FNB CORP/PA/ — Prospectus 2007

Nov 14, 2007

424B2 1 l28854ae424b2.htm FNB FINANCIAL SERVICES, LP/F.N.B. CORPORATION 424(B)(2) FNB Financial Services, L.P./F.N.B. Corp 424(b)(2) PAGEBREAK

PROSPECTUS SUPPLEMENT	Filed Pursuant to Rule 424(b)(2)
(To Prospectus Dated July 1, 2006)	Registration
No. 333-135339

FNB FINANCIAL SERVICES, LP $350,000,000 SUBORDINATED TERM NOTES AND DAILY NOTES

F.N.B. CORPORATION SUBORDINATED TERM NOTES AND DAILY NOTES

Pursuant to the prospectus, FNB Financial Services, LP is offering up to Three Hundred Fifty Million Dollars ($350,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). The Company is no longer offering Outstanding Notes, and reserves the right to redeem Outstanding Notes which are not exchanged for corresponding New Notes. Holders of Outstanding Daily Notes will no longer be permitted to add to the outstanding principal balance of such Notes. Any Outstanding Notes that are not exchanged will remain outstanding, and may be renewed or redeemed in accordance with their terms.

The following annual interest rates are applicable to both New Notes and Outstanding Notes effective NOVEMBER 14, 2007.

INTEREST
RATE	A.P.Y.
Subordinated
Daily Notes	4.00 %	4.06 %
Subordinated Special Daily Notes	4.75 %	4.84 %
MINIMUM BALANCE $25,000.00
Subordinated Term Notes
3 Month	4.70 %	4.78 %
6 Month	4.80 %	4.89 %
9 Month SPECIAL	4.90 %	4.99 %
12 Month	5.00 %	5.09 %
15 Month SPECIAL	5.10 %	5.20 %
18 Month	5.15 %	5.25 %
21 Month	N/A	N/A
24
Month SPECIAL	5.35 %	5.46 %
27 Month	5.20 %	5.30 %
30 Month	5.25 %	5.35 %
36 Month SPECIAL	5.50 %	5.61 %
48 Month	5.35 %	5.46 %
60 Month	5.35 %	5.46 %
84 Month	5.35 %	5.46 %
120 Month	5.35 %	5.46 %

This Prospectus Supplement is dated NOVEMBER 14, 2007.

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November 14, 2007

Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549

RE: Filing of Prospectus Supplement Pursuant to Rule 424; Registration No. 333-135339

Gentlemen:

Pursuant to the provisions of Rule 424 (b) 2 of the Rules and Regulations under the Securities Act of 1933, as amended, we enclose for filing the following copy of the Prospectus Supplement dated November 14, 2007, with respect to the above Registration Statement.

In accordance with Rule 424 (c), only the Prospectus Supplement is being filed because it will be attached to a form of Prospectus that previously has been filed. The Prospectus Supplement includes a cross reference on the cover thereof to the date of the related Prospectus.

Very truly yours,

F. N. B. Corporation

/s/Brian F. Lilly Brian F. Lilly Chief Financial Officer

Folio /Folio