion of the viso art ts s ass an ern om pan y ac su per ry boa rd m ber info the f th bou t th eir mbe rsh ip in the viso to reta em rm sec ry o e co mpa ny a me su per ry boa rd o r th boa rd o f ot her nies ent e m ana gem co mpa	YES
4	d form Fre que ncy an f m ings at o eet	31	The viso ry b d m lea y th nths eet s at st e su per oar ver ree mo	YES
4	d form Fre que ncy an f m ings at o eet	31	The viso ry b d h dop ted ork plan tha t inc lude s tim nd a da of f ings utu eet su per oar as a a w e a gen re m	PAR TIA LLY	Sch edu le o f Su viso ry B d m ings is p ubli she d o n th e B ank ebs ite. eet 's w per oar
4	d form Fre que ncy an f m ings at o eet	31	Com mitt of the viso ry b d s hall s of for the eff ecti ve d isch et a ten ees su per oar me as nec ess ary arg e of t heir du ties d re gula rly r the viso ry b d o n its iviti rt to act , an epo su per oar es.	YES
4	d form Fre que ncy an f m ings at o eet	32	The viso ry b d ca eet with out the rtici pat ion of t he ent boa rd w her e it su per oar n m pa ma nag em side rs it pria te. con ap pro	YES
4	d form Fre que ncy an f m at o eet ings	32	Non -Bo ard ittee ber rtici pat e in ittee etin nly at t he invi tatio n of the co mm me me s ca n pa co mm me g o mitt com ee.	YES
4	Sup t por	33	The ny h as d esig d a n in divi dua l to he d utie s of nate ut t tary co mpa car ry o a c om pan y se cre	YES
4	Sup t por	33	Acc ord ing he c y's inte l ac he rryin he d utie s of to t ts, t ut t om pan rna per son ca g o a c om pan y ry is sibl e fo ing tha viso ry b d p dur plie d w ith, reta t su sec res pon r en sur per oar roce es a re c om adv isin g th viso ry b d o orti he side f th atte ng t nt o e su per oar n go ver nan ce m rs, s upp pre e isor y bo ard d h elpi he s rvis boa rd a nd c mitt fun ctio n ef ficie ntly ng t to sup erv an upe ory om ees	YES
4	Qua lity and time line f ss o info tion rma	34	The bo ard of r efe nd/o r int al a uire the teri als for isor y bo ard ter cts ms ren ce a ern req ma sup erv ting be vide d to all its m ber lea eek be fore the etin s to s at st o mee pro em ne w me g.	YES
4	Qua lity and time line f ss o info tion rma	34	The bo rd c mitt s of ref d/o r int al a uire the teri als for boa rd ee t cts om erm ere nce an ern req ma mitt ting be vide d to all its m ber lea eek be fore the etin s to s at st o com ee mee pro em ne w me g.	YES
4	Qua lity and time line f ss o info tion rma	35	The icle s of ocia tion d/o r int al c ntic ipat e th he min of the etin art ts a at t utes ass an ern om pan y ac me g of t he s rvis boa rd m be ilab le to all mbe f th viso ry b d. ust upe ory ava me rs o e su per oar	YES
4	Qua lity and time line f ss o info tion rma	35	Sup isor y B d m ing min vide da ting ults inc ludi ng d ils o f ho eet utes ta o eta erv oar pro n vo res w indi vidu al m ber ted em s vo	YES
4	Qua lity and time line f ss o info tion rma	36	The viso ry b d h he righ ive info tion d a dvic e fr ple side the as t t to out su per oar rece rma an om peo the f th ny i f it c ider s it fully its y at to s out com pan ex pen se o e co mpa ons nec ess ary ucc ess ca rry dut ies, vide d th he ced for it is cifie d in the inte l do s of the at t ent pro pro ure spe rna cum co mpa ny issu ed by t he boa rd w ith t he c of t he s rvis boa rd. ent ent ma nag em ons upe ory	PAR TIA LLY	This rig ht o f Su viso ry B ord is p ribe d b y th e C NB Dec isio n th per resc n o e Man nt S yste age me m.

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON O" (ful fill onl y fo est ion s th at w red wit h "N or " PAR TIA LLY ") r qu ere an swe
4	Tra nd dev inin g a elop nt me	37	All mbe f th viso ry b d a t th e tim e of poin tme nt r ived int rod ucti on t rain ing for me rs o e su per oar ap ece the ir ro le.	NO	Obl igat ion for intro duc inin g fo ber s of Su viso ry B d a edit tory tra t cr r m em per oar inst ituti s in trod d a t th nd o f 20 18, and the t Su viso ry B ord of ons wa uce e e cu rren per the Ba nk w inte d in Au t 20 17. All imp nt in form atio bou t th e B ank 's orta as a ppo gus n a ratio bm itted to the mbe t th e b inin f th eir t of ope ns w ere su me rs a egg g o erm offic e.T he d ecis ion on t he a ent of t he s uita bilit y of the side nt o f th sse ssm pre e boa rd, mbe r of the boa rd, mbe r of the viso ent ent ma nag em me ma nag em me su per ry boa rd a nd hold f a key fun ctio n in red it in stitu tion de fine s th dur e fo er o a c e p roce r ing dida for mbe f th edit ins titut ion' viso ry b d, tes ass ess can me rs o e cr s su per oar incl udin g th eir kno wle dge d co cies ten an mpe
4	Tra nd dev inin g a elop nt me	37	All s rvis bor d m ber ceiv ing trai ning d e duc atio imp e th eir s ills a nd n to upe ory em s re e o ngo an rov kno wle dge	YES
4	Tra nd dev inin g a elop nt me	38	The viso ry b d m ber ceiv gula dat nd brie fing s fr the ent su per oar em s re e re r up es a om ma nag em boa rd a nd e elev he c d to the ir du ties rts o atte ant to t xpe n m rs r om pan y an	YES
4	Sup isor y bo ard erv luat ion eva	39	The viso ry b d e valu ate d its eff ecti in t he t 12 nths su per oar ven ess pas mo	YES
4	Sup isor y bo ard erv luat ion eva	39	The viso ry b d a d th e in divi dua l res ults of its m ber s in the las t 12 nths su per oar sse sse em mo	YES
4	Sup isor y bo ard erv luat ion eva	39	The alua tion of the viso ry b d w as l ed by t he side nt o r de puty side nt. ev su per oar pre pre	YES
4	Sup isor y bo ard erv luat ion eva	40	The alua tion of the viso ry b d in clud ed f all the ecif ied in nt o tter ev su per oar an ass ess me ma s sp Arti cle 40 of t he C ode	NO	Stru e of the Su viso ry B d is alua ted r fo edit ins titut ions ctur per oar ev on ce a yea r cr , thro ugh lar a al a of t he c olle ctiv itab ility of t he S rvis ent a r egu nnu sse ssm e su upe ory Boa rd.
4	Sup isor y bo ard erv luat ion eva	41	The l rep incl ude s th of t he s rvis boa rd a nd its c mitt in ort ent ort an nua e a sse ssm rep upe ory om ees whi ch t hey ed all t he c ircu ut in Art icle 41 of the Co de. mst et o ass ess anc es s	PAR TIA LLY	The is p of t he Rep he w ork of S rvis Boa rd, w hich is ent art ort on t ass esm upe ory bein bm itted Gen l As bly for a d ecis ion he s uita bilit y of the to on t g su era sem Sup isor y B d o al b asis d w hich de cisi is m ade blic erv oar n a n a nnu , an on pu
5	Res sibi litie s of pon the ent ma nag em bor d	42	The du ties of boa rd i nclu de all t he a ctiv ities list ed in A rticl e 4 2 o f th e C ode ent ma nag em	YES
5	Res sibi litie s of pon the ent ma nag em bor d	43	of The viso ry b d h d in tern al r ules ced ad opt ed by t he ent su per oar as a ppr ove pro ure ma nag em boa rd t hat def ine the ecif ied in A rticl e 4 3. o f th e C ode tter ma s sp	PAR TIA LLY	f th s of of Man nt B d o e B ank ad opt ed t he rule ced Man nt age me oar pro ure age me Boa rd a nd d efin ed t he visi of Arti cle 43 of t he C ode pro ons
5	Res sibi litie s of pon the ent ma nag em bor d	44	In th f gr s, th ent boa rd o f th nt c y is ob lige d to e ef fect ive e ca se o oup e m ana gem e p are om pan en sur rsig ht o the iviti f ot her nies in t he g act ove ver es o co mpa rou p.	YES
5	Res sibi litie s of pon the ent ma nag em bor d	44	The art icle s of ocia tion d/o r int al c ts c ont ain rule ning sibi litie ass an ern om pan y ac s go ver res pon s and orti ced s at the lev el o f th nt c d su bsid iarie rep ng pro ure e p are om pan y an s.	YES
5	Com ition pos	45	The viso ry b d e tha inta ins rofil e of the boa rd t m ent ent su per oar nsu res ana gem ma a p ma nag em whi ch d rmi the mi nim ber of mbe nd a mb inat ion of m ber ho ete nes um num me rs a co em s w pos ses s the ski lls, kno wle dge d e duc atio ell a ofe ssio nal and ctic al e rien ce t hat an n, a s w s pr pra xpe are uire d fo boa rd. ent req r m ana gem	YES
5	The side nt pre	46	The side f th boa rd is for lly r ible for the iviti es l iste d in Art icle 46 nt o ent act pre e m ana gem ma esp ons of t he C ode	YES
5	Lim its o her n ot app oint nts me	47	Inte l co ny d vide tha t th ber s of the boa rd m obt ain the nts ent ust rna mpa ocu me pro e m em ma nag em prio f th viso ry b d b efo ptin intm he boa rd o nt o ent to t ent r co nse e su per oar re a cce g a ppo ma nag em r isor y bo ard wh ich is n of t he s ot p art sup erv am e g rou p.	NO	Reg ulat ed by t he A n th ion of c onf lict of in ct o ent tere st. e p rev
5	Lim its o her n ot app oint nts me	47	Inte l do s of the ide tha t bo ard mbe roh ibite d fr hold ing ent rna cum co mpa ny p rov me rs a re p om mo re tha osit ions in t he rvis boa rd o f ot her h co nies n tw ent o p ma nag em or s upe ory suc mpa	NO	Reg ulat ed by t he A n th ion of c onf lict of in ct o ent tere st. e p rev
5	Boa rd e valu atio n	48	The viso ry b d in the las t 12 nths alua ted the eff ecti of nts for su per oar mo , ev ven ess arra nge me atio n be he s rvis boa rd a nd t he boa rd, ell a s th deq twe en t ent coo per upe ory ma nag em as w e a uac y of s and info tion eive d fr the boa rd. ort ent upp rma rec om ma nag em	YES
5	Boa rd e valu atio n	48	Res ults of the alua tion of for atio n be he s rvis boa rd a nd nts twe en t ev arra nge me coo per upe ory inc lude d in the l rep ent ort. ma nag em are an nua	YES
5	Boa rd e valu atio n	49	The boa rd h valu d its n ef fect iven d th f its ind ivid ual mbe rs in ent ate at o ma nag em as e ow ess an me the las t 12 nths mo	YES
5	Boa rd e valu atio n	49	The boa rd h rted the nclu sion s of the alua tion s of its mbe the ent rs to ma nag em as r epo co ev me isor y bo ard sup erv	YES
6	Rol e of ratio rem une n mitt com ee	50	The du ties of the ratio n bo ard inc lude all the iviti es l iste d in Art icle 50 of the Co de. act rem une	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	ON EXP LAN ATI O" (ful fill onl y fo est ion s th at w red wit h "N or " PAR TIA LLY ") r qu ere an swe
6	Rem ratio n of une ent boa rd ma nag em mbe me rs	51	The viso ry b d d ete rmi the l re atio n of of h m ber of the su per oar nes an nua mu ner eac em ent boa rd, bas ed end atio f th atio ittee d in ma nag em on reco mm ns o e re mu ner n co mm an ord ith t he a d re atio licy acc anc e w ppr ove mu ner n po	YES
6	Rem ratio n of une ent boa rd ma nag em mbe me rs	52	The lev el o f re ceip f m ber s of the boa rd t ake s in the d ts o ent to a unt em ma nag em cco ag ree stra teg isk etite , the ic e nvir ent in w hich the ate ll as y, r app eco nom onm co mpa ny o per s as we wa ges of and ndit ions kers wit hin ies. co wor com pan	YES
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy vide s th boa rd m ber t dis e of the sh at a ent une n po pro ma nag em em ma y no pos are s igne d to it a f th atio lea from the da hich the sh rt o n at st tw te o ass s pa e re mu ner o ye ars n w are s ssig ned to him her wer e a or	YES
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy vide s th boa rd m ber ake of k at a ent t m stoc une n po pro ma nag em em ma y no use ions igne d to him her t of the ratio n fo leas from the da opt r at t tw te o ass or as par rem une o ye ars n whi ch s toc k op tion igne d to him her s w ere ass or	YES
6	Rem ratio n of une boa rd ent ma nag em mbe me rs	53	Rem ratio licy incl ude ovis ions tha t clo sely de fine the circ in w hich orti of tan une n po s pr ums ces a p on the ratio n of boa rd m ber ho ld o ked be d. ent t on r to to retu rem une ma nag em em wa s pu was as rne	YES
6	Rem ratio n of une isor y bo ard sup erv mbe me rs	54	Rem ratio n le vel for the side f th viso ry b d a nd o f ot her mbe f th nt o une pre e su per oar me rs o e isor y bo ard ref lect s th e tim itme nd sibi litie s, in clud ing the tim nt a sup erv e co mm res pon e mitm and sibi litie s in the ittee s of the viso ry b d. ent com res pon co mm su per oar	YES
6	Rem ratio n of une isor y bo ard sup erv mbe me rs	55	Rem ratio licy and /or inte l co ny d hibi t th e in clus ion of v aria ble nts une n po rna mpa ocu me pro elem oth lem late d to rfor in t he ratio n of the viso ry b d. ent ent s or er e s re pe ma nce rem une su per oar	YES
6	Rep orti n rem ng o ratio une n	56	Rem ratio licy of t he c d b y sh hold al m ing. at a eet une n po om pan y w as a ppr ove are ers ge ner	YES
6	Rep orti n rem ng o ratio une n	56	The ny h ade fre ely ilab le o n its bsit e its ratio licy ved by the co mpa as m ava we rem une n po , as ap pro sha reh olde rs.	YES
6	Rep orti n rem ng o ratio une n	57	Ann ual ort ratio n in clud es d ata ratio n of ch i ndiv idua l me mbe r of the rep on rem une on rem une ea nfo 7 of Co isor y bo ard wel l as oth er i tion nta ined in A rticl e 5 the de. sup erv as rma co	YES
7	Rol f th es o e isor d sup erv y an ent ma nag em boa rds	58	Man nt b d, w ith t he prio val of t he s rvis boa rd, ado pted olic y th at age me oar r ap pro upe ory a p det ines the ture d e xte nt o f ris k th at c eds d th at is wil ling to take in o rde r to erm na an om pan y ne an ach ieve all the lon g-te stra teg ic o bjec tive s ( "ris k ap pet ite") rm	YES
7	Rol f th es o e isor d sup erv y an ent ma nag em boa rds	59	The ent boa rd is for lly r ible for the act iviti es l iste d in Art icle 59 of the Co de. ma nag em ma esp ons	YES
7	dit com Rol e of the au mitt ee	60	Ter of r efe f th udit ittee inc lude s al l ac tivit ies liste d in Art icle 60 of the Co de. ms ren ce o e a co mm	YES
7	dit com Rol e of the au mitt ee	61	The dit c mitt the viso ry b d o e of its mitt der too k th ctiv ities au om ee, su per oar r on com ees , un e a refe rred in A rticl 1 of the Co de. to e 6	YES
7	he exte Rel atio ith t ns w l au dito rna r	62	The dit c mitt s th f se lect ion and poin tme nt o f ex tern al a udit in au om ee ove rsee e p roce ss o ap ors ord ith t he lega l req uire nts and kes nda tion s to the viso ry b d fo acc anc e w me ma rec om me su per oar r the lect ion of t he e l au dito d co ndit ions for the ir ap poin xte tme nt. se rna r an	YES
7	he exte Rel atio ith t ns w l au dito rna r	63	The dit c mitt in th e la st 1 2 m hs a d th ork plan of the al a udit , wh ich ont ext au om ee ppr ove e w ern ors incl ude s th d co f th ctiv ities be aud ited nte nt o to e sc ope an e a	YES
7	he exte Rel atio ith t ns w l au dito rna r	63	The dit c mitt sha ll m ith t he e l au dito dis s th e is s th eet xte rs to at au om ee as n ece ssa ry w rna cus sue hav e b ide ntifi ed dur ing the dit a nd t he q uali f se rvic ided ee t ty o een au o ov ers es p rov	YES
7	he exte Rel atio ith t ns w l au dito rna r	64	The dit c mitt if re nsib le fo onit orin g th e in dep end nd o bjec tive of exte l au om ee spo r m enc e a rna aud itor	YES
7	he exte Rel atio ith t ns w l au dito rna r	64	The dit c mitt ed olic rmit ted udit rvic ided by the al ext au om ee app rov a p y on pe no n-a se es p rov ern aud itor	PAR TIA LLY	Any udit rvic cted wit h th aud itor , wh ich is n roh ibite d in ntra e st atut ot p no n a se e co ory ord ith E U R latio n 53 7/2 014 , is sub ject to prio nt o f th udit acc anc e w egu r co nse e a mitt com ee.
7	Ris k m ent and ana gem inte l co l ntro rna	65	The dit c mitt luat ed t he e ffec tive s of risk and inte l co l sy ent ntro stem au om ee eva nes ma nag em rna wh ole at le ast as a onc e a yea r.	YES
7	Ris k m ent and ana gem inte l co l ntro rna	65	The dit c mitt whe iate kes nda tion the viso ry b d a nd s to au om ee, re a ppr opr , ma rec om me su per oar boa rd r rdin g th e ef fect iven of risk and inte l co l sy ent ent ntro stem ma nag em ega ess ma nag em rna s.	YES
7	Ris k m ent and ana gem inte l co l ntro rna	66	The aint ains eff ecti risk tha ovid elia ble iden tific atio ent tem t pr co mpa ny m an ve ma nag em sys es r n of r isk orti nd s rvis ion. ent mea sur em , an swe rs, rep ng a upe	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro m t he an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
7	Ris k m ent and ana gem inte l co l ntro rna	66	The ny h as d rmi ned cle ar i l res sibi litie s fo r th aint of the risk ete nte co mpa rna pon e m ena nce d a clea dur e fo aint aini betw ible ent tem ont act ma nag em sys an r pr oce r m ng c een pe rso ns r esp ons and the dit c mitt au om ee.	YES
7	Ris k m ent and ana gem inte l co l ntro rna	67	The ny h stab lish ed inte l au dit f tion sibl e fo onit orin g th co mpa as e an rna unc res pon r m e effe ctiv f int al c rol s inc ludi risk ont yste ent ene ss o ern ms, ng ma nag em	YES
7	ent and Ris k m ana gem inte l co l ntro rna	67	The dit c mitt ed t he inte l au dit p lan in th e la hs. st 1 2 m ont au om ee app rov rna	YES
7	ent and Ris k m ana gem inte l co l ntro rna	67	The dit c mitt ives orts of inte l au dito nd nito rs t he imp lem ent atio n of its au om ee rece rep rna rs a mo end atio reco mm ns.	YES
7	ent and Ris k m ana gem inte l co ntro l rna	68	The dit c mitt sha ll re nd t o th viso ry b d th intm ent or d ism issa l of au om ee com me e su per oar e a ppo the he ads of the inte l au dit f tion rna unc	YES
7	Ris k m ent and ana gem inte l co ntro l rna	68	If th ny d ot h inte l au dit f tion , the dit c mitt has ce i n th e la st 1 2 e co mpa es n ave rna unc au om ee on nths alua ted the ed f or t his fun ctio rt o f its nt o f int al c ont rol s yste mo ev ne n as pa ass ess me ern ms.	NO	The Ba nk h n in al a udit fun ctio tern as a n.
7	Wh istle -blo win g	68	Man nt b d, w ith t he prio val of t he s rvis boa rd, ado pted dur e fo age me oar r ap pro upe ory a p roce r orti iola tion s of law inte l rul f th al o r in the e of ted actu rep ng v s or rna es o e co mpa ny, cas sus pec viol atio n.	YES
7	Wh istle -blo win g	69	The ced hat kers d e l sta keh olde rs d uffe ive es t xte ot s gat pro ure en sur wor an rna o n r ne if th spic ious be hav ior. rt su con seq uen ces ey r epo	YES
7	Wh istle -blo win g	69	Det ails of the ced for istra tion aila ble free of cha the bsit e of the pro ure reg are av rge on we com pan y.	YES
7	Wh istle -blo win g	70	Sta d/o r int al c y do ipul the du f th boa rd t o in form tute ent s st ate ty o ent an ern om pan cum e m ana gem the viso ry b d o f an y irr larit ies and d to tha be t m ust su per oar egu an ag ree on me asu res imp lem ed. ent	YES
7	Wh istle -blo win g	70	The dit c mitt luat ed t he e ffec tive s of the ced d its plic atio n in the las t 12 au om ee eva nes pro ure an ap nths mo	NO	Ban ks R isk Com mitt is re nsib le fo solv ing irre gula ritie s in the Ba nk, in ee spo r re ord ith s ial r latio ns f red it in stitu tion d th gh t he c plia acc anc e w pec egu or c s an rou om nce fun ctio n.
8	Use of the co mpa ny web site	71	All info tion tha t th ny i qui red disc lose in a rda wit h th e la ules the to rma e co mpa s re cco nce w, r on listi the Co de and its Art icle s of As iatio vail able fre e of ch n th ebs ite o f ng, own soc n a re a arg e o e w the co mpa ny.	YES
8	Use of the co mpa ny web site	72	The ake s fr eely aila ble and sily ible the bsit ll th e in form atio co mpa ny m av ea acc ess on we e a n of t he C ted by Arti cle 72 ode req ues	YES
8	Use of the co mpa ny web site	73	The tha t th e in form atio n th ebs ite i s ke da nd pub lish ed in pt u p to te a co mpa ny e nsu res n o e w ord ith t ime lim its p ribe d in law d re gula tion acc anc e w resc an s.	YES
8	Use of the co mpa ny web site	73	All d he w ebs ite a re f ly a vail able in b oth Cro atia nd Eng lish ata on t ree n a	YES
8	Ann ual ort rep	74	The l rep tain s al l the info tion ref d to in A rticl e 7 4 o f th e C ode ort an nua con rma erre	PAR TIA LLY	The Ba nk i s in the s of ha nizi its i l pro ced s in ord ide nte er t pro ces rmo ng rna ure o p rov all t he info tion ref d to in A rticl e 7 4 o f th e C ode nec ess ary rma erre
9	ith sha Rel atio ns w reh olde rs	75	The Co red tha t all sh hold dles s of the mbe e of sh s th ey h old typ mpa ny e nsu are ers , re gar nu r or are , hav l ac info tion ab the nd a bou t th hey and s to out ay t e e qua ces rma co mpa ny a e w ca n ca rry the ir rig hts. tect pro	YES
9	ith sha Rel atio ns w reh olde rs	76	The Co ny h stab lish ed effe ctiv e fo l me cha nism inor ity s har eho lder s to mpa as e an rma en sur e m s the ssib ility of a skin tion s di ly to side f th boa rd a nd side f rect nt o ent nt o po g q ues pre e m ana gem pre the viso ry b d, a nd t he d ils o f th e fu ncti onin f th cha nism aila ble free of eta su per oar g o ese me s ar e av cha the bsit e of the rge on we co mpa ny.	YES
9	ith sha Rel atio ns w reh olde rs	77	The Co ny h elec ted hat will for all s har eho lder s be the t in on t n to ntac mpa as s a p ers pe rso co rela tion ith i nd c of t his is a vail able fre e of ch n th ebs ite o f th stor ont act s w nve s, a per son arg e o e w e com pan y.	YES
9	Gen l me etin era g	78	The icle s of ocia tion and /or inte l rul f th ny d ot in ay l imit the ab ility of art ass rna es o e co mpa o n an y w sha reh olde ll a l me etin artic ipat e in it o add ite he a da. rs to g, t r to to t ca gen era o p ms gen	YES
9	Gen l me etin era g	79	The icle s of ocia tion d/o r int al c y do s al low sh hold the ity art ent tun ass an ern om pan cum are ers op por to e cise the ir rig ht to vot e b wit hou t re stric tion xer y pr oxy	YES

CH APT ER	PRO VIS ION	AR TIC LE	QU EST ION	AN SW ER (Ea ch stio n is que red by ch osi ans we ng the r fro he m t an swe dro p-d ) ow n m enu	EXP LAN ATI ON (ful fill onl y fo ion s th red wit h "N O" or " PAR TIA LLY ") est at w r qu ere an swe
9	Gen l me etin era g	79	The art icle s of ocia tion and /or inte l co ny d nts allo har eho lder s th rtun ity ass rna mpa ocu me w s e o ppo to e cise the ir rig ht to vot lect ical ly w itho ut r estr ictio xer e e ron ns.	NO	The visi of the Ba nk's Art icle s of As iatio ipul tha t th e B ank 's n st ate pro ons soc Man nt B d is tho rize d to ke a de cisi hat ld e nab le s har eho lder on t age me oar au ma wou s to e cise all nly e of the ir rig hts by e lect ic c nica tion in f ull o r in xer or o som ron om mu Ge t wh en t hey do t pe nall rtici pat e in the al A mb ly o n th lace par no rso y pa ner sse e p whe re it is h eld , all in a rda wit h re leva isio f th e C ies Act d nt p cco nce rov ns o om pan an tak ing into y ad ditio nal circ t an tan acc oun ums ces
9	Gen l me etin era g	79	Exp lana tion of oth in w hich sh hold rcis e its rig ht to vot et o ut in the er w ays are ers can exe e a re s for doc nts the al m eet ing. ume ge ner	YES
9	Gen l me etin era g	80	Not ice of t he g ral ting is p ubli she d n o la tha n 30 da ys b efo re it is h eld ter ene mee	YES
9	Gen l me etin era g	80	The end a, d ecis ions d a ll ot her teri als uire d fo r th ral ting aila ble free ag an ma req e g ene mee are av of c har on t he w ebs ite o f th ge e co mpa ny.	YES
9	Gen l me etin era g	80	nd C All d nts aila ble in E ngli sh a tian lan ocu me are av roa gua ge.	YES
9	Gen l me etin era g	81	All ferr ed t o in Art icle 81 of the Co de t th ral ting in t he t 12 nt a per son s re wer e p rese e g ene mee pas nths mo	YES
9	Gen l me etin era g	81	The al a udit t th ral ting wh fina ncia l sta ext nt a tem ent ern or w as p rese e g ene mee ere s ar e ted pre sen	NO	The al a udit nted the fina ncia l rep he ting of the Su viso ext ort at t ern or p rese mee per ry Boa rd a t wh ich it w as d rmi ned in t s of the visi of Arti cle 300 d o f th ete erm pro ons e Com ies Act pan
9	Gen l me etin era g	82	The ny h ade the de sici of ral ting fre ely ilab le o n its bsit itho ut co mpa as m ons a g ene mee ava we e w dela y.	YES
9	Gen l me etin era g	82	Wit hin 30 day s fr the da f th ral ting the ny h ade aila ble its te o om e g ene mee co mpa as m av on web site fre e of ch tion ised the al m ing. to q at eet arg e a nsw ers ues s ra ge ner	NO	The esti the al m ing ask ed. at eet re w ere no qu ons ge ner
10	Cor ial res ate por soc sibi lity pon	83	The viso nd ent boa rds hav ed and ad opt ed poli cies list ed in A rticl e 8 3 o f th su per ry a ma nag e a gre e Cod e.	YES
10	Cor ial res ate por soc sibi lity pon	83	The olic ies aila ble free of cha the ny's bsit se p are av rge on co mpa we e.	PAR TIA LLY	The An tico tion nd t he C onf lict of in poli tere st m ent rrup pro gra m a ana gem cy a re ilab le o n th e B ank ebs ite. ava s w
10	Cor ial res ate por soc sibi lity pon	84	Wh he boa rd a sks pri from the viso ry b d fo r th e d ecis ions en t ent ent ma nag em or c ons su per oar , ying do plai n ho w th nde d m is i n lin ith t he poli cies ent acc om pan cum s ex e re com me eas ure e w ocia ted wit h th e im t as nt o f co ny's act iviti n th nvir ent and the ass pac ses me mpa es o e e onm nity , wit h th olic ies ocia ted wit h th rvat ion of h n rig hts and rke rs' r ight com mu e p ass e p rese uma wo s and the ocia ted wit h p ion and ncti onin f co tion d b ribe ent me asu res ass rev sa g o rrup an ry.	YES
10	Sta keh olde r eng nt age me	85	The viso ry b d a nd boa rd jo intly ide ntifi ed w hich nsid d ke ent su per oar ma nag em are co ere y stak eho lder s in rel atio n to co mpa ny.	YES
10	Sta keh olde r eng nt age me	85	Man nt b d h red the iste of effe ctiv ech anis for ular inte ion with ract age me oar as e nsu ex nce e m ms reg key keh olde ell a info the viso ry b d a bou t th sult s of the sta s to rs, a s w rm su per oar e re se nica tion com mu s.	YES
10	Sta keh olde r eng nt age me	86	The viso ry b d is tho rize d, s ubje pri otifi cati o th iden t of the ct to on t su per oar au or n e p res boa rd, nize etin ith e l sta keh olde hen it d s it ent to o xte ma nag em rga me gs w rna rs w eem nec ess ary	PAR TIA LLY	Sup isor y B d is tho rize d to unic with the viso r in ord ate erv oar au co mm su per acc anc e with the Cro atia n N atio nal Ban ks D ecis ion he hod of rcis ing isio on t met exe sup erv n of c red it in stitu tion d im ing isor s an pos sup erv y m eas ure s.
10	Sta keh olde r eng nt age me	87	In th and of e ittee of the viso ry b d it is p ided for wh ate at p e m ver y co mm su per oar rov urp ose side f th itte unic dire ctly wit h st ake hold and wh dur nt o ate at p e to pre e co mm may co mm ers roce follo w.	PAR TIA LLY	Aud it C mitt is a utho rize d to unic with the dit c y th erfo ate at p om ee co mm au om pan rms the Ba nk's udit the Au dit A nd Reg ulat ion (EU ) 53 7/2 014 sta tuto nt to ct a ry a , pu rsua