HELIA GROUP LIMITED — Major Shareholding Notification 2021

Nov 23, 2021

603 page 1/2 15 July 2001

Form 603

Corporations Act 2001 Section 671B

Notice of initial substantial holder

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----- Start of picture text ----- To Company Name/ Scheme GENWORTH MORTGAGE INSURANCE AUSTRALIA LIMITEDACN/ ARSN 154 890 7301. Details of substantial holder (1)Name Vinva Investment ManagementACN/ ARSN (if applicable) 142 528 783The holder became a substantial holder on 22/11/2021----- End of picture text -----

2. Details of voting power

The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate (2) had a relevant interest (3) in on the date the substantial holder became a substantial holder are as follows:

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----- Start of picture text ----- Class of securities (4) Number of securities Person's votes (5) Voting power (6)FPO 20,657,225 20,657,225 5.01%*Based on issued capital of 412,514,184 sharesThe nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holderHolder of relevant interest Nature of relevant interest (7) Class and number of securitiesSee Schedule 1The persons registered as holders of the securities referred to in paragraph 3 above are as follows:Registered Holder of Person entitled to beHolder of relevant interest securities registered as holder (8) Class and number of securitiesSee Schedule 1----- End of picture text -----

3. Details of relevant interests

The nature of the relevant interest the substantial holder or an associate had in the following voting securities on the date the substantial holder became a substantial holder are as follows:

4. Details of present registered holders

The persons registered as holders of the securities referred to in paragraph 3 above are as follows:

5. Consideration

The consideration paid for each relevant interest referred to in paragraph 3 above, and acquired in the four months prior to the day that the substantial holder became a substantial holder is as follows:

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----- Start of picture text ----- Holder of Consideration (9)relevant Date ofinterest acquisition Cash Non-cash Class and number of securitiesConsideration forAcquisition of Shares$3,682,321Acquisition of 1,604,899 sharesVinva Consideration for Disposal22/07/2021 - of Shares $1,070,608Investment 22/11/2021 Disposal of 473,272 sharesManagementTransfer in 807,887shares 807,887 sharesTransfer out of 265,662shares 265,662 shares----- End of picture text -----

603 page 2/2 15 July 2001

6. Associates

The reasons the persons named in paragraph 3 above are associates of the substantial holder are as follows:

7. AddressesThe addresses of persons named in this form are as follows:SignaturePrint nameCapacitySign hereDate(1)(2)See the definition of "associate" in section 9 of the Corporations Act 2001.(3)See the definition of "relevant interest" in sections 608 and 671B(7) of the Corporations Act 2001.(4)The voting shares of a company constitute one class unless divided into separate classes.(5)(6)The person's votes divided by the total votes in the body corporate or scheme multiplied by 100.(7)Include details of:(a)(b)See the definition of "relevant agreement" in section 9 of the Corporations Act 2001.(8)(9)Details of the consideration must include any and all benefits, money and other, that any person from whom a relevant interest was acquired has, or may, become entitledto receive in relation to that acquisition. Details must be included even if the benefit is conditional on the happening or not of a contingency. Details must be included of anybenefit paid on behalf of the substantial holder or its associate in relation to the acquisitions, even if they are not paid directly to the person from whom the relevant interestwas acquired./ /If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and trustee of an equitytrust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar, they may be referred to throughout theform as a specifically named group if the membership of each group, with the names and addresses of members is clearly set out in paragraph 7 of the form.The total number of votes attached to all the voting shares in the company or voting interests in the scheme (if any) that the person or an associate has a relevantVinva Investment ManagementLevel 13, 10 Bridge Street, Sydney, NSW 2000Nature of associationName andACN/ARSN(ifapplicable)N/ANameAddressIf the substantial holder is unable to determine the identity of the person ( eg. if the relevant interest arises because of an option) write "unknown".any relevant agreement or other circumstances by which the relevant interest was acquired. If subsection 671B(4) applies, a copy of any documentsetting out the terms of any relevant agreement, and a statement by the person giving full and accurate details of any contract, scheme or arrangement,must accompany this form, together with a written statement certifying this contract, scheme or arrangement; andany qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers or disposal of the securitiesto which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).DIRECTIONSRobert CochraneChief Operating Officer	7. AddressesThe addresses of persons named in this form are as follows:SignaturePrint nameCapacitySign hereDate(1)(2)See the definition of "associate" in section 9 of the Corporations Act 2001.(3)See the definition of "relevant interest" in sections 608 and 671B(7) of the Corporations Act 2001.(4)The voting shares of a company constitute one class unless divided into separate classes.(5)(6)The person's votes divided by the total votes in the body corporate or scheme multiplied by 100.(7)Include details of:(a)(b)See the definition of "relevant agreement" in section 9 of the Corporations Act 2001.(8)(9)Details of the consideration must include any and all benefits, money and other, that any person from whom a relevant interest was acquired has, or may, become entitledto receive in relation to that acquisition. Details must be included even if the benefit is conditional on the happening or not of a contingency. Details must be included of anybenefit paid on behalf of the substantial holder or its associate in relation to the acquisitions, even if they are not paid directly to the person from whom the relevant interestwas acquired./ /If there are a number of substantial holders with similar or related relevant interests (eg. a corporation and its related corporations, or the manager and trustee of an equitytrust), the names could be included in an annexure to the form. If the relevant interests of a group of persons are essentially similar, they may be referred to throughout theform as a specifically named group if the membership of each group, with the names and addresses of members is clearly set out in paragraph 7 of the form.The total number of votes attached to all the voting shares in the company or voting interests in the scheme (if any) that the person or an associate has a relevantVinva Investment ManagementLevel 13, 10 Bridge Street, Sydney, NSW 2000Nature of associationName andACN/ARSN(ifapplicable)N/ANameAddressIf the substantial holder is unable to determine the identity of the person ( eg. if the relevant interest arises because of an option) write "unknown".any relevant agreement or other circumstances by which the relevant interest was acquired. If subsection 671B(4) applies, a copy of any documentsetting out the terms of any relevant agreement, and a statement by the person giving full and accurate details of any contract, scheme or arrangement,must accompany this form, together with a written statement certifying this contract, scheme or arrangement; andany qualification of the power of a person to exercise, control the exercise of, or influence the exercise of, the voting powers or disposal of the securitiesto which the relevant interest relates (indicating clearly the particular securities to which the qualification applies).DIRECTIONSRobert CochraneChief Operating Officer
Signature(1)(2)(3)(4)(5)(6)(7)(8)(9)

Schedule 1 - Vinva Investment Management becoming a substantial holder in GENWORTH MORTGAGE INSURANCE AUSTRALIA LIMITED Details of relevant interests

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----- Start of picture text ----- Holder of relevant interest Nature of relevant interest Class and number of securitiesVinva Investment Management Power to (or to control) exercise vote and/or Fully paid ordinary shares 20,657,225dispose of the securities as discretionaryinvestment managers or advisers ofsuperannuation funds, pooled superannuationtrusts, managed investment schemes andinvestment management agreements.Details of present registered holdersHolder of relevant interest Registered holder of securities Persons entitled to be a registered holder Class and number ofsecuritiesVinva Investment Management JP Morgan Nominees Australia Ltd JP Morgan Nominees Australia Ltd 6,093,881 FPO1Vinva Investment Management National Nominees Ltd National Nominees Ltd 2,452,628 FPO2Vinva Investment Management Cogent Nominees Limited Cogent Nominees Limited 1,591,550 FPO3Vinva Investment Management Northern Trust Northern Trust 2,808,815 FPO4Vinva Investment Management State Street Australia Limited State Street Australia Limited 7,107,070 FPO5Vinva Investment Management HSBC Custody Nominees Limited HSBC Custody Nominees Limited 603,281 FPO678----- End of picture text -----

20,657,225