HDFC BANK LTD — Earnings Release 2026

Oct 4, 2025

CIN: L65920MH1994PLC080618 Email:shareholder.grievances@hdfcbank.com Website: www.hdfcbank.com

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HDFC Bank Limited, HDFC House, H T Parekh Marg, 165-166 Backbay Reclamation, Churchgate, Mumbai- 400 020 Tel. No.:022-66316000

Ref. No. SE/2025-26/115

October 4, 2025

BSE Limited National Stock Exchange of India Limited Dept. of Corporate Services The Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Bandra Kurla Complex, Mumbai – 400 001. Mumbai – 400 051 Scrip Code:500180 Scrip Symbol: HDFCBANK

Dear Sir / Madam,

Sub: Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

In accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information in terms of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015, we would like to intimate the following:

• 1) The Bank’s average advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were ₹ 27,946 billion for the September 2025 quarter, a growth of around 9.0% over ₹ 25,639 billion for the September 2024 quarter, and a growth of around 1.9% over ₹ 27,423 billion for the June 2025 quarter.

The Bank’s period end advances under management were approximately ₹ 28,690 billion as of September 30, 2025, a growth of around 8.9% over ₹ 26,334 billion as of September 30, 2024, and a growth of around 3.1% over ₹ 27,820 billion as of June 30, 2025.

The Bank’s period end gross advances aggregated to approximately ₹ 27,690 billion as of September 30, 2025, a growth of around 9.9% over ₹ 25,190 billion as of September 30, 2024.

• 2) The Bank’s average deposits were ₹ 27,105 billion for the September 2025 quarter, a growth of around 15.1% over ₹ 23,540 billion for the September 2024 quarter, and around 2.0% over ₹ 26,576 billion for the June 2025 quarter.

The Bank’s average CASA deposits were ₹ 8,770 billion for the September 2025 quarter, a growth of around 8.5% over ₹ 8,084 billion for the September 2024 quarter, and around 1.9% compared to ₹ 8,604 billion for the June 2025 quarter.

The Bank’s average time deposits were ₹ 18,335 billion for the September 2025 quarter, a growth of around 18.6% over ₹ 15,456 billion for the September 2024 quarter, and around 2.0% over ₹17,972 billion for the June 2025 quarter.

Regd. Office: HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013

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The Bank’s period end deposits were approximately ₹ 28,015 billion as of September 30, 2025, a growth of around 12.1% over ₹ 25,001 billion as of September 30, 2024, and around 1.4% over ₹ 27,641 billion as of June 30, 2025.

The Bank’s period end CASA deposits were approximately ₹ 9,490 billion as of September 30, 2025, a growth of around 7.4% over ₹ 8,836 billion as of September 30, 2024, and around 1.3% over ₹ 9,370 billion as of June 30, 2025.

The Bank’s period end time deposits were approximately ₹ 18,525 billion as of September 30, 2025, a growth of around 14.6% over ₹ 16,165 billion as of September 30, 2024, and a growth of around 1.4% over ₹ 18,271 billion as of June 30, 2025.

3) Key business volumes are as under:

Key figures(₹ billion)	30-Sep-24	30-Jun-25	30-Sep-25	QoQ	YoY
Advances under management*
Average	25,639	27,423	27,946	1.9%	9.0%
Period end	26,334	27,820	28,690	3.1%	8.9%
Gross advances - Period end	25,190	26,532	27,690	4.4%	9.9%
Deposits - Average	23,540	26,576	27,105	2.0%	15.1%
CASA deposits	8,084	8,604	8,770	1.9%	8.5%
Time deposits	15,456	17,972	18,335	2.0%	18.6%
Deposits - Period end	25,001	27,641	28,015	1.4%	12.1%
CASA deposits	8,836	9,370	9,490	1.3%	7.4%
Time deposits	16,165	18,271	18,525	1.4%	14.6%

*gross of inter-bank participation certificates, bills rediscounted and securitisation / assignment

The results of the Bank as of September 30, 2025, will be subject to a limited review by the statutory auditors of the Bank.

We request you to bring the above to the notice of all concerned.

Thanking you,

Yours faithfully,

For HDFC Bank Limited

AJAY Digitally signed by AJAY GIRIDHARILAL GIRIDHARILA AGARWAL L AGARWAL Date: 2025.10.04 09:18:04 +05'30'

Ajay Agarwal

Company Secretary Group Head – Secretarial & Group Oversight