GAV-YAM Lands Corp. Ltd. — Capital/Financing Update 2025

Nov 5, 2025

GAV-YAM LANDS CORP. LTD

Registrar number: 520001736

To:

• Israel Securities Authority (www.isa.gov.il)
• Tel Aviv Stock Exchange Ltd (www.tase.co.il)

Form No.: T126 (Public) Broadcast on MAGNA: 05/11/2025 Reference: 2025-01-083877

Report on the Corporation's Liabilities by Maturity Dates

Sections 9d and 38e of the Securities Regulations (Periodic and Immediate Reports), 1970

Reporting period: 30/09 for the year Current Year 2025

Below is a detailed breakdown of the corporation's liabilities by maturity dates:

A. Series of BONDS Issued to the Public by the Reporting Corporation and Held by the Public (excluding series of BONDS held by the controlling shareholder, its parent, its subsidiaries, or subsidiaries of the reporting corporation) [Based on the separate (solo) financial statements] (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	1,317,009	50,477	0	0	0	94,330	1,461,816
Second year	901,093	151,430	0	0	0	94,529	1,147,052
Third year	820,363	151,430	0	0	0	75,379	1,047,172
Fourth year	820,363	151,430	0	0	0	61,775	1,033,568
Fifth year+	2,888,680	757,152	0	0	0	128,715	3,774,547
Total	6,747,508	1,261,919	0	0	0	454,728	8,464,155

B. Series of BONDS and Non-Bank Credit (excluding BONDS granted by the controlling shareholder or the reporting corporation or their subsidiaries) [Based on solo financial statements] (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	707,469	0	0	0	0	16,626	724,095
Total	707,469	0	0	0	0	16,626	724,095

C. Bank Credit from Israeli Banks [Based on solo financial statements] (in thousands of NIS)

All fields are zero (0).

D. Bank Credit from Foreign Banks [Based on solo financial statements] (in thousands of NIS)

All fields are zero (0).

E. Summary Table for Tables A-D, Total Bank Credit, Non-Bank Credit, and BONDS Series [Based on solo financial statements] (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	2,024,478	50,477	0	0	0	110,956	2,185,911
Second year	901,093	151,430	0	0	0	94,529	1,147,052
Third year	820,363	151,430	0	0	0	75,379	1,047,172
Fourth year	820,363	151,430	0	0	0	61,775	1,033,568
Fifth year+	2,888,680	757,152	0	0	0	128,715	3,774,547
Total	7,454,977	1,261,919	0	0	0	471,354	9,188,250

F. Off-Balance-Sheet Credit Exposure (for Financial Guarantees and Credit Commitments) [Based on solo financial statements] (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	70,850	0	0	0	0	0	70,850
Second year	550	0	0	0	0	0	550
Third year	14,254	0	0	0	0	0	14,254
Fourth year	23,739	0	0	0	0	0	23,739
One-time commitment	29,209	0	0	0	0	1,837	31,046
Total	138,602	0	0	0	0	1,837	140,439

G. Off-Balance-Sheet Credit Exposure of Consolidated Subsidiaries (excluding reporting corporations and solo data in Table F above) (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	37,144	0	0	0	0	0	37,144
Third year	35,142	0	0	0	0	0	35,142
Fourth year	28,471	0	0	0	0	0	28,471
Fifth year+	15,510	0	0	0	0	0	15,510
One-time commitment	436,935	0	0	0	0	0	436,935
Total	553,202	0	0	0	0	0	553,202

H. Total Bank Credit Balances, Non-Bank Credit and BONDS Series of all Consolidated Subsidiaries (excluding reporting corporations and the solo data in Tables A-D above) (in thousands of NIS)

Year	NIS Index Linked	NIS Unlinked	Euro	Dollar	Other	Gross Interest Payments (before tax)	Total per Year
First year	63,588	397,563	0	0	0	48,314	509,465
Second year	63,588	216,963	0	0	0	35,865	316,416
Third year	91,696	0	0	0	0	27,871	119,567
Fourth year	358,149	0	0	0	0	20,092	378,241
Fifth year+	354,769	0	0	0	0	39,381	394,150
Total	931,790	614,526	0	0	0	171,523	1,717,839

I. Credit Balances Given to the Reporting Entity by its Parent or Controlling Shareholder (including BONDS held by them) (in thousands of NIS)

All fields are zero (0).

J. Credit Given to the Reporting Entity by Companies under Control of Parent or Controlling Shareholders, Not Controlled by the Reporting Entity (including their held BONDS) (in thousands of NIS)

All fields are zero (0).

K. Credit Balances Given to the Reporting Entity by Consolidated Subsidiaries (including their held BONDS) (in thousands of NIS)

This is an unofficial AI generated translation of the official Hebrew version and has no binding force. The only binding version is the official Hebrew version. For more information, please review the legal disclaimer.

All fields are zero (0).

Authorized signatories for the corporation:

• 1. Mark Zak Chief Financial Officer
• 1. Shiri Weitzman Company Secretary

Explanations: According to Regulation 5 of the Periodic and Immediate Reports Regulations (1970), a report submitted under these regulations must be signed by those authorized to sign on behalf of the corporation. The staff's position can be found on the Authority's website: Click here.

Ticker: Gav Yam

Address: P.O. Box 15041, Haifa 31905 Phone: 04-6644200, 04-6644222 Fax: 04-8533567 Email: info@gav-yam.co.il Website: www.gav-yam.co.il Previous names: GAV-YAM LANDS CORP. LTD

Electronic reporter name: Zak Mark (Chief Financial Officer) Address: 9 Andrei Sakharov St., Haifa 31905 Phone: 04-6644200

Fax: 04-8522859 Email: mark@gav-yam.co.il

Securities of the corporation are listed for trading on the Tel Aviv Stock Exchange