HELIA GROUP LIMITED — Major Shareholding Notification 2021

Jan 28, 2021

Corporations Act 2001

Form 603

Section 671B

Notice of initial substantial holder

To Company Name/Scheme ACN/ARSN

GENWORTH MORTGAGE INSURANCE AUSTRALIA LIMITED ACN 154 890 730

1. Details of substantial holder (1)

Name Credit Suisse Holdings (Australia) Limited (on behalf of Credit Suisse Group AG and its affiliates) ACN/ARSN (if applicable) 008 496 713 The holder became a substantial holder on 25-Jan-2021

2. Details of voting power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in on the date the substantial holder became a substantial holder are as follows:

Class of securities (4)	Number of securities	Persons' votes (5)	Voting power (6)
Common Stock	21,196,035	21,196,035	5.14%

3. Details of relevant interests

The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a substantial holder are as follows:

Holder of relevant interest	Nature of relevant interest (7)	Class and number of securities
See Annexure "A"

4. Details of present registered holders

The persons registered as holders of the securities referred to in paragraph 3 above are as follows:

Holder of relevant interest	Registered holder of securities	Person entitled to be registered as holder(8)	Class and number of securities
See Annexure "B"

5. Consideration

The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the 4 months prior to the day that the substantial holder became a substantial holder is as follows:

Holder of relevant interest	Date of acquisition	Consideration (9)		Class and number of securities
		Cash	Non-cash
See Annexure "C"

1

6. Associates

The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows:

Name and ACN/ARSN (if applicable)	Nature of association
See Annexure "D"

7. Addresses

The addresses of persons named in this form are as follows:

Name	Address
See Annexure "E"

Signature

print name Winston Loke capacity Authorised Signatory sign here date 29-Jan-2021

==> picture [46 x 22] intentionally omitted <==

2

Annexure "A"

3. Details of relevant interests

The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a substantial holder are as follows:

Holder of relevant interest	Nature of relevant interest(7)	Class and number of securities
Credit Suisse Funds AG	Votingrights and right to dispose	499,743 Common Stock
Credit Suisse Equities (Australia) Limited (ACN 068 232 708)	Holder of securities subject to an obligation to return under a securities lendingagreement	2,077,945 Common Stock
Credit Suisse Securities (Europe) Limited(ARBN 099554131)	Voting rights and right to dispose	19,790 Common Stock
Credit Suisse Securities (Europe) Limited (ARBN 099554131)	Holder of securities subject to an obligation to return under a securities lendingagreement	950,000 Common Stock
Credit Suisse AG, Dublin Branch	Holder of securities subject to an obligation to return under a securities lendingagreement	11,153,000 Common Stock
Credit Suisse AG,Singapore Branch	Votingrights and right to dispose	35 Common Stock
Credit Suisse AG, Singapore Branch	Holder of securities subject to an obligation to return under securities lendingagreement	3,095,557 Common Stock
Credit Suisse Securities (USA) LLC	Holder of securities subject to an obligation to return under a securities lendingagreement	3,400,000 Common Stock

This is Annexure "A" referred to in the Form 603 "Notice of initial substantial holder"

Signature print name sign here	Credit Suisse Holdings (Australia) Limited (ACN 008 496 713) Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 22] intentionally omitted <==

3

Annexure "B"

4. Details of present registered holders

The persons registered as holders of the securities referred to in paragraph 3 above are as follows:

Holder of relevant interest	Registered holder of securities	Person entitled to be registered as holder(8)	Class and number of securities
Credit Suisse Funds AG	HSBC Custody Nominees (Australia) Limited (ACN 003 094 568)	Credit Suisse Funds AG	499,743 Common Stock
Credit Suisse Equities (Australia) Limited (ACN 068 232 708)	CS Fourth Nominees Pty Limited (ACN 069 126 432)	Credit Suisse Equities (Australia) Limited	2,077,945 Common Stock
Credit Suisse Securities (Europe) Limited (ARBN 099554131)	CS Third Nominees Pty Limited (ACN 007 053 849)	Credit Suisse Securities (Europe) Limited	969,794 Common Stock
Credit Suisse AG, Dublin Branch	CS Third Nominees Pty Limited(ACN 007 053 849)	Credit Suisse AG, Dublin Branch	11,153,000 Common Stock
Credit Suisse AG, Singapore Branch	CS Third Nominees Pty Limited (ACN 007 053 849)	Credit Suisse AG, Singapore Branch	3,095,557 Common Stock
Credit Suisse Securities (USA)LLC	CS Third Nominees Pty Limited(ACN 007 053 849)	Credit Suisse Securities (USA)LLC	3,400,000 Common Stock

This is Annexure "B" referred to in the Form 603 "Notice of initial substantial holder"

Signature Credit Suisse Holdings (Australia) Limited (ACN 008 496 713)

print name sign here	Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 21] intentionally omitted <==

4

Annexure "C"

5. Consideration

The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the 4 months prior to the day that the substantial holder became a substantial holder is as follows:

Holder of relevant interest	Date of acquisition	Consideration (9)		Class and number of securities
		Cash	Non-cash
Credit Suisse Funds AG	15-Oct-20	146,046.18 AUD		87,570 Common Stock
Credit Suisse Funds AG	2-Dec-20	486,349.38 AUD		184,039 Common Stock
Credit Suisse Equities (Australia) Limited	18-Nov-20	Refer to Annexure F of Notice	Stock returned under ASLA	-11,200 Common Stock
Credit Suisse Equities (Australia) Limited	7-Dec-20	Refer to Annexure F of Notice	Stock borrowed under ASLA	289,000 Common Stock
Credit Suisse Equities (Australia) Limited	7-Jan-21	Refer to Annexure F of Notice	Stock borrowed under ASLA	38,000 Common Stock
Credit Suisse Equities (Australia) Limited	7-Jan-21	Refer to Annexure F of Notice	Stock borrowed under ASLA	169,000 Common Stock
Credit Suisse Equities (Australia) Limited	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under ASLA	1,500,000 Common Stock
Credit Suisse AG, Dublin Branch	30-Sep-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	9,000 Common Stock
Credit Suisse AG, Dublin Branch	22-Oct-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	4,000 Common Stock
Credit Suisse AG, Dublin Branch	2-Nov-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	6,000 Common Stock
Credit Suisse AG, Dublin Branch	30-Nov-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	11,000 Common Stock
Credit Suisse AG, Dublin Branch	16-Dec-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	6,000 Common Stock
Credit Suisse AG, Dublin Branch	24-Dec-20	Refer to Annexure F of Notice	Stock borrowed under OSLA	4,000 Common Stock
Credit Suisse AG, Dublin Branch	11-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	7,000 Common Stock
Credit Suisse AG, Dublin Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	250,000 Common Stock
Credit Suisse AG, Dublin Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	700,000 Common Stock
Credit Suisse AG, Dublin Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	6,000,000 Common Stock
Credit Suisse AG, Dublin Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	50,000 Common Stock
Credit Suisse AG, Dublin Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	2,000,000 Common Stock

5

Credit Suisse AG, Dublin Branch	22-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	50,000 Common Stock
Credit Suisse AG, Dublin Branch	22-Jan-21	Refer to Annexure F of Notice	Stock returned under OSLA	-50,000 Common Stock
Credit Suisse AG, Dublin Branch	22-Jan-21	Refer to Annexure F of Notice	Stock returned under OSLA	-250,000 Common Stock
Credit Suisse AG, Dublin Branch	22-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	250,000 Common Stock
Credit Suisse AG, Dublin Branch	25-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	280,000 Common Stock
Credit Suisse AG, Dublin Branch	25-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	1,800,000 Common Stock
Credit Suisse Securities (Europe) Limited	12-Nov-20	30,340.26 AUD		13,854 Common Stock
Credit Suisse Securities (Europe) Limited	30-Nov-20	15,730.40 AUD		5,936 Common Stock
Credit Suisse Securities (Europe) Limited	8-Dec-20	93.10 AUD		-35 Common Stock
Credit Suisse Securities (Europe) Limited	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	350,000 Common Stock
Credit Suisse Securities (Europe) Limited	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	500,000 Common Stock
Credit Suisse Securities (Europe) Limited	25-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	100,000 Common Stock
Credit Suisse Securities (USA) LLC	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	200,000 Common Stock
Credit Suisse Securities (USA) LLC	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	3,000,000 Common Stock
Credit Suisse Securities (USA) LLC	25-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	200,000 Common Stock
Credit Suisse AG, Singapore Branch	4-Dec-20	93.10 AUD		35 Common Stock
Credit Suisse AG, Singapore Branch	6-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	59,000 Common Stock
Credit Suisse AG, Singapore Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	268,056 Common Stock
Credit Suisse AG, Singapore Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	210,105 Common Stock
Credit Suisse AG, Singapore Branch	20-Jan-21	Refer to Annexure F of Notice	Stock borrowed under OSLA	2,500,000 Common Stock

This is Annexure "C" referred to in the Form 603 "Notice of initial substantial holder"

Signature Credit Suisse Holdings (Australia) Limited (ACN 008 496 713)

print name sign here	Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 21] intentionally omitted <==

6

Annexure "D"

6. Associates

The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows:

Name and ACN/ARSN (if applicable)	Nature of association
Credit Suisse Securities (Europe) Limited (ARBN 099554131)	Related Body Corporate
Credit Suisse Equities (Australia) Limited (ACN 068 232 708)	Related Body Corporate
Credit Suisse Funds AG	Related Body Corporate
Credit Suisse AG, Dublin Branch	Related Body Corporate
Credit Suisse AG, Singapore Branch	Related Body Corporate
Credit Suisse Securities (USA) LLC	Related Body Corporate

This is Annexure "D" referred to in the Form 603 "Notice of initial substantial holder"

Signature print name sign here	Credit Suisse Holdings (Australia) Limited (ACN 008 496 713) Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 21] intentionally omitted <==

7

Annexure "E"

7. Addresses

The addresses of persons named in this form are as follows:

Name	Address
Credit Suisse Holdings (Australia) Limited (ACN 008 496 713)	Level 31, Gateway, 1 Macquarie Place, Sydney NSW 2000, Australia
CS Third Nominees Pty Limited (ACN 007 053 849)	Level 31, Gateway, 1 Macquarie Place, Sydney NSW 2000, Australia
Credit Suisse Equities (Australia) Limited (ACN 068 232 708)	Level 31, Gateway, 1 Macquarie Place, Sydney NSW 2000, Australia
Credit Suisse Fourth Nominees Pty Limited (ACN 069 126 432)	Level 31, Gateway, 1 Macquarie Place, Sydney NSW 2000, Australia
Credit Suisse Securities (Europe) Limited (ARBN 099554131)	One Cabot Square,London,E14 4QJ
Credit Suisse Funds AG	Giesshübelstrasse 30,Zurich,8045
Credit Suisse AG, Dublin Branch	Kilmore House, Park lane, Spencer Dock, Dublin 1, Ireland
Credit Suisse AG, Singapore Branch	1 Raffles Link #03/04-01, Singapore 039393
Credit Suisse Securities (USA) LLC	11 Madison Avenue,, New York, New York 10010, New York 10010

This is Annexure "E" referred to in the Form 603 "Notice of initial substantial holder"

Signature Credit Suisse Holdings (Australia) Limited (ACN 008 496 713)

print name sign here	Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 21] intentionally omitted <==

8

Annexure "F"

This is Annexure "F" referred to in the Form 603 "Notice of initial substantial holder"

Signature print name sign here	Credit Suisse Holdings (Australia) Limited (ACN 008 496 713) Winston Loke capacity Authorised Signatory
	date 29-Jan-2021

==> picture [46 x 21] intentionally omitted <==

9

Prescribed information

Schedule
Type of agreement	Australian Securities Lending Agreement
Parties to agreement	Credit Suisse Equities (Australia) Limited and
	JP Morgan Nominees (Australia) Limited
Transfer date	7-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Voting rights to be exercised in accordance
	with lender’s instructions provided such
	instructions are received 7 days prior.
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At will.
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

10

Prescribed information

Schedule
Type of agreement	Australian Securities Lending Agreement
Parties to agreement	Credit Suisse Equities (Australia) Limited and
	National Australia Bank Limited
Transfer date	7-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Voting rights to be exercised in accordance
	with lender’s instructions provided such
	instructions are received 7 days prior
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	Early return is subject to the lender’s
	acceptance
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

11

Prescribed information

Schedule
Type of agreement	Australian Securities Lending Agreement
Parties to agreement	Credit Suisse Equities (Australia) Limited and
	The Northern Trust Company
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Voting rights to be exercised in accordance
	with lender’s instructions provided such
	instructions are received 7 days prior
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	Early return is subject to the lender’s
	acceptance
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

12

Prescribed information

Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (Europe) Limited and
	Chase Manhattan Bank (London Branch)
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Voting rights to be exercised in accordance
	with lender’s instructions provided such
	instructions are received 7 days prior.
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

13

Prescribed information

Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (Europe) Limited and
	The Northern Trust Company
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Borrower must use best endeavours to vote in
	accordance with the Lender’s instructions until
	completion of the corporate action.
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will.
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

14

Prescribed information

Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (Europe) Limited and
	Canadian Imperial Bank of Commerce
Transfer date	25-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	Yes
If yes, detail	Borrower must use best endeavours to vote in
	accordance with the Lender’s instructions until
	completion of the corporate action.
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will.
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

15

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and JPM
	Chase Bank
Transfer date	22-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

16

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and The
	Bank of New York Mellon
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

17

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and Citibank
	N.A.
Transfer date	25-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

18

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and State
	Street Bank and Trust Company
Transfer date	25-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

19

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and Brown
	Brothers Harriman and Co.
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

20

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Dublin Branch and RBC
	Dexia Investor Services Trust.
Transfer date	22-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

21

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (USA) LLC and State
	Street Bank and Trust and Company
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

22

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (USA) LLC and
	BlackRock Institutional Trust Company
Transfer date	25-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

23

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse Securities (USA) LLC and The
	Bank of New York Mellon
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

24

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Singapore Branch and
	HSBC Bank PLC
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

25

Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Singapore Branch and
	Citibank N.A.
Transfer date	20-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

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Prescribed information
Schedule
Type of agreement	Overseas Securities Lending Agreement
Parties to agreement	Credit Suisse AG, Singapore Branch and
	Norges Bank
Transfer date	6-Jan-2021
Holder of voting rights	Borrower
Are there any restrictions on voting rights?	No
If yes, detail	N/A
Scheduled return date (if any)	N/A
Does the borrower have the right to return early?	Yes
If yes, detail	At Will
Does the lender have the right to recall early?	Yes
If yes, detail	With 4 business days prior notice or earlier
	upon agreement.
Will the securities be returned on settlement?	Yes
If yes, detail any exceptions	If an event of default occurs in respect of either
	the lender or the borrower, the obligation of the
	borrower to deliver the securities to the lender
	will be netted off against the obligation of the
	lender to return securities or cash held by the
	lender as collateral.

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