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FNB CORP/PA/ — Regulatory Filings 2025
Dec 29, 2025
30946_prs_2025-12-29_5b6eb565-2eee-42d9-8a0a-7386567c4f2f.zip
Regulatory Filings
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| PROSPECTUS SUPPLEMENT | Filed Pursuant to Rule 424(b)(2) |
|---|---|
| (To Prospectus Dated August 30, 2024) | Registration No. 333-281871 and 333-281871-01 |
FNB FINANCIAL SERVICES, LP
$500,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES
Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.
The following annual interest rates are applicable to both New Notes and Outstanding Notes effective December 24, 2025.
| Subordinated Daily Notes | 1.40 % | 1.41 % | |
|---|---|---|---|
| Subordinated Special Daily Notes MINIMUM BALANCE $25,000.00 | 3.25 % | 3.29 % | |
| Subordinated JUMBO Daily Notes MINIMUM BALANCE $100,000.00 | 3.85 % | 3.91 % | |
| Subordinated Term Notes | |||
| 3 Month | 3.20 % | 3.24 % | |
| 6 Month | SPECIAL | 4.00 % | 4.06 % |
| 9 Month | 3.30 % | 3.34 % | |
| 12 Month | 3.40 % | 3.44 % | |
| 15 Month | 3.50 % | 3.55 % | |
| 18 Month | SPECIAL | 4.05 % | 4.11 % |
| 21 Month | N/A | N/A | |
| 24 Month | 3.60 % | 3.65 % | |
| 27 Month | 3.70 % | 3.75 % | |
| 30 Month | 3.80 % | 3.85 % | |
| 36 Month | 3.80 % | 3.85 % | |
| 48 Month | 3.90 % | 3.96 % | |
| 60 Month | 4.00 % | 4.06 % | |
| 84 Month | 4.25 % | 4.32 % | |
| 120 Month | SPECIAL | 5.50 % | 5.61 % |
This Prospectus Supplement is dated December 24, 2025.