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HCI Group, Inc. Director's Dealing 2008

Jul 29, 2008

31530_dirs_2008-07-29_dad7d5c2-9ee4-4475-9363-fa6d56271153.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Homeowners Choice, Inc. (HCII)
CIK: 0001400810
Period of Report: 2008-07-25

Reporting Person: Patel Paresh (Director)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2008-07-25 Common stock P 4000 $7.00 Acquired 284000 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2008-07-25 Stock Warrant (Right to Buy) $9.10 P 4000 Acquired 2013-07-30 Common (2000) Direct

Holdings (Derivative)

Security Exercise Price Expiration Underlying Shares Ownership
Stock Option (Right to Buy) $2.50 2017-09-05 Common (60000) 60000 Direct
Stock Option (Right to Buy) $2.50 2017-05-31 Common (160000) 220000 Direct
Stock Option (Right to Buy) $2.50 2017-05-31 Common (30000) 250000 Direct

Footnotes

F1: In connection with the Homeowners Choice, Inc. initial public offering ("IPO"), 4,000 units were purchased on 7/25/08 at a price of $7.00 per unit, with each unit consisting of one share of common stock and one warrant. Two warrants may be exercised to acquire one share of common stock at an exercise price equal to $9.10 per share. The warrants may be exercised any time after the closing of the IPO up to five years after the July 30, 2008 IPO closing date.

F2: Shares are held jointly with spouse.

F3: The options were granted pursuant to the Homeowners Choice, Inc. 2007 Stock Option and Incentive Plan.

F4: These options vest and become immediately exercisable upon the fair market value of the Company's Common Stock reaching $7.50 per share.

F5: Commencing on June 1, 2007 and continuing on the first day of each calendar month thereafter through and including January 1, 2010, the amount of 5,000 options will vest and become exercisable on each such monthly vesting date.

F6: Commencing on May 1, 2008 and continuing on the same day of each calendar year thereafter through and including May 1, 2010, the amount of 10,000 options will vest and become exercisable on each such annual vesting date.