HELIA GROUP LIMITED — Major Shareholding Notification 2021

Oct 6, 2021

603 page 1/2

15 July 2001

Form 603

Corporations Act 2001 Section 671B

Notice of initial substantial holder

To Company Name/Scheme ACN/ARSN 1. Details of substantial holder (1) Name ACN/ARSN (if applicable) The holder became a substantial holder on	Genworth Mortgage Insurance Australia Limited
	154 890 730
	Vanguard Group (The Vanguard Group, Inc. and its controlled entities including those
	listed in Annexure A)
	N/A
	1 October 2021

2. Details of voting power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in on the date the substantial holder became a substantial holder are as follows:

Class of securities (4)	Number of securities	Person’s votes (5)	Voting power (6)
Ordinary	20,626,065	20,626,065	5.00009%

3. Details of relevant interests

The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a substantial holder are as follows:

Holder of relevant interest	Nature of relevant interest (7)	Class and number of securities
Vanguard Group	Vanguard Group is the manager of various Mutual funds and accounts and in that capacity has the power to dispose of the shares. The other members of Vanguard Group have a relevant interest under section 608(3) of the Corporations Act.	Ordinary – 20,626,065

4. Details of present registered holders

The persons registered as holders of the securities referred to in paragraph 3 above are as follows:

Holder of relevant interest	Registered holder of securities	Person entitled to be registered as holder (8)	Class and number of securities
Vanguard Group	Brown Brothers Harriman	Various funds and other accounts of Vanguard Group	Ordinary – 215,979
Vanguard Group	BNY Mellon	Various funds and other accounts of Vanguard Group	Ordinary – 1,787,100
Vanguard Group	JP Morgan Chase Bank, N.A.	Various funds and other accounts of Vanguard Group	Ordinary – 13,409,681
Vanguard Group	State Street Bank and Trust Company	Various funds and other accounts of Vanguard Group	Ordinary – 2,938,937
Vanguard Group	Various others	Various funds and other accounts of Vanguard Group	Ordinary – 2,274,368

5. Consideration

The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the four months prior to the day that the substantial holder became a substantial holder is as follows:

Holder of relevant interest	Date of acquisition	Consideration (9)	Class and number of securities
See Annexure A

==> picture [471 x 9] intentionally omitted <==

----- Start of picture text -----

603 page 2/2 15 July 2001
----- End of picture text -----

6. Associates

The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows:

Name and ACN/ARSN (if applicable)	Nature of association
N/A	N/A

7. Addresses

The addresses of persons named in this form are as follows:

==> picture [452 x 114] intentionally omitted <==

----- Start of picture text -----

Name Address
Vanguard Group P.O. Box 2600, V26 Valley Forge, PA 19482 USA
print name Shawn Acker capacity Compliance Manager
sign here date 6 October 2021
----- End of picture text -----

	DIRECTIONS
(1)	If there are a number of substantial holders with similar or related interests (eg. a corporation and its related corporations, or the
	manager and
	trustee of an equity trust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are
	essentially
	similar, they may be referred to throughout the form as a specifically named group if the membership of each group, with the names
	and addresses
	of members is clearly set out in paragraph 7 of the form.
(2)	See the definition of “associate” in section 9 of the Corporations Act 2001.
(3)	See the definition of “relevant interest” in sections 608 and 671B(7) of the Corporations Act 2001.
(4)	The voting shares of a company constitute one class unless divided into separate classes.
(5)	The total number of votes attached to all the voting shares in the company or voting interests in the scheme (if any) that the person
	or an
	Associate has a relevant interest in.
(6)	The person’s votes divided by the total votes in the body corporate or scheme multiplied by 100.
(7)	Include details of:
	(a) any relevant agreement or other circumstances by which the relevant interest was acquired. If subsection 671B(4) applies, a
	copy of
	any document setting out the terms of any relevant agreement, and a statement by the person giving full and accurate
	details of any contract,
	scheme or arrangement, must accompany this form, together with a written statement certifying this contract, scheme or
	arrangement; and
	(b) any qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers
	or disposal of the
	securities to which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).
	See the definition of “relevant agreement” in section 9 of the Corporations Act 2001.
(8)	If the substantial holder is unable to determine the identity of the person (eg. if the relevant interest arises because of an option) write
	“unknown”.
(9)	Details of the consideration must include any and all benefits, moneys and other, that any person from whom a relevant interest has
	acquired has, or
	may, become entitled to receive in relation to that acquisition. Details must be included even if the benefit is conditional on the
	happening or not of a
	contingency. Details must be included of any benefit paid on behalf of the substantial holder of its associate in relation to the
	acquisitions, even if they are not paid directly to the person from whom the relevant interest was acquired.

Annexure A

To Company ACN/ARSN Substantial Holder Name ACN/ARSN	Genworth Mortgage Insurance Australia Limited	Genworth Mortgage Insurance Australia Limited	Genworth Mortgage Insurance Australia Limited	Genworth Mortgage Insurance Australia Limited	Genworth Mortgage Insurance Australia Limited	Genworth Mortgage Insurance Australia Limited
	154 890 730
	Vanguard Group
	N/A
Date of change	Person whose relevant interest changed	Nature of Change(6)	Consideration given in relation to change(7)	Class	Number of securities affected	Person's votes affected
16-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	1,812	1,812
16-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	8,940	8,940
16-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	34,661	34,661
16-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	4,901	4,901
16-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	20,568	20,568
17-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	6,030	6,030
17-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	29,746	29,746
17-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	115,324	115,324
17-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	16,308	16,308
17-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	68,432	68,432
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	34,204	34,204
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	796	796
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	16,580	16,580
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	67,323	67,323
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	332,155	332,155
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	1,287,787	1,287,787
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	182,091	182,091
18-Jun-2021	The Vanguard Group,Inc.	BUY	2.83	Ordinary	764,161	764,161
23-Jun-2021	The Vanguard Group,Inc.	BUY	2.64	Ordinary	166,380	166,380
25-Jun-2021	The Vanguard Group,Inc.	BUY	2.65	Ordinary	175,588	175,588
29-Jun-2021	The Vanguard Group,Inc.	BUY	2.14	Ordinary	2,033	2,033
7-Jul-2021	The Vanguard Group,Inc.	BUY	2.21	Ordinary	334,615	334,615
8-Jul-2021	The Vanguard Group,Inc.	BUY	2.20	Ordinary	335,552	335,552
9-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	146,883	146,883
9-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	4,753	4,753
12-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	68,128	68,128
12-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	40,657	40,657
12-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	65,699	65,699
12-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	39,207	39,207
13-Jul-2021	The Vanguard Group,Inc.	BUY	2.21	Ordinary	177,058	177,058
14-Jul-2021	The Vanguard Group,Inc.	BUY	2.24	Ordinary	130,462	130,462
16-Jul-2021	The Vanguard Group,Inc.	BUY	2.26	Ordinary	283,681	283,681
20-Jul-2021	The Vanguard Group,Inc.	BUY	2.18	Ordinary	2,970	2,970
21-Jul-2021	The Vanguard Group,Inc.	BUY	2.19	Ordinary	303,630	303,630
27-Jul-2021	The Vanguard Group,Inc.	BUY	2.16	Ordinary	122,233	122,233
28-Jul-2021	The Vanguard Group,Inc.	BUY	2.08	Ordinary	17,820	17,820
5-Aug-2021	The Vanguard Group,Inc.	BUY	2.31	Ordinary	14,850	14,850
17-Aug-2021	The Vanguard Group,Inc.	BUY	2.17	Ordinary	8,910	8,910
19-Aug-2021	The Vanguard Group,Inc.	BUY	2.25	Ordinary	30,919	30,919
26-Aug-2021	The Vanguard Group,Inc.	BUY	2.21	Ordinary	6,028	6,028
1-Sep-2021	The Vanguard Group,Inc.	BUY	2.23	Ordinary	9,042	9,042
17-Sep-2021	The Vanguard Group,Inc.	SELL	2.29	Ordinary	(22,452)	(22,452)
29-Sep-2021	The Vanguard Group,Inc.	BUY	2.23	Ordinary	148,299	148,299
30-Sep-2021	The Vanguard Group,Inc.	BUY	2.23	Ordinary	75,006	75,006
4-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.81	Ordinary	8,907	8,907
15-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.82	Ordinary	6,052	6,052
15-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.82	Ordinary	132	132
17-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.83	Ordinary	3,881	3,881
18-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.83	Ordinary	43,324	43,324
23-Jun-2021	Vanguard Investments Australia Ltd.	INSPEC	2.62	Ordinary	(343,126)	(343,126)
23-Jun-2021	Vanguard Investments Australia Ltd.	INSPEC	2.62	Ordinary	(290,217)	(290,217)
23-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.62	Ordinary	556	556
24-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.64	Ordinary	556	556
29-Jun-2021	Vanguard Investments Australia Ltd.	Buy	2.14	Ordinary	6,100	6,100
30-Jun-2021	Vanguard Investments Australia Ltd.	Sell	2.20	Ordinary	(15,348)	(15,348)
2-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.16	Ordinary	834	834
9-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.20	Ordinary	5,932	5,932
12-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.18	Ordinary	4,235	4,235
13-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.21	Ordinary	2,224	2,224
13-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.21	Ordinary	1,112	1,112

Page 1 of 2

Annexure A

Date of change	Person whose relevant interest changed	Nature of Change(6)	Consideration given in relation to change(7)	Class	Number of securities affected	Person's votes affected
20-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.17	Ordinary	4,467	4,467
27-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.15	Ordinary	5,956	5,956
29-Jul-2021	Vanguard Investments Australia Ltd.	Buy	2.09	Ordinary	279	279
3-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.12	Ordinary	7,335	7,335
5-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.31	Ordinary	6,020	6,020
5-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.31	Ordinary	837	837
6-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.28	Ordinary	1,116	1,116
18-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.27	Ordinary	840	840
18-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.27	Ordinary	4,890	4,890
23-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.18	Ordinary	560	560
25-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.23	Ordinary	6,024	6,024
30-Aug-2021	Vanguard Investments Australia Ltd.	Buy	2.24	Ordinary	840	840
2-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.15	Ordinary	77,397	77,397
2-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.16	Ordinary	840	840
3-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.20	Ordinary	1,120	1,120
7-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.09	Ordinary	5,996	5,996
9-Sep-2021	Vanguard Investments Australia Ltd.	Sell	2.07	Ordinary	(8,390)	(8,390)
17-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.30	Ordinary	4,500	4,500
17-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.30	Ordinary	1,124	1,124
20-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.15	Ordinary	1,132	1,132
22-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.08	Ordinary	566	566
22-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.08	Ordinary	5,675	5,675
27-Sep-2021	Vanguard Investments Australia Ltd.	Buy	2.24	Ordinary	2,820	2,820
1-Oct-2021	Vanguard Investments Australia Ltd.	Buy	2.19	Ordinary	1,400	1,400
1-Oct-2021	Vanguard Investments Australia Ltd.	Buy	2.19	Ordinary	1,120	1,120

This is Annexure A of 2 pages referred to in Form 603, notice of initial substantial holder.

Signature: Name: Shawn Acker Capacity: Compliance Manager Date: 6-October-2021

Page 2 of 2