Generalfinance — Capital/Financing Update 2026

Jan 15, 2026

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Informazione Regolamentata n. 1693-2-2026

Data/Ora Inizio Diffusione 15 Gennaio 2026 18:03:14 Euronext Star Milan

Societa' : GENERALFINANCE S.p.A.

Utenza - referente : GENERALFINANCEN01 - Saviolo Stefano

Tipologia : REGEM

Data/Ora Ricezione : 15 Gennaio 2026 18:03:14

Data/Ora Inizio Diffusione : 15 Gennaio 2026 18:03:14

Oggetto : Generalfinance: completion of a private

placement of additional €20 million of

unsecured, fungible notes, to be consolidated with the Senior Unsecured Non-Convertible

Notes due 2028.

Testo del comunicato

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PRESS RELEASE

Generalfinance: completion of a private placement of additional €20 million of unsecured, fungible notes, to be consolidated with the Senior Unsecured Non-Convertible Notes due 2028, bringing the aggregate nominal amount outstanding to €100 million

Milan, 15 January 2026 – Generalfinance S.p.A. has successfully completed the private placement of additional unsecured notes in an aggregate amount of €20 million, exclusively reserved for qualified investors. The new notes will be consolidated and form a single series with the outstanding notes denominated "EUR 50,000,000 Senior Unsecured Non-Convertible Notes due 2028" issued by the Company on 17 April 2025 and "EUR 30,000,000 Senior Unsecured Non-Convertible Notes due 2028" issued by the Company on 29 September 2025. The new notes therefore have the same terms and conditions as the previous ones, providing – in particular – for maturity in April 2028 and a fixed coupon rate of 5.5% per annum, with Generalfinance having the option of early redemption starting from 17 April 2027. The new notes were issued at a price equal to 100.65% of its nominal value and was subscribed by leading institutional investors, confirming the market's confidence in the Company's soundness and growth prospects. The new notes, which are scheduled to be issued on 20 January 2026, will be admitted to trading on Euronext Access Milan.

Upon issuance, the new notes shall be assigned, for consolidation purposes, the ISIN code of the original bond issue (IT0005645558).

The proceeds of the issue will be used to support Generalfinance's development plans and to further strengthen its lending capacity in the segment of factoring to companies in "Special Situations".

The transaction was structured with the assistance of Equita SIM, as Arranger and Lead Manager. With regard to the legal aspects, Generalfinance was assisted by the law firm Legance – Avvocati Associati, while The Bank of New York Mellon SA/NV – Milan Branch acted as Paying Agent and Account Bank.

GENERALFINANCE

Founded in 1982 and run for more than 30 years by Massimo Gianolli, Generalfinance is a regulated financial intermediary specializing in factoring, providing swift and tailored solutions to meet the diverse need of its clients. Operating from its offices in Milan, Biella; Rome and Madrid with a team of around 80 professionals, Generalfinance is a leader in the segment of factoring to companies in "Special Situation".

Generalfinance S.p.A.

Chief Financial Officer – Investor Relations

Ugo Colombo | u.colombo@generalfinance.it | +39 3355761968

MEDIA CONTACTS

CDR Communication

Angelo Brunello | angelo.brunello@cdr-communication.it |+39 3292117752

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Fine Comunicato n.1693-2-2026 Numero di Pagine: 3